10 jobs found

GoCardless is a global bank payment company. Over 100,000 businesses, from start ups to household names, use GoCardless to collect and send payments through direct debit, real time payments and open banking. GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and one off payments, without the chasing, stress or expensive fees. We use AI powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions. We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States. At GoCardless, we're all about supporting you! We're committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner - we're here to help! And remember: we don't expect you to meet every single requirement. If you're excited by this role, we encourage you to apply! The role Data sits at the core of our mission. We leverage bank account data to deliver high value, intelligent payment solutions for our customers, from enhancing payment success rates to driving payer fraud prevention. As a Data Science Manager within our Payment Intelligence team, you'll partner with Software Engineers, Product Managers, and Designers to turn big ideas into reality. You'll own the full lifecycle of our algorithms, shaping everything from the initial concept to production ready code that powers our global payment network. At GoCardless, our stack is centered around Google Cloud Platform and Vertex AI, providing a high performance environment for innovation. Our Data Scientists operate at the intersection of Python, SQL, and BigQuery to build and deploy high performance models at scale. What you'll do Manage and mentor a high performing team of Data Scientists, fostering a culture of technical excellence and supporting their long term career development. Oversee the end to end lifecycle of mission critical ML models that power real time payment decisions. Shape the strategic roadmap for the Payment Intelligence space, translating complex data challenges into actionable, high impact goals. Drive cross functional impact by working closely across disciplines to build end to end technical solutions, from concept to production. Influence Senior Leadership by acting as the bridge between technical complexity and business value, communicating ML strategy to senior stakeholders. What excites you Driving cutting edge advancements in Data, AI, and Machine Learning within the payments space with a multidisciplinary team. Mentoring a high performing team and fostering a culture of technical excellence. Solving the complex, real time challenges of fraud prevention and payment optimisation at scale. Building production grade ML models on a streamlined GCP and Vertex AI stack to drive fintech innovation. What excites us 2+ years managing Data Scientists within complex, high stakes domains. A hands on leader comfortable diving into the codebase. You bring strong expertise in Python and SQL to oversee the full lifecycle of a model, from initial prototype to robust production deployment. A decisive collaborator who can navigate technical trade offs and translate complex ML concepts for cross functional stakeholders and leadership. Familiarity with complex data environments and model architectures, such as deep learning (experience in Fintech, Fraud Prevention, or Payments is a big plus). Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid point of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work. The Good Stuff! Wellbeing: Dedicated support and medical cover to keep you healthy. Work Away Scheme: Work from anywhere for up to 90 days in any 12 month period. Hybrid Working: Our hybrid model offers flexibility, with in office days determined by your team. Equity: All permanently employed GeeCees get equity to share in our success. Parental leave: Tailored leave to support your life's great adventure. Time off: Annual holiday leave based on your location, supplemented by 3 volunteer days and 4 wellness days. Life at GoCardless We're an organisation defined by our values; We start with why before we begin any project, to ensure it's aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision. Diversity & Inclusion We're building the payment network of the future, and to achieve our goal, we need a diverse team with a range of perspectives and experiences. As of July 2024, here's where we stand: 45% identify as women 23% identify as Black, Asian, Mixed, or Other 10% identify as LGBTQIA+ 9% identify as neurodiverse 2% identify as disabled Sustainability at GoCardless We're committed to reducing our environmental impact and leaving a sustainable world for future generations. As co founders of the Tech Zero coalition, we're working towards a climate positive future. Check out our sustainability action plan here. Interested in building your career at GoCardless? Get future opportunities sent straight to your email.

Be an integral part of a team that's constantly pushing the envelope to enhance, build, and deliver top-notch technology products. As a Lead Software Engineer at JPMorgan Chase within the Global Banking Platform (GBP), you are an integral part of a team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. We are building the next generation core banking platform that will operate at a global scale and will support hundreds of millions of accounts. We use cloud native technologies, and your work will involve the development of micro-services, integrations, dashboards, production support tools and CI/CD pipelines. Initially, you will have the opportunity to work with a FinTech software partner. This is an exciting opportunity to experience the day to day of a fintech while being fully backed by JPMC. After this experience, you will return to JPMC and apply the knowledge, technologies and practices acquired to develop the critical services to support GBP's worldwide journey to the cloud. Job Responsibilities Design, implement and develop scalable, performant microservices using software engineering best practices Write secure and high-quality production code, and reviews and debugs code written by others Write automated unit tests, integration tests, etc. Produce architecture and design artifacts for complex applications while being accountable for ensuring design constraints are met by software code development Identify opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems Manage and troubleshoot deployments from testing environments all the way to production. Interface with other engineering teams to ensure that features are added in a structured and coherent way. Translate generic product requirements into trackable tickets. Mentor other engineers in the team in software engineering best practices Identify process improvements and help the team to work more efficiently Lead communities of practice across software engineering to drive awareness and use of new and leading-edge technologies Required qualifications, capabilities and skills Formal training or certification on software engineering concepts and applied experience Hands on practical experience in system design, application development, testing, and operational stability Advanced knowledge in at least one major programming language: Go, Python and/or Java Experience with Kubernetes and Terraform Proficiency in automation and continuous delivery methods Proficient in all aspects of the Software Development Life Cycle (SDLC). Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages Advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security Practical experience in developing cloud native applications with any cloud provider. Preferred qualifications, capabilities and skills Knowledge of banking / finance. Certification in AWS, Kubernetes (CKE) and Terraform Familiar with databases (SQL or NoSQL). Experience with client/server software architectures & networking, or microservice architectures. Experience with observability tools like Grafana, Prometheus, Open Telemetry and others. Experience with streaming architectures and tools (e.g. Kafka)

GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions. We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States. At GoCardless, we're all about supporting you! We're committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner - we're here to help! And remember: we don't expect you to meet every single requirement. If you're excited by this role, we encourage you to apply! The role Data sits at the core of our mission. We leverage bank account data to deliver high-value, intelligent payment solutions for our customers, from enhancing payment success rates to driving payer fraud prevention. As a Data Science Manager within our Payment Intelligence team, you'll partner with Software Engineers, Product Managers, and Designers to turn big ideas into reality. You'll own the full lifecycle of our algorithms, shaping everything from the initial concept to production-ready code that powers our global payment network. At GoCardless, our stack is centered around Google Cloud Platform and Vertex AI, providing a high-performance environment for innovation. Our Data Scientists operate at the intersection of Python, SQL, and BigQuery to build and deploy high-performance models at scale. What you'll do Manage and mentor a high-performing team of Data Scientists, fostering a culture of technical excellence and supporting their long-term career development. Oversee the end-to-end lifecycle of mission-critical ML models that power real-time payment decisions. Shape the strategic roadmap for the Payment Intelligence space, translating complex data challenges into actionable, high-impact goals. Drive cross-functional impact by working closely across disciplines to build end-to-end technical solutions, from concept to production. Influence Senior Leadership by acting as the bridge between technical complexity and business value, communicating ML strategy to senior stakeholders. What excites you Driving cutting-edge advancements in Data, AI, and Machine Learning within the payments space with a multidisciplinary team. Mentoring a high-performing team and fostering a culture of technical excellence. Solving the complex, real-time challenges of fraud prevention and payment optimisation at scale. Building production-grade ML models on a streamlined GCP and Vertex AI stack to drive fintech innovation. What excites us 2+ years managing Data Scientists within complex, high-stakes domains. A hands-on leader comfortable diving into the codebase. You bring strong expertise in Python and SQL to oversee the full lifecycle of a model, from initial prototype to robust production deployment. A decisive collaborator who can navigate technical trade-offs and translate complex ML concepts for cross-functional stakeholders and leadership. Familiarity with complex data environments and model architectures, such as deep learning (experience in Fintech, Fraud Prevention, or Payments is a big plus). Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work. The Good Stuff! Wellbeing: Dedicated support and medical cover to keep you healthy. Work Away Scheme: Work from anywhere for up to 90 days in any 12-month period. Hybrid Working: Our hybrid model offers flexibility, with in-office days determined by your team. Equity: All permanently employed GeeCees get equity to share in our success. Parental leave: Tailored leave to support your life's great adventure. Time off: Annual holiday leave based on your location, supplemented by 3 volunteer days and 4 wellness days. Life at GoCardless We're an organisation defined by our values; we start with why before we begin any project, to ensure it's aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision. Diversity & Inclusion We're building the payment network of the future, and to achieve our goal, we need a diverse team with a range of perspectives and experiences. Here's where we stand: 45% identify as women 23% identify as Black, Asian, Mixed, or Other 10% identify as LGBTQIA+ 9% identify as neurodiverse 2% identify as disabled Sustainability at GoCardless We're committed to reducing our environmental impact and leaving a sustainable world for future generations. As co founders of the Tech Zero coalition we're working towards a climate positive future. Check out our sustainability action plan here. Interested in building your career at GoCardless? Get future opportunities sent straight to your email.

GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions. We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States. At GoCardless, we're all about supporting you! We're committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner - we're here to help! And remember: we don't expect you to meet every single requirement. If you're excited by this role, we encourage you to apply! The role Data sits at the core of our mission. We leverage bank account data to deliver high-value, intelligent payment solutions for our customers, from enhancing payment success rates to driving payer fraud prevention. As a Data Science Manager within our Payment Intelligence team, you'll partner with Software Engineers, Product Managers, and Designers to turn big ideas into reality. You'll own the full lifecycle of our algorithms, shaping everything from the initial concept to production-ready code that powers our global payment network. At GoCardless, our stack is centered around Google Cloud Platform and Vertex AI, providing a high-performance environment for innovation. Our Data Scientists operate at the intersection of Python, SQL, and BigQuery to build and deploy high-performance models at scale. What you'll do Manage and mentor a high-performing team of Data Scientists, fostering a culture of technical excellence and supporting their long-term career development. Oversee the end-to-end lifecycle of mission-critical ML models that power real-time payment decisions. Shape the strategic roadmap for the Payment Intelligence space, translating complex data challenges into actionable, high-impact goals. Drive cross-functional impact by working closely across disciplines to build end-to-end technical solutions, from concept to production. Influence Senior Leadership by acting as the bridge between technical complexity and business value, communicating ML strategy to senior stakeholders. What excites you Driving cutting-edge advancements in Data, AI, and Machine Learning within the payments space with a multidisciplinary team. Mentoring a high-performing team and fostering a culture of technical excellence. Solving the complex, real-time challenges of fraud prevention and payment optimisation at scale. Building production-grade ML models on a streamlined GCP and Vertex AI stack to drive fintech innovation. What excites us 2+ years managing Data Scientists within complex, high-stakes domains. A hands-on leader comfortable diving into the codebase. You bring strong expertise in Python and SQL to oversee the full lifecycle of a model, from initial prototype to robust production deployment. A decisive collaborator who can navigate technical trade-offs and translate complex ML concepts for cross-functional stakeholders and leadership. Familiarity with complex data environments and model architectures, such as deep learning (experience in Fintech, Fraud Prevention, or Payments is a big plus). Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work. The Good Stuff! Wellbeing: Dedicated support and medical cover to keep you healthy. Work Away Scheme: Work from anywhere for up to 90 days in any 12-month period. Hybrid Working: Our hybrid model offers flexibility, with in-office days determined by your team. Equity: All permanently employed GeeCees get equity to share in our success. Parental leave: Tailored leave to support your life's great adventure. Time off:Annual holiday leave based on your location, supplemented by 3 volunteer days and 4 wellness days. Life at GoCardless We're an organization defined by our values. We start with why before we begin any project, to ensure it's aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision. Diversity & Inclusion 45% identify as women 23% identify as Black, Asian, Mixed, or Other 10% identify as LGBTQIA+ 9% identify as neurodiverse 2% identify as disabled Sustainability at GoCardless We're committed to reducing our environmental impact and leaving a sustainable world for future generations. As co-founders of the Tech Zero coalition , we're working towards a climate-positive future. Check out our sustainability action plan here. At GoCardless we're committed to fostering an inclusive and high-performance culture built on trust and transparency. Interested in building your career at GoCardless? Get future opportunities sent straight to your email. To ensure you have a clear understanding of the compensation and potential growth for this opportunity, we've shared the full base salary pay range for this role. Please note, our approach is to offer salaries between the minimum and mid-point of the range. We want to manage expectations from the start, and if your application is successful you can discuss any questions around the pay range and salary with your Talent Partner.

At SPD Technology, we bring together a team of like-minded people who are driven by the desire to bring value through their work, united in their commitment to high performance and delivering custom, cutting-edge tech solutions that drive clients' growth. We empower our people with a culture of excellence and enable them with the opportunity to uphold their accountability to contribute on each level. We value humanity and collaboration, encourage professional and personal growth, and foster a supportive and flexible work environment where everyone's contribution is welcomed. We are looking for a Middle ML & AI Engineer to join us as part of our team. About the role PitchBook's Machine Learning Engineer is responsible for using machine learning, statistical modeling, and natural language processing (NLP) to collect a high-volume of data for the PitchBook Platform and surface insights for the capital markets. A strong motivation to succeed is critical and everyone has the opportunity to shape the long-term direction of our team. About the project PitchBook - a platform for investment professionals. Our software provides access to data and the analytical tools to get answers fast and discover promising opportunities. Uncovers actionable insights and trends hidden within the financial data of more than three million companies. Users all over the world include large corporations, start-ups, venture capital and private equity firms, investment banks, and many others. Features of PitchBook: Advanced search / Discovery & insights / Company profiles / Workflow & efficiency / Financials and many more. Team Engineering Manager, Lead Engineer, 2 ML Engineers, 2 Backend Engineers, 1 Frontend Engineer, and 3 Automation QA Engineers. The role offers a flexible work schedule, allowing you to adapt your working hours with the requirement to attend all team meetings. The team follows a Scrum-based Agile methodology. Work with GenAI & LLMs: Design, develop, and fine-tune generative AI models using transformer architectures. Implement advanced techniques to create practical solutions for real-world challenges. Use Modern Toolkits: Leverage frameworks like LangChain, LangGraph, and LangSmith to build automated pipelines and intelligent agents. Integrate these tools with vector databases for efficient similarity search and real-time analysis. Extract Data Insights: Process and analyze large volumes of unstructured data using embeddings and statistical modeling to identify meaningful insights. Build Scalable Systems: Collaborate with cross-functional teams to create production-grade ML systems that handle real-time, high-volume data processing. Collaborate & Communicate : Work with Product and Engineering teams to improve data management and support innovation. Present complex analyses clearly and effectively. Tech Stack & Focus Areas: Work with generative AI and transformer models, integrating frameworks like LangChain, LangGraph, and LangSmith to automate workflows and build intelligent systems. Use PyTorch, Scikit-Learn, and Spacy to build NLP pipelines. Implement vector databases for high-dimensional data embeddings and develop hybrid models to extract insights from diverse data sources. We're looking for you if you have Bachelor's/master's degree in computer science, Machine Learning, Statistics, or related fields. 2+ years of experience in a similar role in a production environment. Experience in transformer-based language models Proficient in deep learning frameworks (i.e, TensorFlow and PyTorch) Demonstrated experience with natural language processing. Demonstrated experience with Python or other object-oriented programming frameworks. Demonstrated experience in using SQL for data extraction. Strong communication and data presentation skills. Strong problem-solving ability. Ability to communicate complex analysis in a clear, precise, and actionable manner. Experience working closely with software development team(s) is a plus. Experience building scalable systems in production is a plus. Knowledge of financial services, investment, banking, VC, and/or PE is desired but not required. What's in it for You Reveal great tech solutions Join the team of experts who create custom, cutting-edge tech solutions for world-renowned businesses, fueling client growth. Unleash your potential, tackle new challenges, and be part of a team that values your skills and contributions. Focus on long-term impact and building tailored, long-lasting partnerships with our clients. Experience an agile and flexible working environment Enjoy the freedom of fully remote work with a flexible working schedule. Empower yourself with a stable workload and a stable income, supported by provided laptops and licensed software. We focus on lasting cooperation and unite result-oriented individuals who stand on a high-performance approach to work. Embrace the opportunity for personal and professional growth Benefit from performance and merit reviews, elevate your skills with personal development plans, and individual learnings through the corporate library, public speaking support, and more. Be among like-minded people Work with a team of one mind who cares about what they do and how they do. Collaborate with top-notch experts who are always ready to help and support you through any challenges. Join company-wide tech and cultural events, and contribute to meaningful CSR initiatives that resonate with your values. Feel supported by your HR, and take advantage of our referral bonus program. Interview steps Pre-Screening with the recruiter Tech Interview + Live Coding (up to 1,5 hours) System Design interview (up to 45 min) Final interview with Engineering Manager (30 min) About SPD Technology SPD Technology is a custom software product development and IT consulting company with extensive expertise in various industries, including fintech, e-commerce, logistics, insurance, biotech, cybersecurity, and more. Our world-class team of over 650 experts develop web, mobile, AI/ML, and enterprise solutions for world-renowned companies, including Fortune 500 firms and emerging startups. We have 2 development centers in Europe, a representative office in London, the U.K., and remote teams, working worldwide. With over 19 years of experience in designing, building, streamlining, and supporting software products, SPD Technology drives growth of businesses from the US, the U.K., Israel, Switzerland, Mexico, and other countries. Apply Now Send us your CV! Maybe we need you but we haven't known about that yet.

Lead Blockchain Payments Engineer - Fiat Ramps & Financial Infrastructure Location: Full-time, In-person - London, UK Compensation: $250K - $300K Join a team of elite builders and a high-growth software company redefining what is possible in the fintech and crypto space. We operate with a philosophy of speed, ownership, and talent density, driving towards a future where financial flows are seamless and instantaneous. As the Lead Blockchain Payments Engineer, you will be a core architect and owner of our essential financial infrastructure. This high-impact role requires you to design and scale the core services that power seamless fiat crypto flows, real-time risk decisions, and rock-solid financial records for a high-volume, global platform. You will act as a backend and onramp specialist, leading the development of high-throughput, low-latency distributed systems that manage the entire financial lifecycle from user deposit to on-chain settlement. Payment Orchestration & Integrations Own the end-to-end payment orchestration for major bank rails (ACH/RTP/FedNow/SEPA/Open Banking) and card schemes (including Apple Pay/Google Pay). Design and implement idempotent, fault-tolerant APIs and robust webhook processing systems. Integrate and manage third-party providers for connectivity (Plaid/TrueLayer/Tink), card processing (), and on-chain risk/compliance (Chainalysis/TRM, Travel Rule networks). Real-Time Risk & Compliance Build and scale a real-time risk engine ($ 300 ms) combining ML scores, rules, device signals, sanctions/KYC hits, and payment intelligence to yield fast GREEN/AMBER/RED outcomes. Implement foundational KYC/AML primitives (CIP/CDD, sanctions/PEP screening, Travel Rule data plumbing) in close partnership with the Compliance team, ensuring audit-ready decision journaling. Financial Integrity & Reconciliation Ship a double-entry ledger and automated reconciliation jobs that accurately tie together processors, bank statements, and on chain balances. Develop daily break detection and automated remediation workflows to maintain absolute financial integrity. Blockchain & Operations Ensure safe and rapid crypto delivery (e.g., USDC/SOL) to user wallets by managing hot wallet flows, transaction creation, confirmations, and operational safeguards. Instrument everything with traces, metrics, and logs. Build internal operations and compliance dashboards and participate in the production on call rotation for our 24/7 system. Cross-Functional Collaboration Work closely with Product, Mobile, Compliance, Risk, and Finance teams, driving features from initial concept through production deployment and iteration. Fiat Onramp Expertise: Proven experience building fiat ramps end to end, including bank and card integrations. System Design & Scale: Deep experience designing and scaling high throughput, low latency distributed systems in payments, fintech, or risk platforms. Language Fluency: Fluent in one or more systems languages (Rust, Go), or strong systems chops in TypeScript/Node/Python. Database Mastery: Expert level knowledge of Postgres (transactions, indexing, locking), with familiarity in Redis and event/OLAP stores (Kafka/Redpanda, ClickHouse). API & Webhook Craftsmanship: Mastery of gRPC/REST best practices (versioning, idempotency keys) and building rock solid webhook consumers. Event Driven Design: Experience designing systems with queues, outbox/inbox patterns, Sagas, and ensuring exactly once effective behavior for financial transactions. Security Mindset: Practical experience with key management (HSM/KMS), secrets hygiene, least privilege, and data auditability. Ownership & Ambiguity: Ownership driven and comfortable operating in high ambiguity environments-you move quickly, measure results, and iterate aggressively. Nice to Have (Signal Boosters) Payments: ACH/NACHA returns, 3DS/SCA, AVS/CVV, BIN analysis, chargeback workflows, Apple/Google Pay. Compliance Plumbing: Experience with sanctions/PEP screening, Travel Rule networks (e.g., Notabene/TRISA), and SAR/STR workflow integration. Accounting: Experience with double-entry ledgers, reconciliation jobs, and data modeling for regulatory/tax reporting. Crypto Delivery: Solana RPCs, USDC flows, wallet operations, and Chainalysis/TRM integrations. Infra: Experience with AWS, Terraform, Docker/Kubernetes, and OpenTelemetry/Prometheus/Grafana. Compensation: Competitive Base Salary Incentives: Token/Equity package for long term alignment. Culture: High-impact role in a company driven by speed, ownership, and talent density. Location: Full-time, in person role in London. Commitment to Equality and Accessibility: At MLabs, we are committed to offer equal opportunities to all candidates. We ensure no discrimination, accessible job adverts, and providing information in accessible formats. Our goal is to foster a diverse, inclusive workplace with equal opportunities for all. If you need any reasonable adjustments during any part of the hiring process or you would like to see the job advert in an accessible format please let us know at the earliest opportunity by emailing human . MLabs Ltd collects and processes the personal information you provide such as your contact details, work history, resume, and other relevant data for recruitment purposes only. This information is managed securely in accordance with MLabs Ltd's Privacy Policy and Information Security Policy, and in compliance with applicable data protection laws. Your data may be shared only with clients and trusted partners where necessary for recruitment purposes. You may request the deletion of your data or withdraw your consent at any time by contacting .

Principle Engineer Department: Engineering Employment Type: Full Time Location: Cardiff Description In 2002, we became the first insurance comparison site. Our purpose? To make the process of managing your insurance, utilities or personal finances as easy as possible. We're part of RVU. A group of online brands that also include Uswitch, Tempcover and money.co.uk. As a group, we use our shared knowledge to empower people, and help them make decisions confidently across a range of household services. is at the cutting edge of the FinTech industry, so we're always looking for extraordinary talent. If you love what you do, get in touch today! We're looking for a Principal Software Engineer who thrives on organisational influence and technical mentorship to tackle our most ambiguous, high-leverage problems that shape the future of our business. You'll operate with near-complete autonomy and accountability, delivering solutions that require mastery of large-scale, distributed systems. As a Principal Software Engineer at Confused, you will be the technical leader and strategic voice for an entire vertical or a significant cross-cutting area of our business. You will be responsible for defining the long-term technical vision, shaping architecture, and driving execution across multiple teams to achieve strategic, company-wide impact, ensuring our systems and processes are world-class, scalable, and aligned with Confused and RVU's business goals. Teams will look to you for guidance and you will serve as the escalation point for the most complex technical decisions. You will be mentoring and pairing with senior and staff engineers, helping them grow into technical leaders and foster a culture of technical excellence and continuous learning. What you'll be doing Strategic Technical Leadership & Expertise Define the vision: Own and articulate the long-term technical vision and architectural strategy. Drive strategic impact: Identify and execute high-leverage technical initiatives (impacting a vertical or the entire organisation) that directly translate into measurable business growth or significant operational efficiency gains. Architectural stewardship: Design, govern, and audit the most complex and critical systems, ensuring they are scalable, resilient, and maintainable over a multi-year horizon. Technical evolution: Continuously evaluate new tools, technologies, and paradigms, making strategic recommendations to adopt or deprecate them to keep our engineering ecosystem best-in-class. Leadership & Influence Organisational influence: Influence and align engineering and product strategy across multiple teams and business units Mentorship & coaching: Act as a principal mentor and coach to all engineers, elevating the technical expertise and standards across the entire engineering organisation. Conflict resolution: Resolve the most high-stakes, cross-team technical and non-technical conflicts, building consensus among senior stakeholders. Communication: Communicate complex technical decisions and their strategic implications to leadership and non-technical audiences effectively. Delivery & Execution Autonomy & accountability: Operate with complete autonomy on high-impact objectives, holding yourself and adjacent teams accountable for long-term success. Best practice champion: Define, implement, and enforce best-in-class software practices, operational excellence, and quality standards (e.g., CI/CD, production readiness, testing). Risk management: Proactively identify and mitigate significant technical debt, security risks, and operational vulnerabilities that could pose a threat to the business's long-term health. What we're looking for Excellent understanding of Cloud technologies, and their application to solve problems such as Event/Data Ingestion and 3rd Party API Integrations. As well as a strong appreciation of A/B Testing, Monitoring and DevOps principles. Deep technical knowledge across modern frameworks (Go, React, .Net, Python), capable of solving undefined, novel, or highly complex problems within a major domain area. Extensive experience designing, deploying, and maintaining large-scale, distributed systems and can manage the infrastructure and scalability strategy across multiple teams. Define what "Production Ready" means, ensuring security, resilience, and operational excellence. You are a gifted communicator who can translate technical complexity into strategic business context, influencing senior leaders and peers effectively. Actively mentor and sponsor senior talent, elevating engineering capability and culture across large parts of the business. Proven ability to manage organisational change, driving large-scale programs from ambiguous conception through to successful, measurable strategic impact. Identify the most critical problems, develop the solution, and execute it without explicit direction. What we offer We want to give you a great work environment, support your growth both personally and professionally, and provide benefits that make your time at RVU even more enjoyable. Here are some of the benefits you can look forward to: 10% discretionary yearly bonus and yearly pay reviews (based on RVU and personal performance) A hybrid working approach with 2 in-office days per week and up to 22 working days per year to "work from anywhere" Employer matching pension contributions up to 7.5% A one-off £300 "Work from Home" budget to help contribute towards a great work environment at home Excellent maternity, paternity, shared parental and adoption leave policy, for those key moments in your life 25 days holiday (increasing to 30 days) + 2 days "My Time" per year Private medical cover, critical illness cover , dental plans and employee assistance programme Free gym access Employee discounts programme A healthy learning and training budget to support your development Electric vehicle and cycle to work scheme Regular events - from team socials to company-wide events with insightful external speakers, we want to make sure our colleagues continue to feel connected

Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.

Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.