Trainee Underwriter

The Trainee Underwriter role has been created to give someone with no industry experience the opportunity to learn about the mortgage lending industry and to gain the necessary skills and experience to become an Underwriter.

Working closely over a 12-month period with an experienced member of the underwriting team, your time will be spent learning the wide array of skills involved in secured lending across residential and commercial property in the UK.

This opportunity will help you to obtain new skills and if you satisfactorily complete the 12-month training program, you will be offered an Underwriting role within our growing teams starting you on a career path within the group.

West One Loans is a trusted provider of specialist property finance for residential and commercial properties. We offer regulated and unregulated first and second charge bridging loans and are one of the biggest privately funded bridging lenders in the UK. We also offer second charge residential and buy-to-let lending, and are committed to providing a broad range of specialist finance solutions with the minimum of fuss.

Key Accountabilities

• Learning how to make up case files including basic online searches such as Land Registry, Credit Searches, Company searches, Rightmove searches
• Understanding how to interpret the above searches and underwrite individual cases ensuring all aspects of our underwriting criteria are met.
• Data input and management into systems
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Learning how to assess valuation reports as well as monitoring surveyor reports for live construction projects
• Preparation of loan documentation
• Assisting underwriters and case managers with preparing credit papers
• Responsibilities may involve helping relevant teams streamline processes within the organisation
• All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

Skills & Competencies

• Excellent attention to detail
• Positive attitude to develop and expand knowledge
• Strong organisational skills
• Ability to perform under pressure and meet deadlines
• Ability to handle difficult situations in a professional and helpful manner

Knowledge & Qualifications

• Previous experience within a customer/client focused role desireable.
• GCSE Maths & English necessary.

Personal Attributes

• Excellent communication skills
• Resilient and flexible
• Team Player
• Approachable and self- motivated

In return, Enra Specialist Finance offers

• Full training and coaching provided
• A generous basic salary
• The opportunity to buy additional holiday
• Half day annual leave on your birthday week
• Perkbox subscription
• Private medical healthcare (Vitality)
• Company pension
• Free eye tests
• Dental plan
• Summer & Christmas parties