Job Description Lead the end-to-end Financial Crime Operations function across regulated entities, ensuring operational excellence and regulatory alignment. Drive strategic planning, capacity modeling, and workflow optimization across Transaction Monitoring, Screening, KYC/Client Onboarding, and Live Monitoring functions. Act as the ultimate escalation authority for financial crime matters and complex investigations. Partner with 2nd Line teams including Money Laundering Reporting Officers (MLROs) and , Financial Crime Policy on escalations, alignment and exception approvals. Build and scale operational programs in alignment with growth, new product launches, and geographic expansion. Ensure high-quality, timely execution of alerts, reviews, escalations, and investigations. Oversee processes related to: Transaction Monitoring (AML and fraud) Sanctions and PEP/Adverse Media Screening KYC/Client and Banking Partner Onboarding and periodic reviews Real-time/live monitoring of transactions Client and bank partner inquiry responses Drive continuous improvement through automation, tooling enhancements, and workflow efficiency. Collaborate with various stakeholders (e.g. Risk, Legal, Regulatory Compliance, Product, and Engineering) to ensure operational readiness for regulatory changes. Partner with Compliance Technology Operations (CTO) and Model Risk Management (MRM) team for addressing necessary MRM related matters. Support regulatory exams, audits, and inquiries with strong documentation and operational insight. Partner with banking partners and external stakeholders to maintain trust, transparency, and timely communication. Lead, mentor, and develop large, diverse, multi-location teams across multiple functions. Build leadership depth, mentor managers and senior managers, foster high-performance culture. Foster a culture of high performance, accountability, and continuous learning. This is a hybrid position. Expectationofdays intheoffice will be confirmed by your Hiring Manager. Qualifications Required Qualifications 15+ years of experience in Financial Crime (AML/CTF, sanctions, fraud, KYC, screening) within regulated financial services environments. Significant experience in the payments industry, covering operational processes and risk management across digital payments, money movement, or PSP/e-money institutions. Extensive experience managing large, multi-layered teams, ideally within global or regional operational environments. Deep understanding of EU/UK and global regulatory frameworks (e.g., BSA, AMLD, PSD2, sanctions regimes, FIU obligations). Proven success implementing operational scaling, process optimization, and data-driven workflow management. Strong stakeholder management and influencing skills, with experience of engaging regulators and banking partners. Excellent communication, leadership, and decision-making capabilities. Preferred Qualifications Experience in high-growth fintech or digital payments platforms. Expertise in automation and compliance technology, including case management systems, alerting tools, and operational automation. Advanced degree or professional certifications (e.g., CAMS, CFCS, ICA). Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Jan 09, 2026
Full time
Job Description Lead the end-to-end Financial Crime Operations function across regulated entities, ensuring operational excellence and regulatory alignment. Drive strategic planning, capacity modeling, and workflow optimization across Transaction Monitoring, Screening, KYC/Client Onboarding, and Live Monitoring functions. Act as the ultimate escalation authority for financial crime matters and complex investigations. Partner with 2nd Line teams including Money Laundering Reporting Officers (MLROs) and , Financial Crime Policy on escalations, alignment and exception approvals. Build and scale operational programs in alignment with growth, new product launches, and geographic expansion. Ensure high-quality, timely execution of alerts, reviews, escalations, and investigations. Oversee processes related to: Transaction Monitoring (AML and fraud) Sanctions and PEP/Adverse Media Screening KYC/Client and Banking Partner Onboarding and periodic reviews Real-time/live monitoring of transactions Client and bank partner inquiry responses Drive continuous improvement through automation, tooling enhancements, and workflow efficiency. Collaborate with various stakeholders (e.g. Risk, Legal, Regulatory Compliance, Product, and Engineering) to ensure operational readiness for regulatory changes. Partner with Compliance Technology Operations (CTO) and Model Risk Management (MRM) team for addressing necessary MRM related matters. Support regulatory exams, audits, and inquiries with strong documentation and operational insight. Partner with banking partners and external stakeholders to maintain trust, transparency, and timely communication. Lead, mentor, and develop large, diverse, multi-location teams across multiple functions. Build leadership depth, mentor managers and senior managers, foster high-performance culture. Foster a culture of high performance, accountability, and continuous learning. This is a hybrid position. Expectationofdays intheoffice will be confirmed by your Hiring Manager. Qualifications Required Qualifications 15+ years of experience in Financial Crime (AML/CTF, sanctions, fraud, KYC, screening) within regulated financial services environments. Significant experience in the payments industry, covering operational processes and risk management across digital payments, money movement, or PSP/e-money institutions. Extensive experience managing large, multi-layered teams, ideally within global or regional operational environments. Deep understanding of EU/UK and global regulatory frameworks (e.g., BSA, AMLD, PSD2, sanctions regimes, FIU obligations). Proven success implementing operational scaling, process optimization, and data-driven workflow management. Strong stakeholder management and influencing skills, with experience of engaging regulators and banking partners. Excellent communication, leadership, and decision-making capabilities. Preferred Qualifications Experience in high-growth fintech or digital payments platforms. Expertise in automation and compliance technology, including case management systems, alerting tools, and operational automation. Advanced degree or professional certifications (e.g., CAMS, CFCS, ICA). Additional Information Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Senior Analyst, Financial Crime Investigation page is loaded Senior Analyst, Financial Crime Investigation Apply locations London time type Full time posted on Posted 5 Days Ago job requisition id R7668 Company Description We're - you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen. is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why. With 19 offices spanning six continents, we feel at home everywhere - but London is our HQ. Wherever our people work their magic, they're fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn't just another job; it's a career-defining opportunity to build the future of fintech. Job Description We're looking for a senior investigator to play a pivotal role within our global Financial Crime Intelligence Unit (FCIU). As a center of intelligence, threat analysis, and investigative excellence, this role is key to proactively identifying, investigating, and mitigating complex financial crime threats for You will conduct complex, deep-dive investigations across multiple financial crime risk domains, support our MLROs with critical risk insights, and deliver actionable intelligence to key internal stakeholders and, as required, external agencies. This role is ideal for a detail-oriented analyst with strong AML expertise who thrives on turning complexity into clarity and is eager to contribute to a world-class financial crime intelligence capability. How You'll Make An Impact Lead and manage complex, high-priority investigations into sophisticated financial crime activities, ensuring thorough and timely resolution. Serve as a key partner to the MLROs, providing critical insights and comprehensive investigative reports to support SAR/STR decisions and responses to regulatory inquiries. Contribute to a proactive threat analysis capability to identify emerging financial crime typologies and vulnerabilities, utilising data-driven techniques and open-source intelligence (OSINT). Produce high-impact intelligence reports and strategic briefings for the MLRO, translating complex findings into clear, actionable recommendations. Collaborate with data analytics and product teams to refine detection rules, improve risk models, and enhance monitoring systems based on investigative outcomes and intelligence findings. Develop and maintain a deep understanding of evolving financial crime typologies, actor tactics, and geopolitical risks relevant to the payments industry. Mentor junior financial crime intelligence analysts, fostering their professional growth and ensuring high-quality output and operational excellence. Support engagements with law enforcement and coordinate responses to external requests as needed. About You Minimum 4+ years of experience in a financial crime investigations role within a regulated financial institution, with experience in FinTech or a payments company preferred. Proven experience in conducting and managing complex financial crime investigations (e.g., L3, major cases) with a demonstrable track record of successful outcomes. Strong understanding of financial crime typologies (e.g., money laundering, terrorist financing, sanctions evasion), AML/CFT regulations, and regulatory expectations concerning investigations, risk modelling, and MI across relevant jurisdictions. Hands-on experience with SAR drafting and decisioning in high-risk, multi-jurisdictional environments. Excellent analytical, problem-solving, and critical thinking skills, with the ability to translate complex data and investigative findings into clear, actionable insights for diverse audiences. Strong stakeholder management and communication skills, with a proven ability to collaborate effectively with technical and non-technical teams, as well as influence decision-making. Proficiency in BI tools (e.g., Tableau, Power BI, Looker, SQL) to support data-led investigations and risk analytics. A proactive, strategic thinker with a strong sense of accountability, a solutions-focused approach, and the ability to manage multiple priorities in a fast-paced, dynamic environment. A Bachelor's or Master's degree or equivalent practical experience is required. Your field of study, whether in social sciences, humanities, law, or technology, should demonstrate strong analytical, research, and critical thinking skills. Bring all of you to work We create the conditions for high performers to thrive - through real ownership, fewer blockers, and work that makes a difference from day one. Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity - and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here. It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it's like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us. For a closer look at daily life at , follow us on LinkedIn and Instagram Similar Jobs (1) Manager, Financial Crime Intelligence Unit locations London time type Full time posted on Posted 5 Days Ago
Jan 08, 2026
Full time
Senior Analyst, Financial Crime Investigation page is loaded Senior Analyst, Financial Crime Investigation Apply locations London time type Full time posted on Posted 5 Days Ago job requisition id R7668 Company Description We're - you might not know our name, but companies like eBay, ASOS, Klarna, Uber Eats, and Sony do. That moment when you check out online? We make it happen. is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why. With 19 offices spanning six continents, we feel at home everywhere - but London is our HQ. Wherever our people work their magic, they're fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn't just another job; it's a career-defining opportunity to build the future of fintech. Job Description We're looking for a senior investigator to play a pivotal role within our global Financial Crime Intelligence Unit (FCIU). As a center of intelligence, threat analysis, and investigative excellence, this role is key to proactively identifying, investigating, and mitigating complex financial crime threats for You will conduct complex, deep-dive investigations across multiple financial crime risk domains, support our MLROs with critical risk insights, and deliver actionable intelligence to key internal stakeholders and, as required, external agencies. This role is ideal for a detail-oriented analyst with strong AML expertise who thrives on turning complexity into clarity and is eager to contribute to a world-class financial crime intelligence capability. How You'll Make An Impact Lead and manage complex, high-priority investigations into sophisticated financial crime activities, ensuring thorough and timely resolution. Serve as a key partner to the MLROs, providing critical insights and comprehensive investigative reports to support SAR/STR decisions and responses to regulatory inquiries. Contribute to a proactive threat analysis capability to identify emerging financial crime typologies and vulnerabilities, utilising data-driven techniques and open-source intelligence (OSINT). Produce high-impact intelligence reports and strategic briefings for the MLRO, translating complex findings into clear, actionable recommendations. Collaborate with data analytics and product teams to refine detection rules, improve risk models, and enhance monitoring systems based on investigative outcomes and intelligence findings. Develop and maintain a deep understanding of evolving financial crime typologies, actor tactics, and geopolitical risks relevant to the payments industry. Mentor junior financial crime intelligence analysts, fostering their professional growth and ensuring high-quality output and operational excellence. Support engagements with law enforcement and coordinate responses to external requests as needed. About You Minimum 4+ years of experience in a financial crime investigations role within a regulated financial institution, with experience in FinTech or a payments company preferred. Proven experience in conducting and managing complex financial crime investigations (e.g., L3, major cases) with a demonstrable track record of successful outcomes. Strong understanding of financial crime typologies (e.g., money laundering, terrorist financing, sanctions evasion), AML/CFT regulations, and regulatory expectations concerning investigations, risk modelling, and MI across relevant jurisdictions. Hands-on experience with SAR drafting and decisioning in high-risk, multi-jurisdictional environments. Excellent analytical, problem-solving, and critical thinking skills, with the ability to translate complex data and investigative findings into clear, actionable insights for diverse audiences. Strong stakeholder management and communication skills, with a proven ability to collaborate effectively with technical and non-technical teams, as well as influence decision-making. Proficiency in BI tools (e.g., Tableau, Power BI, Looker, SQL) to support data-led investigations and risk analytics. A proactive, strategic thinker with a strong sense of accountability, a solutions-focused approach, and the ability to manage multiple priorities in a fast-paced, dynamic environment. A Bachelor's or Master's degree or equivalent practical experience is required. Your field of study, whether in social sciences, humanities, law, or technology, should demonstrate strong analytical, research, and critical thinking skills. Bring all of you to work We create the conditions for high performers to thrive - through real ownership, fewer blockers, and work that makes a difference from day one. Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity - and where your growth is in your hands. We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here. It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. Life at We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection. Curious about what it's like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us. For a closer look at daily life at , follow us on LinkedIn and Instagram Similar Jobs (1) Manager, Financial Crime Intelligence Unit locations London time type Full time posted on Posted 5 Days Ago
WHO WE ARE At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide. Our Ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like. Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays. ABOUT THE ROLE We are seeking a highly experienced and strategic leader to join our executive team as the Head of Risk and Compliance/ Chief Risk and Compliance Officer UK. This individual will also be nominated as the Money Laundering Reporting Officer (MLRO) (holding PSD Individual nominations for these roles). This role is responsible for designing, implementing, and overseeing all aspects of the company's Risk, Compliance, and Anti-Financial Crime frameworks. You will be the primary point of contact for the FCA, NCA, and other regulatory bodies, ensuring the firm not only meets but exceeds its regulatory obligations. As the head of the second line of defence, you will provide critical oversight for our subsidiary's operations, working closely with their Head of Compliance to ensure group-wide alignment. The successful candidate may also be required to serve as a statutory director and a member of the Board of Directors. What you'll do Your responsibilities will be broad, encompassing all Risk, Compliance, and Anti-Money Laundering policies for the company. Governance, Strategy & Leadership Serve as a key advisor to the Board, CEO, and Senior Management on all risk and compliance matters. Play a crucial role in developing and maintaining the firm's Risk Appetite Statement, ensuring risk strategy aligns with the overall business strategy. Ensure that accurate, timely, and relevant risk and compliance information is provided to the Board, Senior Management, and regulators. Take full ownership of all Risk, Compliance, and AML/CTF policies, ensuring they are fit for purpose, regularly reviewed, and effectively embedded. Liaise with the Third Line of Defence (Internal Audit) to ensure controls are effective and remedial actions are tracked to completion. Risk Management Oversee the implementation and continuous improvement of the company's Risk Management Framework. Ensure all material risks (operational, financial, regulatory, etc.) are identified, assessed, controlled, and mitigated. Conduct comprehensive Risk Assessments of the entity's operations, including business, products, customers, and outsourcing relationships. Ensure adherence to the Risk Strategy & Appetite Framework, including continuous monitoring and reporting. Compliance Develop, implement, and maintain an effective, UK-wide compliance framework, policies, and controls. Oversee the monitoring of compliance with all relevant regulatory obligations (e.g., PSRs, Open Banking regulations), including proactive surveillance to identify potential breaches. Advise the business on payment regulatory questions related to product development, merchant agreements, end-user terms, and partner relationships. Ensure and uphold data confidentiality, integrity, and availability, acting as the owner for reporting any data privacy incidents to relevant authorities. Provide oversight of the client fund safeguarding and reconciliation functions. Act as the final point of escalation to evaluate and decide on actions for all reported cases. Financial Crime & MLRO Act as the nominated Money Laundering Reporting Officer (MLRO) and Nominated Officer, holding personal responsibility for the firm's anti-financial crime framework. Serve as the primary contact for the National Crime Agency (NCA), Financial Intelligence Units (FIUs), and law enforcement, managing all external SAR submissions. Establish, maintain, and oversee an effective anti-money laundering and counter terrorist financing (AML/CTF) framework. Own the firm's general AML Risk Assessment, customer risk assessment methodologies, and transaction monitoring models. Provide final sign off and review of all higher risk customer relationships. Own and develop efficient KYC and underwriting processes to prevent the firm from being used for illicit transactions, including sanctions screening. Regulatory & UK Oversight Act as the primary contact person for the FCA and other authorities, maintaining a proactive and transparent relationship. Manage all risk and compliance related regulatory reporting, ensuring timely and accurate submissions. UK Oversight: While the subsidiary has its own MLRO and Head of Compliance, you will be responsible for the parent company's oversight of the subsidiary's risk and compliance functions. This includes: Ensuring strategic alignment of risk frameworks and policies across the group. Reviewing group level risks and controls, providing strategic guidance and support to the subsidiary's leadership. Who you are Experience: A minimum of 6-10 years of relevant experience in risk and compliance roles within an FCA-regulated payments or e money institution. Nominated Officer Experience: A minimum of 3-5 years of demonstrable experience as a nominated MLRO and/or Head of Compliance. Regulatory Knowledge: Expert level understanding of the UK regulatory landscape, including the Payment Services Regulations (PSRs), FCA Handbook, Proceeds of a Crime Act, Money Laundering Regulations, JMLSG guidance, and Open Banking. Financial Crime Expertise: Deep and practical expertise in KYC, transaction monitoring, sanctions, SAR reporting, and managing investigations. Leadership: Proven experience in a senior leadership role with the ability to influence C suite executives, board members, and regulators. Regulatory Relations: Demonstrable experience as the primary point of contact with the FCA and NCA. Previous experience as a statutory director or board member would be advantageous. Experience managing compliance in a complex group structure (parent/subsidiary) would be highly beneficial. Holding a relevant professional qualification (e.g., ICA Diploma, ACAMS) would be an asset. A legal background or qualification would be preferable. Strategic Thinker: Ability to see the bigger picture and align risk management with business goals. Unquestionable Integrity: A strong ethical compass and the courage to make difficult decisions. Excellent Communicator: Ability to distill complex regulatory concepts into clear, concise advice for stakeholders at all levels. Resilient & Pragmatic: A hands on, problem solving attitude with the ability to thrive in a fast paced scale up environment. Our Fantastic Benefits (varies by location) 20 to 30 days of holiday to support a healthy work life balance Monthly team outing allowance to enjoy social events with your colleagues Parental leave top up additional support for new parents On site perks to make your workday smoother Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best PLUS additional benefits designed to enhance your work life experience! Shape Your Role and Make an Impact Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We're looking for dedicated and highly motivated individuals who thrive in a fast paced environment and enjoy collaborating across different areas of the organisation. If your skills and experience align with this role, we'd love to hear from you! Apply now and submit your CV in English.
Jan 08, 2026
Full time
WHO WE ARE At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide. Our Ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like. Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays. ABOUT THE ROLE We are seeking a highly experienced and strategic leader to join our executive team as the Head of Risk and Compliance/ Chief Risk and Compliance Officer UK. This individual will also be nominated as the Money Laundering Reporting Officer (MLRO) (holding PSD Individual nominations for these roles). This role is responsible for designing, implementing, and overseeing all aspects of the company's Risk, Compliance, and Anti-Financial Crime frameworks. You will be the primary point of contact for the FCA, NCA, and other regulatory bodies, ensuring the firm not only meets but exceeds its regulatory obligations. As the head of the second line of defence, you will provide critical oversight for our subsidiary's operations, working closely with their Head of Compliance to ensure group-wide alignment. The successful candidate may also be required to serve as a statutory director and a member of the Board of Directors. What you'll do Your responsibilities will be broad, encompassing all Risk, Compliance, and Anti-Money Laundering policies for the company. Governance, Strategy & Leadership Serve as a key advisor to the Board, CEO, and Senior Management on all risk and compliance matters. Play a crucial role in developing and maintaining the firm's Risk Appetite Statement, ensuring risk strategy aligns with the overall business strategy. Ensure that accurate, timely, and relevant risk and compliance information is provided to the Board, Senior Management, and regulators. Take full ownership of all Risk, Compliance, and AML/CTF policies, ensuring they are fit for purpose, regularly reviewed, and effectively embedded. Liaise with the Third Line of Defence (Internal Audit) to ensure controls are effective and remedial actions are tracked to completion. Risk Management Oversee the implementation and continuous improvement of the company's Risk Management Framework. Ensure all material risks (operational, financial, regulatory, etc.) are identified, assessed, controlled, and mitigated. Conduct comprehensive Risk Assessments of the entity's operations, including business, products, customers, and outsourcing relationships. Ensure adherence to the Risk Strategy & Appetite Framework, including continuous monitoring and reporting. Compliance Develop, implement, and maintain an effective, UK-wide compliance framework, policies, and controls. Oversee the monitoring of compliance with all relevant regulatory obligations (e.g., PSRs, Open Banking regulations), including proactive surveillance to identify potential breaches. Advise the business on payment regulatory questions related to product development, merchant agreements, end-user terms, and partner relationships. Ensure and uphold data confidentiality, integrity, and availability, acting as the owner for reporting any data privacy incidents to relevant authorities. Provide oversight of the client fund safeguarding and reconciliation functions. Act as the final point of escalation to evaluate and decide on actions for all reported cases. Financial Crime & MLRO Act as the nominated Money Laundering Reporting Officer (MLRO) and Nominated Officer, holding personal responsibility for the firm's anti-financial crime framework. Serve as the primary contact for the National Crime Agency (NCA), Financial Intelligence Units (FIUs), and law enforcement, managing all external SAR submissions. Establish, maintain, and oversee an effective anti-money laundering and counter terrorist financing (AML/CTF) framework. Own the firm's general AML Risk Assessment, customer risk assessment methodologies, and transaction monitoring models. Provide final sign off and review of all higher risk customer relationships. Own and develop efficient KYC and underwriting processes to prevent the firm from being used for illicit transactions, including sanctions screening. Regulatory & UK Oversight Act as the primary contact person for the FCA and other authorities, maintaining a proactive and transparent relationship. Manage all risk and compliance related regulatory reporting, ensuring timely and accurate submissions. UK Oversight: While the subsidiary has its own MLRO and Head of Compliance, you will be responsible for the parent company's oversight of the subsidiary's risk and compliance functions. This includes: Ensuring strategic alignment of risk frameworks and policies across the group. Reviewing group level risks and controls, providing strategic guidance and support to the subsidiary's leadership. Who you are Experience: A minimum of 6-10 years of relevant experience in risk and compliance roles within an FCA-regulated payments or e money institution. Nominated Officer Experience: A minimum of 3-5 years of demonstrable experience as a nominated MLRO and/or Head of Compliance. Regulatory Knowledge: Expert level understanding of the UK regulatory landscape, including the Payment Services Regulations (PSRs), FCA Handbook, Proceeds of a Crime Act, Money Laundering Regulations, JMLSG guidance, and Open Banking. Financial Crime Expertise: Deep and practical expertise in KYC, transaction monitoring, sanctions, SAR reporting, and managing investigations. Leadership: Proven experience in a senior leadership role with the ability to influence C suite executives, board members, and regulators. Regulatory Relations: Demonstrable experience as the primary point of contact with the FCA and NCA. Previous experience as a statutory director or board member would be advantageous. Experience managing compliance in a complex group structure (parent/subsidiary) would be highly beneficial. Holding a relevant professional qualification (e.g., ICA Diploma, ACAMS) would be an asset. A legal background or qualification would be preferable. Strategic Thinker: Ability to see the bigger picture and align risk management with business goals. Unquestionable Integrity: A strong ethical compass and the courage to make difficult decisions. Excellent Communicator: Ability to distill complex regulatory concepts into clear, concise advice for stakeholders at all levels. Resilient & Pragmatic: A hands on, problem solving attitude with the ability to thrive in a fast paced scale up environment. Our Fantastic Benefits (varies by location) 20 to 30 days of holiday to support a healthy work life balance Monthly team outing allowance to enjoy social events with your colleagues Parental leave top up additional support for new parents On site perks to make your workday smoother Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best PLUS additional benefits designed to enhance your work life experience! Shape Your Role and Make an Impact Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We're looking for dedicated and highly motivated individuals who thrive in a fast paced environment and enjoy collaborating across different areas of the organisation. If your skills and experience align with this role, we'd love to hear from you! Apply now and submit your CV in English.