Head of Credit Risk- Fintech

  • Robert Walters UK
  • Feb 17, 2026
Full time Banking

Job Description

Head of Credit Risk- Fintech Robert Walters is working with a fast growing, technology led lender hiring a Head of Credit Risk to build and lead their global credit risk function across multiple markets.

Head of Credit Risk- Fintech

The role

You will own the end to end credit risk agenda, ensuring we balance rapid growth with disciplined risk management across all lending products and geographies. You will define the risk strategy, shape decisioning and scorecards, and lead a high performing, data driven team.

Key responsibilities
  • Define and execute the global credit risk strategy across all operating countries.
  • Design and maintain credit risk policies, frameworks and limits that support sustainable growth.
  • Oversee credit risk modelling, scorecards and algorithmic decisioning for SME and BNPL style products.
  • Lead the build out of credit risk infrastructure, processes and MI, ensuring high data quality and clear reporting.
  • Present portfolio insights, emerging risks and recommendations to the executive team and board level committees.
About you

Significant senior experience in credit risk within a lender or fintech, ideally spanning more than one country.

Strong track record in SME, consumer or BNPL type lending, with ownership of portfolio performance and loss outcomes.

Hands on experience with risk models, scorecards and decision engines, working closely with analytics and data science.

Proven ability to design and implement credit risk policies and frameworks across different regulatory environments.

Comfortable operating in a high growth, fast changing environment, with a balance of strategic thinking and hands on delivery.

Excellent stakeholder skills, with the ability to challenge and influence senior leadership.

Experience leading and developing high performing risk teams.

If you meet the above set criteria, please apply or send a copy of your CV to

Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates.

About the job
  • Contract Type: Permanent
  • Workplace Type: Hybrid
  • Experience Level: Senior Management
  • Location: City of London
  • Specialism: Risk & Compliance
  • Focus: Risk - Credit Risk
  • Industry: Financial Services
  • Salary: £160,000 - £180,000 per annum
  • Job Reference: VGKUSL-44102C02
  • Date posted: 14 February 2026
  • Consultant: Hadjra Sohawon