Select how often (in days) to receive an alert: Salary: Competitive + TfL benefits Contract Type: Two year fixed term contract Location: Palestra / Hybrid Hybrid working for these roles enables a balance of 50% of time split between the office and home over a 4 week period. Hybrid working arrangements can evolve subject to business requirements About the Role The Property and Planning Team in TfL Legal advises TfL, the Mayor, the Greater London Authority (GLA) and the Mayor's Development Corporations (currently Oxford Street DC, Old Oak and Park Royal DC and London Legacy DC) on major developments across London. We are looking for a housing funding lawyer to advise the Mayor and the GLA on the Mayor's housing funding programmes. The work of our team The work of the Property and Planning Law team at TfL Legal is consistently high quality, complex and has a real-world impact, touching the lives of millions of people who live, work and visit London. Working as part of our team, you will have the chance to help shape London for generations to come. We work on some of the UK and Europe's largest brownfield development sites in London for the GLA and the Mayor's Development Corporations as well as TfL's own property development company, Places for London - one of London's largest landowners - developing major sites, providing new homes, offices and other commercial spaces and creating jobs across the capital, often in joint ventures with leading private sector development partners. The challenge of meeting the rising demand for new housing, including affordable housing, in London has never been in sharper focus so it is a truly exciting time to become a key member of our team and play an important part in helping to deliver the Mayor of London's challenging housing targets. In this role you will principally advise the Mayor and the GLA who are at the forefront of high profile projects and programmes to increase housing supply, working in partnership with London's other key stakeholders. The GLA has recently published the funding guidance for its new £11.7bn London Social and Affordable Homes Programme 2026-36. The Government has also announced an initial £322m to establish a City Hall Developer Investment Fund and a further £1.5bn is to be made available in London for low-interest loans to housing associations to ensure the Mayor can further increase housebuilding. Through these and other funding programmes the GLA will be providing investment to unlock tens of thousands of homes across the capital through a mix of grant and debt finance, innovative investment structures, and a range of partners from local authorities and housing associations to private developers. About you We are looking for a talented, non-contentious lawyer to provide legal support, principally to the GLA but also to other parts of the GLA group. You will be responsible for providing advice on all aspects of the GLA's housing investment programmes and wider housing policy issues as well as working with other members of the team on the GLA's and TfL's regeneration projects. This is a great opportunity for someone with a solid background in delivering high quality legal advice and support on housing and regeneration projects with an understanding of the development process and how it is funded. You will have experience of funding programmes from bodies such as the GLA or Homes England and/or experience of dealing with secured lending. Experience of working with housing associations, local authorities and other housing providers on development projects would be very useful. We arelooking for lawyers with a can-do, pragmatic approach and the ability to solve complex problems and introduce commercially facing and innovative solutions. As a strategic advisor to the business, you will have excellent communication skills and will be confident advising senior colleagues across the organisation. You will be a skilled negotiator with the ability to influence and collaborate across teams. You will also be skilled at managing risk and handling sensitive and high-profile matters in a regulated environment. We work with leading external law firms on much of our work. You will have the necessary skills to manage and optimise those relationships, working collaboratively with external advisers to provide seamless legal support to the organisations we serve. Skills, Knowledge & Experience Degree level education or equivalent. Qualified UK solicitor or barrister (or equivalent jurisdiction qualification), or an unqualified practitioner with substantial relevant experience. Experience within the public sector or a regulated environment is helpful but not essential. Expertise in housing funding programmes from bodies such as the GLA or Homes England and experience of dealing with secured lending will be helpful. Experience of working with housing associations, local authorities and other housing providers on development projects would be very useful. Ability to manage external legal providers. Strong project management capability and the ability to work with minimal supervision. Strong understanding of the TfL/GLA landscape and wider planning/housing/regeneration/infrastructure/commercial property sectors. Excellent interpersonal, negotiation and legal analysis skills. Equality, diversity, and inclusion We are committed to equality, diversity, and inclusion. We want to represent the city we serve, which will help us become a more innovative and efficient organisation. Our goal is to make our recruitment as inclusive as possible. We are a disability confident employer who guarantee an interview to any disabled candidate who meets all of the essential criteria. We also use anonymising software that removes identifying information from CVs and cover letters to make the process fair. Application Process Please apply using your CV and a one-page covering letter. Think carefully about the skills, knowledge and experience in the advert and cover this in your CV and cover letter. PDF format preferred and do not include any photographs or images The closing date for applications is Sunday 15th March :59 We may close this advert early if we receive a high volume of suitable applications. Vetting process At Transport for London, safety, trust and fairness sit at the heart of how we recruit. Our Vetting Charter (link here) explains the checks we carry out before you join us, helping ensure we create a safe, inclusive and reliable network for everyone who depends on our services. We simply ask that the information you provide is honest and accurate so we can progress your application smoothly. If something doesn't match or can't be verified, we may not be able to move forward with your application but we'll always treat you with transparency, respect and clear communication throughout. In return for your commitment and expertise, you will enjoy excellent benefits and scope to grow. Rewards vary according to the business area but mostly include: • Final salary pension scheme • Free travel for you on the TfL network • Reimbursement of 75% of the cost of a standard class Ticket for National Rail travel from home or 75% reimbursement on a 28-day flexi ticket • 30 days annual leave plus public and bank holidays • TfL is committed to work-life balance, operating a hybrid working approach where business and role requirements allow. • Private healthcare discounted scheme (optional) • Tax-efficient cycle-to-work programme • Retail, health, leisure and travel offers • Discounted Eurostar travel
Feb 28, 2026
Full time
Select how often (in days) to receive an alert: Salary: Competitive + TfL benefits Contract Type: Two year fixed term contract Location: Palestra / Hybrid Hybrid working for these roles enables a balance of 50% of time split between the office and home over a 4 week period. Hybrid working arrangements can evolve subject to business requirements About the Role The Property and Planning Team in TfL Legal advises TfL, the Mayor, the Greater London Authority (GLA) and the Mayor's Development Corporations (currently Oxford Street DC, Old Oak and Park Royal DC and London Legacy DC) on major developments across London. We are looking for a housing funding lawyer to advise the Mayor and the GLA on the Mayor's housing funding programmes. The work of our team The work of the Property and Planning Law team at TfL Legal is consistently high quality, complex and has a real-world impact, touching the lives of millions of people who live, work and visit London. Working as part of our team, you will have the chance to help shape London for generations to come. We work on some of the UK and Europe's largest brownfield development sites in London for the GLA and the Mayor's Development Corporations as well as TfL's own property development company, Places for London - one of London's largest landowners - developing major sites, providing new homes, offices and other commercial spaces and creating jobs across the capital, often in joint ventures with leading private sector development partners. The challenge of meeting the rising demand for new housing, including affordable housing, in London has never been in sharper focus so it is a truly exciting time to become a key member of our team and play an important part in helping to deliver the Mayor of London's challenging housing targets. In this role you will principally advise the Mayor and the GLA who are at the forefront of high profile projects and programmes to increase housing supply, working in partnership with London's other key stakeholders. The GLA has recently published the funding guidance for its new £11.7bn London Social and Affordable Homes Programme 2026-36. The Government has also announced an initial £322m to establish a City Hall Developer Investment Fund and a further £1.5bn is to be made available in London for low-interest loans to housing associations to ensure the Mayor can further increase housebuilding. Through these and other funding programmes the GLA will be providing investment to unlock tens of thousands of homes across the capital through a mix of grant and debt finance, innovative investment structures, and a range of partners from local authorities and housing associations to private developers. About you We are looking for a talented, non-contentious lawyer to provide legal support, principally to the GLA but also to other parts of the GLA group. You will be responsible for providing advice on all aspects of the GLA's housing investment programmes and wider housing policy issues as well as working with other members of the team on the GLA's and TfL's regeneration projects. This is a great opportunity for someone with a solid background in delivering high quality legal advice and support on housing and regeneration projects with an understanding of the development process and how it is funded. You will have experience of funding programmes from bodies such as the GLA or Homes England and/or experience of dealing with secured lending. Experience of working with housing associations, local authorities and other housing providers on development projects would be very useful. We arelooking for lawyers with a can-do, pragmatic approach and the ability to solve complex problems and introduce commercially facing and innovative solutions. As a strategic advisor to the business, you will have excellent communication skills and will be confident advising senior colleagues across the organisation. You will be a skilled negotiator with the ability to influence and collaborate across teams. You will also be skilled at managing risk and handling sensitive and high-profile matters in a regulated environment. We work with leading external law firms on much of our work. You will have the necessary skills to manage and optimise those relationships, working collaboratively with external advisers to provide seamless legal support to the organisations we serve. Skills, Knowledge & Experience Degree level education or equivalent. Qualified UK solicitor or barrister (or equivalent jurisdiction qualification), or an unqualified practitioner with substantial relevant experience. Experience within the public sector or a regulated environment is helpful but not essential. Expertise in housing funding programmes from bodies such as the GLA or Homes England and experience of dealing with secured lending will be helpful. Experience of working with housing associations, local authorities and other housing providers on development projects would be very useful. Ability to manage external legal providers. Strong project management capability and the ability to work with minimal supervision. Strong understanding of the TfL/GLA landscape and wider planning/housing/regeneration/infrastructure/commercial property sectors. Excellent interpersonal, negotiation and legal analysis skills. Equality, diversity, and inclusion We are committed to equality, diversity, and inclusion. We want to represent the city we serve, which will help us become a more innovative and efficient organisation. Our goal is to make our recruitment as inclusive as possible. We are a disability confident employer who guarantee an interview to any disabled candidate who meets all of the essential criteria. We also use anonymising software that removes identifying information from CVs and cover letters to make the process fair. Application Process Please apply using your CV and a one-page covering letter. Think carefully about the skills, knowledge and experience in the advert and cover this in your CV and cover letter. PDF format preferred and do not include any photographs or images The closing date for applications is Sunday 15th March :59 We may close this advert early if we receive a high volume of suitable applications. Vetting process At Transport for London, safety, trust and fairness sit at the heart of how we recruit. Our Vetting Charter (link here) explains the checks we carry out before you join us, helping ensure we create a safe, inclusive and reliable network for everyone who depends on our services. We simply ask that the information you provide is honest and accurate so we can progress your application smoothly. If something doesn't match or can't be verified, we may not be able to move forward with your application but we'll always treat you with transparency, respect and clear communication throughout. In return for your commitment and expertise, you will enjoy excellent benefits and scope to grow. Rewards vary according to the business area but mostly include: • Final salary pension scheme • Free travel for you on the TfL network • Reimbursement of 75% of the cost of a standard class Ticket for National Rail travel from home or 75% reimbursement on a 28-day flexi ticket • 30 days annual leave plus public and bank holidays • TfL is committed to work-life balance, operating a hybrid working approach where business and role requirements allow. • Private healthcare discounted scheme (optional) • Tax-efficient cycle-to-work programme • Retail, health, leisure and travel offers • Discounted Eurostar travel
Our client is a boutique investment bank specialising exclusively in the energy transition, advising corporates, investors, developers, and infrastructure funds across renewables, energy infrastructure, decarbonisation, and emerging climate solutions. The firm operates at the intersection of capital markets, strategy, and real assets, with a strong reputation for deep sector expertise and senior-level execution. The Role The firm is seeking a Director to play a key role in originating and executing transactions across the energy transition landscape. This is a senior, front-office position combining client leadership, deal execution, and business development, with clear progression toward Managing Director. You will work closely with Partners/MDs to build client relationships, lead transactions, and help shape the firm's growth in priority subsectors. Key Responsibilities Transaction Execution Lead the execution of M&A, capital raising (debt & equity), and strategic advisory mandates Oversee financial modelling, valuation, due diligence, and transaction documentation Manage internal deal teams and coordinate external advisers Act as a key point of contact for clients throughout live transactions Origination & Client Coverage Develop and maintain senior relationships with corporates, developers, sponsors, and investors across the energy transition Contribute to origination efforts through ideas generation, market insight, and relationship-led sourcing Support Partners/MDs in converting pipeline into executed mandates Sector & Market Leadership Build a strong point of view on energy transition subsectors (e.g. renewables, storage, grids, hydrogen, energy services, decarbonisation technologies) Track market trends, transactions, and investor appetite Contribute to thought leadership, pitch materials, and strategic positioning of the firm Firm Building Mentor and develop junior bankers Help shape internal processes, culture, and best practice Represent the firm externally with credibility and professionalism Candidate Profile Experience 7+ years' experience in investment banking, corporate finance, or advisory Strong track record of executing transactions in energy, infrastructure, power, renewables, or adjacent sectors Experience working in a boutique or sector-focused platform preferred Skills & Attributes Commercial, entrepreneurial mindset with strong client instincts Deep financial modelling and valuation expertise Comfortable operating with autonomy in a lean environment Strong written and verbal communication skills Genuinely motivated by the energy transition (commercially and strategically, not just philosophically)
Feb 28, 2026
Full time
Our client is a boutique investment bank specialising exclusively in the energy transition, advising corporates, investors, developers, and infrastructure funds across renewables, energy infrastructure, decarbonisation, and emerging climate solutions. The firm operates at the intersection of capital markets, strategy, and real assets, with a strong reputation for deep sector expertise and senior-level execution. The Role The firm is seeking a Director to play a key role in originating and executing transactions across the energy transition landscape. This is a senior, front-office position combining client leadership, deal execution, and business development, with clear progression toward Managing Director. You will work closely with Partners/MDs to build client relationships, lead transactions, and help shape the firm's growth in priority subsectors. Key Responsibilities Transaction Execution Lead the execution of M&A, capital raising (debt & equity), and strategic advisory mandates Oversee financial modelling, valuation, due diligence, and transaction documentation Manage internal deal teams and coordinate external advisers Act as a key point of contact for clients throughout live transactions Origination & Client Coverage Develop and maintain senior relationships with corporates, developers, sponsors, and investors across the energy transition Contribute to origination efforts through ideas generation, market insight, and relationship-led sourcing Support Partners/MDs in converting pipeline into executed mandates Sector & Market Leadership Build a strong point of view on energy transition subsectors (e.g. renewables, storage, grids, hydrogen, energy services, decarbonisation technologies) Track market trends, transactions, and investor appetite Contribute to thought leadership, pitch materials, and strategic positioning of the firm Firm Building Mentor and develop junior bankers Help shape internal processes, culture, and best practice Represent the firm externally with credibility and professionalism Candidate Profile Experience 7+ years' experience in investment banking, corporate finance, or advisory Strong track record of executing transactions in energy, infrastructure, power, renewables, or adjacent sectors Experience working in a boutique or sector-focused platform preferred Skills & Attributes Commercial, entrepreneurial mindset with strong client instincts Deep financial modelling and valuation expertise Comfortable operating with autonomy in a lean environment Strong written and verbal communication skills Genuinely motivated by the energy transition (commercially and strategically, not just philosophically)
Vice President, Alternative Credit - CLOs page is loaded Vice President, Alternative Credit - CLOslocations: London, UKtime type: Full timeposted on: Posted Todayjob requisition id: R7413 Over the last 20 years, Ares' success has been driven by our people and our culture. Today, our team is guided by our core values - Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy - and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry. Job Description Ares' Alternative Credit strategy focuses on investing in businesses and assets that generate contractual cash flows and fills gaps in the capital markets between credit, private equity and real assets.Ares is looking for an investment professional to add to our Alternative Credit Group in London on the strategy team that invests in CLO debt and equity securities ("Team"). The Team is one of the most active and experienced of its kind in the market today with a reputation for its sophistication and strong performance. The Team continues to experience significant AUM growth across a range of funds and accounts, including publicly-traded and open-ended funds, and across a range of investment strategies. The qualified candidate will predominately focus on investing in European CLO tranches, both equity and debt.Working collaboratively with other Team members, the investment professional will be involved in all aspects of our investment process from sourcing investment opportunities to analysis and evaluation, making recommendations, performance monitoring, and assistance with portfolio risk management. A significant amount of the time will be spent on analyzing the CLO market, through analytical dives into bank loans and issuance to develop theses on risk and issuance. In addition, the role involves regular interaction with other professionals within Ares, and externally with counterparties, CLO managers, and other market participants. Thus, the ideal candidate will have a rigorous analytical approach to problem solving and will thrive in a dynamic team environment. Primary functions and essential responsibilities Evaluate new, potential CLO investments (including debt and equity tranches) which includes: + assessment of the structure and legal documentation + assessment of the collateral portfolio + assessment of the CLO manager + apply various qualitative and quantitative methods, including data analysis and scenario analysis, to assess the relative risk and relative value of potential investments + prepare and present an investment recommendation that is clear, concise and articulates the investment thesis and relevant risks, and that demonstrates excellent investment judgment Using various qualitative and quantitative methods, monitor an assigned portfolio of existing investments to assess performance and to identify developing risks or trends Periodically and regularly meet with CLO managers to discuss individual credits, trading activity, credit risk, performance and potential new business. Share assessment and findings with Team members. Work closely and collaborate with Ares credit research professionals to assess specific credit risks Participate in various client meetings, including prospective clients, and represent Ares and the Team with professionalism Contribute to various Team projects to further strengthen or enhance our investment process Qualifications Education: Higher level undergraduate degree requiredExperience Required: Four to seven years of direct experience with CLOs.General Requirements: Self-motivated and driven; ability to work effectively in a collegial, fast moving, demanding, and dynamic environment. Strong verbal and written communication skills that demonstrate an ability to articulate a clear, concise analysis of investment risk and relative value. Evidence of intellectual curiosity, creative problem-solving skills, and adaptability. Desire to learn new skills and technology that are particular to the Team's investment platform European languages abilities considered a plus Reporting Relationships Partner, Porfolio Manager, Alternative Credit There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active. Ares Management Corporation (NYSE: ARES) is a leading global alternative investment manager offering clients complementary primary and secondary investment solutions across the credit, real estate, private equity and infrastructure asset classes. We seek to provide flexible capital to support businesses and create value for our stakeholders and within our communities. By collaborating across our investment groups, we aim to generate consistent and attractive investment returns throughout market cycles. As of September 30, 2025, Ares Management's global platform had approximately $596 billion of assets under management(1) with more than 4,200 employees operating across North America, South America, Europe, Asia Pacific and the Middle East. For more information, please visit .Ares Management LLC (together with its related operating and administrative subsidiaries, "Ares Management") is an Equal Employment Opportunity employer and considers all applicants for employment without regard to race, color, religion, ethnicity, creed, sex, age, national origin, alienage or citizenship status, disability, medical condition, pregnancy, marital status, partnership status, sexual orientation, status regarding public assistance, military or veteran status, domestic violence victim status, gender identity and expression, transgender status, genetic information, status as unemployed, political affiliation or any other characteristic protected by federal, state or local law.Ares Management will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Chance Initiative for Hiring Ordinance.(1) As of September 30, 2025. AUM amounts include funds managed by Ivy Hill Asset Management, LP., a wholly owned portfolio company of Ares Capital Corporation and registered investment adviser.
Feb 27, 2026
Full time
Vice President, Alternative Credit - CLOs page is loaded Vice President, Alternative Credit - CLOslocations: London, UKtime type: Full timeposted on: Posted Todayjob requisition id: R7413 Over the last 20 years, Ares' success has been driven by our people and our culture. Today, our team is guided by our core values - Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy - and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry. Job Description Ares' Alternative Credit strategy focuses on investing in businesses and assets that generate contractual cash flows and fills gaps in the capital markets between credit, private equity and real assets.Ares is looking for an investment professional to add to our Alternative Credit Group in London on the strategy team that invests in CLO debt and equity securities ("Team"). The Team is one of the most active and experienced of its kind in the market today with a reputation for its sophistication and strong performance. The Team continues to experience significant AUM growth across a range of funds and accounts, including publicly-traded and open-ended funds, and across a range of investment strategies. The qualified candidate will predominately focus on investing in European CLO tranches, both equity and debt.Working collaboratively with other Team members, the investment professional will be involved in all aspects of our investment process from sourcing investment opportunities to analysis and evaluation, making recommendations, performance monitoring, and assistance with portfolio risk management. A significant amount of the time will be spent on analyzing the CLO market, through analytical dives into bank loans and issuance to develop theses on risk and issuance. In addition, the role involves regular interaction with other professionals within Ares, and externally with counterparties, CLO managers, and other market participants. Thus, the ideal candidate will have a rigorous analytical approach to problem solving and will thrive in a dynamic team environment. Primary functions and essential responsibilities Evaluate new, potential CLO investments (including debt and equity tranches) which includes: + assessment of the structure and legal documentation + assessment of the collateral portfolio + assessment of the CLO manager + apply various qualitative and quantitative methods, including data analysis and scenario analysis, to assess the relative risk and relative value of potential investments + prepare and present an investment recommendation that is clear, concise and articulates the investment thesis and relevant risks, and that demonstrates excellent investment judgment Using various qualitative and quantitative methods, monitor an assigned portfolio of existing investments to assess performance and to identify developing risks or trends Periodically and regularly meet with CLO managers to discuss individual credits, trading activity, credit risk, performance and potential new business. Share assessment and findings with Team members. Work closely and collaborate with Ares credit research professionals to assess specific credit risks Participate in various client meetings, including prospective clients, and represent Ares and the Team with professionalism Contribute to various Team projects to further strengthen or enhance our investment process Qualifications Education: Higher level undergraduate degree requiredExperience Required: Four to seven years of direct experience with CLOs.General Requirements: Self-motivated and driven; ability to work effectively in a collegial, fast moving, demanding, and dynamic environment. Strong verbal and written communication skills that demonstrate an ability to articulate a clear, concise analysis of investment risk and relative value. Evidence of intellectual curiosity, creative problem-solving skills, and adaptability. Desire to learn new skills and technology that are particular to the Team's investment platform European languages abilities considered a plus Reporting Relationships Partner, Porfolio Manager, Alternative Credit There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active. Ares Management Corporation (NYSE: ARES) is a leading global alternative investment manager offering clients complementary primary and secondary investment solutions across the credit, real estate, private equity and infrastructure asset classes. We seek to provide flexible capital to support businesses and create value for our stakeholders and within our communities. By collaborating across our investment groups, we aim to generate consistent and attractive investment returns throughout market cycles. As of September 30, 2025, Ares Management's global platform had approximately $596 billion of assets under management(1) with more than 4,200 employees operating across North America, South America, Europe, Asia Pacific and the Middle East. For more information, please visit .Ares Management LLC (together with its related operating and administrative subsidiaries, "Ares Management") is an Equal Employment Opportunity employer and considers all applicants for employment without regard to race, color, religion, ethnicity, creed, sex, age, national origin, alienage or citizenship status, disability, medical condition, pregnancy, marital status, partnership status, sexual orientation, status regarding public assistance, military or veteran status, domestic violence victim status, gender identity and expression, transgender status, genetic information, status as unemployed, political affiliation or any other characteristic protected by federal, state or local law.Ares Management will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Chance Initiative for Hiring Ordinance.(1) As of September 30, 2025. AUM amounts include funds managed by Ivy Hill Asset Management, LP., a wholly owned portfolio company of Ares Capital Corporation and registered investment adviser.
About the Role The Energy Debt Specialist will provide a high-quality inbound telephone debt advice service to clients as part of our brand new Consumer Energy Debt Advice project. This project is for clients who have energy debt (amongst others) and is intended to reduce the impact of personal debt by providing them with debt solutions. For a trainee post, this role would suit applicants with: At least 6 months' experience of delivering excellent customer service in a regulated environment such as banking, insurance, or a contact centre. Experience of achieving performance and quality targets/KPIs. An ability to work independently without close supervision and collaboratively as part of a team. Experience of listening and questioning with an ability to manage challenging situations. Commitment to training and achieving full targets and quality requirements within a 3-month period. Requirements Person Specification: To be appointed as an Energy Debt Specialist, you will need to have knowledge and experience of complex debt casework, covering priority and non-priority debt advice, options, and insolvency solutions. You will also need to have the Institute of Money Advisers Certificate in Money Advice Practice or MaPS Caseworker accreditation equivalent. NEA Level 3 City and Guilds Level Energy Awareness would be desirable too. OR for a trainee - at least 6 months experience of delivering excellent customer service in a regulated environment such as banking, insurance, or a contact centre. 2. Experience of achieving performance and quality targets/KPIs. 3. Ability and willingness to undertake training and development to comply with Money and Pensions Service and Citizens Advice quality standards. 4.Effective oral and written communication skills. 5.Numerate to the level required by the tasks. 6.IT literate with the ability to use software packages including Microsoft Office products in the provision of advice and preparation of formal written materials. 7. Ability and willingness to work as part of a team. About us Citizens Advice Liverpool is a charity that provides free, confidential and impartial advice to people who live and work in the city. We depend on a workforce of paid staff and over 120 trained volunteers. We give people the knowledge and the confidence they need to find their way forward whoever they are, and whatever their problem. We are the leading provider of advice and advocacy services in Liverpool and have helped clients with over 106,000 issues in 2022/2023. CAL have achieved accreditation with the Workplace Wellbeing Charter, showing we are committed to improving the health and wellbeing of our workforce. We've also gained an award for outstanding contribution by an employer to workplace health and wellbeing 2022 by Merseycare NHS Foundation Trust. We've gained awards from Citizens Advice National recognising our Advising Margainalised Communities Team for championing equity, diversity and inclusion in both 2021 and 2021. We were also named volunteer team of the year in 2022.
Feb 26, 2026
Full time
About the Role The Energy Debt Specialist will provide a high-quality inbound telephone debt advice service to clients as part of our brand new Consumer Energy Debt Advice project. This project is for clients who have energy debt (amongst others) and is intended to reduce the impact of personal debt by providing them with debt solutions. For a trainee post, this role would suit applicants with: At least 6 months' experience of delivering excellent customer service in a regulated environment such as banking, insurance, or a contact centre. Experience of achieving performance and quality targets/KPIs. An ability to work independently without close supervision and collaboratively as part of a team. Experience of listening and questioning with an ability to manage challenging situations. Commitment to training and achieving full targets and quality requirements within a 3-month period. Requirements Person Specification: To be appointed as an Energy Debt Specialist, you will need to have knowledge and experience of complex debt casework, covering priority and non-priority debt advice, options, and insolvency solutions. You will also need to have the Institute of Money Advisers Certificate in Money Advice Practice or MaPS Caseworker accreditation equivalent. NEA Level 3 City and Guilds Level Energy Awareness would be desirable too. OR for a trainee - at least 6 months experience of delivering excellent customer service in a regulated environment such as banking, insurance, or a contact centre. 2. Experience of achieving performance and quality targets/KPIs. 3. Ability and willingness to undertake training and development to comply with Money and Pensions Service and Citizens Advice quality standards. 4.Effective oral and written communication skills. 5.Numerate to the level required by the tasks. 6.IT literate with the ability to use software packages including Microsoft Office products in the provision of advice and preparation of formal written materials. 7. Ability and willingness to work as part of a team. About us Citizens Advice Liverpool is a charity that provides free, confidential and impartial advice to people who live and work in the city. We depend on a workforce of paid staff and over 120 trained volunteers. We give people the knowledge and the confidence they need to find their way forward whoever they are, and whatever their problem. We are the leading provider of advice and advocacy services in Liverpool and have helped clients with over 106,000 issues in 2022/2023. CAL have achieved accreditation with the Workplace Wellbeing Charter, showing we are committed to improving the health and wellbeing of our workforce. We've also gained an award for outstanding contribution by an employer to workplace health and wellbeing 2022 by Merseycare NHS Foundation Trust. We've gained awards from Citizens Advice National recognising our Advising Margainalised Communities Team for championing equity, diversity and inclusion in both 2021 and 2021. We were also named volunteer team of the year in 2022.
About the Role Do you enjoy helping people? Are you a compassionate and people-focused person? Do you want to make a real difference to the lives of people who are in problem debt and help them find a way forward? The Debt Advice Caseworker will provide an in-person high-quality debt advice and casework service to the organisation s clients. The Debt Advice Caseworker will provide mentoring and support to their co-workers, which will help develop their skills and expertise in debt and money management service, ensuring they deliver our clients with the best possible service. A demanding role, whereby the Debt Advice Caseworker will have the ability to understand and deal with complex information. They will work collaboratively with their team, management and external organisations. Flexibility is a key characteristic of all our posts, and the post-holder may be asked to carry out other tasks consistent with the grade from time to time. Requirements To be appointed as a Debt Advice Caseworker, you will need to have: 1. Knowledge and experience of complex debt casework, covering priority and non-priority debt advice, options and insolvency solutions. OR To be appointed as a Trainee Money Advice Caseworker, you will need to have knowledge of advice areas and money advice issues and have experience of giving advice. We re not looking for the finished article, if you have the right attitude then we can help to develop your skills. 2. Experience of achieving performance and quality targets/KPIs. 3. Ability and willingness to undertake training and development to comply with Money and Pensions Service and Citizens Advice quality standards. 4. Effective oral/written communication skills and be numerate to the level required by the tasks. 5. Ability to prioritise own work, meet deadlines, manage workload and targets in a pressured environment. 6. An ordered approach to casework and an ability and willingness to follow and develop agreed procedures. 7. IT literacy with an ability to use software packages including Microsoft Office products in the provision of advice and preparation of formal written materials. 8. Ability to give and receive feedback objectively and sensitively and a willingness to challenge constructively. 9. Ability and willingness to work as part of a team. 10. Understanding of and commitment to the aims and principles of the Citizens Advice service and its equalities and diversity policy 11. Ability to work across different sites within Liverpool. 12. Institute of Money Advisers Certificate in Money Advice Practice or MaPS Caseworker accreditation equivalent. Equality and Diversity: All staff members are expected to demonstrate a commitment to equality and diversity. We recognize and celebrate the positive value of diversity, promote equality and challenge discrimination. Responsibilities: Provide a casework service covering the full range of debt and money management advice, including debt relief orders, bankruptcy, and debt management plans. Deliver our service by a range of methods required, including telephone/digital channels, drop-in sessions, appointments, outreach work, and home visits. Act for clients where necessary; this includes drafting letters, budgets, financial statements, and negotiating with third parties. Ensure income maximisation through the take up of appropriate welfare benefits. Prepare and present cases to statutory bodies, tribunals, and courts when required. Assist clients with issues, where they may be an integral part of a case, and refer them to the appropriate agencies and advisers. Maintain standards of service delivery and ensure that casework conforms to the Citizens Advice membership requirements, the Advice Quality Standard, and the Money and Pensions Service Advice Quality Framework. Comply with systems for monitoring and reporting purposes. Work collaboratively with colleagues to ensure that the service area meets key performance indicators and targets. Assist in the smooth running of the organisation and provide emergency cover for other parts of the service when necessary. Analyse and interpret complex information, communicating this effectively in writing with particular emphasis on negotiation and representation. About us Citizens Advice Liverpool is a charity that provides free, confidential and impartial advice to people who live and work in the city. We depend on a workforce of paid staff and over 120 trained volunteers. We give people the knowledge and the confidence they need to find their way forward whoever they are, and whatever their problem. We are the leading provider of advice and advocacy services in Liverpool and have helped clients with over 106,000 issues in 2022/2023. CAL have achieved accreditation with the Workplace Wellbeing Charter, showing we are committed to improving the health and wellbeing of our workforce. We've also gained an award for outstanding contribution by an employer to workplace health and wellbeing 2022 by Merseycare NHS Foundation Trust. We've gained awards from Citizens Advice National recognising our Advising Margainalised Communities Team for championing equity, diversity and inclusion in both 2021 and 2021. We were also named volunteer team of the year in 2022.
Feb 26, 2026
Full time
About the Role Do you enjoy helping people? Are you a compassionate and people-focused person? Do you want to make a real difference to the lives of people who are in problem debt and help them find a way forward? The Debt Advice Caseworker will provide an in-person high-quality debt advice and casework service to the organisation s clients. The Debt Advice Caseworker will provide mentoring and support to their co-workers, which will help develop their skills and expertise in debt and money management service, ensuring they deliver our clients with the best possible service. A demanding role, whereby the Debt Advice Caseworker will have the ability to understand and deal with complex information. They will work collaboratively with their team, management and external organisations. Flexibility is a key characteristic of all our posts, and the post-holder may be asked to carry out other tasks consistent with the grade from time to time. Requirements To be appointed as a Debt Advice Caseworker, you will need to have: 1. Knowledge and experience of complex debt casework, covering priority and non-priority debt advice, options and insolvency solutions. OR To be appointed as a Trainee Money Advice Caseworker, you will need to have knowledge of advice areas and money advice issues and have experience of giving advice. We re not looking for the finished article, if you have the right attitude then we can help to develop your skills. 2. Experience of achieving performance and quality targets/KPIs. 3. Ability and willingness to undertake training and development to comply with Money and Pensions Service and Citizens Advice quality standards. 4. Effective oral/written communication skills and be numerate to the level required by the tasks. 5. Ability to prioritise own work, meet deadlines, manage workload and targets in a pressured environment. 6. An ordered approach to casework and an ability and willingness to follow and develop agreed procedures. 7. IT literacy with an ability to use software packages including Microsoft Office products in the provision of advice and preparation of formal written materials. 8. Ability to give and receive feedback objectively and sensitively and a willingness to challenge constructively. 9. Ability and willingness to work as part of a team. 10. Understanding of and commitment to the aims and principles of the Citizens Advice service and its equalities and diversity policy 11. Ability to work across different sites within Liverpool. 12. Institute of Money Advisers Certificate in Money Advice Practice or MaPS Caseworker accreditation equivalent. Equality and Diversity: All staff members are expected to demonstrate a commitment to equality and diversity. We recognize and celebrate the positive value of diversity, promote equality and challenge discrimination. Responsibilities: Provide a casework service covering the full range of debt and money management advice, including debt relief orders, bankruptcy, and debt management plans. Deliver our service by a range of methods required, including telephone/digital channels, drop-in sessions, appointments, outreach work, and home visits. Act for clients where necessary; this includes drafting letters, budgets, financial statements, and negotiating with third parties. Ensure income maximisation through the take up of appropriate welfare benefits. Prepare and present cases to statutory bodies, tribunals, and courts when required. Assist clients with issues, where they may be an integral part of a case, and refer them to the appropriate agencies and advisers. Maintain standards of service delivery and ensure that casework conforms to the Citizens Advice membership requirements, the Advice Quality Standard, and the Money and Pensions Service Advice Quality Framework. Comply with systems for monitoring and reporting purposes. Work collaboratively with colleagues to ensure that the service area meets key performance indicators and targets. Assist in the smooth running of the organisation and provide emergency cover for other parts of the service when necessary. Analyse and interpret complex information, communicating this effectively in writing with particular emphasis on negotiation and representation. About us Citizens Advice Liverpool is a charity that provides free, confidential and impartial advice to people who live and work in the city. We depend on a workforce of paid staff and over 120 trained volunteers. We give people the knowledge and the confidence they need to find their way forward whoever they are, and whatever their problem. We are the leading provider of advice and advocacy services in Liverpool and have helped clients with over 106,000 issues in 2022/2023. CAL have achieved accreditation with the Workplace Wellbeing Charter, showing we are committed to improving the health and wellbeing of our workforce. We've also gained an award for outstanding contribution by an employer to workplace health and wellbeing 2022 by Merseycare NHS Foundation Trust. We've gained awards from Citizens Advice National recognising our Advising Margainalised Communities Team for championing equity, diversity and inclusion in both 2021 and 2021. We were also named volunteer team of the year in 2022.
Since 1899, Birmingham Settlement has been working to create opportunity and choice connecting and empowering people through action, activities, and shared learning to build and sustain wellbeing for all. Debt & Welfare Benefits Adviser Salary: £30,000 pa 35 hours per week, 25 days A/L + contributory pension scheme Birmingham Settlement has an opportunity to join our Money Advice Team as an experienced Debt & Welfare Benefits Adviser. As an experienced Debt & Welfare Benefits Adviser you will already have a background in providing effective, high-quality debt and welfare benefits advice to a wide range of clients in differing circumstance. Based at our Newtown office with outreach work in other areas of the city, you will be adaptable with excellent communication skills, flexibility, and the ability to manage your own workload. You will be joining a long established and professional Money Advice Team providing specialist advice with a holistic approach that covers all areas of debt and welfare benefit along with training to build and continually improve money management and financial capability. This is a great opportunity to join a progressive charity making a real difference to people s lives see our website. For an informal discussion about the roles call Theresa Gniadkowski, Birmingham Settlement Sports & Community Centre, For an application pack visit our website, email us or write to Human Resources, Birmingham Settlement Sports & Community Centre, 600 Kingstanding Road, Kingstanding, Birmingham, B44 9SH Closing date for applications: Thursday 26th March 2026 at 5pm Interviews: Wednesday 1st April 2026 Birmingham Settlement is committed to Equality of Opportunity and welcomes applications from all sections of the community. Registered charity number 517303
Feb 26, 2026
Full time
Since 1899, Birmingham Settlement has been working to create opportunity and choice connecting and empowering people through action, activities, and shared learning to build and sustain wellbeing for all. Debt & Welfare Benefits Adviser Salary: £30,000 pa 35 hours per week, 25 days A/L + contributory pension scheme Birmingham Settlement has an opportunity to join our Money Advice Team as an experienced Debt & Welfare Benefits Adviser. As an experienced Debt & Welfare Benefits Adviser you will already have a background in providing effective, high-quality debt and welfare benefits advice to a wide range of clients in differing circumstance. Based at our Newtown office with outreach work in other areas of the city, you will be adaptable with excellent communication skills, flexibility, and the ability to manage your own workload. You will be joining a long established and professional Money Advice Team providing specialist advice with a holistic approach that covers all areas of debt and welfare benefit along with training to build and continually improve money management and financial capability. This is a great opportunity to join a progressive charity making a real difference to people s lives see our website. For an informal discussion about the roles call Theresa Gniadkowski, Birmingham Settlement Sports & Community Centre, For an application pack visit our website, email us or write to Human Resources, Birmingham Settlement Sports & Community Centre, 600 Kingstanding Road, Kingstanding, Birmingham, B44 9SH Closing date for applications: Thursday 26th March 2026 at 5pm Interviews: Wednesday 1st April 2026 Birmingham Settlement is committed to Equality of Opportunity and welcomes applications from all sections of the community. Registered charity number 517303
Title: Debt Advisor - Arian Project Location: Flexible - Employees are provided with an office base but this role can based at any of our offices across Wales Salary: 28,356 per annum (pro rata) - 22,685pa Contract: Contract until October 2026 (subject to continued funding thereafter) Hours: 28 hrs per week Closing date: 10am -24 February 2026 Job Introduction: An exciting opportunity has arisen within our Housing Services team for a Senior Debt Adviser to support Shelter Cymru's Arian Project. This project aims to provide clients with vital welfare benefits and debt advice when financial worries threaten their housing security. The role will support our frontline housing staff by offering expert guidance, building their confidence in dealing with debt-related issues, and delivering direct casework for more complex cases-helping us offer a more comprehensive and effective service to those in need. Benefits: -Time off 29 days annual leave plus 2 Shelter Cymru days and public holidays (pro-rata for part-time staff and those joining part-way through the year). 3 paid wellbeing days (pro rata for part time staff) Paid Carers and Compassionate leave -Wellbeing 35 hour working week for full time equivalent employees. Hybrid working - We are developing a flexible and hybrid working approach for all staff, with a minimum of 1 day per week working in the office and have offices across Wales (Cardiff, Swansea, Rhyl, Felinheli and Wrexham) and employees are provided with an office base. Workplace counselling - frontline workers have access to bi-monthly peer support and reflective practice groups, facilitated by a counsellor. Frontline Workers can also access 121 counselling sessions. Employee Assistance Programme to help staff to deal with personal problems that might impact on work performance, health and wellbeing. The programme offers a wide range of support, including online resources, counselling, legal & financial support and referral services. -Financial Shelter Cymru operates a contributory pension scheme - employer contribution 4% and 5% employee contribution. Non-contributory group life assurance scheme (up to two times annual salary) Enhanced maternity, paternity, shared parental and adoption pay Enhanced sick pay scheme. Contribution to Christmas party. Access to the Blue Light Scheme Access to Charity worker discounts About us: We are delighted that you are considering joining the team at Shelter Cymru. We understand the devastating impact that the housing emergency causes and every day we work alongside people to deal with the damaging effect it has on their lives. We currently employ a paid workforce of over 100 people across Wales and an increasing number of volunteers. With the types of services and support we offer and our campaigning and lobbying agenda, our job roles present challenging and rewarding careers and volunteering opportunities. You will find people throughout Shelter Cymru believe passionately in what they do, have an appreciation of our beliefs and values, and a desire to make a difference. We believe that home is everything, and we never give up. People feel that working for Shelter Cymru is more than just a job, they are part of a close knit team that provides help to those that need it, and is constantly striving to effect change. So come and join the fight for home and become part of the Shelter Cymru team! Shelter Cymru offers a high level of support, a welcoming work environment and an excellent package of benefits - for further details of the key benefits available please visit the recruitment page of our website Shelter Cymru recruits based on merit and wants a workforce that reflects the diversity of individuals in housing need. We particularly welcome applications from Black, Asian and Minority Ethnic people who are currently under-represented within our workforce.
Feb 24, 2026
Contractor
Title: Debt Advisor - Arian Project Location: Flexible - Employees are provided with an office base but this role can based at any of our offices across Wales Salary: 28,356 per annum (pro rata) - 22,685pa Contract: Contract until October 2026 (subject to continued funding thereafter) Hours: 28 hrs per week Closing date: 10am -24 February 2026 Job Introduction: An exciting opportunity has arisen within our Housing Services team for a Senior Debt Adviser to support Shelter Cymru's Arian Project. This project aims to provide clients with vital welfare benefits and debt advice when financial worries threaten their housing security. The role will support our frontline housing staff by offering expert guidance, building their confidence in dealing with debt-related issues, and delivering direct casework for more complex cases-helping us offer a more comprehensive and effective service to those in need. Benefits: -Time off 29 days annual leave plus 2 Shelter Cymru days and public holidays (pro-rata for part-time staff and those joining part-way through the year). 3 paid wellbeing days (pro rata for part time staff) Paid Carers and Compassionate leave -Wellbeing 35 hour working week for full time equivalent employees. Hybrid working - We are developing a flexible and hybrid working approach for all staff, with a minimum of 1 day per week working in the office and have offices across Wales (Cardiff, Swansea, Rhyl, Felinheli and Wrexham) and employees are provided with an office base. Workplace counselling - frontline workers have access to bi-monthly peer support and reflective practice groups, facilitated by a counsellor. Frontline Workers can also access 121 counselling sessions. Employee Assistance Programme to help staff to deal with personal problems that might impact on work performance, health and wellbeing. The programme offers a wide range of support, including online resources, counselling, legal & financial support and referral services. -Financial Shelter Cymru operates a contributory pension scheme - employer contribution 4% and 5% employee contribution. Non-contributory group life assurance scheme (up to two times annual salary) Enhanced maternity, paternity, shared parental and adoption pay Enhanced sick pay scheme. Contribution to Christmas party. Access to the Blue Light Scheme Access to Charity worker discounts About us: We are delighted that you are considering joining the team at Shelter Cymru. We understand the devastating impact that the housing emergency causes and every day we work alongside people to deal with the damaging effect it has on their lives. We currently employ a paid workforce of over 100 people across Wales and an increasing number of volunteers. With the types of services and support we offer and our campaigning and lobbying agenda, our job roles present challenging and rewarding careers and volunteering opportunities. You will find people throughout Shelter Cymru believe passionately in what they do, have an appreciation of our beliefs and values, and a desire to make a difference. We believe that home is everything, and we never give up. People feel that working for Shelter Cymru is more than just a job, they are part of a close knit team that provides help to those that need it, and is constantly striving to effect change. So come and join the fight for home and become part of the Shelter Cymru team! Shelter Cymru offers a high level of support, a welcoming work environment and an excellent package of benefits - for further details of the key benefits available please visit the recruitment page of our website Shelter Cymru recruits based on merit and wants a workforce that reflects the diversity of individuals in housing need. We particularly welcome applications from Black, Asian and Minority Ethnic people who are currently under-represented within our workforce.
You will lead the execution of real estate advisory mandates from start to finish. This is a hands on role with responsibility for the full deal cycle, including origination, structuring, negotiation, and completion. You will work closely with Partners but have autonomy to manage mandates, shape strategy, and deliver outcomes. Alongside delivery, you will play a key role in developing the Real Estate Advisory team, mentoring junior colleagues, and contributing to the growth and positioning of the practice. Business development is a core aspect - leveraging your network, identifying opportunities, and building long term client relationships will be essential. Key responsibilities Leading debt and equity capital raising, refinancing, structured finance, and special situation mandates end to end Taking full ownership of client relationships and acting as a trusted adviser Structuring transactions and overseeing detailed financial modelling and analysis Preparing and reviewing financing memoranda, investor, or lender materials Driving transactions through to successful completion Developing and mentoring junior team members to build a high performing advisory team Contributing to business development, practice growth, and market positioning The ideal candidate Real estate specialist with demonstrable experience of managing full transactions from origination to completion Strong professional services experience, either current or previous, such as real estate advisory, corporate finance, capital markets, restructuring, or related advisory work Not suited to candidates whose background is purely investment management without hands on advisory and full deal execution experience Commercially minded, confident in originating work, and credible with senior stakeholders Excellent financial modelling skills and ability to communicate complex concepts clearly The opportunity This is a rare chance to take a Director level role with real autonomy, influence over a growing practice, and a visible profile in the market. The firm supports leadership development, offers a flexible hybrid working model, and encourages proactive contribution to team growth and strategic direction. A confidential discussion can be arranged for candidates ready to take ownership of mandates and drive the growth of a leading Real Estate Advisory platform.
Feb 23, 2026
Full time
You will lead the execution of real estate advisory mandates from start to finish. This is a hands on role with responsibility for the full deal cycle, including origination, structuring, negotiation, and completion. You will work closely with Partners but have autonomy to manage mandates, shape strategy, and deliver outcomes. Alongside delivery, you will play a key role in developing the Real Estate Advisory team, mentoring junior colleagues, and contributing to the growth and positioning of the practice. Business development is a core aspect - leveraging your network, identifying opportunities, and building long term client relationships will be essential. Key responsibilities Leading debt and equity capital raising, refinancing, structured finance, and special situation mandates end to end Taking full ownership of client relationships and acting as a trusted adviser Structuring transactions and overseeing detailed financial modelling and analysis Preparing and reviewing financing memoranda, investor, or lender materials Driving transactions through to successful completion Developing and mentoring junior team members to build a high performing advisory team Contributing to business development, practice growth, and market positioning The ideal candidate Real estate specialist with demonstrable experience of managing full transactions from origination to completion Strong professional services experience, either current or previous, such as real estate advisory, corporate finance, capital markets, restructuring, or related advisory work Not suited to candidates whose background is purely investment management without hands on advisory and full deal execution experience Commercially minded, confident in originating work, and credible with senior stakeholders Excellent financial modelling skills and ability to communicate complex concepts clearly The opportunity This is a rare chance to take a Director level role with real autonomy, influence over a growing practice, and a visible profile in the market. The firm supports leadership development, offers a flexible hybrid working model, and encourages proactive contribution to team growth and strategic direction. A confidential discussion can be arranged for candidates ready to take ownership of mandates and drive the growth of a leading Real Estate Advisory platform.
Job Description Head of Risk & Compliance Location: Fleet, Hampshire (Hybrid working available) Reporting Line: Chief Executive Officer, Regular reporting to the Board and Risk Committee Status: 1.00 FTE Role Purpose The Head of Risk & Compliance is a senior leadership role responsible for establishing, owning, and continuously enhancing the firm's risk management and compliance frameworks. The role provides independent oversight across all risk categories and regulatory obligations, supporting sustainable growth of the SME lending and equity investment portfolio. The position operates as a key second line function and acts as a trusted adviser to the Board, executive team, and investment committees. Key Responsibilities Risk Management Refine, implement, and maintain the firm's enterprise risk management framework, including risk appetite, policies, and governance structures. Own and challenge existing credit risk frameworks covering SME debt and equity investments. Monitor and report portfolio risk, concentration risk, stress testing, scenario analysis, and capital adequacy. Own operational, liquidity, reputational, and strategic risk assessments. Ensure timely and accurate risk reporting to the Board Risk Committee and senior management. Embed a strong risk culture across the organisation through training, communication, and effective challenge. Portfolio Management Oversee second line portfolio risk monitoring for both debt and equity: watch lists, triggers, MI dashboards, impairment/provisions, and performance vs. plan. Direct coverage/portfolio intervention process plan (work outs, restructures, external specialists) to minimise losses and maximise outcomes; assure fair customer treatment and regulatory expectations are met. Lead portfolio governance reporting and challenge including credit scoring/grading, Probability of Default (PD) and Loss Given Default (LGD) Exposure at Default (EAD) approaches, stress testing for debt portfolios, and equity valuation/exit risk assessment frameworks. Produce concise, decision useful risk reports for Regional Fund Heads, on impairments, recoveries, and thematic risks. Compliance & Regulatory Oversight Own and maintain the firm's compliance framework in line with FCA (or equivalent) regulatory requirements. Hold FCA regulatory approval for Compliance (SMF16) and MLRO (SMF17) duties, maintain policies and monitoring plans, and liaise with regulators and advisers as the main point of contact. Oversee AML, KYC, financial crime, conduct risk, maintain business continuity/disaster recovery oversight and data protection obligations. Own and implement annual compliance monitoring programmes, policies, and controls. Manage all regulatory interaction, including reporting, breaches, remediation plans, and internal compliance audits. Ensure governance arrangements meet regulatory expectations for a regulated SME lender/investor. Governance & Leadership Chair or contribute to Management and Board Risk Committees. Provide clear, practical advice to the Board on risk and regulatory matters. Be the contact point for Investors ensuring contract and reporting obligations reflect robust risk practice. Support new fund/product development and strategic initiatives from a risk and compliance perspective. Build, lead, and develop a high performing Risk team. Embed risk culture promoting proportional analysis and strong documentation; coach regional/sector heads and investment managers. Partner closely with the Finance team. Key Relationships CEO and FD Regional Fund Heads Investment Committee / Credit Committee Board Risk Committee and Chair of BRC Regulators and external advisers External compliance consultants and professionals (e.g solicitors & Insolvency practitioners) Person Specification Essential Experience Significant senior experience in risk management and compliance within financial services, with eligibility to hold a Senior Manager Function (SMF). Strong background in SME lending, credit risk, or investment environments. Demonstrable experience working in regulated firms (FCA or similar). Experience presenting to Boards and senior stakeholders. Proven ability to operate effectively in a small, fast growing organisation. Technical Knowledge Credit risk frameworks and portfolio management Regulatory compliance and governance AML / KYC and financial crime controls Risk appetite setting and stress testing Regulatory handbook, reporting and compliance monitoring Qualifications (Desirable) Relevant professional qualification (e.g. ICA, FRM, PRM, ACA, CFA or equivalent). Personal Attributes Commercially minded with strong judgement Confident communicator with gravitas at Board level Pragmatic, solutions oriented approach to risk High integrity and independence of thought Comfortable balancing control with growth objectives KPIs & success measures Building on the existing robust measures for the strategy of FSE updating for risk assessment advances in the wider market. Improving efficiency of processes utilising technology, including AI, to provide robust systems delivered at higher volumes. Portfolio performance vs. Risk Appetite (defaults/impairments, equity write downs, recovery rates). Committee throughput and decision quality (time to sanction, exceptions trend, post decision outcomes). Operational/compliance health (policy adherence, monitoring findings closed on time, BC/DR readiness). Stakeholder confidence (Board, funders, auditors) reflected in fewer surprises and clearer forward risk views. January 2026
Feb 20, 2026
Full time
Job Description Head of Risk & Compliance Location: Fleet, Hampshire (Hybrid working available) Reporting Line: Chief Executive Officer, Regular reporting to the Board and Risk Committee Status: 1.00 FTE Role Purpose The Head of Risk & Compliance is a senior leadership role responsible for establishing, owning, and continuously enhancing the firm's risk management and compliance frameworks. The role provides independent oversight across all risk categories and regulatory obligations, supporting sustainable growth of the SME lending and equity investment portfolio. The position operates as a key second line function and acts as a trusted adviser to the Board, executive team, and investment committees. Key Responsibilities Risk Management Refine, implement, and maintain the firm's enterprise risk management framework, including risk appetite, policies, and governance structures. Own and challenge existing credit risk frameworks covering SME debt and equity investments. Monitor and report portfolio risk, concentration risk, stress testing, scenario analysis, and capital adequacy. Own operational, liquidity, reputational, and strategic risk assessments. Ensure timely and accurate risk reporting to the Board Risk Committee and senior management. Embed a strong risk culture across the organisation through training, communication, and effective challenge. Portfolio Management Oversee second line portfolio risk monitoring for both debt and equity: watch lists, triggers, MI dashboards, impairment/provisions, and performance vs. plan. Direct coverage/portfolio intervention process plan (work outs, restructures, external specialists) to minimise losses and maximise outcomes; assure fair customer treatment and regulatory expectations are met. Lead portfolio governance reporting and challenge including credit scoring/grading, Probability of Default (PD) and Loss Given Default (LGD) Exposure at Default (EAD) approaches, stress testing for debt portfolios, and equity valuation/exit risk assessment frameworks. Produce concise, decision useful risk reports for Regional Fund Heads, on impairments, recoveries, and thematic risks. Compliance & Regulatory Oversight Own and maintain the firm's compliance framework in line with FCA (or equivalent) regulatory requirements. Hold FCA regulatory approval for Compliance (SMF16) and MLRO (SMF17) duties, maintain policies and monitoring plans, and liaise with regulators and advisers as the main point of contact. Oversee AML, KYC, financial crime, conduct risk, maintain business continuity/disaster recovery oversight and data protection obligations. Own and implement annual compliance monitoring programmes, policies, and controls. Manage all regulatory interaction, including reporting, breaches, remediation plans, and internal compliance audits. Ensure governance arrangements meet regulatory expectations for a regulated SME lender/investor. Governance & Leadership Chair or contribute to Management and Board Risk Committees. Provide clear, practical advice to the Board on risk and regulatory matters. Be the contact point for Investors ensuring contract and reporting obligations reflect robust risk practice. Support new fund/product development and strategic initiatives from a risk and compliance perspective. Build, lead, and develop a high performing Risk team. Embed risk culture promoting proportional analysis and strong documentation; coach regional/sector heads and investment managers. Partner closely with the Finance team. Key Relationships CEO and FD Regional Fund Heads Investment Committee / Credit Committee Board Risk Committee and Chair of BRC Regulators and external advisers External compliance consultants and professionals (e.g solicitors & Insolvency practitioners) Person Specification Essential Experience Significant senior experience in risk management and compliance within financial services, with eligibility to hold a Senior Manager Function (SMF). Strong background in SME lending, credit risk, or investment environments. Demonstrable experience working in regulated firms (FCA or similar). Experience presenting to Boards and senior stakeholders. Proven ability to operate effectively in a small, fast growing organisation. Technical Knowledge Credit risk frameworks and portfolio management Regulatory compliance and governance AML / KYC and financial crime controls Risk appetite setting and stress testing Regulatory handbook, reporting and compliance monitoring Qualifications (Desirable) Relevant professional qualification (e.g. ICA, FRM, PRM, ACA, CFA or equivalent). Personal Attributes Commercially minded with strong judgement Confident communicator with gravitas at Board level Pragmatic, solutions oriented approach to risk High integrity and independence of thought Comfortable balancing control with growth objectives KPIs & success measures Building on the existing robust measures for the strategy of FSE updating for risk assessment advances in the wider market. Improving efficiency of processes utilising technology, including AI, to provide robust systems delivered at higher volumes. Portfolio performance vs. Risk Appetite (defaults/impairments, equity write downs, recovery rates). Committee throughput and decision quality (time to sanction, exceptions trend, post decision outcomes). Operational/compliance health (policy adherence, monitoring findings closed on time, BC/DR readiness). Stakeholder confidence (Board, funders, auditors) reflected in fewer surprises and clearer forward risk views. January 2026
Money Adviser (Welfare Rights Officer) Salary: 36,000 (Including 2,000 car allowance) Location: Bedford / Hybrid About the Role Are you passionate about helping people manage their finances and improve their wellbeing? bpha is seeking a dedicated Money Adviser to join our team. In this vital role, you will provide benefit and debt advice to our residents, helping them avoid financial difficulties and maximise their incomes. You'll proactively support those at risk, especially new tenants, and work to sustain tenancies and prevent rent arrears. As a Money Adviser, you will be: Delivering benefit and debt advice, information, and guidance to bpha residents. Targeting residents at high risk of financial difficulties, especially within their first year of tenancy. Raising awareness of financial capability through one-to-one sessions. Supporting customers with non-priority debt and negotiate affordable repayment plans. Working collaboratively to reduce fuel poverty and provide access to grants. Promoting the Money Advice Service internally and externally, including at community hubs. Delivering customer-centric service and manage complex cases. Providing training to staff on benefit changes and money advice. Contributing to specialist projects and support other areas of the organisation as needed. Maintaining up-to-date knowledge of relevant legislation and best practice. What we're looking for as a Money Adviser: Essential Skills & Experience: Proficiency in MS Word, Excel, Outlook, and PowerPoint. Strong written communication and numeracy skills. Customer-focused with excellent time management. Confident communicator able to manage a varied workload. Up-to-date working knowledge of benefit and debt legislation. Knowledge of Financial Conduct Authority standards. Experience providing welfare advice in a commercial environment. Experience with case management and securing external funding. Experience using MS Office and specialist money advice software. Partnership working with key stakeholders and local agencies. Qualifications: NVQ Level 4 Advice and Guidance or similar. Certificate in Money Advice Practice. Satisfactory enhanced DBS Check. Desirable: MS Visio skills. Strong analytical and reporting skills. Experience preparing and delivering training. Member of Institute of Money Advisors. Authorised Debt Relief Intermediary or DRO intermediary. Why Join Us? At bpha, our values are at the heart of everything we do: We take responsibility: We do what we say and are accountable for our actions. We show empathy: We respect and listen to every colleague and customer. We are better together: We value diversity and achieve more as one team. We are ambitious: We strive for excellence and make a positive difference. Are you ready to make a difference? If you are committed to making a real impact and share our values, we would love to hear from you! Please note that applications will be reviewed as received and as such bpha reserves the right to close applications prior to the advertised closing date upon identification of a suitable candidate. Early applications are encouraged to avoid disappointment. All offers will be subject to satisfactory pre-employment screening, including DBS check and references.
Feb 19, 2026
Full time
Money Adviser (Welfare Rights Officer) Salary: 36,000 (Including 2,000 car allowance) Location: Bedford / Hybrid About the Role Are you passionate about helping people manage their finances and improve their wellbeing? bpha is seeking a dedicated Money Adviser to join our team. In this vital role, you will provide benefit and debt advice to our residents, helping them avoid financial difficulties and maximise their incomes. You'll proactively support those at risk, especially new tenants, and work to sustain tenancies and prevent rent arrears. As a Money Adviser, you will be: Delivering benefit and debt advice, information, and guidance to bpha residents. Targeting residents at high risk of financial difficulties, especially within their first year of tenancy. Raising awareness of financial capability through one-to-one sessions. Supporting customers with non-priority debt and negotiate affordable repayment plans. Working collaboratively to reduce fuel poverty and provide access to grants. Promoting the Money Advice Service internally and externally, including at community hubs. Delivering customer-centric service and manage complex cases. Providing training to staff on benefit changes and money advice. Contributing to specialist projects and support other areas of the organisation as needed. Maintaining up-to-date knowledge of relevant legislation and best practice. What we're looking for as a Money Adviser: Essential Skills & Experience: Proficiency in MS Word, Excel, Outlook, and PowerPoint. Strong written communication and numeracy skills. Customer-focused with excellent time management. Confident communicator able to manage a varied workload. Up-to-date working knowledge of benefit and debt legislation. Knowledge of Financial Conduct Authority standards. Experience providing welfare advice in a commercial environment. Experience with case management and securing external funding. Experience using MS Office and specialist money advice software. Partnership working with key stakeholders and local agencies. Qualifications: NVQ Level 4 Advice and Guidance or similar. Certificate in Money Advice Practice. Satisfactory enhanced DBS Check. Desirable: MS Visio skills. Strong analytical and reporting skills. Experience preparing and delivering training. Member of Institute of Money Advisors. Authorised Debt Relief Intermediary or DRO intermediary. Why Join Us? At bpha, our values are at the heart of everything we do: We take responsibility: We do what we say and are accountable for our actions. We show empathy: We respect and listen to every colleague and customer. We are better together: We value diversity and achieve more as one team. We are ambitious: We strive for excellence and make a positive difference. Are you ready to make a difference? If you are committed to making a real impact and share our values, we would love to hear from you! Please note that applications will be reviewed as received and as such bpha reserves the right to close applications prior to the advertised closing date upon identification of a suitable candidate. Early applications are encouraged to avoid disappointment. All offers will be subject to satisfactory pre-employment screening, including DBS check and references.
Citizens Advice Dudley & Wolverhampton
Dudley, West Midlands
At Citizens Advice Dudley & Wolverhampton, we provide high quality information, advice and guidance to people facing a wide range of challenges. We also work to influence change, tackling the underlying causes of the problems our clients experience. Due to continued growth and the development of new ways of working, we are expanding our teams across the Dudley Borough and the City of Wolverhampton. We are looking for people who are committed, compassionate and motivated to deliver excellent services that make a real difference to our local communities. Debt Caseworker Permanent Contract: 37hrs p/w (min 22.5 hrs) - £28,000-£31,000 p/a FTE This role is intended for an experienced debt adviser who is able to manage a debt caseload and work with a high degree of autonomy, acting as adviser, advocate and representative for clients. You will be responsible for achieving agreed targets and outcomes, while ensuring all work complies with Citizens Advice Quality Standards, the Money and Pensions Service (MaPS) Debt Advice Quality Framework, and Financial Conduct Authority (FCA) requirements. About You Experience of delivering debt or money advice work within the last three years, or demonstrable equivalent experience in a related advice role Ability to work effectively in emotionally demanding situations, demonstrating adaptability, self-awareness and professionalism Excellent organisational and administrative skills, with the ability to manage a caseload, prioritise work and meet tight deadlines Ability to communicate clearly and professionally with clients, colleagues and external partners To be able to work autonomously and to make decisions in the best interests of the clients and/or organisation recognising when to seek guidance or escalate appropriately Working with Us • Our work is guided by our 4Cs values: Connect Change Compassionate Committed. • We pride ourselves on a supportive, collaborative culture where staff wellbeing is prioritised. • We are committed to developing our workforce and providing opportunities for learning, progression and continuous improvement. • We warmly welcome applications from people of all backgrounds. We are committed to building a workforce that reflects the diversity of the communities we serve. • Roles are based across Dudley and Wolverhampton, with hybrid working between home and office depending on service requirements. • Salaries dependent on skills and experience. • Hours as advertised per role, with flexibility considered where appropriate. How to Apply Visit our website to download the recruitment pack and review the job description and person specification for the role you are interested in. The recruitment pack also contains detailed instructions on how to apply. Submit your CV and a personal statement (up to two sides of A4) explaining how your skills and experience meet the requirements of the role. Make sure your contact details are included so we can get in touch. For any questions or to submit your CV and personal statement, please email our HR inbox (further details can be found on our website) Closing Date: Monday 9th March 2026 at 9am We reserve the right to close these vacancies early if we receive sufficient applications for the role. If you are interested, please submit your application as early as possible Join our team and grow both personally and professionally while making a tangible difference to people facing real challenges in our communities.
Feb 10, 2026
Full time
At Citizens Advice Dudley & Wolverhampton, we provide high quality information, advice and guidance to people facing a wide range of challenges. We also work to influence change, tackling the underlying causes of the problems our clients experience. Due to continued growth and the development of new ways of working, we are expanding our teams across the Dudley Borough and the City of Wolverhampton. We are looking for people who are committed, compassionate and motivated to deliver excellent services that make a real difference to our local communities. Debt Caseworker Permanent Contract: 37hrs p/w (min 22.5 hrs) - £28,000-£31,000 p/a FTE This role is intended for an experienced debt adviser who is able to manage a debt caseload and work with a high degree of autonomy, acting as adviser, advocate and representative for clients. You will be responsible for achieving agreed targets and outcomes, while ensuring all work complies with Citizens Advice Quality Standards, the Money and Pensions Service (MaPS) Debt Advice Quality Framework, and Financial Conduct Authority (FCA) requirements. About You Experience of delivering debt or money advice work within the last three years, or demonstrable equivalent experience in a related advice role Ability to work effectively in emotionally demanding situations, demonstrating adaptability, self-awareness and professionalism Excellent organisational and administrative skills, with the ability to manage a caseload, prioritise work and meet tight deadlines Ability to communicate clearly and professionally with clients, colleagues and external partners To be able to work autonomously and to make decisions in the best interests of the clients and/or organisation recognising when to seek guidance or escalate appropriately Working with Us • Our work is guided by our 4Cs values: Connect Change Compassionate Committed. • We pride ourselves on a supportive, collaborative culture where staff wellbeing is prioritised. • We are committed to developing our workforce and providing opportunities for learning, progression and continuous improvement. • We warmly welcome applications from people of all backgrounds. We are committed to building a workforce that reflects the diversity of the communities we serve. • Roles are based across Dudley and Wolverhampton, with hybrid working between home and office depending on service requirements. • Salaries dependent on skills and experience. • Hours as advertised per role, with flexibility considered where appropriate. How to Apply Visit our website to download the recruitment pack and review the job description and person specification for the role you are interested in. The recruitment pack also contains detailed instructions on how to apply. Submit your CV and a personal statement (up to two sides of A4) explaining how your skills and experience meet the requirements of the role. Make sure your contact details are included so we can get in touch. For any questions or to submit your CV and personal statement, please email our HR inbox (further details can be found on our website) Closing Date: Monday 9th March 2026 at 9am We reserve the right to close these vacancies early if we receive sufficient applications for the role. If you are interested, please submit your application as early as possible Join our team and grow both personally and professionally while making a tangible difference to people facing real challenges in our communities.
# Head of Engineering - RetailDate Posted: 30/01/2026Location: LondonJob Type: Full time Head of Engineering - Retail Location: London- hybrid Contract: Permanent Hours: Full time- 35 hours Purpose Just Group's Retail division, which develops and delivers retirement finance products sold via financial advisers and intermediaries, is modernising its platforms and customer journeys. To support this, we need resilient, scalable, and innovative engineering capabilities, with AI first, agentic, and context driven practices at the centre of how we build and deliver.The Head of Engineering for Retail will lead the Retail engineering organisation, set technical direction, and ensure high quality delivery. They will drive the adoption of modern engineering approaches to keep our technology secure, reliable, and future ready. Reporting to the Retail IT Director, they will manage Engineering Managers and foster a high performing culture focused on secure, efficient, and AI enabled delivery. About Just We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Key Accountabilities Define and deliver the Retail engineering roadmap, aligned with Group technology strategy and modern engineering practices. Champion AI first, agentic, and context driven approaches to improve resilience, scalability, and innovation. Provide technical leadership on architecture, solution design, and management of technical debt. Ensure high quality, secure, and scalable delivery of Retail platforms and applications. Oversee delivery planning, execution, risks, and incident management (P1/P2), ensuring rapid and effective resolution. Build engineering capability by leading and developing Engineering Managers and the wider engineering leadership team. Promote strong engineering standards across automation, DevOps pipelines, observability, and cloud native development. Act as a trusted partner to stakeholders, providing clear communication on delivery health, risks, and technical priorities. Examples of Key Activities Chair Retail engineering governance forums, ensuring adherence to standards and alignment with Group principles. Maintain and regularly review the technical debt and end-of-life register, feeding prioritised items into roadmaps. Review and challenge major technical design proposals to ensure scalability, security, and maintainability. Act as incident escalation point for P1 and P2 events, coordinating resolution and leading post-incident reviews. Partner with Engineering Managers to provide delivery updates, dependency tracking, and risk management. Mentor and coach Engineering Managers, building a high-quality leadership capability. Represent Retail Engineering in cross-business forums, ensuring Retail's needs are clearly articulated and understood. What We're Looking For Strong engineering leadership experience, managing multi team delivery at scale (50+ FTE including partners), within Financial Services Solid understanding of modern engineering practices, including software development, architecture, cloud, CI/CD, DevSecOps, observability, and security first design. Knowledge of AI first, agentic, and context driven engineering approaches. Experience delivering large scale technology change and modernising legacy platforms, ideally within the Microsoft ecosystem. Proven ability to build engineering capability, drive adoption of standards, and shape a high performing engineering culture. Skilled in managing hybrid delivery models involving vendors, partners, and in house teams. Comfortable operating in regulated environments with strong focus on security, performance, and resilience. Effective at influencing senior stakeholders and translating technical considerations into business focused outcomes. Experience managing major incidents (P1/P2) and leading robust resolution and review processes. Our behaviours At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. What's in it for you A competitive salary, pension scheme and life assurance 25 days annual leave plus an additional day on us for your birthday Private medical cover and income protection, just in case A generous and highly achievable bonus scheme Opportunities to progress your career in-role and within the company Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders A variety of employee funded benefits available via our online benefits portal Plus, several additional purchase options available for you and your loved onesExplore our on our dedicated benefits page. Belonging at Just Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity. Application details Please submit your CV using the 'apply now' button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment. Be Bold. Be Brilliant. Be Just.
Feb 08, 2026
Full time
# Head of Engineering - RetailDate Posted: 30/01/2026Location: LondonJob Type: Full time Head of Engineering - Retail Location: London- hybrid Contract: Permanent Hours: Full time- 35 hours Purpose Just Group's Retail division, which develops and delivers retirement finance products sold via financial advisers and intermediaries, is modernising its platforms and customer journeys. To support this, we need resilient, scalable, and innovative engineering capabilities, with AI first, agentic, and context driven practices at the centre of how we build and deliver.The Head of Engineering for Retail will lead the Retail engineering organisation, set technical direction, and ensure high quality delivery. They will drive the adoption of modern engineering approaches to keep our technology secure, reliable, and future ready. Reporting to the Retail IT Director, they will manage Engineering Managers and foster a high performing culture focused on secure, efficient, and AI enabled delivery. About Just We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Key Accountabilities Define and deliver the Retail engineering roadmap, aligned with Group technology strategy and modern engineering practices. Champion AI first, agentic, and context driven approaches to improve resilience, scalability, and innovation. Provide technical leadership on architecture, solution design, and management of technical debt. Ensure high quality, secure, and scalable delivery of Retail platforms and applications. Oversee delivery planning, execution, risks, and incident management (P1/P2), ensuring rapid and effective resolution. Build engineering capability by leading and developing Engineering Managers and the wider engineering leadership team. Promote strong engineering standards across automation, DevOps pipelines, observability, and cloud native development. Act as a trusted partner to stakeholders, providing clear communication on delivery health, risks, and technical priorities. Examples of Key Activities Chair Retail engineering governance forums, ensuring adherence to standards and alignment with Group principles. Maintain and regularly review the technical debt and end-of-life register, feeding prioritised items into roadmaps. Review and challenge major technical design proposals to ensure scalability, security, and maintainability. Act as incident escalation point for P1 and P2 events, coordinating resolution and leading post-incident reviews. Partner with Engineering Managers to provide delivery updates, dependency tracking, and risk management. Mentor and coach Engineering Managers, building a high-quality leadership capability. Represent Retail Engineering in cross-business forums, ensuring Retail's needs are clearly articulated and understood. What We're Looking For Strong engineering leadership experience, managing multi team delivery at scale (50+ FTE including partners), within Financial Services Solid understanding of modern engineering practices, including software development, architecture, cloud, CI/CD, DevSecOps, observability, and security first design. Knowledge of AI first, agentic, and context driven engineering approaches. Experience delivering large scale technology change and modernising legacy platforms, ideally within the Microsoft ecosystem. Proven ability to build engineering capability, drive adoption of standards, and shape a high performing engineering culture. Skilled in managing hybrid delivery models involving vendors, partners, and in house teams. Comfortable operating in regulated environments with strong focus on security, performance, and resilience. Effective at influencing senior stakeholders and translating technical considerations into business focused outcomes. Experience managing major incidents (P1/P2) and leading robust resolution and review processes. Our behaviours At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. What's in it for you A competitive salary, pension scheme and life assurance 25 days annual leave plus an additional day on us for your birthday Private medical cover and income protection, just in case A generous and highly achievable bonus scheme Opportunities to progress your career in-role and within the company Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders A variety of employee funded benefits available via our online benefits portal Plus, several additional purchase options available for you and your loved onesExplore our on our dedicated benefits page. Belonging at Just Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity. Application details Please submit your CV using the 'apply now' button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment. Be Bold. Be Brilliant. Be Just.
Principal, European Real Estate Credit, Debt Capital Markets page is loaded Principal, European Real Estate Credit, Debt Capital Marketslocations: London, UKtime type: Full timeposted on: Posted Yesterdayjob requisition id: R7322 Over the last 20 years, Ares' success has been driven by our people and our culture. Today, our team is guided by our core values - Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy - and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry. Job Description Ares Management is seeking a Principal to join its European Debt Capital Markets team in London. This team plays a critical role in sourcing, structuring, and executing debt financing solutions that support the firm's European real estate credit strategies.The ideal candidate will bring extensive experience in commercial real estate debt and demonstrate expertise across: Secured loan and structured finance documentation Credit facility structuring, including loan-on-loan and repo arrangements Transactional banking and liquidity managementWorking closely with internal stakeholders and external counterparties, this role will focus on originating innovative financing facilities for debt investment strategies. The Principal will provide proactive advice on pricing, structuring, and liability management to optimise execution and deliver best-in-class outcomes. Responsibilities: Origination & Structuring - Lead the end-to-end borrowing lifecycle, including RFP delivery, lender engagement, financial modelling, negotiation of facility and security documentation, and drawdown execution. Market Intelligence, Lender Coverage & Advisory - Monitor market trends and leverage platform scale to optimise pricing, structure, and execution. Develop and oversee broad-based network of key lender relationships. Provide strategic advice on liability management and capital structure optimization. Loan Performance & Risk Management - Oversee watch-listed and non-performing loans, conduct forward-looking performance assessments against underwriting standards, and advise on concession or waiver requests. Collaboration & Stakeholder Management - Work closely with internal teams and external parties-including legal, asset management, portfolio management, and lenders-to ensure seamless coordination across Ares' debt and equity strategies in Europe and the US. Strategic Projects & Process Improvement - Contribute to capital raising initiatives and support projects aimed at enhancing loan and hedge reporting, transactional banking, and operational efficiency. Skills and Experience: Ten to twelve years of experience in commercial real estate financing in Europe Expertise in debt due diligence and transaction management Experience in underwriting and/or managing performing and non-performing loans but also granular property knowledge Familiarity with LMA structured finance, loan on loan facilities, and repo financing arrangements Excellent time management, organizational skills Strong analytical, written, verbal, and critical thinking skills Driven, proactive, attentive, collaborative, self-motivated, and team-oriented Proficiency in MS suite (Word, Excel, PowerPoint) and market research services Knowledge of European languages (German, Dutch, Italian, French, or other) is an asset High ethical standards required Reporting Relationships Partner, Co-Head of Capital Solutions There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active. Ares Management Corporation (NYSE: ARES) is a leading global alternative investment manager offering clients complementary primary and secondary investment solutions across the credit, real estate, private equity and infrastructure asset classes. We seek to provide flexible capital to support businesses and create value for our stakeholders and within our communities. By collaborating across our investment groups, we aim to generate consistent and attractive investment returns throughout market cycles. As of September 30, 2025, Ares Management's global platform had approximately $596 billion of assets under management(1) with more than 4,200 employees operating across North America, South America, Europe, Asia Pacific and the Middle East. For more information, please visit .Ares Management LLC (together with its related operating and administrative subsidiaries, "Ares Management") is an Equal Employment Opportunity employer and considers all applicants for employment without regard to race, color, religion, ethnicity, creed, sex, age, national origin, alienage or citizenship status, disability, medical condition, pregnancy, marital status, partnership status, sexual orientation, status regarding public assistance, military or veteran status, domestic violence victim status, gender identity and expression, transgender status, genetic information, status as unemployed, political affiliation or any other characteristic protected by federal, state or local law.Ares Management will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Chance Initiative for Hiring Ordinance.(1) As of September 30, 2025. AUM amounts include funds managed by Ivy Hill Asset Management, LP., a wholly owned portfolio company of Ares Capital Corporation and registered investment adviser.
Feb 05, 2026
Full time
Principal, European Real Estate Credit, Debt Capital Markets page is loaded Principal, European Real Estate Credit, Debt Capital Marketslocations: London, UKtime type: Full timeposted on: Posted Yesterdayjob requisition id: R7322 Over the last 20 years, Ares' success has been driven by our people and our culture. Today, our team is guided by our core values - Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy - and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming, we are committed to fostering a welcoming and inclusive work environment where high-performance talent of diverse backgrounds, experiences, and perspectives can build careers within this exciting and growing industry. Job Description Ares Management is seeking a Principal to join its European Debt Capital Markets team in London. This team plays a critical role in sourcing, structuring, and executing debt financing solutions that support the firm's European real estate credit strategies.The ideal candidate will bring extensive experience in commercial real estate debt and demonstrate expertise across: Secured loan and structured finance documentation Credit facility structuring, including loan-on-loan and repo arrangements Transactional banking and liquidity managementWorking closely with internal stakeholders and external counterparties, this role will focus on originating innovative financing facilities for debt investment strategies. The Principal will provide proactive advice on pricing, structuring, and liability management to optimise execution and deliver best-in-class outcomes. Responsibilities: Origination & Structuring - Lead the end-to-end borrowing lifecycle, including RFP delivery, lender engagement, financial modelling, negotiation of facility and security documentation, and drawdown execution. Market Intelligence, Lender Coverage & Advisory - Monitor market trends and leverage platform scale to optimise pricing, structure, and execution. Develop and oversee broad-based network of key lender relationships. Provide strategic advice on liability management and capital structure optimization. Loan Performance & Risk Management - Oversee watch-listed and non-performing loans, conduct forward-looking performance assessments against underwriting standards, and advise on concession or waiver requests. Collaboration & Stakeholder Management - Work closely with internal teams and external parties-including legal, asset management, portfolio management, and lenders-to ensure seamless coordination across Ares' debt and equity strategies in Europe and the US. Strategic Projects & Process Improvement - Contribute to capital raising initiatives and support projects aimed at enhancing loan and hedge reporting, transactional banking, and operational efficiency. Skills and Experience: Ten to twelve years of experience in commercial real estate financing in Europe Expertise in debt due diligence and transaction management Experience in underwriting and/or managing performing and non-performing loans but also granular property knowledge Familiarity with LMA structured finance, loan on loan facilities, and repo financing arrangements Excellent time management, organizational skills Strong analytical, written, verbal, and critical thinking skills Driven, proactive, attentive, collaborative, self-motivated, and team-oriented Proficiency in MS suite (Word, Excel, PowerPoint) and market research services Knowledge of European languages (German, Dutch, Italian, French, or other) is an asset High ethical standards required Reporting Relationships Partner, Co-Head of Capital Solutions There is no set deadline to apply for this job opportunity. Applications will be accepted on an ongoing basis until the search is no longer active. Ares Management Corporation (NYSE: ARES) is a leading global alternative investment manager offering clients complementary primary and secondary investment solutions across the credit, real estate, private equity and infrastructure asset classes. We seek to provide flexible capital to support businesses and create value for our stakeholders and within our communities. By collaborating across our investment groups, we aim to generate consistent and attractive investment returns throughout market cycles. As of September 30, 2025, Ares Management's global platform had approximately $596 billion of assets under management(1) with more than 4,200 employees operating across North America, South America, Europe, Asia Pacific and the Middle East. For more information, please visit .Ares Management LLC (together with its related operating and administrative subsidiaries, "Ares Management") is an Equal Employment Opportunity employer and considers all applicants for employment without regard to race, color, religion, ethnicity, creed, sex, age, national origin, alienage or citizenship status, disability, medical condition, pregnancy, marital status, partnership status, sexual orientation, status regarding public assistance, military or veteran status, domestic violence victim status, gender identity and expression, transgender status, genetic information, status as unemployed, political affiliation or any other characteristic protected by federal, state or local law.Ares Management will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Fair Chance Initiative for Hiring Ordinance.(1) As of September 30, 2025. AUM amounts include funds managed by Ivy Hill Asset Management, LP., a wholly owned portfolio company of Ares Capital Corporation and registered investment adviser.
Immigration Caseworker We are seeking a motivated Immigration Caseworker to train to IAA Level 2 and provide high quality advice to people experiencing immigration issues. Position: Immigration Caseworker Salary: £27,089 to £28,783 per annum, dependent on experience Location: Bournemouth, Christchurch and Poole Hours: Full time, 37 hours per week Contract: Fixed term, 12 months Closing Date: Monday 2 March 2026, 9am About the Role This role has been created as part of a funded project to train two Immigration Caseworkers to IAA Level 2 and expand local immigration advice provision. Immigration advice is regulated and highly complex, so you will follow a structured training programme while managing an independent caseload with support from a specialist team. Key responsibilities include: Working towards an agreed IAA qualification level with a personalised training plan Keeping accurate training and supervision records in line with regulatory requirements Providing face to face and remote immigration advice to local residents Managing a caseload and preparing applications, letters and supporting documentation Liaising with statutory and non statutory bodies on behalf of clients Maintaining clear, compliant and confidential case records Supporting colleagues with immigration related queries Keeping up to date with immigration law, policy and best practice Contributing to service development, reporting and quality assurance Representing the service at relevant meetings and with partner agencies About You You do not need previous experience as an Immigration Caseworker, but you must be able to demonstrate the potential to work in a regulated advice environment. Essential skills and experience include: High level of written and spoken English Strong writing skills for reports, letters and submissions Ability to manage multiple tasks with excellent attention to detail Experience of working with vulnerable people in a sensitive and professional way Confidence using IT systems for case recording and document production Ability to follow procedures and maintain high standards Strong interpersonal and communication skills Commitment to equality, diversity and inclusive services Applications are welcomed from people with lived experience of migration. About the Organisation The organisation provides free, independent and confidential advice to thousands of people each year across Bournemouth, Christchurch and Poole. Services include welfare, benefits, debt and specialist projects such as immigration and hate crime support. The organisation works locally while being part of a national advice network, using evidence from client work to improve services and influence change. In Return Ongoing training and development Generous annual leave Access to online health and wellbeing resources Employee Assistance Programme Employer pension contributions Life leave policy, including an extra day s leave for your birthday Other roles you may have experience of could include: Immigration Adviser, Caseworker, Advice Worker, Support Worker, Welfare Adviser, Legal Support Officer, Client Adviser, Project Worker, If you are organised, motivated and keen to build a career in immigration advice while supporting people at a critical time in their lives, this could be a great next step. PLEASE NOTE: This role is being advertised by NFP People on behalf of the organisation.
Feb 03, 2026
Contractor
Immigration Caseworker We are seeking a motivated Immigration Caseworker to train to IAA Level 2 and provide high quality advice to people experiencing immigration issues. Position: Immigration Caseworker Salary: £27,089 to £28,783 per annum, dependent on experience Location: Bournemouth, Christchurch and Poole Hours: Full time, 37 hours per week Contract: Fixed term, 12 months Closing Date: Monday 2 March 2026, 9am About the Role This role has been created as part of a funded project to train two Immigration Caseworkers to IAA Level 2 and expand local immigration advice provision. Immigration advice is regulated and highly complex, so you will follow a structured training programme while managing an independent caseload with support from a specialist team. Key responsibilities include: Working towards an agreed IAA qualification level with a personalised training plan Keeping accurate training and supervision records in line with regulatory requirements Providing face to face and remote immigration advice to local residents Managing a caseload and preparing applications, letters and supporting documentation Liaising with statutory and non statutory bodies on behalf of clients Maintaining clear, compliant and confidential case records Supporting colleagues with immigration related queries Keeping up to date with immigration law, policy and best practice Contributing to service development, reporting and quality assurance Representing the service at relevant meetings and with partner agencies About You You do not need previous experience as an Immigration Caseworker, but you must be able to demonstrate the potential to work in a regulated advice environment. Essential skills and experience include: High level of written and spoken English Strong writing skills for reports, letters and submissions Ability to manage multiple tasks with excellent attention to detail Experience of working with vulnerable people in a sensitive and professional way Confidence using IT systems for case recording and document production Ability to follow procedures and maintain high standards Strong interpersonal and communication skills Commitment to equality, diversity and inclusive services Applications are welcomed from people with lived experience of migration. About the Organisation The organisation provides free, independent and confidential advice to thousands of people each year across Bournemouth, Christchurch and Poole. Services include welfare, benefits, debt and specialist projects such as immigration and hate crime support. The organisation works locally while being part of a national advice network, using evidence from client work to improve services and influence change. In Return Ongoing training and development Generous annual leave Access to online health and wellbeing resources Employee Assistance Programme Employer pension contributions Life leave policy, including an extra day s leave for your birthday Other roles you may have experience of could include: Immigration Adviser, Caseworker, Advice Worker, Support Worker, Welfare Adviser, Legal Support Officer, Client Adviser, Project Worker, If you are organised, motivated and keen to build a career in immigration advice while supporting people at a critical time in their lives, this could be a great next step. PLEASE NOTE: This role is being advertised by NFP People on behalf of the organisation.
