Property Finance Underwriter

  • KFS Recruitment
  • Mar 16, 2026
Full time Insurance

Job Description

Experienced Property Finance Underwriter

Embryonic Lending Business

London

KFS Recruitment is working exclusively with an embryonic lender setting up in London, offering a unique opportunity for an experienced underwriter to join as the first underwriter and work directly under the Head of Credit.

The Opportunity

  • Work in a small, hands-on team helping to shape the lender's credit function)
  • Assess loan enquiries coming in from brokers, regarding property rental income products.
  • Utilising your knowledge across specialist property finance (either Bridging, Buy-to-Let Mortgages or Commercial)
  • Dealing with unsecured loans, ranging between £15,000 and £1,000,000
  • Direct involvement in credit decision-making and applying the company's lending criteria
  • Carrying out the end-to-end underwriting process on deals.

Ideal Candidate

  • Minimum 3 years' experience underwriting property loans (Bridging, Buy-to-Let, or Cash Advance)
  • Preferably mandate holder with the ability to assess risk against lending criteria
  • Comfortable working from London office

Salary & Benefits

  • Up to £60,000 per annum, depending on experience
  • Real opportunity to grow with the business and make a tangible impact on its credit processes

Interviews are being held immediately.