Senior Finance Business Partner

We're on a mission to make money work for everyone. We're moving away from traditional banking complexity. With our coral cards, get-paid-early feature, financial education on social media, and award-winning customer service, we create magical moments for our customers. We're not about selling products-we want to solve problems and change lives through Monzo.

Our Finance team

We are looking for a Senior Finance Business Partner to join the Commercial finance team. You will work in a team that manages the P&L and Balance Sheet to deliver on the financial plan, support the business in strategic financial decisions and challenges to improve performance. The role covers all aspects of financial performance and planning, and you will own the end-to-end financials and financial controls for your business area. The right candidate will enjoy supporting and challenging the business across new initiatives, love building business cases, presenting and debating investment choices, and being comfortable with analysing data to deliver insights and thinking about broader strategic choices.

• Being the single point of contact between the business and finance
• Taking end-to-end ownership of the P&L, balance sheet, funding and capital for that business area, working with all parts of the Finance Collective to be the single face of finance to the business
• Building trusted relationships with the business leadership team and engaging with product, marketing, and operations to understand growth levers and profitability drivers
• Driving and optimising commercial performance through engagement in product/customer strategy, pricing, scenario analysis and performance analytical insights
• Holding the business leadership to account for delivery of forecast performance and helping them to course correct and anticipate risks and opportunities
• Leading on the preparation of bottom-up forecasts (short and long range), working with FP&A to support planning and stress testing cycles
• Collaborating with Treasury to inform customer behavioural analysis and with Financial Control on accounting judgements
• Being responsible for product-level pricing model framework and ensuring pricing aligns with finance performance hurdles
• Explaining actual performance to support FP&A and Investor Relations with clear narratives
• Contributing to the overall Monzo equity story
• Supporting the build of a highly competent and motivated team of financial analysts with development objectives
• Leading business partnering for the specific area and representing the company's commercial dynamics to the broader team

• Demonstrable experience in financial business partnering
• Qualified with a relevant professional qualification
• Strong financial modelling (advanced Excel/Google Sheets) experience
• Great analytical and problem-solving skills with the ability to identify trends, issues and recommend actions
• Strong communication, interpersonal and influencing skills; ability to engage across internal functions to develop, prioritise, buy-in and deliver outcomes
• Ability to present data confidently; tailor presentations to end users' requirements
• Experience building trusted relationships with stakeholders at all levels
• Experience building business cases, presenting and debating investment choices
• Hands-on approach and ability to support colleagues and projects of varying size
• Strong attention to detail and organisational skills; able to develop new processes and streamline for efficiencies
• SQL, data analysis experience and experience using forecasting tools

• This role can be based in London or Cardiff offices, or distributed nationwide with occasional London office work
• Flexible working hours and trust to work the appropriate amount of time to perform well
• £1,000 learning budget per year for books, training courses and conferences
• MacBooks provided; fully remote workers receive additional support for home setup
• Application journey has 4 key steps: 1) Phone call with recruiter, 2) Video call with hiring manager, 3) Video call with hiring manager plus finance, 4) Video call with business stakeholders

Diversity and inclusion are a priority. Monzo is an equal opportunity employer and considers all applicants without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status. We encourage applicants to apply even if they do not meet every listed requirement.

If you have a preferred name, please use it to apply. We don't need full or birth names at the application stage.

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