Senior Management Accountant - Berkhamsted, Hertfordshire - Excellent Benefits - 9 Months FTC We have an amazing opportunity for a Senior Management Accountant to join our team in our UK office! At QCS Staffing, we've been delivering expert talent solutions in five of the world's fastest growing sectors, and sourcing candidates from all over the globe for over 33 years! With over 150 employees across our offices in the UK, US, and Europe, we are constantly on the hunt for eager individuals to join our team. What we provide: An inclusive 'one team' ethos, with endless socials, charity events and celebrations! Fantastic career progression opportunities, award-winning training and development programs (we invest in YOU) Private Healthcare & Pension plan Early finish on a Friday Hybrid working Enhanced maternity and paternity pay Paid parking What you'll do: Produce timely and accurate monthly management accounts, including journals, accruals, and prepayments. Prepare and deliver monthly financial reports to the leadership team and business units. Review, map, and redesign end-to-end finance processes to improve efficiency, control, and scalability. Review and update internal procedures to maximise efficiency, consistency, and control. Be proactive, bring ideas, suggestions and contribute to business improvement. What you'll need: Demonstrated experience delivering process improvement or automation initiatives within finance. Previous experience working in a Management Accountant position. Strong understanding of cash flow and cash book processes, balance sheet, month-end close mechanics and reconciliations and controls. Experience of producing financial information for multinational companies. If you're driven, curious, and love working with incredible people - apply now and grow with us!
Apr 16, 2026
Contractor
Senior Management Accountant - Berkhamsted, Hertfordshire - Excellent Benefits - 9 Months FTC We have an amazing opportunity for a Senior Management Accountant to join our team in our UK office! At QCS Staffing, we've been delivering expert talent solutions in five of the world's fastest growing sectors, and sourcing candidates from all over the globe for over 33 years! With over 150 employees across our offices in the UK, US, and Europe, we are constantly on the hunt for eager individuals to join our team. What we provide: An inclusive 'one team' ethos, with endless socials, charity events and celebrations! Fantastic career progression opportunities, award-winning training and development programs (we invest in YOU) Private Healthcare & Pension plan Early finish on a Friday Hybrid working Enhanced maternity and paternity pay Paid parking What you'll do: Produce timely and accurate monthly management accounts, including journals, accruals, and prepayments. Prepare and deliver monthly financial reports to the leadership team and business units. Review, map, and redesign end-to-end finance processes to improve efficiency, control, and scalability. Review and update internal procedures to maximise efficiency, consistency, and control. Be proactive, bring ideas, suggestions and contribute to business improvement. What you'll need: Demonstrated experience delivering process improvement or automation initiatives within finance. Previous experience working in a Management Accountant position. Strong understanding of cash flow and cash book processes, balance sheet, month-end close mechanics and reconciliations and controls. Experience of producing financial information for multinational companies. If you're driven, curious, and love working with incredible people - apply now and grow with us!
Interim Financial Accountant London (Hybrid) £500-£600/day (inside IR35) or £90,000-£100,000 FTC 12 months ASAP start A London-based insurer is undertaking a significant merger project, bringing together multiple insurance entities as part of a wider group integration. They are looking for a hands-on Interim Financial Accountant to support the consolidation of financials and delivery of group reporting, working closely with senior finance leadership on a high-profile transformation.This is a key role within the project, requiring someone who can get into the detail quickly and deliver with minimal supervision. Key Responsibilities Group Consolidation & Reporting Consolidate multiple trial balances into a group financial model Produce: Consolidated trial balance Primary financial statements aligned to the future structure Perform and document: Intercompany eliminations Accounting policy adjustments Support development of: Group management accounts Statutory-ready financial statements Build and enhance Excel-based consolidation models Technical Accounting & Advisory Support technical accounting assessments relating to the merger Document key accounting judgements and treatment decisions Assist across broader reporting areas (e.g. regulatory, tax, statutory) Contribute to integration planning and financial governance design Operational / Hands-On Delivery Work closely with finance teams to: Resolve ledger and reconciliation issues Ensure data integrity across entities Support audit queries and evidence gathering Assist with day-to-day financial reporting delivery where required Experience & Skills Qualified Accountant (ACA / ACCA / CIMA or equivalent) Strong experience in: UK GAAP (FRS102 / FRS103) Financial accounting / group reporting Experience with: Trial balance consolidation (preferred) Multi-entity environments Advanced Excel skills (including consolidation models) Experience working in regulated environments (e.g. financial services) Exposure to finance transformation or integration projects beneficial Additional Information Working alongside Finance Directors, finance teams and external advisors Initial focus on consolidation and reporting readiness Opportunity to play a key role in a live merger / integration project Fast-moving interview process (2 stages)
Apr 14, 2026
Contractor
Interim Financial Accountant London (Hybrid) £500-£600/day (inside IR35) or £90,000-£100,000 FTC 12 months ASAP start A London-based insurer is undertaking a significant merger project, bringing together multiple insurance entities as part of a wider group integration. They are looking for a hands-on Interim Financial Accountant to support the consolidation of financials and delivery of group reporting, working closely with senior finance leadership on a high-profile transformation.This is a key role within the project, requiring someone who can get into the detail quickly and deliver with minimal supervision. Key Responsibilities Group Consolidation & Reporting Consolidate multiple trial balances into a group financial model Produce: Consolidated trial balance Primary financial statements aligned to the future structure Perform and document: Intercompany eliminations Accounting policy adjustments Support development of: Group management accounts Statutory-ready financial statements Build and enhance Excel-based consolidation models Technical Accounting & Advisory Support technical accounting assessments relating to the merger Document key accounting judgements and treatment decisions Assist across broader reporting areas (e.g. regulatory, tax, statutory) Contribute to integration planning and financial governance design Operational / Hands-On Delivery Work closely with finance teams to: Resolve ledger and reconciliation issues Ensure data integrity across entities Support audit queries and evidence gathering Assist with day-to-day financial reporting delivery where required Experience & Skills Qualified Accountant (ACA / ACCA / CIMA or equivalent) Strong experience in: UK GAAP (FRS102 / FRS103) Financial accounting / group reporting Experience with: Trial balance consolidation (preferred) Multi-entity environments Advanced Excel skills (including consolidation models) Experience working in regulated environments (e.g. financial services) Exposure to finance transformation or integration projects beneficial Additional Information Working alongside Finance Directors, finance teams and external advisors Initial focus on consolidation and reporting readiness Opportunity to play a key role in a live merger / integration project Fast-moving interview process (2 stages)
Career Opportunities: Financial Accountant - 6 Month FTC (10942) Requisition ID10942-Posted -Finance-London LOCATION : MARBLE ARCH, LONDON (Hybrid - 4 days in office) REPORTING TO : HEAD OF JOINT VENTURE FINANCE TYPE OF CONTRACT : FTC (6 months) PLACES PEOPLE PREFER Our purpose is to create and manage outstanding places which deliver positive outcomes for all our stakeholders on a long term, sustainable basis. We are a FTSE listed business with a strong balance sheet and £15.2bn of assets under management. But with just 600 employees you're given the ability to make a big impact and elevate your career quickly. Our diverse, passionate team of experts works on some of the most ambitious, innovative and sustainable projects in the country - from our high-quality campuses across central London, to some of the top retail schemes in the UK - providing a rewarding career journey where you can shape how you grow. We believe in shared success and enabling people to be themselves. If you want to feel listened to and understood in an environment where your opinions count and bright ideas are encouraged, you've come to the right place! In our latest engagement survey, 81% of colleagues said they are proud to work at British Land! THE ROLE The role is integral to support the functioning of the Financial Reporting team, ensuring that key financial processes are well-controlled and managed. This includes half yearly results process, quarterly joint venture reporting process, Statutory Accounts and Corporation Tax returns, along with helping to support the wider Group Finance team. The role offers a great opportunity for learning and development, with a growth mindset and training future talent. WHAT YOU'LL DO Take ownership of various Key Financial Controls of the Financial Reporting team, including, but not limited to, balance sheet and cash reconciliations as part of half yearly reporting, analytic reviews as part of quarterly ledger lock process Stakeholder management - act as a reliable first point of contact for a number of people within BL, as well as external stakeholders regarding financial aspects of the venture Management information - preparation of management accounts and delivery of the finance elements of quarterly board packs, including coordination of inputs from internal teams (e.g. Treasury, Tax) for presentation and discussion at quarterly board meetings. Performance - analysis and forecasting, including analysis of actual results versus budget/forecast and preparation of operating forecasts for the annual business plan. Cash management- cash and funding management, including close monitoring of cash balances, preparation of quarterly cash flow statements (direct method), and calculation, accounting and processing of funding requirements and quarterly dividends/distributions to shareholders. Statutory accounts - preparation of statutory accounts, including disclosures and ensuring reviews from stakeholders within the Tax and Treasury teams, Company Directors and auditors. Strong technical understanding of the complex corporate structure and ability to articulate this to the wider financial reporting team. Ad hoc - Covenant and transaction support, including assessment of financial covenant strength for new and existing customers, and working alongside Tax, Treasury and Capital Markets teams on corporate transactions and restructures. ABOUT YOU Newly qualified Accountant (ICAEW or equivalent) with strong technical skills. Experience working in top accounting firms. Ability to work independently and solve problems. Ability to communicate confidently with accountants and non-accountants, managing a number of stakeholders, including senior members. Comfortable taking on ownership and responsibility, whilst being effective working collaboratively. Demonstrating commercial awareness. Comfortable working on a "big picture" or highly detailed basis; able to manage a portfolio of responsibilities, prioritise and meet tight deadlines. Confident analysing complex transactions and distilling into salient features. Experience with production of audit or statutory accounts. Ability to produce well thought through, clearly laid out and expressed schedules and papers. Excellent Excel and data analysis skills. OUR SHARED VALUES Our values are what we stand for at British Land, they're not just a label on the door; they connect us every day to our vision, purpose, and strategy. They help us to promote an inclusive, positive, and collaborative culture. You can read more on our corporate website. Bring your whole self Smarter together Build for the future A REWARDING PLACE TO BE Our People - Just ask anyone why they love working here and they will tell you it's the people. They're highly talented, passionate, and collaborative! We thank our people with rewards that feel rewarding; you can review our market leading benefits here. OUR RECRUITMENT PROCESS If you enjoy bringing your whole self to work, share our values and are excited about our purpose we'd love to hear from you! We are committed to providing an accessible and inclusive process learn more about our selection process here. Please note that we endeavour to get back to all applicants within 28 days. If you haven't heard from us within this period, please assume that you have been unsuccessful on this occasion.
Apr 14, 2026
Full time
Career Opportunities: Financial Accountant - 6 Month FTC (10942) Requisition ID10942-Posted -Finance-London LOCATION : MARBLE ARCH, LONDON (Hybrid - 4 days in office) REPORTING TO : HEAD OF JOINT VENTURE FINANCE TYPE OF CONTRACT : FTC (6 months) PLACES PEOPLE PREFER Our purpose is to create and manage outstanding places which deliver positive outcomes for all our stakeholders on a long term, sustainable basis. We are a FTSE listed business with a strong balance sheet and £15.2bn of assets under management. But with just 600 employees you're given the ability to make a big impact and elevate your career quickly. Our diverse, passionate team of experts works on some of the most ambitious, innovative and sustainable projects in the country - from our high-quality campuses across central London, to some of the top retail schemes in the UK - providing a rewarding career journey where you can shape how you grow. We believe in shared success and enabling people to be themselves. If you want to feel listened to and understood in an environment where your opinions count and bright ideas are encouraged, you've come to the right place! In our latest engagement survey, 81% of colleagues said they are proud to work at British Land! THE ROLE The role is integral to support the functioning of the Financial Reporting team, ensuring that key financial processes are well-controlled and managed. This includes half yearly results process, quarterly joint venture reporting process, Statutory Accounts and Corporation Tax returns, along with helping to support the wider Group Finance team. The role offers a great opportunity for learning and development, with a growth mindset and training future talent. WHAT YOU'LL DO Take ownership of various Key Financial Controls of the Financial Reporting team, including, but not limited to, balance sheet and cash reconciliations as part of half yearly reporting, analytic reviews as part of quarterly ledger lock process Stakeholder management - act as a reliable first point of contact for a number of people within BL, as well as external stakeholders regarding financial aspects of the venture Management information - preparation of management accounts and delivery of the finance elements of quarterly board packs, including coordination of inputs from internal teams (e.g. Treasury, Tax) for presentation and discussion at quarterly board meetings. Performance - analysis and forecasting, including analysis of actual results versus budget/forecast and preparation of operating forecasts for the annual business plan. Cash management- cash and funding management, including close monitoring of cash balances, preparation of quarterly cash flow statements (direct method), and calculation, accounting and processing of funding requirements and quarterly dividends/distributions to shareholders. Statutory accounts - preparation of statutory accounts, including disclosures and ensuring reviews from stakeholders within the Tax and Treasury teams, Company Directors and auditors. Strong technical understanding of the complex corporate structure and ability to articulate this to the wider financial reporting team. Ad hoc - Covenant and transaction support, including assessment of financial covenant strength for new and existing customers, and working alongside Tax, Treasury and Capital Markets teams on corporate transactions and restructures. ABOUT YOU Newly qualified Accountant (ICAEW or equivalent) with strong technical skills. Experience working in top accounting firms. Ability to work independently and solve problems. Ability to communicate confidently with accountants and non-accountants, managing a number of stakeholders, including senior members. Comfortable taking on ownership and responsibility, whilst being effective working collaboratively. Demonstrating commercial awareness. Comfortable working on a "big picture" or highly detailed basis; able to manage a portfolio of responsibilities, prioritise and meet tight deadlines. Confident analysing complex transactions and distilling into salient features. Experience with production of audit or statutory accounts. Ability to produce well thought through, clearly laid out and expressed schedules and papers. Excellent Excel and data analysis skills. OUR SHARED VALUES Our values are what we stand for at British Land, they're not just a label on the door; they connect us every day to our vision, purpose, and strategy. They help us to promote an inclusive, positive, and collaborative culture. You can read more on our corporate website. Bring your whole self Smarter together Build for the future A REWARDING PLACE TO BE Our People - Just ask anyone why they love working here and they will tell you it's the people. They're highly talented, passionate, and collaborative! We thank our people with rewards that feel rewarding; you can review our market leading benefits here. OUR RECRUITMENT PROCESS If you enjoy bringing your whole self to work, share our values and are excited about our purpose we'd love to hear from you! We are committed to providing an accessible and inclusive process learn more about our selection process here. Please note that we endeavour to get back to all applicants within 28 days. If you haven't heard from us within this period, please assume that you have been unsuccessful on this occasion.
Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.Through telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role. Role Context: We are looking for a Technical Sustainability Reporting Manager to join the Group Sustainability Reporting team to help deliver against upcoming disclosure requirements and lead on operating model development. It's an exciting time to be involved in this fast-moving space, with companies coming under growing pressure to disclose more decision-useful information on their sustainability efforts, and with regulations and disclosure frameworks evolving to allow for reporting in more standardized and comprehensive formats.Reporting to the Head of Sustainability Reporting, this important role will lead on the analysis of regulatory requirements and establishing a reporting framework that will underpin the overall preparation and delivery of the Group's future sustainability reporting, in particular against the incoming UK Sustainability Reporting Standards. It will incorporate a broad range of responsibilities through collaboration with various business functions, including facilitation of working groups and preparation of papers for a range of governance committees and forums such as the Group Audit Committee. If you are motivated by meaningful change, technical challenge, and the opportunity to build something enduring, we'd love to hear from you.This is a fixed-term role (18 months) aligned to a defined programme of work, with potential for extension. Key Responsibilities of the role include: Supporting the Head of Sustainability Reporting in the technical analysis of the Group's external sustainability reporting requirements Supporting or leading the delivery of specific ESG disclosure requirements, with a particular focus on UK SRS Leading on the design and implementation of an enhanced sustainability reporting framework for M&G that will support effective future reporting processes Working collaboratively with various subject matter experts to design ESG disclosures for inclusion in external reporting documents Production of papers required for the Group Audit Committee and other governance forums to support the approval and publication of ESG disclosures Contribute to the development of a robust control environment for ESG information, taking personal accountability to maintaining and enhancing controls you are responsible for Keeping abreast of developments in the ESG disclosure space to ensure all disclosures are in line with latest requirements of various regulatory bodies and emerging best practice Knowledge & Experience: To ensure your success in this role you will be/have: Qualified Accountant with relevant PQE and an interest in the development of sustainability reporting, or equivalent deep technical experience in sustainability/ESG reporting. Experience of production and delivery of disclosures in a financial services organisation Experience of production of board and executive level governance papers and analysis Some knowledge of TCFD, SFDR, CSRD, or other ESG reporting frameworksIt is desirable for the candidate to have: Some knowledge of industry trends, best practice and developments in sustainability Good networks / links with external bodies and individuals in the same field Experience in implementing new accounting standards Additional Personal and Technical Skills: Proactive self-starter who takes ownership, and has a strong track record for delivery Ability to communicate effectively and influence effectively with productive, successful relationships with demanding senior stakeholders Able to apply logic and problem solving to complex accounting problems Highly analytical and skilled problem solver, with a strong commercial mind-set, and the ability to distil complex ideas or problems into simple and easy-to-understand language Ability to assess, react quickly and decisively to problems, taking tough decisions where needed or escalating issues as appropriate Ability to manage tensions and conflicts to achieve outcomes that work for all partiesWork Level: Manager / ExpertRecruiter: Matt CampbellClose Date: 16th April 2026What we offer:At M&G, we're committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include: As a savings and Investments firm we are proud to offer a valuable pension scheme of 18% , with 13% made up of Employer Contributions and 5% Employee Contributions .We also offer Share Save and our Share Incentive Plan , together with access to financial wellbeing and support services - to help give you real confidence to put your money to work. Enjoy 38 days annual leave including bank holidays, with the opportunity to purchase up to 5 extra days and additional flexibility through our Time Off When You Need It policy - to balance your work and personal commitments. Our market leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - as supporting families is a core aspect of our inclusive culture. Health & Protection cover including Private Healthcare , Critical Illness cover and Life Assurance for you, with family options - for peace of mind.To explore more about life at M&G and our full benefits offering, visitWe have a diverse workforce and an inclusive culture at M&G, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability or long term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks.M&G is also proud to be a , and we welcome applications from candidates with long-term health conditions, disabilities, or neuro-divergent conditions. If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting us at: &G is a leading international savings and investments business, managing money for around 4.6 million individual clients and more than 900 institutional clients in 38 offices worldwide.As at 31 December 2024, we had £345.9 billion of assets under management and administration. Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.
Apr 13, 2026
Full time
Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.Through telling it like it is, owning it now, and moving it forward together with care and integrity; we are creating an exceptional place to work for exceptional talent.We will consider flexible working arrangements for any of our roles and also offer work place accommodations to ensure you have what you need to effectively deliver in your role. Role Context: We are looking for a Technical Sustainability Reporting Manager to join the Group Sustainability Reporting team to help deliver against upcoming disclosure requirements and lead on operating model development. It's an exciting time to be involved in this fast-moving space, with companies coming under growing pressure to disclose more decision-useful information on their sustainability efforts, and with regulations and disclosure frameworks evolving to allow for reporting in more standardized and comprehensive formats.Reporting to the Head of Sustainability Reporting, this important role will lead on the analysis of regulatory requirements and establishing a reporting framework that will underpin the overall preparation and delivery of the Group's future sustainability reporting, in particular against the incoming UK Sustainability Reporting Standards. It will incorporate a broad range of responsibilities through collaboration with various business functions, including facilitation of working groups and preparation of papers for a range of governance committees and forums such as the Group Audit Committee. If you are motivated by meaningful change, technical challenge, and the opportunity to build something enduring, we'd love to hear from you.This is a fixed-term role (18 months) aligned to a defined programme of work, with potential for extension. Key Responsibilities of the role include: Supporting the Head of Sustainability Reporting in the technical analysis of the Group's external sustainability reporting requirements Supporting or leading the delivery of specific ESG disclosure requirements, with a particular focus on UK SRS Leading on the design and implementation of an enhanced sustainability reporting framework for M&G that will support effective future reporting processes Working collaboratively with various subject matter experts to design ESG disclosures for inclusion in external reporting documents Production of papers required for the Group Audit Committee and other governance forums to support the approval and publication of ESG disclosures Contribute to the development of a robust control environment for ESG information, taking personal accountability to maintaining and enhancing controls you are responsible for Keeping abreast of developments in the ESG disclosure space to ensure all disclosures are in line with latest requirements of various regulatory bodies and emerging best practice Knowledge & Experience: To ensure your success in this role you will be/have: Qualified Accountant with relevant PQE and an interest in the development of sustainability reporting, or equivalent deep technical experience in sustainability/ESG reporting. Experience of production and delivery of disclosures in a financial services organisation Experience of production of board and executive level governance papers and analysis Some knowledge of TCFD, SFDR, CSRD, or other ESG reporting frameworksIt is desirable for the candidate to have: Some knowledge of industry trends, best practice and developments in sustainability Good networks / links with external bodies and individuals in the same field Experience in implementing new accounting standards Additional Personal and Technical Skills: Proactive self-starter who takes ownership, and has a strong track record for delivery Ability to communicate effectively and influence effectively with productive, successful relationships with demanding senior stakeholders Able to apply logic and problem solving to complex accounting problems Highly analytical and skilled problem solver, with a strong commercial mind-set, and the ability to distil complex ideas or problems into simple and easy-to-understand language Ability to assess, react quickly and decisively to problems, taking tough decisions where needed or escalating issues as appropriate Ability to manage tensions and conflicts to achieve outcomes that work for all partiesWork Level: Manager / ExpertRecruiter: Matt CampbellClose Date: 16th April 2026What we offer:At M&G, we're committed to helping you thrive and supporting your wellbeing, both at work and beyond. Our benefits are designed to help you balance your professional and personal life, while planning confidently for your future. Our UK benefits include: As a savings and Investments firm we are proud to offer a valuable pension scheme of 18% , with 13% made up of Employer Contributions and 5% Employee Contributions .We also offer Share Save and our Share Incentive Plan , together with access to financial wellbeing and support services - to help give you real confidence to put your money to work. Enjoy 38 days annual leave including bank holidays, with the opportunity to purchase up to 5 extra days and additional flexibility through our Time Off When You Need It policy - to balance your work and personal commitments. Our market leading Inspiring Families policy includes comprehensive support and paid parental leave covering maternity, adoption, surrogacy, and paternity leave - as supporting families is a core aspect of our inclusive culture. Health & Protection cover including Private Healthcare , Critical Illness cover and Life Assurance for you, with family options - for peace of mind.To explore more about life at M&G and our full benefits offering, visitWe have a diverse workforce and an inclusive culture at M&G, underpinned by our policies and our employee-led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. Regardless of gender, ethnicity, age, sexual orientation, nationality, disability or long term condition, we are looking to attract, promote and retain exceptional people. We also welcome those who take part in military service and those returning from career breaks.M&G is also proud to be a , and we welcome applications from candidates with long-term health conditions, disabilities, or neuro-divergent conditions. If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting us at: &G is a leading international savings and investments business, managing money for around 4.6 million individual clients and more than 900 institutional clients in 38 offices worldwide.As at 31 December 2024, we had £345.9 billion of assets under management and administration. Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long-term investment and savings solutions.