Chief Compliance & Risk Leader

• Own GetGround's compliance with FCA regulations across all products and markets, including Consumer Duty, COBS, and MCOB
• Act as (or support the appointment of) the MLRO, with accountability for AML, KYC, and financial crime controls
• Lead proactive engagement with the FCA and other regulatory bodies, and help build the relationships and frameworks that will underpin future market entry
• Ensure all regulated communications, marketing, and customer-facing content meet compliance standards
• Keep the business ahead of regulatory change with clear, actionable guidance
• Design, implement, and maintain GetGround's compliance policies, procedures, and controls
• Run the compliance monitoring programme, identifying gaps and driving remediation
• Manage compliance training across the business, ensuring all teams understand their obligations
• Prepare and present compliance reporting to senior leadership and the board
• Own GetGround's enterprise risk management framework, including the risk register, risk appetite statement, and control environment
• Identify, assess, and monitor regulatory, operational, financial crime, credit, and third-party/vendor risks across the business, prioritising by likelihood and impact
• Design and run risk assessments for new products, markets, and partnerships before launch, working with Product and Legal to build in mitigations early
• Own horizon-scanning for emerging regulatory, geopolitical, and market risks relevant to fintech, proptech, and cross-border property investment
• Chair or contribute to risk committees, presenting a clear view of the risk landscape and mitigation status to leadership and the board
• Build out incident and issue management processes, ensuring risks that crystallise are captured, escalated, and remediated appropriately
• Own the AML and financial crime framework, including transaction monitoring, sanctions screening, and KYC processes
• Oversee SAR filings and manage relationships with the NCA and other relevant bodies
• Ensure GetGround's financial crime controls scale appropriately as the business grows
• Develop and manage a high-performing compliance and risk team as GetGround scales
• Foster a compliance culture that enables the business rather than blocking it: pragmatic, proportionate, and trusted
• Work closely with Product, Engineering, and Operations to embed compliance into how we build and operate
• Partner with Legal on regulatory matters and new product launches
• Act as a trusted, practical advisor across the business, enabling rather than blocking

Requirements

• Significant experience in a compliance leadership role within an FCA-regulated firm, ideally fintech, payments, or property finance
• Deep knowledge of Consumer Duty, COBS, MCOB, AML, and financial crime frameworks
• Experience acting as (or directly supporting) an MLRO
• Strong regulatory engagement skills; you're comfortable dealing directly with the FCA
• The ability to build and run compliance frameworks from scratch, not just maintain existing ones
• Commercial pragmatism; you find solutions that work for the business, not just the rulebook
• Strong communication skills and the confidence to present to senior leadership and boards
• Highly desirable: Experience with property, mortgage, or investment products
• Highly desirable: Multi-jurisdictional compliance exposure
• Highly desirable: In-house experience at a fast-growing fintech

ATS Optimization Keywords
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Hard Skills

• Consumer Duty
• COBS
• MCOB
• AML
• KYC
• Financial Crime Controls
• Compliance Monitoring
• Risk Assessment
• Incident Management
• Regulatory Reporting

Soft Skills

• Strong Communication Skills
• Commercial Pragmatism
• Leadership
• Relationship Building
• Problem Solving