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Commercial Director Location: East Midlands Reports to: Managing Director Hours: Full time, Permanent About the Role: At Allison Homes, we are an award-winning private housebuilder with a clear ambition to redefine quality, value and sustainability in the communities we create across the Central and East of England, the Midlands and the South West. Our growth is driven by a relentless focus on excellence, long-term thinking and doing the right thing for our customers, partners and people. Our purpose is bold: to deliver aspirational, well-designed homes that remain accessible without compromise. We believe our people are the catalyst for success, and we are proud to foster a culture that champions Trust, Teamwork, Kindness, Passion and Performance , empowering individuals to lead, challenge and make a lasting impact. To support the next phase of our East Midlands expansion, we are introducing a new Commercial Director role - a pivotal leadership position created to elevate commercial capability and drive regional performance. This role offers a rare opportunity to shape and embed a best-in-class commercial function, with full accountability for commercial strategy, governance, and risk across a growing and increasingly complex development portfolio. Based in the East Midlands, the Commercial Director will be a key architect of the region s future success. Working as part of the regional leadership team, you will partner closely with the Managing Director and senior leaders across Land, Technical, Construction, Sales and Finance to transform commercial outcomes, strengthen supply chain resilience, and unlock sustainable, profitable growth from land acquisition through to final account. Key Responsibilities: Strategic Leadership & Governance Provide strategic commercial leadership across the East Midlands region, aligned with Group objectives. Act as a key member of the regional senior leadership team, contributing to business planning and decision-making. Establish and maintain robust commercial governance, controls, and reporting frameworks. Promote a strong commercial culture focused on accountability, transparency, and value creation. Team Leadership & Development Lead, mentor, and develop the regional commercial function, including Commercial Manager, Quantity Surveyors, Estimator and Buyers. Set clear objectives, KPIs, and performance expectations, conducting regular appraisals and succession planning. Ensure resourcing levels and capability align with current and future business needs. Champion continuous improvement and professional development across the team. Cost Management & Financial Performance Take full commercial ownership of regional development budgets from land appraisal through to final account. Lead commercial input into land bids, ensuring robust cost plans, risk assessments, and value optimisation. Oversee monthly cost forecasting, cash flow management, CVRs and financial reporting. Ensure accurate, timely commercial information is provided to the Board and senior stakeholders. Procurement & Supply Chain Strategy Set and implement the regional procurement and supply chain strategy in line with Group frameworks. Build and maintain strong strategic relationships with key subcontractors, suppliers and consultants. Oversee tendering, negotiation, and appointment of supply chain partners to ensure best value, quality, and compliance. Monitor supply chain performance and drive continuous improvement and value engineering. Contract Management & Risk Ensure all commercial and contractual arrangements are robust, compliant, and effectively managed. Provide leadership on the management of contractual risks, disputes, claims, and final account negotiations. Identify, assess, and mitigate commercial and financial risks across the development lifecycle. Cross-Functional Collaboration Work closely with Land teams to influence site acquisition strategy and ensure commercial viability. Collaborate with Technical and Design teams to optimise designs through value engineering. Support Construction teams with timely procurement strategies and programme alignment. Partner with Finance to ensure alignment between commercial reporting and financial controls. Essential Skills and Experience: Proven experience in a senior commercial leadership role (Commercial Director / Head of Commercial / Senior Commercial Manager) within residential housebuilding. Strong track record of delivering profitable growth in a regional housebuilding business. Extensive knowledge of residential construction methods, procurement routes, and supply chains. Expert understanding of cost planning, budgeting, contract administration, and commercial risk management. Demonstrable experience leading and developing large, high-performing commercial teams. Qualifications: Degree or equivalent in Quantity Surveying, Construction Management, or related discipline. Professional membership of RICS or CIOB preferred. Full UK driving licence. Personal Attributes: Strategic thinker with strong commercial acumen and a results-driven mindset. Confident, credible leader with the ability to influence at senior and Board level. Excellent negotiator with a pragmatic and solutions-focused approach. Highly organised, resilient, and able to manage complexity in a fast-paced environment. A role model for our company values of Trust, Teamwork, Kindness, Passion and Performance. This list is not exhaustive. To Apply If you feel you are a suitable candidate and would like to work for Allison Homes Group, please do not hesitate to apply.

Group Financial Controller Temporary to Permanent £60,000 - £70,000 Liverpool Role Overview Provide strategic and operational leadership for the Group Finance function Ensure the effective and efficient management of all financial activities across the organisation Deliver accurate, relevant, and timely financial information to senior leaders, business partners, and key stakeholders Ensure robust accou click apply for full job details

Accountable Recruitment are delighted to be partnering with a large, UK-based organisation who are seeking to appoint a Senior Commercial Finance Manager on an initial 6 month contract . Working with the largest division in the group this role will play a critical part in ensuring working capital is optimally deployed across the business, particularly in relation to stock holding and rebates receiva click apply for full job details

Salary: £38,745pa Manchester, Sale Hybrid Contract Type: Permanent Hours: 35 hours per week (agile working) Closing date: Monday 19th Jan 2026 Interview date: TBC, sometime shortly after the closing day Interview location: in person, venue TBA Our organisation is all about people the people who live in our homes, the communities we serve, and those we work with. So, it s no surprise that we recruit for attitude and behaviour which are central to us building relationships and delivering great experiences for these people. We employ colleagues who are passionate about making a difference who will take responsibility to get things done. As a not-for-profit housing association, providing affordable homes and services to more than 20,000 people across Greater Manchester. We have a strong social purpose and make it our mission to enable people to live well in their home and community. Are you a natural negotiator and key influencer with suppliers and contractors and driven by a passion for value for money? Do you want to be at the centre of the delivery of our category management approach and get a deeper understanding or the market and supply chain and obtain great goods and services in everything that we procure? If so, this is the role for you, the post will work in collaboration with colleagues and managers and will have strong links with the Finance, Risk & Assurance teams with a trusted business partner approach. In this role, you will be responsible for: Providing pro-active procurement advice and support colleagues and contract managers, based on a sound understanding of the relevant business area, and support the wider Procurement team in achieving this. Managing the tender and evaluation processes, ensuring compliance with all legal requirements and external and internal regulations Assisting in ensuring compliance with financial regulations, procurement and contract management policies and procedures Playing a key role to support the delivery of the Procurement Strategy and 3-year Procurement Plan. We need someone who have: A clear understanding of procurement legislation, regulations and procedures. A sound knowledge of procurement frameworks. Experience in providing expert advice, support and challenge in all aspects of procurement and contract management, Relevant professional qualification such as CIPS. IT and excel literate Ability to co-ordinate workloads under pressure An ability to create strong working relationships, with the ability to work across different projects and teams Experience of working in the public sector procurement, preferably housing, is desired but not essential Everyone s welcome here. Our culture is inclusive, and we are committed to increasing diversity. We enable everyone to be themselves at work, so that they feel at home with us. And we trust and support people to do their best, in a role that is fulfilling and rewarding because we know that this helps us to deliver better outcomes for our customers and our colleagues. If you want to be part of our team and help us make a difference, we d love to hear from you.

An opportunity has arisen for an experienced Head of People Services to lead and shape a high-impact people operations function within a large, complex organisation based in the South West of England. Hybrid Working, 3 Days in the office. This is a senior leadership role with accountability for delivering efficient, compliant and people-focused HR operations, payroll, reward, benefits, people systems and data. You will play a key role in enhancing the employee experience while ensuring strong governance, scalable processes and continuous improvement. The Role As Head of People Services, you will Lead the end-to-end delivery of people/shared services including HR operations, payroll, reward, benefits and HR systems Ensure consistent service standards, robust controls and full legislative compliance Drive process improvement, automation and system optimisation Own the people systems roadmap and people data strategy Provide insight through high-quality reporting and workforce analytics Lead, develop and inspire a specialist People Services team Partner closely with senior stakeholders and People Business Partners Support organisational change and transformation initiatives What We're Looking For You will bring Proven experience in a senior HR Operations or People/Shared Services Strong technical knowledge of UK employment law, payroll and HR compliance Experience leading payroll and reward frameworks within a complex environment Demonstrated capability delivering HR systems improvements or implementations A data-driven mindset with strong analytical and reporting skills Excellent leadership, communication and stakeholder management skills Experience managing multiple priorities in a fast-paced environment Professional HR qualification is advantageous but not essential. Why Apply This is a rare opportunity to Lead a critical people function with genuine strategic influence Shape scalable people services that support organisational performance Join a values-led organisation committed to employee experience Work flexibly with a hybrid model based in the South West A competitive salary and benefits package is on offer, alongside flexible working and strong support for professional development. Artis Recruitment provide specialist recruitment services within HR, Finance, IT, Procurement, Marketing, Customer Contact and Executive Search. By applying to this position, you acknowledge that you have read and accept our Privacy Policy: (url removed)

Join the World's Leading Pizza Delivery Company You already know who we are and what we do! Domino's UK & Ireland is the powerhouse behind our exceptional products. We're innovative, dynamic, and laser-focused on delivering unparalleled service to our franchisees and customers alike. We're looking for a Head of Finance - Sales & Marketing to join our Finance team and lead the commercial decision-making that drives profitable growth across Domino's. In this role, you'll be the senior commercial finance lead for our Sales & Marketing function, partnering closely with teams across Marketing, Digital, and Innovation to shape strategy and deliver insight that powers performance. You'll own sales forecasting, budgeting and weekly trading while assessing the commercial impact of deals, promotions, and pricing proposals. You'll also oversee marketing/media spend and consolidate insights into clear, actionable narratives for senior stakeholders and franchisees. This is a hands-on leadership role. You'll lead a team of six, balancing strategic leadership with rolling up your sleeves to deliver modelling and analysis under tight timelines. If you're commercially savvy, analytically sharp and passionate about driving value through data and insight - we'd love to hear from you. Success in this role looks like: Proven experience in commercial finance within a fast-paced retail or consumer environment. Strong exposure to sales-led forecasting, pricing, promotions, and weekly trading cycles. ACA/ACCA/CIMA qualified with 5+ years PQE and a track record of influencing senior stakeholders. Exceptional financial modelling and analytical skills, with the ability to assess risk and optimise performance. A confident communicator who can present complex data clearly and build trusted relationships across the business and with franchisees. We operate in a hybrid working environment, meaning we three days a week working from home, and two days a week in the office in our Milton Keynes HQ.

Nottingham Trent House (95002), United Kingdom, Nottingham, Nottinghamshire Senior Risk Manager About the role As a Risk Manager in the UK Risk Office, you will provide professional risk judgment that enables business partners to tackle major business challenges. In this role, not only will you lean into your analytical and problem solving skills by developing and deploying innovative solutions to mitigate risks to the business, but you will also grow your strategic and influencing skills as you create and implement risk strategies that enable the Company to win in the market. You will create order and sense out of complexity and uncertainty and enable confident, data-inspired decision making. In this role, you will thrive in a cross-functional and collaborative environment that values unique perspectives, rewards innovation, and challenges the status quo. As an integral member of the team, you will have a high level of exposure across the business partnering closely with senior business and risk office leaders, Marketing & Analytics, compliance, legal, and Operational Risk Management. What you will do Develop a deep understanding of business strategies, products, services, and risk profile; Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite through the use of Enterprise Risk Assessments; Analyse data to proactively identify risks and trends and provide insights that support internal customers in decision-making; Provide guidance and advice to business partners on implementing risk policies and programs; Drive collaboration between the risk, compliance, legal, and other business support functions; Ensure independent escalation of risk management gaps, issues, and concerns to executive management and, including emerging risks and regulatory focus areas; Identify opportunities to improve risk management practices and develop solutions to perfect risk management, eliminate waste, and deliver an exceptional customer experience Drive containment and remediation of process breakdowns in conjunction with compliance, legal and business process teams Audit and Exam Management - Provide support to M&A during audits and regulatory exams; support in the delivery of key risk mitigation and remediation activities Leverage strong written and verbal communication skills to present risk topics to business and functional stakeholders What we are looking for Curious and Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and are a truth seeker. You make it your business to master the data and signals to drive innovative solutions that are grounded in evidence. Communicative and Influential - You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to executive leadership. Discerning and Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering the team away from impulsive or ill-informed decisions. Action-Oriented and Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won't set you back, because you'll stay focused on your goals. You're organized, able to juggle multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do. Up for a Challenge - Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges. Collaborative and Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal. Where and how you'll work This is a permanent position based in our Nottingham offices. We have a hybrid working model which gives you flexibility to work from our offices and from home. We're big on collaboration and connection, so you'll be based in our Nottingham office 3 days a week on Tuesdays, Wednesdays and Thursdays. Many of our associates have flexible working arrangements, and we're open to talking about an arrangement that works for you. What's in it for you Bring us all this - and you'll be well rewarded with a role contributing to the roadmap of an organisation committed to transformation We offer high performers strong and diverse career progression, investing heavily in developing great people through our Capital One University training programmes (and appropriate external providers) Immediate access to our core benefits including pension scheme, bonus, generous holiday entitlement and private medical insurance - with flexible benefits available including season-ticket loans, cycle to work scheme and enhanced parental leave Open-plan workspaces and accessible facilities designed to inspire and support you. Our Nottingham head-office has a fully-serviced gym, subsidised restaurant, mindfulness and music rooms. In London, you can heighten your mood with a run on our rooftop running track or an espresso at the Workshop Coffee café What you should know about how we recruit We pride ourselves on hiring the best people, not the same people. Building diverse and inclusive teams is the right thing to do and the smart thing to do. We want to work with top talent: whoever you are, whatever you look like, wherever you come from. We know it's about what you do, not just what you say. That's why we make our recruitment process fair and accessible. And we offer benefits that attract people at all ages and stages. We also partner with organisations including the Women in Finance and Race At Work Charters, Stonewall and upReach to find people from every walk of life and help them thrive with us. We have a whole host of internal networks and support groups you could be involved in, to name a few: REACH - Race Equality and Culture Heritage group focuses on representation, retention and engagement for associates from minority ethnic groups and allies OutFront - to provide LGBTQ+ support for all associates Mind Your Mind - signposting support and promoting positive mental wellbeing for all Women in Tech - promoting an inclusive environment in tech EmpowHER - network of female associates and allies focusing on developing future leaders, particularly for female talent in our industry Capital One is committed to diversity in the workplace. If you require a reasonable adjustment, please contact All information will be kept confidential and will only be used for the purpose of applying a reasonable adjustment. For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC). Who We Are At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.

The Opportunity: Business Unit Director - Forkway Contract: Permanent Location: Forkway/ Dewsbury Forkway is one of the UK's leading materials handling solutions providers, employing around 100 people across three Handling Centres and several strategic service centres. With over 60 years in business, Forkway has built its reputation by truly listening to customers, understanding their specific needs, and delivering flexible, committed support. This approach has earned us an outstanding reputation for customer service. Forkway is proud to be part of the Briggs Equipment Group - a leading provider of asset management and maintenance solutions across the UK and Ireland. As part of this wider group, we benefit from the strength, resources, and expertise of a major industry leader while maintaining the personal, customer focused approach that defines Forkway. If you don't feel you meet every part of the role criteria outlined below, please don't let that discourage you from applying. We value potential, passion, and a willingness to grow. The Impact you will have: Support and deploy the company's SHEQ strategies and its ever improving focus of keeping our people safe. Foster and Drive a company culture of innovation, collaboration and in line with Briggs' values through effective leadership that results in the business being a supplier and employer of choice. Lead the company's financial management, including optimal resource allocation, Capex, cost management, budgeting, forecasting, and reporting. Seeking approval from Exec level inline with Group policy and procedures Oversee and support critical business decisions on resource allocation, strategic planning, and operational improvements which result in enhanced customer service, reduced cost and increased job satisfaction. Establish and maintain relationships with key clients, customers, partners, and industry stakeholders to drive retention and satisfaction resulting in revenue and profit growth in all revenue streams Define and deploy the business strategy ensuring alignment of objectives throughout the organisation to deliver the profitable growth in line with Group expectations as cost effectively and efficiently as possible. Oversee the recruitment and development of the business management team so that the business attracts, retains, develops and motivates the required number and skilled personnel to fulfill business needs. Through leadership and mentoring manage the business units senior leadership and departmental heads to ensure smooth day to day operations. Deploy effective asset management procedures to maximize the value of assets throughout their useful lives Ensuring regulatory compliance with all relevant laws and corporate governance practices and company policies. What will help you to excel in this role: Extensive experience of a safety ethos across all areas of operation. Significant experience of leading an engineering services based business plus the implementation of strategic and tactical growth plans. Significant evidence of leadership skills Extensive experience of persuasion and ability to challenge and communicate at all levels Extensive customer orientation skills with the ability to establish and maintain strong partnerships with customers by gaining their trust and respect and to translate commercial requirements into a practical application within finance practices Demonstrable communication, presentation and IT skills Extensive customer orientation skills with the ability to establish and maintain strong partnerships with customers by gaining their trust and respect and to translate commercial requirements into a practical application within finance practices What you can expect from us: Negotiable base salary 15-20% Bonus based on experience Company Vehicle Contributory pension scheme with employer contributions up to 6% Bupa Healthcare High street discounts What's next If you are interested in joining the Briggs Group then please click on the apply now button and a member of the team will be in touch Not sure if this is the right role for you? Please feel free to visit the careers page on our website and send us your CV speculatively for a member of the team to review If you require any reasonable adjustments to assist you in the interview process, then please contact a member of the Recruitment team and inform them prior to attending so we can ensure these are met

Nottingham Trent House (95002), United Kingdom, Nottingham, Nottinghamshire Risk Manager - Customer Operations About The Role As a Risk Manager in the UK Risk Office, you will support Customer Operations by providing professional risk judgment that enables business partners to tackle major business challenges. In this role, not only will you lean into your analytical and problem solving skills by developing and deploying innovative solutions to mitigate risks to the business, but you will also grow your strategic and influencing skills as you create and implement risk strategies that enable Customer Operations to consistently deliver good outcomes. You will create order and sense out of complexity and uncertainty and enable confident, data-inspired decision making. In this role, you will thrive in a cross-functional and collaborative environment that values unique perspectives, rewards innovation, and challenges the status quo. As an integral member of the team, you will have a high level of exposure across the business, partnering closely with senior business and risk office leaders, Customer Operations, Compliance, Legal, and Operational Risk Management. What You Will Do Develop a deep understanding of business strategies, products, services, and risk profile; Identify and assess the impact of the changing regulatory environment on business objectives and risk appetite through Enterprise Risk Assessments; Analyse data to proactively identify risks and trends and provide insights that support internal customers in decision-making; Provide guidance and advice to business partners on implementing risk policies and programs; Work collaboratively between the risk, compliance, legal, and other business support functions; Ensure independent escalation of risk management gaps, issues, and concerns to business stakeholders, including emerging risks and regulatory focus areas; Identify opportunities to improve risk management practices and develop solutions to perfect risk management, eliminate waste, and deliver an exceptional customer experience Drive containment and remediation of process breakdowns in conjunction with compliance, legal and business process teams Audit and Exam Management - Provide support to Customer Operations during audits and regulatory exams; support in the delivery of key risk mitigation and remediation activities Leverage strong written and verbal communication skills to present risk topics to business and functional stakeholders What We Are Looking For You should have an appetite to drive change, understand our business and have an enthusiasm to learn. An analytical mindset and the ability to break down problems and identify great solutions is critical. Other skills and competencies we are looking for include: Curious and Analytical - You ask why, explore possibilities, and bring your unique perspective to the table. You are comfortable with ambiguity and are a truth seeker. You make it your business to master the data and signals to drive innovative solutions that are grounded in evidence. Communicative and Influential - You communicate complex ideas concisely and convincingly. You adjust your communication to your audience and are comfortable with presenting to senior leaders. Discerning and Deliberative - You are careful and methodical, navigate uncertainty and risks expertly, and have a knack for steering away from impulsive or ill-informed decisions. Action-Oriented and Results-Driven - You have a desire to take action, try new things, and sometimes fail. Roadblocks won't set you back, because you'll stay focused on your goals. You're organized, able to juggle multiple deliverables, and prioritize your work while keeping the customer at the forefront of everything you do. Up for a Challenge - Big, undefined, unfamiliar, and complex problems will be exciting for you as you work to identify well-rounded solutions. You have an insatiable appetite for learning, and are constantly seeking out new challenges. Collaborative and Team-Oriented - You value diverse perspectives and seek insights from others. You bring energy to the group and rally them around a common goal. Where and how you'll work This is a permanent position based in our Nottingham office. We have a hybrid working model which gives you flexibility to work from our offices and from home. We're big on collaboration and connection, so you'll be based in our Nottingham office 3 days a week on Tuesdays, Wednesdays and Thursdays. Many of our associates have flexible working arrangements, and we're open to talking about an arrangement that works for you. What's in it for you Bring us all this - and you'll be well rewarded with a role contributing to the roadmap of an organisation committed to transformation We offer high performers strong and diverse career progression, investing heavily in developing great people through our Capital One University training programmes (and appropriate external providers) Immediate access to our core benefits including pension scheme, bonus, generous holiday entitlement and private medical insurance - with flexible benefits available including season-ticket loans, cycle to work scheme and enhanced parental leave Open-plan workspaces and accessible facilities designed to inspire and support you. Our Nottingham head-office has a fully-serviced gym, subsidised restaurant, mindfulness and music rooms. In London, you can heighten your mood with a run on our rooftop running track or an espresso at the Workshop Coffee café What you should know about how we recruit We pride ourselves on hiring the best people, not the same people. Building diverse and inclusive teams is the right thing to do and the smart thing to do. We want to work with top talent: whoever you are, whatever you look like, wherever you come from. We know it's about what you do, not just what you say. That's why we make our recruitment process fair and accessible. And we offer benefits that attract people at all ages and stages. We also partner with organisations including the Women in Finance and Race At Work Charters, Stonewall and upReach to find people from every walk of life and help them thrive with us. We have a whole host of internal networks and support groups you could be involved in, to name a few: REACH - Race Equality and Culture Heritage group focuses on representation, retention and engagement for associates from minority ethnic groups and allies OutFront - to provide LGBTQ+ support for all associates Mind Your Mind - signposting support and promoting positive mental wellbeing for all Women in Tech - promoting an inclusive environment in tech EmpowHER - network of female associates and allies focusing on developing future leaders, particularly for female talent in our industry Capital One is committed to diversity in the workplace. If you require a reasonable adjustment, please contact All information will be kept confidential and will only be used for the purpose of applying a reasonable adjustment. For technical support or questions about Capital One's recruiting process, please send an email to Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC). Who We Are At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.