Credit & Risk Specialist

Our market leading, forward-thinking client based in Andoversford, Cheltenham currently have a new opportunity for a Credit & Risk Specialist to join their team on a 1 year FTC. This role would ideally suit someone from a credit control / banking / risk background looking to join a progressive company within a very successful and excelling team.

With a hybrid option of 3 days working from home and 2 days in the lovely spacious offices, the company have many benefits of working for them such as, a flexible working environment and a supportive culture that will encourage you to reach your full potential plus lots of room for future development and an attractive benefits package.

The Risk Specialist is responsible for the daily operational and regulatory risk within the business. The role involves building strong relationships with internal stakeholders and having excellent working relationships with 3rd party partners. This role would not suit an assertive personality but more so someone with a proactive nature and the ability to engage credibly at all levels.

Key Responsibilities:

- Daily operational management of the incoming and ongoing business requests in relation to relevant risk activities.

- Assist the Risk Manager with the insured accounts and take the necessary actions required to ensure validation.

- Manage and carry out necessary checks on Coface and D & B alerts, Companies House and to review the credit limits accordingly.

- Carry out mthly reviews on insured accounts to ensure they are in line with the Coface cover and criteria

- Understand the legal entities within the business and where required provide cover for new accounts, reactivated accounts and account amendments.

- Validate any account amendments and update systems accordingly.

- Process credit increase requests carrying out required due diligence.

- Ongoing credit reviews to ensure credit limits are set at the appropriate levels.

- To manage the payment plans within the Credit and Risk department.

- To provide cover as required for pre-legal, legal and debt write off activities.

- To manage the finance decline ledger and follow the applicable processes.

- To ensure all systems/accounts are updated with the required notes.

- To carry out monthly audits on the trading and non-trading database to ensure account status and limits are set correctly.

- To manage and be responsible for the database in-line with the status group policy.

- Work with Risk Manager and Head of Credit & Risk Management on projects/process and ongoing developments for the department in line with business strategy.

- Provide guidance to the Credit Control team regarding risk profiling.

Candidate Attributes:

- Experience of working in a busy environment, to targets and within timescales.

- Understanding of credit checking requirements and company accounts.

- Problem-solving and decision-making.

- Analytical skills and a good eye for detail.

- Negotiation skills and the ability to influence people.

Hours - Monday - Friday - 9am - 5pm - Hybrid 3 days home 2 days office

Salary - £32k + £5k realistic achievable bonus paid monthly (after probation) + excellent benefits