Senior Property Finance Underwriter

  • KFS Recruitment
  • Mar 25, 2026
Full time Insurance

Job Description

Senior Property Finance Underwriter - Embryonic Lending Business London

KFS Recruitment is working exclusively with an embryonic lender setting up in London, offering a unique opportunity for an experienced underwriter to join as the first underwriter and work directly under the Head of Credit.

The Opportunity:

Work in a small, hands-on team helping to shape the lender's credit function)

Assess loan enquiries coming in from brokers, regarding property rental income products.

Utilising your knowledge across specialist property finance (either Bridging, Buy-to-Let Mortgages or Commercial)

Dealing with unsecured loans, ranging between £15,000 and £1,000,000

Direct involvement in credit decision-making and applying the company's lending criteria

Carrying out the end-to-end underwriting process on deals.

This role comes with the fantastic opportunity of progressing in to a Head of Credit role as the company grows.

Ideal Candidate:

Minimum 3 years' experience underwriting property loans (Bridging or Bridging and Buy-to-Let)

Preferably mandate holder with the ability to assess risk against lending criteria

Comfortable working from London office

Salary & Benefits:

£55-75,000 per annum, depending on experience

Real opportunity to grow with the business and make a tangible impact on its credit processes

Interviews are being held immediately.