Role: Mortgage Payment Support Adviser 12 Month FTC Location: Newbury Hours: 35 hrs a week, Monday Friday 9am 5pm Salary: £25,568 At Newbury Building Society, our customers are at the heart of everything we do. If you have a passion for first-class customer service, effective communication skills and a desire to learn, you could be the person we re looking for. Are you a confident, positive communicator with a passion for helping people? This is an exciting opportunity to join a small, dedicated team supporting customers facing financial difficulty. As a Payment Support Adviser, you ll use your impartial and professional approach to guide customers through challenging times. You ll gain hands-on experience and build your knowledge of mortgages and specialist schemes, all while learning from supportive colleagues. What will you be doing? Customer Support: You ll be the first point of contact for mortgage customers who are worried about or behind on payments. You ll identify the root cause of their concerns and create tailored action plans via phone, email, or letter. This may include arranging payment solutions or signposting to third-party support. Case Management: Each customer is assigned a dedicated adviser early in their journey. You ll manage your own caseload, regularly reviewing arrangements and proactively reaching out. Once trained, you ll have the authority to offer bespoke payment plans within your mandate. Collaboration: You ll work closely with internal teams (like mortgage advisers and underwriters) and external partners (such as housing associations) to ensure the best outcomes for customers. Legal & Property Processes: Where legal action is necessary, you ll ensure all other options have been explored before working with solicitors to file possession claims. For repossessed properties, you ll liaise with our property management company to secure a timely and effective sale. Administration: You ll also handle key admin tasks, such as updating customer records and preparing redemption statements for those nearing the end of their mortgage term. Why work for us? We care about our communities as well as providing financial services, we get involved in supporting our local communities. This means regular opportunities to volunteer, fundraise, and help with community events and activities. We also give all our employees two paid days of volunteering every year to help with causes they feel passionately about. We want to help you develop We are accredited by the Financial Services National College for the quality of our learning and development practices. No matter your role, there will be opportunities to take on new responsibilities and be involved in projects to further your career. You will also receive a generous holiday allowance, contributory stakeholder pension scheme, and our wellbeing programmes, and your birthday off! Essential skills and experience: Resilient occasionally we hold difficult conversations with our customers, and you will need to respond with compassion and firm professionalism whilst remaining aware and responsible for your wellbeing. Able to prioritise every day is different and your ability to prioritise tasks and meet changing demands will help you give the best outcome to our customers. Able to work both independently and as part of a team you will be responsible for your own caseload alongside team tasks and responsibilities. Independent and curious customer circumstances and experiences can be complex, so it s important that we are open to new ways of reaching solutions and keeping up to date with regulatory changes, as well as external trends and updates. Exceptional communicator we want our customers to feel respected, understood and informed, even when our position may not be what they were hoping for. We don t script our conversations, therefore it s really important that you are a confident speaker and writer. This is a customer-focused role, so previous experience in a customer service environment would be beneficial. We use Office 365 and would expect you to be at ease using this platform. Desirable skills and experience Experience in financial services administration and or experience of mortgage arrears administration or debt counselling. Interviews 90-minute competency-based interview held in our Newbury Head office. We aim to interview successful applicants within 10 working days. Interview dates: Starting from the week of 23 June 2025. Feedback provided regardless of outcome. We reserve the right to close this vacancy at any point.
Jul 01, 2025
Contractor
Role: Mortgage Payment Support Adviser 12 Month FTC Location: Newbury Hours: 35 hrs a week, Monday Friday 9am 5pm Salary: £25,568 At Newbury Building Society, our customers are at the heart of everything we do. If you have a passion for first-class customer service, effective communication skills and a desire to learn, you could be the person we re looking for. Are you a confident, positive communicator with a passion for helping people? This is an exciting opportunity to join a small, dedicated team supporting customers facing financial difficulty. As a Payment Support Adviser, you ll use your impartial and professional approach to guide customers through challenging times. You ll gain hands-on experience and build your knowledge of mortgages and specialist schemes, all while learning from supportive colleagues. What will you be doing? Customer Support: You ll be the first point of contact for mortgage customers who are worried about or behind on payments. You ll identify the root cause of their concerns and create tailored action plans via phone, email, or letter. This may include arranging payment solutions or signposting to third-party support. Case Management: Each customer is assigned a dedicated adviser early in their journey. You ll manage your own caseload, regularly reviewing arrangements and proactively reaching out. Once trained, you ll have the authority to offer bespoke payment plans within your mandate. Collaboration: You ll work closely with internal teams (like mortgage advisers and underwriters) and external partners (such as housing associations) to ensure the best outcomes for customers. Legal & Property Processes: Where legal action is necessary, you ll ensure all other options have been explored before working with solicitors to file possession claims. For repossessed properties, you ll liaise with our property management company to secure a timely and effective sale. Administration: You ll also handle key admin tasks, such as updating customer records and preparing redemption statements for those nearing the end of their mortgage term. Why work for us? We care about our communities as well as providing financial services, we get involved in supporting our local communities. This means regular opportunities to volunteer, fundraise, and help with community events and activities. We also give all our employees two paid days of volunteering every year to help with causes they feel passionately about. We want to help you develop We are accredited by the Financial Services National College for the quality of our learning and development practices. No matter your role, there will be opportunities to take on new responsibilities and be involved in projects to further your career. You will also receive a generous holiday allowance, contributory stakeholder pension scheme, and our wellbeing programmes, and your birthday off! Essential skills and experience: Resilient occasionally we hold difficult conversations with our customers, and you will need to respond with compassion and firm professionalism whilst remaining aware and responsible for your wellbeing. Able to prioritise every day is different and your ability to prioritise tasks and meet changing demands will help you give the best outcome to our customers. Able to work both independently and as part of a team you will be responsible for your own caseload alongside team tasks and responsibilities. Independent and curious customer circumstances and experiences can be complex, so it s important that we are open to new ways of reaching solutions and keeping up to date with regulatory changes, as well as external trends and updates. Exceptional communicator we want our customers to feel respected, understood and informed, even when our position may not be what they were hoping for. We don t script our conversations, therefore it s really important that you are a confident speaker and writer. This is a customer-focused role, so previous experience in a customer service environment would be beneficial. We use Office 365 and would expect you to be at ease using this platform. Desirable skills and experience Experience in financial services administration and or experience of mortgage arrears administration or debt counselling. Interviews 90-minute competency-based interview held in our Newbury Head office. We aim to interview successful applicants within 10 working days. Interview dates: Starting from the week of 23 June 2025. Feedback provided regardless of outcome. We reserve the right to close this vacancy at any point.
Trainee Mortgage Advisor Location: Manchester City Centre Salary: Competitive Starting Salary - £27,415.00 + Bonus Training : Full training provided and will fund Full CeMap Base salary rises to £35k after CeMap 1 complete About the Company: Join our dynamic and rapidly growing Manchester-based 2nd charge lender! We're actively seeking Trainee Mortgage Advisors with the drive to succeed. Renowned for our commitment to excellence, we provide specialized homeowner secured loans and have been shortlisted for the MEN Business of the Year award. Additionally, we've proudly ranked in The Sunday Times Fast Track 100 twice, showcasing our dedication to innovation and rapid growth. Role Overview: As a Trainee Mortgage Advisor, you will embark on an exciting journey to become a skilled professional in the high-demand field of mortgage advising. With a competitive starting salary of £27,415.00, CeMap funded, once gained level 1 will increase base to £35k . Benefits: Comprehensive Benefits Package, including healthcare & Pension Plans. Accelerated career growth with continuous training & professional Fully Paid CeMap Development opportunities Celebrate successes with Summer & Winter Work Parties Enjoy 23 Holidays + Bank Holidays + Birthday Off! Responsibilities: Learn and develop under the guidance of experienced professionals to become proficient in conducting consultations, understanding clients' financial goals, and assessing eligibility for a 2nd charge mortgage. Receive training on providing advice on a range of mortgage products, explaining terms, conditions, and potential risks to clients. Collaborate with underwriters and internal teams to understand and contribute to the streamlined mortgage application process. Cultivate skills and strategies to hit and exceed performance targets. Demonstrate evidence of achieving targets through effective communication, client engagement, and proactive problem-solving. Requirements: Experience working with high volume consultative sales role Evidence of hitting sales targets. A strong desire to learn and develop in the mortgage advising field Exceptional communication and interpersonal skills, with the ability to absorb and articulate complex financial concepts effectively. Demonstrable evidence of successfully meeting or exceeding targets in a previous role. If you're a motivated individual with the ambition to build a successful career in mortgage advising and can provide concrete evidence of hitting targets, apply now to join our dynamic team in Manchester City Centre!
Jun 28, 2025
Full time
Trainee Mortgage Advisor Location: Manchester City Centre Salary: Competitive Starting Salary - £27,415.00 + Bonus Training : Full training provided and will fund Full CeMap Base salary rises to £35k after CeMap 1 complete About the Company: Join our dynamic and rapidly growing Manchester-based 2nd charge lender! We're actively seeking Trainee Mortgage Advisors with the drive to succeed. Renowned for our commitment to excellence, we provide specialized homeowner secured loans and have been shortlisted for the MEN Business of the Year award. Additionally, we've proudly ranked in The Sunday Times Fast Track 100 twice, showcasing our dedication to innovation and rapid growth. Role Overview: As a Trainee Mortgage Advisor, you will embark on an exciting journey to become a skilled professional in the high-demand field of mortgage advising. With a competitive starting salary of £27,415.00, CeMap funded, once gained level 1 will increase base to £35k . Benefits: Comprehensive Benefits Package, including healthcare & Pension Plans. Accelerated career growth with continuous training & professional Fully Paid CeMap Development opportunities Celebrate successes with Summer & Winter Work Parties Enjoy 23 Holidays + Bank Holidays + Birthday Off! Responsibilities: Learn and develop under the guidance of experienced professionals to become proficient in conducting consultations, understanding clients' financial goals, and assessing eligibility for a 2nd charge mortgage. Receive training on providing advice on a range of mortgage products, explaining terms, conditions, and potential risks to clients. Collaborate with underwriters and internal teams to understand and contribute to the streamlined mortgage application process. Cultivate skills and strategies to hit and exceed performance targets. Demonstrate evidence of achieving targets through effective communication, client engagement, and proactive problem-solving. Requirements: Experience working with high volume consultative sales role Evidence of hitting sales targets. A strong desire to learn and develop in the mortgage advising field Exceptional communication and interpersonal skills, with the ability to absorb and articulate complex financial concepts effectively. Demonstrable evidence of successfully meeting or exceeding targets in a previous role. If you're a motivated individual with the ambition to build a successful career in mortgage advising and can provide concrete evidence of hitting targets, apply now to join our dynamic team in Manchester City Centre!
Mortgage Advisor Salary 35,154 + Bonus Warm Leads Hybrid options after probationary period (2 days from home) Manchester City Centre About the Company: Join our dynamic and rapidly growing Manchester-based 2nd charge lender! We're seeking a Mortgage Advisor with a proven track record of high-volume success, someone who thrives in achieving and surpassing ambitious targets. Renowned for our commitment to excellence, we provide specialized homeowner secured loans and have been shortlisted for the MEN Business of the Year award. Additionally, we've proudly ranked in The Sunday Times Fast Track 100 twice, showcasing our dedication to innovation and rapid growth. Role Overview: As a Mortgage Advisor , you will be at the forefront of our success, leveraging your experience in high-volume environments to drive results. Your focus will be on delivering exceptional customer experiences while hitting and exceeding sales targets. Benefits: Competitive Salary & lucrative commission structure Comprehensive Benefits Package, including healthcare & Pension Plans. Accelerated career growth with continuous training & professional development opportunities Celebrate successes with Summer & Winter Work Parties Enjoy 23 Holidays + Bank Holidays + Birthday Off! Responsibilities: Leverage your high-performance experience to conduct consultations, understanding clients' financial goals, and swiftly assessing eligibility for a 2nd charge mortgage. Showcase your expertise by providing sharp and insightful advice on a range of mortgage products, effectively explaining terms, conditions, and potential risks to clients. Drive efficiency by collaborating seamlessly with underwriters and internal teams to expedite the mortgage application process, ensuring a streamlined experience for clients. Stay ahead of the curve on industry trends, regulatory changes, and market developments to provide clients with accurate and up-to-date information. Requirements: Proven track record as a high-performing Mortgage Advisor, particularly in the realm of 2nd charge mortgages Full or Part ceMap required Exceptional communication and interpersonal skills, with the ability to articulate complex financial concepts persuasively. Results-driven with a demonstrable history of consistently meeting and exceeding sales targets. If you're a seasoned Mortgage Advisor with a hunger for success and a history of high-volume achievements, apply now to take your career to new heights with our dynamic team in Manchester City Centre!
Jun 28, 2025
Full time
Mortgage Advisor Salary 35,154 + Bonus Warm Leads Hybrid options after probationary period (2 days from home) Manchester City Centre About the Company: Join our dynamic and rapidly growing Manchester-based 2nd charge lender! We're seeking a Mortgage Advisor with a proven track record of high-volume success, someone who thrives in achieving and surpassing ambitious targets. Renowned for our commitment to excellence, we provide specialized homeowner secured loans and have been shortlisted for the MEN Business of the Year award. Additionally, we've proudly ranked in The Sunday Times Fast Track 100 twice, showcasing our dedication to innovation and rapid growth. Role Overview: As a Mortgage Advisor , you will be at the forefront of our success, leveraging your experience in high-volume environments to drive results. Your focus will be on delivering exceptional customer experiences while hitting and exceeding sales targets. Benefits: Competitive Salary & lucrative commission structure Comprehensive Benefits Package, including healthcare & Pension Plans. Accelerated career growth with continuous training & professional development opportunities Celebrate successes with Summer & Winter Work Parties Enjoy 23 Holidays + Bank Holidays + Birthday Off! Responsibilities: Leverage your high-performance experience to conduct consultations, understanding clients' financial goals, and swiftly assessing eligibility for a 2nd charge mortgage. Showcase your expertise by providing sharp and insightful advice on a range of mortgage products, effectively explaining terms, conditions, and potential risks to clients. Drive efficiency by collaborating seamlessly with underwriters and internal teams to expedite the mortgage application process, ensuring a streamlined experience for clients. Stay ahead of the curve on industry trends, regulatory changes, and market developments to provide clients with accurate and up-to-date information. Requirements: Proven track record as a high-performing Mortgage Advisor, particularly in the realm of 2nd charge mortgages Full or Part ceMap required Exceptional communication and interpersonal skills, with the ability to articulate complex financial concepts persuasively. Results-driven with a demonstrable history of consistently meeting and exceeding sales targets. If you're a seasoned Mortgage Advisor with a hunger for success and a history of high-volume achievements, apply now to take your career to new heights with our dynamic team in Manchester City Centre!
We have been named a Top 10 " Most Loved Workplace " for the second year running! At Metro Bank, people come first - our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities . We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible. What you will do: The focus is predominantly on Commercial Real Estate lending, as part of a broader Private Banking relationship including growing your deposit book, regulated mortgage leads, and generating other income and fees for the banks needs that may require tailored banking solutions. Real Estate lending as an Asset Class makes up an increasingly significant part of the Commercial Balance Sheet, and you will support the Head of Private Banking in being Metro Bank's external face to the property market (customers and professionals) building our brand reputation in this key market place Manage an active portfolio of HNW individuals with a focus on Commercial Real Estate lending customers and growing the bank with the acquisition of new customers. Deliver on Lending and other objectives, responding to internal risk challenges, external market challenges, and regulatory requirements You will be promoting an innovative brand of Private Banking in the High-Net-Worth community which focusses on delivering AMAZEING customer service. You will be working with and understanding HNWI banking requirements You will be presenting High Net Worth clients' borrowing requirements to a team of underwriters and credit committees You will be building long term relationships with clients with a view to moving as much of their day-to-day banking as possible to Metro Bank. And we are a bank, so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns. What you will need: Proven track record of relationship management skills and specialist sector knowledge within commercial/corporate Real Estate Finance environments. Excellent credit origination and deal structuring skills, with a track record of lending to Real Estate Finance customers with the commercial and corporate space You will have a transferable skill (preferably) obtained from working for a Private Bank or Boutique organisation. This can include, how to acquire new High Net Worth (HNW) clients for the bank either through new channels or from existing portfolios. You will have a proven track record with building a portfolio of clients. You will be able to demonstrate a strategy of acquisition. You will be passionate about providing unparalleled levels of service and convenience for customers. You will be confident in presenting a high-net-worth client's borrowing requirements to a team of underwriters and credit committees You will have knowledge of how to build long term relationships with clients with a view to moving as much of their day-to-day banking as possible to Metro Bank. You will have coached and developed colleagues in line with regulatory requirements. You love our Values, live our Culture and have a keen interest in our commercial customers and offerings. Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders Our promise to you We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!). Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates Good luck!
Jun 22, 2025
Full time
We have been named a Top 10 " Most Loved Workplace " for the second year running! At Metro Bank, people come first - our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities . We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible. What you will do: The focus is predominantly on Commercial Real Estate lending, as part of a broader Private Banking relationship including growing your deposit book, regulated mortgage leads, and generating other income and fees for the banks needs that may require tailored banking solutions. Real Estate lending as an Asset Class makes up an increasingly significant part of the Commercial Balance Sheet, and you will support the Head of Private Banking in being Metro Bank's external face to the property market (customers and professionals) building our brand reputation in this key market place Manage an active portfolio of HNW individuals with a focus on Commercial Real Estate lending customers and growing the bank with the acquisition of new customers. Deliver on Lending and other objectives, responding to internal risk challenges, external market challenges, and regulatory requirements You will be promoting an innovative brand of Private Banking in the High-Net-Worth community which focusses on delivering AMAZEING customer service. You will be working with and understanding HNWI banking requirements You will be presenting High Net Worth clients' borrowing requirements to a team of underwriters and credit committees You will be building long term relationships with clients with a view to moving as much of their day-to-day banking as possible to Metro Bank. And we are a bank, so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns. What you will need: Proven track record of relationship management skills and specialist sector knowledge within commercial/corporate Real Estate Finance environments. Excellent credit origination and deal structuring skills, with a track record of lending to Real Estate Finance customers with the commercial and corporate space You will have a transferable skill (preferably) obtained from working for a Private Bank or Boutique organisation. This can include, how to acquire new High Net Worth (HNW) clients for the bank either through new channels or from existing portfolios. You will have a proven track record with building a portfolio of clients. You will be able to demonstrate a strategy of acquisition. You will be passionate about providing unparalleled levels of service and convenience for customers. You will be confident in presenting a high-net-worth client's borrowing requirements to a team of underwriters and credit committees You will have knowledge of how to build long term relationships with clients with a view to moving as much of their day-to-day banking as possible to Metro Bank. You will have coached and developed colleagues in line with regulatory requirements. You love our Values, live our Culture and have a keen interest in our commercial customers and offerings. Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders Our promise to you We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!). Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates Good luck!
Our client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand their services. To support their plans for growth, we are looking to recruit a Mortgage Underwriter to join their residential mortgages underwriting team. Experience required: An understanding of FCA regulation. Experience in Underwriting 1st and/or 2nd Charge mortgage applications is essential CeMAP (desirable, not essential). As an Underwriter you will be responsible for: Enter and update borrower data on the lending platform. Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines. Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. Provide concise and accurate updates to brokers. Proactively chase brokers for outstanding requirements. Maintaining a pipeline of cases, overseeing cases from inception through to completion. To be considered for this opportunity please apply with your CV on contact us on the number below for more information!
Mar 09, 2025
Full time
Our client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand their services. To support their plans for growth, we are looking to recruit a Mortgage Underwriter to join their residential mortgages underwriting team. Experience required: An understanding of FCA regulation. Experience in Underwriting 1st and/or 2nd Charge mortgage applications is essential CeMAP (desirable, not essential). As an Underwriter you will be responsible for: Enter and update borrower data on the lending platform. Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines. Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. Provide concise and accurate updates to brokers. Proactively chase brokers for outstanding requirements. Maintaining a pipeline of cases, overseeing cases from inception through to completion. To be considered for this opportunity please apply with your CV on contact us on the number below for more information!
Trainee Mortgage Underwriter Location : Woking Salary : £26-32,000 + benefits Office Based Are you looking to start your career in Mortgage Underwriting? If so, we have got an excellent role for you. We are currently working alongside a Financial Services client who are seeking a candidate to join their Underwriting Team. We are looking for candidates who have got an interest in Mortgages or Financial Services and you will have excellent attention to detail and be able to build rapport with clients over the phone. Responsibilities Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company s policies and procedures and TCF principles. Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents and internal systems. Establish and maintain effective working relationships with key 3rd party business partners - these include all intermediary partners, solicitors and valuation panel managers Achieve satisfactory performance levels in all KPIs to maintain/achieve underwriting mandate. Undertake relevant regulatory training to complete all three levels of CEMAP programme. Provide suitable Mortgage advice, where possible, on applications received directly from customers. Experience and Skills Strong team player who is committed, conscientious and hard working. Strong attention to detail. Can do attitude, flexible and solutions orientated. Confident and clear communicator. Open, honest, reliable and with integrity. Benefits Casual dress Company pension Cycle to work scheme On-site parking Private medical insurance Referral programme
Feb 21, 2025
Full time
Trainee Mortgage Underwriter Location : Woking Salary : £26-32,000 + benefits Office Based Are you looking to start your career in Mortgage Underwriting? If so, we have got an excellent role for you. We are currently working alongside a Financial Services client who are seeking a candidate to join their Underwriting Team. We are looking for candidates who have got an interest in Mortgages or Financial Services and you will have excellent attention to detail and be able to build rapport with clients over the phone. Responsibilities Ensure that all lending files are reviewed throughout the underwriting process in accordance with the company s policies and procedures and TCF principles. Ensure the accuracy of customer and loan related data that is captured within the underwriting forms, documents and internal systems. Establish and maintain effective working relationships with key 3rd party business partners - these include all intermediary partners, solicitors and valuation panel managers Achieve satisfactory performance levels in all KPIs to maintain/achieve underwriting mandate. Undertake relevant regulatory training to complete all three levels of CEMAP programme. Provide suitable Mortgage advice, where possible, on applications received directly from customers. Experience and Skills Strong team player who is committed, conscientious and hard working. Strong attention to detail. Can do attitude, flexible and solutions orientated. Confident and clear communicator. Open, honest, reliable and with integrity. Benefits Casual dress Company pension Cycle to work scheme On-site parking Private medical insurance Referral programme
Job Title: BTL Underwriter Location: Office-based, 5 days a week Salary: From £55k+ (Dependent on Experience) Job Overview: We are seeking an experienced BTL (Buy-to-Let) Underwriter to join our dynamic team. The ideal candidate will have a minimum of 3 years' specialist BTL experience and be able to analyse various documents and data to assess the eligibility and associated risks of BTL applications. You will be responsible for maintaining detailed records, liaising with brokers and valuers, and ensuring compliance with internal procedures and service level agreements (SLAs). This is a fantastic opportunity for someone who thrives on working independently and as part of a team, with a focus on delivering quality results. Key Responsibilities: Analyse documents and data received from intermediaries to assess eligibility for BTL products. Evaluate the risk associated with BTL applications. Maintain accurate and detailed records of underwritten policies. Liaise with brokers and valuers to ensure accurate risk assessments of BTL applications. Ensure SLAs are met for all BTL applications. Determine the appropriate wording of Special Condition(s) for the offer. Release the final Mortgage Offer. Adhere to compliance standards and internal procedures. Work both independently and collaboratively within the team. Build and maintain positive relationships with brokers and other key stakeholders. Key Skills & Qualifications: Minimum of 3 years' specialist BTL underwriting experience. Strong analytical skills with a focus on attention to detail. Ability to work independently and as part of a team. Excellent communication skills. Proven track record of building strong working relationships with brokers and other parties. Ability to use initiative and make informed decisions. If you're looking for a challenging and rewarding role in a dynamic team with competitive compensation, apply now!
Feb 20, 2025
Full time
Job Title: BTL Underwriter Location: Office-based, 5 days a week Salary: From £55k+ (Dependent on Experience) Job Overview: We are seeking an experienced BTL (Buy-to-Let) Underwriter to join our dynamic team. The ideal candidate will have a minimum of 3 years' specialist BTL experience and be able to analyse various documents and data to assess the eligibility and associated risks of BTL applications. You will be responsible for maintaining detailed records, liaising with brokers and valuers, and ensuring compliance with internal procedures and service level agreements (SLAs). This is a fantastic opportunity for someone who thrives on working independently and as part of a team, with a focus on delivering quality results. Key Responsibilities: Analyse documents and data received from intermediaries to assess eligibility for BTL products. Evaluate the risk associated with BTL applications. Maintain accurate and detailed records of underwritten policies. Liaise with brokers and valuers to ensure accurate risk assessments of BTL applications. Ensure SLAs are met for all BTL applications. Determine the appropriate wording of Special Condition(s) for the offer. Release the final Mortgage Offer. Adhere to compliance standards and internal procedures. Work both independently and collaboratively within the team. Build and maintain positive relationships with brokers and other key stakeholders. Key Skills & Qualifications: Minimum of 3 years' specialist BTL underwriting experience. Strong analytical skills with a focus on attention to detail. Ability to work independently and as part of a team. Excellent communication skills. Proven track record of building strong working relationships with brokers and other parties. Ability to use initiative and make informed decisions. If you're looking for a challenging and rewarding role in a dynamic team with competitive compensation, apply now!
Job Title: Mortgage Underwriter Location: Manchester (Hybrid - 2 days per week in the office) Salary: Up to £35,000 per annum (negotiable based on experience) Hours: Full-time, Monday - Friday, 9am - 5pm Holiday: 30 days annual leave + bank holidays Are you an experienced Mortgage Underwriter looking for your next challenge? Join our dynamic team and play a key role in reviewing and managing mortgage applications from start to finish. We're looking for a detail-oriented, proactive individual to work within our lending policies, ensuring responsible lending practices and exceptional customer service. About the Role: As a Mortgage Underwriter, you will assess mortgage applications of up to £800k, reviewing all documentation in line with company criteria. Your expertise will be crucial in determining the risk for each applicant and structuring lending rationales that ensure both the bank and customers are protected. You will also work closely with credit agencies, fraud prevention teams, and third-party scheme requirements to complete each application with precision. Key Responsibilities: Review and assess mortgage applications up to £800k, ensuring compliance with company and lending policies. Assess affordability, risk factors, and structure lending decisions for each case. Use specialist data and tools to assess risk and support lending decisions. Underwrite both residential and buy-to-let applications, including government schemes and high LTV products. Provide expert guidance to intermediaries and direct customers, ensuring high-quality service and responsible lending. Required Experience: Recent experience as a mortgage underwriter with lending authority. Strong knowledge of the mortgage market, including residential and buy-to-let sectors. Experience working with both intermediaries and direct customers. A proactive and customer-focused approach to underwriting. What We Offer: Competitive salary up to £35,000 (dependent on experience). 30 days annual leave plus bank holidays. A comprehensive benefits package including private medical insurance, discretionary bonus, cycle-to-work scheme, and retail discounts. Flexible working options, with 2 days in the office per week. Engaging company events and a friendly, collaborative working environment. A supportive culture with a focus on continuous improvement and career development. If you're ready to make a difference and thrive in a fast-paced, rewarding environment, we'd love to hear from you! Brook Street NMR is acting as an Employment Agency in relation to this vacancy. JBRP1_UKTJ
Feb 20, 2025
Full time
Job Title: Mortgage Underwriter Location: Manchester (Hybrid - 2 days per week in the office) Salary: Up to £35,000 per annum (negotiable based on experience) Hours: Full-time, Monday - Friday, 9am - 5pm Holiday: 30 days annual leave + bank holidays Are you an experienced Mortgage Underwriter looking for your next challenge? Join our dynamic team and play a key role in reviewing and managing mortgage applications from start to finish. We're looking for a detail-oriented, proactive individual to work within our lending policies, ensuring responsible lending practices and exceptional customer service. About the Role: As a Mortgage Underwriter, you will assess mortgage applications of up to £800k, reviewing all documentation in line with company criteria. Your expertise will be crucial in determining the risk for each applicant and structuring lending rationales that ensure both the bank and customers are protected. You will also work closely with credit agencies, fraud prevention teams, and third-party scheme requirements to complete each application with precision. Key Responsibilities: Review and assess mortgage applications up to £800k, ensuring compliance with company and lending policies. Assess affordability, risk factors, and structure lending decisions for each case. Use specialist data and tools to assess risk and support lending decisions. Underwrite both residential and buy-to-let applications, including government schemes and high LTV products. Provide expert guidance to intermediaries and direct customers, ensuring high-quality service and responsible lending. Required Experience: Recent experience as a mortgage underwriter with lending authority. Strong knowledge of the mortgage market, including residential and buy-to-let sectors. Experience working with both intermediaries and direct customers. A proactive and customer-focused approach to underwriting. What We Offer: Competitive salary up to £35,000 (dependent on experience). 30 days annual leave plus bank holidays. A comprehensive benefits package including private medical insurance, discretionary bonus, cycle-to-work scheme, and retail discounts. Flexible working options, with 2 days in the office per week. Engaging company events and a friendly, collaborative working environment. A supportive culture with a focus on continuous improvement and career development. If you're ready to make a difference and thrive in a fast-paced, rewarding environment, we'd love to hear from you! Brook Street NMR is acting as an Employment Agency in relation to this vacancy. JBRP1_UKTJ
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
Feb 20, 2025
Full time
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender on a Fully Remote basis. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
Feb 19, 2025
Full time
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender on a Fully Remote basis. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender on a Fully Remote basis. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
Feb 19, 2025
Full time
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender on a Fully Remote basis. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
Feb 19, 2025
Full time
We have an exciting opportunity for an experienced Mortgage Underwriter to join our client, who are a specialist mortgage lender. The Underwriter will be responsible for the packaging and processing of mainly residential but some buy-to-let mortgage applications in accordance with company criteria and policy. You will utilise your customer service skills and mortgage industry knowledge to deliver a great service to the brokers and/or third parties and collate all relevant information in order for the request to be reviewed for a final decision appropriately. You will also be adding value by educating brokers on products, criteria and processes. We are looking for - Minimum of 3 years experience within Specialist Mortgage Underwriting, with a mandate - CeMap qualified - Underwriting experience needs to be within the last 2 years This role is fully remote based, and you will be provided with the latest I.T equipment to ensure you are working efficiently. Our client is looking to pay 38,500, rising to 40,000 once you have been mandated (usually 3 months), with an opportunity to earn an intercompany yearly bonus. They also offer 25 days holiday, an attractive pension package, life assurance, Employee Well-being hub and many more! In line with GDPR regulations, we are making you aware that to proceed with your application we will need to contact you via email, telephone and/or text message. To receive future job alerts from us, you will be required to provide consent within our marketing preference options. The link will be provided in an email to you. Due to the high number of applications we are receiving, we are unable to respond to every application individually. If you do not hear from us within 5 days, please assume that your application has not been successful.
Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Our client, a fast-growing financial services organisation are seeking a skilled Completions Team Lead to join their team. Leading a small team, you will be working closely with in-house teams to efficiently drive mortgage pipeline through to completion, ensuring full compliance with policies. It is a proactive role which will require you to engage with all parties to facilitate smooth and timely processes. It is a fantastic opportunity for someone looking to take the next step in their career and join an exciting business. Responsibilities Proactively manage post offer mortgage pipelines Liaise with 3rd parties to ensure successful processes Act as an escalation point for the small team Work with underwriters to offer extensions and product changes Experience Have demonstrated experience in mortgage completions - ideally BTL. Training staff Creating & updating policies and procedures Line management If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch. Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Below the Line Advertising Loan Origination Financial Services Residential Mortgages Mortgage Lending Underwriting Policies & Procedures U.S. Federal Housing Au
Feb 19, 2025
Full time
Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Our client, a fast-growing financial services organisation are seeking a skilled Completions Team Lead to join their team. Leading a small team, you will be working closely with in-house teams to efficiently drive mortgage pipeline through to completion, ensuring full compliance with policies. It is a proactive role which will require you to engage with all parties to facilitate smooth and timely processes. It is a fantastic opportunity for someone looking to take the next step in their career and join an exciting business. Responsibilities Proactively manage post offer mortgage pipelines Liaise with 3rd parties to ensure successful processes Act as an escalation point for the small team Work with underwriters to offer extensions and product changes Experience Have demonstrated experience in mortgage completions - ideally BTL. Training staff Creating & updating policies and procedures Line management If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch. Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Completions Team Leader / Mortgage Completions / Leadership / BTL / Permanent / Birmingham / Hybrid Below the Line Advertising Loan Origination Financial Services Residential Mortgages Mortgage Lending Underwriting Policies & Procedures U.S. Federal Housing Au
Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa Our client, a fast-growing financial services organisation are seeking a highly skilled Mortgage Underwriter Team Lead to join their dynamic team. You will be responsible for a close-knit team of credit professionals and work closely with varying teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products. It is a fantastic opportunity for someone looking to take the next step in their career and join an opportunity within a scaling organisation that doesn't come round often. Responsibilities Responsible for assessing new lending applications for risk and quality. Analysing loan applications for completeness and adherence to credit policy. Ensuring compliance with legislation and regulation. Working with internal and external stakeholders to ensure timely decisions and a high standard of customer service. Support and lead a small team to ensure success and compliance in their work Experience Minimum mandate level of £500k Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company and LLP entities Strong understanding of regulatory requirements including PRA and FCA handbook. Experience leading a small team Extension experience in underwriting BTL products If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch. Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa
Feb 12, 2025
Full time
Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa Our client, a fast-growing financial services organisation are seeking a highly skilled Mortgage Underwriter Team Lead to join their dynamic team. You will be responsible for a close-knit team of credit professionals and work closely with varying teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products. It is a fantastic opportunity for someone looking to take the next step in their career and join an opportunity within a scaling organisation that doesn't come round often. Responsibilities Responsible for assessing new lending applications for risk and quality. Analysing loan applications for completeness and adherence to credit policy. Ensuring compliance with legislation and regulation. Working with internal and external stakeholders to ensure timely decisions and a high standard of customer service. Support and lead a small team to ensure success and compliance in their work Experience Minimum mandate level of £500k Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company and LLP entities Strong understanding of regulatory requirements including PRA and FCA handbook. Experience leading a small team Extension experience in underwriting BTL products If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch. Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa Underwriting Team Lead / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £55,000pa
Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa Our client, a fast-growing financial services client is seeking a skilled Mortgage Underwriter to join their dynamic team. You will join a close-knit team of credit professionals and work closely with varying teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products. It is a fantastic opportunity for someone looking to take the next step in their career and join an opportunity within a scaling organisation that doesn't come round often. Responsibilities Responsible for assessing new lending applications for risk and quality. Analysing loan applications for completeness and adherence to credit policy. Ensuring compliance with legislation and regulation. Working with internal and external stakeholders to ensure timely decisions and a high standard of customer service. Experience Minimum 1 year experience mandated experience in underwriting BTL products Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company and LLP entities Strong understanding of regulatory requirements including PRA and FCA handbook. If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch. Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa
Feb 12, 2025
Full time
Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa Our client, a fast-growing financial services client is seeking a skilled Mortgage Underwriter to join their dynamic team. You will join a close-knit team of credit professionals and work closely with varying teams within the business to support SMEs and Financial Intermediaries in underwriting a range of loans across Buy-to-Let (BTL) products. It is a fantastic opportunity for someone looking to take the next step in their career and join an opportunity within a scaling organisation that doesn't come round often. Responsibilities Responsible for assessing new lending applications for risk and quality. Analysing loan applications for completeness and adherence to credit policy. Ensuring compliance with legislation and regulation. Working with internal and external stakeholders to ensure timely decisions and a high standard of customer service. Experience Minimum 1 year experience mandated experience in underwriting BTL products Ability to underwrite manually across multiple BTL types including: HMO & MUB, portfolio landlords, LTD company and LLP entities Strong understanding of regulatory requirements including PRA and FCA handbook. If you're interested in hearing more about this opportunity and would like to take the next step in your career please get in touch. Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa Mortgage Underwriter / BTL / Banking / Lending / Permanent / Birmingham / Hybrid / up to £40,000pa
The Role: This is an exciting opportunity to help create and launch a new, differentiated Cyber proposition. The successful candidate will be the first in the business focussed solely on Cyber as part of a wider Financial Lines division with existing PI and D&O propositions. Initially, you will be involved in defining, spec ing, building and launching a new Cyber proposition, followed by becoming the Product Owner / Technical Underwriting Manager driving the proposition forward. In addition, you will be tasked with supporting Cyber proposition development to embed / add-on to existing products across Q Underwriting s multiple P&C specialisms. This role would suit an experienced Cyber Underwriting Manager / Senior Underwriter or a Cyber Underwriter looking to progress their career by developing and owning new propositions, driving product and business strategy, with the associated increased accountability and recognition that comes with an exciting opportunity like this! Responsibilities: Work collaboratively within the Q Underwriting Financial Lines division, our Managing General Underwriter (Portfolio Management team) and PIB Group Product Management team to define, specify, build and launch a new Delegated Authority Cyber proposition. Work collaboratively across Q Underwriting and the wider PIB Group to develop embedded / add-on Cyber solutions on Delegated Authority. As Product Owner, continuously iterate your proposition and assess new opportunities to grow and develop the product portfolio In conjunction with the Head of Financial Lines, work with Capacity Providers to develop and manage underwriting strategy and maximise profitable growth. Initially, support the launch of the proposition with hands-on underwriting. In time, to become a senior point of referral for all technical and underwriting matters. Keep abreast of market developments and cyber related incidents, considering how these may affect the portfolio and assist in developing relevant underwriting strategies to minimise exposure. To work with the MGU to provide data and commentary in relation to business performance whilst delivering the underwriting strategy and guidance as agreed to the team. Take responsibility for Product Governance / Consumer Duty, Insurer Audits / QA work in relation to Cyber. To provide any relevant training to both internal and external stakeholders Experience: 3-5 years cyber underwriting experience (Essential) Experience in portfolio underwriting (Desirable) Minimum Certification CII qualification, working towards Diploma or ACII (Desirable) Knowledge: Excellent technical knowledge of cyber risks and exposures Understanding of the FCA T&C role and importance of Compliance within a regulated industry. You will have an in depth understanding of the Broker market & ability to develop effective broker relationships. Proven understanding of underwriting guidelines for all transactions (renewals, endorsements, cancellations, etc.). and ability to demonstrate a working knowledge of market. An understanding of working through and delivering P&Ls Skills: Technical cyber skills and ability apply real world knowledge to manage underwriting exposures Ability to manage competing priorities and work in a fast paced environment Able to manage own workload to provide exemplary customer service Good broker relationships Further information As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more If supporting the local community, engaging with charities and having the opportunity to give something back interests you, you have the opportunity to take an extra day to support this with a Volunteering day. We also offer a wide range of discounts including a kids pass giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law. REF-(Apply online only)
Feb 11, 2025
Full time
The Role: This is an exciting opportunity to help create and launch a new, differentiated Cyber proposition. The successful candidate will be the first in the business focussed solely on Cyber as part of a wider Financial Lines division with existing PI and D&O propositions. Initially, you will be involved in defining, spec ing, building and launching a new Cyber proposition, followed by becoming the Product Owner / Technical Underwriting Manager driving the proposition forward. In addition, you will be tasked with supporting Cyber proposition development to embed / add-on to existing products across Q Underwriting s multiple P&C specialisms. This role would suit an experienced Cyber Underwriting Manager / Senior Underwriter or a Cyber Underwriter looking to progress their career by developing and owning new propositions, driving product and business strategy, with the associated increased accountability and recognition that comes with an exciting opportunity like this! Responsibilities: Work collaboratively within the Q Underwriting Financial Lines division, our Managing General Underwriter (Portfolio Management team) and PIB Group Product Management team to define, specify, build and launch a new Delegated Authority Cyber proposition. Work collaboratively across Q Underwriting and the wider PIB Group to develop embedded / add-on Cyber solutions on Delegated Authority. As Product Owner, continuously iterate your proposition and assess new opportunities to grow and develop the product portfolio In conjunction with the Head of Financial Lines, work with Capacity Providers to develop and manage underwriting strategy and maximise profitable growth. Initially, support the launch of the proposition with hands-on underwriting. In time, to become a senior point of referral for all technical and underwriting matters. Keep abreast of market developments and cyber related incidents, considering how these may affect the portfolio and assist in developing relevant underwriting strategies to minimise exposure. To work with the MGU to provide data and commentary in relation to business performance whilst delivering the underwriting strategy and guidance as agreed to the team. Take responsibility for Product Governance / Consumer Duty, Insurer Audits / QA work in relation to Cyber. To provide any relevant training to both internal and external stakeholders Experience: 3-5 years cyber underwriting experience (Essential) Experience in portfolio underwriting (Desirable) Minimum Certification CII qualification, working towards Diploma or ACII (Desirable) Knowledge: Excellent technical knowledge of cyber risks and exposures Understanding of the FCA T&C role and importance of Compliance within a regulated industry. You will have an in depth understanding of the Broker market & ability to develop effective broker relationships. Proven understanding of underwriting guidelines for all transactions (renewals, endorsements, cancellations, etc.). and ability to demonstrate a working knowledge of market. An understanding of working through and delivering P&Ls Skills: Technical cyber skills and ability apply real world knowledge to manage underwriting exposures Ability to manage competing priorities and work in a fast paced environment Able to manage own workload to provide exemplary customer service Good broker relationships Further information As well as a competitive salary we offer the following benefits - Competitive holiday allowance with the annual option to buy additional days Death in Service benefit of x4 salary Company pension scheme Enhanced maternity and paternity leave packages A flexible benefits package which allows you to add additional benefits to your overall package Our benefits portal offers discounts on technology & electronics, cinemas, restaurants, days out, mortgage advice, travel and many more Referral schemes Discounted rates on PIB products We offer a first-class employee benefits and welfare package to support our employees with financial management, cycle to work scheme, counselling support, health screening, will writing, menopause support, books, stopping smoking and much more If supporting the local community, engaging with charities and having the opportunity to give something back interests you, you have the opportunity to take an extra day to support this with a Volunteering day. We also offer a wide range of discounts including a kids pass giving you discount to over 4500 attractions and activities, discounts at hairdressers and beauticians, climate change projects with lots of other options to choose PIB has a comprehensive learning & development framework, including professional study options and apprenticeships which are available to all employees, and which will support your career development We are proud of our success and growth and have been recognised for many industry awards across our business. If you wish to work for a company that truly puts people at the heart of their organisation, then we would love to hear from you. PIB operates a flexible working policy, and our management teams will talk to you about how that would meet both your flexible working needs and those of the business and role you are applying for. We would love to hear from you if you want to hear more about opportunities in PIB. We are an equal opportunities employer, committed to hiring a diverse and inclusive workforce. We do not discriminate on the basis of race, colour, gender, religion, disability, age, sexual orientation or any other characteristic protected by law. REF-(Apply online only)
Job Title: BTL Underwriter Location: London - Fully Office based (EC2A) London Central Type: Full-Time Salary: Competitive depending on Experience About the Role: We are seeking a highly motivated and detail-oriented BTL (Buy-to-Let) Underwriter to join our dynamic team. The successful candidate will play a crucial role in assessing BTL mortgage applications, ensuring that risks are accurately evaluated, and decisions are made in accordance with our company policies and regulatory requirements. Key Responsibilities: Application Analysis: Review and analyze various documents and data received from intermediaries to determine applicant eligibility for the BTL product. Risk Assessment: Accurately assess the risks associated with each BTL application, liaising with brokers and valuers to ensure a comprehensive understanding. Policy Management: Maintain detailed and accurate records of underwritten policies, ensuring all documentation is compliant with regulatory standards. Communication: Collaborate effectively with brokers, valuers, and other stakeholders to facilitate accurate risk assessments and maintain strong working relationships. Decision Making: Use your initiative to determine the wording of Special Conditions in offers and release the final Mortgage Offer to approved applicants. Compliance: Adhere strictly to compliance and internal procedures, ensuring all underwriting decisions align with company policies. Team Collaboration: Work independently when necessary but also contribute as a vital member of the team to achieve departmental goals. SLA Maintenance: Ensure all service level agreements (SLAs) are met, delivering timely and accurate underwriting decisions. Key Skills and Experience: Strong ability to use initiative, working independently and as part of a team. Excellent communication skills, both written and verbal. Proven experience in building and maintaining good working relationships with brokers and other parties. Solid understanding of BTL mortgage products, underwriting processes, and risk assessment. (min 3 years) Attention to detail and the ability to maintain accurate records and documentation. Why Join Us? We offer a collaborative and supportive work environment where your contributions are valued. We provide opportunities for professional growth and development, as well as competitive compensation and benefits. S end CV now for immediate consideration.
Feb 10, 2025
Full time
Job Title: BTL Underwriter Location: London - Fully Office based (EC2A) London Central Type: Full-Time Salary: Competitive depending on Experience About the Role: We are seeking a highly motivated and detail-oriented BTL (Buy-to-Let) Underwriter to join our dynamic team. The successful candidate will play a crucial role in assessing BTL mortgage applications, ensuring that risks are accurately evaluated, and decisions are made in accordance with our company policies and regulatory requirements. Key Responsibilities: Application Analysis: Review and analyze various documents and data received from intermediaries to determine applicant eligibility for the BTL product. Risk Assessment: Accurately assess the risks associated with each BTL application, liaising with brokers and valuers to ensure a comprehensive understanding. Policy Management: Maintain detailed and accurate records of underwritten policies, ensuring all documentation is compliant with regulatory standards. Communication: Collaborate effectively with brokers, valuers, and other stakeholders to facilitate accurate risk assessments and maintain strong working relationships. Decision Making: Use your initiative to determine the wording of Special Conditions in offers and release the final Mortgage Offer to approved applicants. Compliance: Adhere strictly to compliance and internal procedures, ensuring all underwriting decisions align with company policies. Team Collaboration: Work independently when necessary but also contribute as a vital member of the team to achieve departmental goals. SLA Maintenance: Ensure all service level agreements (SLAs) are met, delivering timely and accurate underwriting decisions. Key Skills and Experience: Strong ability to use initiative, working independently and as part of a team. Excellent communication skills, both written and verbal. Proven experience in building and maintaining good working relationships with brokers and other parties. Solid understanding of BTL mortgage products, underwriting processes, and risk assessment. (min 3 years) Attention to detail and the ability to maintain accurate records and documentation. Why Join Us? We offer a collaborative and supportive work environment where your contributions are valued. We provide opportunities for professional growth and development, as well as competitive compensation and benefits. S end CV now for immediate consideration.
Specialist Underwriter - Fully Remote An established specialist mortgage lender is looking for an Underwriter to join their growing team. This is a homebased contract working for a lender that pride themselves on looking after their team. As a Specialist, Underwriter, you will work efficiently and with exceptional attention to detail to underwrite new mortgage applications. You will play a key role in a busy and thriving team that specialise in the Buy to Let mortgage space. You will build excellent working relationships across the business with the brokers and be a point of contact for customers and lenders too. What you'll need! - BTL Portfolio, HMO, Multi Unit Block experience in underwriting essential. Must have experience in LTD company lending too. - CeMap qualified ideal; if you're not, then our client is happy to support study! - Previously held a minimum mandate of £250k To be considered for this opportunity please send your CV to
Feb 08, 2025
Full time
Specialist Underwriter - Fully Remote An established specialist mortgage lender is looking for an Underwriter to join their growing team. This is a homebased contract working for a lender that pride themselves on looking after their team. As a Specialist, Underwriter, you will work efficiently and with exceptional attention to detail to underwrite new mortgage applications. You will play a key role in a busy and thriving team that specialise in the Buy to Let mortgage space. You will build excellent working relationships across the business with the brokers and be a point of contact for customers and lenders too. What you'll need! - BTL Portfolio, HMO, Multi Unit Block experience in underwriting essential. Must have experience in LTD company lending too. - CeMap qualified ideal; if you're not, then our client is happy to support study! - Previously held a minimum mandate of £250k To be considered for this opportunity please send your CV to
Benefits include pension, health and life cover, company bonus, hybrid working Underwriting position with the ability to work towards higher mandate levels Excellent career growth within a supportive and dynamic environment Must have some mortgage underwriting experience Are you looking to join a well-established and knowledgeable team? Are you keen to find an organisation who truly appreciates their employees and is looking to develop your skills and experience within the business? Working within an expanding and supportive environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completion. Duties include: Underwriting cases, considering each customer s needs Assessing loan documentation, requesting additional information and chasing information from third parties Carrying out checks and assessing loan suitability Managing a pipeline of mortgage applications Working within company risk appetite, policy and criteria Liaising with a variety of third parties including solicitors and valuers Overseeing cases through to offer and completion Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection If you have experience of underwriting within mortgages or secured loans and are looking for the next step in your career, call us or apply today. There is excellent progression available in the future where you will be able to gain higher mandates, as well as developing upwards within the company.
Feb 08, 2025
Full time
Benefits include pension, health and life cover, company bonus, hybrid working Underwriting position with the ability to work towards higher mandate levels Excellent career growth within a supportive and dynamic environment Must have some mortgage underwriting experience Are you looking to join a well-established and knowledgeable team? Are you keen to find an organisation who truly appreciates their employees and is looking to develop your skills and experience within the business? Working within an expanding and supportive environment, you will be underwriting and approving a pipeline of mortgage and loan cases from application to completion. Duties include: Underwriting cases, considering each customer s needs Assessing loan documentation, requesting additional information and chasing information from third parties Carrying out checks and assessing loan suitability Managing a pipeline of mortgage applications Working within company risk appetite, policy and criteria Liaising with a variety of third parties including solicitors and valuers Overseeing cases through to offer and completion Adhering to internal underwriting policy and regulatory requirements including FCA. Money Laundering, Data Protection If you have experience of underwriting within mortgages or secured loans and are looking for the next step in your career, call us or apply today. There is excellent progression available in the future where you will be able to gain higher mandates, as well as developing upwards within the company.
Experienced Regulated Bridging Underwriter London City, Fully Office-Based Comprehensive benefits package , including health insurance and retirement savings plan. Opportunities for career advancement and professional growth within a dynamic and supportive work environment. Access to ongoing training and development programs to enhance skills and knowledge. About Us : A leading property finance lender, specializing in bridging loans and auction finance. Proud to assist numerous property professionals, business owners, and individuals with their finance requirements. Reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is consistently recognized within the financial services industry. About the role : As a Regulated Bridging Underwriter with our company, you will play a pivotal role in evaluating and determining the feasibility of loan applications. Underwriting and assessing loan documentation, including valuation reports, to ensure accuracy and compliance with lending policies and regulations. Conducting comprehensive checks on applicants and properties to assess their suitability for the applied loan, identifying any concerns or discrepancies. Proactively communicating with brokers and other stakeholders to obtain additional information as needed and provide timely updates on application status. Collaborating with introducers, valuers, and solicitors to facilitate the smooth progression of loan applications and address any issues or inquiries. Providing support and guidance to colleagues on matters related to underwriting and mortgage completion, fostering a collaborative and knowledge-sharing environment. Managing decisions on inquiries and new applications within agreed-upon time frames, prioritizing responsiveness and customer satisfaction. Contributing to the continual improvement of the company's lending proposition by identifying opportunities for enhancement and implementing innovative solutions If you are a motivated and detail-oriented professional with a passion for delivering exceptional service and driving positive outcomes, we invite you to apply for the Bridging Underwriter position.
Feb 08, 2025
Full time
Experienced Regulated Bridging Underwriter London City, Fully Office-Based Comprehensive benefits package , including health insurance and retirement savings plan. Opportunities for career advancement and professional growth within a dynamic and supportive work environment. Access to ongoing training and development programs to enhance skills and knowledge. About Us : A leading property finance lender, specializing in bridging loans and auction finance. Proud to assist numerous property professionals, business owners, and individuals with their finance requirements. Reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is consistently recognized within the financial services industry. About the role : As a Regulated Bridging Underwriter with our company, you will play a pivotal role in evaluating and determining the feasibility of loan applications. Underwriting and assessing loan documentation, including valuation reports, to ensure accuracy and compliance with lending policies and regulations. Conducting comprehensive checks on applicants and properties to assess their suitability for the applied loan, identifying any concerns or discrepancies. Proactively communicating with brokers and other stakeholders to obtain additional information as needed and provide timely updates on application status. Collaborating with introducers, valuers, and solicitors to facilitate the smooth progression of loan applications and address any issues or inquiries. Providing support and guidance to colleagues on matters related to underwriting and mortgage completion, fostering a collaborative and knowledge-sharing environment. Managing decisions on inquiries and new applications within agreed-upon time frames, prioritizing responsiveness and customer satisfaction. Contributing to the continual improvement of the company's lending proposition by identifying opportunities for enhancement and implementing innovative solutions If you are a motivated and detail-oriented professional with a passion for delivering exceptional service and driving positive outcomes, we invite you to apply for the Bridging Underwriter position.
