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Butterworths Solicitors Carlisle, Hensingham and Penrith Are you an experienced Conveyancer searching for your next career move? Are you looking to join an employer that is forward-thinking, innovative, and that can offer you endless opportunities to progress and develop? We're the PM Law Group, and we operate on a national basis, offering an array of legal services. Our roots were established over 30 years ago, which means that we have decades of experience in our respective fields. We have a specialist and dedicated firm that forms part of the PM Law Group specialises in Conveyancing, Wills, Trusts and Probate, General Civil Litigation and Personal Injury but have expanded to offer commercial services, family law, and motor finance claims. Being at the forefront of cutting edge technology, we are a modern business that can help individuals across England and Wales to move house. Our technological expertise means we can deal with clients locally or at a distance whilst still providing that ever important human touch. Across the business, we foster a culture of inclusivity and champion personal development so that each employee has opportunities to shine and flourish, and we want you to be a part of it. As our new Property Lawyer, you will report to our Conveyancing Manager on a day-to-day basis. Role Responsibilities To run and manage a suitably sized caseload, subject to seasonality and continuing review of capacity both individually and across the department, with the use of an assistant. Ensure all activity within the team is completed in accordance with strict deadlines and in line with set KPIs and SLAs. To meet all individual targets and objectives including, but not limited to, target number of completions per month. Attend dedicated training sessions, 121s, performance reviews, and team meetings. To communicate with clients over the telephone, email and in face to face meetings. To communicate with other solicitors and professional organisations over the telephone, by e mail and correspondence. To update all panel members/stakeholders within the business and within the referral businesses with whom we deal. Be able to deal with and work within referrer's SLAs and meet their requirements/panel requirements. To be a role model for those around you in both file management, actions, and behaviour. To provide the highest level of customer service to clients at all times. To carry out such other functions or tasks as required from time to time by the Senior Conveyancing Manager or other members of the firm's Senior Management Team. The role will be based in the Conveyancing Department, however, there may be a requirement to work in other areas of the business as the need arises. What we need from you You will need a minimum of 2 years' experience (but all levels considered including more senior) in a prior conveyancing fee earner role. Confidence in dealing with leasehold, new build and shared ownership sales and purchases. Preferably experience in acting for small developers and dealing with site setups including drafting new build contracts, Transfers of Parts and Deeds of Easements. Excellent time management and organisational skills, with a proven track record in meeting deadlines. Must have used Case Management Systems, Land Registry Portal, Online SDLT etc and have experience in updating panel websites. Must be able to demonstrate technical ability in conveyancing transactions (as set out above), in addition to comprehensive knowledge, understanding, and compliance with anti money laundering legislation, CQS requirements and overall SRA compliance obligations. Good keyboard / IT / Case Management / Internet and Email skills. Have a proven track record in achieving individual targets and objectives and in meeting business KPIs and SLAs. Able to work using own initiative. Thrives in fast paced environments and demonstrates a bias for action with an ability to multi task and pivot while working on varying deadlines & scopes. Be an expert communicator and collaborator, with exceptional client care skills. Have an incredible eye for detail with the ability to think outside the box. Adopts a modern approach to conveyancing, and in particular its process driven, proactive, risk based requirements. Competent use of MS Office is required. What we offer you Our offices have been designed to be high quality and pleasant working environments. In addition to a competitive salary and benefits package we offer: Monday to Friday - Office Hours - 9.00am - 5.00pm with 1 hour's lunch break. Industry leading training. Competitive starting salary DOE. Access to on demand CPD. Additional Annual Leave entitlement for long service. Opportunities for you to progress and develop further in line with our expansion strategy. Pension Scheme. Lucrative 'Refer a friend scheme'. Free Costco Card. Employee Assistance Programme. Annual Summer and Christmas Parties. Award Events. At the PM Law Group, we offer more than just a job - we offer a rewarding career where you can make a meaningful impact and grow both personally and professionally. As a member of our team, you will have the opportunity to work alongside talented professionals in a dynamic and collaborative environment. We believe in investing in our employees and supporting their career development through training, mentorship, and advancement opportunities. Join us and be part of a firm that values diversity, equality, and inclusion, and is committed to making a difference in the lives of our clients and our community. We're always looking for new people to join the Group who represent our values and want to take advantage of our experienced and award winning training programs. If you don't see a role that complements your experience, you can always submit a speculative CV! The PM Law Group are an equal opportunities employer.

GLOBAL MARKETS Our core value is building strong relationships with our clients which include asset managers, hedge funds, broker dealers and systematic clients. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor. The team We are a team at the heart of electronic trading. We own the production plant and manage the systems that process billions of dollars' worth of trades every day. Working as part of the Production Engineering function, frontline support team members proactively and reactively deal with operational risk. We are accountable for the monitoring and support of Algorithmic, Smart Routing, Order Management & MTF systems. We use and evolve the techniques, tools and applications to monitor systems, application and business performance. We work closely with the developers, product managers, business support and the technology team to deliver electronic execution services. We ensure the availability, performance and flexibility of the service, today and in the future. Job Description The team requires a self motivated self starter with good technical skills to be providing business and technical support for the equity electronic trading stack. The role sits within the frontline support team who are the primary face off to the trading desk. The ideal candidate would have experience in a similar desk facing support function at a financial services firm. Responsibilities and qualifications Role Responsibilities Direct trading desk facing business and technical support Own the production environment Serve as level one support on issues Demonstrate plant health through plant monitoring, alerting provisioning and capacity management Automate repetitive maintenance and troubleshooting tasks Communicate and document production changes, improve the change management process and tooling Drive continuous improvement through incident follow ups and root cause analysis Challenge other teams to improve production related practices Coordinate and run emergency drills Essential Experience Running a production plant in financial markets Understanding of order management and downstream processes Great communication skills Proven ability to work directly with a demanding user base and manage their needs Strong desire and ability to understand the business Ability to triage and prioritise incoming requests Hands on working in large scale Unix/Linux environments Using and maintaining application monitoring, performance and capacity management in large scale systems Good experience writing SQL queries Scripting in Python, Bash or similar language Desired Experience Working in equities cash markets and trading systems Writing C++, Python, Java, Javascript ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Xperi invents, develops and delivers technologies that create extraordinary experiences at home and on the go for millions of people around the world. Powering billions of consumer electronics, connected cars and digital content titles, we make entertainment more immersive, driving more intelligent and every interaction seamlessly personalized through our renowned consumer brands: DTS , HD Radio and TiVo . Xperi (NYSE: XPER) is a publicly traded technology company headquartered in San Jose, CA with approximately 1,800 employees across North America, Europe and Asia. Come join a thriving team where you can play an integral role in shaping the future of entertainment technology. About the role: We are looking for an experienced Senior Test/Automation Engineer to join our team in Bangor. In this position, you will design, develop and maintain test suites to assess the quality and performance of DTS audio technologies used in customer devices. You will also have responsibility to run test suites on DTS products. The ideal applicant should have a solid background in test automation and scripting, strong problem solving abilities, and skill in documenting test cases clearly for customers. You will collaborate closely with developers, engineers, and product managers to deliver effective test automation solutions. This role may also offer opportunities for career growth into a team lead position for the right candidate. Responsibilities: Designing, developing, and maintaining scalable, reusable, and efficient automated test scripts by utilizing industry standard tools and frameworks. Ensuring that the developed test suites are comprehensive, robust, and meet all requirements. Creating detailed documentation that clearly describes test modules and individual test cases. Upholding effective software development processes. Running test suites and recording the results of release tests. Collaborating closely with engineering teams to identify, prioritise, and resolve issues. Mentoring and supporting junior QA engineers in adopting best practices for test automation. Actively participating in daily stand ups, sprint planning meetings, and retrospectives. Qualifications: Bachelor's degree in Computer Science, Electrical/Electronic Engineering, or a related discipline. Minimum of 6 years' experience in software testing, with an emphasis on test automation. Proficiency in at least one programming language (e.g., Python, C/C++, C#). Strong expertise with test management tools such as Jira, TestRail, Zephyr, or MSTest, as well as familiarity with test frameworks like GTest, JUnit, FlaUI, or equivalents. Skilled in utilizing version control systems, including Git. Comprehensive knowledge of the software development life cycle and agile methodologies. Demonstrated ability to develop and maintain test automation suites. Excellent written and verbal communication skills in English, with strong documentation capabilities. Ability to collaborate effectively within a globally distributed team environment. Nice to have: Certifications in software testing or test automation. Consumer electronic product and audio test experience. Experience with Audio Precision analysers or equivalent. Why Join us: Opportunity to work in a fast paced and innovative environment. Collaborative and inclusive company culture. Competitive salary and benefits package. Career growth and learning opportunities. : At Xperi, we value People, Customers, Performance and Innovation. We are dedicated to creating a workplace where all employees have a voice and sense of belonging, feel safe and valued, and are acknowledged for how their unique differences contribute to organizational culture and business outcomes. Our employees and their families are important to us, and our comprehensive pay, stock and benefits programs reflect that. Xperi supports personal well being, builds financial security and enables employees to share in our collective success. Rewards include: Competitive compensation (salary, equity and bonuses) and comprehensive benefits designed to foster work life balance, care for your health, protect your finances and help you save and invest for the future. Generous paid time away from work, including flexible time off, holidays and sick time, health and wellness initiatives, and a charitable match program to help you give back to your community. A flexible, hybrid work environment combining the best of in office collaboration and community building along with the benefits of working from home.

About us At Environment Bank, we're working together to help restore natural habitats across England. With thousands of acres of new habitat creation already underway, our projects are delivering biodiversity gains and helping vital ecosystems to recover and flourish. Our diverse team includes ecologists, land managers, habitat specialists, geospatial analysts, planning advisors, account managers, digital creatives, legal experts, and more. From our habitat specialists to our sales and marketing teams, everyone at Environment Bank is a champion for our values, working towards our goal of reversing biodiversity loss. Environment Bank is a market-leading organisation in a sector that's experiencing rapid growth. We've already built a highly skilled team of experts and we're actively looking to expand our team in the coming months. We're incredibly proud of all we achieved so far and we're still growing. If you'd like to be part of a driven organisation that's making a real difference, find your next role with the team at Environment Bank. About the role The Commercial Finance Manager will be responsible for maximising the performance and profitability of each habitat bank in their portfolio to ensure: The optimum individual performance of each habitat bank, as measured against its investment business case (following its successful establishment) for the selling of Biodiversity Units (BU's) There are transparent and consistent working approaches between Land, Ecology, Sales, Marketing, and Finance, creating positive feedback loops to ensure each habitat bank is positioned for optimal commercial and ecological outcomes. The overall performance of their portfolio of HB's delivers on financial targets in order to maximise the performance and profitability of each habitat bank in their portfolio. Local market intelligence is utilised to understand demand levels, competitor supply and how these impact sales strategies, forecasts and pricing. The role requires involvement in the pre-onboarding phase of new habitat banks to ensure accurate demand and supply forecasting, matching of unit type demand, market alignment and optimal pricing strategies. Performance Optimisation Maximise habitat bank value: Use local market intelligence to enhance the financial and ecological value of a portfolio of habitat banks, as measured against their business cases, to deliver maximum value. Data-driven forecasting: Deliver accurate forecasts, alongside sales team colleagues, for biodiversity unit sales, based on local market trends and developer demand. Revenue growth: Work with sales and pricing teams to ensure that pricing strategies reflect the unique characteristics of each habitat bank. Stock management: Provide a consistent narrative for habitat bank performance and how this will affect demand and supply factors for future habitat bank placement. Ensure "problem" sites are acknowledged early with remedial actions to deliver maximum value. Market intelligence and demand planning: Work collaboratively with Land, Sales, and Marketing to build unified market intelligence to inform strategies for land acquisition, marketing, pricing, and sales. Supply and demand alignment: Provide data on the supply of biodiversity units relative to market demand, adjusting strategies accordingly. Cross functional collaboration Pre-onboarding involvement: Engage early in the onboarding process of new habitat banks with the Land and Ecology teams to ensure that market demand and supply data reflects reality, is captured accurately in the financial viability tests and provides a deliverable sales cycle for the habitat bank. Pricing optimisation Price setting: work with commercial finance colleagues to set location specific pricing, factoring in variables such as scarcity, demand, local competition and ecological value Monitor price trends: Evaluate pricing strategies relative to local market factors to optimise revenue opportunity. Reporting & performance tracking Track habitat bank metrics: Regular monitoring and reporting of the performance of each habitat bank, assessing pipeline density, opportunity conversion, habitat maturity and revenue opportunity. Identifying challenges and opportunities and initiating responses to these. EDI & Belonging At the heart of Environment Bank are the people, who make it all possible. We employ individuals, who share the same passion to live our Environment Bank mission and values. At Environment Bank we believe that fostering a diverse, equitable, and inclusive workplace makes us more innovative, dynamic, and competitive. We welcome individuals from all backgrounds, ethnicities, cultures, and experiences. We are committed to creating an environment where everyone is valued and respected, free from discrimination based on race, religion, sexual orientation, age, marital status, disability, gender identity or expression, or any other legally protected status. Analytical skills: Ability to interpret complex market data, demand trends and financial forecasts to inform strategic decisions. Financially astute and Commercial acumen: Strong understanding of pricing, market positioning and revenue optimisation strategies Collaboration: Demonstrated experience working across multiple departments including sales, marketing, ecology, finance and land teams Communication: An excellent communicator. Engaging with diverse internal and external stakeholders As an organisation, we believe that work should be fulfilling, inspiring, and balanced, so we're creating a space where our team can thrive, both personally and professionally - providing flexible working arrangements, mental wellbeing support, and more. We offer Performance-based annual bonus up to 10% of salary Pension scheme with employer-matched contributions at 6% of salary ️ 30 days of annual leave, plus paid bank holidays, birthday, and wellbeing day Option to purchase 5 additional days of annual leaveafter probation Remote and hybrid flexible working options Regional and departmental team co-working days Expenses-paid whole company meet twice a year ️ Team fundraising and charity events Ongoing career development with training and mentoring Medical cash back scheme to cover everyday healthcare costs Employee assistance mental wellbeing support ️ ️ Enhanced sickness pay allowance

Hours: 35 hours per week (Mon-Fri, 9am-5pm) Location: On-site (Bow Arts office) Salary: £40,000 Benefits include: 25 days holiday, Cycle Loan Scheme, Tech Loan Scheme, Season Ticket Loan Scheme, Workplace Pension, Staff socials Duration: Permanent Responsible to: The CEO Responsible for: Live & Work Space Team Leader, 4 x Studio Managers, Live & Work Space Administrator, Maintenance Officer About the Role The Head of Live & Work Space is a key role for Bow Arts. The property portfolio is the financial driver for the charity supporting all our charitable work alongside over 1,100 of our direct artist beneficiaries. You will be responsible for maintaining both revenue streams, as well as healthy safe places to live and work. The Trust currently manages 26 buildings across 15 sites predominantly in east and southeast London. We manage and refurbish all our properties ourselves. The portfolio is a mixed tenure, 25% currently owned with a further 25% in the pipeline, the remaining properties are leasehold from meanwhile rolling leases to 10 years. The properties range from Grade II listed buildings, classic redbrick to ex-local authority residential flats and through to mixed use new build properties. Our landlords are our partners, they include housing associations, local authorities, private landlords and developers, our work supports the delivery of their community improvement pledges. You will be expected to maintain excellent relationships with our partners and landlords. The department consists of 8 team members, a Head of Department (this role), a team leader, four studio managers, a team administrator and a maintenance officer. The team is responsible for the marketing and lettings of all our spaces and for the maintenance and health and safety of our buildings. Staff are the key point of contact for our artists, ensuring rents are paid, debts managed and people have access to all our other support services. You will need to be able to manage and communicate clear financial budgets and targets and you will assist in expanding our portfolio and offer. We are looking for an individual who is keen to grow with us and support the growth of the charity and our partnership interests. We are looking for someone with an affinity for the sector and with experience in managing the day-to-day activity and challenges of a diverse portfolio and a large number of tenants. Someone who is a clear communicator and capable of running a team and who is able to report at an executive level. Key Responsibilities and Leadership Accountabilities Senior Team Contribute to the business planning and be accountable for the delivery of Bow Art Trust's objectives, particularly in relation to development, investment, procurement and maintenance of the property portfolio. Regularly attend and contribute to Board meetings and deliver high quality reports and management information to the Senior Team, the Board and board sub committees as required. Finance & Reporting Maintain good quality management information to support the financial and operational management of the Studios and property portfolio. Assemble and present high-quality reports on the performance of the property portfolio to the Senior Team and the Board as required. Produce Annual Departmental Budgets, Operational Plans and set yearly targets. Maintain monthly finance reports and quarterly Management Reports for the Chief Executive and Board, highlighting and finding solutions for key variances. Property Take day to day responsibility for management of the Trust's property portfolio. Ensure that void spaces are kept to a minimum and that all spaces are marketed and let in the most time efficient manner. Be responsible for licenses, lease renewals, management agreements, rent reviews and property related indemnities and contracts. Be responsible for keeping debt to a minimum, recovery management and reporting. Oversee Fire, Health and Safety Risk Assessments and coordinate checks and servicing of all Fire and Health and Safety systems. Oversee and manage maintenance programmes and remedial works in a costed, affordable and timely fashion, monitoring and remediating variances. Manage and review contracts and contractors to ensure they are appropriate and offer best value. Provide professional support to staff on compliance matters. Be the responsible officer for dealing with emergency property maintenance and compliance matters. Oversee the project management and refurbishment of new buildings and manage budgets. Staffing Line management, monitoring and evaluation of staff against an agreed appraisal system. Ensure that roles and accountabilities are clear and individual and team performance are regularly monitored and that underperformance is addressed in a timely fashion. Ensure all staff are supported through regular feedback, both informal and formal in line with appropriate policies and procedures, to achieve agreed outcomes. Other Ensure compliance with Bow Arts policies and procedures, inc: Equality and Diversity, Financial Regulations and lead on review and renewal of the Health and Safety policy. Maintain confidentiality agreements and conduct yourself in a professional manner during the course of your duties. Demonstrate a willingness to undertake training as required for the development of the post and enhancement of the company's skill base. Engage with staff and clients of Bow Arts in a positive and constructive manner and to attend such meetings as the post requires in order to fulfil its aims. Promote the aims and objectives of Bow Arts by acting as an ambassador for the organisation in a pro-active and informed manner. Undertake other duties consistent with the level of the post. Please view the full job description and person specification below Application deadline: Midnight, Sunday 4 th January 2026 Interviews: Friday 16 th January 2026 Please note: Bow Arts' studio holders are not eligible to apply for this role due to conflict of interest.

About Us London Square is a leading residential and mixed use developer and Aldar owned company, delivering communities in well connected locations across Greater London. Since it was established in 2010, the award winning company has delivered nearly 5,000 homes, through a mix of prime, mid market and homes of all tenures, including affordable homes through its independent provider Square Roots. Aldar and London Square are committed to creating world class developments, anchored in high quality design, sustainability, and customer service excellence. About the Role & Team Lead an end to end data migration initiative, ensuring the secure, accurate, and complete transfer of data from legacy systems to a new Oracle Fusion ERP platform with minimal business disruption. This role requires extensive experience in strategy development, management of a small, dedicated team, stakeholder engagement, and hands on technical expertise in data migration methodologies and tools. Working alongside the Systems Integrator (SI) with a shared data migration responsibility to guide, co ordinate and assist the seamless data migration process which is key to this programme of work. This is a lead role but a hands on approach will be required. This role will be a Temporary Contract running for 9 12 months starting in January 2026 and will be based at our head office in Uxbridge. Key Responsibilities Strategy & Planning Develop and manage a comprehensive data migration strategy and plan, including working to RACI, and testing strategies. Execution & Management Oversee the day to day running of the data migration workstream, managing the entire lifecycle from extraction, deduplication and cleansing. Enabling the SI, along with London Square to map data, to complete transformation leading to the loading, and validation / reconciliation. Technical Design Work with the project team and SI to define transformation logic, data mapping strategies finalise designs. Quality & Governance Lead data quality assessment, coordinate cleansing and validation activities, ensuring compliance with data governance standards and policies. Risk & Issue Management Identify, log in JIRA, mitigate risks and issues throughout the migration lifecycle, acting as the primary escalation point for migration related problems. Stakeholder Management Facilitate required meetings and workshops to gather requirements, present progress updates to the Programme lead, and manage relationships with cross functional teams and third party such as the SI as necessary. Team Leadership Coach and assist a small team of data owners who are operational leads (Finance etc) ensuring effective time utilisation and project progress to plan. Documentation & Reporting Maintain detailed documentation of processes, data flows, and technical specifications, providing regular updates through dashboards and reports. Key Skills & Experience Proven experience in data migration projects, particularly in enterprise environments (e.g., ERP, Data Warehouse, or cloud migrations). Proficiency in ETL (Extract, Transform, Load) processes and data migration tools. Strong SQL querying and scripting skills, with in depth knowledge of database design and maintenance (e.g., SQL Server). Familiarity with data modelling, data library creation and data governance principles. Strong analytical and complex problem solving abilities. Excellent communication and interpersonal skills, with the ability to influence stakeholders at all levels (technical and managerial). Demonstrated ability to lead cross functional teams in a close knit environment. Strong project management and organisational skills, including the use of methodologies like Agile/Scrum or PRINCE2/MSP. Experience in managing project timelines and delivering agreed upon milestones. Qualifications Bachelor's or Master's degree in Computer Science, Information Systems, or a related field, or equivalent experience. Relevant professional certifications (e.g., PRINCE2, PMP, SAP certifications, cloud platform certifications) are often an advantage. What's in it for you? Ensuring you have a work life balance and stay healthy and happy is important to London Square. We offer the following core benefits. Competitive compensation package and car allowance. Group Pension Scheme and Life Insurance. 25 Days holiday plus bank holidays including a holiday trading scheme and long service days. Dental Cover. Bupa Employee Assistance. Virtual GP Service. Salary sacrifice scheme for electric vehicles. Cycle to Work. Gym Membership corporate discounts. Health Cash Plan. Perkpal (shopping discounts). Tech Scheme. Payroll Giving. Our Commitment London Square is a fresh, exciting and rewarding place to work and our success is based on the quality of our people. It is an exciting time to join London Square. If you think you have what it takes to be a part of our dynamic team, click on the link to apply. London Square are proud to be an equal opportunities employer. If you require support as part of your application or require more information please email . At London Square, we believe that a diverse and inclusive workforce leads to better innovation, productivity, and overall success. We are committed to creating a welcoming and inclusive environment for all employees, regardless of their background or identity, to develop and promote a diverse culture that reflects the communities we serve. You must be eligible to work in the UK to apply for this vacancy. London Square are not able to offer Visa sponsorship. As part of our commitment to personal data privacy, we want to share how we will use your application data. This data will be held in our system to process your application to this role, and to consider you for any future opportunities which match your experience. For further information, please review our privacy policy: Privacy Policy & Cookies London Square.

Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.

About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start: One of the UK's newest unicorns with a team of just over 600 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting About the role We're looking for an experienced, analytical and customer-first Senior Product Manager to join our New Products team, where you'll work closely with one other PM to own all new products together, incubating breakthrough financial products from 0 1 and scaling them to millions of users. In our flat structure with high ownership, you'll have a direct impact on Lendable's next growth vectors, working in small teams of exceptional people who find smarter solutions than the status quo. You'll report to the Senior PM and take day-to-day ownership of cross-functional squads exploring entirely new product opportunities beyond our core lending products. Recent examples of new product launches just in the last few months include Zable Mobile SIM cards and Car Insurance. Why join our 'New Products' team? High ownership: Take full ownership of product lines from day one in our flat organisational structure Exceptional team: Work alongside some of the industry's best engineers, designers, and strategists Real impact: Your products will directly improve financial outcomes for millions of customers Cutting-edge technology: Build with new data sources, machine learning, and AI to automate complex processes Growth opportunity: Join during our expansion into the massive UK and US markets What you'll be doing Strategise: Define the future of consumer finance Work closely with the VP of Strategy and Senior PM to develop product strategies that serve customers now and 5-10+ years out, thinking deeply about how new financial products can transform lives Synthesise market data, customer insights, and business analysis into clear product and business strategies Explore how AI can solve complex consumer financial problems and create competitive advantages Build: Lead 0 1 product development Take ideas from initial concept through validation, MVP launch, and early scaling Generate and test product concepts that resonate with target audiences, establishing clear success criteria Define scope and trade-offs to rapidly get MVPs into users' hands for the most promising opportunities Understand and validate key financial assumptions needed to ensure products are significantly revenue additive at scale Operate: Drive execution at the lowest level of detail Full product line ownership: Independently manage and prioritise product features, making daily decisions that directly impact product direction Hands on team leadership: Run stand ups and weekly planning sessions with engineering teams, working with an engineering mindset to optimise developer time for maximum business impact Get your hands dirty with direct customer research, user interviews, and data analysis using SQL to uncover product insights Work shoulder to shoulder with engineers on technical implementation decisions and troubleshooting Collaborate directly with designers on wireframes, prototypes, and user experience flows Identify bottlenecks early and map out dependencies that could block product development well ahead of time Roll up your sleeves with Finance and operations to map out scaling dependencies and lead times Take bias for action approach-don't wait for perfect data, make informed decisions and iterate quickly Partner hands on with marketing on value propositions, messaging, and user acquisition strategies Continuously validate assumptions through direct user testing and product analytics as products scale Collaborate: Enable cross functional success Work closely with business teams to create new features based on wider business requirements, making countless small decisions that shape the product Excel at working with engineering, product design, data science, marketing, and strategy functions, with the ability to to create and hold your cross functional partners accountable towards a common vision Align diverse stakeholders around new initiatives through strong communication and influencing skills Lead end to end discovery, ideation, and validation with cross functional squads What we're looking for Essential experience Product management experience: 3+ years building products and 2+ years in a product, strategy or analytics role - ideally with demonstrated success taking ideas from concept through launch and early scaling 0 1 expertise: Proven track record incubating and launching new products in fast paced, high ambiguity environments Experimentation mastery: Strong experience with A/B testing, experimentation frameworks, and data driven product development Technical fluency: Comfortable with SQL and numerical analysis, and ideally some coding; able to dive deep into data to drive product decisions Core capabilities Risk taking mindset: Comfortable with ambiguity and willing to make bold bets on unproven concepts Strategic thinking: Exceptional ability to synthesise complex information into clear product strategies Operational excellence: Strong prioritisation skills with ability to say "no" and stay focused on highest impact work Stakeholder management: Track record aligning diverse teams around new initiatives and communicating trade offs clearly Leadership communication: Ability to influence and communicate effectively with senior leadership, presenting complex product decisions and strategy with clarity and confidence Ideal background Experience in consumer financial products, fintech, or adjacent industries (strong plus) Background working in startup or scale up environments with flat organisational structures Deep curiosity about emerging technologies and their applications in finance Ready to help build the future of consumer finance? We'd love to hear from you. Interview process A Quick introduction call with someone from the Talent Team A take home exercise - 7 days to complete Take home task debrief and in person case study - Hiring manager + 1 more PM Final round: Cognitive test 35 minutes MD interview 45 minutes Product interview (case study) - 2 PMs 1 hour Eng interview - 2 Engineers 45 minutes CPO 30 minutes Life at Lendable The opportunity to scale up one of the world's most successful fintech companies. Best in class compensation, including equity. You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. We care for our Lendies' well being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are looking to make Lendable the most inclusive and open workspace in London Check out our blog!

Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.

We are seeking a talented Python developer to join our growing Quantitative Development team. In this role, you will play a key part in developing and maintaining cutting-edge quantitative tools and infrastructure used by our front-office traders and quants. Requirements Responsibilities: Design, develop, and implement quantitative applications using Python, leveraging libraries such as NumPy, Pandas, SciPy, and others. Partner with quants and traders to understand their needs and translate them into efficient and robust software solutions. Develop and maintain test frameworks to ensure the quality and accuracy of quantitative code. Collaborate with DevOps engineers to automate deployment pipelines and ensure smooth integration with existing infrastructure. Stay up-to-date with the latest advancements in quantitative finance and Python libraries. Qualifications Minimum of 3 years of experience in Python development, with a strong understanding of object-oriented programming principles. Proven experience working in a quantitative finance or front office environment (a plus). Solid knowledge of financial mathematics and statistics (a plus). Experience with version control systems (e.g., Git). Excellent communication and collaboration skills. Strong work ethic and a passion for delivering high-quality work. Additional benefits include a competitive salary and benefits package, opportunities to work on challenging and impactful projects, a collaborative and fast-paced work environment, and continuous learning and development opportunities. Note: We are a leading recruitment/IT services company partnering with a Global IT Services firm to connect top IT talent with leading financial institutions, including Fortune 500 banks and IT services firms. We leverage our industry expertise to identify the most sought-after positions for highly skilled candidates.

Full stack developer - Credit Compass Hybrid in London, United Kingdom We're looking for a full stack developer to join the Credit Compass team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The Credit Compass team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure. The role As a full stack engineer in the Credit Compass retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one-off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code in Python/Django and TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus: Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links iwoca benefits & policies Interview welcome pack

Data Lead This role can be based in either UK or Portugal- Local salaries ranges will apply Who we are? Verifile is an award-winning leading provider of CV verification and background screening services using innovative technology and methodology. We carry out background checks on candidates to enable our clients to make informed and long-term rewarding recruitment decisions. As Data Lead, you'll be the driving force behind ensuring our data is accurate, secure, and fully leveraged. You'll create a single source of truth, turning information into actionable insights and uncovering opportunities that give us a competitive edge. You'll design and evolve Verifile's data infrastructure, adopting emerging technologies to boost performance and efficiency. Partnering with teams across the business, you'll break down silos, maximise the value of our data, and lead a high-performing team to deliver exceptional results. About the role Understand business-wide data needs, delivering accurate insights and solutions that support confident decision making. Safeguard data integrity, ensuring it's secure, compliant, and a reliable single source of truth. Identify opportunities where data can provide a competitive advantage and work with the business to make them a reality. Remove duplication and break down silos to improve accessibility, consistency, and collaboration. Embrace emerging technologies to enhance data quality, speed, and efficiency. Lead, coach, and inspire a high performing team, fostering trust, clarity, and continuous growth. The must haves Proven leadership in a technology environment, managing teams of data engineers, BI developers, and analysts, with a modern, people first approach. Experience in SaaS or platform based businesses is a plus. Experience in data roles (data engineering, BI, analytics or architecture). Data lake storage, SQL database, NoSQL Sound understanding of database architecture and relevant underpinning concepts, including relational data modelling, frameworks, warehouse and data lake design, performance optimisation and scaling. Experience in data modernisation projects and working in real time. Proficiency in programming and query languages, including SQL and non SQL systems, plus experience with Azure DevOps. Experience across the full technology stack including server side, database, cloud, and front end. Strong stakeholder management skills, with the ability to communicate complex ideas clearly and bridge the gap between technical and business teams. Strategic ownership of data strategy, governance frameworks, and data quality initiatives, ensuring data is accurate, compliant, and valuable. Risk & compliance management experience, covering data privacy, encryption, data protection, and adherence to industry standards. The nice to haves Degree level of education or equivalent in a relevant subject such as Computer Science Background in project management, preferably with Agile (Scrum) methodologies Practical understanding of applied AI in data platforms - such as document intelligence, behavioural modelling, or driving context aware automation and decision support. We'd also love you to Ensure that the company values are reflected in your own work and behaviour: Put People First, own it, Be Curious, Succeed Together, and Delight your customer. What's in it for you Every member of our team at Verifile is valued, which is why we support their wellbeing fully with a range of benefits to help them thrive both inside and outside of work. Grouped around four priorities - health, time, finances, and community, we don't have enough space to list them all, but it does include Holiday Trading, retail discounts, Life assurance, medical services, wellness programmes, fitness classes, gym discounts and much more! Sound Exciting? Please apply directly through the link attached and our recruitment team will be in touch. All our employees will be required to undergo background screening to BS7858 standards. Be Yourself: We're building a place where everyone feels comfortable and is empowered to bring their individuality to work. A place where everyone feels safe to share their experience and know that their individual voice will be heard, valued and respected. We value all cultures, backgrounds and experiences, and we truly believe that diversity drives creativity and innovation. Join our community and help us make the World a more honest and safe place to work.

Data Analyst (Lending Strategy) Hybrid in London, United Kingdom The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The Credit Risk Modelling team builds and improves the models that drive iwoca's lending decisions. They combine data science, engineering, and risk expertise to balance automation with human judgement, and their work supports everything from underwriting and pricing to portfolio monitoring. The team's work is central to iwoca's growth and has a direct impact on both customer outcomes and business performance. The team includes eight data scientists, two developers, and three lending strategy data analysts, all working hybrid schedules in London. The team's work is quite collaborative and there's always four or five people in the office on a given day. The team plans objectives for each quarter and manages progress with weekly meetings. They also have standups every other day to share concerns and help each other. The role You'll analyse data and contribute to the development of our credit models for the enhanced underwriting segment. You'll work with analysts, data scientists, and senior stakeholders to shape iwoca's lending strategy. Learn: Build expertise in the credit domain. Develop your analytical skills through exposure to different experimental approaches and complex analysis. Develop commercial influence: Practice turning data into information, and information into insights, so that you and various stakeholders can deliver improvements with real impact for our customers. Work on interesting and impactful projects, for example: Monitoring and refining risk models to improve decision making and portfolio outcomes Analysing portfolios and tests to investigate credit performance, identify drivers of change, and adapt lending strategies Improving our data, systems, and workflows to strengthen underwriting and monitoring Supporting new product launches and adapting policies to meet investor and regulatory needs The requirements Essential: A quantitative background, such as a degree in mathematics, statistics, economics, engineering, or a related field Ability to analyse data and generate insights to support decisions Ability to evaluate underwriting processes and improve credit models or policies Clear written and verbal communication, with the ability to tailor analysis and recommendations to different audiences A team player, with the ability to work confidently and enthusiastically with different people and teams Bonus: Experience in B2B or B2C credit risk, lending, and strategy Proficiency in SQL and Python Experience with data visualisation tools like Looker The salary We expect to pay from £40,000-£55,000 for this role. But, we're open minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices: We put a lot of effort into making iwoca a brilliant place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks Events and clubs, like bingo, comedy nights, yoga classes, football, etc. The benefits: Medical insurance from Vitality, including discounted gym membership A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave A one month, fully paid sabbatical after four years. Instant access to emotional and mental health support. 3% Pension contributions and share options. Generous parental leave and a nursery tax benefit scheme to help you save money. Cycle to work scheme and electric car scheme. Two company retreats a year, we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company wide talks with internal and external speakers. Access to learning platforms like Treehouse. Useful links: iwoca benefits & policies Interview welcome pack

Senior Back End Engineer - Partner Tech Team Hybrid in London / Remote within the UK The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team iwoca partners with a variety of third party platforms, ranging from large banks and comparison sites to small fintechs that serve SME customers. These partners use iwoca's Lending API to embed iwoca loans into their own customer journey. Partnerships are an important and fast growing source of customers for iwoca. The Partner Tech team builds new features and optimises existing flows to provide the best possible experience for iwoca's partners and the customers they refer to us. The team's responsibilities include: Continually improving our Lending API and other developer tools, so that partners can integrate with iwoca quickly and easily. Adding new functionality to facilitate deeper integrations and ensure iwoca is the best embedded finance provider on the market. Improving the conversion rate of customers who come to us through partners, by streamlining the journey and removing obstacles. The team is made up of two engineers plus a product manager, working closely with an internal team of commercial stakeholders. Partner Tech is remote/hybrid friendly, meeting up for team days in the office once or twice a month, but not on a fixed schedule. They work in an Agile fashion with two week sprints and a daily standup. The role You'll work on challenging projects all over iwoca's codebase - anywhere there are improvements to be made for partners and partner referred customers. You'll be encouraged to bring your own ideas and take responsibility for areas of functionality. Autonomy Own features and projects from scoping and design through to production. Collaborate with other engineers to meet the team's goals, whilst being trusted to define your own solutions and work independently on your part of the problem. Design and maintain robust, flexible, and maintainable systems to ensure scalability and fast paced development. Impact Deliver new functionality critical to onboarding important new partners. Optimise the customer experience, leading to measurable improvements. Leave code, docs, and processes in better shape than you found them. Purpose and product thinking Work on systems that genuinely help businesses get the funding they need. Collaborate with our partners and internal stakeholders to design effective solutions. Use data to make decisions, uncover insights, and refine strategies. The requirements Essential Experience designing and building scalable back end systems, ideally in Python with Django. Experience working with relational databases, ideally PostgreSQL, with an understanding of performance and maintainability considerations. Experience building and maintaining APIs that are easy to use, reliable, and well documentedli> Experience managing projects end to end, from understanding business problems to designing and delivering technical solutions. Pragmatism in balancing delivery speed with long term system health. Clear, concise written and verbal communication, focusing on outcomes and impact. Bonus Front end development experience, particularly with React and Typescript. Experience with DevOps practices, including containerisation and CI/CD pipelines. Experience using data to inform technical decisions or product improvements. The salary We expect to pay from £80,000-£90,000 for this role. But, we're open minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours Medical insurance from Vitality, including discounted gym membership A private GP service (separate from Vitality) for you, your partner, and your dependents 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave A one month, fully paid sabbatical after four years Instant access to external counselling and therapy sessions for team members that need emotional or mental health support 3% Pension contributions on total earnings An employee equity incentive scheme Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone Company wide talks with internal and external speakers Access to learning platforms like Treehouse