Select how often (in days) to receive an alert: Pricing Manager (Energy Marine Construction Lines) 121904 Working hours: This role is available on a part-time, job-share or full-time basis. Location: London Closing date for applications: 18th December 2025 The opportunity Are you looking to step up in your actuarial/data science career? Are you looking to have your voice heard and make a real, measurable impact on our business? Are you looking for variety in your role whilst working alongside some of the best actuaries, data scientists and underwriters in the market? Are you excited about joining a team that is constantly looking to innovate and explore the art of the possible? If so, this could be your next role and we would love to hear from you! The location of this role can be flexible but travel to meet other team members and stakeholders in our London office on a regular basis will be required. As part of our hybrid working approach, you'll also have the opportunity to work from home as well as joining our team in Mark Lane, London. Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren't available full-time. Please talk to us at interview about the flexibility you may need. What will you be doing? Within the Commercial Lines Pricing team, you will manage the team supporting Energy, Marine & Construction lines of business with an opportunity to work across multiple other Specialties lines of business including but not limited to D&O, Professional Indemnity, Financial Institutions and Cyber. This role focuses on our Corporate business meaning that you get to work on some of the largest and most complex insurance programmes in the market. You will primarily be responsible for assisting Specialties underwriting teams in bespoke pricing and performance analysis. Other responsibilities will also include: Support the delivery of pricing and portfolio management solutions, across multiple portfolios, through advanced analytics, data analysis and modelling. Collaborate closely with local underwriting functions and Group actuarial and underwriting teams to scope, build, develop, document, and maintain pricing tools. Pricing of large individual accounts, often across multiple lines of business, whilst tailoring your approach and pricing techniques to the unique specifics of these highly complex risks. Provide regular training and support to the actuarial and underwriting communities with a specific focus on best practice. Collaborate with subject matter experts across claims, reserving, underwriting and finance to develop Country Underwriting Plan, demonstrating increasing knowledge of relevant disciplines and procedures, informing portfolio insights and profitability, and providing first class service and analysis to local management and stakeholders. Manage a team, supporting junior analysts with their personal development and coaching them in their technical and non technical skills. Ownership of all EMC topics within Pricing team, including but not limited to monitoring of technical price assumptions and market pricing decisions. Regular monitoring and reporting of key trends and performance to senior stakeholders in the UK and to Group. Develop and maintain pricing and underwriting systems and incorporate efficiencies or improvements. Role model and contribute to a positive and supportive team culture. What are we looking for? Educated to degree level Qualified actuary/ data scientist Experience gained in an actuarial / data science role (ideally commercial lines / London market) Excellent knowledge of actuarial professional guidance Market, risk and business awareness Excellent knowledge of insurance products and industry Highly numerate and analytical Technical experience - MS Office suite, coding languages (R/Python, VBA, SQL) Communication and interpersonal skills Ability to manage own and other team members work portfolio As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You'll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply. What will you get in return? Everyone's different. That's why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday. Our Culture At Zurich, our sense of community is strong and we're particularly passionate about diversity and inclusion, which we've won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, irrespective of their background, beliefs or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic. We've an environment that places a real importance on our people's wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We're also committed to continuous improvement and we offer access to a comprehensive range of training and development opportunities. We're passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest established corporate trusts in the UK. In that time, we've awarded grants and volunteered time to deserving causes in the UK valued at over £90 million. So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us. Hybrid Financials 12% defined non contributory pension scheme. Annual company bonus. Income Protection. Life cover - four times your salary. Time away 25 days holiday a year plus bank holidays. You can also request to swap UK bank holidays for days off that have cultural or religious significance to you. The option to buy up to an additional 20 days or sell some of your holiday. Three days paid volunteering. Up to 16 weeks' full pay for maternity, paternity and adoption leave. Your health is important to us Access to Private medical insurance. Virtual GP appointments. Discounted gym membership. Free flu jab. Access to a wealth of support from our wellbeing partners. We're making a difference Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the 'UN Business Ambition for 1.5 C' pledge. Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.
Dec 16, 2025
Full time
Select how often (in days) to receive an alert: Pricing Manager (Energy Marine Construction Lines) 121904 Working hours: This role is available on a part-time, job-share or full-time basis. Location: London Closing date for applications: 18th December 2025 The opportunity Are you looking to step up in your actuarial/data science career? Are you looking to have your voice heard and make a real, measurable impact on our business? Are you looking for variety in your role whilst working alongside some of the best actuaries, data scientists and underwriters in the market? Are you excited about joining a team that is constantly looking to innovate and explore the art of the possible? If so, this could be your next role and we would love to hear from you! The location of this role can be flexible but travel to meet other team members and stakeholders in our London office on a regular basis will be required. As part of our hybrid working approach, you'll also have the opportunity to work from home as well as joining our team in Mark Lane, London. Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren't available full-time. Please talk to us at interview about the flexibility you may need. What will you be doing? Within the Commercial Lines Pricing team, you will manage the team supporting Energy, Marine & Construction lines of business with an opportunity to work across multiple other Specialties lines of business including but not limited to D&O, Professional Indemnity, Financial Institutions and Cyber. This role focuses on our Corporate business meaning that you get to work on some of the largest and most complex insurance programmes in the market. You will primarily be responsible for assisting Specialties underwriting teams in bespoke pricing and performance analysis. Other responsibilities will also include: Support the delivery of pricing and portfolio management solutions, across multiple portfolios, through advanced analytics, data analysis and modelling. Collaborate closely with local underwriting functions and Group actuarial and underwriting teams to scope, build, develop, document, and maintain pricing tools. Pricing of large individual accounts, often across multiple lines of business, whilst tailoring your approach and pricing techniques to the unique specifics of these highly complex risks. Provide regular training and support to the actuarial and underwriting communities with a specific focus on best practice. Collaborate with subject matter experts across claims, reserving, underwriting and finance to develop Country Underwriting Plan, demonstrating increasing knowledge of relevant disciplines and procedures, informing portfolio insights and profitability, and providing first class service and analysis to local management and stakeholders. Manage a team, supporting junior analysts with their personal development and coaching them in their technical and non technical skills. Ownership of all EMC topics within Pricing team, including but not limited to monitoring of technical price assumptions and market pricing decisions. Regular monitoring and reporting of key trends and performance to senior stakeholders in the UK and to Group. Develop and maintain pricing and underwriting systems and incorporate efficiencies or improvements. Role model and contribute to a positive and supportive team culture. What are we looking for? Educated to degree level Qualified actuary/ data scientist Experience gained in an actuarial / data science role (ideally commercial lines / London market) Excellent knowledge of actuarial professional guidance Market, risk and business awareness Excellent knowledge of insurance products and industry Highly numerate and analytical Technical experience - MS Office suite, coding languages (R/Python, VBA, SQL) Communication and interpersonal skills Ability to manage own and other team members work portfolio As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You'll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply. What will you get in return? Everyone's different. That's why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday. Our Culture At Zurich, our sense of community is strong and we're particularly passionate about diversity and inclusion, which we've won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, irrespective of their background, beliefs or culture. We want our employees to reflect the diversity of our customers, and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic. We've an environment that places a real importance on our people's wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We're also committed to continuous improvement and we offer access to a comprehensive range of training and development opportunities. We're passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest established corporate trusts in the UK. In that time, we've awarded grants and volunteered time to deserving causes in the UK valued at over £90 million. So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us. Hybrid Financials 12% defined non contributory pension scheme. Annual company bonus. Income Protection. Life cover - four times your salary. Time away 25 days holiday a year plus bank holidays. You can also request to swap UK bank holidays for days off that have cultural or religious significance to you. The option to buy up to an additional 20 days or sell some of your holiday. Three days paid volunteering. Up to 16 weeks' full pay for maternity, paternity and adoption leave. Your health is important to us Access to Private medical insurance. Virtual GP appointments. Discounted gym membership. Free flu jab. Access to a wealth of support from our wellbeing partners. We're making a difference Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the 'UN Business Ambition for 1.5 C' pledge. Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.
Senior Business Analyst page is loaded Senior Business Analystremote type: Hybridlocations: UK - London ( St Botolph )time type: Full timeposted on: Posted Yesterdaytime left to apply: End Date: December 23, 2025 (12 days left to apply)job requisition id: Job Title: Senior Business AnalystReporting to: Director of Technology & Innovation - Professional RisksDirect Reports: NonePosition Type: PermanentOur Professional Risks division are seeking an experienced Business Analyst to join the existing project team and undertake activities to drive the analysis of the technology and data requirements. A strong understanding of commercial insurance is essential for this role.To work within the business to drive forward business initiatives. You will perform the requirements gathering, analysis, project work and support to ensure smooth running of projects and business operations. Working across a diverse and challenging portfolio, this role is a crucial part of all stages of the project from requirements gathering, design, test and business readiness. As a result, Senior Business Analysts at TMHCC could be asked to work across multiple projects, or just one, and must be comfortable with being flexible.The successful candidate will have demonstrable experience in similar previous roles and be able to hit the ground running in a fast-moving environment.Key Responsibilities: Working closely with all aspects of the business to understand the Professional Risks business, its drivers, requirements, capabilities and processes. Representing the business to ensure the target solution and deliverables will meet their requirements. Facilitating business workshops to understand and extract requirements and specify user stories, ensuring they meet best practice standards for successful delivery through the software development life cycle. Undertake analysis on the data to be migrated and work with the business to define the requirements including success criteria of the data migration. Supporting the end-to-end successful delivery of user stories in each wave/sprint, working closely with other members of the project team, Creating clear and concise deliverables to ensure project objectives are well understood and successfully completed. Providing and sharing knowledge, experience and ideas to help drive the team forwards. Establishing effective communication and collaboration across all impacted areas and stakeholders. Skills and Experience Specification: The successful candidate will be a seasoned Business Analyst with a software delivery focus. It would also suit someone with a history of working on policy administration system implementations. Demonstrable experience working as a Business Analyst - business facing within the general insurance industry, ideally within Specialty and London Markets. Excellent communicator with the ability to quickly establish rapport with business and technical SME personnel at all levels. Ability to explore and challenge sensitively, mindful of organizational history and culture. Strong understanding of the end-to-end policy journey and the insurance business capability model. Excellent documentation skills to create clear business requirements, user stories and or visual representations to support delivery. Strong understanding of the full SDLC under different methodologies (incl Agile), with experience of working on multiple end-to-end implementations as part of a large programme. Good understanding of and exposure to available market leading technologies (incl Guidewire, Salesforce, Box) within the insurance market would be an advantage. QDOS, PI and Liability lines of business but BA staff are moved around the Business units Working closely with the underwriters to stabilize the new system (NPAS) due to transition from EY."Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than forty years of growth, profitability, and stability, we offer important insurance products that most people do not even know exist.Just as we invest in our company, we invest in our employees' careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding career. Our products allow our customers to take on opportunity with confidence.The Tokio Marine HCC Group of companies is an equal opportunity employer. Please visit for more information about our companies.
Dec 16, 2025
Full time
Senior Business Analyst page is loaded Senior Business Analystremote type: Hybridlocations: UK - London ( St Botolph )time type: Full timeposted on: Posted Yesterdaytime left to apply: End Date: December 23, 2025 (12 days left to apply)job requisition id: Job Title: Senior Business AnalystReporting to: Director of Technology & Innovation - Professional RisksDirect Reports: NonePosition Type: PermanentOur Professional Risks division are seeking an experienced Business Analyst to join the existing project team and undertake activities to drive the analysis of the technology and data requirements. A strong understanding of commercial insurance is essential for this role.To work within the business to drive forward business initiatives. You will perform the requirements gathering, analysis, project work and support to ensure smooth running of projects and business operations. Working across a diverse and challenging portfolio, this role is a crucial part of all stages of the project from requirements gathering, design, test and business readiness. As a result, Senior Business Analysts at TMHCC could be asked to work across multiple projects, or just one, and must be comfortable with being flexible.The successful candidate will have demonstrable experience in similar previous roles and be able to hit the ground running in a fast-moving environment.Key Responsibilities: Working closely with all aspects of the business to understand the Professional Risks business, its drivers, requirements, capabilities and processes. Representing the business to ensure the target solution and deliverables will meet their requirements. Facilitating business workshops to understand and extract requirements and specify user stories, ensuring they meet best practice standards for successful delivery through the software development life cycle. Undertake analysis on the data to be migrated and work with the business to define the requirements including success criteria of the data migration. Supporting the end-to-end successful delivery of user stories in each wave/sprint, working closely with other members of the project team, Creating clear and concise deliverables to ensure project objectives are well understood and successfully completed. Providing and sharing knowledge, experience and ideas to help drive the team forwards. Establishing effective communication and collaboration across all impacted areas and stakeholders. Skills and Experience Specification: The successful candidate will be a seasoned Business Analyst with a software delivery focus. It would also suit someone with a history of working on policy administration system implementations. Demonstrable experience working as a Business Analyst - business facing within the general insurance industry, ideally within Specialty and London Markets. Excellent communicator with the ability to quickly establish rapport with business and technical SME personnel at all levels. Ability to explore and challenge sensitively, mindful of organizational history and culture. Strong understanding of the end-to-end policy journey and the insurance business capability model. Excellent documentation skills to create clear business requirements, user stories and or visual representations to support delivery. Strong understanding of the full SDLC under different methodologies (incl Agile), with experience of working on multiple end-to-end implementations as part of a large programme. Good understanding of and exposure to available market leading technologies (incl Guidewire, Salesforce, Box) within the insurance market would be an advantage. QDOS, PI and Liability lines of business but BA staff are moved around the Business units Working closely with the underwriters to stabilize the new system (NPAS) due to transition from EY."Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other locations. With the strength and stability that comes from being a member of the Tokio Marine group, and more than forty years of growth, profitability, and stability, we offer important insurance products that most people do not even know exist.Just as we invest in our company, we invest in our employees' careers. We provide our employees a collaborative and rewarding environment within which to gain the knowledge, skills, and experience that lead to a rewarding career. Our products allow our customers to take on opportunity with confidence.The Tokio Marine HCC Group of companies is an equal opportunity employer. Please visit for more information about our companies.
Job Type: Permanent Build a brilliant future with Hiscox Head of Reinsurance Value Stream (Product Manager) Reporting to: Re & ILS CTOLocation: LondonType: Permanent Role Overview The Head of Reinsurance Value Stream (VS) is a key member of the RE&ILS Technology Leadership Team. A Product Manager , accountable and responsible for defining and driving the strategic vision and delivery of the end-to-end technology and non-tech solutions enabling, optimising and improving our core Reinsurance business processes and value chain.Reporting directly to the BU CTO, you will lead a team of dedicated Product Owners across key functional Reinsurance domains, including: Claims; Underwriting; Operations; and Pricing. Ensuring the continuous improvement of existing applications and services (RUN/CI) while also championing and delivering new, complex, and large change initiatives (GROW). This role requires close collaboration with the Head of Strategic Change to align the value stream backlogs with the overarching business strategy and portfolio priorities. It will also require close collaboration with engineering heads - to ensure, for technological changes, we have the right talented people in place to do the work. This role is accountable along with Product Owners and squads for the delivery of value to the business on a frequent basis.As a member of the RE&ILS Tech Leadership team - you will also be expected to have a growth mindset and contribute to the underpinning technology strategy that supports the business strategy - ensuring tech & data is a business enabler and delivers a competitive advantage. About Hiscox Re & ILS Hiscox Re & ILS is located in Bermuda and London and underwrites reinsurance risks from around the world on behalf of our own and other people's capital. The team of over 100 smart, enthusiastic individuals are committed to providing top quality service to brokers and clients across a broad range of reinsurance products. Our approach is simple; match the best underwriting risk against globally diversified capital. Our proactive, product-led underwriting approach is complemented by a commitment to world class service and purpose-built analytics and systems. We know our people are our biggest asset so finding and retaining the best talent is critical to achieving our vision. Key Responsibilities 1. Value Stream Strategy & Vision Vision Ownership: Own and articulate the long-term strategic vision and roadmap for the entire Reinsurance Value Stream, ensuring it directly supports the BU's commercial objectives and strategic goals. Prioritisation & ROI: Champion data-driven decision-making to prioritise features, projects, and epics across the value stream, ensuring the highest Return on Investment (ROI) and strategic fit. Market & Customer Focus: Maintain an expert-level understanding of the Reinsurance market, emerging technology trends, and user needs to proactively identify opportunities for competitive advantage and efficiency gains. 2. Product Leadership & Delivery Execution Team Leadership: Direct line manage, coach, and mentor the dedicated Product Owners for each functional area (Claims, Underwriting, Operations, and Pricing), fostering a high-performing product culture with the highest levels of Psychological Safety and Engagement. Backlog Integration and Management: Oversee the combined backlogs of all squads within the value stream, ensuring alignment, dependency management, and optimal sequencing of work for both RUN (continuous improvement) and GROW (strategic change) initiatives. Ensure you consider the sequencing implications when there are dependencies on other value streams, business subject matter experts, or Group Functions - making sure we prioritise valuable changes that have a high level of "do ability". Performance Measurement: Define, track, and report on key Product Performance Indicators (KPIs) and the achievement of OKRs at the value stream level, demonstrating measurable business value. Quality & Health: Work closely with the Head of Governance and Architecture to ensure all product development adheres to architectural standards, risk management requirements, and operational resilience protocols. Ensure existing services, applications and tools are properly managed - ensuring regulatory and operational resilience work is prioritised over new features. 3. Portfolio & Strategic Change Alignment Strategic Planning Liaison: Collaborate closely with the Head of Strategic Change to input into the BU's overall change portfolio. Support the Head of Strategic Change by preparing your papers for board and review meetings in a timely fashion and ensure you input required details into WAVE for your initiatives to the highest standards in a timely manner (i.e. Strategic Objective, Business Case, OKRs, Milestones, Key Risks, etc.). Initiative Ownership: Represent the value stream's interests in portfolio discussions, ensuring strategic change initiatives are adequately funded, correctly sequenced, and resourced across the relevant squads. Interdependency Management: Proactively identify and resolve dependencies and potential blockers between the value stream's squads and other value streams, business experts or Group functions. Holistic View: Contribute to the RE&ILS leadership team's holistic view of change by clearly communicating progress and upcoming work for the entire value stream portfolio. Work with the RE&ILS Leadership to get their sponsorship of larger initiatives and ask that they help with the overall prioritisation or selections of competing options. Stakeholder Management: Serve as the primary liaison between the business stakeholders (Underwriters, Claims Teams, Actuaries) and the delivery squads, managing expectations and ensuring clear, consistent communication of progress and value delivered. Run regular monthly steer cos with your key sponsors and senior stakeholders - keeping them well informed at a Value Stream level and seeking their guidance and input when matters don't go to plan or direction is unclear. Encourage your key stakeholders to attend sprint reviews and be fully engaged. Ensure your Product Owners run exceptional reviews that also encourage this attendance and engagement. Required Experience and Structure Reporting: Reports into the CTO, Reinsurance & ILS (part of the Technology Leadership Team). Direct Reports: Product Owners for Claims, Underwriting Operations, Workbench, and Pricing. Key Partners: RE&ILS Leadership Team, Senior Business Leaders, Head of Strategic Change, Head of Governance and Architecture, Head of Platform Engineering, Head of Data, Head of Engineering, and RE&ILS Tech Leadership Team Candidate Profile The ideal candidate will be a seasoned Product Management leader with extensive experience in the financial services or insurance technology sector, ideally within reinsurance or big ticket insurance. You must possess strong leadership skills, a deep commercial acumen, and the ability to operate effectively at both a strategic vision level and a detailed execution level. Proven experience managing multiple direct reports and complex portfolio dependencies is essential.Main experience required is: The successful candidate will be a seasoned Product Management leader with 4+ years' extensive experience in the financial services, ideally in the insurance sector They should have a good and broad understanding of the insurance value chain - from underwriting, operations, pricing and claims management You must possess strong leadership skills, a deep commercial acumen, and the ability to operate effectively at both a strategic vision level and a detailed execution level Strong leadership, strategic thinking, and the ability
Dec 14, 2025
Full time
Job Type: Permanent Build a brilliant future with Hiscox Head of Reinsurance Value Stream (Product Manager) Reporting to: Re & ILS CTOLocation: LondonType: Permanent Role Overview The Head of Reinsurance Value Stream (VS) is a key member of the RE&ILS Technology Leadership Team. A Product Manager , accountable and responsible for defining and driving the strategic vision and delivery of the end-to-end technology and non-tech solutions enabling, optimising and improving our core Reinsurance business processes and value chain.Reporting directly to the BU CTO, you will lead a team of dedicated Product Owners across key functional Reinsurance domains, including: Claims; Underwriting; Operations; and Pricing. Ensuring the continuous improvement of existing applications and services (RUN/CI) while also championing and delivering new, complex, and large change initiatives (GROW). This role requires close collaboration with the Head of Strategic Change to align the value stream backlogs with the overarching business strategy and portfolio priorities. It will also require close collaboration with engineering heads - to ensure, for technological changes, we have the right talented people in place to do the work. This role is accountable along with Product Owners and squads for the delivery of value to the business on a frequent basis.As a member of the RE&ILS Tech Leadership team - you will also be expected to have a growth mindset and contribute to the underpinning technology strategy that supports the business strategy - ensuring tech & data is a business enabler and delivers a competitive advantage. About Hiscox Re & ILS Hiscox Re & ILS is located in Bermuda and London and underwrites reinsurance risks from around the world on behalf of our own and other people's capital. The team of over 100 smart, enthusiastic individuals are committed to providing top quality service to brokers and clients across a broad range of reinsurance products. Our approach is simple; match the best underwriting risk against globally diversified capital. Our proactive, product-led underwriting approach is complemented by a commitment to world class service and purpose-built analytics and systems. We know our people are our biggest asset so finding and retaining the best talent is critical to achieving our vision. Key Responsibilities 1. Value Stream Strategy & Vision Vision Ownership: Own and articulate the long-term strategic vision and roadmap for the entire Reinsurance Value Stream, ensuring it directly supports the BU's commercial objectives and strategic goals. Prioritisation & ROI: Champion data-driven decision-making to prioritise features, projects, and epics across the value stream, ensuring the highest Return on Investment (ROI) and strategic fit. Market & Customer Focus: Maintain an expert-level understanding of the Reinsurance market, emerging technology trends, and user needs to proactively identify opportunities for competitive advantage and efficiency gains. 2. Product Leadership & Delivery Execution Team Leadership: Direct line manage, coach, and mentor the dedicated Product Owners for each functional area (Claims, Underwriting, Operations, and Pricing), fostering a high-performing product culture with the highest levels of Psychological Safety and Engagement. Backlog Integration and Management: Oversee the combined backlogs of all squads within the value stream, ensuring alignment, dependency management, and optimal sequencing of work for both RUN (continuous improvement) and GROW (strategic change) initiatives. Ensure you consider the sequencing implications when there are dependencies on other value streams, business subject matter experts, or Group Functions - making sure we prioritise valuable changes that have a high level of "do ability". Performance Measurement: Define, track, and report on key Product Performance Indicators (KPIs) and the achievement of OKRs at the value stream level, demonstrating measurable business value. Quality & Health: Work closely with the Head of Governance and Architecture to ensure all product development adheres to architectural standards, risk management requirements, and operational resilience protocols. Ensure existing services, applications and tools are properly managed - ensuring regulatory and operational resilience work is prioritised over new features. 3. Portfolio & Strategic Change Alignment Strategic Planning Liaison: Collaborate closely with the Head of Strategic Change to input into the BU's overall change portfolio. Support the Head of Strategic Change by preparing your papers for board and review meetings in a timely fashion and ensure you input required details into WAVE for your initiatives to the highest standards in a timely manner (i.e. Strategic Objective, Business Case, OKRs, Milestones, Key Risks, etc.). Initiative Ownership: Represent the value stream's interests in portfolio discussions, ensuring strategic change initiatives are adequately funded, correctly sequenced, and resourced across the relevant squads. Interdependency Management: Proactively identify and resolve dependencies and potential blockers between the value stream's squads and other value streams, business experts or Group functions. Holistic View: Contribute to the RE&ILS leadership team's holistic view of change by clearly communicating progress and upcoming work for the entire value stream portfolio. Work with the RE&ILS Leadership to get their sponsorship of larger initiatives and ask that they help with the overall prioritisation or selections of competing options. Stakeholder Management: Serve as the primary liaison between the business stakeholders (Underwriters, Claims Teams, Actuaries) and the delivery squads, managing expectations and ensuring clear, consistent communication of progress and value delivered. Run regular monthly steer cos with your key sponsors and senior stakeholders - keeping them well informed at a Value Stream level and seeking their guidance and input when matters don't go to plan or direction is unclear. Encourage your key stakeholders to attend sprint reviews and be fully engaged. Ensure your Product Owners run exceptional reviews that also encourage this attendance and engagement. Required Experience and Structure Reporting: Reports into the CTO, Reinsurance & ILS (part of the Technology Leadership Team). Direct Reports: Product Owners for Claims, Underwriting Operations, Workbench, and Pricing. Key Partners: RE&ILS Leadership Team, Senior Business Leaders, Head of Strategic Change, Head of Governance and Architecture, Head of Platform Engineering, Head of Data, Head of Engineering, and RE&ILS Tech Leadership Team Candidate Profile The ideal candidate will be a seasoned Product Management leader with extensive experience in the financial services or insurance technology sector, ideally within reinsurance or big ticket insurance. You must possess strong leadership skills, a deep commercial acumen, and the ability to operate effectively at both a strategic vision level and a detailed execution level. Proven experience managing multiple direct reports and complex portfolio dependencies is essential.Main experience required is: The successful candidate will be a seasoned Product Management leader with 4+ years' extensive experience in the financial services, ideally in the insurance sector They should have a good and broad understanding of the insurance value chain - from underwriting, operations, pricing and claims management You must possess strong leadership skills, a deep commercial acumen, and the ability to operate effectively at both a strategic vision level and a detailed execution level Strong leadership, strategic thinking, and the ability
Development Underwriter - Direct Commercial page is loaded Development Underwriter - Direct Commerciallocations: UK, Yorktime type: Full timeposted on: Posted Todayjob requisition id: R Job Type: Permanent Build a brilliant future with Hiscox Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs. The Role The Direct Commercial and Digital Trading underwriting team is located in York. The team forms part of Hiscox UK's central operations function and are responsible for the technical underwriting of new business and referrals, influencing the declinature rate targets for the portfolio using the change cycle.As an underwriter you'll sit within our Direct Commercial and Digital Trading underwriting operations team, developing your skills to underwrite our commercial policies as well as providing support and training to the Insurance Experts within the Customer Experience Centre or Broker Experience Centre who deal directly with commercial customers and brokers.The Digital team specifically focus on underwriting business via our E-trade platforms, where you will support the E-trade portfolio by identifying trends and recommending improvements to reduce the referrals and declinatures. The role will provide a breadth of development opportunities and exposure to our products and underwriting strategy to allow you to progress your underwriting career. What you'll be doing: You'll be underwriting our commercial products in line with our high standards Working towards set targets each month including profitability and productivity You'll take a proactive approach to learning and developing your skills in underwriting and sales Profitable underwriting of eTrade referrals and risks including technical referrals for new business, MTAs and renewals within the agreed service standard Drive a two way appreciation of sales strategy and underwriting strategy with the relevant regional teams by maintaining strong lines of communication Effectively negotiate with both internal and external parties including identified points of contact with a brokerage Challenging non-standard underwriting decisions leveraging the expertise of product specialists and underwriting managers Showing courage and innovation by spotting process improvements and how we can do things differently to improve the customer experience and drive profitable growth Completing industry and product analysis, engaging relevant stakeholders and underwriting management focusing on growth and control measures Our must haves You'll have min. 2 years' experience as a commercial lines underwriter with knowledge of Professional Indemnity, exposure to Management Liability and Cyber will be advantageous A logical and analytical thinker An excellent communicator with the ability to present and articulate your thinking A natural flair for building relationships enabling you to develop close rapport with brokers Be an ambassador of Hiscox and demonstrate 'going the extra mile' dedication and commitment in a fast growing and demanding area of the business Ambitious and driven, someone who can self-motivate and achieve results Ideally Degree qualified and working towards Diploma CII or exempt through relevant experience as defined by the FCA Diversity and flexible working at Hiscox At Hiscox we care about our people. We hire the best people for the job and we're committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn't always have to be 'nine to five' and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role. Work with amazing people and be part of a unique culture If you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.
Dec 14, 2025
Full time
Development Underwriter - Direct Commercial page is loaded Development Underwriter - Direct Commerciallocations: UK, Yorktime type: Full timeposted on: Posted Todayjob requisition id: R Job Type: Permanent Build a brilliant future with Hiscox Hiscox UK is a leading brand in the insurance market, recognised as setting the standards others try to emulate. We consistently deliver strong growth and exceptional returns, recruiting only the very best and empowering them to deliver. We are known for insuring the homes of the rich and famous through to the most innovative technology companies. Our customers are diverse and unique and are only united by our ability to provide specialist insurance tailored to their needs. The Role The Direct Commercial and Digital Trading underwriting team is located in York. The team forms part of Hiscox UK's central operations function and are responsible for the technical underwriting of new business and referrals, influencing the declinature rate targets for the portfolio using the change cycle.As an underwriter you'll sit within our Direct Commercial and Digital Trading underwriting operations team, developing your skills to underwrite our commercial policies as well as providing support and training to the Insurance Experts within the Customer Experience Centre or Broker Experience Centre who deal directly with commercial customers and brokers.The Digital team specifically focus on underwriting business via our E-trade platforms, where you will support the E-trade portfolio by identifying trends and recommending improvements to reduce the referrals and declinatures. The role will provide a breadth of development opportunities and exposure to our products and underwriting strategy to allow you to progress your underwriting career. What you'll be doing: You'll be underwriting our commercial products in line with our high standards Working towards set targets each month including profitability and productivity You'll take a proactive approach to learning and developing your skills in underwriting and sales Profitable underwriting of eTrade referrals and risks including technical referrals for new business, MTAs and renewals within the agreed service standard Drive a two way appreciation of sales strategy and underwriting strategy with the relevant regional teams by maintaining strong lines of communication Effectively negotiate with both internal and external parties including identified points of contact with a brokerage Challenging non-standard underwriting decisions leveraging the expertise of product specialists and underwriting managers Showing courage and innovation by spotting process improvements and how we can do things differently to improve the customer experience and drive profitable growth Completing industry and product analysis, engaging relevant stakeholders and underwriting management focusing on growth and control measures Our must haves You'll have min. 2 years' experience as a commercial lines underwriter with knowledge of Professional Indemnity, exposure to Management Liability and Cyber will be advantageous A logical and analytical thinker An excellent communicator with the ability to present and articulate your thinking A natural flair for building relationships enabling you to develop close rapport with brokers Be an ambassador of Hiscox and demonstrate 'going the extra mile' dedication and commitment in a fast growing and demanding area of the business Ambitious and driven, someone who can self-motivate and achieve results Ideally Degree qualified and working towards Diploma CII or exempt through relevant experience as defined by the FCA Diversity and flexible working at Hiscox At Hiscox we care about our people. We hire the best people for the job and we're committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn't always have to be 'nine to five' and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role. Work with amazing people and be part of a unique culture If you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.
IPS Group is working with a leading Global Insurer who is looking for a Property & Casualty Underwriter to join their Existing Business team in Birmingham. This is a great opportunity for someone who enjoys managing renewals, building strong broker relationships, and driving retention and growth. You will deal with some really interesting risks working alongside a highly experienced team. You will take ownership of the full renewal lifecycle working closely with an established broker network to strengthen partnerships and identify opportunities to grow the book. Youll be underwriting and negotiating mid-term adjustments, managing portfolio performance, and spotting cross-selling opportunities across multiple product lines. To be considered you will need to bring solid underwriting experience within property and casualty, strong analytical skills, and the confidence to negotiate and present to brokers. You will receive a competitive salary up to £60,000 plus some great benefits including annual bonus, a strong pension, private medical and flexi time. JBRP1_UKTJ
Dec 13, 2025
Full time
IPS Group is working with a leading Global Insurer who is looking for a Property & Casualty Underwriter to join their Existing Business team in Birmingham. This is a great opportunity for someone who enjoys managing renewals, building strong broker relationships, and driving retention and growth. You will deal with some really interesting risks working alongside a highly experienced team. You will take ownership of the full renewal lifecycle working closely with an established broker network to strengthen partnerships and identify opportunities to grow the book. Youll be underwriting and negotiating mid-term adjustments, managing portfolio performance, and spotting cross-selling opportunities across multiple product lines. To be considered you will need to bring solid underwriting experience within property and casualty, strong analytical skills, and the confidence to negotiate and present to brokers. You will receive a competitive salary up to £60,000 plus some great benefits including annual bonus, a strong pension, private medical and flexi time. JBRP1_UKTJ
We are seeking a highly skilled Senior Credit Underwriter to join our team in London, United Kingdom. In this critical role, you will be responsible for evaluating and analysing complex credit applications, assessing risk, and making informed lending decisions to support our organization's growth while maintaining a strong risk management framework. Conduct forensic analysis of credit applications, with detailed assessment of financial performance, cashflows, forecasts and key risk drivers. Challenge and shape deal structures - including leverage, covenants, security and repayment profiles - ensuring proposals align with risk appetite. Benchmark commercial terms against prevailing market conditions and provide balanced, evidence-based challenge. Prepare clear, confident credit recommendations and present cases at Credit Committee. Provide early-stage guidance to Deal Teams to influence structure, pricing and risk positioning ahead of formal underwriting. Monitor in-life exposures to identify emerging risks or refinancing opportunities. Collaborate effectively across the business to support strong customer outcomes and portfolio discipline. Mentor and support junior underwriters, contributing to the continuous improvement of underwriting standards and processes. The Person Significant experience underwriting mid-market or corporate lending transactions. Advanced financial analysis skills and the ability to undertake forensic-level assessment where required. Strong credit judgement and the confidence to articulate risk and structuring rationale. Awareness of relevant regulatory expectations (e.g., IFRS9) and how they inform credit decisions. A commercial mindset with the ability to balance opportunity and disciplined risk management. The Opportunity Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Dec 13, 2025
Full time
We are seeking a highly skilled Senior Credit Underwriter to join our team in London, United Kingdom. In this critical role, you will be responsible for evaluating and analysing complex credit applications, assessing risk, and making informed lending decisions to support our organization's growth while maintaining a strong risk management framework. Conduct forensic analysis of credit applications, with detailed assessment of financial performance, cashflows, forecasts and key risk drivers. Challenge and shape deal structures - including leverage, covenants, security and repayment profiles - ensuring proposals align with risk appetite. Benchmark commercial terms against prevailing market conditions and provide balanced, evidence-based challenge. Prepare clear, confident credit recommendations and present cases at Credit Committee. Provide early-stage guidance to Deal Teams to influence structure, pricing and risk positioning ahead of formal underwriting. Monitor in-life exposures to identify emerging risks or refinancing opportunities. Collaborate effectively across the business to support strong customer outcomes and portfolio discipline. Mentor and support junior underwriters, contributing to the continuous improvement of underwriting standards and processes. The Person Significant experience underwriting mid-market or corporate lending transactions. Advanced financial analysis skills and the ability to undertake forensic-level assessment where required. Strong credit judgement and the confidence to articulate risk and structuring rationale. Awareness of relevant regulatory expectations (e.g., IFRS9) and how they inform credit decisions. A commercial mindset with the ability to balance opportunity and disciplined risk management. The Opportunity Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Job Title: Senior Underwriter - Financial Lines Reinsurance Location: London Position type: Full time, permanent About The Job Our underwriters are at the heart of everything we do, without them our business wouldn't function. The role holder will be a member of the Specialty Reinsurance team and will be accountable for contributing to the effective delivery of the vision and the strategy for the Financial Lines Reinsurance portfolio.The role holder will be responsible for taking underwriting business in accordance with the Specialty Reinsurance business plan. About the Job: While there is rarely a 'typical' day as an Underwriter, here's a snapshot of some of the key parts of the job: Strategy Develop the existing Financial Lines reinsurance book and look for growth and improvement opportunities. The key lines covered are Trade Credit, Surety, Mortgage and Political risk. Opportunity to work on other product lines within the wider Specialty team Support the strategic direction of the portfolio and delivery of designated elements of the strategy and business plan. Demonstrate good client intimacy behaviours throughout the market. Contribute to the effective delivery of the business plan(s), ensuring alignment to strategy, client relationship and profitable growth. Work in partnership within the entity and other entities across the regions to leverage relationships and opportunities. Where appropriate participate in and contribute to client segmentation and product forum activities to ensure clarity and clear understanding of the approach to specific clients and markets. Underwriting Generate and manage business on a client relationship basis within agreed risk appetite. Understand and contribute to execution of the business plan Ensure client relationship is achieved through the efficient oversight of issues raised including liaison to ensure effective conclusion to complaints and claims. Undertake analysis of the location / market to identify new business opportunities, products and clients, ensuring a robust business case. Ensure risks are written within the agreed parameters - making sound long term decisions on risks that are written, with a focus on smart rationale underwriting. Underwriting Management Provide effective oversight and input into the underwriting performance. Reporting on an ad hoc basis regarding pipelines, new opportunities, and progress towards strategic goals. Liaise with and ensure regional compliance with underwriting management, taking corrective action as necessary and operating within agreed authorities Proactively participate in product forum meetings, as appropriate - challenging and responding to challenges regarding the Product performance. Compliance and Risk Management Conduct role in accordance with the Company's Business Ethics policy and all regulated entities as appropriate. Manage the location/market so that is complies with relevant risk, regulatory and legal requirements and so that it complies with Group policies. You're going to enjoy this job if you also Have good business and commercial market awareness, specifically of Financial Lines business. Strong networking & managing both new and existing client relationships. Implementing and delivering on a clear underwriting strategy. Key skills in undertaking analysis of market and identifying new business opportunities, products and clients. Enjoy the challenge of shaping a sustainable Financial Lines reinsurance portfolio for MS Amlin. What you'll need: Consideration will be given to Underwriters at differing levels but must have in depth knowledge, expertise, relationships and strong experience of the Financial Lines Reinsurance markets. Good understanding of relevant risk, regulatory and legal requirements. Relevant qualifications (e.g., ACII, or similar) preferred. What y ou can expect from us: A competitive salary and benefits package is a given, but you can also expect: A great team and supportive colleagues Hybrid Working environment Flexible Working A strong focus on diversity, inclusion and equal opportunities A programme of wellbeing and mental health support Employer-supported volunteering (ESV) Continuous learning and study support Structured career development An open mind (especially to new ideas and ways of doing things) We are stronger together because of our common interests and rich differences. You may be the strength we didn't know we needed. Believe in yourself, and click apply today! As well as a competitive base salary and performance related discretionary bonus, here is a link to our employee benefits - Hybrid Working At MS Amlin we operate a hybrid working model to empower our people with flexibility to blend where they work. We value collaboration and believe that we work better together, our teams typically do 3 days a week in the office. About MS Amlin MS Amlin is a leading (re)insurer and part of the global MS&AD Group, with operations across Lloyd's of London, the Middle East, and Asia Pacific. With over 120 years of experience, we support businesses facing complex and demanding risks, providing continuity in an uncertain world. Our expertise covers Property, Casualty, Marine, Crisis Management, Natural Resources and Reinsurance, backed by strong underwriting capabilities and deep sector knowledge. At the core of our claims service is TRUST - Transparency, Responsiveness, Understanding, Solution-driven thinking, and Technical expertise. This defines how we manage claims and build lasting relationships. DE&I at MS Amlin We will build a workplace where all talent is welcomed, and everyone has the opportunity to influence how the business works. We have dedicated employee resource groups that support our Diversity, Equity, and Inclusion (DE&I) goals.MS Amlin is proud to be one of the founding partners of Lloyd's Inclusive Futures programme which aims to get more Black and ethnically diverse people into the insurance industry - supporting them all the way from the classroom to the boardroom. Visit this link () to find out more about the programme and its aims and achievements so far. Amlin is a leading (re)insurer and part of the global MS&AD Group, with operations across Lloyd's of London, the Middle East, and Asia Pacific.With over 120 years of experience, we support businesses facing complex and demanding risks, providing continuity in an uncertain world. Our expertise covers Property, Casualty, Marine, Crisis Management, Natural Resources and Reinsurance, backed by strong underwriting capabilities and deep sector knowledge.At the core of our claims service is TRUST - Transparency, Responsiveness, Understanding, Solution-driven thinking, and Technical expertise. This defines how we manage claims and build lasting relationships.
Dec 13, 2025
Full time
Job Title: Senior Underwriter - Financial Lines Reinsurance Location: London Position type: Full time, permanent About The Job Our underwriters are at the heart of everything we do, without them our business wouldn't function. The role holder will be a member of the Specialty Reinsurance team and will be accountable for contributing to the effective delivery of the vision and the strategy for the Financial Lines Reinsurance portfolio.The role holder will be responsible for taking underwriting business in accordance with the Specialty Reinsurance business plan. About the Job: While there is rarely a 'typical' day as an Underwriter, here's a snapshot of some of the key parts of the job: Strategy Develop the existing Financial Lines reinsurance book and look for growth and improvement opportunities. The key lines covered are Trade Credit, Surety, Mortgage and Political risk. Opportunity to work on other product lines within the wider Specialty team Support the strategic direction of the portfolio and delivery of designated elements of the strategy and business plan. Demonstrate good client intimacy behaviours throughout the market. Contribute to the effective delivery of the business plan(s), ensuring alignment to strategy, client relationship and profitable growth. Work in partnership within the entity and other entities across the regions to leverage relationships and opportunities. Where appropriate participate in and contribute to client segmentation and product forum activities to ensure clarity and clear understanding of the approach to specific clients and markets. Underwriting Generate and manage business on a client relationship basis within agreed risk appetite. Understand and contribute to execution of the business plan Ensure client relationship is achieved through the efficient oversight of issues raised including liaison to ensure effective conclusion to complaints and claims. Undertake analysis of the location / market to identify new business opportunities, products and clients, ensuring a robust business case. Ensure risks are written within the agreed parameters - making sound long term decisions on risks that are written, with a focus on smart rationale underwriting. Underwriting Management Provide effective oversight and input into the underwriting performance. Reporting on an ad hoc basis regarding pipelines, new opportunities, and progress towards strategic goals. Liaise with and ensure regional compliance with underwriting management, taking corrective action as necessary and operating within agreed authorities Proactively participate in product forum meetings, as appropriate - challenging and responding to challenges regarding the Product performance. Compliance and Risk Management Conduct role in accordance with the Company's Business Ethics policy and all regulated entities as appropriate. Manage the location/market so that is complies with relevant risk, regulatory and legal requirements and so that it complies with Group policies. You're going to enjoy this job if you also Have good business and commercial market awareness, specifically of Financial Lines business. Strong networking & managing both new and existing client relationships. Implementing and delivering on a clear underwriting strategy. Key skills in undertaking analysis of market and identifying new business opportunities, products and clients. Enjoy the challenge of shaping a sustainable Financial Lines reinsurance portfolio for MS Amlin. What you'll need: Consideration will be given to Underwriters at differing levels but must have in depth knowledge, expertise, relationships and strong experience of the Financial Lines Reinsurance markets. Good understanding of relevant risk, regulatory and legal requirements. Relevant qualifications (e.g., ACII, or similar) preferred. What y ou can expect from us: A competitive salary and benefits package is a given, but you can also expect: A great team and supportive colleagues Hybrid Working environment Flexible Working A strong focus on diversity, inclusion and equal opportunities A programme of wellbeing and mental health support Employer-supported volunteering (ESV) Continuous learning and study support Structured career development An open mind (especially to new ideas and ways of doing things) We are stronger together because of our common interests and rich differences. You may be the strength we didn't know we needed. Believe in yourself, and click apply today! As well as a competitive base salary and performance related discretionary bonus, here is a link to our employee benefits - Hybrid Working At MS Amlin we operate a hybrid working model to empower our people with flexibility to blend where they work. We value collaboration and believe that we work better together, our teams typically do 3 days a week in the office. About MS Amlin MS Amlin is a leading (re)insurer and part of the global MS&AD Group, with operations across Lloyd's of London, the Middle East, and Asia Pacific. With over 120 years of experience, we support businesses facing complex and demanding risks, providing continuity in an uncertain world. Our expertise covers Property, Casualty, Marine, Crisis Management, Natural Resources and Reinsurance, backed by strong underwriting capabilities and deep sector knowledge. At the core of our claims service is TRUST - Transparency, Responsiveness, Understanding, Solution-driven thinking, and Technical expertise. This defines how we manage claims and build lasting relationships. DE&I at MS Amlin We will build a workplace where all talent is welcomed, and everyone has the opportunity to influence how the business works. We have dedicated employee resource groups that support our Diversity, Equity, and Inclusion (DE&I) goals.MS Amlin is proud to be one of the founding partners of Lloyd's Inclusive Futures programme which aims to get more Black and ethnically diverse people into the insurance industry - supporting them all the way from the classroom to the boardroom. Visit this link () to find out more about the programme and its aims and achievements so far. Amlin is a leading (re)insurer and part of the global MS&AD Group, with operations across Lloyd's of London, the Middle East, and Asia Pacific.With over 120 years of experience, we support businesses facing complex and demanding risks, providing continuity in an uncertain world. Our expertise covers Property, Casualty, Marine, Crisis Management, Natural Resources and Reinsurance, backed by strong underwriting capabilities and deep sector knowledge.At the core of our claims service is TRUST - Transparency, Responsiveness, Understanding, Solution-driven thinking, and Technical expertise. This defines how we manage claims and build lasting relationships.
Senior Underwriter - Credit & Political Risk London Permanent - Full Time Hybrid About us HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide. The Credit & Political Risk team are looking for a knowledgeable market participant with experience in structured and project finance looking for a strategic and senior underwriting role within a collegiate and dynamic global team. The role Develop a profitable book of business in-line with HDI's underwriting through: Underwriting the Credit and Political Risk Insurance account - in accordance with the underwriting guidelines, pricing tools and business plan, and; Externally promote HDI to brokers and clients, creating a network of supporting brokers clients providing opportunities within appetite and also respond and develop new opportunities as they are presented, and; Contributing to the strategic direction of the accounts - working with the local CPRI leadership team including the Head of CPRI Global Hub. Key accountabilities Underwrite, review, peer-review, process, and service, profitable new business and renewals for the Credit and Political Risk account in line with the jobholder's Underwriting Authority, the business plan, and all HDI underwriting rules and guidelinesUnderwrite (profitable gross income objective: 20% of London GWP) Technical Expertise Product and Wording expertise; a team-wide resource for frequent bespoke wording/clause amendments and additions, referral point of contact for underwriters to agree and review policy documentation including referral to Legal & Compliance Review & develop new market products, both in-house and from the market (liaising with Operations, Legal, Compliance and Home Office) Client/Broker Relations Establish and develop key client relationships; primarily Banks and Public Agencies, and some select other clients, as well as key broking partners Developmental Objectives Represent CPRI/HDI in internal/external exchanges, work streams and meetings. Work with local leadership team including the Head of CPRI to develop knowledge and make a leading contribution to specific tasks including marketing, portfolio development, current and new client evaluation and product innovation Represent HDI and develop HDIs profile within ITFA and other external trade, market and lobbying bodies, including the IUA Identify new business opportunities and growth areas for the class - supported by analytics as appropriate Reporting Design, deliver, develop and analyse reports, identify and recommend solutions to reporting issues in line with team/group/branch requirements Monitoring of Aggregates Risk and Controls Identify and calculate risk trends and suggest modifications to the underwriting criteria and determine premium levels as appropriate Design, implement and maintain process controls to ensure the quality of the output for your area/team within the function. Ensure documentation of the processes and output is accurate, up-to-date and accessible Project Management End to end project management for functional projects and contribute to any Team and /or Branch wide projects Assisting with the development of others Provide technical CPRI underwriting expertise / guidance to less experienced underwriting staff on the coverage, risk selection, market, and best practice Nurture a culture of strong collaboration with HDI Group colleagues around the world Skills & experience Strong first hand, in-depth working knowledge of Political and Credit Risk markets. Demonstrable knowledge of CPRI business and coverage design. Strong established business relationships with London and global market brokers and clients. Bachelor's Degree or equivalent working experience and related qualification such as ACII/FCII/CFA Other As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one. If you require support with your application, please contact UK&
Dec 13, 2025
Full time
Senior Underwriter - Credit & Political Risk London Permanent - Full Time Hybrid About us HDI is a Corporate & Specialty Insurer part of the Talanx Group. With over 120 years of experience, HDI operates across five continents, around 40 countries and employs over 5,000 people worldwide. The Credit & Political Risk team are looking for a knowledgeable market participant with experience in structured and project finance looking for a strategic and senior underwriting role within a collegiate and dynamic global team. The role Develop a profitable book of business in-line with HDI's underwriting through: Underwriting the Credit and Political Risk Insurance account - in accordance with the underwriting guidelines, pricing tools and business plan, and; Externally promote HDI to brokers and clients, creating a network of supporting brokers clients providing opportunities within appetite and also respond and develop new opportunities as they are presented, and; Contributing to the strategic direction of the accounts - working with the local CPRI leadership team including the Head of CPRI Global Hub. Key accountabilities Underwrite, review, peer-review, process, and service, profitable new business and renewals for the Credit and Political Risk account in line with the jobholder's Underwriting Authority, the business plan, and all HDI underwriting rules and guidelinesUnderwrite (profitable gross income objective: 20% of London GWP) Technical Expertise Product and Wording expertise; a team-wide resource for frequent bespoke wording/clause amendments and additions, referral point of contact for underwriters to agree and review policy documentation including referral to Legal & Compliance Review & develop new market products, both in-house and from the market (liaising with Operations, Legal, Compliance and Home Office) Client/Broker Relations Establish and develop key client relationships; primarily Banks and Public Agencies, and some select other clients, as well as key broking partners Developmental Objectives Represent CPRI/HDI in internal/external exchanges, work streams and meetings. Work with local leadership team including the Head of CPRI to develop knowledge and make a leading contribution to specific tasks including marketing, portfolio development, current and new client evaluation and product innovation Represent HDI and develop HDIs profile within ITFA and other external trade, market and lobbying bodies, including the IUA Identify new business opportunities and growth areas for the class - supported by analytics as appropriate Reporting Design, deliver, develop and analyse reports, identify and recommend solutions to reporting issues in line with team/group/branch requirements Monitoring of Aggregates Risk and Controls Identify and calculate risk trends and suggest modifications to the underwriting criteria and determine premium levels as appropriate Design, implement and maintain process controls to ensure the quality of the output for your area/team within the function. Ensure documentation of the processes and output is accurate, up-to-date and accessible Project Management End to end project management for functional projects and contribute to any Team and /or Branch wide projects Assisting with the development of others Provide technical CPRI underwriting expertise / guidance to less experienced underwriting staff on the coverage, risk selection, market, and best practice Nurture a culture of strong collaboration with HDI Group colleagues around the world Skills & experience Strong first hand, in-depth working knowledge of Political and Credit Risk markets. Demonstrable knowledge of CPRI business and coverage design. Strong established business relationships with London and global market brokers and clients. Bachelor's Degree or equivalent working experience and related qualification such as ACII/FCII/CFA Other As an equal opportunities employer, we are committed to creating an inclusive environment for all employees, recognising that a diverse and inclusive workplace is a creative and prosperous one. If you require support with your application, please contact UK&
A leading global insurance provider is seeking an Underwriter for PMR/Financial Lines based in the UK. The successful candidate will engage in hybrid working, support the growth of the Financial Lines portfolio, and strengthen broker relationships. Key responsibilities include underwriting complex Professional and Management risks and providing exceptional service. The role demands strong communication skills and proven underwriting experience. Attractive benefits include a great starting salary, generous bonuses, and a comprehensive benefits package.
Dec 12, 2025
Full time
A leading global insurance provider is seeking an Underwriter for PMR/Financial Lines based in the UK. The successful candidate will engage in hybrid working, support the growth of the Financial Lines portfolio, and strengthen broker relationships. Key responsibilities include underwriting complex Professional and Management risks and providing exceptional service. The role demands strong communication skills and proven underwriting experience. Attractive benefits include a great starting salary, generous bonuses, and a comprehensive benefits package.
A global insurance leader is looking for a Senior Underwriter to manage a portfolio of latent defects insurance. The role includes overseeing performance, guiding brokers, and ensuring compliance with governance standards. The ideal candidate has over 5 years' experience in underwriting construction risks and strong communication skills. This position offers hybrid working and is based in the UK, with competitive salary and benefits.
Dec 12, 2025
Full time
A global insurance leader is looking for a Senior Underwriter to manage a portfolio of latent defects insurance. The role includes overseeing performance, guiding brokers, and ensuring compliance with governance standards. The ideal candidate has over 5 years' experience in underwriting construction risks and strong communication skills. This position offers hybrid working and is based in the UK, with competitive salary and benefits.
My client, a respected independent Lloyd's broker with a strong reputation across specialtyclasses isseeking an experienced Aviation Broker to join their team in London. This is an excellent opportunity to play a key role within a smaller, collaborative environment, offering real exposure to clients, markets, and senior stakeholders. The Role As an Aviation Broker, you will be responsible for managing and developing a portfolio of aviation clients, primarily within General Aviation and related sectors. You will handle all aspects of placement and client servicing, ensuring effective risk management solutions across the London and international markets. Key Responsibilities Manage a portfolio of aviation accounts, ensuring high-quality client service and retention. Market and place aviation risks into Lloyd's and company markets in the UK and overseas. Build and maintain strong relationships with underwriters, clients, and service providers. Provide technical input on aviation policy coverage and wording. Support the claims process, liaising with internal teams, underwriters, and external specialists. Assist with premium calculations, renewals, and mid term adjustments. Contribute to the growth of the aviation book through new business development and client referrals. About You Minimum 3+ years' experience within an aviation broking or technical role in the London insurance market. Strong working knowledge of aviation insurance products (General Aviation). Proven ability to build and maintain relationships with clients and underwriters. Excellent attention to detail and organisational skills. Strong communication and negotiation abilities. Cert CII qualification (or working towards) preferred. As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance
Dec 11, 2025
Full time
My client, a respected independent Lloyd's broker with a strong reputation across specialtyclasses isseeking an experienced Aviation Broker to join their team in London. This is an excellent opportunity to play a key role within a smaller, collaborative environment, offering real exposure to clients, markets, and senior stakeholders. The Role As an Aviation Broker, you will be responsible for managing and developing a portfolio of aviation clients, primarily within General Aviation and related sectors. You will handle all aspects of placement and client servicing, ensuring effective risk management solutions across the London and international markets. Key Responsibilities Manage a portfolio of aviation accounts, ensuring high-quality client service and retention. Market and place aviation risks into Lloyd's and company markets in the UK and overseas. Build and maintain strong relationships with underwriters, clients, and service providers. Provide technical input on aviation policy coverage and wording. Support the claims process, liaising with internal teams, underwriters, and external specialists. Assist with premium calculations, renewals, and mid term adjustments. Contribute to the growth of the aviation book through new business development and client referrals. About You Minimum 3+ years' experience within an aviation broking or technical role in the London insurance market. Strong working knowledge of aviation insurance products (General Aviation). Proven ability to build and maintain relationships with clients and underwriters. Excellent attention to detail and organisational skills. Strong communication and negotiation abilities. Cert CII qualification (or working towards) preferred. As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance
At Munich Re Specialty - Global Markets (MRS-GM), it is our ambition to become the leading Primary Specialty Insurance provider, underpinned by an effective and adaptablestrategy, superior products and industry leaders working in a supportive environment to achieve this. At the heart of our success is a strong culture where people are encouraged to be present, bold and curious, allowing them to achieve their individual goals. Property Delegated Pricing Lead We are looking for a Property Delegated Pricing Lead to join our London City office on a full time basis with Hybrid working of 2-3 days per week. Responsibilities Demonstrate ownership of the delegated Property business, taking responsibility to ensure pricing reviews are undertaken in a timely manner. Work with pricing actuaries and underwriters in MRS-GM European offices, providing pricing support and guidance where necessary. Effectively manage, mentor and support your direct report(s), including managing their time, providing training and reviewing their work as required Work independently on individual pricing assessments of large consortia and binder reviews, including clear communication of results to the underwriters Support pricing team in achieving the high standards as indicated within the Lloyd's oversight framework, including technical rating of all risks and regular monitoring of Delegated underwriting contracts Ensure pricing analyses meet the Munich Re GSI requirements, including the Delegated Authority best practice guidelines Support for syndicate business planning process Production and review of pricing management information New business initiative analyses and independent reviews Investigation and utilisation of alternative data sources for parameterisation of pricing models Support underwriting within depth portfolio analyses and performance management Ensure all advice offered is in line with TAS requirements Help drive forward good Conduct for the business to deliver the best outcomes for customers / policyholders. Understand all appropriate lines of escalation and the responsibilities of the Product Conduct Risk Strategy Group (PCRSG), Underwriting & Claims Sub Committee (UCSC), ExCo and Board for Conduct Risk. Knowledge and Skills Significant pricing experience in the London Market Qualified actuary by exams OR extensive experience Significant experience with Lloyd's delegated insurance a necessity, particularly within Property Highly developed mathematical / statistical knowledge in (re)insurance Effective communication skills and ability to translate complex models in business terms Strong business acumen and interpersonal skills Team player and willingness to train junior members in the team Detailed knowledge of actuarial methods and techniques, and the ability to apply them in practice, making reasoned judgements within a business environment Knowledge of a range of modelling techniques and applications for pricing Current Lloyd's market knowledge Willingness to continue to develop knowledge of any pricing related matters. Knowledge and understanding of FCA regulations and Lloyd's standards Knowledge and understanding of the underlying principles of insurance and reinsurance If you are excited about this role but your experience does not align perfectly with everything outlined, or you don't meet every requirement, we encourage you to apply anyway. You might just be the candidate we are looking for! Diversity, Equity & Inclusion At Munich Re, Diversity, Equity, and Inclusion foster innovation and resilience and enable us to act braver and better. Embracing the power of DEI is at the core of who we are. We recognise diversity can be multi-dimensional, intersectional, and complex, so we want to build a diverse workforce that includes a wide range of racial, ethnic, sexual, and gender identities; economic and geographic backgrounds; physical abilities; ages; life, school, and career experiences; and political, religious, and personal beliefs. Additionally, we are committed to building an equitable and inclusive work environment where this diversity is celebrated, valued, and has equitable opportunities to succeed. All candidates in consideration for any role can request a reasonable adjustment at any point in our recruitment process. You can request an adjustment by speaking to your Talent Acquisition contact. Learning and innovating today, striving for sustainable societies and business tomorrow At Munich Re Specialty - Global Markets our approach to ESG is underpinned by our desire to seize business opportunities and to nurture a stimulating and inclusive work environment. Our ESG strategy aims to deliver holistic impacts across environmental, social and governance topics including supporting a number of local initiatives within our community and offering volunteering opportunities for colleagues. Learn more about sustainability at Munich Re - choose your impact!
Dec 11, 2025
Full time
At Munich Re Specialty - Global Markets (MRS-GM), it is our ambition to become the leading Primary Specialty Insurance provider, underpinned by an effective and adaptablestrategy, superior products and industry leaders working in a supportive environment to achieve this. At the heart of our success is a strong culture where people are encouraged to be present, bold and curious, allowing them to achieve their individual goals. Property Delegated Pricing Lead We are looking for a Property Delegated Pricing Lead to join our London City office on a full time basis with Hybrid working of 2-3 days per week. Responsibilities Demonstrate ownership of the delegated Property business, taking responsibility to ensure pricing reviews are undertaken in a timely manner. Work with pricing actuaries and underwriters in MRS-GM European offices, providing pricing support and guidance where necessary. Effectively manage, mentor and support your direct report(s), including managing their time, providing training and reviewing their work as required Work independently on individual pricing assessments of large consortia and binder reviews, including clear communication of results to the underwriters Support pricing team in achieving the high standards as indicated within the Lloyd's oversight framework, including technical rating of all risks and regular monitoring of Delegated underwriting contracts Ensure pricing analyses meet the Munich Re GSI requirements, including the Delegated Authority best practice guidelines Support for syndicate business planning process Production and review of pricing management information New business initiative analyses and independent reviews Investigation and utilisation of alternative data sources for parameterisation of pricing models Support underwriting within depth portfolio analyses and performance management Ensure all advice offered is in line with TAS requirements Help drive forward good Conduct for the business to deliver the best outcomes for customers / policyholders. Understand all appropriate lines of escalation and the responsibilities of the Product Conduct Risk Strategy Group (PCRSG), Underwriting & Claims Sub Committee (UCSC), ExCo and Board for Conduct Risk. Knowledge and Skills Significant pricing experience in the London Market Qualified actuary by exams OR extensive experience Significant experience with Lloyd's delegated insurance a necessity, particularly within Property Highly developed mathematical / statistical knowledge in (re)insurance Effective communication skills and ability to translate complex models in business terms Strong business acumen and interpersonal skills Team player and willingness to train junior members in the team Detailed knowledge of actuarial methods and techniques, and the ability to apply them in practice, making reasoned judgements within a business environment Knowledge of a range of modelling techniques and applications for pricing Current Lloyd's market knowledge Willingness to continue to develop knowledge of any pricing related matters. Knowledge and understanding of FCA regulations and Lloyd's standards Knowledge and understanding of the underlying principles of insurance and reinsurance If you are excited about this role but your experience does not align perfectly with everything outlined, or you don't meet every requirement, we encourage you to apply anyway. You might just be the candidate we are looking for! Diversity, Equity & Inclusion At Munich Re, Diversity, Equity, and Inclusion foster innovation and resilience and enable us to act braver and better. Embracing the power of DEI is at the core of who we are. We recognise diversity can be multi-dimensional, intersectional, and complex, so we want to build a diverse workforce that includes a wide range of racial, ethnic, sexual, and gender identities; economic and geographic backgrounds; physical abilities; ages; life, school, and career experiences; and political, religious, and personal beliefs. Additionally, we are committed to building an equitable and inclusive work environment where this diversity is celebrated, valued, and has equitable opportunities to succeed. All candidates in consideration for any role can request a reasonable adjustment at any point in our recruitment process. You can request an adjustment by speaking to your Talent Acquisition contact. Learning and innovating today, striving for sustainable societies and business tomorrow At Munich Re Specialty - Global Markets our approach to ESG is underpinned by our desire to seize business opportunities and to nurture a stimulating and inclusive work environment. Our ESG strategy aims to deliver holistic impacts across environmental, social and governance topics including supporting a number of local initiatives within our community and offering volunteering opportunities for colleagues. Learn more about sustainability at Munich Re - choose your impact!
Primary Details Time Type: Full timeWorker Type: Employee The Opportunity: QBE is hiring a Senior Underwriter (or Underwriter looking for their next career step) to join our Financial Lines team, specialising in D&O underwriting. This is an excellent opportunity to work within a respected team that leads many facilities in the Lloyd's market and is focused on growing its global D&O book.We underwrite a broad, worldwide portfolio across Lloyd's and company paper for both primary and excess layers. If you have strong market presence, a trading mindset, and an interest in emerging areas such as Digital Assets, we'd love to hear from you. Your New Role: Perform complex underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met Support the development of the annual business plan for the portfolio and ensure delivery of the plan Contribute and participate in all meetings, in order to share and develop strategy, knowledge and best practice Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency Apply any reinsurance requirements to minimize risk and to deliver business plan objectives Act as a technical expert to support the identification of issues and opportunities within area of expertise Establish and strengthen strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence and achieve business objective Contribute and influence in the review and analysis of the portfolio to identify progress toward business objectives Contribute to the aggregate management and peer review processes to encourage and develop excellenceHaving the right to work in the UK is a requirement for this role. QBE may consider sponsorship at its discretion. About you: Proven experience within the D&O insurance market, ideally handling major clients or equivalent financial lines business Strong broker network and market presence, with ability to trade effectively and drive new business Interest in Digital Asset risk and emerging technologies, with curiosity to explore this growing area Solid understanding of policy wordings, relevant regulations, and market trends Commercial acumen to identify and maximise profitable opportunities, with a clear grasp of key profit drivers Ability to analyse and use data for decision-making, spotting growth potential within the portfolio Excellent negotiation skills and innovative approach to underwriting and programme design Strong organisational, prioritisation, and interpersonal skills to build rapport and credibility with stakeholdersAt QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.We're an international insurer that's building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future - helping those around us build strength and embrace change to their advantage.QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation ().With more than more than 13,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.To find out more about why you should work for QBE, visit our At My Best - QBE Benefits You are more than your work - and QBE is more than a workplace, which is why we provide you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. As well as the benefits below we also offer an extensive choice of other options to suit you! 30 days holiday a year with the option to buy up to 2 additional days. Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours. Pension - you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary. Private medical insurance - we fund fully comprehensive private medical cover for you and all the family. Family friendly policies - we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation or how you become a parent. Short term remote work abroad - you can request up to 20 days per year to work remotely from certain locations abroad. Sustainable investing - we believe sustainable integration is important for long term financial, environmental, and social outcomes. Our pension strategy supports our net-zero goal to achieve year-on-year reductions in carbon footprint, by investing more in green businesses than the broader market, so your savings are looking after the planet's future, as well as your own. Cycle-to-Work - benefit from regular exercise whilst making your commute greener and cheaper, select and bike and/or accessories up to the value of £5,000.To find out more visit our Reward Page QBE Awards Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include; AXCO Global Insurance Awards 2024 Winner: Network Management of the Year Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year Working Dads Employer Awards 2023 Winner: Parental Policies Award Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star EmployeeYou can view all our awards Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent. For more information on our strategy targets please take a look at our Accessibility Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware. ESG & Sustainability At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions. For further information regarding QBE's sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative 'Premiums4Good', please visit our and read our latest Sustainability Report If you have a passion to contribute to QBE's vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the "apply"
Dec 11, 2025
Full time
Primary Details Time Type: Full timeWorker Type: Employee The Opportunity: QBE is hiring a Senior Underwriter (or Underwriter looking for their next career step) to join our Financial Lines team, specialising in D&O underwriting. This is an excellent opportunity to work within a respected team that leads many facilities in the Lloyd's market and is focused on growing its global D&O book.We underwrite a broad, worldwide portfolio across Lloyd's and company paper for both primary and excess layers. If you have strong market presence, a trading mindset, and an interest in emerging areas such as Digital Assets, we'd love to hear from you. Your New Role: Perform complex underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met Support the development of the annual business plan for the portfolio and ensure delivery of the plan Contribute and participate in all meetings, in order to share and develop strategy, knowledge and best practice Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency Apply any reinsurance requirements to minimize risk and to deliver business plan objectives Act as a technical expert to support the identification of issues and opportunities within area of expertise Establish and strengthen strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence and achieve business objective Contribute and influence in the review and analysis of the portfolio to identify progress toward business objectives Contribute to the aggregate management and peer review processes to encourage and develop excellenceHaving the right to work in the UK is a requirement for this role. QBE may consider sponsorship at its discretion. About you: Proven experience within the D&O insurance market, ideally handling major clients or equivalent financial lines business Strong broker network and market presence, with ability to trade effectively and drive new business Interest in Digital Asset risk and emerging technologies, with curiosity to explore this growing area Solid understanding of policy wordings, relevant regulations, and market trends Commercial acumen to identify and maximise profitable opportunities, with a clear grasp of key profit drivers Ability to analyse and use data for decision-making, spotting growth potential within the portfolio Excellent negotiation skills and innovative approach to underwriting and programme design Strong organisational, prioritisation, and interpersonal skills to build rapport and credibility with stakeholdersAt QBE, we want our people to feel rewarded and inspired to perform at their best, that's why we have created "At My Best". It's our connection, our way of showing we have your back. We understand that one size doesn't fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It's in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.We're an international insurer that's building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future - helping those around us build strength and embrace change to their advantage.QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation ().With more than more than 13,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.To find out more about why you should work for QBE, visit our At My Best - QBE Benefits You are more than your work - and QBE is more than a workplace, which is why we provide you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. As well as the benefits below we also offer an extensive choice of other options to suit you! 30 days holiday a year with the option to buy up to 2 additional days. Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours. Pension - you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary. Private medical insurance - we fund fully comprehensive private medical cover for you and all the family. Family friendly policies - we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation or how you become a parent. Short term remote work abroad - you can request up to 20 days per year to work remotely from certain locations abroad. Sustainable investing - we believe sustainable integration is important for long term financial, environmental, and social outcomes. Our pension strategy supports our net-zero goal to achieve year-on-year reductions in carbon footprint, by investing more in green businesses than the broader market, so your savings are looking after the planet's future, as well as your own. Cycle-to-Work - benefit from regular exercise whilst making your commute greener and cheaper, select and bike and/or accessories up to the value of £5,000.To find out more visit our Reward Page QBE Awards Some of the award's QBE are proud to have won, been a finalist for, and shortlisted for include; AXCO Global Insurance Awards 2024 Winner: Network Management of the Year Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year Working Dads Employer Awards 2023 Winner: Parental Policies Award Insurance Post British Insurance Awards 2023: QBE rated as a 5-Star EmployeeYou can view all our awards Inclusion of Diversity We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women's Empowerment Principles and Race at Work charter helps keep us accountable and transparent. For more information on our strategy targets please take a look at our Accessibility Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware. ESG & Sustainability At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net-zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions. For further information regarding QBE's sustainability targets, including our net-zero pledges and inclusion of diversity targets, and our award-winning impact investment initiative 'Premiums4Good', please visit our and read our latest Sustainability Report If you have a passion to contribute to QBE's vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the "apply"
Overview Our client is a long-established and highly respected Lloyd's broker with a strong reputation for delivering bespoke insurance solutions across multiple Professional lines. With an emphasis on professionalism, integrity, and client service, they continue to expand their Professional Indemnity (PI) offering and are seeking an experienced Professional Indemnity Broker to join their growing team in London. Role Overview As a Professional Indemnity Broker, you will be responsible for managing and developing a portfolio of PI clients across a range of professions, while supporting the placement of complex risks into both Lloyd's and company markets. You'll work closely with clients, underwriters, and internal teams to deliver tailored solutions and maintain the highest standards of service. Key Responsibilities Develop and maintain strong relationships with clients, underwriters, and market contacts. Handle new and renewal PI placements from start to finish, including preparation of market presentations, slips, and endorsements. Negotiate competitive terms and coverage with underwriters across the Lloyd's and company markets. Provide expert advice and guidance to clients on policy structures, wordings, and risk management. Identify cross-selling opportunities and support the growth of the PI book. Liaise closely with account executives, claims teams, and compliance departments to ensure all processes meet regulatory standards. Keep up to date with market trends, emerging risks, and developments in the professional indemnity sector. Key Requirements Minimum 3-5 years' experience in Professional Indemnity insurance within a Lloyd's or London Market broker environment. Strong technical knowledge of PI Proven ability to build and maintain long-term client and market relationships. Excellent communication, negotiation, and presentation skills. As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance
Dec 11, 2025
Full time
Overview Our client is a long-established and highly respected Lloyd's broker with a strong reputation for delivering bespoke insurance solutions across multiple Professional lines. With an emphasis on professionalism, integrity, and client service, they continue to expand their Professional Indemnity (PI) offering and are seeking an experienced Professional Indemnity Broker to join their growing team in London. Role Overview As a Professional Indemnity Broker, you will be responsible for managing and developing a portfolio of PI clients across a range of professions, while supporting the placement of complex risks into both Lloyd's and company markets. You'll work closely with clients, underwriters, and internal teams to deliver tailored solutions and maintain the highest standards of service. Key Responsibilities Develop and maintain strong relationships with clients, underwriters, and market contacts. Handle new and renewal PI placements from start to finish, including preparation of market presentations, slips, and endorsements. Negotiate competitive terms and coverage with underwriters across the Lloyd's and company markets. Provide expert advice and guidance to clients on policy structures, wordings, and risk management. Identify cross-selling opportunities and support the growth of the PI book. Liaise closely with account executives, claims teams, and compliance departments to ensure all processes meet regulatory standards. Keep up to date with market trends, emerging risks, and developments in the professional indemnity sector. Key Requirements Minimum 3-5 years' experience in Professional Indemnity insurance within a Lloyd's or London Market broker environment. Strong technical knowledge of PI Proven ability to build and maintain long-term client and market relationships. Excellent communication, negotiation, and presentation skills. As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance
We are seeking a Senior Credit Underwriter specializing in Real Estate and Development Finance to join our team in London. In this critical role, you will be responsible for evaluating and analysing complex real estate and development finance transactions, assessing credit risk, and making informed lending decisions. Conduct comprehensive financial analysis of real estate and development projects to determine creditworthiness and risk levels Evaluate loan applications, financial models, valuations, monitoring surveyor reports, and other relevant documentation to assess borrower's ability to repay Perform detailed property and market analysis to determine asset values and potential risks Structure loan terms and conditions based on risk assessment and organizational guidelines Collaborate with internal teams, including relationship managers and legal counsel, to ensure thorough due diligence Operate a delegated lending authority, opining on credit proposals for final decision Prepare and present concise credit recommendations to senior management and credit committees Monitor existing loan portfolios and conduct periodic reviews to identify potential issues Stay current with market trends, regulatory changes, and best practices in real estate finance and credit underwriting The Person Bachelor's degree in Finance, Economics, or a related field; MBA or relevant master's degree preferred Experience in credit underwriting, with a focus on real estate and development finance Advanced skills in financial analysis, risk assessment, and credit modelling Proficiency in real estate valuation techniques and loan structuring In-depth knowledge of real estate markets and development finance Strong understanding of regulatory requirements in lending and real estate finance Excellent analytical and decision-making skills with keen attention to detail Experience with commercial real estate loans and development projects Professional certifications such as CFA or FRM are a plus Exceptional written and verbal communication skills Ability to work effectively under pressure and meet tight deadlines The Opportunity Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Dec 11, 2025
Full time
We are seeking a Senior Credit Underwriter specializing in Real Estate and Development Finance to join our team in London. In this critical role, you will be responsible for evaluating and analysing complex real estate and development finance transactions, assessing credit risk, and making informed lending decisions. Conduct comprehensive financial analysis of real estate and development projects to determine creditworthiness and risk levels Evaluate loan applications, financial models, valuations, monitoring surveyor reports, and other relevant documentation to assess borrower's ability to repay Perform detailed property and market analysis to determine asset values and potential risks Structure loan terms and conditions based on risk assessment and organizational guidelines Collaborate with internal teams, including relationship managers and legal counsel, to ensure thorough due diligence Operate a delegated lending authority, opining on credit proposals for final decision Prepare and present concise credit recommendations to senior management and credit committees Monitor existing loan portfolios and conduct periodic reviews to identify potential issues Stay current with market trends, regulatory changes, and best practices in real estate finance and credit underwriting The Person Bachelor's degree in Finance, Economics, or a related field; MBA or relevant master's degree preferred Experience in credit underwriting, with a focus on real estate and development finance Advanced skills in financial analysis, risk assessment, and credit modelling Proficiency in real estate valuation techniques and loan structuring In-depth knowledge of real estate markets and development finance Strong understanding of regulatory requirements in lending and real estate finance Excellent analytical and decision-making skills with keen attention to detail Experience with commercial real estate loans and development projects Professional certifications such as CFA or FRM are a plus Exceptional written and verbal communication skills Ability to work effectively under pressure and meet tight deadlines The Opportunity Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
A leading independent broker is seeking a highly experienced Aviation Broker to join their London-based Aviation division. This is an exciting opportunity for a seasoned market professional to work within a respected and dynamic team, placing complex global aviation risks and supporting the continued development of a well-established portfolio. The successful candidate will bring strong technical knowledge, market presence, and client-handling expertise across Airline, General Aviation, Aerospace, with a focus on developing the Aviation book and delivering high-quality service and creative placement solutions. Key Responsibilities Manage and develop relationships with a portfolio of Aviation clients, ensuring exceptional service delivery and retention. Structure, negotiate, and place complex aviation risks within the London and international (re)insurance markets. Leverage strong underwriter and market relationships to achieve optimal client outcomes. Support new business initiatives through client development and networking. Provide technical input on policy wording, placement strategy, and market trends. Collaborate closely with colleagues across broking, claims, and analytics functions to deliver integrated client solutions. Represent the firm at market meetings, client presentations, and industry events. About You Significant experience within Aviation. Strong knowledge of Airline, General Aviation, Aerospace manufacturing, or related Aviation risks. Established relationships with key clients and underwriters across the Aviation market. Excellent negotiation, analytical, and communication skills. Commercially focused with a proactive approach to client service and business development. Collaborative and adaptable, with the ability to work effectively in a fast-paced, team-oriented environment. What's on Offer Competitive base salary and performance-related bonus. Opportunity to work within a well-respected, growing Aviation division. Access to a strong client base and support from an experienced leadership team. Inclusive and professional culture with excellent long-term career prospects. As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance
Dec 10, 2025
Full time
A leading independent broker is seeking a highly experienced Aviation Broker to join their London-based Aviation division. This is an exciting opportunity for a seasoned market professional to work within a respected and dynamic team, placing complex global aviation risks and supporting the continued development of a well-established portfolio. The successful candidate will bring strong technical knowledge, market presence, and client-handling expertise across Airline, General Aviation, Aerospace, with a focus on developing the Aviation book and delivering high-quality service and creative placement solutions. Key Responsibilities Manage and develop relationships with a portfolio of Aviation clients, ensuring exceptional service delivery and retention. Structure, negotiate, and place complex aviation risks within the London and international (re)insurance markets. Leverage strong underwriter and market relationships to achieve optimal client outcomes. Support new business initiatives through client development and networking. Provide technical input on policy wording, placement strategy, and market trends. Collaborate closely with colleagues across broking, claims, and analytics functions to deliver integrated client solutions. Represent the firm at market meetings, client presentations, and industry events. About You Significant experience within Aviation. Strong knowledge of Airline, General Aviation, Aerospace manufacturing, or related Aviation risks. Established relationships with key clients and underwriters across the Aviation market. Excellent negotiation, analytical, and communication skills. Commercially focused with a proactive approach to client service and business development. Collaborative and adaptable, with the ability to work effectively in a fast-paced, team-oriented environment. What's on Offer Competitive base salary and performance-related bonus. Opportunity to work within a well-respected, growing Aviation division. Access to a strong client base and support from an experienced leadership team. Inclusive and professional culture with excellent long-term career prospects. As true market specialists we work in partnership with our candidates and clients, delivering unrivalled market knowledge and insight. Driven by our passion to become the partner of choice we offer tailored advice and guidance
FP&A Manager page is loaded FP&A Managerlocations: London - Scalpeltime type: Full timeposted on: Posted Todayjob requisition id: REQ06202This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process. Job Description: FP&A Manager This role is critical in ensuring financial transparency, regulatory compliance, and strategic insight across our Company and Lloyd's syndicate operations, as well engaging with the Global Markets underwriting teams and management to drive further insights. By leading the planning and forecasting processes and partnering closely with Underwriters and other functions, the FP&A Manager helps drive profitable growth and informed decision-making. Lead and supervise the preparation and submission of Lloyd's regulatory returns data including SBF and QMB, ensuring accuracy and compliance, staying ahead of regulatory changes and market guidance. Partner closely with Underwriting teams to provide financial insight, challenge assumptions, and support portfolio strategy on both Lloyds and Company capacities Deliver clear, actionable analysis on performance vs plan and prior, including loss ratios, acquisition costs and expenses Present financial results and ultimate forecasts to senior stakeholders, translating complex data into recommendations. Present FP&A updates at various Underwriting committees and Trading meetings. Manage and mentor other staff supporting syndicate FP&A activities. Drive continuous improvement in FP&A processes, systems, and reporting tools.You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role. About You: We encourage you to bring your own experience and expertise to the table. While there are some qualifications and experiences we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals. What you need to have: Progressive experience in FP&A within the Lloyd's or London insurance market, with hands-on involvement in SBF and QMB with fluency around both YOA and GAAP reporting. Demonstrated experience in regular, high-impact business partnering with Underwriting leadership and business leaders. Strong understanding of Lloyd's regulatory frameworks and Syndicate performance metrics. Exceptional communication and interpersonal skills - confident, outgoing, and able to influence at all levels. Demonstrated ability to lead and mentor finance professionals. Advanced proficiency in Excel and Powerpoint, presenting information clearly to different audiences. Qualified accountant (ACA, ACCA, CIMA) with 5 years post qualified experience What we prefer you to have: Experience with delegated authority structures and reinsurance, History of process improvement and development both with existing tools and cross functional projects. Experience using Anaplan or other planning software for financial modelling and scenario planning. Ability to manage priorities and being a strong team player Demonstrated rigor and work ethic Role Factors: In this role, you will typically be required to: Be in the office 2 - 3 days per week What we offer: You will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid annual leave, and much more.Rewarding. Challenging. Meaningful.We are shaping the direction of Insurance and Reinsurance during a critical and exciting time for the industry.Whether you are a student approaching graduation or a seasoned professional looking for a new environment, AXIS has the right challenges and career opportunities for you. At AXIS, we value each individual and recognize that attracting and retaining the right people is essential to the success of our company.We offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
Dec 10, 2025
Full time
FP&A Manager page is loaded FP&A Managerlocations: London - Scalpeltime type: Full timeposted on: Posted Todayjob requisition id: REQ06202This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process. Job Description: FP&A Manager This role is critical in ensuring financial transparency, regulatory compliance, and strategic insight across our Company and Lloyd's syndicate operations, as well engaging with the Global Markets underwriting teams and management to drive further insights. By leading the planning and forecasting processes and partnering closely with Underwriters and other functions, the FP&A Manager helps drive profitable growth and informed decision-making. Lead and supervise the preparation and submission of Lloyd's regulatory returns data including SBF and QMB, ensuring accuracy and compliance, staying ahead of regulatory changes and market guidance. Partner closely with Underwriting teams to provide financial insight, challenge assumptions, and support portfolio strategy on both Lloyds and Company capacities Deliver clear, actionable analysis on performance vs plan and prior, including loss ratios, acquisition costs and expenses Present financial results and ultimate forecasts to senior stakeholders, translating complex data into recommendations. Present FP&A updates at various Underwriting committees and Trading meetings. Manage and mentor other staff supporting syndicate FP&A activities. Drive continuous improvement in FP&A processes, systems, and reporting tools.You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role. About You: We encourage you to bring your own experience and expertise to the table. While there are some qualifications and experiences we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals. What you need to have: Progressive experience in FP&A within the Lloyd's or London insurance market, with hands-on involvement in SBF and QMB with fluency around both YOA and GAAP reporting. Demonstrated experience in regular, high-impact business partnering with Underwriting leadership and business leaders. Strong understanding of Lloyd's regulatory frameworks and Syndicate performance metrics. Exceptional communication and interpersonal skills - confident, outgoing, and able to influence at all levels. Demonstrated ability to lead and mentor finance professionals. Advanced proficiency in Excel and Powerpoint, presenting information clearly to different audiences. Qualified accountant (ACA, ACCA, CIMA) with 5 years post qualified experience What we prefer you to have: Experience with delegated authority structures and reinsurance, History of process improvement and development both with existing tools and cross functional projects. Experience using Anaplan or other planning software for financial modelling and scenario planning. Ability to manage priorities and being a strong team player Demonstrated rigor and work ethic Role Factors: In this role, you will typically be required to: Be in the office 2 - 3 days per week What we offer: You will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid annual leave, and much more.Rewarding. Challenging. Meaningful.We are shaping the direction of Insurance and Reinsurance during a critical and exciting time for the industry.Whether you are a student approaching graduation or a seasoned professional looking for a new environment, AXIS has the right challenges and career opportunities for you. At AXIS, we value each individual and recognize that attracting and retaining the right people is essential to the success of our company.We offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
Actuarial Analyst - Pricing page is loaded Actuarial Analyst - Pricinglocations: London - Scalpeltime type: Full timeposted on: Posted Todayjob requisition id: REQ06171This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process.Actuarial Analyst - Pricing Actuarial Pricing London The Pricing function supports underwriters and management in building robust and profitable portfolios by providing objective insights through deep product expertise. This role will work across the Specialty business units, including Energy Offshore, Renewable Energy and, Terrorism. These classes write worldwide business on both syndicate and company paper. This role will: • Collaborate with the pricing systems development team and data & analytics teams to deliver on longer term goals relating to upgrading pricing models, databases, dataflows and analytical output • Work closely with underwriters to scope, build, develop, document and maintain rating models and methods; training and support around best practice model use. • Monitor the quality and accuracy of rate monitoring data produced by rating models and/or transactional case pricing. Quantify the technical adequacy of rates required to meet targeted returns on capital. • Providing actuarial pricing recommendations regarding risk selection, contract structure, coverage and pricing for individual deals. • Input into the business planning process for the AXIS Group and legal entities - primarily to determine gross loss ratio picks, but also to inform assumptions around the efficacy of, and recoverability from, different outwards reinsurance programme structures. • Work alongside pricing team to further develop product monitoring and segmental review process within classes of business to objectively assess profitability; provide evidence-based conclusions and recommendations for strategic changes, underwriting actions and portfolio optimisation. • Evaluate the impact of market conditions and rate change. Analyse the rating environment and market behaviour within key business lines. • Maintain the feedback loop (control cycle) and provision of information and analysis between the pricing, reserving, capital modelling and business planning processes. You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role. About You: We encourage you to bring your own experience and expertise to the table, so while there are some qualifications and experiences, we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals. What you need to have: • 2-3 years' experience, ideally in an actuarial role; consultancy or company • First class or 2:1 university degree • Intention to qualify as a fellow of the Institute & Faculty of Actuaries or equivalent professional body; strong track record of progress in actuarial examinations to date. • Keen collaborator able to build relationships • Able to communicate technical concepts to a non-technical audience • Growth mind-set with a desire to seek diverse thought, learn from others and share knowledge • Proactive in challenging the status quo and developing innovative ideas What we prefer you to have: • Knowledge of Specialty exposures, coverages and accumulation models • General insurance, London Market and pricing backgrounds are highly desired, but not essential • The ability to manipulate complex datasets using tools VBA, SQL, R, Python, or similar Role Factors: In this role, you will typically be required to: • Be in the office 3 days per week What we offer: You will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid annual leave, and much more.Rewarding. Challenging. Meaningful.We are shaping the direction of Insurance and Reinsurance during a critical and exciting time for the industry.Whether you are a student approaching graduation or a seasoned professional looking for a new environment, AXIS has the right challenges and career opportunities for you. At AXIS, we value each individual and recognize that attracting and retaining the right people is essential to the success of our company.We offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
Dec 10, 2025
Full time
Actuarial Analyst - Pricing page is loaded Actuarial Analyst - Pricinglocations: London - Scalpeltime type: Full timeposted on: Posted Todayjob requisition id: REQ06171This is your opportunity to join AXIS Capital - a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry.At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work.All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, physical or mental disability, age, marital status, civil union status, family or parental status, or any other characteristic protected by law. Accommodation is available upon request for candidates taking part in the selection process.Actuarial Analyst - Pricing Actuarial Pricing London The Pricing function supports underwriters and management in building robust and profitable portfolios by providing objective insights through deep product expertise. This role will work across the Specialty business units, including Energy Offshore, Renewable Energy and, Terrorism. These classes write worldwide business on both syndicate and company paper. This role will: • Collaborate with the pricing systems development team and data & analytics teams to deliver on longer term goals relating to upgrading pricing models, databases, dataflows and analytical output • Work closely with underwriters to scope, build, develop, document and maintain rating models and methods; training and support around best practice model use. • Monitor the quality and accuracy of rate monitoring data produced by rating models and/or transactional case pricing. Quantify the technical adequacy of rates required to meet targeted returns on capital. • Providing actuarial pricing recommendations regarding risk selection, contract structure, coverage and pricing for individual deals. • Input into the business planning process for the AXIS Group and legal entities - primarily to determine gross loss ratio picks, but also to inform assumptions around the efficacy of, and recoverability from, different outwards reinsurance programme structures. • Work alongside pricing team to further develop product monitoring and segmental review process within classes of business to objectively assess profitability; provide evidence-based conclusions and recommendations for strategic changes, underwriting actions and portfolio optimisation. • Evaluate the impact of market conditions and rate change. Analyse the rating environment and market behaviour within key business lines. • Maintain the feedback loop (control cycle) and provision of information and analysis between the pricing, reserving, capital modelling and business planning processes. You may also be required to take on additional duties, responsibilities and activities appropriate to the nature of this role. About You: We encourage you to bring your own experience and expertise to the table, so while there are some qualifications and experiences, we need you to have, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and help us achieve our goals. What you need to have: • 2-3 years' experience, ideally in an actuarial role; consultancy or company • First class or 2:1 university degree • Intention to qualify as a fellow of the Institute & Faculty of Actuaries or equivalent professional body; strong track record of progress in actuarial examinations to date. • Keen collaborator able to build relationships • Able to communicate technical concepts to a non-technical audience • Growth mind-set with a desire to seek diverse thought, learn from others and share knowledge • Proactive in challenging the status quo and developing innovative ideas What we prefer you to have: • Knowledge of Specialty exposures, coverages and accumulation models • General insurance, London Market and pricing backgrounds are highly desired, but not essential • The ability to manipulate complex datasets using tools VBA, SQL, R, Python, or similar Role Factors: In this role, you will typically be required to: • Be in the office 3 days per week What we offer: You will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid annual leave, and much more.Rewarding. Challenging. Meaningful.We are shaping the direction of Insurance and Reinsurance during a critical and exciting time for the industry.Whether you are a student approaching graduation or a seasoned professional looking for a new environment, AXIS has the right challenges and career opportunities for you. At AXIS, we value each individual and recognize that attracting and retaining the right people is essential to the success of our company.We offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
The Atradius Group provides trade credit insurance, surety and collections services worldwide, and has a presence through 160 offices in 52 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit. Atradius Credit Specialties team is seeking a Senior Underwriter with experience in the Credit & Political Risk market, or and/or Banking Industry, Multilaterals / DFIs/ ECAs. The successful candidate will have experience analysing a variety risks and structures to support the development of the Credit Specialties portfolio via its Company and Lloyds capabilities, to support the development of new products and play a key role in the relationship with brokers and customers. This team player will be part of a dedicated underwriting/ fronting team, who will need to identify, review & underwrite business opportunities originated through specialised Credit & Political risk brokers located in Paris, London, Italy, Switzerland and Spain. This position is based in Paris and will involve regular travels. In this position your key responsibilities will be : Evaluate the credit risks and transaction structures received from brokers, Decline, quote and bind profitable business in line with governance, authority, and strategy, Work alongside the Atradius analyst teams to support the underwriting and execution of new / renewal business, Management and servicing of the existing "live" portfolio, Conduct review, due diligence and underwrite the onboarding of new clients, Share knowledge, experience and expertise within the team and wider unit , Build on your existing network within the European &London CPRI market supporting Atradius' key brokers, Participate in and travel to conferences and broker / client meetings, Share knowledge of market dynamics and key risks/ sectors drivers to support the performance of the Unit, Provide the highest standard of service and expertise when dealing with brokers and clients, Maintain awareness of claim files providing updates and additional input in collaboration with the claims team, Cooperate with the other Credit Specialties teams across the world as well as the other Atradius departments. Knowledge, Skills and Experience : 5+ years-experience ideally in Credit & Political Risk Insurance market and/or Banking Industry, Multilaterals / ECAs. Strong analytical skills (corporate & financial, sectorial, political risk as well as transactional analysis). Proficiency in reviewing and commenting on loan / contractual documentation. Proficiency in reviewing and negotiating London Market wordings. Strong understanding on banks and traders and rationale behind purchase of the CPRI product. A strong affinity in geopolitics and economics. Excellent interpersonal and communication skills in English. Flexibility and ability to work in dynamic, multicultural and entrepreneurial environment. 27 to 29 days of paid vacation per year RTT (additional days off) for all employees Meal vouchers worth €10 (with €6 covered by Atradius) 2 days of remote work per week Employee savings plan with company matching Housing assistance (1% contribution), works council (CSE) The success of our organisation stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures, knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.
Dec 10, 2025
Full time
The Atradius Group provides trade credit insurance, surety and collections services worldwide, and has a presence through 160 offices in 52 countries. The products offered by Atradius protect companies around the world against the default risks associated with selling goods and services on credit. Atradius Credit Specialties team is seeking a Senior Underwriter with experience in the Credit & Political Risk market, or and/or Banking Industry, Multilaterals / DFIs/ ECAs. The successful candidate will have experience analysing a variety risks and structures to support the development of the Credit Specialties portfolio via its Company and Lloyds capabilities, to support the development of new products and play a key role in the relationship with brokers and customers. This team player will be part of a dedicated underwriting/ fronting team, who will need to identify, review & underwrite business opportunities originated through specialised Credit & Political risk brokers located in Paris, London, Italy, Switzerland and Spain. This position is based in Paris and will involve regular travels. In this position your key responsibilities will be : Evaluate the credit risks and transaction structures received from brokers, Decline, quote and bind profitable business in line with governance, authority, and strategy, Work alongside the Atradius analyst teams to support the underwriting and execution of new / renewal business, Management and servicing of the existing "live" portfolio, Conduct review, due diligence and underwrite the onboarding of new clients, Share knowledge, experience and expertise within the team and wider unit , Build on your existing network within the European &London CPRI market supporting Atradius' key brokers, Participate in and travel to conferences and broker / client meetings, Share knowledge of market dynamics and key risks/ sectors drivers to support the performance of the Unit, Provide the highest standard of service and expertise when dealing with brokers and clients, Maintain awareness of claim files providing updates and additional input in collaboration with the claims team, Cooperate with the other Credit Specialties teams across the world as well as the other Atradius departments. Knowledge, Skills and Experience : 5+ years-experience ideally in Credit & Political Risk Insurance market and/or Banking Industry, Multilaterals / ECAs. Strong analytical skills (corporate & financial, sectorial, political risk as well as transactional analysis). Proficiency in reviewing and commenting on loan / contractual documentation. Proficiency in reviewing and negotiating London Market wordings. Strong understanding on banks and traders and rationale behind purchase of the CPRI product. A strong affinity in geopolitics and economics. Excellent interpersonal and communication skills in English. Flexibility and ability to work in dynamic, multicultural and entrepreneurial environment. 27 to 29 days of paid vacation per year RTT (additional days off) for all employees Meal vouchers worth €10 (with €6 covered by Atradius) 2 days of remote work per week Employee savings plan with company matching Housing assistance (1% contribution), works council (CSE) The success of our organisation stands with the quality of our people and the ideas they have. Insights and innovative solutions for our customers are the result of an interplay of cultures, knowledge and experience. That is why diversity is extremely important to Atradius. To ensure that all colleagues within Atradius can develop their qualities, we promote an inclusive culture in which everyone feels involved and valued. We encourage and welcome everyone to apply to our positions.
Description The Role WTW is seeking a dynamic and experienced insurance professional to join our Cargo team in London as an Associate Director. This is a high-impact role handling a diverse portfolio of direct, wholesale, and reinsurance cargo business-primarily from North America. If you're passionate about delivering exceptional client service, shaping strategy, and driving growth in a global marketplace, we want to hear from you. What You'll Be Doing As a senior member of our Cargo team, you'll lead the servicing and broking of complex cargo accounts, while helping to expand our client base and deepen market relationships. The Responsibilities Manage and grow relationships with large, complex cargo clients Understand client businesses, risks, and opportunities to deliver tailored insurance solutions Prepare bespoke MRC policy documentation with precision and clarity Design and execute effective placing strategies across London and international markets Build and maintain strong relationships with underwriters globally Broker client risks into appropriate markets with confidence and expertise Support new business generation and contribute to sales strategy Ensure compliance with WTW and FCA guidelines Mentor and support the development of junior colleagues Collaborate effectively across WTW teams and systems Champion exceptional client service, driving upselling and cross-selling opportunities. Qualifications The Requirements ACII qualified (or equivalent industry experience preferred) Proven success in insurance broking or underwriting Deep technical knowledge of cargo insurance and risk management Strong communication, negotiation, and interpersonal skills Experience managing complex cargo accounts Willingness to travel internationally as needed Ability to absorb and apply information quickly Skilled at working independently and collaboratively Excellent time management and prioritisation under pressure Capable of simplifying complex concepts for clients and colleagues Adaptable communication style to suit diverse stakeholders Committed to integrity, transparency, and regulatory compliance Proficient in Microsoft Word and Excel. At WTW, we believe difference makes us stronger. We want our workforce to reflect the different and varied markets we operate in and to build a culture of inclusivity that makes colleagues feel welcome, valued, and empowered to bring their whole selves to work every day. We are an equal opportunity employer committed to fostering an inclusive work environment throughout our organisation. We embrace all types of diversity. We're committed to equal employment opportunity and provide application, interview and workplace adjustments and accommodations to all applicants. If you foresee any barriers, from the application process through to joining WTW, please email
Dec 10, 2025
Full time
Description The Role WTW is seeking a dynamic and experienced insurance professional to join our Cargo team in London as an Associate Director. This is a high-impact role handling a diverse portfolio of direct, wholesale, and reinsurance cargo business-primarily from North America. If you're passionate about delivering exceptional client service, shaping strategy, and driving growth in a global marketplace, we want to hear from you. What You'll Be Doing As a senior member of our Cargo team, you'll lead the servicing and broking of complex cargo accounts, while helping to expand our client base and deepen market relationships. The Responsibilities Manage and grow relationships with large, complex cargo clients Understand client businesses, risks, and opportunities to deliver tailored insurance solutions Prepare bespoke MRC policy documentation with precision and clarity Design and execute effective placing strategies across London and international markets Build and maintain strong relationships with underwriters globally Broker client risks into appropriate markets with confidence and expertise Support new business generation and contribute to sales strategy Ensure compliance with WTW and FCA guidelines Mentor and support the development of junior colleagues Collaborate effectively across WTW teams and systems Champion exceptional client service, driving upselling and cross-selling opportunities. Qualifications The Requirements ACII qualified (or equivalent industry experience preferred) Proven success in insurance broking or underwriting Deep technical knowledge of cargo insurance and risk management Strong communication, negotiation, and interpersonal skills Experience managing complex cargo accounts Willingness to travel internationally as needed Ability to absorb and apply information quickly Skilled at working independently and collaboratively Excellent time management and prioritisation under pressure Capable of simplifying complex concepts for clients and colleagues Adaptable communication style to suit diverse stakeholders Committed to integrity, transparency, and regulatory compliance Proficient in Microsoft Word and Excel. At WTW, we believe difference makes us stronger. We want our workforce to reflect the different and varied markets we operate in and to build a culture of inclusivity that makes colleagues feel welcome, valued, and empowered to bring their whole selves to work every day. We are an equal opportunity employer committed to fostering an inclusive work environment throughout our organisation. We embrace all types of diversity. We're committed to equal employment opportunity and provide application, interview and workplace adjustments and accommodations to all applicants. If you foresee any barriers, from the application process through to joining WTW, please email
