2 jobs found

Buy to Let Mortgage Underwriter Kent Responsibilities: Underwrite mortgage applications to a high standard Interpret CAIS/Credit data, financial statements, and supporting documents Assess income and complete case types, including Standard properties, Multi-unit (MUP) properties, HMO's, Expats, foreign nationals, Trading Limited companies, SPVs and Holiday lets Provide clear, well reasoned decisions, including referrals to senior mandate holders Manage and prioritise a personal pipeline, meeting service levels Collaborate with internal teams (Sales, Risk, Compliance, Pre-offer, Post Offer) Communicate professionally with brokers, valuers, and external stakeholders Contribute to continuous improvement, supporting training, sharing knowledge, and adapting to changes in the specialist lending market and regulatory environment Essential Skills and Experience Strong Understanding of the Mortgage process and the wider Mortgage market. Must have a minimum 2 years' underwriting experience, ideally within Buy-to-Let Residential or Commercial experience also considered. Proven ability to assess complex cases with high attention to detail and sound judgement Excellent written and verbal communication skills. Strong analytical, planning and problem-solving skills Proficient in Microsoft Word, Excel and Outlook Ability to work effectively under pressure in a fast-paced environment Demonstrated ability to work to defined service standards and deadlines Strong teamwork, with a commitment to supporting colleagues and contributing to shared goals

Our Basingstoke based client is seeking a detail-oriented Mortgage Administrator to join their team . The successful candidate must have experience supporting mortgage applications from submission through to completion. Skilled in managing application pipelines, handling inbound and outbound broker calls, chasing documentation and supporting underwriters to ensure cases progress efficiently and accurately. You will be known for delivering excellent customer service, maintaining strong regulatory compliance and working collaboratively with brokers, solicitors and internal teams to meet service levels and completion targets while ensuring customers are treated fairly. Key responsibilities: Process mortgage applications Be the first point of contact on the telephone for the Intermediary panel, providing quick and clear responses. Make outbound calls following up on documentation, second charge consent, valuations and escalate any cases where you feel timescales are not being met to the Underwriter responsible for the case, Senior Underwriter or Underwriting Manager Provide technical assistance to the Intermediary panel in respect of the Broker Portal & Global Iris, payment collection services Ensure you challenge yourself and the underwriters you are supporting, to ensure the company only ask for the correct documentation and information required to make a lending decision and no more. To ensure the accuracy of all notes, requirements and conditions added to an application Manage a pipeline of mortgage applications from receipt through to completion, ensuring telephone calls are made to chase up or obtain clarification of information Work with the underwriting team and completions team, to ensure prompt issue of documentation, valuation instruction and offer production Work as part of the Lending team, to achieve the required completion target, assisting the completions team where required with quick and concise answers to questions and points of clarification they may raise Assisting with the production and preparation of monthly reporting Skills and experience: Experience of manually writing mortgage applications, rather than decision backed systems Excellent telephone manner and customer service skills Experience of working within a busy team environment Experience in managing own workload and bring flexible where required in the approach to day-to-day activities. Strong analytical skills and attention to detail Working in in line with the agreed Lending Manual & Processing Manual and process documents Build relationships with the external Sales Business Development Team