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Machine Learning Manager, Borrowing Cardiff, London or Remote (UK)
Monzo Cardiff, South Glamorgan
We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ At Monzo we want to make money work for everyone. We care deeply about our 15+ million customers. Our products are different by design: through magically simple products and actionable insights, we put our customers in control of their finance. Our range of borrowing products serve the important needs of our customers and are critical to Monzo's mission. We have seen stellar growth and deep engagement with millions of borrowers, supported by effective credit risk and machine learning expertise. Our product portfolios are still expanding fast, from personal to business credit, and to markets beyond the UK. We are looking for bright, passionate and creative individuals to further accelerate our growth. About the role: The mission of Borrowing Machine Learning Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and statistical modelling. We have a primary focus in credit risk modelling, with our expertise also applied to predict and optimise utilisation, pricing, collection and marketing. You will be taking a hands on technical leadership role, managing a small team of Senior ML Scientists. With in-depth knowledge and experience in the credit industry, you'll drive innovations by identifying new opportunities of data and ML applications, and delivering business values across multiple Borrowing products. You'll have a close relationship with leaders across Credit Strategy, Products, Model Validation and Engineers, with whom you will drive and influence strategic decisions and product roadmaps. You'll also have the opportunities to work with external data suppliers and industry peers, to push the innovation frontiers for the credit industry. With excellent technical skills, you'll also spearhead the continuous development of our toolings, methodologies, and processes, to empower the team to / build better models easier and faster. You'll serve as the champion for the quality and efficiency of model development, and ensure safe and scalable growth of our model portfolio. You'll also have plenty opportunities to work with other modelling teams across Monzo, to collaborate on the best practices and latest technologies. We rely heavily on the following tools and technologies (although we do not expect applicants to have prior experience of all them): PyData stack for model development and offline deployment AI toolings for productivity (an evolving list) Google suites including access to Gemini ChatGPT enterprise Claude code You should apply if: You are result oriented and motivated by the impact on our customers and business You thrive in a fast-paced environment and comfortable with frequent context switching You enjoy both the strategic thinking and influence, as well as hands on solving technical problems You want to build trust and influence a diverse range of leaders and stakeholders You like inspiring people around you, with innovative thinking and high standard execution You must have: Excellent technical skills in Python, SQL, and statistics Extensive knowledge of the credit industry, including the products, data, typical ML applications, and related regulations Hands on experience across the lifecycle of credit risk models, including project scoping, data curation, model optimisation, performance analysis, deployment, monitoring, and diagnosis Successful track record of managing complex projects, with cross functional teams and senior stakeholders Experience of mentoring and coaching senior ICs Previous experience of managing data and model governance in a regulated business The Interview Process All interviews will be conducted through Google Meet. What's in it for you: ️ We can help you relocate to the UK We can sponsor visas This role can be either based in our London office with hybrid working pattern, or fully remote within UK with occasional travel to London. We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work from home setup. We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage Keeping your data safe is really important to us. Please take a look at our Candidate Data Privacy Notice (linked below) and confirm that you have.
Apr 16, 2026
Full time
We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ At Monzo we want to make money work for everyone. We care deeply about our 15+ million customers. Our products are different by design: through magically simple products and actionable insights, we put our customers in control of their finance. Our range of borrowing products serve the important needs of our customers and are critical to Monzo's mission. We have seen stellar growth and deep engagement with millions of borrowers, supported by effective credit risk and machine learning expertise. Our product portfolios are still expanding fast, from personal to business credit, and to markets beyond the UK. We are looking for bright, passionate and creative individuals to further accelerate our growth. About the role: The mission of Borrowing Machine Learning Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and statistical modelling. We have a primary focus in credit risk modelling, with our expertise also applied to predict and optimise utilisation, pricing, collection and marketing. You will be taking a hands on technical leadership role, managing a small team of Senior ML Scientists. With in-depth knowledge and experience in the credit industry, you'll drive innovations by identifying new opportunities of data and ML applications, and delivering business values across multiple Borrowing products. You'll have a close relationship with leaders across Credit Strategy, Products, Model Validation and Engineers, with whom you will drive and influence strategic decisions and product roadmaps. You'll also have the opportunities to work with external data suppliers and industry peers, to push the innovation frontiers for the credit industry. With excellent technical skills, you'll also spearhead the continuous development of our toolings, methodologies, and processes, to empower the team to / build better models easier and faster. You'll serve as the champion for the quality and efficiency of model development, and ensure safe and scalable growth of our model portfolio. You'll also have plenty opportunities to work with other modelling teams across Monzo, to collaborate on the best practices and latest technologies. We rely heavily on the following tools and technologies (although we do not expect applicants to have prior experience of all them): PyData stack for model development and offline deployment AI toolings for productivity (an evolving list) Google suites including access to Gemini ChatGPT enterprise Claude code You should apply if: You are result oriented and motivated by the impact on our customers and business You thrive in a fast-paced environment and comfortable with frequent context switching You enjoy both the strategic thinking and influence, as well as hands on solving technical problems You want to build trust and influence a diverse range of leaders and stakeholders You like inspiring people around you, with innovative thinking and high standard execution You must have: Excellent technical skills in Python, SQL, and statistics Extensive knowledge of the credit industry, including the products, data, typical ML applications, and related regulations Hands on experience across the lifecycle of credit risk models, including project scoping, data curation, model optimisation, performance analysis, deployment, monitoring, and diagnosis Successful track record of managing complex projects, with cross functional teams and senior stakeholders Experience of mentoring and coaching senior ICs Previous experience of managing data and model governance in a regulated business The Interview Process All interviews will be conducted through Google Meet. What's in it for you: ️ We can help you relocate to the UK We can sponsor visas This role can be either based in our London office with hybrid working pattern, or fully remote within UK with occasional travel to London. We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work from home setup. We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage Keeping your data safe is really important to us. Please take a look at our Candidate Data Privacy Notice (linked below) and confirm that you have.
Senior Fullstack Engineer - London
Capi Money
At Capi, we help businesses in emerging markets pay their international suppliers - simply, quickly, and fairly. Backed by $18M+ from top-tier investors like Creandum, Y Combinator, General Catalyst, and angels from Revolut, Checkout, Stripe, and Remitly, we're building the financial infrastructure that emerging markets deserve. Founded by Mitch Riley, Scott Liddle, and Tom Watson - ex-Taptap Send leaders with deep experience across growth, finance, and emerging markets - Capi is on a mission to boost GDP in developing economies. By making global trade smoother and more accessible, we help local businesses grow faster, hire more people, and power prosperity across their communities. Our mission is to grow GDP in emerging markets by making the global financial system fairer and more accessible. We're tackling global trade, making it easier for importers to pay their international suppliers. Our platform enables businesses to expand rapidly, create jobs, and be engines of prosperity for their countries. Our team is made up of approx 60 people across 12 countries; we are a group of a highly-ambitious, get-it-done people, who like to work hard on something that has a tangible impact in the world. And we're looking for more people to join our team! Take a look through Capi's mission & values. Role Overview You'll join a small, high-performing team of engineers and product leaders shaping how we scale our platform and our impact. From your first day, you will have the opportunity to work closely with the founding team based across London & Paris to shape the product vision and all parts of our technical architecture. As we scale our products and deepen our presence across emerging markets, this is a role that builds technology to solve customer problems. To do that, you must have empathy and curiosity to get to the root cause of the issue and the creativity to build a solution that balances impact, effort, and delight. Key Responsibilities Delivery Contribute to the product process from end-to-end, from ideation to building the UI, backend logic, deployment, feedback and measurement Communicate internally and externally about new features, be it collecting feedback pre-implementation or explaining them on launch Define and manage delivery milestones, ensuring alignment between engineering and product priorities Technical Build intuitive and performant web interfaces for business owners in Africa Implement IT security and data protection best practices in a regulated environment Proactively drive architectural decisions e.g., improving scalability, observability, and modularity of the codebase Champion code quality through robust testing, documentation, and reviews Operational Observe opportunities for improvements internally to help automate our non-tech processes and add to our tech best practices to improve our output and efficiency. Including handling production incidents with confidence Leadership Mentor junior engineers and contribute to their professional growth through pairing, reviews, and feedback Represent engineering in cross-functional discussions (including Finance, Operations, Senior Leadership) to help translate business goals into technical plans Set and uphold team standards for communication, collaboration, and technical excellence Culture Communicate internally and externally about new features, be it collecting feedback pre-implementation or explaining them on launch Requirements Our tech stack: Typescript, React, NextJS, NodeJS, Express, PostgreSQL A product mindset is core to how we build - everyone at Capi is encouraged to think about the customer, the business, and the long-term impact of what we ship. A strong understanding of web development, frontend and backend best practices. While mainly working with JavaScript technologies Experience in a VC-backed or high-growth engineering team and building products used by customers. You are comfortable working in an early-stage startup environment with high pace, rapid growth, involvement in the entire product development process, and a high degree of ambiguity Excellent written and verbal communication skills for expressing ideas, designs, and potential solutions with both technical and non-technical team members and customers You care about our mission and solving the problems faced by African businesses Based in London or Paris Bonus points if you: Speak and write in French & English Experience in Fintech, payments, wallets or building ledgers Expertise in security and data protection best practices needed in a FCA regulated business Some projects the team has been working on: Automated payouts and AI invoice approval Onboarding + payment automation with Swift network and banking partners across the world WhatsApp bot that creates quotes for customers based on their responses Self-serve onboarding flow that collects company information and KYC documents from customers Asynchronous workers that OCR invoices Internal tooling to manage and process millions of dollars of transactions What to expect when interviewing with Capi? Our interview process includes: Screen interview with our Tech Recruiter Gracie (30 mins) - Learn about the Capi story and mission. Whilst ensuring we are aligned as an exciting opportunity for what you're looking for Technical challenge with one of our Principal Engineers (1 hr) - Demonstrate your abilities in a whiteboard-style interview with one of our senior team members. We like to keep this as natural as possible, as if you were joining us tomorrow. This interview is to assess your skills, interests, and potential to see the impact you could make. While also ensuring Capi can support your growth Deep dive (1 hr) - Meet the hiring manager and explore your relevant experience and our upcoming projects Founder chat (30 mins) - Meet the founders to learn about Capi's growth plans, mission, and revenue targets. This is also your opportunity to ask any final questions to make sure our journey is right for you. References Offer! Additional Information This is a full-time position with competitive salary, share options, and benefits Ideal Start date: March 2026 (we are aware that a notice period may need to be fulfilled and can adjust accordingly) Take a look at what it is like to work at Capi Money across all of our international offices. Capi is an equal opportunity employer and welcomes candidates from diverse backgrounds. We're all about building a diverse, inclusive team at Capi. Whoever you are, we'd love to hear from you. If there's anything you need to make the interview process easier-whether it's accessibility support, a different format, or just a heads-up about what to expect-just let us know, we're happy to help.
Apr 16, 2026
Full time
At Capi, we help businesses in emerging markets pay their international suppliers - simply, quickly, and fairly. Backed by $18M+ from top-tier investors like Creandum, Y Combinator, General Catalyst, and angels from Revolut, Checkout, Stripe, and Remitly, we're building the financial infrastructure that emerging markets deserve. Founded by Mitch Riley, Scott Liddle, and Tom Watson - ex-Taptap Send leaders with deep experience across growth, finance, and emerging markets - Capi is on a mission to boost GDP in developing economies. By making global trade smoother and more accessible, we help local businesses grow faster, hire more people, and power prosperity across their communities. Our mission is to grow GDP in emerging markets by making the global financial system fairer and more accessible. We're tackling global trade, making it easier for importers to pay their international suppliers. Our platform enables businesses to expand rapidly, create jobs, and be engines of prosperity for their countries. Our team is made up of approx 60 people across 12 countries; we are a group of a highly-ambitious, get-it-done people, who like to work hard on something that has a tangible impact in the world. And we're looking for more people to join our team! Take a look through Capi's mission & values. Role Overview You'll join a small, high-performing team of engineers and product leaders shaping how we scale our platform and our impact. From your first day, you will have the opportunity to work closely with the founding team based across London & Paris to shape the product vision and all parts of our technical architecture. As we scale our products and deepen our presence across emerging markets, this is a role that builds technology to solve customer problems. To do that, you must have empathy and curiosity to get to the root cause of the issue and the creativity to build a solution that balances impact, effort, and delight. Key Responsibilities Delivery Contribute to the product process from end-to-end, from ideation to building the UI, backend logic, deployment, feedback and measurement Communicate internally and externally about new features, be it collecting feedback pre-implementation or explaining them on launch Define and manage delivery milestones, ensuring alignment between engineering and product priorities Technical Build intuitive and performant web interfaces for business owners in Africa Implement IT security and data protection best practices in a regulated environment Proactively drive architectural decisions e.g., improving scalability, observability, and modularity of the codebase Champion code quality through robust testing, documentation, and reviews Operational Observe opportunities for improvements internally to help automate our non-tech processes and add to our tech best practices to improve our output and efficiency. Including handling production incidents with confidence Leadership Mentor junior engineers and contribute to their professional growth through pairing, reviews, and feedback Represent engineering in cross-functional discussions (including Finance, Operations, Senior Leadership) to help translate business goals into technical plans Set and uphold team standards for communication, collaboration, and technical excellence Culture Communicate internally and externally about new features, be it collecting feedback pre-implementation or explaining them on launch Requirements Our tech stack: Typescript, React, NextJS, NodeJS, Express, PostgreSQL A product mindset is core to how we build - everyone at Capi is encouraged to think about the customer, the business, and the long-term impact of what we ship. A strong understanding of web development, frontend and backend best practices. While mainly working with JavaScript technologies Experience in a VC-backed or high-growth engineering team and building products used by customers. You are comfortable working in an early-stage startup environment with high pace, rapid growth, involvement in the entire product development process, and a high degree of ambiguity Excellent written and verbal communication skills for expressing ideas, designs, and potential solutions with both technical and non-technical team members and customers You care about our mission and solving the problems faced by African businesses Based in London or Paris Bonus points if you: Speak and write in French & English Experience in Fintech, payments, wallets or building ledgers Expertise in security and data protection best practices needed in a FCA regulated business Some projects the team has been working on: Automated payouts and AI invoice approval Onboarding + payment automation with Swift network and banking partners across the world WhatsApp bot that creates quotes for customers based on their responses Self-serve onboarding flow that collects company information and KYC documents from customers Asynchronous workers that OCR invoices Internal tooling to manage and process millions of dollars of transactions What to expect when interviewing with Capi? Our interview process includes: Screen interview with our Tech Recruiter Gracie (30 mins) - Learn about the Capi story and mission. Whilst ensuring we are aligned as an exciting opportunity for what you're looking for Technical challenge with one of our Principal Engineers (1 hr) - Demonstrate your abilities in a whiteboard-style interview with one of our senior team members. We like to keep this as natural as possible, as if you were joining us tomorrow. This interview is to assess your skills, interests, and potential to see the impact you could make. While also ensuring Capi can support your growth Deep dive (1 hr) - Meet the hiring manager and explore your relevant experience and our upcoming projects Founder chat (30 mins) - Meet the founders to learn about Capi's growth plans, mission, and revenue targets. This is also your opportunity to ask any final questions to make sure our journey is right for you. References Offer! Additional Information This is a full-time position with competitive salary, share options, and benefits Ideal Start date: March 2026 (we are aware that a notice period may need to be fulfilled and can adjust accordingly) Take a look at what it is like to work at Capi Money across all of our international offices. Capi is an equal opportunity employer and welcomes candidates from diverse backgrounds. We're all about building a diverse, inclusive team at Capi. Whoever you are, we'd love to hear from you. If there's anything you need to make the interview process easier-whether it's accessibility support, a different format, or just a heads-up about what to expect-just let us know, we're happy to help.
Octopus Energy
Commercial Pricing Analyst
Octopus Energy
About Octopus Electroverse We're making electric vehicle ownership as smart and as simple as possible, by building the giant, virtual charging platform of the future. In four years, Octopus Electroverse has grown to become the largest consumer eMobility player in Europe, with over 1.3 million connected electric vehicle chargers and a customer ecosystem spanning web, iOS, Android, CarPlay, Android Auto and more. But it's just the start: we're busy expanding internationally, working with more automotive and tech partners, building exciting new features at scale, and creating the integrated charging experiences of the future - all in the name of making public EV charging super simple for customers. Electroverse is a multifunctional team made up of product, development, commercial, operations, marketing, partnerships and more - all focused together on making Octopus the go-to name in EV charging. And we're looking for smart individuals with an interest in the space who can help us make it happen. This Commercial Pricing Analyst role is focused on the precision and scaling of our pricing engine. Reporting to the Commercial Strategy Manager, you will be the guardian of our commercial backbone - simplifying complex tariff logic and building the proactive systems needed to ensure a simple, reliable experience for our customers as we scale. This is a growth-focused role where you will be supported by the wider commercial team to sharpen your business acumen and drive the best outcomes for Electroverse and our customers. What you'll do Take ownership of our commercial tariff logic, managing the mapping for thousands of partner tariffs while designing leaner, more automated ways to handle complex pricing data. Develop proactive tracking and monitoring tools to ensure our pricing engine is performing correctly, identifying data discrepancies early to maintain full visibility over our commercial processing. Collaborate closely with the Ops team to define clear commercial outcomes, guiding the implementation of pricing logic to ensure our technical systems match our commercial goals. Support the Finance team with deep-dive analysis into invoicing variances, investigating root causes and turning complex data into clear, actionable commercial insights. Partner with our Partnerships and Ops teams to monitor market feedback and partner data, helping to optimise our pricing and ensure we are always delivering the best value for our customers. Translate commercial challenges into technical requirements for our product and engineering teams, helping to shape the roadmap for features that support our next generation of pricing models Any other interesting challenges and opportunities which are guaranteed to pop up along the way! What you'll need Strong attention to detail balanced with the commercial judgment to make sensible decisions when data is missing or complex. Analytically and numerically confident, with 2+ years in a data-heavy or commercial role (e.g. Pricing, Commercial Finance, or Data Analysis). Solid SQL skills are essential for navigating our data; experience with Databricks or similar big-data environments is a major plus. A natural "simplification instinct" - you enjoy unpicking complex problems and moving away from manual workarounds toward scalable, automated solutions. Excellent communication skills, with the ability to explain complex pricing logic clearly to different teams, whether you're working with Finance on reconciliation or Ops on a process change. High degree of curiosity and an interest in using modern tools or AI to speed up your workflow, provided you have the rigour to validate every result for 100% accuracy. Happy to operate autonomously in a fast paced environment, acting as a self-starter who isn't afraid to ask for help or brainstorm with commercial leaders to drive the best outcomes. Truly values led, passionate about decarbonisation and the transition to electric vehicles. Why else you'll love it here • Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit! • Octopus Energy Group is aunique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! We were recently named the UK's top company to work for, and we ranked in the top ten in the Sunday Times Best Places to Work 2024. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We've also been placed in the top 10 companies for senior leadership • Visit our UK perks hub - Octopus Employee Benefits
Apr 15, 2026
Full time
About Octopus Electroverse We're making electric vehicle ownership as smart and as simple as possible, by building the giant, virtual charging platform of the future. In four years, Octopus Electroverse has grown to become the largest consumer eMobility player in Europe, with over 1.3 million connected electric vehicle chargers and a customer ecosystem spanning web, iOS, Android, CarPlay, Android Auto and more. But it's just the start: we're busy expanding internationally, working with more automotive and tech partners, building exciting new features at scale, and creating the integrated charging experiences of the future - all in the name of making public EV charging super simple for customers. Electroverse is a multifunctional team made up of product, development, commercial, operations, marketing, partnerships and more - all focused together on making Octopus the go-to name in EV charging. And we're looking for smart individuals with an interest in the space who can help us make it happen. This Commercial Pricing Analyst role is focused on the precision and scaling of our pricing engine. Reporting to the Commercial Strategy Manager, you will be the guardian of our commercial backbone - simplifying complex tariff logic and building the proactive systems needed to ensure a simple, reliable experience for our customers as we scale. This is a growth-focused role where you will be supported by the wider commercial team to sharpen your business acumen and drive the best outcomes for Electroverse and our customers. What you'll do Take ownership of our commercial tariff logic, managing the mapping for thousands of partner tariffs while designing leaner, more automated ways to handle complex pricing data. Develop proactive tracking and monitoring tools to ensure our pricing engine is performing correctly, identifying data discrepancies early to maintain full visibility over our commercial processing. Collaborate closely with the Ops team to define clear commercial outcomes, guiding the implementation of pricing logic to ensure our technical systems match our commercial goals. Support the Finance team with deep-dive analysis into invoicing variances, investigating root causes and turning complex data into clear, actionable commercial insights. Partner with our Partnerships and Ops teams to monitor market feedback and partner data, helping to optimise our pricing and ensure we are always delivering the best value for our customers. Translate commercial challenges into technical requirements for our product and engineering teams, helping to shape the roadmap for features that support our next generation of pricing models Any other interesting challenges and opportunities which are guaranteed to pop up along the way! What you'll need Strong attention to detail balanced with the commercial judgment to make sensible decisions when data is missing or complex. Analytically and numerically confident, with 2+ years in a data-heavy or commercial role (e.g. Pricing, Commercial Finance, or Data Analysis). Solid SQL skills are essential for navigating our data; experience with Databricks or similar big-data environments is a major plus. A natural "simplification instinct" - you enjoy unpicking complex problems and moving away from manual workarounds toward scalable, automated solutions. Excellent communication skills, with the ability to explain complex pricing logic clearly to different teams, whether you're working with Finance on reconciliation or Ops on a process change. High degree of curiosity and an interest in using modern tools or AI to speed up your workflow, provided you have the rigour to validate every result for 100% accuracy. Happy to operate autonomously in a fast paced environment, acting as a self-starter who isn't afraid to ask for help or brainstorm with commercial leaders to drive the best outcomes. Truly values led, passionate about decarbonisation and the transition to electric vehicles. Why else you'll love it here • Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit! • Octopus Energy Group is aunique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! We were recently named the UK's top company to work for, and we ranked in the top ten in the Sunday Times Best Places to Work 2024. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We've also been placed in the top 10 companies for senior leadership • Visit our UK perks hub - Octopus Employee Benefits
Commercial Pricing Analyst
Octopus Group
About Octopus Electroverse We're making electric vehicle ownership as smart and as simple as possible, by building the giant, virtual charging platform of the future. In four years, Octopus Electroverse has grown to become the largest consumer eMobility player in Europe, with over 1.3 million connected electric vehicle chargers and a customer ecosystem spanning web, iOS, Android, CarPlay, Android Auto and more. But it's just the start: we're busy expanding internationally, working with more automotive and tech partners, building exciting new features at scale, and creating the integrated charging experiences of the future - all in the name of making public EV charging super simple for customers. Electroverse is a multifunctional team made up of product, development, commercial, operations, marketing, partnerships and more - all focused together on making Octopus the go-to name in EV charging. And we're looking for smart individuals with an interest in the space who can help us make it happen. This Commercial Pricing Analyst role is focused on the precision and scaling of our pricing engine. Reporting to the Commercial Strategy Manager, you will be the guardian of our commercial backbone - simplifying complex tariff logic and building the proactive systems needed to ensure a simple, reliable experience for our customers as we scale. This is a growth-focused role where you will be supported by the wider commercial team to sharpen your business acumen and drive the best outcomes for Electroverse and our customers. What you'll do Take ownership of our commercial tariff logic, managing the mapping for thousands of partner tariffs while designing leaner, more automated ways to handle complex pricing data. Develop proactive tracking and monitoring tools to ensure our pricing engine is performing correctly, identifying data discrepancies early to maintain full visibility over our commercial processing. Collaborate closely with the Ops team to define clear commercial outcomes, guiding the implementation of pricing logic to ensure our technical systems match our commercial goals. Support the Finance team with deep-dive analysis into invoicing variances, investigating root causes and turning complex data into clear, actionable commercial insights. Partner with our Partnerships and Ops teams to monitor market feedback and partner data, helping to optimise our pricing and ensure we are always delivering the best value for our customers. Translate commercial challenges into technical requirements for our product and engineering teams, helping to shape the roadmap for features that support our next generation of pricing models Any other interesting challenges and opportunities which are guaranteed to pop up along the way! What you'll need Strong attention to detail balanced with the commercial judgment to make sensible decisions when data is missing or complex. Analytically and numerically confident, with 2+ years in a data-heavy or commercial role (e.g. Pricing, Commercial Finance, or Data Analysis). Solid SQL skills are essential for navigating our data; experience with Databricks or similar big-data environments is a major plus. A natural "simplification instinct" - you enjoy unpicking complex problems and moving away from manual workarounds toward scalable, automated solutions. Excellent communication skills, with the ability to explain complex pricing logic clearly to different teams, whether you're working with Finance on reconciliation or Ops on a process change. High degree of curiosity and an interest in using modern tools or AI to speed up your workflow, provided you have the rigour to validate every result for 100% accuracy. Happy to operate autonomously in a fast paced environment, acting as a self-starter who isn't afraid to ask for help or brainstorm with commercial leaders to drive the best outcomes. Truly values led, passionate about decarbonisation and the transition to electric vehicles. Why else you'll love it here • Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit! • Octopus Energy Group is aunique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! We were recently named the UK's top company to work for, and we ranked in the top ten in the Sunday Times Best Places to Work 2024. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We've also been placed in the top 10 companies for senior leadership • Visit our UK perks hub - Octopus Employee Benefits
Apr 13, 2026
Full time
About Octopus Electroverse We're making electric vehicle ownership as smart and as simple as possible, by building the giant, virtual charging platform of the future. In four years, Octopus Electroverse has grown to become the largest consumer eMobility player in Europe, with over 1.3 million connected electric vehicle chargers and a customer ecosystem spanning web, iOS, Android, CarPlay, Android Auto and more. But it's just the start: we're busy expanding internationally, working with more automotive and tech partners, building exciting new features at scale, and creating the integrated charging experiences of the future - all in the name of making public EV charging super simple for customers. Electroverse is a multifunctional team made up of product, development, commercial, operations, marketing, partnerships and more - all focused together on making Octopus the go-to name in EV charging. And we're looking for smart individuals with an interest in the space who can help us make it happen. This Commercial Pricing Analyst role is focused on the precision and scaling of our pricing engine. Reporting to the Commercial Strategy Manager, you will be the guardian of our commercial backbone - simplifying complex tariff logic and building the proactive systems needed to ensure a simple, reliable experience for our customers as we scale. This is a growth-focused role where you will be supported by the wider commercial team to sharpen your business acumen and drive the best outcomes for Electroverse and our customers. What you'll do Take ownership of our commercial tariff logic, managing the mapping for thousands of partner tariffs while designing leaner, more automated ways to handle complex pricing data. Develop proactive tracking and monitoring tools to ensure our pricing engine is performing correctly, identifying data discrepancies early to maintain full visibility over our commercial processing. Collaborate closely with the Ops team to define clear commercial outcomes, guiding the implementation of pricing logic to ensure our technical systems match our commercial goals. Support the Finance team with deep-dive analysis into invoicing variances, investigating root causes and turning complex data into clear, actionable commercial insights. Partner with our Partnerships and Ops teams to monitor market feedback and partner data, helping to optimise our pricing and ensure we are always delivering the best value for our customers. Translate commercial challenges into technical requirements for our product and engineering teams, helping to shape the roadmap for features that support our next generation of pricing models Any other interesting challenges and opportunities which are guaranteed to pop up along the way! What you'll need Strong attention to detail balanced with the commercial judgment to make sensible decisions when data is missing or complex. Analytically and numerically confident, with 2+ years in a data-heavy or commercial role (e.g. Pricing, Commercial Finance, or Data Analysis). Solid SQL skills are essential for navigating our data; experience with Databricks or similar big-data environments is a major plus. A natural "simplification instinct" - you enjoy unpicking complex problems and moving away from manual workarounds toward scalable, automated solutions. Excellent communication skills, with the ability to explain complex pricing logic clearly to different teams, whether you're working with Finance on reconciliation or Ops on a process change. High degree of curiosity and an interest in using modern tools or AI to speed up your workflow, provided you have the rigour to validate every result for 100% accuracy. Happy to operate autonomously in a fast paced environment, acting as a self-starter who isn't afraid to ask for help or brainstorm with commercial leaders to drive the best outcomes. Truly values led, passionate about decarbonisation and the transition to electric vehicles. Why else you'll love it here • Wondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit! • Octopus Energy Group is aunique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! We were recently named the UK's top company to work for, and we ranked in the top ten in the Sunday Times Best Places to Work 2024. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We've also been placed in the top 10 companies for senior leadership • Visit our UK perks hub - Octopus Employee Benefits
Senior Financial Risk Manager
TP ICAP Group
Senior Financial Risk Manager page is loaded Senior Financial Risk Managerlocations: Londontime type: Full timeposted on: Posted Todayjob requisition id: R5170The TP ICAP Group is a world leading provider of market infrastructure.Our purpose is to provide clients with access to global financial and commodities markets, improving price discovery, liquidity, and distribution of data, through responsible and innovative solutions.Through our people and technology, we connect clients to superior liquidity and data solutions.The Group is home to a stable of premium brands. Collectively, TP ICAP is the largest interdealer broker in the world by revenue, the number one Energy & Commodities broker in the world, the world's leading provider of OTC data, and an award winning all-to-all trading platform.Founded in London in 1866, the Group operates from more than 60 offices in 27 countries. We are 5,200 people strong. We work as one to achieve our vision of being the world's most trusted, innovative, liquidity and data solutions specialist. Role Overview The role holder will lead the regional Financial Risk Management (FRM) team, providing real-time oversight and control of TP ICAP's financial risk profile, including counterparty credit risk, liquidity risk and market risk.Reporting into the Global head of FRM, the role combines regional leadership, strong governance discipline, and deep technical expertise, ensuring financial risks are proactively identified, escalated and managed across the whole Group within approved risk appetite. The role acts as a trusted partner to the business while maintaining robust, independent risk oversight on behalf of the Chief Risk and Compliance Officer and the Board. Key Responsibilities Strategic Leadership & Governance Lead the regional FRM team and set a clear vision aligned to the Group's global risk strategy. Drive the global development, enhancement and consistent adoption of risk frameworks. Represent FRM in senior governance forums, including Change Management and Risk Technology Steer-co providing high impact commentary and challenge. Lead global initiatives that modernise risk management, including methodology evolution, automation, and technology transformation programmes. Develop team capability, supporting succession planning, coaching, and high-performance culture building.Financial Risk Oversight & Insight Provide real time oversight of the region's risk profile, ensuring timely identification, escalation, and resolution of emerging issues and limit pressures. Produce concise, decision grade risk intelligence for senior management, including dashboards and committee materials. Act as a key risk leader during periods of market stress, providing clear guidance to business and control partners. Strengthen forward looking risk management, including scenario analysis, stress testing and horizon scanning activities.Counterparty Credit Risk Own the matched principal broking limit-setting process for the region across all asset classes, enabling business growth while maintaining robust risk standards. Lead the design, maintenance and continuous improvement of client credit scoring frameworks. Drive improvements to counterparty exposure measurement, data quality and reporting in partnership with Technology & Data teams. Oversee escalation and governance processes, challenging key assumptions and ensuring consistent risk discipline.Liquidity Risk & Margin Oversight Oversee and manage margin and collateral processes, particularly during periods of elevated volatility. Lead the development of forward looking liquidity risk capabilities that support proactive risk management.Market & Algorithmic Trading Risk Review and challenge applications for market risk permissions at desk level, ensuring alignment with the Group's market risk framework. Manage and resolve market risk exposures arising from unmatched or failed trades. Build and improve tools that monitor market risk exposures, intraday movements and unusual trading behaviours. Contribute to the oversight of algorithmic trading risk, including governance, model review processes and ongoing monitoring. Experience & Competencies Essential Bachelor's degree in: Finance, Economics, Mathematics, Engineering, Computer Science, or related field. Proven experience leading financial risk teams and delivering strategic change. Deep expertise in counterparty credit risk, including exposure methodologies, credit scoring, and limit frameworks. Expertise in exchange trading and clearing operations Experience across multiple asset classes Strong knowledge of market and liquidity risk dynamics in fast moving markets. Demonstrated success leading cross functional technology or data transformation programmes. Ability to convey complex risk concepts in a clear, actionable way to senior stakeholders. High attention to detail, sound judgement, and confidence to provide independent challenge.Desired Master's degree or professional qualification (FRM, CFA, CQF or equivalent). Experience with electronic trading platforms such as Trading Technologies, Fidessa Fixed Income or Equity desk experience Practical coding or data analysis skills in Python, R, SQL or equivalent. Experience contributing to Group wide frameworks, large scale stress tests, or crisis management exercises. Exposure to algorithmic trading risk oversight within a regulated environment. Band & Level Functional Head / 8 Company Statement We know that the best innovation happens when diverse people with different perspectives and skills work together in an inclusive atmosphere. That's why we're building a culture where everyone plays a part in making people feel welcome, ready and willing to contribute. TP ICAP Accord - our Employee Network - is a central to this. As well as representing specific groups, TP ICAP Accord helps increase awareness, collaboration, shares best practice, and holds our firm to account for driving continuous cultural improvement. Location UK - 135 Bishopsgate - London Connecting clients, communities and colleagues for sustainable growth TP ICAP connects people, platforms, ideas, and insight across the world's financial, energy and commodities markets. As a global leader in market infrastructure and data-led solutions, we enhance market access, increase efficiencies, and unlock possibilities. Work with us Joining TP ICAP puts you at the heart of markets that matter.You'll have the freedom to innovate and act on your initiative. We'll train you and build your abilities in your specialist area, so that you can become an expert in your field. And all within a connected network that's there to set you up for success.TP ICAP Group is a collection of premium brands each with a distinct, client-focused offering. Underpinning and connecting these client-facing brands is the financial security, operational strength and know-how we have as a Group.Connections are at the heart of what we do. We combine our people's know-how with the latest technology to improve price discovery, trade execution and liquidity flow.Connections create strength. Through them, we help our clients to manage risk, realise investment strategies and expand the scope for growth.And connections act as a catalyst. Sparking richer solutions for our clients to break new ground, modernising markets for future performance, and creating dynamic careers for our people. Our capacity to connect builds trust, supports communities and gives us the power to anticipate and respond to change, whatever direction the world takes. It's what makes TP ICAP a mainstay in the global markets, now and in the future.TP ICAP. We connect.
Apr 09, 2026
Full time
Senior Financial Risk Manager page is loaded Senior Financial Risk Managerlocations: Londontime type: Full timeposted on: Posted Todayjob requisition id: R5170The TP ICAP Group is a world leading provider of market infrastructure.Our purpose is to provide clients with access to global financial and commodities markets, improving price discovery, liquidity, and distribution of data, through responsible and innovative solutions.Through our people and technology, we connect clients to superior liquidity and data solutions.The Group is home to a stable of premium brands. Collectively, TP ICAP is the largest interdealer broker in the world by revenue, the number one Energy & Commodities broker in the world, the world's leading provider of OTC data, and an award winning all-to-all trading platform.Founded in London in 1866, the Group operates from more than 60 offices in 27 countries. We are 5,200 people strong. We work as one to achieve our vision of being the world's most trusted, innovative, liquidity and data solutions specialist. Role Overview The role holder will lead the regional Financial Risk Management (FRM) team, providing real-time oversight and control of TP ICAP's financial risk profile, including counterparty credit risk, liquidity risk and market risk.Reporting into the Global head of FRM, the role combines regional leadership, strong governance discipline, and deep technical expertise, ensuring financial risks are proactively identified, escalated and managed across the whole Group within approved risk appetite. The role acts as a trusted partner to the business while maintaining robust, independent risk oversight on behalf of the Chief Risk and Compliance Officer and the Board. Key Responsibilities Strategic Leadership & Governance Lead the regional FRM team and set a clear vision aligned to the Group's global risk strategy. Drive the global development, enhancement and consistent adoption of risk frameworks. Represent FRM in senior governance forums, including Change Management and Risk Technology Steer-co providing high impact commentary and challenge. Lead global initiatives that modernise risk management, including methodology evolution, automation, and technology transformation programmes. Develop team capability, supporting succession planning, coaching, and high-performance culture building.Financial Risk Oversight & Insight Provide real time oversight of the region's risk profile, ensuring timely identification, escalation, and resolution of emerging issues and limit pressures. Produce concise, decision grade risk intelligence for senior management, including dashboards and committee materials. Act as a key risk leader during periods of market stress, providing clear guidance to business and control partners. Strengthen forward looking risk management, including scenario analysis, stress testing and horizon scanning activities.Counterparty Credit Risk Own the matched principal broking limit-setting process for the region across all asset classes, enabling business growth while maintaining robust risk standards. Lead the design, maintenance and continuous improvement of client credit scoring frameworks. Drive improvements to counterparty exposure measurement, data quality and reporting in partnership with Technology & Data teams. Oversee escalation and governance processes, challenging key assumptions and ensuring consistent risk discipline.Liquidity Risk & Margin Oversight Oversee and manage margin and collateral processes, particularly during periods of elevated volatility. Lead the development of forward looking liquidity risk capabilities that support proactive risk management.Market & Algorithmic Trading Risk Review and challenge applications for market risk permissions at desk level, ensuring alignment with the Group's market risk framework. Manage and resolve market risk exposures arising from unmatched or failed trades. Build and improve tools that monitor market risk exposures, intraday movements and unusual trading behaviours. Contribute to the oversight of algorithmic trading risk, including governance, model review processes and ongoing monitoring. Experience & Competencies Essential Bachelor's degree in: Finance, Economics, Mathematics, Engineering, Computer Science, or related field. Proven experience leading financial risk teams and delivering strategic change. Deep expertise in counterparty credit risk, including exposure methodologies, credit scoring, and limit frameworks. Expertise in exchange trading and clearing operations Experience across multiple asset classes Strong knowledge of market and liquidity risk dynamics in fast moving markets. Demonstrated success leading cross functional technology or data transformation programmes. Ability to convey complex risk concepts in a clear, actionable way to senior stakeholders. High attention to detail, sound judgement, and confidence to provide independent challenge.Desired Master's degree or professional qualification (FRM, CFA, CQF or equivalent). Experience with electronic trading platforms such as Trading Technologies, Fidessa Fixed Income or Equity desk experience Practical coding or data analysis skills in Python, R, SQL or equivalent. Experience contributing to Group wide frameworks, large scale stress tests, or crisis management exercises. Exposure to algorithmic trading risk oversight within a regulated environment. Band & Level Functional Head / 8 Company Statement We know that the best innovation happens when diverse people with different perspectives and skills work together in an inclusive atmosphere. That's why we're building a culture where everyone plays a part in making people feel welcome, ready and willing to contribute. TP ICAP Accord - our Employee Network - is a central to this. As well as representing specific groups, TP ICAP Accord helps increase awareness, collaboration, shares best practice, and holds our firm to account for driving continuous cultural improvement. Location UK - 135 Bishopsgate - London Connecting clients, communities and colleagues for sustainable growth TP ICAP connects people, platforms, ideas, and insight across the world's financial, energy and commodities markets. As a global leader in market infrastructure and data-led solutions, we enhance market access, increase efficiencies, and unlock possibilities. Work with us Joining TP ICAP puts you at the heart of markets that matter.You'll have the freedom to innovate and act on your initiative. We'll train you and build your abilities in your specialist area, so that you can become an expert in your field. And all within a connected network that's there to set you up for success.TP ICAP Group is a collection of premium brands each with a distinct, client-focused offering. Underpinning and connecting these client-facing brands is the financial security, operational strength and know-how we have as a Group.Connections are at the heart of what we do. We combine our people's know-how with the latest technology to improve price discovery, trade execution and liquidity flow.Connections create strength. Through them, we help our clients to manage risk, realise investment strategies and expand the scope for growth.And connections act as a catalyst. Sparking richer solutions for our clients to break new ground, modernising markets for future performance, and creating dynamic careers for our people. Our capacity to connect builds trust, supports communities and gives us the power to anticipate and respond to change, whatever direction the world takes. It's what makes TP ICAP a mainstay in the global markets, now and in the future.TP ICAP. We connect.

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