Senior Software Engineer / Back End Developer (C# .Net Core) Newcastle onsite to £130k+ Are you a back end focused Software Engineer with a strong academic background, looking to take the next step in your career? This is an opportunity to work on complex, high-impact systems at a growing FinTech scale-up with solid financial backing, a major Hedge Fund partnership, and ambitious plans for expans click apply for full job details
Jan 09, 2026
Full time
Senior Software Engineer / Back End Developer (C# .Net Core) Newcastle onsite to £130k+ Are you a back end focused Software Engineer with a strong academic background, looking to take the next step in your career? This is an opportunity to work on complex, high-impact systems at a growing FinTech scale-up with solid financial backing, a major Hedge Fund partnership, and ambitious plans for expans click apply for full job details
Software Developer / Engineer Newcastle onsite to £70k+ Are you a bright, ambitious Software Developer looking for an opportunity to progress your career, working on complex and interesting systems in a role where you can learn and develop your skills? You could be joining a FinTech start-up, they have secure backing and an established Hedge Fund client as a partner click apply for full job details
Jan 09, 2026
Full time
Software Developer / Engineer Newcastle onsite to £70k+ Are you a bright, ambitious Software Developer looking for an opportunity to progress your career, working on complex and interesting systems in a role where you can learn and develop your skills? You could be joining a FinTech start-up, they have secure backing and an established Hedge Fund client as a partner click apply for full job details
Web and Mobile developer (React & .Net ) Weybridge (Hybrid 2 days WFH) £55K We are recruiting on behalf of a fast-growing FinTech organisation based in Weybridge , seeking a talented Web & Mobile Developer to join their UK-based development team. This is an excellent opportunity to work in an agile environment building dept management software for both consumers and business dept click apply for full job details
Jan 09, 2026
Full time
Web and Mobile developer (React & .Net ) Weybridge (Hybrid 2 days WFH) £55K We are recruiting on behalf of a fast-growing FinTech organisation based in Weybridge , seeking a talented Web & Mobile Developer to join their UK-based development team. This is an excellent opportunity to work in an agile environment building dept management software for both consumers and business dept click apply for full job details
Senior Software Engineer - Manchester (Hybrid - 2 days onsite) -£55,000 - £65,000 + Benefits I'm working with a fast-growing FinTech scale-up based in Manchester that are looking for a Senior Software Engineer to join a highly capable engineering team and play a key role in shaping the next phase of their platform click apply for full job details
Jan 09, 2026
Full time
Senior Software Engineer - Manchester (Hybrid - 2 days onsite) -£55,000 - £65,000 + Benefits I'm working with a fast-growing FinTech scale-up based in Manchester that are looking for a Senior Software Engineer to join a highly capable engineering team and play a key role in shaping the next phase of their platform click apply for full job details
Graduate Software Engineer / Developer Newcastle onsite £33k+ - Start March 2026 Are you a bright, ambitious technologist with a top class education looking for an opportunity to join a tech start-up? You could be progressing your career at a rapidly growing Fintech that have secure backing and an established Hedge Fund client as a partner, gaining valuable financial trading systems experience click apply for full job details
Jan 09, 2026
Full time
Graduate Software Engineer / Developer Newcastle onsite £33k+ - Start March 2026 Are you a bright, ambitious technologist with a top class education looking for an opportunity to join a tech start-up? You could be progressing your career at a rapidly growing Fintech that have secure backing and an established Hedge Fund client as a partner, gaining valuable financial trading systems experience click apply for full job details
About Airwallex Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us. Attributes We Value We hire successful builders with founder like energy who want real impact, accelerated learning, and true ownership. You bring strong role related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero to one ideas into real products, and you "get stuff done" end to end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next. This role is based in San Francisco, Singapore, London or Amsterdam. About the team The Product team at Airwallex shapes the company's offerings by working at the intersection of commercial strategy, engineering, design, and financial compliance. You'll join a dynamic, innovative group that defines, builds, and enhances global financial products for some of the fastest growing businesses worldwide. We value creativity, hustle, and clear communication-our product members are empowered to collaborate across disciplines, iterate quickly, and solve tough challenges together. By joining us, you'll play a critical role in scaling Airwallex's Embedded Finance platform and have the opportunity to make a meaningful impact on our customers and the future of finance. What you'll do As Staff Product Manager, Embedded Finance, your mission is to lead Airwallex's embedded finance products that empower platforms, SaaS companies, and marketplaces to offer world class financial services to their end users. You'll own product strategy, design solutions from the ground up, and guide high velocity teams as you launch and scale global embedded finance experiences. Responsibilities: Define and own Airwallex's embedded finance product strategy, solution design, roadmap, and delivery plans. Collaborate closely with engineering, design, and commercial teams to build, launch, and iterate on embedded finance products-including payments, card issuing, banking as a service, and FX-ensuring robustness and scalability as usage grows. Partner with world class platforms and marketplaces to drive integration and adoption of our embedded finance offerings, handling complex technical, regulatory, and commercial requirements across multiple regions. Deeply understand user needs, target markets, and the competitive landscape; leverage customer and partner feedback to inform strategy and prioritization. Manage difficult tradeoffs between long term product vision and near term growth, adapting quickly within a highly data driven, fast paced environment. Lead and mentor a high performing team of Product Managers, developing ownership, curiosity, and excellence in execution. Champion the developer experience for embedded finance integrations and ensure our API and component solutions remain industry leading. Monitor product performance, drive continuous operational improvement, and remain ahead of industry trends in finance, payments, and technology. Who you are 5+ years' experience in Product Management, encompassing go to market, product design, solution architecture, and product planning. Experience taking products from ideation to delivery at global scale-preferably in fintech, SaaS, payments, or platform product environments. Demonstrated ability to balance user requirements and commercial strategy to deliver meaningful product growth. Proven success in API/platform integration and technical go to market launches. Ability to thrive in data driven, cross functional teams that move quickly from ideas to reality. Comfortable working across multiple time zones and with exceptional written and verbal communication skills. Bachelor's degree in Computer Science, Engineering, Business, or a related field Applicant Safety Policy: Fraud and Third Party Recruiters To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from email address. Please apply only through or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. Equal opportunity Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Jan 09, 2026
Full time
About Airwallex Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 200,000 businesses worldwide - including Brex, Rippling, Navan, Qantas, SHEIN and many more - with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,000 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$8 billion and backed by world leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you're ready to do the most ambitious work of your career, join us. Attributes We Value We hire successful builders with founder like energy who want real impact, accelerated learning, and true ownership. You bring strong role related expertise and sharp thinking, and you're motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero to one ideas into real products, and you "get stuff done" end to end. You use AI to work smarter and solve problems faster. Here, you'll tackle complex, high visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let's build what's next. This role is based in San Francisco, Singapore, London or Amsterdam. About the team The Product team at Airwallex shapes the company's offerings by working at the intersection of commercial strategy, engineering, design, and financial compliance. You'll join a dynamic, innovative group that defines, builds, and enhances global financial products for some of the fastest growing businesses worldwide. We value creativity, hustle, and clear communication-our product members are empowered to collaborate across disciplines, iterate quickly, and solve tough challenges together. By joining us, you'll play a critical role in scaling Airwallex's Embedded Finance platform and have the opportunity to make a meaningful impact on our customers and the future of finance. What you'll do As Staff Product Manager, Embedded Finance, your mission is to lead Airwallex's embedded finance products that empower platforms, SaaS companies, and marketplaces to offer world class financial services to their end users. You'll own product strategy, design solutions from the ground up, and guide high velocity teams as you launch and scale global embedded finance experiences. Responsibilities: Define and own Airwallex's embedded finance product strategy, solution design, roadmap, and delivery plans. Collaborate closely with engineering, design, and commercial teams to build, launch, and iterate on embedded finance products-including payments, card issuing, banking as a service, and FX-ensuring robustness and scalability as usage grows. Partner with world class platforms and marketplaces to drive integration and adoption of our embedded finance offerings, handling complex technical, regulatory, and commercial requirements across multiple regions. Deeply understand user needs, target markets, and the competitive landscape; leverage customer and partner feedback to inform strategy and prioritization. Manage difficult tradeoffs between long term product vision and near term growth, adapting quickly within a highly data driven, fast paced environment. Lead and mentor a high performing team of Product Managers, developing ownership, curiosity, and excellence in execution. Champion the developer experience for embedded finance integrations and ensure our API and component solutions remain industry leading. Monitor product performance, drive continuous operational improvement, and remain ahead of industry trends in finance, payments, and technology. Who you are 5+ years' experience in Product Management, encompassing go to market, product design, solution architecture, and product planning. Experience taking products from ideation to delivery at global scale-preferably in fintech, SaaS, payments, or platform product environments. Demonstrated ability to balance user requirements and commercial strategy to deliver meaningful product growth. Proven success in API/platform integration and technical go to market launches. Ability to thrive in data driven, cross functional teams that move quickly from ideas to reality. Comfortable working across multiple time zones and with exceptional written and verbal communication skills. Bachelor's degree in Computer Science, Engineering, Business, or a related field Applicant Safety Policy: Fraud and Third Party Recruiters To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from email address. Please apply only through or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary. Equal opportunity Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don't regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.
Transaction Banking - Software Engineering - Analyst / Associate - London location_on London, Greater London, England, United Kingdom WHO WE ARE At Goldman Sachs, our Engineers don't just make things - we make things possible. Change the world by connecting people and capital with ideas. Solve the most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets. Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. Want to push the limit of digital possibilities? Start here. Transaction Banking (TxB) aims to bring innovative solutions to traditional banking and lending activities. We combine the strength and heritage of a 148-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide the best client experience. Using modern technologies centred on data and analytics, we provide customers with powerful tools that are grounded in value, transparency and simplicity to improve cash flow management efficiency. Payments lay at the heart of what we are doing in Corporate Cash Management and our mission is to build a market leading payment platform that meets our corporate client's needs. We are starting with a clean slate and one singular goal in mind: Build a highly scalable, resilient, 24x7 available cloud-based payment platform that our corporate clients can run rely on to run and grow their businesses. HOW YOU WILL FULFILL YOUR POTENTIAL As part of our global team, you will work on various technologies and components as an application developer. Your role includes specification, development, as well as the testing and roll out of new features focusing on code quality, automation, testability and security. Payment systems, due to their criticality present unique engineering challenges around resiliency, availability and scale. You will have the opportunity to contribute to the vision, understand our product roadmap and contribute to building an engineering culture within our global team. We expect the successful candidate to deliver high quality software and to be passionate about software engineering. You must have a proficient understanding of software development concepts. A good understanding of the Cloud and Container concepts is a plus. You will also be responsible to develop supportable software and liaise with our SRE (Site Reliability Engineering) team to factor in their requirements. Our flat structure requires and enables team members to evolve through the entire spectrum of the software life cycle and closely collaborate with product owners, business and operations users. We are looking for someone with lots of energy that has excellent communication skills, enjoys engineering challenges, has a passion to deliver high quality technology products and can operate in a highly fluid, rapidly changing environment. RESPONSIBILITIES AND QUALIFICATIONS Develop full stack applications with due consideration to security, design, validation and SDLC framework Collaborate with product managers, business operations, engineers to define product requirements, objectives in building customer centric products Manage multiple tasks and use sound judgment when prioritizing Must be passionate about technology and engineering Must be independent and comfortable in a fast paced, ambiguous and often multi directional work environment Exceptional analytical skills and ability to apply knowledge and experience in decision making to arrive at creative and commercial solutions Analyse existing software implementations to identify areas of improvement and provide deadline estimates for implementing new features Establish trusted partnerships with peers, product heads, and executive level stakeholders Ability to leverage technology to deliver business value B.S. or higher in Computer Science (or equivalent work experience) Minimum 2 years of relevant professional experience using a modern programming language (preferably Java) Experience in working with databases - NoSQL and/or Relational. Proficiency in development with Java, spring boot, REST APIs Proficiency with algorithms, data structures and software design Experience leveraging test driven development methodologies Comfort with Agile operating models (practical experience of Scrum/Kanban) Team oriented, strong interpersonal and communication skills Energetic, self directed, and self motivated Preferred Qualifications Experience with development and design of distributed systems Experience with Payments systems (understanding of the various payment networks) Experience in Financial Services or Fintech Experience with microservice architectures (SOA) Experience with Kafka, MongoDB, Hadoop, Cassandra Experience with SQL databases (PostgreSQL/Oracle/Sybase) Experience with AWS services - Amazon MSK/Apache kafka, ECS/kubernetes, S3 Experience with Snowflake Experience with Terraform Comfort with Agile operating models (practical experience of Scrum / Kanban) ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Healthcare & Medical Insurance We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short term disability, long term disability, life, accidental death, labor accident and business travel accident insurance. Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees' priorities. Health Services We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state of the art on site health centers in certain offices. Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre approved amount). Child Care & Family Care We offer on site child care centers that provide full time and emergency back up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available. Benefits at Goldman Sachs Read more about the full suite of class leading benefits our firm has to offer.
Jan 08, 2026
Full time
Transaction Banking - Software Engineering - Analyst / Associate - London location_on London, Greater London, England, United Kingdom WHO WE ARE At Goldman Sachs, our Engineers don't just make things - we make things possible. Change the world by connecting people and capital with ideas. Solve the most challenging and pressing engineering problems for our clients. Join our engineering teams that build massively scalable software and systems, architect low latency infrastructure solutions, proactively guard against cyber threats, and leverage machine learning alongside financial engineering to continuously turn data into action. Create new businesses, transform finance, and explore a world of opportunity at the speed of markets. Goldman Sachs Engineers are innovators and problem-solvers, building solutions in risk management, big data, mobile and more. We look for creative collaborators who evolve, adapt to change and thrive in a fast-paced global environment. Want to push the limit of digital possibilities? Start here. Transaction Banking (TxB) aims to bring innovative solutions to traditional banking and lending activities. We combine the strength and heritage of a 148-year-old financial institution with the agility and entrepreneurial spirit of a tech start-up. Our goal is to provide the best client experience. Using modern technologies centred on data and analytics, we provide customers with powerful tools that are grounded in value, transparency and simplicity to improve cash flow management efficiency. Payments lay at the heart of what we are doing in Corporate Cash Management and our mission is to build a market leading payment platform that meets our corporate client's needs. We are starting with a clean slate and one singular goal in mind: Build a highly scalable, resilient, 24x7 available cloud-based payment platform that our corporate clients can run rely on to run and grow their businesses. HOW YOU WILL FULFILL YOUR POTENTIAL As part of our global team, you will work on various technologies and components as an application developer. Your role includes specification, development, as well as the testing and roll out of new features focusing on code quality, automation, testability and security. Payment systems, due to their criticality present unique engineering challenges around resiliency, availability and scale. You will have the opportunity to contribute to the vision, understand our product roadmap and contribute to building an engineering culture within our global team. We expect the successful candidate to deliver high quality software and to be passionate about software engineering. You must have a proficient understanding of software development concepts. A good understanding of the Cloud and Container concepts is a plus. You will also be responsible to develop supportable software and liaise with our SRE (Site Reliability Engineering) team to factor in their requirements. Our flat structure requires and enables team members to evolve through the entire spectrum of the software life cycle and closely collaborate with product owners, business and operations users. We are looking for someone with lots of energy that has excellent communication skills, enjoys engineering challenges, has a passion to deliver high quality technology products and can operate in a highly fluid, rapidly changing environment. RESPONSIBILITIES AND QUALIFICATIONS Develop full stack applications with due consideration to security, design, validation and SDLC framework Collaborate with product managers, business operations, engineers to define product requirements, objectives in building customer centric products Manage multiple tasks and use sound judgment when prioritizing Must be passionate about technology and engineering Must be independent and comfortable in a fast paced, ambiguous and often multi directional work environment Exceptional analytical skills and ability to apply knowledge and experience in decision making to arrive at creative and commercial solutions Analyse existing software implementations to identify areas of improvement and provide deadline estimates for implementing new features Establish trusted partnerships with peers, product heads, and executive level stakeholders Ability to leverage technology to deliver business value B.S. or higher in Computer Science (or equivalent work experience) Minimum 2 years of relevant professional experience using a modern programming language (preferably Java) Experience in working with databases - NoSQL and/or Relational. Proficiency in development with Java, spring boot, REST APIs Proficiency with algorithms, data structures and software design Experience leveraging test driven development methodologies Comfort with Agile operating models (practical experience of Scrum/Kanban) Team oriented, strong interpersonal and communication skills Energetic, self directed, and self motivated Preferred Qualifications Experience with development and design of distributed systems Experience with Payments systems (understanding of the various payment networks) Experience in Financial Services or Fintech Experience with microservice architectures (SOA) Experience with Kafka, MongoDB, Hadoop, Cassandra Experience with SQL databases (PostgreSQL/Oracle/Sybase) Experience with AWS services - Amazon MSK/Apache kafka, ECS/kubernetes, S3 Experience with Snowflake Experience with Terraform Comfort with Agile operating models (practical experience of Scrum / Kanban) ABOUT GOLDMAN SACHS At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law. Healthcare & Medical Insurance We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short term disability, long term disability, life, accidental death, labor accident and business travel accident insurance. Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees' priorities. Health Services We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state of the art on site health centers in certain offices. Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre approved amount). Child Care & Family Care We offer on site child care centers that provide full time and emergency back up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available. Benefits at Goldman Sachs Read more about the full suite of class leading benefits our firm has to offer.
Location: Fareham, UK Salary: Up to £70,000 DOE Employment Type: Full-Time Were partnering with a fast-growing fintech-focused technology business based near Fareham thats expanding its engineering team. The company is looking for an experienced Software Developer with a strong background in commercial software development, ideally with solid experience in PHP and/or Golang, to help build and maintai click apply for full job details
Jan 08, 2026
Full time
Location: Fareham, UK Salary: Up to £70,000 DOE Employment Type: Full-Time Were partnering with a fast-growing fintech-focused technology business based near Fareham thats expanding its engineering team. The company is looking for an experienced Software Developer with a strong background in commercial software development, ideally with solid experience in PHP and/or Golang, to help build and maintai click apply for full job details
About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start: One of the UK's newest unicorns with a team of just over 600 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting About the role We're looking for an experienced, strategic, and data-driven Senior Product Manager (PM) to join our Credit Card Product team. We launched our Credit Card in the UK in 2020 and in the US in 2024. We are now working on scaling our customer base exponentially. As a member of the Product team, you will play a key role in helping us achieve our ambitious goals. The Zable credit card is a Mobile App-first product targeted at the credit builder customer segment in the UK and the US. We give customers the power to build their credit rating over time while offering them a flexible line of credit that meets their spending needs sustainably. This role will cover all aspects of credit card product management, and you will be given the freedom to define new features and manage projects end to end, including: Shaping our mobile App experience to empower customers to manage their finances Optimising how we acquire new customers for speed and efficiency Improving our underwriting capabilities to support best-in-class credit decisions Building tools which maximise efficiency for our Customer Service and Fraud teams Finding new ways to support customers who may be experiencing financial difficulty PMs at Lendable work closely with teams such as Engineering, Credit, Growth and Operations to drive their product and take the business to the next level. It's your job to break down complex tasks into bite sized deliverables and prioritise projects according to their maximum impact. While high quality delivery is a key part of this role, we encourage all our teams to look at the big picture and help Lendable grow. What we're looking for Experience in a product, analytical or commercial role within Tech, Finance or Management Consulting Bonus: Experience working in start-up/scale-up environment preferred but not required Bonus: Experience in credit cards, lending, or fintech is a plus, but not a requirement A bias for action: you move fast, get things done, and iterate quickly based on feedback Possess high attention to detail and a "sweat the small things" approach to delivering a high quality product to our customers Are data-driven: you are comfortable challenging assumptions or being challenged to ensure good decisions are supported by data. What you'll be working on Own and drive the strategy, execution, and growth of a vertical within our expanding cards business. Managing the delivery of our credit card proposition; define product roadmaps, break down complex problems into actionable steps, and prioritise ruthlessly based on impact. Champion data-driven decision-making, measuring outcomes, and iterating quickly based on learnings. Working alongside other Product Managers and an Engineering Team to define the product roadmap Testing and measuring the impact of new releases and experiments Liaising across teams (data science, Operations, developers etc.) to deliver new features and ideas Navigate a fast-paced, evolving fintech landscape, balancing innovation with compliance and risk management. Partnering with design to ensure our customers' needs are always at the heart of what we're building How you will contribute to the Product Team's objectives Autonomy; you are comfortable managing a product line Prioritising product features independently Creating new features based on discussions and requirements from the wider business Running standups and weekly planning sessions with the engineering team Being accountable for product delivery and the commercial impacts Collaborating with other business teams, allowing you to make many small decisions that impact features within the product Optimising developer time with an engineering mindset to maximise business impact Identifying bottlenecks early and working out the dependencies that may block the product development well ahead of time Problem solving; consistently breaking down complex business problems into bite sized chunks. Complex tasks don't intimidate you and you are able to break down a complex problem into parts Analysis; you have experience with numerical analysis - at least excel, ideally some SQL. We will teach you the tools (SQL), but you need to feel very comfortable with numbers. You have used data to drive real-world actions Communication and leadership skills; you can communicate clearly and succinctly, orally and in writing; you enjoy a lively discussion. You effortlessly adjust your communication to suit your audience, from business owners to engineers. You don't have a massive ego and you are happy to change your mind when presented with a good argument Collaboration; you have established close relationships with key stakeholders across data science, developers, compliance, customer service allowing you to quickly assemble cross functional teams for product delivery Working at speed; you make things happen. You are not afraid to roll up your sleeves and take responsibility for implementation and design decisions. You work at speed and enjoy a healthy dose of pressure Process management; a solid understanding of the software development life cycle and how product can support each stage Agility; not just Agile (Scrum or Kanban would be nice) but adaptability to thrive in an unstructured, fast-moving and constantly evolving high growth environment Interview process A Quick introduction call with someone from the Talent Team or Product Team A take-home exercise to complete in your own time + take-home debrief (via video) Final rounds: Cultural Interview with some wider team leads MD interview Head of Product / Group PM interview CPO Life at Lendable The opportunity to scale up one of the world's most successful fintech companies. Best-in-class compensation, including equity. You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London Check out our blog!
Jan 08, 2026
Full time
About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start: One of the UK's newest unicorns with a team of just over 600 people Among the fastest-growing tech companies in the UK Profitable since 2017 Backed by top investors including Balderton Capital and Goldman Sachs Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot) So far, we've rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers' hands in minutes instead of days. We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to Take ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quo Build the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy lifting About the role We're looking for an experienced, strategic, and data-driven Senior Product Manager (PM) to join our Credit Card Product team. We launched our Credit Card in the UK in 2020 and in the US in 2024. We are now working on scaling our customer base exponentially. As a member of the Product team, you will play a key role in helping us achieve our ambitious goals. The Zable credit card is a Mobile App-first product targeted at the credit builder customer segment in the UK and the US. We give customers the power to build their credit rating over time while offering them a flexible line of credit that meets their spending needs sustainably. This role will cover all aspects of credit card product management, and you will be given the freedom to define new features and manage projects end to end, including: Shaping our mobile App experience to empower customers to manage their finances Optimising how we acquire new customers for speed and efficiency Improving our underwriting capabilities to support best-in-class credit decisions Building tools which maximise efficiency for our Customer Service and Fraud teams Finding new ways to support customers who may be experiencing financial difficulty PMs at Lendable work closely with teams such as Engineering, Credit, Growth and Operations to drive their product and take the business to the next level. It's your job to break down complex tasks into bite sized deliverables and prioritise projects according to their maximum impact. While high quality delivery is a key part of this role, we encourage all our teams to look at the big picture and help Lendable grow. What we're looking for Experience in a product, analytical or commercial role within Tech, Finance or Management Consulting Bonus: Experience working in start-up/scale-up environment preferred but not required Bonus: Experience in credit cards, lending, or fintech is a plus, but not a requirement A bias for action: you move fast, get things done, and iterate quickly based on feedback Possess high attention to detail and a "sweat the small things" approach to delivering a high quality product to our customers Are data-driven: you are comfortable challenging assumptions or being challenged to ensure good decisions are supported by data. What you'll be working on Own and drive the strategy, execution, and growth of a vertical within our expanding cards business. Managing the delivery of our credit card proposition; define product roadmaps, break down complex problems into actionable steps, and prioritise ruthlessly based on impact. Champion data-driven decision-making, measuring outcomes, and iterating quickly based on learnings. Working alongside other Product Managers and an Engineering Team to define the product roadmap Testing and measuring the impact of new releases and experiments Liaising across teams (data science, Operations, developers etc.) to deliver new features and ideas Navigate a fast-paced, evolving fintech landscape, balancing innovation with compliance and risk management. Partnering with design to ensure our customers' needs are always at the heart of what we're building How you will contribute to the Product Team's objectives Autonomy; you are comfortable managing a product line Prioritising product features independently Creating new features based on discussions and requirements from the wider business Running standups and weekly planning sessions with the engineering team Being accountable for product delivery and the commercial impacts Collaborating with other business teams, allowing you to make many small decisions that impact features within the product Optimising developer time with an engineering mindset to maximise business impact Identifying bottlenecks early and working out the dependencies that may block the product development well ahead of time Problem solving; consistently breaking down complex business problems into bite sized chunks. Complex tasks don't intimidate you and you are able to break down a complex problem into parts Analysis; you have experience with numerical analysis - at least excel, ideally some SQL. We will teach you the tools (SQL), but you need to feel very comfortable with numbers. You have used data to drive real-world actions Communication and leadership skills; you can communicate clearly and succinctly, orally and in writing; you enjoy a lively discussion. You effortlessly adjust your communication to suit your audience, from business owners to engineers. You don't have a massive ego and you are happy to change your mind when presented with a good argument Collaboration; you have established close relationships with key stakeholders across data science, developers, compliance, customer service allowing you to quickly assemble cross functional teams for product delivery Working at speed; you make things happen. You are not afraid to roll up your sleeves and take responsibility for implementation and design decisions. You work at speed and enjoy a healthy dose of pressure Process management; a solid understanding of the software development life cycle and how product can support each stage Agility; not just Agile (Scrum or Kanban would be nice) but adaptability to thrive in an unstructured, fast-moving and constantly evolving high growth environment Interview process A Quick introduction call with someone from the Talent Team or Product Team A take-home exercise to complete in your own time + take-home debrief (via video) Final rounds: Cultural Interview with some wider team leads MD interview Head of Product / Group PM interview CPO Life at Lendable The opportunity to scale up one of the world's most successful fintech companies. Best-in-class compensation, including equity. You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London Check out our blog!
Overview At Engine by Starling, we are on a mission to find and work with leading banks all around the world who have the ambition to build rapid growth businesses, on our technology. Engine is Starling's software-as-a-service (SaaS) business, the technology that was built to power Starling Bank, and two years ago we split out as a separate business. Starling Bank has seen exceptional growth and success, and a large part of that is down to the fact that we have built our own modern technology from the ground up. This SaaS technology platform is now available to banks and financial institutions all around the world, enabling them to benefit from the innovative digital features and efficient back-office processes that have helped achieve Starling's success. As a company, everyone is expected to roll up their sleeves to help deliver great outcomes for our clients. We are an engineering led company and we're looking for someone who will be excited by the potential for Engine's technology to transform banking in different markets around the world. Hybrid Working We have a Hybrid approach to working here at Engine - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. About the Role The Engine Platform is a highly configurable core banking platform, supporting clients globally. This role is focused on development and delivery of our core Platform technical strategy, such as integrations, connections, configurations, and internal tools to facilitate the platform's growth and allow our clients to integrate with their local providers into the platform. As a Technical Platform Owner at Engine, you will collaborate closely with teams across Technology and work with our engineering and product teams to ensure that our technology platform meets the needs of our clients and partner engineers who integrate with it. You will also ensure that the platform aligns with the company's broader technical strategy, long term goals and make integrating with Engine as seamless as possible. At Engine, we spend our time building products that we're really proud of. We focus on the experience, often delivering things with real polish but sometimes making a fast strategic move. We think being good at product requires clear communication, a sense of focus, and to challenge the conventional ways of doing things. We're open-minded when it comes to hiring, we care more about skills and attitude than specific experience or qualifications. Key Responsibilities Work with platform engineering teams to develop and communicate a cohesive product roadmap that delivers high-impact outcomes that improve developer productivity and experience for our clients engineers. Gather feedback and break down problems: Actively listen to teams for pain points and feedback, gather requirements, and break down complex problems into actionable projects across teams. Drive adoption and education: Promote the platform's capabilities by creating clear documentation (with the help of our technical writers), providing training and guidance to our internal teams. Define and Measure Success: Establish and track key technical and business metrics like API latency, developer satisfaction, integration time, and platform adoption rates to ensure our strategy is impactful. Ensure security and compliance: Collaborate with security and compliance teams to embed best practices and meet all regulatory requirements. Qualifications A deep, hands-on understanding of how modern, distributed systems are built at scale. You should be able to articulate the trade-offs of different architectural decisions and speak fluently about REST APIs, webhooks, event-driven architecture, and asynchronous communication patterns. Hands-on engineering experience or a technical background. Proven experience as a product or platform owner in a highly technical domain. Ideally, you've been a part of a team that has scaled a platform from a foundational stage to a widely adopted product. The ability to simplify and provide clarity on complex, architectural problems to a wide range of stakeholders, from junior engineers to executive leadership. Experience in making evidence-based product decisions using both qualitative and quantitative data, specifically within a technical product context. A proven ability to act as a voice for the user and influence teams and stakeholders without direct authority, particularly in engineering-led environments. You should be comfortable working directly with engineers, both internally and externally. You can "speak their language" and have a strong understanding of how they would integrate into a technical platform. Experience building B2B SaaS products from the ground up. Nice to have Experience integrating with a core banking platform. Experience in the FinTech or banking industry. Experience in taking a software from an internal tool to an external, revenue-generating product. Interview process Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team: Stage 1 - 45 mins with someone from the tech team Stage 2 - 60 min with two team members Stage 3 - Final with either CTO/ Deputy CTO or Engineering Director Benefits 33 days holiday (including public holidays, which you can take when it works best for you) An extra day's holiday for your birthday Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off 16 hours paid volunteering time a year Salary sacrifice, company enhanced pension scheme Life insurance at 4x your salary & group income protection Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton Generous family-friendly policies Incentives refer a friend scheme Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing About Us You may be put off applying for a role because you don't tick every box. Forget that! While we can't accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren't sure if you're 100% there yet, get in touch anyway. We're on a mission to radically reshape banking - and that starts with our brilliant team. Whatever came before, we're proud to bring together people of all backgrounds and experiences who love working together to solve problems. Engine by Starling is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Engine by Starling are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law. When you provide us with this information, you are doing so at your own consent, with full knowledge that we will process this personal data in accordance with our Privacy Notice. By submitting your application, you agree that Engine by Starling and Starling Bank will collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we will process, where we will process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.
Jan 06, 2026
Full time
Overview At Engine by Starling, we are on a mission to find and work with leading banks all around the world who have the ambition to build rapid growth businesses, on our technology. Engine is Starling's software-as-a-service (SaaS) business, the technology that was built to power Starling Bank, and two years ago we split out as a separate business. Starling Bank has seen exceptional growth and success, and a large part of that is down to the fact that we have built our own modern technology from the ground up. This SaaS technology platform is now available to banks and financial institutions all around the world, enabling them to benefit from the innovative digital features and efficient back-office processes that have helped achieve Starling's success. As a company, everyone is expected to roll up their sleeves to help deliver great outcomes for our clients. We are an engineering led company and we're looking for someone who will be excited by the potential for Engine's technology to transform banking in different markets around the world. Hybrid Working We have a Hybrid approach to working here at Engine - our preference is that you're located within a commutable distance of one of our offices so that we're able to interact and collaborate in person. About the Role The Engine Platform is a highly configurable core banking platform, supporting clients globally. This role is focused on development and delivery of our core Platform technical strategy, such as integrations, connections, configurations, and internal tools to facilitate the platform's growth and allow our clients to integrate with their local providers into the platform. As a Technical Platform Owner at Engine, you will collaborate closely with teams across Technology and work with our engineering and product teams to ensure that our technology platform meets the needs of our clients and partner engineers who integrate with it. You will also ensure that the platform aligns with the company's broader technical strategy, long term goals and make integrating with Engine as seamless as possible. At Engine, we spend our time building products that we're really proud of. We focus on the experience, often delivering things with real polish but sometimes making a fast strategic move. We think being good at product requires clear communication, a sense of focus, and to challenge the conventional ways of doing things. We're open-minded when it comes to hiring, we care more about skills and attitude than specific experience or qualifications. Key Responsibilities Work with platform engineering teams to develop and communicate a cohesive product roadmap that delivers high-impact outcomes that improve developer productivity and experience for our clients engineers. Gather feedback and break down problems: Actively listen to teams for pain points and feedback, gather requirements, and break down complex problems into actionable projects across teams. Drive adoption and education: Promote the platform's capabilities by creating clear documentation (with the help of our technical writers), providing training and guidance to our internal teams. Define and Measure Success: Establish and track key technical and business metrics like API latency, developer satisfaction, integration time, and platform adoption rates to ensure our strategy is impactful. Ensure security and compliance: Collaborate with security and compliance teams to embed best practices and meet all regulatory requirements. Qualifications A deep, hands-on understanding of how modern, distributed systems are built at scale. You should be able to articulate the trade-offs of different architectural decisions and speak fluently about REST APIs, webhooks, event-driven architecture, and asynchronous communication patterns. Hands-on engineering experience or a technical background. Proven experience as a product or platform owner in a highly technical domain. Ideally, you've been a part of a team that has scaled a platform from a foundational stage to a widely adopted product. The ability to simplify and provide clarity on complex, architectural problems to a wide range of stakeholders, from junior engineers to executive leadership. Experience in making evidence-based product decisions using both qualitative and quantitative data, specifically within a technical product context. A proven ability to act as a voice for the user and influence teams and stakeholders without direct authority, particularly in engineering-led environments. You should be comfortable working directly with engineers, both internally and externally. You can "speak their language" and have a strong understanding of how they would integrate into a technical platform. Experience building B2B SaaS products from the ground up. Nice to have Experience integrating with a core banking platform. Experience in the FinTech or banking industry. Experience in taking a software from an internal tool to an external, revenue-generating product. Interview process Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team: Stage 1 - 45 mins with someone from the tech team Stage 2 - 60 min with two team members Stage 3 - Final with either CTO/ Deputy CTO or Engineering Director Benefits 33 days holiday (including public holidays, which you can take when it works best for you) An extra day's holiday for your birthday Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off 16 hours paid volunteering time a year Salary sacrifice, company enhanced pension scheme Life insurance at 4x your salary & group income protection Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton Generous family-friendly policies Incentives refer a friend scheme Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing About Us You may be put off applying for a role because you don't tick every box. Forget that! While we can't accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren't sure if you're 100% there yet, get in touch anyway. We're on a mission to radically reshape banking - and that starts with our brilliant team. Whatever came before, we're proud to bring together people of all backgrounds and experiences who love working together to solve problems. Engine by Starling is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Engine by Starling are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law. When you provide us with this information, you are doing so at your own consent, with full knowledge that we will process this personal data in accordance with our Privacy Notice. By submitting your application, you agree that Engine by Starling and Starling Bank will collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we will process, where we will process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.
Oscar Associates (UK) Limited
Liverpool, Merseyside
Mid-Level Software Engineer - Liverpool (Hybrid - 2 days in office) - £40,000 - £50,000 My client is a fast-growing FinTech business based in Liverpool, building secure, high-volume payment and financial data platforms used by thousands of UK customers every day. They're scaling their engineering team and are looking for a Software Engineer who enjoys solving real problems and influencing technica click apply for full job details
Jan 06, 2026
Full time
Mid-Level Software Engineer - Liverpool (Hybrid - 2 days in office) - £40,000 - £50,000 My client is a fast-growing FinTech business based in Liverpool, building secure, high-volume payment and financial data platforms used by thousands of UK customers every day. They're scaling their engineering team and are looking for a Software Engineer who enjoys solving real problems and influencing technica click apply for full job details
Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.
Jan 02, 2026
Full time
Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.
Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.
Jan 01, 2026
Full time
Front end developer - New Ventures Hybrid in London, United Kingdom We're looking for a Front End developer to join the New Ventures team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The New Ventures team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure The role As a front end engineer in the New Ventures retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links: iwoca benefits & policies Interview welcome pack.
The banking industry has been revolutionised by digital challenger banks and a vast FinTech landscape. Digital Banking Solutions is a Deloitte Technology & Transformation team who adopts a technology focused approach in delivering business benefit to our clients. Our banking clients engage us to solve their most complex problems, help shape technology strategies and most importantly, to deliver those strategies through modern technology solutions. As part of this team, you'll work alongside a team of Banking specialists from across retail & commercial banking, where you will take an active role in shaping and architecting transformational solutions for our clients. You'll be working with likeminded Subject-Matter Experts and be a pivotal part of our growing solution architecture capability. Our clients range from the largest, most important Banks and Financial Institutions from across the UK, Europe, and the Middle East, to the modern digital challenger banks and the FinTech companies that help them grow. With our global alliances with key technology partners, you will help us strive to deliver modern, innovation and cutting-edge technology to our clients. Limited Financial Services experience? Solution Architecture in modern digital technologies is our primary and most desired skillset. Financial Services industry knowledge is desired but not mandatory. However please note that this role will be within banking and you will learn the required industry knowledge and be working on banking clients. Connect to your career at Deloitte Deloitte drives progress. Using our vast range of expertise, we help our clients' become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more. What brings us all together at Deloitte?It'show we approach the thousands of decisions we make everyday. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, whereverwe arein the world, welead the way,serve with integrity, take care of each other ,fosterinclusion, andcollaborate for measurable impact. These five shared values lead every decision wemake and action we take, guiding us to deliver impact how and where it mattersmost . Connect to your opportunity As a Senior Manager, your subject matter and expected outputs can vary significantly from client to client. Each client role you take will be different and be at different stages of the delivery lifecycle. This diversity of role provides new and interesting opportunities, but also requires you to have the latitude to adapt. Depending on the client role, you will be expected to: Support clients in creating and assessing their technology strategies and roadmaps, ensuring they are investing in the right technology and delivering in the right order. Support delivery programmes by creating modern and cutting-edge Solution Architectures and Technical Designs for the scope of work, working with Product Owners, Business Analysts, Development teams and Programme Managers. You will continuously learn, improve, and adapt to the nature of the client and programme. Expanding into new subject matters where required (e.g. Retail Banking, Payments, Commercial Banking, etc.). Perform a tech lead role, supporting the client throughout the project/programme lifecycle across discovery, requirements gathering, solution design and build, end-to-end testing, process definition and change and go-live. Providing technical design governance, solution quality assurance and design reviews to keep complex technology programmes on track against industry good practice and standards. Outside of client engagements you will be an important member of a growing Solution Architecture practice within Digital Banking. You will also be involved in: Providing thought leadership and continuous capability development to the firm, ensuring we are setting the standard for our clients to follow and we are at the cutting edge of the latest technology developments that apply to the Banking industry. Strengthening our architecture capability through coaching and mentoring junior team members to help them grow to their full potential and become the architects of the future. Building effective client relationships with peer-level stakeholders across all business and technical domains including IT, Operations and Risk. Building and maintaining the business relationships with our technology partners (e.g. AWS, GCP, etc.), ensuring we remain up to date with all their latest innovations. Contribute to business development work, bringing entrepreneurial mindset, leading the development of our key propositions to market through pre-sales, bid preparation and client presentations. Lead the definition and implementation of Deloitte accelerators and standards and promoting adherence to these standards within internal and external programmes and projects. Participate fully within Deloitte to assist the growth of the digital banking practice and the Industry Solutions division including supporting the firm's commitment to creating a more diverse and inclusive culture. Connect to your skills and professional experience These attributes will help you work with your teams to drive change and real impact in the banking industry, demonstrating your excellent communication and presentation skills: You enjoy challenging yourself with new problems and bring a technical mindset and skillset to reaching into the detail of complex problems to identify and deliver technical solutions. We will consider applicants with non-banking backgrounds if their profile in Solution Architecture and related technology matches this job specification and they have a strong desire to work in the Banking industry. We are recruiting candidates with the following experience: Proven Digital and Solution Architecture experience working with modern digital solutions, cloud platforms, modern integration (e.g. latest API practices) and architecture patterns including MicroServices. A working knowledge of platform, infrastructure, and data architecture (including cyber security and networking patterns). Demonstrated technology delivery experienced including a thorough understanding of all stages of the delivery lifecycle (discovery, design, delivery, transition), gained through a leading bank, consulting firm, fintech or leading firm outside of Financial Services. Demonstrated experience in defining architecture principles and solution designs that adhere to these principles, common architecture patterns and practices. Appreciation of emerging technology and trends in banking. Exceptional communication and client management skills. Been part of digital transformation project lifecycles in defining end to end solution designs and delivering innovative solutions, including integration of emerging technology solutions. Deep Experience in leading teams of architects and / or technologists, and initiatives within a wider complex digital transformation programme. You will have experience in delivering through various ways of working, including waterfall and various agile methodologies. Analysing and defining solution options and brokering buy-in, consensus and decision making from technical and business stakeholders. Experience as a technology lead who can work closely with developers, testers and other agile roles to help shape delivery. The Desirables: Certification or demonstrated knowledge of one of the major Cloud Service Providers - Google Cloud Platform (GCP), Amazon Web Services (AWS) or Microsoft Azure Platform. Proven adaptability and ability to shift focus and work with varied subject matters and work across different projects and project types. Experience of banking products, processes, and technology, in at least one (preferably multiple) of: Corporate and Transactional banking Retail banking Credit Cards Payments Digital (e.g. online banking, mobile app) and Non-Digital (e.g. contact centre) Banking Channels Banking Regulation (e.g. PSRs, PSD2, Open Banking, MiFIR/MiFID, GDPR, Sanctions and Anti-Money Laundering Act). Knowledge of the typical end-to-end banking architecture, key systems and key challenges from both regulation and latest innovations and competition from challenger banks. Good understanding of key banking business processes across the value chain or at least in one domain. Experience in assessing banking IT landscapes, business drivers and understanding impact of emerging technologies to define target and transition state architectures. A background in software engineering or experience with hands-on technology development and delivery. Preferably you will also have: Industry certifications such as BCS, SCRUM, SAFe, PMP among others. Enterprise or solution architecture certification (e.g. TOGAF, Zachman or equivalent). Connect to your business - Technology and Transformation Distinctive thinking, deep expertise, innovation and collaborative working. That's what connects us. That's what makes us Deloitte. If you want to help solve some of the biggest tech and transformational challenges around, join us. Together, we'll make an impact that matters. Engineering, AI and Data . click apply for full job details
Jan 01, 2026
Full time
The banking industry has been revolutionised by digital challenger banks and a vast FinTech landscape. Digital Banking Solutions is a Deloitte Technology & Transformation team who adopts a technology focused approach in delivering business benefit to our clients. Our banking clients engage us to solve their most complex problems, help shape technology strategies and most importantly, to deliver those strategies through modern technology solutions. As part of this team, you'll work alongside a team of Banking specialists from across retail & commercial banking, where you will take an active role in shaping and architecting transformational solutions for our clients. You'll be working with likeminded Subject-Matter Experts and be a pivotal part of our growing solution architecture capability. Our clients range from the largest, most important Banks and Financial Institutions from across the UK, Europe, and the Middle East, to the modern digital challenger banks and the FinTech companies that help them grow. With our global alliances with key technology partners, you will help us strive to deliver modern, innovation and cutting-edge technology to our clients. Limited Financial Services experience? Solution Architecture in modern digital technologies is our primary and most desired skillset. Financial Services industry knowledge is desired but not mandatory. However please note that this role will be within banking and you will learn the required industry knowledge and be working on banking clients. Connect to your career at Deloitte Deloitte drives progress. Using our vast range of expertise, we help our clients' become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more. What brings us all together at Deloitte?It'show we approach the thousands of decisions we make everyday. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, whereverwe arein the world, welead the way,serve with integrity, take care of each other ,fosterinclusion, andcollaborate for measurable impact. These five shared values lead every decision wemake and action we take, guiding us to deliver impact how and where it mattersmost . Connect to your opportunity As a Senior Manager, your subject matter and expected outputs can vary significantly from client to client. Each client role you take will be different and be at different stages of the delivery lifecycle. This diversity of role provides new and interesting opportunities, but also requires you to have the latitude to adapt. Depending on the client role, you will be expected to: Support clients in creating and assessing their technology strategies and roadmaps, ensuring they are investing in the right technology and delivering in the right order. Support delivery programmes by creating modern and cutting-edge Solution Architectures and Technical Designs for the scope of work, working with Product Owners, Business Analysts, Development teams and Programme Managers. You will continuously learn, improve, and adapt to the nature of the client and programme. Expanding into new subject matters where required (e.g. Retail Banking, Payments, Commercial Banking, etc.). Perform a tech lead role, supporting the client throughout the project/programme lifecycle across discovery, requirements gathering, solution design and build, end-to-end testing, process definition and change and go-live. Providing technical design governance, solution quality assurance and design reviews to keep complex technology programmes on track against industry good practice and standards. Outside of client engagements you will be an important member of a growing Solution Architecture practice within Digital Banking. You will also be involved in: Providing thought leadership and continuous capability development to the firm, ensuring we are setting the standard for our clients to follow and we are at the cutting edge of the latest technology developments that apply to the Banking industry. Strengthening our architecture capability through coaching and mentoring junior team members to help them grow to their full potential and become the architects of the future. Building effective client relationships with peer-level stakeholders across all business and technical domains including IT, Operations and Risk. Building and maintaining the business relationships with our technology partners (e.g. AWS, GCP, etc.), ensuring we remain up to date with all their latest innovations. Contribute to business development work, bringing entrepreneurial mindset, leading the development of our key propositions to market through pre-sales, bid preparation and client presentations. Lead the definition and implementation of Deloitte accelerators and standards and promoting adherence to these standards within internal and external programmes and projects. Participate fully within Deloitte to assist the growth of the digital banking practice and the Industry Solutions division including supporting the firm's commitment to creating a more diverse and inclusive culture. Connect to your skills and professional experience These attributes will help you work with your teams to drive change and real impact in the banking industry, demonstrating your excellent communication and presentation skills: You enjoy challenging yourself with new problems and bring a technical mindset and skillset to reaching into the detail of complex problems to identify and deliver technical solutions. We will consider applicants with non-banking backgrounds if their profile in Solution Architecture and related technology matches this job specification and they have a strong desire to work in the Banking industry. We are recruiting candidates with the following experience: Proven Digital and Solution Architecture experience working with modern digital solutions, cloud platforms, modern integration (e.g. latest API practices) and architecture patterns including MicroServices. A working knowledge of platform, infrastructure, and data architecture (including cyber security and networking patterns). Demonstrated technology delivery experienced including a thorough understanding of all stages of the delivery lifecycle (discovery, design, delivery, transition), gained through a leading bank, consulting firm, fintech or leading firm outside of Financial Services. Demonstrated experience in defining architecture principles and solution designs that adhere to these principles, common architecture patterns and practices. Appreciation of emerging technology and trends in banking. Exceptional communication and client management skills. Been part of digital transformation project lifecycles in defining end to end solution designs and delivering innovative solutions, including integration of emerging technology solutions. Deep Experience in leading teams of architects and / or technologists, and initiatives within a wider complex digital transformation programme. You will have experience in delivering through various ways of working, including waterfall and various agile methodologies. Analysing and defining solution options and brokering buy-in, consensus and decision making from technical and business stakeholders. Experience as a technology lead who can work closely with developers, testers and other agile roles to help shape delivery. The Desirables: Certification or demonstrated knowledge of one of the major Cloud Service Providers - Google Cloud Platform (GCP), Amazon Web Services (AWS) or Microsoft Azure Platform. Proven adaptability and ability to shift focus and work with varied subject matters and work across different projects and project types. Experience of banking products, processes, and technology, in at least one (preferably multiple) of: Corporate and Transactional banking Retail banking Credit Cards Payments Digital (e.g. online banking, mobile app) and Non-Digital (e.g. contact centre) Banking Channels Banking Regulation (e.g. PSRs, PSD2, Open Banking, MiFIR/MiFID, GDPR, Sanctions and Anti-Money Laundering Act). Knowledge of the typical end-to-end banking architecture, key systems and key challenges from both regulation and latest innovations and competition from challenger banks. Good understanding of key banking business processes across the value chain or at least in one domain. Experience in assessing banking IT landscapes, business drivers and understanding impact of emerging technologies to define target and transition state architectures. A background in software engineering or experience with hands-on technology development and delivery. Preferably you will also have: Industry certifications such as BCS, SCRUM, SAFe, PMP among others. Enterprise or solution architecture certification (e.g. TOGAF, Zachman or equivalent). Connect to your business - Technology and Transformation Distinctive thinking, deep expertise, innovation and collaborative working. That's what connects us. That's what makes us Deloitte. If you want to help solve some of the biggest tech and transformational challenges around, join us. Together, we'll make an impact that matters. Engineering, AI and Data . click apply for full job details
Full stack developer - Credit Compass Hybrid in London, United Kingdom We're looking for a full stack developer to join the Credit Compass team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The Credit Compass team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure. The role As a full stack engineer in the Credit Compass retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one-off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code in Python/Django and TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus: Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links iwoca benefits & policies Interview welcome pack
Jan 01, 2026
Full time
Full stack developer - Credit Compass Hybrid in London, United Kingdom We're looking for a full stack developer to join the Credit Compass team We're looking for a frontend-focused Full Stack Engineer to design and build the intuitive, high-performing experiences and services that power Credit Compass, helping small businesses understand, monitor and improve their credit health. The company Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics - they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses. Our impact speaks for itself: we've provided billions in funding to more than 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve. We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether a business is managing cash flow or seizing unexpected opportunities, we ensure they get the funds they need - often within minutes. The team The Credit Compass team is responsible for helping small businesses understand, monitor, and improve their credit health by turning complex financial data into clear, actionable insights. The team owns the product end-to-end, from integrating data sources and shaping scoring logic through to designing the dashboards, journeys, and nudges that keep customers coming back. It is a cross-functional team of front-end and back-end engineers, product, design, and analytics, working closely together to run experiments, ship iteratively, and collaborate with other iwoca teams to share data and infrastructure. The role As a full stack engineer in the Credit Compass retention squad, you'll help turn complex financial data into clear, trustworthy experiences that small business owners want to come back to every month. You'll work across the stack with a particular focus on our dashboards and journeys, shaping how customers monitor their business health, understand their credit position, and decide what to do next. Impact on customers Build and ship user-facing features on our roadmap - such as Monitoring, Cashflow Analysis and Spend Benchmarking - that make Credit Compass a habit, not a one-off tool. Turn raw Open Banking, credit bureau and internal data into clear, accurate visualisations, explanations and nudges that help customers take confident next steps and stay engaged with iwoca. Ownership and delivery Own features end-to-end: from scoping and technical design through to implementation, rollout, and iteration based on what we learn. Maintain and improve the core systems behind Credit Compass, ensuring dashboards, scores and data integrations stay fast, reliable and easy to extend as the product and Retention team grow. Monitor and debug production issues, quickly identifying and fixing problems to protect user trust and product performance. Collaboration and experimentation Partner closely with Product, Design and Data to shape solutions that balance impact, effort and scalability, using experiments and metrics to guide decisions about customer retention. Contribute to squad rituals - from planning and estimation to retros - sharing context, surfacing risks and helping the team adapt as priorities evolve (for example, moving from core retention work into early monetisation experiments). Craft and tooling Write clean, well-tested code in Python/Django and TypeScript/React, and take part in code reviews to keep quality high across the codebase. Improve internal tools and CRM integrations that help us respond to user behaviour more quickly and reduce manual work for the wider team. The requirements Significant experience as a software engineer working across the stack, with strong front-end skills in React/TypeScript. Experience building and maintaining back-end services in Python, ideally with Django, including designing and consuming API endpoints. Confidence working with data-rich products - for example, querying relational databases and integrating third party APIs. Strong communication skills, with the ability to translate business and customer needs into clear, effective technical solutions. A product mindset: you care about outcomes over outputs, are comfortable working with experiments and metrics, and enjoy collaborating closely with Product, Design and Data. Bonus: Experience building dashboards, analytics tools, or other products that help users understand and act on data. Familiarity with integrating complex external services (e.g. Open Banking, credit bureaus). A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience. The salary We expect to pay from £60,000-£80,000 for this role. But, we're open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews. The culture At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value thought and skill diversity, and encourage you to explore new areas of interest to help us innovate and improve our products and services. The offices We put a lot of effort into making iwoca a great place to work: Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks. Events and clubs, like bingo, comedy nights, football, etc. The benefits Flexible working hours. Medical insurance from Vitality, including discounted gym membership. A private GP service (separate from Vitality) for you, your partner, and your dependents. 25 days' holiday per year, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave. A one-month, fully paid sabbatical after four years. Instant access to external counselling and therapy sessions for team members that need emotional or mental health support. 3% Pension contributions on total earnings. An employee equity incentive scheme. Generous parental leave and a nursery tax benefit scheme to help you save money. Electric car scheme and cycle to work scheme. Two company retreats a year: we've been to France, Italy, Spain, and further afield. And to make sure we all keep learning, we offer: A learning and development budget for everyone. Company-wide talks with internal and external speakers. Access to learning platforms like Treehouse Useful links iwoca benefits & policies Interview welcome pack
Join Tether and Shape the Future of Digital Finance At Tether, we're not just building products, we're pioneering a global financial revolution. Our cutting-edge solutions empower businesses-from exchanges and wallets to payment processors and ATMs-to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction. Innovate with Tether Tether Finance: Our innovative product suite features the world's most trusted stablecoin, USDT, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services. But that's just the beginning: Tether Power: Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities. Tether Data: Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like KEET, our flagship app that redefines secure and private data sharing. Tether Education: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity. Tether Evolution: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways. Why Join Us? Our team is a global talent powerhouse, working remotely from every corner of the world. If you're passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We've grown fast, stayed lean, and secured our place as a leader in the industry. If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you. Are you ready to be part of the future? About the job The role involves working in a dynamic environment with a diverse team of senior backend developers, product managers and leadership to build mobile versions of our AI solutions. The applications are meant to be high performance, light-weight and highly intuitive to cater to a variety of audiences. You will be working on developing cutting edge mobile applications integrating crypto wallets and defi features. Responsibilities Design and build advanced and secure cross platform applications for the iOS/Android platform using React Native. Collaborate with UI/UX designers to ensure applications are visually appealing and intuitive. Work closely with backend developers and integrate Javascript SDKs, libraries, and backend services into mobile applications. Collaborate with product managers, designers, and other developers to deliver innovative solutions. Mandatory 3+ years of experience with React, React-Native (mainly around Expo), Redux and the core principles surrounding these. Highly proficient in JavaScript and ES6+. Experience with CI/CD pipelines for mobile development. Familiar with modern front-end pipelines and tools. Experienced with Native modules (C++), WebSockets, RESTful based APIs. Experience in Swift/Objective-C (iOS) or Kotlin/Java (Android) for low level implementation. Important information for candidates Apply only through our official channels. We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: Verify the recruiter's identity. All our recruiters have verified LinkedIn profiles. If you're unsure, you can confirm their identity by checking their profile or contacting us through our website. Be cautious of unusual communication methods. We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms. Double-check email addresses. All communication from us will come from emails ending We will never request payment or financial details. If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately. When in doubt, feel free to reach out through our official website.
Jan 01, 2026
Full time
Join Tether and Shape the Future of Digital Finance At Tether, we're not just building products, we're pioneering a global financial revolution. Our cutting-edge solutions empower businesses-from exchanges and wallets to payment processors and ATMs-to seamlessly integrate reserve-backed tokens across blockchains. By harnessing the power of blockchain technology, Tether enables you to store, send, and receive digital tokens instantly, securely, and globally, all at a fraction of the cost. Transparency is the bedrock of everything we do, ensuring trust in every transaction. Innovate with Tether Tether Finance: Our innovative product suite features the world's most trusted stablecoin, USDT, relied upon by hundreds of millions worldwide, alongside pioneering digital asset tokenization services. But that's just the beginning: Tether Power: Driving sustainable growth, our energy solutions optimize excess power for Bitcoin mining using eco-friendly practices in state-of-the-art, geo-diverse facilities. Tether Data: Fueling breakthroughs in AI and peer-to-peer technology, we reduce infrastructure costs and enhance global communications with cutting-edge solutions like KEET, our flagship app that redefines secure and private data sharing. Tether Education: Democratizing access to top-tier digital learning, we empower individuals to thrive in the digital and gig economies, driving global growth and opportunity. Tether Evolution: At the intersection of technology and human potential, we are pushing the boundaries of what is possible, crafting a future where innovation and human capabilities merge in powerful, unprecedented ways. Why Join Us? Our team is a global talent powerhouse, working remotely from every corner of the world. If you're passionate about making a mark in the fintech space, this is your opportunity to collaborate with some of the brightest minds, pushing boundaries and setting new standards. We've grown fast, stayed lean, and secured our place as a leader in the industry. If you have excellent English communication skills and are ready to contribute to the most innovative platform on the planet, Tether is the place for you. Are you ready to be part of the future? About the job The role involves working in a dynamic environment with a diverse team of senior backend developers, product managers and leadership to build mobile versions of our AI solutions. The applications are meant to be high performance, light-weight and highly intuitive to cater to a variety of audiences. You will be working on developing cutting edge mobile applications integrating crypto wallets and defi features. Responsibilities Design and build advanced and secure cross platform applications for the iOS/Android platform using React Native. Collaborate with UI/UX designers to ensure applications are visually appealing and intuitive. Work closely with backend developers and integrate Javascript SDKs, libraries, and backend services into mobile applications. Collaborate with product managers, designers, and other developers to deliver innovative solutions. Mandatory 3+ years of experience with React, React-Native (mainly around Expo), Redux and the core principles surrounding these. Highly proficient in JavaScript and ES6+. Experience with CI/CD pipelines for mobile development. Familiar with modern front-end pipelines and tools. Experienced with Native modules (C++), WebSockets, RESTful based APIs. Experience in Swift/Objective-C (iOS) or Kotlin/Java (Android) for low level implementation. Important information for candidates Apply only through our official channels. We do not use third-party platforms or agencies for recruitment unless clearly stated. All open roles are listed on our official careers page: Verify the recruiter's identity. All our recruiters have verified LinkedIn profiles. If you're unsure, you can confirm their identity by checking their profile or contacting us through our website. Be cautious of unusual communication methods. We do not conduct interviews over WhatsApp, Telegram, or SMS. All communication is done through official company emails and platforms. Double-check email addresses. All communication from us will come from emails ending We will never request payment or financial details. If someone asks for personal financial information or payment at any point during the hiring process, it is a scam. Please report it immediately. When in doubt, feel free to reach out through our official website.
As a Lead Backend Engineer at Enigmatic Smile, you'll be responsible for guiding the technical direction of our backend services, mentoring engineers, and delivering high-quality, scalable, secure software that supports millions of global customers. You'll work closely with engineering managers, product teams, and cross-functional stakeholders to architect robust systems, lead complex initiatives, and elevate engineering standards across the organisation. Security is a core requirement for Enigmatic Smile, so adherence to PCI and ISO policies is a must for all engineering roles. What do we do? Enigmatic Smile is a fintech scale up. We're a distributed team with headquarters in Glasgow, Scotland. Our customers are worldwide, and each region has its own requirements that we support through our platform. We're a visionary company enabling customers, retailers, rewards publishers and banks around the world to improve customer experiences. Who are we looking for? You're someone who brings leadership, ownership, and strong technical judgment to everything you build. You're proactive, collaborative, and confident making architectural decisions that impact multiple teams. You're comfortable mentoring developers, managing priorities, and championing engineering best practices. Our way of working We're a distributed team; the primary engineering locations are the UK and Portugal. Our wider team spans multiple continents. Day to day work is mostly in European time zones (GMT 2). Our working language is English. This role is primarily remote, with occasional travel/office visits. Objectives of this role Lead the delivery of high-quality backend software that is scalable, performant, and secure Drive architectural design discussions across multiple systems and teams Line management and mentorship of backend engineers through code reviews, pairing, and coaching Shape engineering standards, processes, and best practices Work with other senior engineers and product teams to ensure solutions are robust, maintainable, and compliant with PCI/ISO requirements Support the QA team and contribute to automated testing strategies Contribute to planning and participate in project management ceremonies Collaborate with cross functional teams to deliver business critical features end to end Responsibilities Architect and build backend services and APIs powering our global fintech platform Own complex technical projects from design through to deployment Improve system stability, reliability, and observability across services Troubleshoot and resolve complex production issues Advocate for performance optimisation, scalability and security improvements Ensure adherence to internal engineering policies, coding standards, and compliance frameworks Work closely with DevOps engineers to enhance CI/CD pipelines and production infrastructure Contribute to long term technical strategy and system roadmaps Provide leadership within the backend engineering group, helping shape culture and engineering excellence Requirements Extensive experience in backend engineering with PHP as a primary language (Laravel or similar frameworks) Strong knowledge of modern development tooling, testing methodologies, and CI/CD pipelines Strong understanding of distributed systems, microservices, caching, queues, and high throughput API design Experience with Docker, Git/GitHub workflows, and modern cloud environments Strong database experience (MySQL, PostgreSQL, MongoDB or Document based DBs) Excellent problem solving skills and the ability to debug complex issues across systems Ability to prioritise, communicate clearly, and lead delivery in a fast moving environment Understanding of secure development practices, PCI DSS, and ISO standards (beneficial) Experience with Phalcon framework Experience or strong interest in Go or Rust Experience with message brokers (Kafka, RabbitMQ, SNS/SQS, etc.) Experience with high scale, event driven architectures Experience with performance profiling and optimisation Experience mentoring or managing other developers As a scaling company, our benefits are evolving. As a minimum, you can expect: Flexible working hours and ability to work abroad Professional development and certification support. 28 days holiday + local bank holidays
Jan 01, 2026
Full time
As a Lead Backend Engineer at Enigmatic Smile, you'll be responsible for guiding the technical direction of our backend services, mentoring engineers, and delivering high-quality, scalable, secure software that supports millions of global customers. You'll work closely with engineering managers, product teams, and cross-functional stakeholders to architect robust systems, lead complex initiatives, and elevate engineering standards across the organisation. Security is a core requirement for Enigmatic Smile, so adherence to PCI and ISO policies is a must for all engineering roles. What do we do? Enigmatic Smile is a fintech scale up. We're a distributed team with headquarters in Glasgow, Scotland. Our customers are worldwide, and each region has its own requirements that we support through our platform. We're a visionary company enabling customers, retailers, rewards publishers and banks around the world to improve customer experiences. Who are we looking for? You're someone who brings leadership, ownership, and strong technical judgment to everything you build. You're proactive, collaborative, and confident making architectural decisions that impact multiple teams. You're comfortable mentoring developers, managing priorities, and championing engineering best practices. Our way of working We're a distributed team; the primary engineering locations are the UK and Portugal. Our wider team spans multiple continents. Day to day work is mostly in European time zones (GMT 2). Our working language is English. This role is primarily remote, with occasional travel/office visits. Objectives of this role Lead the delivery of high-quality backend software that is scalable, performant, and secure Drive architectural design discussions across multiple systems and teams Line management and mentorship of backend engineers through code reviews, pairing, and coaching Shape engineering standards, processes, and best practices Work with other senior engineers and product teams to ensure solutions are robust, maintainable, and compliant with PCI/ISO requirements Support the QA team and contribute to automated testing strategies Contribute to planning and participate in project management ceremonies Collaborate with cross functional teams to deliver business critical features end to end Responsibilities Architect and build backend services and APIs powering our global fintech platform Own complex technical projects from design through to deployment Improve system stability, reliability, and observability across services Troubleshoot and resolve complex production issues Advocate for performance optimisation, scalability and security improvements Ensure adherence to internal engineering policies, coding standards, and compliance frameworks Work closely with DevOps engineers to enhance CI/CD pipelines and production infrastructure Contribute to long term technical strategy and system roadmaps Provide leadership within the backend engineering group, helping shape culture and engineering excellence Requirements Extensive experience in backend engineering with PHP as a primary language (Laravel or similar frameworks) Strong knowledge of modern development tooling, testing methodologies, and CI/CD pipelines Strong understanding of distributed systems, microservices, caching, queues, and high throughput API design Experience with Docker, Git/GitHub workflows, and modern cloud environments Strong database experience (MySQL, PostgreSQL, MongoDB or Document based DBs) Excellent problem solving skills and the ability to debug complex issues across systems Ability to prioritise, communicate clearly, and lead delivery in a fast moving environment Understanding of secure development practices, PCI DSS, and ISO standards (beneficial) Experience with Phalcon framework Experience or strong interest in Go or Rust Experience with message brokers (Kafka, RabbitMQ, SNS/SQS, etc.) Experience with high scale, event driven architectures Experience with performance profiling and optimisation Experience mentoring or managing other developers As a scaling company, our benefits are evolving. As a minimum, you can expect: Flexible working hours and ability to work abroad Professional development and certification support. 28 days holiday + local bank holidays
A leading FinTech company is seeking a Graduate Software Developer as part of its Leadership Development Program in Woking. This role involves developing innovative products for top global clients, including Tier 1 banks. Successful candidates will have a degree in Computer Science or related fields, programming experience, and a strong interest in finance or technology. The program includes three unique rotations to enhance skills and understanding of the product lifecycle. Applications open on 17 November 2025 and close on 25 January 2026.
Jan 01, 2026
Full time
A leading FinTech company is seeking a Graduate Software Developer as part of its Leadership Development Program in Woking. This role involves developing innovative products for top global clients, including Tier 1 banks. Successful candidates will have a degree in Computer Science or related fields, programming experience, and a strong interest in finance or technology. The program includes three unique rotations to enhance skills and understanding of the product lifecycle. Applications open on 17 November 2025 and close on 25 January 2026.
At Engine by Starling, we are on a mission to find and work with leading banks all around the world who have the ambition to build rapid growth businesses, on our technology. Engine is Starling's software-as-a-service (SaaS) business, the technology that was built to power Starling Bank, and a year ago we split out as a separate business. Starling has seen exceptional growth and success, and a large part of that is down to the fact that we have built our own modern technology from the ground up. The Engine technology platform is now available to banks and financial institutions all around the world, enabling them to benefit from the innovative digital features, and efficient back-office processes that has helped achieve Starling's success. Our technologists are at the very heart of Engine and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together! The way to thrive and shine within Engine is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, and discovering to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness. Hybrid Working We have a Hybrid approach to working here at Engine - our preference is that you're located within a commutable distance of our offices so that we're able to interact and collaborate in person. About Engineering at Engine by Starling - We're looking for Engineers who can lead and inspire teams, collaborating to spearhead the development of the Engine platform for clients all over the world. Engine by Starling engineers are excited about helping us deliver new features, regardless of what their primary tech stack may be. Hear more from the team in some case studies, below, and our work with Women in Tech. Running a Backend Team Day in the Life of a Software Engineer As a Staff Engineer you will: Coach, mentor, and grow a high-performing team, ensuring their well-being as they work on high-impact solutions that bring value to Engine and our customers. Have the opportunity to lead multiple complex projects from inception through to run Get hands-on when needed, using your strong system design skills to help the team make smart architectural decisions and unblock complex challenges. Take ownership of technical challenges critical to the success of the business Identify where existing tooling, applications, or processes can be enhanced and deliver innovative change Collaborate with clients, solution architects, product owners, and other engineers to help meet the client goals Obtain a wide and varied understanding of how banks operate around the world Shape the future capabilities of Engine, including our approach, tooling, automation and architecture. Lead by example in your contributions to the codebase, setting a high bar for others to aim for Champion a healthy engineering culture built on continuous improvement, technical excellence, and a focus on the customer. As an Engineer you will: Contribute to our award winning platform and internal tooling Build new features and products from scratch in a configurable way Share your knowledge with those around you, contributing to our learning culture Own your projects, working in small teams across the bank to collaboratively deliver Aim for greatness in everything you do, staying curious and inquisitive Be part of a scaling team and organisation as we change banking for good Requirements We're open-minded when it comes to hiring and we care more about aptitude and attitude than specific experience or qualifications. We are very open about how we deliver software. For the most part we code in Java, but you need not be an expert when you join us! We believe in clean coding, simple solutions, automated testing and continuous deployment. If you care enough to find elegant solutions to difficult technical problems, we'd love to hear from you. We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis. As a Staff Engineer you will bring the below experience or knowledge: Proven experience leading and mentoring high-performing engineering teams. Delivering change to critical systems in a distributed environment Be a highly proficient developer, maintaining a high standard for technical and coding excellence in the collective, through your own work Good understanding of DevOps practices Delivering complex outcomes across multiple domains and teams Working cross-functionally with technologists from other specialties, and non-technical stakeholders across the business Coaching and mentoring members of a team to upskill and develop them in their career Leading the technical delivery on large scale projects to successful completion The main part of our Backend Tech Stack is listed below, we don't ask that you have experience in all of this, but if you do, that's great! Java, which makes up the majority of our backend codebase AWS & GCP - we're cloud-native Microservice based architecture Kubernetes (EKS) TeamCity for CI / CD (with multiple production releases per day) Terraform and Grafana Our Interview process Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team: Initial interview with a Staff or Principal Engineer - 45 minutes Take home technical test to be discussed in the next interview Technical & Leadership interview with some Engineers - 1.5 hours Final interview with our CTO / deputy CTO / Engineering Director / Principal Engineer 45 minutes Benefits 33 days holiday (including public holidays, which you can take when it works best for you) An extra day's holiday for your birthday Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off 16 hours paid volunteering time a year Salary sacrifice, company enhanced pension scheme Life insurance at 4x your salary & group income protection Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, MrMrs Smith and Peloton Generous family-friendly policies Incentives refer a friend scheme Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing About Us You may be put off applying for a role because you don't tick every box. Forget that! While we can't accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren't sure if you're 100% there yet, get in touch anyway. We're on a mission to radically reshape banking - and that starts with our brilliant team. Whatever came before, we're proud to bring together people of all backgrounds and experiences who love working together to solve problems. Engine by Starling is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Engine by Starling are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law. When you provide us with this information, you are doing so at your own consent, with full knowledge that we will process this personal data in accordance with our Privacy Notice. By submitting your application, you agree that Engine by Starling and Starling Bank will collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we will process, where we will process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.
Jan 01, 2026
Full time
At Engine by Starling, we are on a mission to find and work with leading banks all around the world who have the ambition to build rapid growth businesses, on our technology. Engine is Starling's software-as-a-service (SaaS) business, the technology that was built to power Starling Bank, and a year ago we split out as a separate business. Starling has seen exceptional growth and success, and a large part of that is down to the fact that we have built our own modern technology from the ground up. The Engine technology platform is now available to banks and financial institutions all around the world, enabling them to benefit from the innovative digital features, and efficient back-office processes that has helped achieve Starling's success. Our technologists are at the very heart of Engine and enjoy working in a fast-paced environment that is all about building things, creating new stuff, and disruptive technology that keeps us on the cutting edge of fintech. We operate a flat structure to empower you to make decisions regardless of what your primary responsibilities may be, innovation and collaboration will be at the core of everything you do. Help is never far away in our open culture, you will find support in your team and from across the business, we are in this together! The way to thrive and shine within Engine is to be a self-driven individual and be able to take full ownership of everything around you: From building things, designing, and discovering to sharing knowledge with your colleagues and making sure all processes are efficient and productive to deliver the best possible results for our customers. Our purpose is underpinned by five values: Listen, Keep It Simple, Do The Right Thing, Own It, and Aim For Greatness. Hybrid Working We have a Hybrid approach to working here at Engine - our preference is that you're located within a commutable distance of our offices so that we're able to interact and collaborate in person. About Engineering at Engine by Starling - We're looking for Engineers who can lead and inspire teams, collaborating to spearhead the development of the Engine platform for clients all over the world. Engine by Starling engineers are excited about helping us deliver new features, regardless of what their primary tech stack may be. Hear more from the team in some case studies, below, and our work with Women in Tech. Running a Backend Team Day in the Life of a Software Engineer As a Staff Engineer you will: Coach, mentor, and grow a high-performing team, ensuring their well-being as they work on high-impact solutions that bring value to Engine and our customers. Have the opportunity to lead multiple complex projects from inception through to run Get hands-on when needed, using your strong system design skills to help the team make smart architectural decisions and unblock complex challenges. Take ownership of technical challenges critical to the success of the business Identify where existing tooling, applications, or processes can be enhanced and deliver innovative change Collaborate with clients, solution architects, product owners, and other engineers to help meet the client goals Obtain a wide and varied understanding of how banks operate around the world Shape the future capabilities of Engine, including our approach, tooling, automation and architecture. Lead by example in your contributions to the codebase, setting a high bar for others to aim for Champion a healthy engineering culture built on continuous improvement, technical excellence, and a focus on the customer. As an Engineer you will: Contribute to our award winning platform and internal tooling Build new features and products from scratch in a configurable way Share your knowledge with those around you, contributing to our learning culture Own your projects, working in small teams across the bank to collaboratively deliver Aim for greatness in everything you do, staying curious and inquisitive Be part of a scaling team and organisation as we change banking for good Requirements We're open-minded when it comes to hiring and we care more about aptitude and attitude than specific experience or qualifications. We are very open about how we deliver software. For the most part we code in Java, but you need not be an expert when you join us! We believe in clean coding, simple solutions, automated testing and continuous deployment. If you care enough to find elegant solutions to difficult technical problems, we'd love to hear from you. We have built our entire banking platform in house and mostly in Java. We are looking for people who want to work on building the tooling that is used by our engineers on a daily basis. As a Staff Engineer you will bring the below experience or knowledge: Proven experience leading and mentoring high-performing engineering teams. Delivering change to critical systems in a distributed environment Be a highly proficient developer, maintaining a high standard for technical and coding excellence in the collective, through your own work Good understanding of DevOps practices Delivering complex outcomes across multiple domains and teams Working cross-functionally with technologists from other specialties, and non-technical stakeholders across the business Coaching and mentoring members of a team to upskill and develop them in their career Leading the technical delivery on large scale projects to successful completion The main part of our Backend Tech Stack is listed below, we don't ask that you have experience in all of this, but if you do, that's great! Java, which makes up the majority of our backend codebase AWS & GCP - we're cloud-native Microservice based architecture Kubernetes (EKS) TeamCity for CI / CD (with multiple production releases per day) Terraform and Grafana Our Interview process Interviewing is a two way process and we want you to have the time and opportunity to get to know us, as much as we are getting to know you! Our interviews are conversational and we want to get the best from you, so come with questions and be curious. In general you can expect the below, following a chat with one of our Talent Team: Initial interview with a Staff or Principal Engineer - 45 minutes Take home technical test to be discussed in the next interview Technical & Leadership interview with some Engineers - 1.5 hours Final interview with our CTO / deputy CTO / Engineering Director / Principal Engineer 45 minutes Benefits 33 days holiday (including public holidays, which you can take when it works best for you) An extra day's holiday for your birthday Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off 16 hours paid volunteering time a year Salary sacrifice, company enhanced pension scheme Life insurance at 4x your salary & group income protection Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, MrMrs Smith and Peloton Generous family-friendly policies Incentives refer a friend scheme Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks Access to initiatives like Cycle to Work, Salary Sacrificed Gym partnerships and Electric Vehicle (EV) leasing About Us You may be put off applying for a role because you don't tick every box. Forget that! While we can't accommodate every flexible working request, we're always open to discussion. So, if you're excited about working with us, but aren't sure if you're 100% there yet, get in touch anyway. We're on a mission to radically reshape banking - and that starts with our brilliant team. Whatever came before, we're proud to bring together people of all backgrounds and experiences who love working together to solve problems. Engine by Starling is an equal opportunity employer, and we're proud of our ongoing efforts to foster diversity & inclusion in the workplace. Individuals seeking employment at Engine by Starling are considered without regard to race, religion, national origin, age, sex, gender, gender identity, gender expression, sexual orientation, marital status, medical condition, ancestry, physical or mental disability, military or veteran status, or any other characteristic protected by applicable law. When you provide us with this information, you are doing so at your own consent, with full knowledge that we will process this personal data in accordance with our Privacy Notice. By submitting your application, you agree that Engine by Starling and Starling Bank will collect your personal data for recruiting and related purposes. Our Privacy Notice explains what personal information we will process, where we will process your personal information, its purposes for processing your personal information, and the rights you can exercise over our use of your personal information.
About Griffin Hi, we're Griffin! We're the bank for companies who want to build and launch financial products. Our context We're rapidly heading towards a future where most of us access financial services through technology companies rather than high street banks. All sorts of companies are now embedding financial products into their apps and user journeys so that their customers can seamlessly make payments, manage expenses, take out loans, save, invest, and do more. The problem is that companies are still dependent on legacy banking infrastructure if they want to offer regulated financial products. They need to either partner directly with an incumbent bank and/or stitch together middleware from various Banking as a Service (BaaS) providers. This process is slow, expensive, and complex and makes it very hard for companies to get new financial products off the ground. At Griffin, we want to change this. Our purpose We want to make it easy for companies to bring finance to their customers at the point of greatest relevance. So, we built a bank. But not just any bank! Griffin is a technology platform and a bank: fully regulated, API-first, developer-centric, and purpose-built to serve innovative fintechs and brands who want to build and embed financial products. Learn more about what we do. Our culture Our culture is our most important asset, and one of the ways we safeguard it is by being extremely intentional about hiring the right people. We won't hire people who don't seem like a strong fit for our core values, even if they're otherwise extremely qualified. We also believe that smart, motivated, conscientious people thrive in high-trust, high-autonomy environments. That's why we're transparent by default, and we encourage open discussion and challenge across all levels of the organisation. We're also remote-first, asynchronous, and fully flexible - because you're the expert on how and when you do your best work. Learn more about our culture. The Craft Function We have six Product Engineering teams within Craft: Banking, Infrastructure, Onboarding FinCrime, Payments, Platform, and Tooling. Each team is cross-functional, with the Product, Design, and Engineering skills required to discover, shape, architect, build, test, and run end-to-end features. Rather than "move fast and break things", we aim to move thoughtfully and to make few mistakes. We are an output-driven environment that operates with extreme autonomy; people are free to keep their own hours and we don't micro-manage each other. Our backend stack is Clojure, FoundationDB, Bazel, Kubernetes, and AWS Our frontend stack is CLJS, Reframe, Reagent, React, Stitches, Storybook, and Playroom What will you be doing here? As a backend engineer you'll be responsible for building out one of our core product pillars, which handle core banking, compliance, accounts, and transactions. As a Bank with an integrated BaaS platform, we're building for scale-our infrastructure has to scale to tens of thousands of requests per second, with all systems fully correct and available. We also have fully-functional integrations with a half-dozen different payment rails such as Faster Payments, Direct Debit, CHAPS, and various card networks. Who are you? The ideal candidate for this job will have most of the following: Ideally at least 2 years professional experience. Some professional functional programming experience. Either a very strong distributed systems background or a healthy amount of full-stack exposure (i.e. experience integrating front and backends directly). Experience collaborating with Product Managers and UX/UI Designers to build products that solve customer needs. Nice to haves Experience with the other parts of our stack (Bazel, FoundationDB). Relevant domain experience in payments or core banking systems. Experience working with small teams, ideally in fast-paced start-up environments. What can we offer you? We are an early stage startup and we're working hard to expand our benefits package. We're planning to add to this list in the future. 25 days off a year + winter break (we close in between Christmas and New Year) + bank holidays Remote-first flexibility - work from anywhere in the UK WFA - Everyone gets up to 20 'work from abroad' days a year Support with home office setup Share options - so you own a piece of what we're building 1:1 coaching and therapy through Oliva Auto-enrolment into company pension scheme with Penfold Enhanced parental leave with up to 6 months at full pay Private medical insurance and life insurance (provided by Vitality and AIG respectively) As a bank, we're committed to maintaining the highest standards of security. This means that the successful candidate will need to complete background screening, and our offer will be conditional upon satisfactory review of these checks. This would include verification of right to work, criminal record, credit history, social media and professional reference checks. How long will the process take? We aim to move as fast as possible, but it normally takes us about 2-3 weeks to get to know to each other. Step 1: An initial phone call with our Talent Team for us to tell you more about Griffin and learn about your recent experience. Step 2: Deep dive into your professional experience, software engineering craftsmanship, collaboration skills, and mindset, with one of our engineering leaders. Step 3: Take home task looking at your writing and coding in Clojure. Step 4: Discussion around deep technical topics with peers, system design skills, and knowledge of APIs. Step 5: Griffin culture interview with Grifflings outside of the Engineering Guild, and an opportunity to meet one of our founders. How do I apply? Are we your next move? Apply via the link below, if there's a match our Talent team will reach out to schedule an initial conversation and talk you through what happens next. We're remote-first We have a small London office in Moorgate, but we are comfortable hiring people to work from anywhere in the UK. About a third of the company is based within occasional commuting distance of London, the rest are full-time remote. Under representation Our goal is for Griffin to proportionally represent the diversity of the working population in society. We're working to ensure that Griffin is a supportive, empowering and inclusive environment for every member of our team - whatever your combination of race, ethnicity, gender, age, sexual orientation, physical ability, nationality, neurodiversity, and religious beliefs. If you're part of a group that is under-represented in fintech, we'd love to hear from you. Griffin Bank Ltd request that recruitment agencies do not speculatively submit CVs to any employee or associate of our company unless explicitly asked to do so by a member of our Talent team. Any CVs sent to any member of our team on a speculative basis will not be recognised and we will not accept liability for any fee or commission should we subsequently employ a candidate who applied to us directly or was introduced by an instructed agency that may also have been submitted speculatively by an uninstructed agency.
Jan 01, 2026
Full time
About Griffin Hi, we're Griffin! We're the bank for companies who want to build and launch financial products. Our context We're rapidly heading towards a future where most of us access financial services through technology companies rather than high street banks. All sorts of companies are now embedding financial products into their apps and user journeys so that their customers can seamlessly make payments, manage expenses, take out loans, save, invest, and do more. The problem is that companies are still dependent on legacy banking infrastructure if they want to offer regulated financial products. They need to either partner directly with an incumbent bank and/or stitch together middleware from various Banking as a Service (BaaS) providers. This process is slow, expensive, and complex and makes it very hard for companies to get new financial products off the ground. At Griffin, we want to change this. Our purpose We want to make it easy for companies to bring finance to their customers at the point of greatest relevance. So, we built a bank. But not just any bank! Griffin is a technology platform and a bank: fully regulated, API-first, developer-centric, and purpose-built to serve innovative fintechs and brands who want to build and embed financial products. Learn more about what we do. Our culture Our culture is our most important asset, and one of the ways we safeguard it is by being extremely intentional about hiring the right people. We won't hire people who don't seem like a strong fit for our core values, even if they're otherwise extremely qualified. We also believe that smart, motivated, conscientious people thrive in high-trust, high-autonomy environments. That's why we're transparent by default, and we encourage open discussion and challenge across all levels of the organisation. We're also remote-first, asynchronous, and fully flexible - because you're the expert on how and when you do your best work. Learn more about our culture. The Craft Function We have six Product Engineering teams within Craft: Banking, Infrastructure, Onboarding FinCrime, Payments, Platform, and Tooling. Each team is cross-functional, with the Product, Design, and Engineering skills required to discover, shape, architect, build, test, and run end-to-end features. Rather than "move fast and break things", we aim to move thoughtfully and to make few mistakes. We are an output-driven environment that operates with extreme autonomy; people are free to keep their own hours and we don't micro-manage each other. Our backend stack is Clojure, FoundationDB, Bazel, Kubernetes, and AWS Our frontend stack is CLJS, Reframe, Reagent, React, Stitches, Storybook, and Playroom What will you be doing here? As a backend engineer you'll be responsible for building out one of our core product pillars, which handle core banking, compliance, accounts, and transactions. As a Bank with an integrated BaaS platform, we're building for scale-our infrastructure has to scale to tens of thousands of requests per second, with all systems fully correct and available. We also have fully-functional integrations with a half-dozen different payment rails such as Faster Payments, Direct Debit, CHAPS, and various card networks. Who are you? The ideal candidate for this job will have most of the following: Ideally at least 2 years professional experience. Some professional functional programming experience. Either a very strong distributed systems background or a healthy amount of full-stack exposure (i.e. experience integrating front and backends directly). Experience collaborating with Product Managers and UX/UI Designers to build products that solve customer needs. Nice to haves Experience with the other parts of our stack (Bazel, FoundationDB). Relevant domain experience in payments or core banking systems. Experience working with small teams, ideally in fast-paced start-up environments. What can we offer you? We are an early stage startup and we're working hard to expand our benefits package. We're planning to add to this list in the future. 25 days off a year + winter break (we close in between Christmas and New Year) + bank holidays Remote-first flexibility - work from anywhere in the UK WFA - Everyone gets up to 20 'work from abroad' days a year Support with home office setup Share options - so you own a piece of what we're building 1:1 coaching and therapy through Oliva Auto-enrolment into company pension scheme with Penfold Enhanced parental leave with up to 6 months at full pay Private medical insurance and life insurance (provided by Vitality and AIG respectively) As a bank, we're committed to maintaining the highest standards of security. This means that the successful candidate will need to complete background screening, and our offer will be conditional upon satisfactory review of these checks. This would include verification of right to work, criminal record, credit history, social media and professional reference checks. How long will the process take? We aim to move as fast as possible, but it normally takes us about 2-3 weeks to get to know to each other. Step 1: An initial phone call with our Talent Team for us to tell you more about Griffin and learn about your recent experience. Step 2: Deep dive into your professional experience, software engineering craftsmanship, collaboration skills, and mindset, with one of our engineering leaders. Step 3: Take home task looking at your writing and coding in Clojure. Step 4: Discussion around deep technical topics with peers, system design skills, and knowledge of APIs. Step 5: Griffin culture interview with Grifflings outside of the Engineering Guild, and an opportunity to meet one of our founders. How do I apply? Are we your next move? Apply via the link below, if there's a match our Talent team will reach out to schedule an initial conversation and talk you through what happens next. We're remote-first We have a small London office in Moorgate, but we are comfortable hiring people to work from anywhere in the UK. About a third of the company is based within occasional commuting distance of London, the rest are full-time remote. Under representation Our goal is for Griffin to proportionally represent the diversity of the working population in society. We're working to ensure that Griffin is a supportive, empowering and inclusive environment for every member of our team - whatever your combination of race, ethnicity, gender, age, sexual orientation, physical ability, nationality, neurodiversity, and religious beliefs. If you're part of a group that is under-represented in fintech, we'd love to hear from you. Griffin Bank Ltd request that recruitment agencies do not speculatively submit CVs to any employee or associate of our company unless explicitly asked to do so by a member of our Talent team. Any CVs sent to any member of our team on a speculative basis will not be recognised and we will not accept liability for any fee or commission should we subsequently employ a candidate who applied to us directly or was introduced by an instructed agency that may also have been submitted speculatively by an uninstructed agency.
