Deputy Head of Credit Risk - Property & Mortgages

We are working exclusively with a leading international bank to appoint a Deputy Head of Credit Risk to support and succeed the Head of Credit within its UK business. This is a rare opportunity to join a small, high-impact team with a clear succession path in a growing property and mortgage lending franchise.

Deputy Head of Credit Risk - Property & MortgagesOffice-based, 5 days per week

We are working exclusively with a leading international bank to appoint a Deputy Head of Credit Risk to support and succeed the Head of Credit within its UK business. This is a rare opportunity to join a small, high-impact team with a clear succession path in a growing property and mortgage lending franchise.

As Deputy Head of Credit Risk, you will play a central role in safeguarding and shaping the bank's UK mortgage and property lending activities. Key aspects of the role include:

• Deal assessment and underwriting

  • Reviewing new mortgage and property credit applications originated by the business.

  • Providing independent risk assessment and recommendations, including structuring, security, covenants and mitigants.

• Portfolio oversight and risk monitoring

  • Monitoring the health of the mortgage and property portfolio, including early warning indicators and covenant compliance.

  • Supporting ongoing refinement of credit policies, risk appetite and lending standards in response to market and regulatory developments.

• Leadership, deputising and succession

  • Deputising for the Head of Credit, providing cover in committees and decision forums as required.

• Bring direct experience of mortgage and/or property credit within a bank or specialist lender.

• Are comfortable operating in a small, hands-on team, with visible responsibility and frequent interaction with senior management.

• Enjoy acting as a constructive challenger to the business, maintaining strong relationships while upholding robust credit standards.

• Are seeking a stable, long-term role with a genuine opportunity to step into a more senior credit leadership position in due course.

If you meet the above set criteria, please apply or send a copy of your CV to

Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates