Leasing Credit - Global Vendor Finance and International Asset Finance, Summer Analyst London, United Kingdom About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognising and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! The team: The fundamental role of the Leasing Enterprise Credit EMEA team is to assess a counterparty's credit risk, which requires a deep understanding of a company's industry, competitive position, strategy, and financial performance. The team is responsible for managing the end-to-end credit process, from initial due diligence through to structuring, underwriting, approval and closing. During the programme, Summer Analysts may be aligned to Global Vendor Finance (GVF) or International Asset Finance (IAF Credit). GVF focuses on evaluating and underwriting new end-user credit opportunities, including the identification and assessment of strengths, weaknesses and risks and describing relevant mitigating factors. IAF Credit is responsible for underwriting and credit structuring of facilities originated by the International Asset Finance business of Bank of America, with exposure to asset finance solutions and key sectors including shipping, rail and other land transport. IAF Credit supports complex structured transactions ranging from large-ticket asset financing to general equipment financing solutions, with deal sizes ranging from $5MM to >$100MM. The team also manages credit monitoring for a portfolio of clients, including reviewing financial statements, assessing compliance with financial covenants, updating risk ratings, and preparing periodic status reviews. Programme Overview Our ten-week Summer Analyst programme is designed to offer you a comprehensive experience of life as a full-time credit analyst. During your internship, you will be aligned to either the Global Vendor Finance (GVF) or International Asset Finance (IAF Credit) team within Leasing Credit. Depending on your team alignment, you will support the evaluation and underwriting of new end-user credit opportunities and/or new asset finance transactions, as well as the monitoring of credit risk on existing transactions. This may include identifying and assessing strengths, weaknesses and risks, including credit, market, operational and structural risks, understanding transaction structures, assessing industry trends and collateral where relevant, and identifying and describing mitigating factors. You will also have an opportunity to learn more generally about Global Leasing, including other business units in EMEA and the Equipment Management group. Training and Development Your training and development are our top priorities with extensive formal training offered at the start of the programme in addition to on-the-job support, educational speaker events and mentorship throughout. Responsibilities As a summer analyst, your key tasks and responsibilities may include but are not limited to: Performing extensive qualitative and quantitative credit analysis to assess a counterparty's credit risk Compiling detailed credit memos and risk rating scorecards for new and existing clients Presenting recommendations to senior colleagues in both written and verbal format Supporting the evaluation of transaction structures and the assessment of risks and mitigating factors Working on in-flight projects and initiatives to support the Enterprise Credit mandate Eligibility Candidates are required to be pursuing a Bachelor's or Master's degree from an accredited college or university with a completion time frame between September 2027 and July 2028. Completion means that you have completed all final exams, coursework, and have no outstanding requirements for graduation. Please note that we reserve the right to request evidence of this completion date before extending an offer. Must be available to join the programme from June - August 2027 On track for a minimum 2:1 degree classification (or equivalent) What We Are Looking For Essential: Strong analytical skills and good attention to detail Effective written and verbal communication; fluency in English is essential An inquisitive nature and a keen interest in the financial markets Must be able to interact effectively in a team environment as well as work independently with minimal guidance and direction. The ability to efficiently multi-task and be decisive are important to success. Strong interpersonal skills Results oriented, can accomplish objectives in a specified timeframe A moderate level of proficiency in Excel and other programmes within the Microsoft Office suite Desired: Proficiency in a language other than English (although not a requirement) Our recruitment process We care deeply about shaping the world of work to be an equal and inclusive one - and that starts with our recruitment process. We know just how important and valuable it is to have a wide range of skills, backgrounds and experiences shaping our work and ideas. We welcome applicants from all backgrounds, and we're proud to focus on attracting, retaining and developing diverse talent within Bank of America. Together, we aim to mirror the customers, clients and communities we serve. We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, being pregnant or on maternity leave, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience. What if I need workplace adjustments? We're committed to ensuring our online application process provides an equal employment opportunity to all job seekers. If you need a workplace adjustment to search for a job opening, need help completing your application or video interview, please email and let us know. We will be more than happy to discuss the support you need, and we will respond to your email within two business days. We offer a competitive Salary and Benefits package.
Oct 07, 2026
Full time
Leasing Credit - Global Vendor Finance and International Asset Finance, Summer Analyst London, United Kingdom About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognising and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! The team: The fundamental role of the Leasing Enterprise Credit EMEA team is to assess a counterparty's credit risk, which requires a deep understanding of a company's industry, competitive position, strategy, and financial performance. The team is responsible for managing the end-to-end credit process, from initial due diligence through to structuring, underwriting, approval and closing. During the programme, Summer Analysts may be aligned to Global Vendor Finance (GVF) or International Asset Finance (IAF Credit). GVF focuses on evaluating and underwriting new end-user credit opportunities, including the identification and assessment of strengths, weaknesses and risks and describing relevant mitigating factors. IAF Credit is responsible for underwriting and credit structuring of facilities originated by the International Asset Finance business of Bank of America, with exposure to asset finance solutions and key sectors including shipping, rail and other land transport. IAF Credit supports complex structured transactions ranging from large-ticket asset financing to general equipment financing solutions, with deal sizes ranging from $5MM to >$100MM. The team also manages credit monitoring for a portfolio of clients, including reviewing financial statements, assessing compliance with financial covenants, updating risk ratings, and preparing periodic status reviews. Programme Overview Our ten-week Summer Analyst programme is designed to offer you a comprehensive experience of life as a full-time credit analyst. During your internship, you will be aligned to either the Global Vendor Finance (GVF) or International Asset Finance (IAF Credit) team within Leasing Credit. Depending on your team alignment, you will support the evaluation and underwriting of new end-user credit opportunities and/or new asset finance transactions, as well as the monitoring of credit risk on existing transactions. This may include identifying and assessing strengths, weaknesses and risks, including credit, market, operational and structural risks, understanding transaction structures, assessing industry trends and collateral where relevant, and identifying and describing mitigating factors. You will also have an opportunity to learn more generally about Global Leasing, including other business units in EMEA and the Equipment Management group. Training and Development Your training and development are our top priorities with extensive formal training offered at the start of the programme in addition to on-the-job support, educational speaker events and mentorship throughout. Responsibilities As a summer analyst, your key tasks and responsibilities may include but are not limited to: Performing extensive qualitative and quantitative credit analysis to assess a counterparty's credit risk Compiling detailed credit memos and risk rating scorecards for new and existing clients Presenting recommendations to senior colleagues in both written and verbal format Supporting the evaluation of transaction structures and the assessment of risks and mitigating factors Working on in-flight projects and initiatives to support the Enterprise Credit mandate Eligibility Candidates are required to be pursuing a Bachelor's or Master's degree from an accredited college or university with a completion time frame between September 2027 and July 2028. Completion means that you have completed all final exams, coursework, and have no outstanding requirements for graduation. Please note that we reserve the right to request evidence of this completion date before extending an offer. Must be available to join the programme from June - August 2027 On track for a minimum 2:1 degree classification (or equivalent) What We Are Looking For Essential: Strong analytical skills and good attention to detail Effective written and verbal communication; fluency in English is essential An inquisitive nature and a keen interest in the financial markets Must be able to interact effectively in a team environment as well as work independently with minimal guidance and direction. The ability to efficiently multi-task and be decisive are important to success. Strong interpersonal skills Results oriented, can accomplish objectives in a specified timeframe A moderate level of proficiency in Excel and other programmes within the Microsoft Office suite Desired: Proficiency in a language other than English (although not a requirement) Our recruitment process We care deeply about shaping the world of work to be an equal and inclusive one - and that starts with our recruitment process. We know just how important and valuable it is to have a wide range of skills, backgrounds and experiences shaping our work and ideas. We welcome applicants from all backgrounds, and we're proud to focus on attracting, retaining and developing diverse talent within Bank of America. Together, we aim to mirror the customers, clients and communities we serve. We are an equal opportunities employer, and ensure that no applicant is subject to less favourable treatment on the grounds of gender, gender identity or gender reassignment, marital or civil partner status, race, religion or belief, colour, nationality, ethnic or national origins, age, sexual orientation, being pregnant or on maternity leave, socio-economic background, responsibilities for dependants, physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience. What if I need workplace adjustments? We're committed to ensuring our online application process provides an equal employment opportunity to all job seekers. If you need a workplace adjustment to search for a job opening, need help completing your application or video interview, please email and let us know. We will be more than happy to discuss the support you need, and we will respond to your email within two business days. We offer a competitive Salary and Benefits package.
Select how often (in days) to receive an alert: Nomura is a financial services group with an integrated global network. By connecting markets East & West, we service the needs of individuals, institutions, corporates and governments through our four business divisions: Wealth Management, Investment Management, Wholesale (Global Markets and Investment Banking) and Banking. Driven by the insights of some 28,000 people worldwide, we put our clients at the center of everything we do, delivering unparalleled access to, from and within Asia. For further information about Nomura, visit Department Overview: The Risk Management Division encompasses the firm's comprehensive risk framework responsible for determining and managing the overall risk appetite for the firm. The division is responsible for effectively managing the firm's risk-return profile which ensures the efficient deployment of the firm's capital. It is one of the firm's core competencies and is independent of the trading areas and operational areas. The Stress Testing analytics (STA) is part of the Global Risk Methodology Group (RMG); it has the mandate to develop, enhance and maintain stress testing and other models in line with internal and regulatory requirements, and guidelines provided in the Stress testing framework. The team is further responsible for the proper documentation, development and application of governance, as well as presenting to internal stakeholders and regulators models regarding stress testing and financing risk. The group is involved with the stress testing models that are used for computing capital adequacy and reporting for the whole firm under various regulator(s) provided scenarios or internal scenarios. The team works extensively on the regulatory and economic capital models applied under stress scenarios for market, counterparty credit, operational and other risks, while also owning models pertaining to the construction and expansion of these scenarios. The particular role is to predominantly focus on the stress credit counterparty risk models, including Stressed Default Loss, TWD Credit RBLs, Stressed BA CVA and others. The stakeholder is expected to work closely with other team members as well as other stakeholders such as model owners, IT and model validation group. Role Description: Work closely with the Stress Testing Group (STG), Model Validation Group, Treasury, and other groups on the projects related to Stress Testing Framework. Development and periodic update of proto-type models with special attention to the model related to Market risk and Counterparty Credit Risk. Implementation of stress testing models into strategic risk system (this includes developing methodology, building prototype, writing technical business requirement document, performing model testing, ensure compliance with regulatory requirements and liaising with model validation group). Act as a subject matter expert for the stress testing models and providing support to the model users (i.e. stress testing group/Finance) and be a key point of contact with respect to such models. Work on the stress testing guidelines, perform firm wide analysis and to assess the impact of stress testing models. Create strategic tools for stress testing models using python and migrating to GITLAB. Participate in periodic review of models and calibration of model parameters. Provide necessary support to Model validation group/Audit team during validation of stress testing models including any model change on an ongoing basis. Adhere to all governance as laid out in related Policies and Procedures. Skills, experience, qualifications and knowledge required: experience either in Market risk or Credit risk with good understanding of risk modelling. Credit experience is preferred. Very good grasp and understanding of mathematical concepts like probability, statistics, stochastic calculus, linear algebra, Monte Carlo techniques. MSC in a related discipline Good knowledge of Python, SQL, Matlab, VBA. Good understating of financial products (Bonds, Derivatives) A strong Mathematical/Statistical background. Actuaries (Cleared at least 3 CT papers) would be advantage FRM/PRM/CFA certification would be added advantage. Familiar with AI and related applications. Explore Insights & Vision: Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future. Making Strategic Decisions: Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations. Inspire Entrepreneurship in People: Inspire team members through effective communication of ideas and motivate them to actively enhance productivity. Elevate Organizational Capability: Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. Inclusion: Respect DEI, foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect). Right to Work The UK Government have taken steps to reduce net migration to the UK by limiting the number of overseas workers coming to the UK for employment. Please note that whilst we are able to consider applications from overseas workers from outside the UK (who require a Tier 2 Skilled Worker visa) we can only employ them if we can provide evidence that this is a genuine vacancy for a qualified role. Diversity & Inclusion Nomura is an equal opportunity employer. We value diversity and are committed to ensuring we best reflect the diversity of the communities we serve creating an inclusive environment for all our employees. We welcome all applications and do not discriminate on the basis of age, disability, gender identity and gender expression, pregnancy and maternity, marriage and civil partnership, race, religion or belief, sex or sexual orientation. If you require any assistance or reasonable adjustments due to a disability or long-term health condition, please do not hesitate to contact us.
Oct 06, 2026
Full time
Select how often (in days) to receive an alert: Nomura is a financial services group with an integrated global network. By connecting markets East & West, we service the needs of individuals, institutions, corporates and governments through our four business divisions: Wealth Management, Investment Management, Wholesale (Global Markets and Investment Banking) and Banking. Driven by the insights of some 28,000 people worldwide, we put our clients at the center of everything we do, delivering unparalleled access to, from and within Asia. For further information about Nomura, visit Department Overview: The Risk Management Division encompasses the firm's comprehensive risk framework responsible for determining and managing the overall risk appetite for the firm. The division is responsible for effectively managing the firm's risk-return profile which ensures the efficient deployment of the firm's capital. It is one of the firm's core competencies and is independent of the trading areas and operational areas. The Stress Testing analytics (STA) is part of the Global Risk Methodology Group (RMG); it has the mandate to develop, enhance and maintain stress testing and other models in line with internal and regulatory requirements, and guidelines provided in the Stress testing framework. The team is further responsible for the proper documentation, development and application of governance, as well as presenting to internal stakeholders and regulators models regarding stress testing and financing risk. The group is involved with the stress testing models that are used for computing capital adequacy and reporting for the whole firm under various regulator(s) provided scenarios or internal scenarios. The team works extensively on the regulatory and economic capital models applied under stress scenarios for market, counterparty credit, operational and other risks, while also owning models pertaining to the construction and expansion of these scenarios. The particular role is to predominantly focus on the stress credit counterparty risk models, including Stressed Default Loss, TWD Credit RBLs, Stressed BA CVA and others. The stakeholder is expected to work closely with other team members as well as other stakeholders such as model owners, IT and model validation group. Role Description: Work closely with the Stress Testing Group (STG), Model Validation Group, Treasury, and other groups on the projects related to Stress Testing Framework. Development and periodic update of proto-type models with special attention to the model related to Market risk and Counterparty Credit Risk. Implementation of stress testing models into strategic risk system (this includes developing methodology, building prototype, writing technical business requirement document, performing model testing, ensure compliance with regulatory requirements and liaising with model validation group). Act as a subject matter expert for the stress testing models and providing support to the model users (i.e. stress testing group/Finance) and be a key point of contact with respect to such models. Work on the stress testing guidelines, perform firm wide analysis and to assess the impact of stress testing models. Create strategic tools for stress testing models using python and migrating to GITLAB. Participate in periodic review of models and calibration of model parameters. Provide necessary support to Model validation group/Audit team during validation of stress testing models including any model change on an ongoing basis. Adhere to all governance as laid out in related Policies and Procedures. Skills, experience, qualifications and knowledge required: experience either in Market risk or Credit risk with good understanding of risk modelling. Credit experience is preferred. Very good grasp and understanding of mathematical concepts like probability, statistics, stochastic calculus, linear algebra, Monte Carlo techniques. MSC in a related discipline Good knowledge of Python, SQL, Matlab, VBA. Good understating of financial products (Bonds, Derivatives) A strong Mathematical/Statistical background. Actuaries (Cleared at least 3 CT papers) would be advantage FRM/PRM/CFA certification would be added advantage. Familiar with AI and related applications. Explore Insights & Vision: Identify the underlying causes of problems faced by you or your team and define a clear vision and direction for the future. Making Strategic Decisions: Evaluate all the options for resolving the problems and effectively prioritize actions or recommendations. Inspire Entrepreneurship in People: Inspire team members through effective communication of ideas and motivate them to actively enhance productivity. Elevate Organizational Capability: Engage proactively in professional development and enhance team productivity through the promotion of knowledge sharing. Inclusion: Respect DEI, foster a culture of inclusion and psychological safety in the workplace and cultivate a "Risk Culture" (Challenge, Escalate and Respect). Right to Work The UK Government have taken steps to reduce net migration to the UK by limiting the number of overseas workers coming to the UK for employment. Please note that whilst we are able to consider applications from overseas workers from outside the UK (who require a Tier 2 Skilled Worker visa) we can only employ them if we can provide evidence that this is a genuine vacancy for a qualified role. Diversity & Inclusion Nomura is an equal opportunity employer. We value diversity and are committed to ensuring we best reflect the diversity of the communities we serve creating an inclusive environment for all our employees. We welcome all applications and do not discriminate on the basis of age, disability, gender identity and gender expression, pregnancy and maternity, marriage and civil partnership, race, religion or belief, sex or sexual orientation. If you require any assistance or reasonable adjustments due to a disability or long-term health condition, please do not hesitate to contact us.
Senior Data Engineer - Python, Databricks & Counterparty Credit Risk Location: London - Hybrid We are recruiting for an experienced Senior Data Engineer to join a leading global banking organisation, working across a highly technical data environment supporting Counterparty Credit Risk (CCR), Credit Risk and wider risk data . This is a hands-on engineering position requiring strong expertise across Python, PySpark, SQL and Databricks , alongside experience designing, building and optimising scalable data pipelines and Lakehouse solutions. Candidates should ideally have previously worked with Counterparty Credit Risk or Credit Risk data , including areas such as counterparty/exposure data, risk analytics, regulatory risk or associated banking risk datasets. Key Responsibilities Design, develop and maintain scalable data pipelines using Python, PySpark and Databricks Build and optimise ETL/ELT workflows using Spark and Delta Lake Engineer and transform data supporting Counterparty Credit Risk, Credit Risk and wider risk functions Work with datasets relating to areas such as counterparties, credit exposures, limits, collateral and risk analytics Design robust data models and architectures across Lakehouse / Medallion environments Develop and manage Databricks notebooks, jobs and workflows Optimise large-scale distributed data processing and troubleshoot Spark performance Implement strong data quality, reconciliation, governance and monitoring controls Build reliable logging and alerting across production data pipelines Integrate data platforms with Power BI dashboards and wider applications Support CI/CD and engineering best practices across development, testing and production environments Work closely with Risk, Technology, Analytics and other senior stakeholders Required Experience 10+ years' experience across Data Engineering or closely related data disciplines Strong hands-on Python development experience Strong PySpark / Apache Spark engineering experience Extensive hands-on experience with Databricks , including notebooks, jobs/workflows and Delta Lake Advanced SQL and relational database experience Strong track record designing and building scalable ETL/ELT data pipelines Experience with Delta Lake, Lakehouse and/or Medallion architectures Experience handling banking risk data , ideally within Counterparty Credit Risk (CCR), Credit Risk, counterparty exposure or closely related risk domains Strong understanding of data modelling, data quality and production data engineering Cloud experience across Azure, AWS and/or GCP Experience with modern data platforms/warehouses such as Snowflake, BigQuery or Redshift Experience integrating data platforms with Power BI Experience with orchestration such as Databricks Workflows or Airflow Highly Desirable Direct experience engineering data for Counterparty Credit Risk , including exposure/counterparty datasets Knowledge of areas such as PFE, EPE, EAD, CVA/XVA, SA-CCR, collateral, netting or counterparty limits Previous experience within an investment bank, global bank or capital-markets environment Databricks Data Engineer certification Kafka / Structured Streaming experience Delta Lake CDC, Time Travel and optimisation CI/CD, Git and DevOps experience Docker / Kubernetes experience Experience exposing data through APIs or supporting React-based front-end applications Experience supporting analytics or ML workloads within Databricks We are particularly interested in genuinely hands-on Senior Data Engineers who can demonstrate the Databricks and Python solutions they have personally designed, built, optimised and supported in production. If you have strong Databricks, Python and PySpark engineering experience alongside exposure to Counterparty Credit Risk, Credit Risk or banking risk data , please apply for further information.
Oct 06, 2026
Full time
Senior Data Engineer - Python, Databricks & Counterparty Credit Risk Location: London - Hybrid We are recruiting for an experienced Senior Data Engineer to join a leading global banking organisation, working across a highly technical data environment supporting Counterparty Credit Risk (CCR), Credit Risk and wider risk data . This is a hands-on engineering position requiring strong expertise across Python, PySpark, SQL and Databricks , alongside experience designing, building and optimising scalable data pipelines and Lakehouse solutions. Candidates should ideally have previously worked with Counterparty Credit Risk or Credit Risk data , including areas such as counterparty/exposure data, risk analytics, regulatory risk or associated banking risk datasets. Key Responsibilities Design, develop and maintain scalable data pipelines using Python, PySpark and Databricks Build and optimise ETL/ELT workflows using Spark and Delta Lake Engineer and transform data supporting Counterparty Credit Risk, Credit Risk and wider risk functions Work with datasets relating to areas such as counterparties, credit exposures, limits, collateral and risk analytics Design robust data models and architectures across Lakehouse / Medallion environments Develop and manage Databricks notebooks, jobs and workflows Optimise large-scale distributed data processing and troubleshoot Spark performance Implement strong data quality, reconciliation, governance and monitoring controls Build reliable logging and alerting across production data pipelines Integrate data platforms with Power BI dashboards and wider applications Support CI/CD and engineering best practices across development, testing and production environments Work closely with Risk, Technology, Analytics and other senior stakeholders Required Experience 10+ years' experience across Data Engineering or closely related data disciplines Strong hands-on Python development experience Strong PySpark / Apache Spark engineering experience Extensive hands-on experience with Databricks , including notebooks, jobs/workflows and Delta Lake Advanced SQL and relational database experience Strong track record designing and building scalable ETL/ELT data pipelines Experience with Delta Lake, Lakehouse and/or Medallion architectures Experience handling banking risk data , ideally within Counterparty Credit Risk (CCR), Credit Risk, counterparty exposure or closely related risk domains Strong understanding of data modelling, data quality and production data engineering Cloud experience across Azure, AWS and/or GCP Experience with modern data platforms/warehouses such as Snowflake, BigQuery or Redshift Experience integrating data platforms with Power BI Experience with orchestration such as Databricks Workflows or Airflow Highly Desirable Direct experience engineering data for Counterparty Credit Risk , including exposure/counterparty datasets Knowledge of areas such as PFE, EPE, EAD, CVA/XVA, SA-CCR, collateral, netting or counterparty limits Previous experience within an investment bank, global bank or capital-markets environment Databricks Data Engineer certification Kafka / Structured Streaming experience Delta Lake CDC, Time Travel and optimisation CI/CD, Git and DevOps experience Docker / Kubernetes experience Experience exposing data through APIs or supporting React-based front-end applications Experience supporting analytics or ML workloads within Databricks We are particularly interested in genuinely hands-on Senior Data Engineers who can demonstrate the Databricks and Python solutions they have personally designed, built, optimised and supported in production. If you have strong Databricks, Python and PySpark engineering experience alongside exposure to Counterparty Credit Risk, Credit Risk or banking risk data , please apply for further information.
Job Description:Job Title Business Finance FIC Financing Credit UKLocation LondonCorporate Title Assistant Vice President / AssociateThis role is in the Finance function of Business Finance. Covering all aspects of the Business Finance engagement front-to-back: financial reporting and accounting, risk and P&L validation control, and management reporting within the Credit Financing business that is one of the largest business areas of the Investment Bank in scale of balance sheet and revenues. Primary oversight in relation to Asset Backed Finance in Europe.What we'll offer youA healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its centre.You can expect:Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for themCompetitive salary and non-contributory pension30 days' holiday plus bank holidays, with the option to purchase additional daysLife Assurance and Private Healthcare for you and your familyA range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefitsThe opportunity to support a wide ranging CSR programme + 2 days' volunteering leave per yearYour key responsibilitiesOversight of Credit Financing Europe businesses, covering a diverse product range e.g. loans, bonds, derivatives, equities. This role will cover UK-based review and control around Balance Sheet, P&L, Trade design, and Capital.Daily and month-end tasks, including review of P&L calculations to ensure appropriate transaction content and global policies application, balance sheet analytical review, disclosure and regulatory submissions, as well as Risk Weighted Assets for capital demand and counterparty credit Impairment reviews.The role involves working closely with the Front Office trading desks and structurers, Global Valuations Group, Market & Credit Risk Management, Operations, and wider Finance functions such as Group Finance and the Accounting and Regulatory Policy teams.Teamwork, guidance and coordination with the team extensions in Mumbai and Manila who are responsible for the P&L and financial ledger productions that are subject to UK-based validation and control review.Understanding and application of accounting/regulatory changes and updates. This coupled with IT development initiatives will mean involvement in a number of projects to improve and develop the controls and procedures which are already in place.Your skills and experienceExperience in product control, financial control, management accounting or a related Finance discipline within an investment banking or capital markets environment. An IFRS accounting qualification is required for the roleStrong knowledge of P&L and balance sheet control, including analytical review, substantiation, month-end close and investigation of material movements or discrepancies.Understanding of credit financing products-including loans, bonds, and derivatives -together with transaction structures, accounting treatment, capital, Risk Weighted Assets, impairment and regulatory reporting.Highly analytical and control-focused, with the ability to challenge outputs, identify root causes and implement effective, sustainable remediation.Confident communicator with experience building effective relationships across Front Office, Risk, Operations, Finance and international teams to deliver accurate outputs to tight deadlines.Experience supporting finance change and technology initiatives, using advanced Excel, automation and AI tools to improve controls, analysis, reporting and workflow efficiency while protecting confidential data and independently validating outputs.How we'll support youCoaching and support from experts in your teamA culture of continuous learning to aid progressionWe value diversity and as an equal opportunities' employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards)About usDeutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do.Deutsche Bank in the UK is proud to be named in The Times Top 50 Employers for Gender Equality and has been awarded a Gold Award from Stonewall and named in their Top 100 Employers .If you have a disability, health condition, or require any adjustments during the application process, we encourage you to contact our Adjustments Concierge on to discuss.We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.
Sep 28, 2026
Full time
Job Description:Job Title Business Finance FIC Financing Credit UKLocation LondonCorporate Title Assistant Vice President / AssociateThis role is in the Finance function of Business Finance. Covering all aspects of the Business Finance engagement front-to-back: financial reporting and accounting, risk and P&L validation control, and management reporting within the Credit Financing business that is one of the largest business areas of the Investment Bank in scale of balance sheet and revenues. Primary oversight in relation to Asset Backed Finance in Europe.What we'll offer youA healthy, engaged and well-supported workforce are better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That's why we are committed to providing an environment with your development and wellbeing at its centre.You can expect:Hybrid Working - we understand that employee expectations and preferences are changing. We have implemented a model that enables eligible employees to work remotely for a part of their working time and reach a working pattern that works for themCompetitive salary and non-contributory pension30 days' holiday plus bank holidays, with the option to purchase additional daysLife Assurance and Private Healthcare for you and your familyA range of flexible benefits including Retail Discounts, a Bike4Work scheme and Gym benefitsThe opportunity to support a wide ranging CSR programme + 2 days' volunteering leave per yearYour key responsibilitiesOversight of Credit Financing Europe businesses, covering a diverse product range e.g. loans, bonds, derivatives, equities. This role will cover UK-based review and control around Balance Sheet, P&L, Trade design, and Capital.Daily and month-end tasks, including review of P&L calculations to ensure appropriate transaction content and global policies application, balance sheet analytical review, disclosure and regulatory submissions, as well as Risk Weighted Assets for capital demand and counterparty credit Impairment reviews.The role involves working closely with the Front Office trading desks and structurers, Global Valuations Group, Market & Credit Risk Management, Operations, and wider Finance functions such as Group Finance and the Accounting and Regulatory Policy teams.Teamwork, guidance and coordination with the team extensions in Mumbai and Manila who are responsible for the P&L and financial ledger productions that are subject to UK-based validation and control review.Understanding and application of accounting/regulatory changes and updates. This coupled with IT development initiatives will mean involvement in a number of projects to improve and develop the controls and procedures which are already in place.Your skills and experienceExperience in product control, financial control, management accounting or a related Finance discipline within an investment banking or capital markets environment. An IFRS accounting qualification is required for the roleStrong knowledge of P&L and balance sheet control, including analytical review, substantiation, month-end close and investigation of material movements or discrepancies.Understanding of credit financing products-including loans, bonds, and derivatives -together with transaction structures, accounting treatment, capital, Risk Weighted Assets, impairment and regulatory reporting.Highly analytical and control-focused, with the ability to challenge outputs, identify root causes and implement effective, sustainable remediation.Confident communicator with experience building effective relationships across Front Office, Risk, Operations, Finance and international teams to deliver accurate outputs to tight deadlines.Experience supporting finance change and technology initiatives, using advanced Excel, automation and AI tools to improve controls, analysis, reporting and workflow efficiency while protecting confidential data and independently validating outputs.How we'll support youCoaching and support from experts in your teamA culture of continuous learning to aid progressionWe value diversity and as an equal opportunities' employer, we make reasonable adjustments for those with a disability such as the provision of assistive equipment if required (e.g. screen readers, assistive hearing devices, adapted keyboards)About usDeutsche Bank is the leading German bank with strong European roots and a global network. Click here to see what we do.Deutsche Bank in the UK is proud to be named in The Times Top 50 Employers for Gender Equality and has been awarded a Gold Award from Stonewall and named in their Top 100 Employers .If you have a disability, health condition, or require any adjustments during the application process, we encourage you to contact our Adjustments Concierge on to discuss.We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.
What role you will play in our team We are seeking a qualified candidate for the position of Trading Credit Senior Advisor to be located in London. What you will do The Trading Credit Senior Advisor will be a key member in our Global Trading Credit team, working closely with traders, the Finance and Risk team and our global Credit organization to provide effective credit risk management and build out our capabilities to support the growing Global Trading organization. This position will report directly to the Global Trading Credit Manager in Houston. Responsibilities will include: Performing counterparty evaluations and risk assessments, proposing appropriate credit limit recommendations, and advising traders on credit risk appetite Providing real time support to Trading teams on the identification and assessment of credit risks in spot and term deals Assisting in design and development of future credit risk capabilities and system requirements Supporting origination and structured finance teams in the design, evaluation and monitoring of complex structures across commodities Advising and negotiating on credit provisions, collateral requirements and security needs within trade and credit support agreements Risk monitoring of a regional trade portfolio, notifying Credit and Trading managers of any material risks or significant events Managing and maintaining external relationships with counterparties, financial intermediaries, and credit risk insurers Liaising across teams to connect credit risk with market, liquidity and other risks managed by traders About You Skills and Qualifications Bachelor's degree required from an accredited college or university Experience in a similar role in the energy / commodity trading industry or supporting a bank energy desk Preferred Qualifications / Experience MBA or advanced degree Experience supporting energy-related origination and structured finance transactions Deep understanding of energy trading with an ability to identify, manage and mitigate credit risk across trading strategies In depth market knowledge and experience of trading credit risk mitigation (e.g. credit risk insurance, factoring, netting) Ability to assist in the design and development of future trading credit capabilities and systems Strong communication and collaboration skills with demonstrated experience working with Trading support functions Prior experience developing and implementing credit pricing methodologies and practices We offer you: Share incentive plan Private healthcare for employees and their families Free gym at most UK sites Please note benefits may be changed from time to time without notice, subject to applicable law Conditions of Employment Successful candidates will be made a conditional offer of employment. The conditions include, but are not limited to: a satisfactory criminal records disclosure; satisfactory employment references over five years (where applicable); verification of qualifications, including any professional accreditation stated in the application; completion of a pre employment medical, including a test for illicit or unprescribed drugs in accordance with the Company's safety policies; and the legal right to work on the agreed commencement date. Equal Employment Opportunity Policy ExxonMobil and its United Kingdom subsidiary companies, Esso Petroleum Company, Limited, and ExxonMobil Chemical Limited, are equal opportunity employers and all qualified applicants will receive consideration for employment. All applicants are offered equal opportunity to demonstrate their abilities during our recruitment processes, therefore, please contact the Recruitment Team if you wish to discuss any particular requirements to enable you to complete our recruitment process.
Sep 14, 2026
Full time
What role you will play in our team We are seeking a qualified candidate for the position of Trading Credit Senior Advisor to be located in London. What you will do The Trading Credit Senior Advisor will be a key member in our Global Trading Credit team, working closely with traders, the Finance and Risk team and our global Credit organization to provide effective credit risk management and build out our capabilities to support the growing Global Trading organization. This position will report directly to the Global Trading Credit Manager in Houston. Responsibilities will include: Performing counterparty evaluations and risk assessments, proposing appropriate credit limit recommendations, and advising traders on credit risk appetite Providing real time support to Trading teams on the identification and assessment of credit risks in spot and term deals Assisting in design and development of future credit risk capabilities and system requirements Supporting origination and structured finance teams in the design, evaluation and monitoring of complex structures across commodities Advising and negotiating on credit provisions, collateral requirements and security needs within trade and credit support agreements Risk monitoring of a regional trade portfolio, notifying Credit and Trading managers of any material risks or significant events Managing and maintaining external relationships with counterparties, financial intermediaries, and credit risk insurers Liaising across teams to connect credit risk with market, liquidity and other risks managed by traders About You Skills and Qualifications Bachelor's degree required from an accredited college or university Experience in a similar role in the energy / commodity trading industry or supporting a bank energy desk Preferred Qualifications / Experience MBA or advanced degree Experience supporting energy-related origination and structured finance transactions Deep understanding of energy trading with an ability to identify, manage and mitigate credit risk across trading strategies In depth market knowledge and experience of trading credit risk mitigation (e.g. credit risk insurance, factoring, netting) Ability to assist in the design and development of future trading credit capabilities and systems Strong communication and collaboration skills with demonstrated experience working with Trading support functions Prior experience developing and implementing credit pricing methodologies and practices We offer you: Share incentive plan Private healthcare for employees and their families Free gym at most UK sites Please note benefits may be changed from time to time without notice, subject to applicable law Conditions of Employment Successful candidates will be made a conditional offer of employment. The conditions include, but are not limited to: a satisfactory criminal records disclosure; satisfactory employment references over five years (where applicable); verification of qualifications, including any professional accreditation stated in the application; completion of a pre employment medical, including a test for illicit or unprescribed drugs in accordance with the Company's safety policies; and the legal right to work on the agreed commencement date. Equal Employment Opportunity Policy ExxonMobil and its United Kingdom subsidiary companies, Esso Petroleum Company, Limited, and ExxonMobil Chemical Limited, are equal opportunity employers and all qualified applicants will receive consideration for employment. All applicants are offered equal opportunity to demonstrate their abilities during our recruitment processes, therefore, please contact the Recruitment Team if you wish to discuss any particular requirements to enable you to complete our recruitment process.
