Underwriter

The overall responsibility of the role is to underwrite loan applications in accordance with the firm's lending criteria, policies and procedures.

Key Accountabilities

• Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
• Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained
• Recommending and referring cases to Credit Committee where credit committee approval required.
• Liaising with introducers, valuers and solicitors
• Overseeing cases from inception through to completion

Skills & Competencies

• Pass internal competency tests post induction
• Attention to detail
• Ability to work as part of a team
• Good written and verbal communication skills

Knowledge & Qualifications

• A strong understanding of FCA regulation
• Experience underwriting mortgage applications, specifically within the BTL market.
• CeMAP (desirable, not essential)

Personal Attributes

• Flexible
• Articulate
• Well organised
• Robust and comfortable working to deadline and under pressure

Values - CREDIT

C

Customer

Customers are our primary focus

R

Results

Results matter, create value every day

E

Energy

Energy is contagious, Share it!

D

Development

Developing our people makes us different

I

Invent

Invent the solution, be proactive

T

Teamwork

Together we can build the business