Relationship Manager - Project Finance

Triodos Bank is an award-winning organisation and one of Europe's leading sustainable banks, whose mission is to make money work for positive social, environmental, and cultural change. We offer a wide range of banking services for people who want to use their money consciously - from current accounts through to investments and savings. We only finance companies, organisations and projects that benefit people and the environment.

Our mission is -

• To help create a society that promotes people's quality of life and that has human dignity at its core.
• To enable individuals, institutions, and businesses to use money more consciously in ways that benefit people and the environment and promote sustainable development.
• To offer our customers sustainable financial products and high-quality service

We're a certified B Corporation, meaning that we are part of a community of businesses driving the shift to a new kind of economy, that is better for workers, better for communities and better for the environment.

The Opportunity:

This is an exciting time to join Triodos Bank as we continue to grow and champion sustainable finance. We are seeking a dedicated professional with a strong commitment to our mission to join our successful Project Finance team as a Relationship Manager (Analyst/Associate level).

Based within a commutable distance of either our Bristol or London offices, you will report to the Head of Project Finance and play a key role in supporting the growth of project and structured lending within the UK's renewable energy and environmental technology sectors.

This role has a high degree of autonomy and offers hybrid working with a blend of home and remote working.

Key Responsibilities will Include:

Analytical & Administrative Support for New Lending:

• Support Senior Relationship Managers in drafting new business proposals, financial modelling and sensitivity analysis in support of new lending.
• Assist in pre-closing and post-closing administrative tasks.
• Support the appointment and delivery of services of the Bank's external advisors.
• Provide effective workflow management to allow timely and complete responses to information and documentation requests required by support functions within the Bank or the Bank's advisers.
• Participate in client and bank meetings as well as site visits.
• Manage a portfolio of existing business customers, ensuring professional and responsive service.
• Oversee timely annual credit reviews for standard Project Finance lendings, including financial modelling.
• Directly manage customer credit risk, operational performance, administration, and servicing.
• Collect and analyse data to meet credit reporting requirements, monitor covenant compliance, and provide key findings and recommendations.
• Identify, assess, and mitigate risks promptly, escalating to Watchlist or Special Asset Management when appropriate.

In addition, you will:

• Support the development of best practices to enhance efficiency within the Project Finance team and with support functions.
• Embrace new ways of working and identify opportunities for process improvements to enhance customer experience and cost-effectiveness.
• Actively participate in team meetings and communications.
• Manage relationships with internal and external stakeholders.
• Deliver positive customer outcomes and help prevent foreseeable harm, reflecting Triodos' commitment to putting customers first.

What we are looking for:

You will have relevant experience in lending or portfolio management, ideally within structured or project finance and preferably in the energy or sustainable infrastructure sectors. Strong numerical and analytical skills are essential, along with financial modelling expertise and proficiency in Excel and data analysis. You demonstrate a commitment to high quality standards and attention to detail, with excellent organisational skills and the ability to multitask. You are able to build trust and confidence with colleagues and clients, and can communicate clearly and effectively at all levels.

A business or financial qualification would be desirable for this role but not essential.

Triodos Bank is proud of its culture, ethos, and ability to make a positive change in society. It is important that candidates evidence a strong commitment to Triodos Bank's core values of ethical sustainability and transparency, as well as the personal qualities to live these values.

In return for your hard work and expertise, you will receive a full-time equivalent salary of between £55,000 - £60,000 depending on experience, plus access to our extensive benefits package, where most of our benefits are non-contributory.

Our benefits include:

• Non-contributory pension scheme from your first day of 8% in year 1 and 10% from year 2 onwards
• Life Assurance (worth 4 times basic pay)
• Income Protection - 75% of basic pay after 13 weeks sick and following six months service
• Private Medical Insurance with optional enhanced or HCP family coverage
• A Health Cash Plan
• Vitality Leave - After each 5 years of service, you will be able to take a sabbatical of up to 3 months. This benefit is then available after every 7 years of service thereafter.
• 27 days (Full Time Equivalent) annual leave plus bank holidays per annum increasing to 30 days after 2 years' service
• A buy and sell holiday scheme of up to 5 days (Full Time Equivalent) up to maximum of 35 days total annual leave
• 5 days fully paid carers leave
• A wellbeing allowance of £200 a year
• Cycle to work scheme
• Refer a Friend scheme

We are committed to diversity and inclusion and would therefore welcome applications for candidates from underrepresented and neurodiverse backgrounds. We value that receiving applications from candidates with diverse backgrounds is key in supporting our inclusive organisation to grow. We don't want to miss out on candidates who feel they don't exactly match the job description requirements, so if this is a role that sounds interesting to you, and you feel you could add value to the role please do apply. You could be exactly what we need!

Triodos reserve the right to close the vacancy once sufficient applications are received, so please do apply asap if this opportunity is of interest to you.