Senior Credit Risk Manager Permanent Edinburgh/Remote Working

Salary to circa £80k plus an excellent benefits package

Change Recruitment are working with an innovative, dynamic Financial Services client based in Edinburgh who are looking for a Senior Credit Risk Manager - Acquisitions.

Working alongside the Head of Credit Risk for Acquisitions, you will be involved in the development and ongoing optimisation of new and innovative credit strategies for Acquisitions, making the best use of Open Banking and new sources of data. The head office is Edinburgh but full remote working is supported

Key aspects of the role

• Leading a team of analysts to be at the forefront of new and emerging technology and techniques, to continue the Bank's leading position in leveraging Open Banking and Group data, and new sources of data
• Using market analysis/big data to shape opportunities, translating them from ideas into tangible initiatives that are supported by business cases
• Working cross-function to obtain buy-in from senior leaders, and interlocking new initiatives into the Customer strategy
• Project managing new initiatives from conception through to execution, managing requests for investment where required
• Maintaining a strong pipeline of initiatives, reviewing these regularly to ensure the prioritisation is optimal
• Building effective internal and external networks to develop understanding of strategic priorities, and remain abreast of best market practice
• Tracking performance of changes against expectation, driving corrective action where necessary
• Leading activities to understand the impacts that changes are having on customers
• Monitoring results from customer research to identify unmet customer needs
• Ensuring lending remains within the Bank's appetite and credit quality is in line with expectations
• Producing high quality papers and presenting at senior committees, using a range of influencing skills to gain support from key stakeholders
• Maintaining full compliance with the Bank's policies, business risk controls and procedures
• Role-modelling the behaviours in the Bank's leadership framework to ensure we consider 'how' we deliver as well as 'what'
• Playing a key role in making the Bank an inspirational, innovative, healthy and enjoyable place to work

Ideal experience and skills required for this role:

• The ability to lead a high-performing team of technical and specialist professionals
• Strong understanding of statistical techniques, credit systems and data, including new and emerging technology
• Extensive experience within a Credit Risk function or similar analytical role
• Extensive knowledge of retail credit risk management techniques
• Experience with SAS or other statistical packages to support team coaching
• Demonstrable experience in managing demanding workloads
• Multi product knowledge across the customer lifecycle
• Previous leadership experience and team management skills would be beneficial

This is an excellent opportunity to flourish in an environment that puts a premium on personal progression. As long as you bring the attitude for achievement, this firm will provide a future shaped by success.

To apply and find out more, please contact Scott for a confidential chat