JOB DESCRIPTION Job title: BRM Product Controller Corporate Title: Vice President Department: Finance Location: London Company overview Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit Department Overview Product Control is a key function within the Finance department, interacting with virtually every part of the firm's businesses, products and technology systems. Product Control is a global function with staff located in London, New York, India and across the Asia Pacific region. Product Control is primarily responsible for understanding, substantiating and controlling the daily trading balance sheet and income statement for Nomura, analysing the daily trading activities and explaining both the trading divisions' revenue and FTP costs. Product Control review and opine on new products and transactions ensuring compliance with accounting, regulatory and valuation guidance and the efficient deployment of the firm's financial resources. Product Controllers are expected to develop a good understanding of the products they monitor and of the risk exposure and funding management methods used by the trading desk to optimise resources for Nomura. The function has become increasingly technical in content and offers a challenging and interesting role, suited to dynamic, bright and ambitious individuals with a drive to succeed. Product Control has a significant presence and role within the organisation. It has a close working relationship with the trading desks, Risk and other corporate areas. It is the central point of contact for many issues that affect the firm including new transaction and product approval, understanding business performance and independent price verification and reserves. It operates dynamically with a heavy focus on automation and technology and is involved in numerous cross departmental projects throughout the firm. Nomura presents a unique opportunity to learn and gain experience of a broad range of products and business lines within a supportive setting and surrounded by skilled professionals. The team operate under a hybrid working model. Overview Key member of the Business Resource Management (BRM) Product Control team. BRM is Nomura's XVA desk, comprised of both CVA and FVA and whose role is the effective management of Nomura's counterparty credit and funding risk The FVA desk is run globally from EMEA, with the Global FVA head based in London. The successful candidate will be expected to manage the FVA aspect of BRM on a daily basis, running coordination and oversight globally across Asia, Japan and the US and managing the Global Powai Hub in India. The role will involve facing off to the Global FVA head on a daily basis, alongside over 10 other BRM traders based in London. Responsibilities include trade verification, daily PL, adhoc query resolution, KRI reporting, driving change and daily flash. They must understand, maintain and enhance processes utilising knowledge of XVA and controls. Partner with Front Office and other control functions to build and develop control and governance frameworks for bespoke and developing business lines. Skills, experience, qualifications and knowledge required Product Control experience required Accounting qualification and/or numerate degree preferable Familiarity with credit, rate and FX derivatives. Detailed understanding of the impact a CSA has on derivative valuation including CVA & FVA. Manage relationships with senior traders and other stakeholders such as the offshore teams, business managers, regulatory reporting, risk management etc. Strong numerical and communication skills, demonstrate a control mind-set and take initiative to identify and solve problems. Need to demonstrate confidence in discussing complex issues with senior individuals. Need to demonstrate pro-actively using initiative to improve processes and systems. Planning and organizational skills; executing priority actions on-time, keeping stakeholders updated and managing expectations. Nomura competencies Explore Insights & Vision Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future. Making Strategic Decisions Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations. Inspire Entrepreneurship in People Inspire team members through effective communication of ideas and motivate them to actively enhance productivity. Elevate Organizational Capability Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. Inclusion Respect DEI, foster a culture of psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect). Right to Work The UK Government have taken steps to reduce net migration to the UK by limiting the number of overseas workers coming to the UK for employment. Please note that whilst we are able to consider applications from overseas workers from outside the UK (who require a Tier 2 Skilled Worker visa) we can only employ them if we can provide evidence that this is a genuine vacancy for a qualified role. Diversity & Inclusion Nomura is an equal opportunity employer. We value diversity and are committed to ensuring we best reflect the diversity of the communities we serve creating an inclusive environment for all our employees. We welcome all applications and do not discriminate on a basis of age, disability, gender identity and gender expression, pregnancy and maternity, marriage and civil partnership, race, religion or belief, sex or sexual orientation. If you require any assistance or reasonable adjustments due to a disability or long-term health condition, please do not hesitate to contact us. Nomura is an Equal Opportunity Employer
Jan 18, 2026
Full time
JOB DESCRIPTION Job title: BRM Product Controller Corporate Title: Vice President Department: Finance Location: London Company overview Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit Department Overview Product Control is a key function within the Finance department, interacting with virtually every part of the firm's businesses, products and technology systems. Product Control is a global function with staff located in London, New York, India and across the Asia Pacific region. Product Control is primarily responsible for understanding, substantiating and controlling the daily trading balance sheet and income statement for Nomura, analysing the daily trading activities and explaining both the trading divisions' revenue and FTP costs. Product Control review and opine on new products and transactions ensuring compliance with accounting, regulatory and valuation guidance and the efficient deployment of the firm's financial resources. Product Controllers are expected to develop a good understanding of the products they monitor and of the risk exposure and funding management methods used by the trading desk to optimise resources for Nomura. The function has become increasingly technical in content and offers a challenging and interesting role, suited to dynamic, bright and ambitious individuals with a drive to succeed. Product Control has a significant presence and role within the organisation. It has a close working relationship with the trading desks, Risk and other corporate areas. It is the central point of contact for many issues that affect the firm including new transaction and product approval, understanding business performance and independent price verification and reserves. It operates dynamically with a heavy focus on automation and technology and is involved in numerous cross departmental projects throughout the firm. Nomura presents a unique opportunity to learn and gain experience of a broad range of products and business lines within a supportive setting and surrounded by skilled professionals. The team operate under a hybrid working model. Overview Key member of the Business Resource Management (BRM) Product Control team. BRM is Nomura's XVA desk, comprised of both CVA and FVA and whose role is the effective management of Nomura's counterparty credit and funding risk The FVA desk is run globally from EMEA, with the Global FVA head based in London. The successful candidate will be expected to manage the FVA aspect of BRM on a daily basis, running coordination and oversight globally across Asia, Japan and the US and managing the Global Powai Hub in India. The role will involve facing off to the Global FVA head on a daily basis, alongside over 10 other BRM traders based in London. Responsibilities include trade verification, daily PL, adhoc query resolution, KRI reporting, driving change and daily flash. They must understand, maintain and enhance processes utilising knowledge of XVA and controls. Partner with Front Office and other control functions to build and develop control and governance frameworks for bespoke and developing business lines. Skills, experience, qualifications and knowledge required Product Control experience required Accounting qualification and/or numerate degree preferable Familiarity with credit, rate and FX derivatives. Detailed understanding of the impact a CSA has on derivative valuation including CVA & FVA. Manage relationships with senior traders and other stakeholders such as the offshore teams, business managers, regulatory reporting, risk management etc. Strong numerical and communication skills, demonstrate a control mind-set and take initiative to identify and solve problems. Need to demonstrate confidence in discussing complex issues with senior individuals. Need to demonstrate pro-actively using initiative to improve processes and systems. Planning and organizational skills; executing priority actions on-time, keeping stakeholders updated and managing expectations. Nomura competencies Explore Insights & Vision Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future. Making Strategic Decisions Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations. Inspire Entrepreneurship in People Inspire team members through effective communication of ideas and motivate them to actively enhance productivity. Elevate Organizational Capability Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. Inclusion Respect DEI, foster a culture of psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect). Right to Work The UK Government have taken steps to reduce net migration to the UK by limiting the number of overseas workers coming to the UK for employment. Please note that whilst we are able to consider applications from overseas workers from outside the UK (who require a Tier 2 Skilled Worker visa) we can only employ them if we can provide evidence that this is a genuine vacancy for a qualified role. Diversity & Inclusion Nomura is an equal opportunity employer. We value diversity and are committed to ensuring we best reflect the diversity of the communities we serve creating an inclusive environment for all our employees. We welcome all applications and do not discriminate on a basis of age, disability, gender identity and gender expression, pregnancy and maternity, marriage and civil partnership, race, religion or belief, sex or sexual orientation. If you require any assistance or reasonable adjustments due to a disability or long-term health condition, please do not hesitate to contact us. Nomura is an Equal Opportunity Employer
ABOUT THE ROLE Ready to make a real impact on climate change in Europe? We're a mission-driven company that's been a leader in the renewable energy and climate solutions space for over two decades, committed to empowering organizations to create a decarbonized and prosperous future. We are a certified B Corporation and actively prioritize people and the planet. We're looking for a Project Development Lead to join our team and help us establish ourselves as a leading authority in agricultural emission reductions within Europe. This is a unique opportunity to leverage your expertise in European carbon and environmental commodity markets to originate, develop, and manage agricultural emission reduction projects. You'll be at the forefront of our business, working in partnership with project operations, business development, and commercial teams, to build a new offering that seeks to be a leader in scope 3 emission reductions for our customers. If you're a motivated and experienced professional with a passion for environmental sustainability, this role offers the chance to apply your skills in a dynamic and growing field. This is a permanent, full-time role reporting to the Senior Project Development Manager, offering a flexible, voluntary hybrid working arrangement. It is ideally suited for candidates based within commuting distance of our offices in Oslo, Norway or Amsterdam, the Netherlands. We also welcome applications from exceptional candidates located in other European countries, including the UK, Italy, Hungary, and Spain. Please note: 3Degrees does not provide sponsorship and/or relocation assistance for non-nationals for any of our roles. A pre existing right to work status or full work visa for the locations listed above is therefore a prerequisite to be considered for this position. WHAT YOU'LL DO As a Project Development Lead, you'll be instrumental in expanding our portfolio of agricultural emission reduction projects in Europe. Your primary responsibilities will include: Project Origination and Development: Lead the origination, development, and management of agricultural emission reduction project opportunities from initial concept to a final deal, with a specific focus on the European market. Strategic Planning: Develop a comprehensive origination, product, and sales strategy in collaboration with team leadership to identify and quickly determine which projects offer strategic alignment with our business, expertise, and customer needs in Europe. Agreement Structuring: Structure and negotiate bespoke investment, pre purchase, offtake, and revenue share agreements tailored to the specific needs of counterparties and our company, while managing financial risk and return. Sales Enablement: Coordinate with and empower sales teams with product and project resources to support account targeting and development. Due Diligence: Lead comprehensive due diligence on project risks, including program/protocol eligibility, credit delivery, operational risk, costs, and counterparty credit, and historic project performance. Customer Consulting: Conduct and present research and analysis for strategic consulting projects, supporting our customers in the development of new carbon projects. Team Collaboration: Provide support to our Project Operations team with data collection and monitoring, reporting, and verification support where needed once projects have been originated and launched. Industry Representation: Act as a representative for our company at conferences and webinars in Europe, delivering presentations and educating potential partners on how projects can benefit from carbon and clean fuel standard markets. Market Insights: Provide internal market insights on developments within Europe, including new opportunities, obstacles, and general trends to senior leadership and other internal teams. ABOUT YOU You are a motivated, mission driven environmental professional with a solid understanding of European carbon and agricultural environmental commodity markets, and a solid understanding of how new projects are developed and financed. You have a proven track record of developing and financing new projects and are adept at building relationships and negotiating complex agreements. You bring a deep knowledge of corporate climate strategy and agricultural supply chains, which you apply to interpret regulatory requirements and qualify projects for environmental credit generation. 5+ years of experience with environmental credit markets, project development, and/or project finance, with a strong focus on the European context. Direct experience with animal agriculture, and/or biomethane emission reduction projects. A track record of negotiating unique offtake, pre purchase, and/or financing agreements. Exceptional financial modeling, analysis, and structuring skills. Experience performing due diligence and presenting opportunities for investment to internal stakeholders. Ability to interpret and apply European regulatory or protocol requirements to qualify and quantify environmental credit generation. Strong understanding of technical and quantitative details. Established presence and strong relationships within the community of project originators, developers, policymakers, and industry leaders in the agricultural sector. Demonstrated ability to manage complex and long deal processes spanning external business counterparts and internal stakeholders. Excellent written and verbal communication skills, with the ability to clearly articulate complex information to various audiences. Experience selling into enterprise food and beverage corporations is a plus. HOW WE DEFINE SUCCESS Within 30 days: Gain a solid understanding of the 3Degrees project development process, available tools, and resources, and begin to independently work on new projects. Develop strong relationships with key internal stakeholders to ensure effective collaboration across teams. Establish a foundational understanding of the team's strategic priorities and how the role contributes to the company's overall goals. Begin to familiarize yourself with the team structure, systems, processes, and tools used for project management and organization. Within 90 days: Demonstrate the ability to independently manage origination discussions with external carbon and agricultural project opportunities. Articulate our business proposition and strengths to prospects, and identify strategic opportunities for growth. Originate three promising project opportunities for our agricultural carbon business, showcasing progress towards your annual goals. Begin to contribute meaningfully to cross functional projects, leveraging your understanding of the business and processes. Within 6 months: Submit three term sheets to promising projects, and enter into partnership discussions with at least one company to develop a strategic multi project partnership on a clear path to achieving your annual value creation goal. Develop a perspective on the EU market and codify it in a strategic organizational plan in coordination with agSCR leadership. Consistently manage all aspects of the "What You'll Do" section, contributing independently to key deliverables and demonstrating a firm grasp of the skills acquired. Within 1 year: Become a key contributor to the origination, structuring, and due diligence of projects that will reduce over 500,000 mtCO e, serving as the main point of contact for a significant portion of these projects. Achieve your personal origination value creation goal for the year. Serve as a subject matter expert for EU agricultural projects, effectively and comfortably managing introductory meetings and discerning which opportunities to pursue. Play a key role in helping the team meet department and company goals by executing on all items in the "What You'll Do" section and helping to shape the team's strategic direction. COMPENSATION & BENEFITS Compensation: We offer a competitive salary package in line with the candidates' experience, qualifications and industry standards, ensuring that your hard work and contributions are duly recognized and rewarded. Benefits: Our global company offers a range of benefits that may vary depending on your country of residence. We offer all benefits required or customary in your country, as well as additional benefits including: flexible paid time off, a yearly wellness stipend and learning and development stipend. This role may be eligible for reimbursements such as broadband and mobile phone expenses. We have a company profit sharing scheme, along with other localized benefits tailored to your specific country. Supplemental Pay: This position may be eligible to participate in discretionary bonus programs based on personal, department and company goals. This compensation and benefits information is based on 3Degrees' good faith estimate as of the date of publication and may be modified in the future. OUR COMMITMENT TO DIVERSITY, INCLUSION, AND EQUITY 3Degrees is an equal opportunity employer. We are committed to creating an inclusive environment where different perspectives contribute to better solutions. 3Degrees welcomes people regardless of race, color, religion, national origin, gender, gender identity or gender expression, age, sex, pregnancy, marital status, ancestry, disability, military or veteran status, sexual orientation, genetic information, or any other category protected by law.
Jan 16, 2026
Full time
ABOUT THE ROLE Ready to make a real impact on climate change in Europe? We're a mission-driven company that's been a leader in the renewable energy and climate solutions space for over two decades, committed to empowering organizations to create a decarbonized and prosperous future. We are a certified B Corporation and actively prioritize people and the planet. We're looking for a Project Development Lead to join our team and help us establish ourselves as a leading authority in agricultural emission reductions within Europe. This is a unique opportunity to leverage your expertise in European carbon and environmental commodity markets to originate, develop, and manage agricultural emission reduction projects. You'll be at the forefront of our business, working in partnership with project operations, business development, and commercial teams, to build a new offering that seeks to be a leader in scope 3 emission reductions for our customers. If you're a motivated and experienced professional with a passion for environmental sustainability, this role offers the chance to apply your skills in a dynamic and growing field. This is a permanent, full-time role reporting to the Senior Project Development Manager, offering a flexible, voluntary hybrid working arrangement. It is ideally suited for candidates based within commuting distance of our offices in Oslo, Norway or Amsterdam, the Netherlands. We also welcome applications from exceptional candidates located in other European countries, including the UK, Italy, Hungary, and Spain. Please note: 3Degrees does not provide sponsorship and/or relocation assistance for non-nationals for any of our roles. A pre existing right to work status or full work visa for the locations listed above is therefore a prerequisite to be considered for this position. WHAT YOU'LL DO As a Project Development Lead, you'll be instrumental in expanding our portfolio of agricultural emission reduction projects in Europe. Your primary responsibilities will include: Project Origination and Development: Lead the origination, development, and management of agricultural emission reduction project opportunities from initial concept to a final deal, with a specific focus on the European market. Strategic Planning: Develop a comprehensive origination, product, and sales strategy in collaboration with team leadership to identify and quickly determine which projects offer strategic alignment with our business, expertise, and customer needs in Europe. Agreement Structuring: Structure and negotiate bespoke investment, pre purchase, offtake, and revenue share agreements tailored to the specific needs of counterparties and our company, while managing financial risk and return. Sales Enablement: Coordinate with and empower sales teams with product and project resources to support account targeting and development. Due Diligence: Lead comprehensive due diligence on project risks, including program/protocol eligibility, credit delivery, operational risk, costs, and counterparty credit, and historic project performance. Customer Consulting: Conduct and present research and analysis for strategic consulting projects, supporting our customers in the development of new carbon projects. Team Collaboration: Provide support to our Project Operations team with data collection and monitoring, reporting, and verification support where needed once projects have been originated and launched. Industry Representation: Act as a representative for our company at conferences and webinars in Europe, delivering presentations and educating potential partners on how projects can benefit from carbon and clean fuel standard markets. Market Insights: Provide internal market insights on developments within Europe, including new opportunities, obstacles, and general trends to senior leadership and other internal teams. ABOUT YOU You are a motivated, mission driven environmental professional with a solid understanding of European carbon and agricultural environmental commodity markets, and a solid understanding of how new projects are developed and financed. You have a proven track record of developing and financing new projects and are adept at building relationships and negotiating complex agreements. You bring a deep knowledge of corporate climate strategy and agricultural supply chains, which you apply to interpret regulatory requirements and qualify projects for environmental credit generation. 5+ years of experience with environmental credit markets, project development, and/or project finance, with a strong focus on the European context. Direct experience with animal agriculture, and/or biomethane emission reduction projects. A track record of negotiating unique offtake, pre purchase, and/or financing agreements. Exceptional financial modeling, analysis, and structuring skills. Experience performing due diligence and presenting opportunities for investment to internal stakeholders. Ability to interpret and apply European regulatory or protocol requirements to qualify and quantify environmental credit generation. Strong understanding of technical and quantitative details. Established presence and strong relationships within the community of project originators, developers, policymakers, and industry leaders in the agricultural sector. Demonstrated ability to manage complex and long deal processes spanning external business counterparts and internal stakeholders. Excellent written and verbal communication skills, with the ability to clearly articulate complex information to various audiences. Experience selling into enterprise food and beverage corporations is a plus. HOW WE DEFINE SUCCESS Within 30 days: Gain a solid understanding of the 3Degrees project development process, available tools, and resources, and begin to independently work on new projects. Develop strong relationships with key internal stakeholders to ensure effective collaboration across teams. Establish a foundational understanding of the team's strategic priorities and how the role contributes to the company's overall goals. Begin to familiarize yourself with the team structure, systems, processes, and tools used for project management and organization. Within 90 days: Demonstrate the ability to independently manage origination discussions with external carbon and agricultural project opportunities. Articulate our business proposition and strengths to prospects, and identify strategic opportunities for growth. Originate three promising project opportunities for our agricultural carbon business, showcasing progress towards your annual goals. Begin to contribute meaningfully to cross functional projects, leveraging your understanding of the business and processes. Within 6 months: Submit three term sheets to promising projects, and enter into partnership discussions with at least one company to develop a strategic multi project partnership on a clear path to achieving your annual value creation goal. Develop a perspective on the EU market and codify it in a strategic organizational plan in coordination with agSCR leadership. Consistently manage all aspects of the "What You'll Do" section, contributing independently to key deliverables and demonstrating a firm grasp of the skills acquired. Within 1 year: Become a key contributor to the origination, structuring, and due diligence of projects that will reduce over 500,000 mtCO e, serving as the main point of contact for a significant portion of these projects. Achieve your personal origination value creation goal for the year. Serve as a subject matter expert for EU agricultural projects, effectively and comfortably managing introductory meetings and discerning which opportunities to pursue. Play a key role in helping the team meet department and company goals by executing on all items in the "What You'll Do" section and helping to shape the team's strategic direction. COMPENSATION & BENEFITS Compensation: We offer a competitive salary package in line with the candidates' experience, qualifications and industry standards, ensuring that your hard work and contributions are duly recognized and rewarded. Benefits: Our global company offers a range of benefits that may vary depending on your country of residence. We offer all benefits required or customary in your country, as well as additional benefits including: flexible paid time off, a yearly wellness stipend and learning and development stipend. This role may be eligible for reimbursements such as broadband and mobile phone expenses. We have a company profit sharing scheme, along with other localized benefits tailored to your specific country. Supplemental Pay: This position may be eligible to participate in discretionary bonus programs based on personal, department and company goals. This compensation and benefits information is based on 3Degrees' good faith estimate as of the date of publication and may be modified in the future. OUR COMMITMENT TO DIVERSITY, INCLUSION, AND EQUITY 3Degrees is an equal opportunity employer. We are committed to creating an inclusive environment where different perspectives contribute to better solutions. 3Degrees welcomes people regardless of race, color, religion, national origin, gender, gender identity or gender expression, age, sex, pregnancy, marital status, ancestry, disability, military or veteran status, sexual orientation, genetic information, or any other category protected by law.
is a smart financial app designed for your everyday life - at home and on the go. We make payments, online shopping, and personal finance management fast, secure, and effortless. With ZEN, you can enjoy cashback on purchases, full control over your spending, and peace of mind thanks to purchase protection. A built-in multi-currency account lets you spend abroad or shop internationally with great exchange rates and no hidden fees. About the role The Senior FX Manager will be a critical leader in our Commercial Finance, Treasury and Product teams, responsible for the strategic analysis, pricing, and execution of our Foreign Exchange and cross-border payment offerings. This role requires a blend of deep market expertise, strong analytical skills, and proven leadership ability to drive critical and optimized business decisions. Key Responsibilities FX Pricing & Profitability: Own the end-to-end FX pricing strategy for retail and business products (multi-currency accounts, payments, and in-app exchange), ensuring competitiveness, compliance, and optimal margin capture. This includes setting dynamic spreads and developing tiered pricing structures based on customer segmentation and market conditions. Customer Behavior & Needs Analysis (Strengthened Focus): Deep Customer Segmentation: Conduct granular analysis of the existing customer base (both consumer and business) to understand FX consumption patterns, frequency, average volume, and preferred exchange corridors. Behavioral Modeling: Utilize data to model and predict future FX needs and behavioral triggers (e.g., wallet top-ups, international commerce payments) to inform proactive liquidity positioning and optimize customer-facing exchange rates. Pricing Elasticity: Analyze the price sensitivity of different customer segments to FX spreads and fees to drive volume growth while maximizing profit. Market Analysis & Insights: Conduct deep-dive analysis on global macroeconomic trends, central bank policies, and market liquidity to generate actionable insights and forecasting models for proprietary risk management and product development. Present concise daily market updates to internal trading and product teams. Hedge Management: Develop and execute advanced hedging strategies (e.g., limit orders, forwards, NDFs, options) to mitigate currency risk exposure across ZEN's balance sheet and operational cash flows. Oversee the calculation of FX exposure and manage counterparty relationships for execution. System Optimization: Work closely with engineering and product teams to enhance and automate our internal FX trading and settlement infrastructure, ensuring best-in-class execution, minimal slippage, and efficient straight-through processing (STP). Act as the FX SME for the implementation of new trading algorithms or liquidity connectors. Reporting & Governance: Design, produce, and present detailed FX performance reports to senior management, highlighting revenue drivers, cost of funds, hedging effectiveness, and adherence to risk limits. Cross-Functional & Product Collaboration (Strengthened Focus): Serve as the primary FX subject matter expert (SME) for critical cross-functional teams. Customer-Centric Product Design: Proactively use insights derived from customer FX behavior analysis to inform and champion the development of new multi-currency product features, new payment corridors, and improved in-app exchange experiences that directly address expressed customer needs. Translate complex regulatory or market dynamics into clear, actionable requirements and business specifications for product development. Regulatory Liaison: Stay abreast of evolving global FX regulations (e.g., T+1, MiFID II, PSD2, local payment regulations) and collaborate with the Compliance Officer to ensure ZEN's FX activities remain fully compliant across all operating jurisdictions. Counterparty Relationship Management: Manage and monitor relationships with Liquidity Providers (LPs) and banking partners, evaluating their pricing quality, execution reliability, and credit lines to ensure ZEN has the most efficient access to the FX market. Required Qualifications & Skills Experience: Minimum 5-7 years of direct experience in FX analysis, Treasury, or a quantitative FX trading role, with at least 2 years in a managerial or senior lead position, preferably within a fintech, neobank, or e-money institution. Education: Bachelor's degree in Finance, Economics, Quantitative Analysis, or a related field. An advanced degree (Master's) or a professional certification (e.g., CFA, FRM, or Ariel Certification in Quantitative Finance) is highly advantageous. Technical Expertise: Expert proficiency in data analysis tools, specifically SQL for data extraction and modeling. Demonstrable experience building and maintaining quantitative models for FX pricing, forecasting, or risk measurement (Python or R proficiency is a significant plus). In-depth knowledge of FX execution platforms, including best execution principles, matching engines, and API connectivity. Fintech Acumen: Deep understanding of the payments and cross-border FX ecosystem, including liquidity management, FX pricing methodologies, and the application of technology (API integration, cloud infrastructure) in a regulated environment. Communication: Exceptional analytical report writing and presentation skills, with the ability to clearly articulate complex financial concepts and customer-derived insights to executive stakeholders and technical teams.
Jan 16, 2026
Full time
is a smart financial app designed for your everyday life - at home and on the go. We make payments, online shopping, and personal finance management fast, secure, and effortless. With ZEN, you can enjoy cashback on purchases, full control over your spending, and peace of mind thanks to purchase protection. A built-in multi-currency account lets you spend abroad or shop internationally with great exchange rates and no hidden fees. About the role The Senior FX Manager will be a critical leader in our Commercial Finance, Treasury and Product teams, responsible for the strategic analysis, pricing, and execution of our Foreign Exchange and cross-border payment offerings. This role requires a blend of deep market expertise, strong analytical skills, and proven leadership ability to drive critical and optimized business decisions. Key Responsibilities FX Pricing & Profitability: Own the end-to-end FX pricing strategy for retail and business products (multi-currency accounts, payments, and in-app exchange), ensuring competitiveness, compliance, and optimal margin capture. This includes setting dynamic spreads and developing tiered pricing structures based on customer segmentation and market conditions. Customer Behavior & Needs Analysis (Strengthened Focus): Deep Customer Segmentation: Conduct granular analysis of the existing customer base (both consumer and business) to understand FX consumption patterns, frequency, average volume, and preferred exchange corridors. Behavioral Modeling: Utilize data to model and predict future FX needs and behavioral triggers (e.g., wallet top-ups, international commerce payments) to inform proactive liquidity positioning and optimize customer-facing exchange rates. Pricing Elasticity: Analyze the price sensitivity of different customer segments to FX spreads and fees to drive volume growth while maximizing profit. Market Analysis & Insights: Conduct deep-dive analysis on global macroeconomic trends, central bank policies, and market liquidity to generate actionable insights and forecasting models for proprietary risk management and product development. Present concise daily market updates to internal trading and product teams. Hedge Management: Develop and execute advanced hedging strategies (e.g., limit orders, forwards, NDFs, options) to mitigate currency risk exposure across ZEN's balance sheet and operational cash flows. Oversee the calculation of FX exposure and manage counterparty relationships for execution. System Optimization: Work closely with engineering and product teams to enhance and automate our internal FX trading and settlement infrastructure, ensuring best-in-class execution, minimal slippage, and efficient straight-through processing (STP). Act as the FX SME for the implementation of new trading algorithms or liquidity connectors. Reporting & Governance: Design, produce, and present detailed FX performance reports to senior management, highlighting revenue drivers, cost of funds, hedging effectiveness, and adherence to risk limits. Cross-Functional & Product Collaboration (Strengthened Focus): Serve as the primary FX subject matter expert (SME) for critical cross-functional teams. Customer-Centric Product Design: Proactively use insights derived from customer FX behavior analysis to inform and champion the development of new multi-currency product features, new payment corridors, and improved in-app exchange experiences that directly address expressed customer needs. Translate complex regulatory or market dynamics into clear, actionable requirements and business specifications for product development. Regulatory Liaison: Stay abreast of evolving global FX regulations (e.g., T+1, MiFID II, PSD2, local payment regulations) and collaborate with the Compliance Officer to ensure ZEN's FX activities remain fully compliant across all operating jurisdictions. Counterparty Relationship Management: Manage and monitor relationships with Liquidity Providers (LPs) and banking partners, evaluating their pricing quality, execution reliability, and credit lines to ensure ZEN has the most efficient access to the FX market. Required Qualifications & Skills Experience: Minimum 5-7 years of direct experience in FX analysis, Treasury, or a quantitative FX trading role, with at least 2 years in a managerial or senior lead position, preferably within a fintech, neobank, or e-money institution. Education: Bachelor's degree in Finance, Economics, Quantitative Analysis, or a related field. An advanced degree (Master's) or a professional certification (e.g., CFA, FRM, or Ariel Certification in Quantitative Finance) is highly advantageous. Technical Expertise: Expert proficiency in data analysis tools, specifically SQL for data extraction and modeling. Demonstrable experience building and maintaining quantitative models for FX pricing, forecasting, or risk measurement (Python or R proficiency is a significant plus). In-depth knowledge of FX execution platforms, including best execution principles, matching engines, and API connectivity. Fintech Acumen: Deep understanding of the payments and cross-border FX ecosystem, including liquidity management, FX pricing methodologies, and the application of technology (API integration, cloud infrastructure) in a regulated environment. Communication: Exceptional analytical report writing and presentation skills, with the ability to clearly articulate complex financial concepts and customer-derived insights to executive stakeholders and technical teams.
is a smart financial app designed for your everyday life - at home and on the go. We make payments, online shopping, and personal finance management fast, secure, and effortless. With ZEN, you can enjoy cashback on purchases, full control over your spending, and peace of mind thanks to purchase protection. A built-in multi-currency account lets you spend abroad or shop internationally with great exchange rates and no hidden fees. About the role The Senior FX Manager will be a critical leader in our Commercial Finance, Treasury and Product teams, responsible for the strategic analysis, pricing, and execution of our Foreign Exchange and cross-border payment offerings. This role requires a blend of deep market expertise, strong analytical skills, and proven leadership ability drive critical and optimized business decisions. Key Responsibilities FX Pricing & Profitability: Own the end-to-end FX pricing strategy for retail and business products (multi-currency accounts, payments, and in-app exchange), ensuring competitiveness, compliance, and optimal margin capture. This includes setting dynamic spreads and developing tiered pricing structures based on customer segmentation and market conditions. Customer Behavior & Needs Analysis (Strengthened Focus): Deep Customer Segmentation: Conduct granular analysis of the existing customer base (both consumer and business) to understand FX consumption patterns, frequency, average volume, and preferred exchange corridors. Behavioral Modeling: Utilize data to model and predict future FX needs and behavioral triggers (e.g., wallet top-ups, international commerce payments) to inform proactive liquidity positioning and optimize customer-facing exchange rates. Pricing Elasticity: Analyze the price sensitivity of different customer segments to FX spreads and fees to drive volume growth while maximizing profit. Market Analysis & Insights: Conduct deep-dive analysis on global macroeconomic trends, central bank policies, and market liquidity to generate actionable insights and forecasting models for proprietary risk management and product development. Present concise daily market updates to internal trading and product teams. Hedge Management: Develop and execute advanced hedging strategies (e.g., limit orders, forwards, NDFs, options) to mitigate currency risk exposure across ZEN's balance sheet and operational cash flows. Oversee the calculation of FX exposure and manage counterparty relationships for execution. System Optimization: Work closely with engineering and product teams to enhance and automate our internal FX trading and settlement infrastructure, ensuring best-in-class execution, minimal slippage, and efficient straight-through processing (STP). Act as the FX SME for the implementation of new trading algorithms or liquidity connectors. Reporting & Governance: Design, produce, and present detailed FX performance reports to senior management, highlighting revenue drivers, cost of funds, hedging effectiveness, and adherence to risk limits. Cross-Functional & Product Collaboration (Strengthened Focus): Serve as the primary FX subject matter expert (SME) for critical cross-functional teams. Customer-Centric Product Design: Proactively use insights derived from customer FX behavior analysis to inform and champion the development of new multi-currency product features, new payment corridors, and improved in-app exchange experiences that directly address expressed customer needs. Translate complex regulatory or market dynamics into clear, actionable requirements and business specifications for product development. Counterparty Relationship Management: Manage and monitor relationships with Liquidity Providers (LPs) and banking partners, evaluating their pricing quality, execution reliability, and credit lines to ensure ZEN has the most efficient access to the FX market. Required Qualifications & Skills Experience: Minimum 5-7 years of direct experience in FX analysis, Treasury, or a quantitative FX trading role, with at least 2 years in a managerial or senior lead position, preferably within a fintech, neobank, or e-money institution. Education: Bachelor's degree in Finance, Economics, Quantitative Analysis, or a related field. An advanced degree (Master's) or a professional certification (e.g., CFA, FRM, or Ariel Certification in Quantitative Finance) is highly advantageous. Technical Expertise: Expert proficiency in data analysis tools, specifically SQL for data extraction and modeling. Demonstrable experience building and maintaining quantitative models for FX pricing, forecasting, or risk measurement (Python or R proficiency is a significant plus). In-depth knowledge of FX execution platforms, including best execution principles, matching engines, and API connectivity. Fintech Acumen: Deep understanding of the payments and cross-border FX ecosystem, including liquidity management, FX pricing methodologies, and the application of technology (API integration, cloud infrastructure) in a regulated environment. Communication: Exceptional analytical report writing and presentation skills, with the ability to clearly articulate complex financial concepts and customer-derived insights to executive stakeholders and technical teams.
Jan 16, 2026
Full time
is a smart financial app designed for your everyday life - at home and on the go. We make payments, online shopping, and personal finance management fast, secure, and effortless. With ZEN, you can enjoy cashback on purchases, full control over your spending, and peace of mind thanks to purchase protection. A built-in multi-currency account lets you spend abroad or shop internationally with great exchange rates and no hidden fees. About the role The Senior FX Manager will be a critical leader in our Commercial Finance, Treasury and Product teams, responsible for the strategic analysis, pricing, and execution of our Foreign Exchange and cross-border payment offerings. This role requires a blend of deep market expertise, strong analytical skills, and proven leadership ability drive critical and optimized business decisions. Key Responsibilities FX Pricing & Profitability: Own the end-to-end FX pricing strategy for retail and business products (multi-currency accounts, payments, and in-app exchange), ensuring competitiveness, compliance, and optimal margin capture. This includes setting dynamic spreads and developing tiered pricing structures based on customer segmentation and market conditions. Customer Behavior & Needs Analysis (Strengthened Focus): Deep Customer Segmentation: Conduct granular analysis of the existing customer base (both consumer and business) to understand FX consumption patterns, frequency, average volume, and preferred exchange corridors. Behavioral Modeling: Utilize data to model and predict future FX needs and behavioral triggers (e.g., wallet top-ups, international commerce payments) to inform proactive liquidity positioning and optimize customer-facing exchange rates. Pricing Elasticity: Analyze the price sensitivity of different customer segments to FX spreads and fees to drive volume growth while maximizing profit. Market Analysis & Insights: Conduct deep-dive analysis on global macroeconomic trends, central bank policies, and market liquidity to generate actionable insights and forecasting models for proprietary risk management and product development. Present concise daily market updates to internal trading and product teams. Hedge Management: Develop and execute advanced hedging strategies (e.g., limit orders, forwards, NDFs, options) to mitigate currency risk exposure across ZEN's balance sheet and operational cash flows. Oversee the calculation of FX exposure and manage counterparty relationships for execution. System Optimization: Work closely with engineering and product teams to enhance and automate our internal FX trading and settlement infrastructure, ensuring best-in-class execution, minimal slippage, and efficient straight-through processing (STP). Act as the FX SME for the implementation of new trading algorithms or liquidity connectors. Reporting & Governance: Design, produce, and present detailed FX performance reports to senior management, highlighting revenue drivers, cost of funds, hedging effectiveness, and adherence to risk limits. Cross-Functional & Product Collaboration (Strengthened Focus): Serve as the primary FX subject matter expert (SME) for critical cross-functional teams. Customer-Centric Product Design: Proactively use insights derived from customer FX behavior analysis to inform and champion the development of new multi-currency product features, new payment corridors, and improved in-app exchange experiences that directly address expressed customer needs. Translate complex regulatory or market dynamics into clear, actionable requirements and business specifications for product development. Counterparty Relationship Management: Manage and monitor relationships with Liquidity Providers (LPs) and banking partners, evaluating their pricing quality, execution reliability, and credit lines to ensure ZEN has the most efficient access to the FX market. Required Qualifications & Skills Experience: Minimum 5-7 years of direct experience in FX analysis, Treasury, or a quantitative FX trading role, with at least 2 years in a managerial or senior lead position, preferably within a fintech, neobank, or e-money institution. Education: Bachelor's degree in Finance, Economics, Quantitative Analysis, or a related field. An advanced degree (Master's) or a professional certification (e.g., CFA, FRM, or Ariel Certification in Quantitative Finance) is highly advantageous. Technical Expertise: Expert proficiency in data analysis tools, specifically SQL for data extraction and modeling. Demonstrable experience building and maintaining quantitative models for FX pricing, forecasting, or risk measurement (Python or R proficiency is a significant plus). In-depth knowledge of FX execution platforms, including best execution principles, matching engines, and API connectivity. Fintech Acumen: Deep understanding of the payments and cross-border FX ecosystem, including liquidity management, FX pricing methodologies, and the application of technology (API integration, cloud infrastructure) in a regulated environment. Communication: Exceptional analytical report writing and presentation skills, with the ability to clearly articulate complex financial concepts and customer-derived insights to executive stakeholders and technical teams.
Credit Risk Senior Manager, Direct Lending Our Credit Risk team in London partners with businesses across the region to analyse and evaluate a diverse range of debt and equity transactions. These include direct lending, real estate, private equity, renewable energy, and infrastructure investments. The team undertakes detailed market analysis, forecasts the impact of changing conditions, and reviews financial models and transaction documentation to support informed decision-making. While Macquarie offers hybrid working for many of our roles, this role does require 3 days a week in our advertised location. At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You'll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes. What role will you play? In this role, you will work closely with teams across the organisation to analyse and evaluate various debt and equity transactions. You will conduct sector and counterparty specific market analysis, forecasting potential impacts of market changes on transactions or counterparty environments. Your responsibilities will also include reviewing financial models and transaction documentation to ensure robust credit risk assessments. What you offer 3-5 years' experience in a transaction related role within capital markets, covering project, leveraged or structured finance transactions, equity transactions, or debt/equity advisory. Demonstrated ability to undertake detailed analysis and evaluations of transactions, including financial modelling and market analysis. Strong resilience and the ability to defend your views when challenged. A growth mindset and a proactive approach to learning and development. A proven ability to build positive working relationships with stakeholders across multiple teams. A self starter attitude with a focus on delivering high quality outcomes. Strong verbal and written communication skills, with the ability to convey complex information clearly and effectively. What we offer 1 wellbeing leave day per year and a minimum of 25 days of annual leave. 26 weeks' paid parental leave for primary caregivers along with 12 days of paid transition leave upon return to work and 6 weeks' paid leave for secondary caregivers. Paid fertility leave for those undergoing or supporting fertility treatment. 2 days of paid volunteer leave and donation matching. Access to a wide range of salary sacrificing options. Benefits and initiatives to support your physical, mental and financial wellbeing including comprehensive medical and life insurance cover. Access to our Employee Assistance Program, a robust behavioural health network with counselling and coaching services. Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription. Access to company funded emergency and backup dependent care services. Recognition and service awards. Hybrid and flexible working arrangements, dependent on role. Reimbursement for work from home equipment. About the Risk Management Group Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie's material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central. Our commitment to diversity, equity and inclusion We are committed to providing a working environment that embraces diversity, equity, and inclusion. We encourage people from all backgrounds to apply regardless of their identity, including age, disability, neurodiversity, gender (including gender identity or expression), sexual orientation, marriage or civil partnership, pregnancy, parental status, race (including ethnic or national origin), religion or belief, or socio economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process. Our aim is to provide reasonable adjustments to individuals as required during the recruitment process and in the course of employment. If you require additional assistance, please let us know during the application process.
Jan 16, 2026
Full time
Credit Risk Senior Manager, Direct Lending Our Credit Risk team in London partners with businesses across the region to analyse and evaluate a diverse range of debt and equity transactions. These include direct lending, real estate, private equity, renewable energy, and infrastructure investments. The team undertakes detailed market analysis, forecasts the impact of changing conditions, and reviews financial models and transaction documentation to support informed decision-making. While Macquarie offers hybrid working for many of our roles, this role does require 3 days a week in our advertised location. At Macquarie, our advantage is bringing together diverse people and empowering them to shape all kinds of possibilities. We are a global financial services group operating in 31 markets and with 56 years of unbroken profitability. You'll be part of a friendly and supportive team where everyone - no matter what role - contributes ideas and drives outcomes. What role will you play? In this role, you will work closely with teams across the organisation to analyse and evaluate various debt and equity transactions. You will conduct sector and counterparty specific market analysis, forecasting potential impacts of market changes on transactions or counterparty environments. Your responsibilities will also include reviewing financial models and transaction documentation to ensure robust credit risk assessments. What you offer 3-5 years' experience in a transaction related role within capital markets, covering project, leveraged or structured finance transactions, equity transactions, or debt/equity advisory. Demonstrated ability to undertake detailed analysis and evaluations of transactions, including financial modelling and market analysis. Strong resilience and the ability to defend your views when challenged. A growth mindset and a proactive approach to learning and development. A proven ability to build positive working relationships with stakeholders across multiple teams. A self starter attitude with a focus on delivering high quality outcomes. Strong verbal and written communication skills, with the ability to convey complex information clearly and effectively. What we offer 1 wellbeing leave day per year and a minimum of 25 days of annual leave. 26 weeks' paid parental leave for primary caregivers along with 12 days of paid transition leave upon return to work and 6 weeks' paid leave for secondary caregivers. Paid fertility leave for those undergoing or supporting fertility treatment. 2 days of paid volunteer leave and donation matching. Access to a wide range of salary sacrificing options. Benefits and initiatives to support your physical, mental and financial wellbeing including comprehensive medical and life insurance cover. Access to our Employee Assistance Program, a robust behavioural health network with counselling and coaching services. Access to a wide range of learning and development opportunities, including reimbursement for professional membership or subscription. Access to company funded emergency and backup dependent care services. Recognition and service awards. Hybrid and flexible working arrangements, dependent on role. Reimbursement for work from home equipment. About the Risk Management Group Our Risk Management Group works as an independent, and centralised function, responsible for independent and objective review and challenge, oversight, monitoring and reporting in relation to Macquarie's material risks. We are a global team that aims to manage the risks of today and anticipate the risks of tomorrow. Our divisions include compliance, credit, financial crime risk, market risk, operational risk, aggregate risk and prudential, and central. Our commitment to diversity, equity and inclusion We are committed to providing a working environment that embraces diversity, equity, and inclusion. We encourage people from all backgrounds to apply regardless of their identity, including age, disability, neurodiversity, gender (including gender identity or expression), sexual orientation, marriage or civil partnership, pregnancy, parental status, race (including ethnic or national origin), religion or belief, or socio economic background. We welcome further discussions on how you can feel included and belong at Macquarie as you progress through our recruitment process. Our aim is to provide reasonable adjustments to individuals as required during the recruitment process and in the course of employment. If you require additional assistance, please let us know during the application process.
Risk Implementation Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements The Risk Implementation Team provides our clients outstanding service in scoping, deployment, and integration of our solutions within the framework of their existing businesses. Today, Risk Implementations handle multi-asset risk products, which include MARS Front Office Risk, Market Risk, Credit Risk, Counterparty Risk, Hedge accounting and Collateral management. For Multi-Asset Risk System (MARS) and Portfolio Risk Analytics (PORT) products, we partner with Sales and Account Management throughout the sales process to guarantee the solution is a fit for our client's needs. We also work with the client, our Product and Engineering teams to ensure the client has an efficient and exceptional onboarding experience. What's the role? Working with Sales to analyse a client's workflow, gather client requirements, identify gaps, and propose the most efficient solution - this will include scoping the workflow, presenting it back to the client and communicating requirements to Product teams where we need product development Project managing the implementation of any sale aligning with our standard procedures and working with our EMEA client base to customise our products to fulfil the client's requirements to exacting timelines Onboarding of clients on the particular risk module, from bringing positions into Bloomberg, helping clients to understand the risk analytics and generating risk reports Defining procedures for the implementation of any new products Ensuring our new clients are setup to extract the maximum benefit from the products Working with Product teams on implementation-related new build to ensure we deliver in line with our commitments Finding opportunities to expand the product franchise within the client once the implementation has completed We'll trust you to: Own each assigned complex and strategic engagement, acting as the primary day to day project management point person working across multiple internal groups and external vendors, driving tasks through to completion Drive transparency and consistency through clear communication and production of engagement specific documentation Keep up to date with the latest market reforms and our latest product releases and continue to challenge yourself in finding out how our various offerings can resolve client needs Have a strong understanding of all the asset classes that the various Bloomberg solutions can support and the markets that are in your region Good understanding of financial modelling with regards to cross asset financial instruments, including fixed income, equities, OTC and exotic derivatives Training clients on use of the different risk products and Bloomberg pricers across different asset classes Build a network internally to improve the knowledge resource at your disposal You'll need to have: Experience in Risk financial services or a Financial Technology organisation including Project Management experience Experience implementing Risk and portfolio analytics solutions such as Value at Risk (VaR), Fundamental Review Trading Book (FRTB), Standard Initial Margin Model (SIMM), and counterparty risk (XVA) Solid understanding in some or all Asset classes including cash bonds, mortgages and cash structure products. Derivatives experience is a must across various Asset classes Proven experience prioritising engagements, gathering requirements, and defining sophisticated workflows Proven experience in both independent and collaborative working environments in a fast-moving business Demonstrated history of solving complex problems with a keen eye for detail and a meticulous level of precision We'd love to see: Prior experience in Sales or Account Management in the Buy Side or Sell Side industry Prior experience in portfolio analytics Programming background to be able to handle API projects Advanced Microsoft Excel / Power BI / Tableau skills / Python Bachelors or Master's degree, CFA, FRM or a MSc in Financial Engineering is a plus Knowledge of the collateral management process Discover what makes Bloomberg unique - watch our for an inside look at our culture, values, and the people behind our success. Bloomberg is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law. Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email
Jan 15, 2026
Full time
Risk Implementation Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements The Risk Implementation Team provides our clients outstanding service in scoping, deployment, and integration of our solutions within the framework of their existing businesses. Today, Risk Implementations handle multi-asset risk products, which include MARS Front Office Risk, Market Risk, Credit Risk, Counterparty Risk, Hedge accounting and Collateral management. For Multi-Asset Risk System (MARS) and Portfolio Risk Analytics (PORT) products, we partner with Sales and Account Management throughout the sales process to guarantee the solution is a fit for our client's needs. We also work with the client, our Product and Engineering teams to ensure the client has an efficient and exceptional onboarding experience. What's the role? Working with Sales to analyse a client's workflow, gather client requirements, identify gaps, and propose the most efficient solution - this will include scoping the workflow, presenting it back to the client and communicating requirements to Product teams where we need product development Project managing the implementation of any sale aligning with our standard procedures and working with our EMEA client base to customise our products to fulfil the client's requirements to exacting timelines Onboarding of clients on the particular risk module, from bringing positions into Bloomberg, helping clients to understand the risk analytics and generating risk reports Defining procedures for the implementation of any new products Ensuring our new clients are setup to extract the maximum benefit from the products Working with Product teams on implementation-related new build to ensure we deliver in line with our commitments Finding opportunities to expand the product franchise within the client once the implementation has completed We'll trust you to: Own each assigned complex and strategic engagement, acting as the primary day to day project management point person working across multiple internal groups and external vendors, driving tasks through to completion Drive transparency and consistency through clear communication and production of engagement specific documentation Keep up to date with the latest market reforms and our latest product releases and continue to challenge yourself in finding out how our various offerings can resolve client needs Have a strong understanding of all the asset classes that the various Bloomberg solutions can support and the markets that are in your region Good understanding of financial modelling with regards to cross asset financial instruments, including fixed income, equities, OTC and exotic derivatives Training clients on use of the different risk products and Bloomberg pricers across different asset classes Build a network internally to improve the knowledge resource at your disposal You'll need to have: Experience in Risk financial services or a Financial Technology organisation including Project Management experience Experience implementing Risk and portfolio analytics solutions such as Value at Risk (VaR), Fundamental Review Trading Book (FRTB), Standard Initial Margin Model (SIMM), and counterparty risk (XVA) Solid understanding in some or all Asset classes including cash bonds, mortgages and cash structure products. Derivatives experience is a must across various Asset classes Proven experience prioritising engagements, gathering requirements, and defining sophisticated workflows Proven experience in both independent and collaborative working environments in a fast-moving business Demonstrated history of solving complex problems with a keen eye for detail and a meticulous level of precision We'd love to see: Prior experience in Sales or Account Management in the Buy Side or Sell Side industry Prior experience in portfolio analytics Programming background to be able to handle API projects Advanced Microsoft Excel / Power BI / Tableau skills / Python Bachelors or Master's degree, CFA, FRM or a MSc in Financial Engineering is a plus Knowledge of the collateral management process Discover what makes Bloomberg unique - watch our for an inside look at our culture, values, and the people behind our success. Bloomberg is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law. Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email
The role will cover a wide range of Leveraged (both Private Equity-owned and Corporate) and Investment Grade clients in the Consumer, Healthcare and Retail sectors. As a Wholesale Credit Risk EMEA - Consumer, Healthcare, Retail - Vice President in the Commercial & Investment Bank team, you will play a crucial role in negotiating and developing recommendations for new transaction approvals across a variety of products, including secured and unsecured loans, derivatives, trade, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and grading. Your role will involve structuring and documentation negotiations, as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst and Associate community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm's balance sheet effectively. Job responsibilities Negotiate and develop recommendations for new transaction approvals across various products. Lead due diligence and credit analysis to assess counterparty creditworthiness. Make recommendations on appropriate structure, risk appetite, and grading. Lead structuring and documentation negotiations for Investment Grade or Leveraged facilities. Commit to personal development and foster team knowledge through coaching and training. Manage ongoing credit risk portfolio, including monitoring credit ratings, sector trends, and client performance. Balance a commercial and solution-driven mindset with a sound risk and controls attitude. Develop close working relationships with senior stakeholders within the Commercial & Investment Bank. Understand and apply J.P. Morgan's Risk management policies in interactions with stakeholders, including Regulators and Auditors. Required qualifications, capabilities, and skills Sound credit skills and judgment, with a proactive and flexible approach to coordinating and leading credit processes. Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders. Working knowledge of transaction structures, documentation, and banking products sufficient to lead the execution of new deals and portfolio workstreams. Experience in Sponsor deal financings or expertise in relevant industrial sectors is beneficial but not essential. Ability to be a self-starter while working effectively in a team environment. Significant of experience in a comparable environment. Preferred qualifications, capabilities, and skills Previous experience leading loan documentation negotiations and core corporate derivative documentation is recommended (Investment Grade, Leverage Finance, Sponsor LBO).
Jan 14, 2026
Full time
The role will cover a wide range of Leveraged (both Private Equity-owned and Corporate) and Investment Grade clients in the Consumer, Healthcare and Retail sectors. As a Wholesale Credit Risk EMEA - Consumer, Healthcare, Retail - Vice President in the Commercial & Investment Bank team, you will play a crucial role in negotiating and developing recommendations for new transaction approvals across a variety of products, including secured and unsecured loans, derivatives, trade, and treasury products. You will lead due diligence and credit analysis to assess the creditworthiness of counterparties, making recommendations on appropriate structures, risk appetite, and grading. Your role will involve structuring and documentation negotiations, as well as ongoing credit risk portfolio management. You will also be committed to personal development and fostering team knowledge by coaching and training members of the Analyst and Associate community. Your ability to balance a commercial mindset with a sound risk and controls attitude will be key to managing the Firm's balance sheet effectively. Job responsibilities Negotiate and develop recommendations for new transaction approvals across various products. Lead due diligence and credit analysis to assess counterparty creditworthiness. Make recommendations on appropriate structure, risk appetite, and grading. Lead structuring and documentation negotiations for Investment Grade or Leveraged facilities. Commit to personal development and foster team knowledge through coaching and training. Manage ongoing credit risk portfolio, including monitoring credit ratings, sector trends, and client performance. Balance a commercial and solution-driven mindset with a sound risk and controls attitude. Develop close working relationships with senior stakeholders within the Commercial & Investment Bank. Understand and apply J.P. Morgan's Risk management policies in interactions with stakeholders, including Regulators and Auditors. Required qualifications, capabilities, and skills Sound credit skills and judgment, with a proactive and flexible approach to coordinating and leading credit processes. Good interpersonal and communication skills, with the ability to establish credibility and trust with internal business and risk stakeholders. Working knowledge of transaction structures, documentation, and banking products sufficient to lead the execution of new deals and portfolio workstreams. Experience in Sponsor deal financings or expertise in relevant industrial sectors is beneficial but not essential. Ability to be a self-starter while working effectively in a team environment. Significant of experience in a comparable environment. Preferred qualifications, capabilities, and skills Previous experience leading loan documentation negotiations and core corporate derivative documentation is recommended (Investment Grade, Leverage Finance, Sponsor LBO).
Risk Implementation Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements The Risk Implementation Team provides our clients outstanding service in scoping, deployment, and integration of our solutions within the framework of their existing businesses. Today, Risk Implementations handle multi-asset risk products, which include MARS Front Office Risk, Market Risk, Credit Risk, Counterparty Risk, Hedge accounting and Collateral management. For Multi-Asset Risk System (MARS) and Portfolio Risk Analytics (PORT) products, we partner with Sales and Account Management throughout the sales process to guarantee the solution is a fit for our client's needs. We also work with the client, our Product and Engineering teams to ensure the client has an efficient and exceptional onboarding experience. What's the role? Working with Sales to analyse a client's workflow, gather client requirements, identify gaps, and propose the most efficient solution - this will include scoping the workflow, presenting it back to the client and communicating requirements to Product teams where we need product development Project managing the implementation of any sale aligning with our standard procedures and working with our EMEA client base to customise our products to fulfil the client's requirements to exacting timelines Onboarding of clients on the particular risk module, from bringing positions into Bloomberg, helping clients to understand the risk analytics and generating risk reports Defining procedures for the implementation of any new products Ensuring our new clients are setup to extract the maximum benefit from the products Working with Product teams on implementation-related new build to ensure we deliver in line with our commitments Finding opportunities to expand the product franchise within the client once the implementation has completed We'll trust you to: Own each assigned complex and strategic engagement, acting as the primary day-to-day project management point person working across multiple internal groups and external vendors, driving tasks through to completion Drive transparency and consistency through clear communication and production of engagement-specific documentation Keep up to date with the latest market reforms and our latest product releases and continue to challenge yourself in finding out how our various offerings can resolve client needs Have a strong understanding of all the asset classes that the various Bloomberg solutions can support and the markets that are in your region Good understanding of financial modelling with regards to cross-asset financial instruments, including fixed income, equities, OTC and exotic derivatives Training clients on use of the different risk products and Bloomberg pricers across different asset classes Build a network internally to improve the knowledge resource at your disposal You'll need to have: Experience in Risk financial services or a Financial Technology organisation including Project Management experience Experience implementing Risk and portfolio analytics solutions such as Value at Risk (VaR), Fundamental Review Trading Book (FRTB), Standard Initial Margin Model (SIMM), and counterparty risk (XVA) Solid understanding in some or all Asset classes including cash bonds, mortgages and cash structure products. Derivatives experience is a must across various Asset classes Proven experience prioritising engagements, gathering requirements, and defining sophisticated workflows Proven experience in both independent and collaborative working environments in a fast-moving business Demonstrated history of solving complex problems with a keen eye for detail and a meticulous level of precision We'd love to see: Prior experience in Sales or Account Management in the Buy-Side or Sell-Side industry Programming background to be able to handle API projects Advanced Microsoft Excel / Power BI / Tableau skills / Python Bachelors or Master's degree, CFA, FRM or a MSc in Financial Engineering is a plus Knowledge of the collateral management process Discover what makes Bloomberg unique - watch our podcast series for an inside look at our culture, values, and the people behind our success.
Jan 09, 2026
Full time
Risk Implementation Specialist, EMEA - Financial Solutions Location London Business Area Sales and Client Service Ref # Description & Requirements The Risk Implementation Team provides our clients outstanding service in scoping, deployment, and integration of our solutions within the framework of their existing businesses. Today, Risk Implementations handle multi-asset risk products, which include MARS Front Office Risk, Market Risk, Credit Risk, Counterparty Risk, Hedge accounting and Collateral management. For Multi-Asset Risk System (MARS) and Portfolio Risk Analytics (PORT) products, we partner with Sales and Account Management throughout the sales process to guarantee the solution is a fit for our client's needs. We also work with the client, our Product and Engineering teams to ensure the client has an efficient and exceptional onboarding experience. What's the role? Working with Sales to analyse a client's workflow, gather client requirements, identify gaps, and propose the most efficient solution - this will include scoping the workflow, presenting it back to the client and communicating requirements to Product teams where we need product development Project managing the implementation of any sale aligning with our standard procedures and working with our EMEA client base to customise our products to fulfil the client's requirements to exacting timelines Onboarding of clients on the particular risk module, from bringing positions into Bloomberg, helping clients to understand the risk analytics and generating risk reports Defining procedures for the implementation of any new products Ensuring our new clients are setup to extract the maximum benefit from the products Working with Product teams on implementation-related new build to ensure we deliver in line with our commitments Finding opportunities to expand the product franchise within the client once the implementation has completed We'll trust you to: Own each assigned complex and strategic engagement, acting as the primary day-to-day project management point person working across multiple internal groups and external vendors, driving tasks through to completion Drive transparency and consistency through clear communication and production of engagement-specific documentation Keep up to date with the latest market reforms and our latest product releases and continue to challenge yourself in finding out how our various offerings can resolve client needs Have a strong understanding of all the asset classes that the various Bloomberg solutions can support and the markets that are in your region Good understanding of financial modelling with regards to cross-asset financial instruments, including fixed income, equities, OTC and exotic derivatives Training clients on use of the different risk products and Bloomberg pricers across different asset classes Build a network internally to improve the knowledge resource at your disposal You'll need to have: Experience in Risk financial services or a Financial Technology organisation including Project Management experience Experience implementing Risk and portfolio analytics solutions such as Value at Risk (VaR), Fundamental Review Trading Book (FRTB), Standard Initial Margin Model (SIMM), and counterparty risk (XVA) Solid understanding in some or all Asset classes including cash bonds, mortgages and cash structure products. Derivatives experience is a must across various Asset classes Proven experience prioritising engagements, gathering requirements, and defining sophisticated workflows Proven experience in both independent and collaborative working environments in a fast-moving business Demonstrated history of solving complex problems with a keen eye for detail and a meticulous level of precision We'd love to see: Prior experience in Sales or Account Management in the Buy-Side or Sell-Side industry Programming background to be able to handle API projects Advanced Microsoft Excel / Power BI / Tableau skills / Python Bachelors or Master's degree, CFA, FRM or a MSc in Financial Engineering is a plus Knowledge of the collateral management process Discover what makes Bloomberg unique - watch our podcast series for an inside look at our culture, values, and the people behind our success.
Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB) page is loaded Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB)locations: Londontime type: Full timeposted on: Posted Todayjob requisition id: -WDDiscover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the bank's lending opportunities. The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment. CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies. The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience. MAIN PURPOSE OF THE ROLE The credit analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews. The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom-up risk review process. The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals. The role sits in the Energy sector team, with the portfolio focused on Oil & Gas, Metals & Mining and Chemicals, with borrowers mainly based in Europe. KEY RESPONSIBILITIES Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events. Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off. Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise. Ensure accurate and timely compliance with internal rules and reporting procedures. Demonstrate ability to multi-task and manage ever changing and often conflicting priorities. Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate. As directed support the development of other junior staff members assigned to the team. WORK EXPERIENCE Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event. Alternatively, an ambitious newly qualified ACA/ACCA looking for a career in banking will be considered. SKILLS AND EXPERIENCE Functional / Technical Competencies: Experience working with IG and NIG counterparties. Energy sector coverage (as outlined above) would be viewed favourably, albeit not mandatory. A strong quantitative background with a solid understanding of accounting and financial data analysis. A clear and concise business writing style reflecting a capacity to distil critical information from large data sources. Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing. A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial. Education / Qualifications: Degree level and professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as CFA. PERSONAL REQUIREMENTS A proactive, motivated approach. The ability to operate with urgency and prioritise work accordingly. The capacity to manage large workloads and tight deadlines. Strong decision-making skills, with the ability to demonstrate sound judgement. A structured and logical approach to problem solving. Excellent attention to detail and accuracy. Strong numerical skills.We are open to considering flexible working requests in line with organisational requirements.MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.
Jan 04, 2026
Full time
Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB) page is loaded Associate, Credit Analysis (CAD, Global Corporate & Investment Banking (GCIB)locations: Londontime type: Full timeposted on: Posted Todayjob requisition id: -WDDiscover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The Credit Analysis team is the Bank's first line of defence, sitting alongside CIB bankers to promote an optimal risk / return on the bank's lending opportunities. The department comprises 50+ individuals organised across five sector-oriented teams. Each credit analyst is responsible for managing the risk exposure of an EMEA wide portfolio. Analysts work with Front Office counterparts on live transactions and portfolio monitoring to identify and mitigate risks associated with the counterparty, deal structure, documentation, industry and macroeconomic environment. CAD supports analyst progression through a commitment to learning and development, combining on the job experience with internal and external training, including sponsorship of CFA studies. The department draws team members from a wide range of backgrounds, including candidates with accountancy, rating agency and other banking experience. MAIN PURPOSE OF THE ROLE The credit analyst's role focuses on the preparation of forward-looking fundamental analysis in support of client onboarding, live transactions, facility renewals and annual reviews. The analyst will manage an individual portfolio and, over time, be expected to develop both a sector expertise and deep individual counterparty understanding, facilitating a comprehensive top down and bottom-up risk review process. The role includes actively monitoring portfolio performance, undertaking regular qualitative and quantitative corporate analysis, conducting client due diligence, developing forecast models and ultimately making recommendations on both internal credit ratings and transaction proposals. The role sits in the Energy sector team, with the portfolio focused on Oil & Gas, Metals & Mining and Chemicals, with borrowers mainly based in Europe. KEY RESPONSIBILITIES Participate in credit due diligence as part of the portfolio review process, as well as in the onboarding of new clients and following key risk events. Quickly assess pertinent credit issues, raising salient points to the correct stakeholders and analyse the risk reward trade-off. Work diligently to develop technical skills and industry knowledge related to the role, working towards sectoral and/or jurisdictional expertise. Ensure accurate and timely compliance with internal rules and reporting procedures. Demonstrate ability to multi-task and manage ever changing and often conflicting priorities. Undertake specific country and industrial sector research and other department/ bank wide project work as appropriate. As directed support the development of other junior staff members assigned to the team. WORK EXPERIENCE Experience in fundamental credit analysis gained in either a bank, asset manager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event. Alternatively, an ambitious newly qualified ACA/ACCA looking for a career in banking will be considered. SKILLS AND EXPERIENCE Functional / Technical Competencies: Experience working with IG and NIG counterparties. Energy sector coverage (as outlined above) would be viewed favourably, albeit not mandatory. A strong quantitative background with a solid understanding of accounting and financial data analysis. A clear and concise business writing style reflecting a capacity to distil critical information from large data sources. Ability to conduct thorough due diligence and form a forward-looking view using cash flow modelling and stress testing. A good understanding of loan and ISDA/CSA documentation, market risk and key credit protections is beneficial. Education / Qualifications: Degree level and professional qualifications desirable (e.g. CFA, ACCA, ACA, ACT or similar qualifications). There is scope for MUFG to sponsor professional qualifications such as CFA. PERSONAL REQUIREMENTS A proactive, motivated approach. The ability to operate with urgency and prioritise work accordingly. The capacity to manage large workloads and tight deadlines. Strong decision-making skills, with the ability to demonstrate sound judgement. A structured and logical approach to problem solving. Excellent attention to detail and accuracy. Strong numerical skills.We are open to considering flexible working requests in line with organisational requirements.MUFG is committed to embracing diversity and building an inclusive culture where all employees are valued, respected and their opinions count. We support the principles of equality, diversity and inclusion in recruitment and employment, and oppose all forms of discrimination on the grounds of age, sex, gender, sexual orientation, disability, pregnancy and maternity, race, gender reassignment, religion or belief and marriage or civil partnership.We make our recruitment decisions in a non-discriminatory manner in accordance with our commitment to identifying the right skills for the right role and our obligations under the law.