482 jobs found

Product Strategy Manager - German Market Hybrid in London or Germany, United Kingdom The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to over 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. The team The DE Lending Proposition Team is where iwoca's boldest ideas come to life. We're a dynamic, cross-functional squad that drives our lending strategy forward and shapes the future of small business finance in Germany. From conceptualizing new products to refining user experiences, our work directly impacts thousands of businesses' ability to grow and succeed. We operate as a fully autonomous unit, bringing together specialists in back-end and front-end development, product management, data science, and analytics. This diversity of expertise allows us to tackle challenges from every angle, move fast, and deliver solutions that truly work for our customers. The role We're looking for a Product Strategy Manager to shape the future of our lending products. This role bridges strategy, analytics, and product development, driving innovation to deliver exceptional value for our customers while supporting iwoca's growth objectives. Strategy ownership and innovation: Own the development and execution of strategies to enhance iwoca's credit terms, including pricing, credit limits, and repayment terms. Identify and assess market opportunities to introduce new products or features, ensuring alignment with customer needs and business goals. Continuously question existing processes and the potential to refine user journeys, drive customer satisfaction and business outcomes. Analytics leadership: Lead experiments to test new product concepts, iterating based on customer feedback and performance data. Build custom tools and data pipelines to investigate complex topics and enable the wider team to monitor the performance of products post-launch, using insights to inform future improvements. Combine quantitative data and qualitative insights to identify pain points and unlock growth opportunities. Coach strategy analysts to enhance their strategic thinking and project management capabilities. Collaboration and influence: Drive cross-functional alignment on product priorities and secure buy-in from senior stakeholders. Work closely with Credit Risk, Data Science, Operations, and Commercial teams to ensure seamless execution of product initiatives. Be in constant dialogue with our Customer Acquisition teams (Brokers, Sales, Account Managers and Commercial Strategy) to tap into up to date feedback from both customers and intermediaries. Turn findings into strategy insights that support the Head of Product and General Manager in determining the long-term vision of iwoca DE. The requirements Essential: Experience working in a strategy consultancy, tech or finance company in a strategy, product, or analytical role. Strong analytical and problem-solving skills, with the ability to interpret complex data and deliver actionable insights. We are looking for natural curiosity to spot, break down, and resolve problems. Finance and accounting knowledge with a deep understanding of (lending) business models and financial metrics. You will need this to influence the product vision, driving growth and profitability. Demonstrated ability to manage projects end-to-end, from ideation to execution. We need a 'doer' who is comfortable rolling up their sleeves and working across the business to see your work come to fruition. Excellent communication and stakeholder management skills. A team player with a fine balance of confidence, gravitas, humility, and enthusiasm: you will need to work with various teams to get stuff done in a rapidly growing environment. Bonus: Familiarity with credit products or lending strategies in a B2B context. Hands-on experience working with complex data structures using SQL or Python for data analysis. Statistical mindset with the ability to setup, run and analyse RCTs and split tests. Extra bonus for knowledge of Bayesian Statistics. Experience optimising user journeys and driving customer engagement. Passionate about helping small businesses thrive-belief in our mission is important! The salary We expect to pay £70,000 - £85,000 for this role. However, we're open-minded, so include your salary expectations when you apply. We routinely benchmark salaries against market rates and conduct regular performance reviews. The culture At iwoca, we prioritise learning, growth, and collaboration. Our culture values diversity of thought and encourages innovation. Whether you're looking to deepen your expertise or explore new areas, iwoca provides the resources and support to thrive. The benefits Medical insurance from Vitality, including discounted gym membership and private GP services for you and your dependents. 25 days' holiday plus your birthday off, with the option to buy/sell additional leave. Paid one-month sabbatical after four years of service. Equity incentive scheme for all employees. Parental leave policies and a nursery tax benefit scheme. Access to mental health support via Spill. Cycle-to-work scheme and electric car scheme. Two annual company retreats, with past destinations including Italy, Spain, and France. A learning and development budget for all team members, access to platforms like Treehouse, and company-wide talks with inspiring speakers. The offices Our offices in London, Leeds, Berlin and Frankfurt are designed to foster collaboration and creativity. With fully stocked kitchens and regular social events, we aim to create a space where everyone feels welcome and inspired. Apply today Join us in empowering small businesses and shaping the future of finance. Useful links: iwoca benefits & policies Interview welcome pack

Product Strategy Manager - German Market Hybrid in London or Germany, United Kingdom The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to over 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. The team The DE Lending Proposition Team is where iwoca's boldest ideas come to life. We're a dynamic, cross-functional squad that drives our lending strategy forward and shapes the future of small business finance in Germany. From conceptualizing new products to refining user experiences, our work directly impacts thousands of businesses' ability to grow and succeed. We operate as a fully autonomous unit, bringing together specialists in back-end and front-end development, product management, data science, and analytics. This diversity of expertise allows us to tackle challenges from every angle, move fast, and deliver solutions that truly work for our customers. The role We're looking for a Product Strategy Manager to shape the future of our lending products. This role bridges strategy, analytics, and product development, driving innovation to deliver exceptional value for our customers while supporting iwoca's growth objectives. Strategy ownership and innovation: Own the development and execution of strategies to enhance iwoca's credit terms, including pricing, credit limits, and repayment terms. Identify and assess market opportunities to introduce new products or features, ensuring alignment with customer needs and business goals. Continuously question existing processes and the potential to refine user journeys, drive customer satisfaction and business outcomes. Analytics leadership: Lead experiments to test new product concepts, iterating based on customer feedback and performance data. Build custom tools and data pipelines to investigate complex topics and enable the wider team to monitor the performance of products post-launch, using insights to inform future improvements. Combine quantitative data and qualitative insights to identify pain points and unlock growth opportunities. Coach strategy analysts to enhance their strategic thinking and project management capabilities. Collaboration and influence: Drive cross-functional alignment on product priorities and secure buy-in from senior stakeholders. Work closely with Credit Risk, Data Science, Operations, and Commercial teams to ensure seamless execution of product initiatives. Be in constant dialogue with our Customer Acquisition teams (Brokers, Sales, Account Managers and Commercial Strategy) to tap into up to date feedback from both customers and intermediaries. Turn findings into strategy insights that support the Head of Product and General Manager in determining the long-term vision of iwoca DE. The requirements Essential: Experience working in a strategy consultancy, tech or finance company in a strategy, product, or analytical role. Strong analytical and problem-solving skills, with the ability to interpret complex data and deliver actionable insights. We are looking for natural curiosity to spot, break down, and resolve problems. Finance and accounting knowledge with a deep understanding of (lending) business models and financial metrics. You will need this to influence the product vision, driving growth and profitability. Demonstrated ability to manage projects end-to-end, from ideation to execution. We need a 'doer' who is comfortable rolling up their sleeves and working across the business to see your work come to fruition. Excellent communication and stakeholder management skills. A team player with a fine balance of confidence, gravitas, humility, and enthusiasm: you will need to work with various teams to get stuff done in a rapidly growing environment. Bonus: Familiarity with credit products or lending strategies in a B2B context. Hands-on experience working with complex data structures using SQL or Python for data analysis. Statistical mindset with the ability to setup, run and analyse RCTs and split tests. Extra bonus for knowledge of Bayesian Statistics. Experience optimising user journeys and driving customer engagement. Passionate about helping small businesses thrive-belief in our mission is important! The salary We expect to pay £70,000 - £85,000 for this role. However, we're open-minded, so include your salary expectations when you apply. We routinely benchmark salaries against market rates and conduct regular performance reviews. The culture At iwoca, we prioritise learning, growth, and collaboration. Our culture values diversity of thought and encourages innovation. Whether you're looking to deepen your expertise or explore new areas, iwoca provides the resources and support to thrive. The benefits Medical insurance from Vitality, including discounted gym membership and private GP services for you and your dependents. 25 days' holiday plus your birthday off, with the option to buy/sell additional leave. Paid one-month sabbatical after four years of service. Equity incentive scheme for all employees. Parental leave policies and a nursery tax benefit scheme. Access to mental health support via Spill. Cycle-to-work scheme and electric car scheme. Two annual company retreats, with past destinations including Italy, Spain, and France. A learning and development budget for all team members, access to platforms like Treehouse, and company-wide talks with inspiring speakers. The offices Our offices in London, Leeds, Berlin and Frankfurt are designed to foster collaboration and creativity. With fully stocked kitchens and regular social events, we aim to create a space where everyone feels welcome and inspired. Apply today Join us in empowering small businesses and shaping the future of finance. Useful links: iwoca benefits & policies Interview welcome pack

BloombergNEF (BNEF) is a strategic research providercovering global commodity markets and the ground-breaking technologies drivingthe transition to a low-carbon economy. We help our clients gain a clearperspective on the trends in technology, finance, policy and economics that aredriving transformation across the energy value chain. Our expert coverageassesses pathways for the power, transport, industry, buildings and agriculturesectors to adapt to the energy transition. We help commodity trading, corporatestrategy, finance and policy professionals navigate change and generateopportunities. BNEF has 300 staff based in 20 offices across the globe. To succeed at BNEF we need people who can work in anindependent manner and show initiative to develop their own viewpoints, yet becollaborative with colleagues. We don't rely on the status quo; we look forinnovative yet pragmatic thinking that turns big ideas into real insights andimpact. Working at BNEF sometimes feels chaotic; we need teams that are bothdynamic and structured to generate the outstanding perspectives our clientsreally value. Our teams are diverse, creative, focused, and fun! We are seeking a dedicated and highly motivated individualto join our Europe research team as a Team Leader based in London. You'll lead a group that produces primary research andanalysis on the transition to a low-carbon economy in Europe. We're looking forsomeone who naturally forms original opinions, and who has an outstandingability to communicate these to your audience. Teamwork is important to you,and you understand how healthy debates and advise on solid conclusions. We wantsomeone who has a keen desire to help those around them develop. You will alsobe supporting request from clients and supporting business development. We'll trust you to: Lead,mentor, and manage a team of dedicated analysts while maintaining espritde corps among the group Leadall aspects of the team's output and research pipeline including marketoutlooks, analyst reactions and tailored reports on key questions thatrequire a cross-sectoral lens and deep regional expertise Playa meaningful role in determining BNEF's overall business strategy andresearch agenda for Europe by both listening to and giving input tomanagement and the commercial team Deliveroutstanding analysis on how the latest developments in policy, technologyand finance are changing the long-term outlook for the energy mix Europe Producelong-term energy scenarios for Europe and European countries. Beresponsible for the Europe's contributions to global BNEF reports andcrafting spin-off reports specific to the region Writeinsightful, important research that advises BNEF clients worldwide whileaffirming the BNEF brand both within and beyond the industry Editall BNEF research produced by the Europe regional team and ensure it is ofexcellent quality Be akey voice on the industry for current clients, potential clients, themedia, public-policy leaders, and others Presentour research in multiple platforms such as conferences and webinarsregularly, clearly communicate it to clients and prospects Answerclient requests and support business development through client engagement Collaboratewith a high degree of integrity with colleagues and clients from differentcountries and cultures Builda network of key energy transition partners in Brussels and across Europe You'll need to have: Abroad and comprehensive understanding of the energy industry, with aEurope focus. This includes a knowledge of decarbonization pathways acrosspower, transport, buildings and industry and their interplay withcommodity markets Proficient,professional English to support research and client queries and to presentBNEF research in public settings Ademonstrated ability to "connect-the-dots" between diverseresearch areas, including policy, economics, finance, markets andtechnology. This includes getting up to speed and integrating new insightsand topics into our thinking quickly and pragmatically Excellentquantitative skills, and comfort working with large datasets and models Substantialexperience articulating ideas in writing and verbally to a range ofaudiences, including industry experts and key policy makers. Excellentclient facing skills and passion to represent the product both internallyand externally. Thetime management skills and confidence to balance working on multipleprojects at once Abilityto think critically and develop thoughtful opinions by cutting through thenoise of data, extracting key patterns, applying skepticism to the claimsof industry participants and asking insightful questions ABachelor's degree or equivalent experience in Business, Economics,Finance, Engineering, Science, Mathematics, Humanities or other relevantsubjects We'd love to see: Priorexperience in mentorship, management of a team or development of others Creativeand flexible approach to people and project management Proficiencyin other European languages Bloomberg is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of age, ancestry, color, gender identity or expression, genetic predisposition or carrier status, marital status, national or ethnic origin, race, religion or belief, sex, sexual orientation, sexual and other reproductive health decisions, parental or caring status, physical or mental disability, pregnancy or parental leave, protected veteran status, status as a victim of domestic violence, or any other classification protected by applicable law. Bloomberg is a disability inclusive employer. Please let us know if you require any reasonable adjustments to be made for the recruitment process. If you would prefer to discuss this confidentially, please email

About Charlotte Tilbury Beauty Founded by British makeup artist and beauty entrepreneur Charlotte Tilbury MBE in 2013, Charlotte Tilbury Beauty has revolutionised the face of the global beauty industry by de-coding makeup applications for everyone, everywhere, with an easy-to-use, easy-to-choose, easy-to-gift range. Today, Charlotte Tilbury Beauty continues to break records across countries, channels, and categories and to scale at pace. Over the last 10 years, Charlotte Tilbury Beauty has experienced exceptional growth and is one of the most talked about brands in the beauty industry and beyond. It has become a global sensation across 50 markets (and growing), with over 2,300 employees globally who are part of the Dream Team making the magic happen. Today, Charlotte Tilbury Beauty is a truly global business, delivering market-leading growth, innovative retail and product launches fuelled by industry-leading tech - all with an internal culture of embracing challenges, disruptive thinking, winning together, and sharing the magic. The energy behind the brand is infectious, and as we grow, we are always looking for extraordinary talent who want to be part of this our success and help drive our limitless ambitions. About the role We have an exciting opportunity for a Category Finance Analyst to join our Group FP&A team here at Charlotte Tilbury, reporting into our Senior Finance Manager for Category. You'll be responsible for producing high quality monthly reporting and ad hoc analysis which will be used by commercial and finance stakeholders across the business. As a Category Finance Analyst you will Prepare high quality, insightful monthly management reporting and Board packs - highlighting key trends, explaining variances to forecast and prior year to enable actionable insights. Build and maintain robust financial models using large, complex data sets to evaluate category and product level performance, whilst ensuring a high level of accuracy and attention to detail Support with the budget, reforecasting and 5-year business planning process to view Categories across the full P&L, collaborating with regional teams to align on inputs and assumptions Partner with the Data team to develop Looker reports and dashboards to analyse performance of retail sales trends and KPIs across categories and key products Support the development and refinement of Category P&Ls which can be used across the business to drive decision making Identify opportunities to streamline reporting processes, automate manual tasks, and enhance the quality of insights delivered. Ad-hoc analysis to support the Senior Finance Manager, Head of Finance and Finance Director About you Part-qualified or looking to embark on your professional qualification journey (ACA/CIMA/ACCA equivalent Strong commercial and analytical skills Strong excel skills (Vlookups, Pivot tables, Sum If, Indirect etc) and the ability to build models from scratch from large data sets Experience using Microsoft PowerPoint Strong interpersonal and communication skills, having the confidence to communicate clearly with senior management and challenge commercial teams Comfortable dealing with a cross section of stakeholders, both finance and non-finance Ability to think logically and methodically Positive 'can-do' attitude Flexible & proactive, with an eagerness to learn Highly organised and able to prioritise workload effectively within a scaling business Experience using Anaplan or Looker desirable Retail/FMCG experience is desirable Charlotte Tilbury is a fast-paced and dynamic environment where nimble mindsets, striving to deliver the best and wanting to be part of a global are key. Even though we have requirements, our experience and background are just a guide, we still love to welcome applicants with more or less experience stated, provided necessary skills can be demonstrated. Why join us? Be a part of this values driven, high growth, magical journey with an ultimate vision to empower everyone, everywhere to be the best version of themselves We're a hybrid model with flexibility, allowing you to work how best suits you 25 days holiday (plus bank holidays) with an additional day to celebrate your birthday Inclusive parental leave policy that supports all parents and carers throughout their parenting and caring journey Financial security and planning with our pension and life assurance for all Wellness and social benefits including Medicash, Employee Assist Programs and regular social connects with colleagues Bring your furry friend to work with you on our allocated dog friendly days and spaces And not to forget our generous product discount and gifting! At Charlotte Tilbury Beauty, our mission is to empower everybody in the world to be the most beautiful version of themselves. We celebrate and support this by encouraging and hiring people with diverse backgrounds, cultures, voices, beliefs, and perspectives into our growing global workforce. By doing so, we better serve our communities, customers, employees - and the candidates that take part in our recruitment process. If you want to learn more about life at Charlotte Tilbury Beauty please follow our LinkedIn page!

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ We're looking for a Senior Marketing Data Scientist excited to help build the bank of the future. You'll have the opportunity to super charge our marketing strategy in 2025 and help us to build a bank that customers truly love. At Monzo, we're building a bank that is fair, transparent and a delight to use. We're growing extremely fast and have over 11 million customers in the UK. We've built a product that people love and more than 80% of our growth comes from word of mouth and referrals. Enable Monzo to Make Better Decisions, Faster We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses. How we hire We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Marketing, Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. This role is within our Marketing function within Growth. Join us and be part of shaping our future! What you'll be working on You will work together with other data scientists, analysts and analytics engineers as well as marketing managers on powering our marketing function within Growth. Our key goal is increasing volume and value. Applying your expertise in marketing analytics, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our marketing campaigns and how those insights can inform our marketing strategy Guide and enable the performance marketing and brand team to measure things that matter; initiate or help run geo-lift experiments to keep improving everything we do Build and apply our marketing measurement and forecasting solutions to optimise and drive growth. Drive together with the finance team a unified company-wide understanding of the lifetime value of our new users and how different marketing campaigns are impacting user profitability Liaise with engineers to keep making sure we collect the right marketing measurement data to produce relevant business insights You should apply if: What we're doing here at Monzo excites you! You're passionate about marketing science and understand the causal impact marketing campaigns can have You're impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well You're commercially minded and can put numbers into business perspective You're as comfortable getting hands-on as taking a step back and thinking strategically You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so You're a team player whom your colleagues can rely on You have solid grounding in SQL and preferably Python You have experience in conducting large scale geo-lift or A/B experiments The Interview Process: Our interview process involves three main stages: Initial Call Technical Interview Final Interview including a case study and collaboration interview Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on What's in it for you: £80,000 to £90,000 + Stock Options + Benefits ️ We can help you relocate to the UK We can sponsor visas This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage Apply for this job indicates a required field First Name Last Name Preferred First Name Email Phone Resume/CV Enter manually Accepted file types: pdf, doc, docx, txt, rtf Enter manually Accepted file types: pdf, doc, docx, txt, rtf Have you discussed applying with your manager? Select Where would you like to be based? Select Select A US Person is defined as someone who: was born in the United States (US) has at least 1 parent who was born in the US is a naturalised citizen of the US is a green card holder is a US tax resident Please confirm your UK Right to Work status. Select We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor. If you'd like to, please share your preferred pronouns (eg. they/them/theirs, she/her/hers). If you'd like to, please spell out your name how it's pronounced so we know how to say it. Keeping your data safe is really important to us. Select

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ We're looking for a Senior Marketing Data Scientist excited to help build the bank of the future. You'll have the opportunity to super charge our marketing strategy in 2025 and help us to build a bank that customers truly love. At Monzo, we're building a bank that is fair, transparent and a delight to use. We're growing extremely fast and have over 11 million customers in the UK. We've built a product that people love and more than 80% of our growth comes from word of mouth and referrals. Enable Monzo to Make Better Decisions, Faster We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses. How we hire We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Marketing, Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. This role is within our Marketing function within Growth. Join us and be part of shaping our future! What you'll be working on You will work together with other data scientists, analysts and analytics engineers as well as marketing managers on powering our marketing function within Growth. Our key goal is increasing volume and value. Applying your expertise in marketing analytics, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our marketing campaigns and how those insights can inform our marketing strategy Guide and enable the performance marketing and brand team to measure things that matter; initiate or help run geo-lift experiments to keep improving everything we do Build and apply our marketing measurement and forecasting solutions to optimise and drive growth. Drive together with the finance team a unified company-wide understanding of the lifetime value of our new users and how different marketing campaigns are impacting user profitability Liaise with engineers to keep making sure we collect the right marketing measurement data to produce relevant business insights You should apply if: What we're doing here at Monzo excites you! You're passionate about marketing science and understand the causal impact marketing campaigns can have You're impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well You're commercially minded and can put numbers into business perspective You're as comfortable getting hands-on as taking a step back and thinking strategically You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so You're a team player whom your colleagues can rely on You have solid grounding in SQL and preferably Python You have experience in conducting large scale geo-lift or A/B experiments The Interview Process: Our interview process involves three main stages: Initial Call Technical Interview Final Interview including a case study and collaboration interview Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on What's in it for you: £80,000 to £90,000 + Stock Options + Benefits ️ We can help you relocate to the UK We can sponsor visas This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage Apply for this job indicates a required field First Name Last Name Preferred First Name Email Phone Resume/CV Enter manually Accepted file types: pdf, doc, docx, txt, rtf Enter manually Accepted file types: pdf, doc, docx, txt, rtf Have you discussed applying with your manager? Select Where would you like to be based? Select Select A US Person is defined as someone who: was born in the United States (US) has at least 1 parent who was born in the US is a naturalised citizen of the US is a green card holder is a US tax resident Please confirm your UK Right to Work status. Select We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor. If you'd like to, please share your preferred pronouns (eg. they/them/theirs, she/her/hers). If you'd like to, please spell out your name how it's pronounced so we know how to say it. Keeping your data safe is really important to us. Select

Senior Data Scientist - Cardiff, London, or Remote (UK) Visa Sponsorship Available Monzo Monzo is looking for a passionate and commercially minded Senior Data Scientist to join their dynamic team, based in Cardiff, London, or fully remote across the UK. This is an exciting opportunity for a data professional who is impact-driven, motivated to make a real positive difference across the company, product, users, and team culture. The ideal candidate will have a strong ability to translate complex data into business insights, helping to drive strategic decision-making and growth. With a keen commercial awareness, the Senior Data Scientist will put numbers into clear business perspective, influencing product development and company success. Visa sponsorship is available, making this an excellent role for highly skilled candidates who are currently in the UK and looking to join a forward-thinking, innovative environment. If you are eager to apply your expertise in a company that values collaboration, user-centric design, and data-driven innovation, apply now to build your future with Monzo. About Monzo We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo Position: Senior Data Analyst Job Type: Full Time Location: Cardiff, London, or Remote (UK) About the Role: About our Data Science Team: We're looking for a Senior Product Data Scientist excited to help build the bank of the future. You'll have the opportunity to super charge our user engagement in 2025 and help us to build a bank that customers truly love. At Monzo, we're building a bank that is fair, transparent and a delight to use. We're growing extremely fast and have over 11 million customers in the UK. We've built a product that people love and more than 80% of our growth comes from word of mouth and referrals. Enable Monzo to Make Better Decisions, Faster We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses. How we hire We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future! What you'll be working on We work in cross-functional squads where every data scientist is a member of a central data discipline and fully embedded into 1 product squad alongside engineers, designers, marketers, product managers etc. Responsibilities Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability Liaise with engineers to keep making sure we collect the right data to produce relevant business insights Role Requirements: You should apply if: What we're doing here at Monzo excites you! You're impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well You're commercially minded and can put numbers into business perspective You're as comfortable getting hands-on as taking a step back and thinking strategically You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so You're a team player whom your colleagues can rely on You have solid grounding in SQL and preferably Python You have experience in conducting large scale A/B experiments The Interview Process: Our interview process involves three main stages: Initial Call Technical Interview Final Interview including a case study and collaboration interview Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you Do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on What's in it for you: £80,000 to £95,000 + Stock Options + Benefits We can help you relocate to the UK We can sponsor visas This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences +And much more, see our full list of benefits here If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. Required Documents CV/Resume Application Process Interested and qualified individuals should visit HERE to apply

Senior Back End Developer - Broker Tech Hybrid in London, UK The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to over 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. The team Brokerages that work with iwoca refer customers to us in exchange for a commission. They're our largest source of new business. The Broker Tech team owns the full experience for brokers and their customers - from first contact to funded loan. We work closely with commercial and strategic stakeholders, so we value people who can think fast, adapt quickly, and spot opportunities for improvement. You'll be encouraged to bring your own ideas, take responsibility for what you build, and see it through - from design, to release, to ongoing impact. The role Autonomy: Own projects from scoping and design to execution. Lead multi-engineer projects, coordinating with analysts, product managers, and other stakeholders. Impact: Enhance our offerings to meet the needs of repeat customers, improving their access to tailored lending solutions. Shaping Systems: Design and maintain robust, flexible, and maintainable systems to ensure scalability and fast-paced development. Learning Through Iteration: Embrace a culture of experimentation, using trial and error to uncover insights, refine approaches, and grow your technical and strategic skills. Continuous Deployment: Work iteratively, supported by high test coverage, and contribute to the team's frequent deployment cycles (averaging more than once per day). Data-Driven Decision-Making: Use hypothesis testing and metrics such as issuance and profitability to quickly iterate and optimise our approach. The projects Operational processes and workflow automation: Improve Broker Account Managers' and Broker Relationship Managers' efficiency through task automation, email strategy enhancements, and better resource management by improving communication systems, and task prioritisation. Extending features of our Introducer Portal: Upgrade the Introducer Portal to deliver tailored experiences for brokers and partners, with features aligned to their roles. Enhancements include new tools for brokers to track and manage loans more effectively, improving visibility, autonomy, and overall service experience. Extend our commission system: Enhancing how commission structures are assigned, managed, and tracked. Improvements include clearer commission ownership visibility within our CRM and a more flexible system for setting and interacting with commission rules, supporting better transparency and alignment across teams. The requirements Essential: Significant experience in back end engineering, ideally with Python. Ability to manage projects from beginning to end; understand a business problem, design and execute a solution, and communicate with stakeholders. Experience as a senior engineer working in small, high-performing teams alongside engineers from other disciplines. Experience with relational databases (ideally PostgreSQL). Bonus: Experience with Django An understanding of data analysis and statistics. A strong numerical or technical background, underpinned by a degree in maths, physics, computer science, engineering, or similar industry experience. The salary We expect to pay from £70,000 - £100,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value diversity in thought and skill, and encourage you to explore new areas of interest to help us improve our products and services. The offices We put a lot of effort into making iwoca a brilliant place to work: Offices in London, Leeds, and Frankfurt with plenty of drinks and snacks Events and clubs, like bingo, comedy nights, yoga classes, football, etc. The benefits Flexible working. Medical insurance from Vitality, including discounted gym membership A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave,and unlimited unpaid leave A one-month, fully paid sabbatical after four years. Instant access to emotional and mental health support. 3% Pension contributions and share options. Generous parental leave and a nursery tax benefit scheme to help you save money. Cycle-to-work scheme and electric car scheme. Two company retreats a year, we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse.

Senior Back End Developer - Broker Tech Hybrid in London, UK The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to over 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need - often within minutes. The team Brokerages that work with iwoca refer customers to us in exchange for a commission. They're our largest source of new business. The Broker Tech team owns the full experience for brokers and their customers - from first contact to funded loan. We work closely with commercial and strategic stakeholders, so we value people who can think fast, adapt quickly, and spot opportunities for improvement. You'll be encouraged to bring your own ideas, take responsibility for what you build, and see it through - from design, to release, to ongoing impact. The role Autonomy: Own projects from scoping and design to execution. Lead multi-engineer projects, coordinating with analysts, product managers, and other stakeholders. Impact: Enhance our offerings to meet the needs of repeat customers, improving their access to tailored lending solutions. Shaping Systems: Design and maintain robust, flexible, and maintainable systems to ensure scalability and fast-paced development. Learning Through Iteration: Embrace a culture of experimentation, using trial and error to uncover insights, refine approaches, and grow your technical and strategic skills. Continuous Deployment: Work iteratively, supported by high test coverage, and contribute to the team's frequent deployment cycles (averaging more than once per day). Data-Driven Decision-Making: Use hypothesis testing and metrics such as issuance and profitability to quickly iterate and optimise our approach. The projects Operational processes and workflow automation: Improve Broker Account Managers' and Broker Relationship Managers' efficiency through task automation, email strategy enhancements, and better resource management by improving communication systems, and task prioritisation. Extending features of our Introducer Portal: Upgrade the Introducer Portal to deliver tailored experiences for brokers and partners, with features aligned to their roles. Enhancements include new tools for brokers to track and manage loans more effectively, improving visibility, autonomy, and overall service experience. Extend our commission system: Enhancing how commission structures are assigned, managed, and tracked. Improvements include clearer commission ownership visibility within our CRM and a more flexible system for setting and interacting with commission rules, supporting better transparency and alignment across teams. The requirements Essential: Significant experience in back end engineering, ideally with Python. Ability to manage projects from beginning to end; understand a business problem, design and execute a solution, and communicate with stakeholders. Experience as a senior engineer working in small, high-performing teams alongside engineers from other disciplines. Experience with relational databases (ideally PostgreSQL). Bonus: Experience with Django An understanding of data analysis and statistics. A strong numerical or technical background, underpinned by a degree in maths, physics, computer science, engineering, or similar industry experience. The salary We expect to pay from £70,000 - £100,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value diversity in thought and skill, and encourage you to explore new areas of interest to help us improve our products and services. The offices We put a lot of effort into making iwoca a brilliant place to work: Offices in London, Leeds, and Frankfurt with plenty of drinks and snacks Events and clubs, like bingo, comedy nights, yoga classes, football, etc. The benefits Flexible working. Medical insurance from Vitality, including discounted gym membership A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave,and unlimited unpaid leave A one-month, fully paid sabbatical after four years. Instant access to emotional and mental health support. 3% Pension contributions and share options. Generous parental leave and a nursery tax benefit scheme to help you save money. Cycle-to-work scheme and electric car scheme. Two company retreats a year, we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse.

Senior Data Scientist - Cardiff, London, or Remote (UK) Visa Sponsorship Available Monzo Monzo is looking for a passionate and commercially minded Senior Data Scientist to join their dynamic team, based in Cardiff, London, or fully remote across the UK. This is an exciting opportunity for a data professional who is impact-driven, motivated to make a real positive difference across the company, product, users, and team culture. The ideal candidate will have a strong ability to translate complex data into business insights, helping to drive strategic decision-making and growth. With a keen commercial awareness, the Senior Data Scientist will put numbers into clear business perspective, influencing product development and company success. Visa sponsorship is available, making this an excellent role for highly skilled candidates who are currently in the UK and looking to join a forward-thinking, innovative environment. If you are eager to apply your expertise in a company that values collaboration, user-centric design, and data-driven innovation, apply now to build your future with Monzo. About Monzo We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo Position: Senior Data Analyst Job Type: Full Time Location: Cardiff, London, or Remote (UK) About the Role: About our Data Science Team: We're looking for a Senior Product Data Scientist excited to help build the bank of the future. You'll have the opportunity to super charge our user engagement in 2025 and help us to build a bank that customers truly love. At Monzo, we're building a bank that is fair, transparent and a delight to use. We're growing extremely fast and have over 11 million customers in the UK. We've built a product that people love and more than 80% of our growth comes from word of mouth and referrals. Enable Monzo to Make Better Decisions, Faster We have a strong culture of data-driven decision making across the whole company. And we're great believers in powerful, real-time analytics and empowerment of the wider business. All our data lives in one place and is super easy to use. 90% of day-to-day data-driven decisions are covered by self-serve analytics through Looker which gives data scientists the head space to focus on more impactful business questions and analyses. How we hire We are excited to be expanding and are hiring for multiple roles across our Data Science teams! Whether your interests lie in Borrowing, Growth, Payments, Fincrime, Wealth, or Core, we are looking for talented individuals with a versatile skill set to contribute across our squads. While we allocate teams after the interview process, we aim to match your skills and aspirations with the most suitable role. Throughout the process, you will meet team members from across our Data Science collectives, who will guide you through the opportunities available. Join us and be part of shaping our future! What you'll be working on We work in cross-functional squads where every data scientist is a member of a central data discipline and fully embedded into 1 product squad alongside engineers, designers, marketers, product managers etc. Responsibilities Applying your expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how our users interact with our products and how those insights can inform our product strategy Guide and enable product teams to measure things that matter; initiate or help run A/B experiments to keep improving everything we do Drive together with the finance team a unified company-wide understanding of the lifetime value of our users and how different product features are impacting user profitability Liaise with engineers to keep making sure we collect the right data to produce relevant business insights Role Requirements: You should apply if: What we're doing here at Monzo excites you! You're impact driven and eager to have a real positive impact on the company, product, users and very importantly your colleagues as well You're commercially minded and can put numbers into business perspective You're as comfortable getting hands-on as taking a step back and thinking strategically You have a self-starter mindset; you proactively identify issues and opportunities and tackle them without being told to do so You're a team player whom your colleagues can rely on You have solid grounding in SQL and preferably Python You have experience in conducting large scale A/B experiments The Interview Process: Our interview process involves three main stages: Initial Call Technical Interview Final Interview including a case study and collaboration interview Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you Do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on What's in it for you: £80,000 to £95,000 + Stock Options + Benefits We can help you relocate to the UK We can sponsor visas This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences +And much more, see our full list of benefits here If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. Required Documents CV/Resume Application Process Interested and qualified individuals should visit HERE to apply

Types of Jobs - Risk Management / Control Job title Contract type Permanent Contract No Job summary The Credit Risk Analyst is primarily responsible for the risk analysis of individual counterparties and groups. The Analyst inputs to the credit decision process for all Corporate Coverage clients of Credit Agricole CIB, decides on the appropriate rating, takes part in the decision-making process when appropriate and undertakes ongoing monitoring of the portfolio. Each analyst within the team is responsible for a specific portfolio but will help on other names in the portfolio to assist workflow management. Key Responsibilities: Assessment and recommendation Assess credit requests including new requests, refinancing, modifications, waivers and periodic reviews (annually or more frequently if required). Recommendation and update of appropriate counterparty ratings using the Bank's tools. Review and analyse financial and non-financial information - financial statements, annual reports, management accounts, trading statements, financial updates and any other relevant information. Collate data and research information to support the analysis and peer group review. The analyst must remain vigilant at all times to updates and alerts and review information on a continual ongoing basis in connection with client groups and relevant sectors. If appropriate, the analyst may attend client results or investor day presentations and/or ad hoc meetings. Consider the business and economic environment and anticipate potential changes in the sector and competitive environment, market movements, and the business's compliance with legal, statutory and regulatory requirements. Carefully assess the strengths and weaknesses of the counterparty/group, the proposed transaction and its characteristics as well as the context. Provide guidance to the Front Office on risk-related matters concerning facility documentation Liaise with Front Office (coverage and business lines) to make suggestions and recommendations to develop an appropriate risk management strategy and ensure that limits and reserve set-up (in terms of tenor, quantum and any other conditions) is suitable and appropriate for the client needs and risk profile Contribute to credit decision process Present in a timely manner the analytical findings, recommendation, rating documents and proposal in a written report in the compulsory format defined by the Bank. Provide a recommendation based on the risk analysis and assessment. Ensure that all required RPC elements for the decision process are provided in good time and that the credit request complies with the relevant risk strategies for the activity. Attend credit committee when requested and liaise with RPC-HO when required. Ensure an audit trail of major elements of the risk decision process in which the analyst is involved and record the steps in Phidias (electronic workflow tool) during the request process including recording the decision in the Phidias tool. Provide an assessment of the counterparty risk when required Supplementary Information Ongoing monitoring - occasional requests/waiver and Portfolio Review Assist with preparation of the materials for the periodic branch portfolio review and/or any other sector or sub-portfolio review that may be requested by the Executive Management. Assess and handle requests/waivers which may be submitted during the period between annual reviews Department Responsibilities Ensure adherence to risk policies, procedures and strategy. Undertake good priority management to contain risk but also respect new business deadlines. Undertake any administrative tasks as required. Maintain good communication with the Front Office teams and Product Lines as required. Geographical area Europe, United Kingdom City London Bachelor Degree / BSc Degree or equivalent Degree within relevant subject Experience Robust prior experience in credit risk analysis. knowledge of corporate borrowers in key sectors such as energy, metals/mining, aerospace and defence, general diversified industrials Required skills Advanced credit analysis skills. Good accountancy and documentation experience acquired either through training or experience Good workflow priority management Good written and verbal communication skills Good team player Technical skills required Strong product knowledge in lending, trade finance and capital markets credit risk Advanced computer literacy General information Entity About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities.For more information, please visit working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities. Entity About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022).8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities.For more information, please visit working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities.

Data Scientist - Investment Birmingham or London £50,000 - £60,000 + benefits 5 days per week in the office Ideal for graduates or professionals with 1-3 years' experience Company Overview Our client is a market-leading UK real estate investor and developer, focused on large-scale retail assets such as shopping centres and retail parks. They're transforming how data shapes investment and asset strategy - and this is your chance to be part of that journey. The Role As an Investment Analyst / Data Scientist, you'll play a key role in evaluating and reshaping high-value real estate assets. Your analysis will feed directly into investment decisions, asset repositioning strategies, and financial performance tracking. This is a rare opportunity to blend data science, commercial thinking, and financial modelling in a single role. You'll work across investment, asset management, and tenant strategy, developing insights that directly impact deal execution and long-term portfolio direction. What We're Looking For A degree in Finance, Economics, Data Science, Engineering, or a similar discipline Strong numerical and analytical skills Some experience or a strong interest in real estate, investment, or consulting Familiarity with Excel and Python; experience with financial models (DCF, NPV) is a plus A curious mindset, strong attention to detail, and a genuine enthusiasm for data You don't need to tick every box - if you're bright, inquisitive, and eager to learn, you'll thrive here. What's On Offer Salary: £50,000 - £60,000 depending on experience Benefits: Gym membership, mobile allowance, private healthcare A high-impact, cross-functional role with real exposure from day one A team committed to your personal and professional growth

Warrington, United Kingdom Posted on 01/07/2025 Inventya is a dynamic and rapidly growing innovation management consultancy offering new approaches to support the development and commercialisation of advanced science and technologies. The company works closely with highly ambitious and innovative SMEs across the UK offering several key services, including R&D Tax Credits, Consultancy (Market Research, IP, growth strategies), Finance for Growth, Bid Writing and Innovate UK Business Growth support to high Growth and Scaleup businesses. Our culture is at the heart of everything we do and remains vitally important to our growth strategy. Inventya is one of the North West delivery partners of Innovate UK Business Growth, supporting Innovate UK's strategy to help some of the most ambitious innovative SMEs to grow and scale. As part of this programme, Inventya is seeking to expand our team with a passionate and technically skilled Data Analyst. We are seeking an experienced and inquisitive Data Analyst (2-5 years) to support data-driven decision-making across Inventya and our delivery of the Innovate UK Business Growth programme. You'll be responsible for building, optimising, and maintaining reporting solutions that help stakeholders across the organisation-particularly our programme teams and leadership-monitor performance, track KPIs, and improve client impact. The ideal candidate is highly proficient in SQL and Power BI, can interpret and visualise complex data, and understands the value of reporting in a consultancy and programme-delivery context. Experience with Zoho Analytics and Salesforce is a bonus. Key Responsibilities 1) Data Management & Reporting Write and maintain efficient SQL queries to extract, transform, and load (ETL) data from various sources Develop scalable and insightful dashboards and reports in Power BI to support programme performance tracking, operations, and compliance Monitor and troubleshoot data quality issues across internal and external data systems 2) Stakeholder Collaboration Work closely with internal delivery teams and leadership to define reporting needs for the Innovate UK Business Growth programme Support performance reviews and client-impact reporting with accurate, timely data insights Present findings in a clear, actionable format for non-technical stakeholders Identify opportunities to automate manual reporting and analysis processes Contribute to standardising and documenting internal analytics processes and best practices Use Zoho Analytics where applicable to support our BI stack Leverage Salesforce data for deeper reporting and client segmentation Requirements Required Skills & Experience 2-5 years of experience as a Data Analyst, Business Intelligence Analyst, or similar role Strong experience writing complex SQL queries and working with relational databases Proficiency with Power BI for dashboard design, data modelling, and DAX Experience working with cross-functional teams to translate business requirements into technical solutions Good understanding of key performance indicators (KPIs), outcome-based reporting, and programme delivery metrics Excellent attention to detail, communication skills, and ability to explain data to non-technical users Degree in a relevant field such as Data Science, Business Analytics, Computer Science, or equivalent practical experience Experience using Zoho Analytics for data visualisation and reporting Familiarity with Salesforce CRM data and integrations Experience with cloud-based data platforms or APIs (e.g., Azure, AWS, REST APIs) Previous exposure to public-sector or innovation programme reporting Key Measures Compliance with all internal and external policies and legislative requirements Consistent achievement of agreed KPIs and targets Being a key part of the continued company 'Your Success, Our Commitment' ethos and culture Consistent evidence of behaviors identified and aligned with the company value Pension Scheme 21 Days' annual leave (excluding statutory entitlement)

Digital Data Analyst Runcorn 37.5 hours, working Monday to Friday - Hybrid Working Available £Negotiable depending upon experience As the Digital Data Analyst, your role will focus on delivering data-driven insights with a strong emphasis on product performance and revenue growth. You will be the go-to expert for web and app data collection, tracking metrics, and providing actionable analysis to support Phoenix UK's digital expansion across both B2B and B2C channels. Your responsibilities will include using key data tools to analyze insights, driving business growth through optimized reporting and data-backed recommendations. You will focus on identifying opportunities within the data to support strategic decision-making and enhance overall performance. You will work closely with the Head of Digital and other stakeholders to enable commercial success across digital platforms. Additionally, you'll play a key role in building a pipeline of digital improvements to enhance the overall customer experience and business performance Job Responsibilities Own the Digital Dashboard to deliver commercially focused data and insights. Act as an expert in web, app, and digital marketing data collection. Collaborate with Digital, Finance, and Data Analytics teams to ensure the day-to-day management of the digital dashboard. Collaborating with stakeholders to understand goals, identify opportunities, and support roadmaps through data-driven recommendations. Using analytical techniques to unearth insights and recommendations for various digital challenges. Delivering regular analysis and reporting to the Head of Digital to understand product performance and revenue generation. Work with product owners and digital delivery teams to create a pipeline of improvements across our portfolio of Digital products. Focus on the commercial impact by quantifying the value of insights to prioritise digital efforts that deliver significant ROI and business outcomes. Working with the Data Analytics team to automate reports and dashboards to improve data accessibility for digital products and encourage data-informed decision-making across the business. Key Skills, Knowledge, and Qualifications Experience working in a role with Ecommerce / Retail data for both B2B and B2C Experience with visualisation tools such as Power BI / Looker Experience working in a similar Data Analyst role with Ecommerce / Retail data. GA4 and GTM experience Experience with visualisation tools such as Power BI / Looker Ideally experience with BigQuery/SQL Ability to work with large data sets, writing accurate code and identifying insights Our benefits 25 days (pro rata) paid annual leave plus bank holidays, rising with length of service Medicash- a health cash program to assist with day-to-day healthcare costs, such as eyecare or prescriptions iTrent Financial Wellbeing - a financial wellbeing application which allows for flexible control of your finances Access to High Street discounts Employee Assistance Programme Contributory Pension Scheme Accredited Training Programmes available (Education paid for by the company via the Apprenticeship Scheme) We reserve the right to close this vacancy early if sufficient applications are received INDPMS

Senior Finance Analyst - Finance, London Job Description COSTAR GROUP - SENIOR FINANCE ANALYST, FINANCE - LONDON OVERVIEW CoStar Group (NASDAQ: CSGP) is a leading global provider of commercial and residential real estate information, analytics, and online marketplaces. Included in the S&P 500 Index and the NASDAQ 100, CoStar Group is on a mission to digitize the world's real estate, empowering all people to discover properties, insights and connections that improve their businesses and lives. We have been living and breathing the world of real estate information and online marketplaces for over 35 years, giving us the perspective to create truly unique and valuable offerings to our customers. We've continually refined, transformed and perfected our approach to our business, creating a language that has become standard in our industry, for our customers, and even our competitors. We continue that effort today and are always working to improve and drive innovation. This is how we deliver for our customers, our employees, and investors. By equipping the brightest minds with the best resources available, we provide an invaluable edge in real estate. CoStar is the global leader in commercial real estate information, analytics and news. Commercial Real Estate industry professionals around the globe use CoStar to access the most comprehensive data to make decisions with confidence. CoStar delivers immediate, verified commercial real estate information on over 5.9 million properties across every market. Learn more about CoStar. DESCRIPTION At CoStar Group, our finance group centralises transaction processes, providing accurate reporting, financial resolutions, and proper forecasting analysis. Joining the team offers access to financial specialisations, including accounts payable, accounts receivable, cash and asset management, client contracts and billing, and revenue recognition. The Senior Finance Analyst will be primarily responsible for assisting in the monthly close process, including preparation of monthly journal entries, account reconciliations, and variance analyses related to the monthly results. This position will also play a key role in supporting financial planning, budgeting, forecasting, and performance analysis of CoStar's international entities. Other responsibilities for this position include assisting in implementation of changes and enhancements to the Company's Enterprise Resource Planning system. This position may also get exposure to technical accounting issues, including business combinations and integrations, and have interactions with our external auditors. RESPONSIBILITIES Responsible for managing the P&L and BS of specific CoStar international products/ services. This includes: Ensuring accuracy and timeliness of monthly financial data through processing monthly journal entries. Delivery of month end results, including consistent and insightful reporting to business unit leaders and contribution to the monthly management accounts commentary. Challenging stakeholders to drive accountability, as well as providing them with the tools necessary to track progress against their financial targets and most importantly, allow them to keep within agreed budgets. Demonstrating a comprehensive understanding of revenue performance & cost drivers. Developing and managing financial models to support budgeting, forecasting, and long-term planning. Partner with Group Finance to aid key business objectives (e.g. acquisition integrations). Specifically, to support on controls management, including implementation of controls, improvements to international systems, processes and reporting. Collaborate and be the lead partner with group treasury, tax and payroll to ensure compliance with corporation tax, VAT and payroll tax requirements of specific international countries. Be the lead conduit with external auditors and facilitate review of the close process, account reconciliations and variance analyses. QUALIFICATIONS ACA, ACCA or CIMA qualified Experience in managing and developing reporting, comfortable with large volumes of data. Strong system skills including Oracle and MS Office, particularly Excel (Pivot tables, vlookups, Power Query, etc). Demonstrate a continuous improvement approach to work, including but not limited to, identifying areas for process improvements and implementing robust solutions. Experience of working to a monthly close cadence Strong analytical skills with the ability to interpret data and provide actionable insights Strong project management, time management and communication skills Ideally proficient in one or more European languages, specifically Spanish, German or French WHAT'S IN IT FOR YOU? Working at CoStar Group means you'll enjoy a culture of collaboration and innovation that attracts the best and brightest across a broad range of disciplines. As well as having an outstanding working environment based in iconic buildings the Shard and Blue Fin or one of our key UK-wide hubs. Other perks include full private medical cover, dental cover, Life Assurance and member rewards, 28 days annual leave, a competitive pension, season ticket loans, enhanced maternity and paternity pay and much more! At CoStar, we recognise the positive value of diversity and promote equality. We aim at all times to recruit the person who is most suited to the job and welcome applications from people of all backgrounds - men and women, people of all ages, sexual orientations, nationalities, religions and beliefs. However, we particularly encourage applications from women, disabled and Black, Asian and Minority Ethnic (BAME) candidates, as these groups are underrepresented throughout the commercial real estate industry. CoStar Group is an Equal Employment Opportunity Employer; we maintain a drug-free workplace and perform pre-employment substance abuse testing CoStar Group (NASDAQ: CSGP) is a leading global provider of commercial and residential real estate information, analytics, and online marketplaces. Included in the S&P 500 Index and the NASDAQ 100, CoStar Group is on a mission to digitize the world's real estate, empowering all people to discover properties, insights and connections that improve their businesses and lives. We have been living and breathing the world of real estate information and online marketplaces for over 37 years, giving us the perspective to create truly unique and valuable products and services. We've continually refined, transformed and perfected our approach to our business, creating a language that has become standard in our industry and for our customers. This is how we deliver for our customers, our employees, and investors. By equipping the brightest minds with the best resources available, we provide an invaluable edge in real estate. CoStar is committed to creating a diverse environment and is proud to be an equal opportunity workplace and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. CoStar is also committed to compliance with all fair employment practices regarding citizenship and immigration status. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access as a result of your disability. You can request reasonable accommodations by calling 1- or by sending an email to .

Role: Senior Finance Analyst - Global FMCG Business Location: Central London This opportunity is working for a well-established and successful Global FMCG business with a brilliant brand in the sector and a very exciting strategy for the future. You will be a crucial member of the Finance team, reporting into the Senior Commercial Finance Manager. The UK&I finance team plays a critical role in financial management of the business and delivery of the growth strategy. The role of the Senior Finance Analyst is to lead the provision of brand performance analysis and high-quality FP&A, working in partnership with the Commercial and Marketing teams, to inform and influence business decision-making. In addition, to play a key role in driving the mission of the UK&I Finance team to embed an analytical, data-led, profit-driven mindset within the business, supported by BI systems development and accurate and timely financial information. You will also be the lead point of contact for the Central FP&A and Operations / Supply Finance teams, with a clear mandate to drive improvements in process and reporting insight. This role comes with a very competitive salary, bonus, benefits and a clear path to progression. Role Responsibilities: Lead on business planning and mid-year forecasting processes, coordinating interfaces between the UK&I business teams, finance team and the Central FP&A team to produce fully appraised plans UK&I Finance team lead for FP&A, responsible for leading the UK&I month-end process and production and coordination of all reporting deliverables to the Central FP&A team and International Leadership Team Brand Finance lead for a specific product, working closely with the commercial and marketing teams to develop value-additive expertise on brand health, distribution and investment opportunities and product channel performance Support the Senior Commercial Finance Manager in building deeper insight into Trade Spend with retailers and working closely with the Revenue Growth Manager to maximise spend effectiveness Support the Finance Director in working closely with the Europe Product Supply Finance team to understand drivers of variances in UK&I Cost of Goods Sold, including production volumes, overheads allocations and supply efficiency targets Lead on key reporting improvements, including opportunities for automation, new data and insights, and development of BI dashboards Work proactively to improve business understanding of brand performance across both brands including brand profitability, margin performance, consumption analysis and marketing efficiency and ROI Provide support to the Finance Director and Senior Commercial Finance Manager, as required, in areas such as new business evaluations and decision reports, new product value-chain analysis, marketing ROI appraisals and capex appraisals Provide analysis, as required, to the Sales, Marketing, Customer teams to support strategic planning and spend decisions Candidate Requirements: ACA/ACCA/CIMA qualified professional Experience working within either FMCG/Retail/Food/Drinks businesses a preference FP&A/Commercial Finance/Business Partnering experience An excellent communicator with the ability to tell a story and go beyond the analysis Experience working with non-finance staff and ability to explain financial data to them Company Information Wayman Finance is a specialist recruitment agency with over 20 years' experience within the Finance field. We've worked hard to establish our reputation with our clients as one of the most reliable Finance and Accounting agencies in London through our core values of honesty and customer excellence. Application To be considered for this Senior Finance Analyst position please forward a CV as soon as possible