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Who are Yapily Yapily is on a mission to enable innovative companies to create better and fairer financial services for everyone, through the power of open banking. Yapily is an open banking infrastructure platform solving a fundamental problem in financial services today: access. Historically, card networks have monopolised the global movement of money, and banks have monopolised the ownership of, and access to, financial data. Yapily was founded to challenge these structures and create a global open economy that works for everyone. We exist behind the scenes, securely connecting companies - from growth to enterprise - to thousands of banks worldwide, enabling them to access data and initiate payments through the power of open banking. What we're looking for We are looking for a proactive and experienced Legal Counsel (0-2 PQE, qualified in England & Wales) to join our in-house legal team. This is an excellent opportunity for a newly qualified or junior lawyer who wants to move in-house early in their career and gain broad commercial exposure in a dynamic fintech environment. You will work closely with our commercial, product, compliance, and regulatory teams to support Yapily's growth while managing legal risk effectively. You'll be a solutions-focused team player who thrives in a fast-moving payments and open banking environment. You are commercially minded and understand that legal is an enabler, not a blocker. You can balance risk with business objectives and provide pragmatic advice that helps us move quickly while maintaining our high standards of quality and regulatory compliance. You will help to foster a collaborative and fun "can do" mindset across the teams you support. Learn more: Key Tasks Commercial Contracting Draft, review, and negotiate a high volume of commercial agreements including customer contracts, supplier agreements, partnership arrangements, and NDAs Support the sales and customer success teams with fast contract turnaround, providing pragmatic commercial advice Develop and maintain template agreements and playbooks to enable business self-service Manage contract lifecycle and maintain the contract repository Regulatory and Compliance Support Assist with regulatory compliance matters relevant to payment services and open banking, including FCA requirements, PSD2, anti-money laundering and e-money regulations Support the compliance team with policy development and implementation Keep abreast of regulatory developments affecting the payments and open banking industry Assist with regulatory correspondence and reporting obligations Product and Technology Provide legal support for new product launches and feature development in the open banking space Review and advise on data protection matters, working alongside the DPO Support technology procurement and vendor management Advise on intellectual property protection and licensing arrangements Corporate and Governance Assist with corporate governance matters including board materials and company secretarial tasks Support fundraising activities and investor relations from a legal perspective Maintain corporate records and statutory registers Assist with employment matters as required General Legal Advisory Provide practical, solution-oriented legal advice across the business Identify legal risks and work collaboratively with stakeholders to mitigate them Support dispute resolution and manage external counsel relationships when required Contribute to legal process improvements and efficiency initiatives This list is not exhaustive, and there may be other tasks that we ask you to be involved in from time to time. Above all, you are flexible and want to add value wherever you can. You understand that in a start-up, priorities change and we all need to be adaptable. Not only will you be comfortable when asked to input and lead in other areas, but you'll be comfortable being a self-starter and instigating changes yourself. Qualifications and Experience Qualified Solicitor in England & Wales (0-2 PQE) Training contract or experience in commercial and/or corporate law, ideally with exposure to fintech, financial services, or technology sectors Demonstrated experience in contract drafting and negotiation Technical Skills Strong contract drafting and negotiation skills with attention to detail Sound understanding of general commercial law principles Basic understanding of UK data protection law (GDPR/UK GDPR) Ability to spot issues and assess risk appropriately for a start-up environment Desirable Experience Previous in-house experience or secondment Exposure to financial services regulation, payments law, or open banking Experience with SaaS or technology agreements Knowledge of intellectual property or data protection law Personal Attributes and Attitudes You love innovation - it's wired into your DNA. You have exceptionally high integrity. You'll treat all interactions with the confidentiality, sensitivity and diplomacy they deserve. You're commercially minded - you understand how effective risk management and regulatory compliance can positively impact our products, services and wider business. You think outside of the box and are pragmatic. You will bring in and iterate on the experience, skills and knowledge of best practice that you have seen elsewhere. You are always looking for better and cost effective ways to do things. You are driven and curious. You ask questions and you strive to understand. You understand that your stakeholders will have different strengths. You're happy to learn from them and to share your expertise. You enjoy solving problems. You don't get flustered easily. You're comfortable managing your time and can be counted on to skilfully handle issues. You understand the importance of attention to detail and ensuring quality outputs. Everything you produce is of high quality. You have a can-do approach. You think on your feet. Switching up tasks and juggling multiple priorities comes naturally to you. OUR BENEFITS 25 days holiday a year (plus bank holidays) in the UK We also offer an additional holiday day after 1 year's service, up to the value of 5 days We're serious about work/life balance and operate hybrid working, giving you the flexibility to work from home, working from our amazing office space or work abroad for up to 30 days per year 'Nomad Working' Comprehensive Private Medical Insurance Life Assurance and Income Protection (UK only) Company Pension Scheme Enhanced Paternity and Maternity leave £200 annual Learning and Personal Development budget Cycle To Work Scheme Employee Referral Scheme which offers £1,000 per employee referral Monthly social budget Daily snacks provided in the office Dog friendly office OUR VALUES We obsess about quality Our customers have entrusted us with a critical function in a regulated industry and we take that responsibility seriously. We always assume ownership and hold ourselves accountable. We are curious Our innovation is powered by our collective growth mindset. We're lifelong learners who challenge assumptions, experiment, and iterate. We act with integrity We're guided by our mission and earn and maintain trust by doing what's right, even when it's not easy. We are do-ers We reject indifference and agility is our strength. We're motivated by challenges, and biassed towards action. We problem-solve together We're diverse people in diverse places, and know the best solutions are born out of collaboration. We win, lose, and learn together.

We are looking for an Audit Senior Associate (newly qualified or qualified senior) to join a growing Manchester team. You will be joining the leading firm of auditors to the charity sector committed to delivering a quality service to a high profile portfolio of clients. The role will involve working with a variety of corporate and owner managed businesses. charities and other not for profit organisations. Clients range from start-ups to well established, prestigious clients and listed clients. This is a great opportunity for anyone that is looking develop their experience. You will be working alongside experienced partners and managers in a dynamic and growing team, within a supportive and approachable environment. Your role will be challenging and varied and you will be encouraged to take on responsibilities and offered excellent opportunities to quickly develop and progress further within the firm. You will be responsible for the delivery of client based assignments, ensuring the team's audit work and reporting is of high quality. This role will include leading and coaching team members as well as managing relationships with clients. The person in this role will also contribute to the success of our business unit, which will involve wider business and people development. There will be opportunity to work on advisory engagements, on both our audit and non-audit clients. The role requirements Significant auditing and accounting experience (ideally UKGAAP). Good knowledge of Microsoft Office, especially Excel. A passion for client service. Display energy and enthusiasm and a focus on achieving results. A keenness to further your own personal development and career goals. Your people responsibilities Demonstrating personal commitment to work and team success; showing positive attitude and enthusiasm for work and taking initiative to improve process/situations when appropriate. Consistently treating colleagues with fairness and respect, helping to provide opportunities for everyone to contribute and succeed. Providing and being receptive to regular and constructive feedback that improves self and others. Continually developing skills and knowledge. Influencing, changing and shaping the direction of a particular activity, either internally and/or externally. Coaching junior members of staff through sharing experience and knowledge appropriately. Providing on-the-job training for developing auditing skills and familiarity with the firm's audit methodology. Participating in service line, office and firm wide activities. Acting as the first point of contact for our clients on a day-to-day basis. Demonstrating excellent writing, research and presentation skills (proficient in power point, excel and word). Anticipating client needs, and communicating effectively with clients in both written and verbal exchanges. Acting at all times with the Firm's best interests in mind. Acts with integrity in all dealings. Assisting in the planning, execution and finalisation of all areas of the audit assignment for manager or partner review, providing solutions and seeking input for areas of concern and judgement. Demonstrating an understanding of the different types of risk, understanding the Firm's approach and policies for managing risk in relevant business and applicable legal and regulatory rules and following policies. Considering and managing risk (reputational, operational and credit) in all interactions with clients. Showing a sense of urgency and understanding of how their work (including speed, attention to detail, and quality) impacts the Firm's ability to serve clients. Producing work for the Manager and/or Partner review, clearly highlighting issues and providing potential solutions to issues identified. Demonstrating business development skills an identifying additional sales opportunities. Demonstrating an application and solution-based approach to problem solving, referred to for research on delivery of solutions in that field on client assignments. Identifying areas requiring improvement in the client's business processes and possible recommendations and prepare and deliver Audit Findings Reports to be provided to the client. Taking primary responsibility for monitoring progress against budget, and when the actual differs from the budget then gain a full understanding for the Manager. Although the majority of your time will be spent servicing clients in the North West, at times, there is a requirement to support the other UK offices. Apply for this job Regional accountancy, finance and HR recruiters