Description & Requirements
At Tesco our purpose is to help our customers, communities and the planet a little better every day. And at Tesco Bank we aim to give our customers smarter money helps, for everyday life , building on the foundations that have made Tesco a truly great British brand - and a success worldwide. Bringing that success to the financial services industry means attracting the finest talent to our senior and specialist roles, creating a backbone of excellence for our business - and offering professionals like you the chance to make a wide-ranging and long-lasting impact in a business that's breathing new life into the industry.
Job Overview:
This is an exciting opportunity to join one of the first banks in the UK to successfully implement Machine Learning Models for credit decisioning. Working with us you will be developing and implementing modern predictive models that make better decisions for the business and customers. Excellent service and dedication to the customer are at the heart of Tesco. This role is about bringing a new approach to personal finances and retail banking.
In this job, I am accountable for:
- Lead the technical end-to-end design and deployment of predictive models using data science methods to deliver powerful tools to make better customer and business decisions.
- Be the technical interface with business stakeholders to ensure commercial and credit risk requirements are accurately captured and data science solutions are delivered in the right form to meet their needs.
- Always keep the customer in sight and ensure a Minimal Viable Product is delivered to make a tangible difference.
- Support the Data Science Manager in growing the technical capability of Data Science colleagues and be an advocate for Data Science across the Customer Division.
- Keep abreast of Data Science innovation with external centres of excellence and be the expert point of contact for data science use cases across the Bank.
- Ensure that all models are built and used within the Bank's model governance framework. Act as the lead contact with internal oversight functions.
- Be the lead technical interface into other areas of Analytics and the wider Customer division to extract tangible value from data science solutions delivered by the team.
Skills and Experience Required:
- 5+ years experience of data science and predictive modelling to tackle business problems in banking commercial and/or credit risk.
- Strong background in maths/stats, computer science
- Grasp of profit / loss drivers in retail banking and an understanding of credit risk principles and application.
- 5+ years working in a fast paced project environment
Diversity and Inclusion
We are proud to have an inclusive culture at Tesco Bank where everyone truly fells able to be themselves. At Tesco Bank, we not only celebrate diversity, but recognise the value and opportunity it brings to enable us to help our shoppers manage their money a little better every day. We're committed to creating a workplace where differences are valued, and make sure that all colleagues are given the same opportunities.
We also know the importance of balancing work with life's other commitments. Please talk to us at interview about the flexibility you need, and we'll explore what's possible.
Wherever your talent lies, you'll find challenge and reward in equal measure. We're here to go the extra mile for our customers - and we'll do the same for you. It's simple. As long as you have the ambition, we'll provide the opportunity for success.
Our Purpose
The Tesco name comes with a dedication to customer service excellence, but Tesco Bank offers something more: a fresh approach to finance. While it's an innovation, ours is a business built on the next development, the evolution to come. For forward-thinking, technical professionals, that means making a wide-ranging and long-lasting impact in an organisation that's changing the face of banking for our customers.
We're on a mission to make our customers happier and more successful by putting them in control of their finances.
Requisition description
D&I statement - We value our people and diverse team and believe the variety of backgrounds and experiences make us stronger to achieve our goals. We encourage colleagues to be productive, focus on meaningful work, and look for ways to further develop themselves & career, and have an excellent work/life balance.
Our colleagues are working remotely. Looking to the future, we are excited to understand our 'new normal' and are committed to exploring the opportunities that a hybrid working environment could bring for our wider team. If you're interested in finding out more about what a career at Tesco Bank looks like, click apply to find out more!