49 jobs found

Ready to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform - and with it, the future global financial system. To achieve our mission, we're seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company's hardest problems. Our work culture is intense and isn't for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there's no better place to be. While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported. Team/ Role Paragraph: This is a brief paragraph about your team and/or the role. The Compliance team within Customer Experience (CX) is responsible for developing and delivering best in class support across multiple customer segments. The Global Compliance Operations Team is responsible for executing Compliance controls with adherence to Coinbase's BSA/AML program, transaction monitoring, KYC, CDD, and EDD policies, procedures and standards appropriate for each jurisdiction in which Coinbase operates. As a Compliance Support Supervisor, you will lead a team of 10-15 Compliance Analysts responsible for enhanced due diligence (EDD), transaction monitoring, to include preparation and filing of Suspicious Activity Reports (SAR). The supervisor sets a culture of ownership and customer focus on their teams by supporting individual and team goals and ensuring best in class customer service experiences through the team. Supervisors also identify broader customer impacting issues and work with technical and nontechnical teams to implement solutions to drive quality and productivity of operations. What you'll be doing (ie. job duties): Lead a team of 10-15 Compliance (Transaction Monitoring / AML and Fraud Investigations/EDD) Analysts. Ensure adherence to operational KPIs from directs and vendor partners or overall performance and the quality. Coordinate with senior management and provide insights for process improvement. Communicate effectively with your team to drive individual and group performance. Champion change management with your team. Ask the question "How does this create value for customers" when making decision Lead a "culture of compliance" Subject matter expert in AML compliance Partner with Financial Crimes and second line compliance partners to execute against Coinbase's AML program What we look for in you (ie. job requirements): Minimum 3 years of experience within the Compliance field. 2 years of supervisory experience Working knowledge of financial laws, regulations, and guidelines (e.g., BSA, OFAC, FinCEN guidance) Positive energy on the future of crypto and Web3 Excellent communication skills (written and verbal), ability to simplify complex topics for broad audiences Experience working computers and multiple software and database systems Ability to thrive in ambiguous environments Nice to haves: Compliance Industry certification (e.g. ACAMS) Advanced understanding of Google apps Project Management, Scrum, Agile, or Lean 6S certification/experience. Familiarity with the Coinbase suite of products Job #: G2794 Pay Transparency Notice: The target annual salary for this position can range as detailed below. Full time offers from Coinbase also include target bonus + target equity + benefits (including medical, dental, and vision). Pay Range: £81,900 - £81,900 GBP Please be advised that each candidate may submit a maximum of four applications within any 30-day period. We encourage you to carefully evaluate how your skills and interests align with Coinbase's roles before applying. Commitment to Equal Opportunity Coinbase is committed to diversity in its workforce and is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation or any other basis protected by applicable law. Coinbase will also consider for employment qualified applicants with criminal histories in a manner consistent with applicable federal, state and local law. For US applicants, you may view the Know Your Rights notice here . Additionally, Coinbase participates in the E-Verify program in certain locations, as required by law. Coinbase is also committed to providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please contact us at accommodations at to let us know the nature of your request and your contact information. For quick access to screen reading technology compatible with this site click here to download a free compatible screen reader (free step by step tutorial can be found here) . Global Data Privacy Notice for Job Candidates and Applicants Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here . By submitting your application, you are agreeing to our use and processing of your data as required. For US applicants only, by submitting your application you are agreeing to arbitration of disputes as outlined here.

The Research Analyst is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. Responsibilities: The Vice President-level Analyst will have primary responsibility of a group of stocks in the sectors described above Responsibilities include: building financial models, writing research reports, conducting macroeconomic analysis on the global energy industry, communicating our team's ideas to institutional investors, conducting due diligence and working with Citi's product team to identify trends in the space. Self-starter; used to working in a team environment and who has the ambition to progress his/her career within equity research Conduct analysis Make Investment Recommendations Interact with Institutional Clients Arrange company visits and regular management contact for investing clients and due diligence purposes Attend industry conferences and speak to industry contacts Track company events and earnings Develop financial models and valuation techniques Establish yourself as an expert Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: Distill research into an investable thesis and write report/note Market ideas to internal constituents and clients via phone calls and client marketing trips Help facilitate direct corporate access for investors Provide independent (regulatory controlled) Secure and maintain applicable licenses. Education: Bachelor's/University degree, Master's degree preferred Candidates applying for this role must be aware that it is a Certified Role, subject to the FCA and PRA Certification Regime. The Certification Regime is one element of the Individual Accountability Regime which came into effect on 7 March 2016. Under the Certification Regime, Citi UK regulated entities (Citi entities) must ensure that employees working in certain roles categorised as specified significant harm functions (Certified Roles) are assessed as fit and proper to carry out their role. Under the guidance provided by the FCA and PRA, firms should have regard to the following when assessing fitness and propriety: Honesty, integrity and reputation Financial soundness Competence and capability In order to comply with the requirements of the Certification Regime, Citi entities must take reasonable care to ensure that an employee does not perform a Certified Role without first being certified as Fit and Proper. For this reason, you will be assessed for this role against the Fit and Proper requirements, as described above. This assessment will be carried out through extensive interviews, self-disclosures, permitted criminal record checks, regulated reference checks, credit checks and other background screening checks. Job Family Group: Research Job Family: Research Analysis Time Type: Full time Most Relevant Skills Please see the requirements listed above. Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View Citi's EEO Policy Statement and the Know Your Rights poster.

Company: 31 Green Ltd. Position: Support Analyst - Business Origination Job Type: Full Time Experience: 4-6 years About Us 31Green is building out the team for an innovative digital finance platform focused on secured sharia compliant financing. It's a fast-growing business that's changing how people access property-backed investments making the process faster, more transparent, and accessible for both investors and customers. The platform combines smart tech with real estate and financial expertise to create a simple, secure experience for anyone looking to finance or invest in property-backed deals. We're helping shape a future where real estate finance feels modern, fair, and user-friendly and we're looking for people who want to be part of that journey. Role Overview: We're hiring a proactive and detail-oriented Support Analyst to join our growing Business Origination team. This role is critical in keeping our new business origination process running smoothly and involves managing key inboxes, undertaking market research, extracting essential information from databases and registries, and preparing supporting documents to support internal decision-making. We're looking for someone with strong analytical skills , particularly the ability to search, identify, and extract relevant information using tools such as Land Registry, Companies House, and other official data sources, and conduct real estate market research relevant to financing requests. You'll be supporting the Business Origination team, ensuring tasks are completed with accuracy, efficiency, and attention to detail. Key Responsibilities: Triage and manage finance requests, ensuring timely follow-ups and resolution. Monitor and prioritise the mailbox, escalating urgent communications where needed. Request and collate information required to conduct initial due diligence and risk assessment to assess if the finance request falls within the organisation's risk appetite / credit risk policy. Conduct structured market research and checks and extract information from official sources and registries (e.g., Land Registry, Companies House). Compile and format property, legal, and ownership data into well-organised documentation to support the Business Origination team. Track workflows and maintain documentation for the business origination process, and compliance steps. Provide administrative and coordination support across the team to ensure nothing falls through the cracks. Required Skills & Experience: 4-6 years of experience in relationship management, operations, admin, or compliance support-preferably within finance, legal services, or real estate. Strong analytical and information-gathering skills using databases, registries, and digital tools. Confident navigating and interpreting public data sources (e.g., Land Registry, Companies House). Excellent attention to detail and strong time management across multiple responsibilities. Skilled in written communication and managing business correspondence. Proficient in Microsoft Office and Google Workspace. Familiarity with UK property or financial regulatory environments is a strong plus. How to Apply: If you meet the qualifications and are excited about this opportunity, we encourage you to apply by sending your resume and portfolio to We look forward to hearing from you!

Vice President, Credit Analyst - Leveraged Credit - UK page is loaded Vice President, Credit Analyst - Leveraged Credit - UK Apply locations UK-London, 35 King Street, 6th Floor time type Full time posted on Posted 16 Days Ago job requisition id JR Together we fight for everyone's opportunity for a better financial future. We will do this together - with customers, partners and colleagues. We will fight for others, not against: We will stand up for and champion everyone's access to opportunities. The status quo is not good enough we believe every individual and every community deserves access to financial opportunities. We are determined to support both individuals and communities in reaching a better financial future. We know that reaching this future depends on our actions today. Like our Purpose Statement, Voya believes in being bold and committed to action. We are committed to a work environment where the differences that we are born with - and those we acquire throughout our lives - are understood, valued and intentionally pursued. We believe that our employees own our culture and have a responsibility to foster an environment where we all feel comfortable bringing our whole selves to work. Purposefully bringing our differences together to positively influence our culture, serve our clients and enrich our communities is essential to our vision. Are you ready to join a company with a strong purpose and a winning culture? Start your Voyage - Apply Now Get to Know the Opportunity Voya Investment Management is seeking an experienced finance professional to join its Leveraged Credit Group. Voya's Leveraged Credit Group is a leading buy-side investment team managing approximately $24.1 billion of assets with a focus on leveraged loans/CLOs and high yield bonds. The role is foremost for a Senior Research Analyst with potential to take on additional Assistant Portfolio Manager and/or trading responsibilities within the European team over time. The initial focus is on evaluating and making recommendations within assigned sectors across both new issue and secondary market investment opportunities within our credit research team. Investment recommendations will be provided both to the Investment Committee and directly to Portfolio Managers. The Contributions You Will Make Work independently to perform due diligence and fundamental credit analysis across identified issuers and sectors within the syndicated loan market. For new primary issuance, analyst will be responsible for full credit underwriting, including evaluation of the issuers underlying business model, an assessment of industry and competitive dynamics, a review of the Company's historical and projected financial performance, and an understanding of the key term sheet / credit agreement provisions. Based on their assessment, analyst will prepare credit memos and present and make investment recommendations to the Investment Committee Make buy and sell recommendations on existing portfolio issuers supported by detailed analysis of quarterly financial performance, knowledge of and developments within assigned sectors, relative value, and valuation. Actively participate in distressed / restructuring situations within the portfolio on an as needed basis Frequent communication with portfolio managers and traders, senior management teams of portfolio issuers, other buy side analysts, and sell side relationships including sales and capital markets. Assist in various aspects of handling Voya's European CLOs Minimum Knowledge and Experience 7-10 years of fundamental credit research experience within a leveraged loan / high yield environment Distressed debt / restructuring experience a plus Advanced experience with Microsoft Excel, Microsoft Word, and Bloomberg Developed understanding of financial and accounting concepts with the ability to build and maintain financial models. Enthusiasm for the financial markets and investment management Highly motivated with ability to work independently and as part of a team in a fast-paced and dynamic environment. Ability to oversee several tasks in an organized and efficient manner, often against compressed timelines. Developing knowledge of CLOs and desire to grow further in the role A minimum 2.1 Bachelor's degree or equivalent in finance or related field. CFA or enrollment in CFA program a plus Compensation Pay Disclosure: Voya is committed to pay that's fair and equitable, which means comparable pay for comparable roles and responsibilities. The below annual base salary range reflects the expected hiring range(s) for this position in the location(s) listed. In addition to base salary, Voya offers incentive opportunities (i.e., annual cash incentives, sales incentives, and/or long-term incentives) based on the role to reward the achievement of annual performance objectives. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Voya Financial is willing to pay at the time of this posting. Actual compensation offered may vary from the posted salary range based upon the candidate's geographic location, work experience, education, licensure requirements and/or skill level and will be finalized at the time of offer. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Be Well. Stay Well. Voya provides the resources that can make a difference in your lives. To us, this means thriving physically, financially, socially and emotionally. Voya benefits are designed to help you do just that. That's why we offer an array of plans, programs, tools and resources with one goal in mind: To help you and your family be well and stay well. What We Offer Health, dental, vision and life insurance plans 401(k) Savings plan - with generous company matching contributions (up to 6%) Voya Retirement Plan - employer paid cash balance retirement plan (4%) Tuition reimbursement up to $5,250/year Paid time off - including 20 days paid time off, nine paid company holidays and a flexible Diversity Celebration Day. Paid volunteer time - 40 hours per calendar year Learn more about Voya benefits (download PDF) Critical Skills At Voya, we have identified the following critical skills which are key to success in our culture: Customer Focused: Passionate drive to delight our customers and offer unique solutions that deliver on their expectations. Critical Thinking: Thoughtful process of analyzing data and problem solving data to reach a well-reasoned solution. Team Mentality: Partnering effectively to drive our culture and execute on our common goals. Business Acumen: Appreciation and understanding of the financial services industry in order to make sound business decisions. Learning Agility: Openness to new ways of thinking and acquiring new skills to retain a competitive advantage. Learn more aboutCritical Skills Equal Employment Opportunity Voya Financial is an equal-opportunity employer. Voya Financial provides equal opportunity to qualified individuals regardless of race, color, sex, national origin, citizenship status, religion, age, disability, veteran status, creed, marital status, sexual orientation, gender identity, genetic information, or any other status protected by state or local law. Reasonable Accommodations Voya is committed to the inclusion of all qualified individuals. As part of this commitment, Voya will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please reference resources for applicants with disabilities . Misuse of Voya's name in fraud schemes Voya Investment Management (Voya IM) is a leading, active asset management firm serving both affiliated and external institutions as well as individual investors. Drawing on over 40 years of history in investment management, the firm has the experience and resources to provide clients with investment solutions with an emphasis on equities, fixed income, and multi-asset strategies and solutions. Voya IM's award-winning culture is deeply rooted in a client-centric approach to helping investors meet their goals - from insurance companies, corporate and public pension funds, sovereign wealth funds, endowments and foundations, and consultants to intermediaries, and individual investors. Reliability is why our clients hire us and it is why they trust us to navigate the path ahead. Voya's values serve as our compass, bringing together our culture, performance, brand, vision, strategy and corporate responsibility activities. Our values guide our decision-making and behaviors allowing us to deliver worth to our customers, distribution partners, shareholders and each other. With a lens on balance, health & welfare, our work environment offers flexibility. The majority of our roles have adopted a hybrid schedule - working some days in the office and some days remotely, providing flexibility for work-life balance and still allowing the benefit of in-person collaboration . click apply for full job details

️ This position isn't open at the moment, but we're always on the lookout for exceptional talent. Register your interest today, and you'll be among the first we consider when recruitment begins. At Bending Spoons, we're striving to build one of the all-time great companies. A company that serves a huge number of customers. A company where team members grow to their full potential. A company that functions at unparalleled levels of effectiveness and efficiency. A company that creates value for shareowners at an extraordinary rate. And a company that does so while adhering to high ethical standards. To achieve this objective, we execute the following strategy: We acquire a digital business with untapped potential and make it as successful as we can by leveraging our platform-which comprises our expertise, technologies, data, brand, talents, and company culture. Then, we invest the proceeds into making our platform more powerful, and into acquiring new businesses. Thus, our strategy sees us combine an investor's attention to capital allocation with the hands-on approach of an operator. For a talented, driven, and collaborative individual, working at Bending Spoons is an opportunity to learn, make an impact, and progress their career at an exceptionally high rate. That's our promise to such a candidate. A few examples of your responsibilities Accounting. Prepare accurate financial statements and reports, maintaining precision across all financial records. Review and evaluate financial transactions to ensure compliance with generally accepted accounting principles. Financial planning, reporting, and control. Prepare comprehensive financial reports that provide insights into performance and adherence to fiscal policies. Collaborate with cross-functional teams to manage budgets, align spending, and achieve financial objectives. Financial due diligence and investor relations. Contribute to the financial evaluation of target companies. Oversee financial and tax due diligence for acquisitions and related restructuring activities. Prepare documentation for board meetings and foster strong relationships with banks, investors, and institutional stakeholders. Audit preparation. Establish and enhance internal controls to ensure financial integrity and operational efficiency. Facilitate both external and internal audit processes. Equity plans. Optimize and manage our equity plans, ensuring effective implementation. Provide support to Spooners by addressing questions and requests related to their equity plans. Fiscal optimization. Identify fiscal incentives and design the group's intercompany flow strategy. What we look for Reasoning ability. Given the necessary knowledge, you can solve complex problems. You think from first principles, and structure your ideas sharply. You resist the influence of biases. You identify and take care of the details that matter. Drive. You're extremely ambitious in everything you do-and your initiative, effort, and tenacity match the intensity of your ambition. You feel deeply responsible for your work. You hold yourself to a high-and rising-bar. Team spirit. You give generously and without the expectation of receiving in return. You support the best idea, not your idea. You're always happy to get your hands dirty to help your team. You're reliable, honest, and transparent. Proficiency in English. You read, write, and speak proficiently in English. What we offer Incredibly talented, entrepreneurial teams. You'll work in small, result-oriented, autonomous teams alongside some of the brightest people in your field. An exceptional opportunity for growth. We go to great lengths to hire individuals of outstanding potential-then, our priority is to put them in the ideal position to thrive. Spooners in their 20s lead products worth hundreds of millions of dollars. And if you've got what it takes, you'll soon be playing an essential role in major projects, too. Competitive pay and access to equity in the company. Typically, we offer an individual at the start of their career a salary of £66,779 in the UK and €63,965 elsewhere. If they possess a few years of relevant experience, the salary on offer tends to be between £110,389 and £149,636 in the UK, and €105,737 and €143,330 elsewhere. Pay grows rapidly as you accumulate experience and translate it into greater impact. You can also receive some of your pay in company equity at a discounted price, thus participating in the value creation we achieve together. If relocating to Italy, you may enjoy a 50% tax cut. All. These. Benefits. Flexible hours, remote working, unlimited backing for learning and training, top-of-the-market health insurance, a rich relocation package, generous parental support, and a yearly retreat to a stunning location. We help each Spooner set up the conditions to do their best work. Before you apply Bending Spoons is a demanding environment: We're extremely ambitious, and ask a lot of ourselves and one another. While this tends to lead to fantastic learning, achievements, and career growth, it also requires a significant commitment. To support your growth, we strongly prefer that you spend your first few months in our Milan office, where possible. We believe early in-person collaboration accelerates learning, builds trust, and strengthens team dynamics. We'll support you with substantial accommodation and travel assistance. After this initial period, you're welcome to work from our offices in Milan, London, or remotely from selected timezones (based on what's agreed at the offer stage). So if you like the role and are ready to give your very best, don't hesitate to apply. The selection process If you pass our screening, we'll ask you to take on a few tests that assess how you approach unfamiliar problems. If you're successful with those, we'll invite you to a series of interviews.Bending Spoons is an equal opportunity and affirmative action employer. We consider for employment any applicant and we provide reasonable accommodations for an applicant with disabilities, which can be requested through this form .Studies suggest that women tend not to apply for a job if their CV isn't a perfect fit. Here, talent takes precedence over experience. So if you like the role and think you could be awesome at it in time, go ahead and apply.

Commercial Manager (Procurement) About DFT Operator DFTO is the government's public sector rail owning group. Its purpose is to bring all currently privately-owned train operators into public ownership in advance of the creation of Great British Railways in 2027 - and deliver improvements in the here and now by unifying and integrating train operations under common public ownership. DFTO has over 23,000 employees, runs over 6,000 services a day and delivers over 450 million customer journeys across its networks every year. This accounts for 26% of total UK passenger journeys and 30% of passenger miles. Major improvements are being delivered by DFTO train operators (TOCs) that are already under public ownership - these are LNER, Northern, TransPennine Express (TPE), Southeastern and South Western Railway (SWR). This is an incredibly exciting time to join DFTO as we transition previously privately owned train operators into public ownership and onward into Great British Railway , bringing track and train brought closer together . Our this journey our ambition is to deliver safe, secure and sustainable transport to everyone, everywhere. At the heart of this promise is improving journeys and providing customers with an excellent service, while supporting the industry to build a more passenger-focused railway. Our vision is to unify and strengthen train operators under the DFTO banner. By working collaboratively, we aim to become industry-leading in safety, customer service, financial sustainability and operational performance. Vacancy Details Duration: 2 year FTC Location: London, Waterloo Office Salary: £68,000 to £95,000 depending on skills, experience and internal alignment. Most fully experienced candidates are expected to be appointed in the range of £75,000 to £90,000. Reporting to: Head of Commercial Primary Purpose of Job: This role will implement the commercial strategy for DfT Operator Limited (DFTO), with a focus on rolling stock and non passenger revenue generation. The role supports the Head of Commercial within the Rolling Stock and universal contracts portfolio; and works with Train Operators (TOC) Procurement Departments and supplier management staff across DFTO and TOCs to source group wide rolling stock, maintenance contracts and services, ancillary revenue contracts and global portfolio contracts. This role underpins both DFTO's and the Procurement Directorate's Business Plan. In addition to TOCs, the role is required to work directly with suppliers such as ROSCOs, DfT, RNP, external stakeholders such as Network Rail, Crown Commercial Services, and other Government bodies. Key Competencies: Managing a Quality Service: Demonstrate positive customer service by understanding the complexity and diversity of customer needs and expectations. Deliver a high quality, efficient and cost effective service by considering a broad range of methods for delivery. Ensure full consideration of new technologies, accessibility and costings. Make clear, practical and manageable plans for service delivery. Ensure adherence to legal, regulatory and security requirements in service delivery. Proactively manage risks and identify solutions. Establish how the business area compares to industry best practice. Create regular opportunities for colleagues, stakeholders, delivery partners and customers to help improve the quality of service. Communicate & Influence: Communicate with others in a clear, honest, and enthusiastic way in order to build trust with TOCs, external stakeholders including suppliers, DfT, GBR and other government bodies. Explain complex issues in a way that is easy to understand, considering people's individual needs. Deliver difficult messages with clarity and sensitivity, being persuasive when required. Consider the impact of the language used. Remain open-minded and impartial in discussions, whilst respecting the diverse interests and opinions of others. Introduce different methods for communication, including making the most of digital resources whilst getting value for money. Delivering at Pace: Ensure everyone clearly understands and owns their roles, responsibilities and business priorities. Give honest, motivating and enthusiastic messages about priorities, objectives and expectations to get the best out of people. Comply with legal, regulatory and security requirements in service delivery. Set out clear processes and standards for managing performance at all levels. Ensure delivery of timely quality outcomes, through providing the right resources to do the job, reviewing and adjusting performance expectations and rewarding success. Maintain your own levels of performance in challenging circumstances and encourage others to do the same. Key Responsibilities: Implementation of the DFTO rolling stock commercial strategy through executing rolling stock procurements. Operator spend on the rolling stock portfolio each year is £4.5bn, with this role responsible for contracts worth £2.25bn per annum, in conjunction with the Commercial Manager (finance); Lead on development and deployment of new template contractual documents for new build procurements, existing fleet procurements, lease extensions and direct awards, maintenance procurement and refurbishment procurements, along with a modification process. Template lease documents will include, but not be limited to Operating Lease (OL), Manufacturer and Supply Agreement (MSA), Train Services Agreement (TSA), Technical Support and Spares Supply Agreement (TSSSA and Direct Agreements (or equivalent), to be amended as required for each call off order under the framework for new build orders, with templates also in place in other areas a required such as heavy maintenance agreements and standardisation of wet, dry and soggy lease agreements. This will also include template financing agreements associated with leases to reduce price escalation over time, in line with the future funding model to be proposed by the national strategy. Use of template documents to negotiate cost savings with financing companies including ROSCOs, manufacturing and maintenance companies. Lead the introduction of a new dynamic market for rolling stock manufacturers and maintenance companies, consisting of a pool of pre-qualified bidders to reduce procurement costs and facilitate market engagement. For new build rolling stock, lead the development and introduction of a small number of frameworks based on the first set of national standardised rolling stock specifications based around (e.g. metropolitan/commuter, rural/regional, inter-urban, intercity/high speed and speciality configurations such as airport service adaptations in the main and including key terms and conditions, pricing, potential volumes, order scheduling etc. Reduce costs long term through standardise specifications and greater interoperability. Development and introduction of template procurement documents for of rolling stock procurements, which for new build orders would describe how call off orders will be requested and bids evaluated on a whole life cost and maintenance cost basis, and how options for additional units will be managed. Lead on all aspects of rolling stock procurement activity undertaken by DfTO from notice to award including preparation and publication of notices, drafting of procurement documentation for individual competitions, participation in evaluation and negotiation and selection of the successful bidder. With the Commercial Manager (finance) and operators, preparation of business cases for governance bodies including DfTO, DfT, Cabinet Office and HMT; Provision of support to rolling stock competitions which are already underway either within DFTO TOCs or within private sector TOCs which transition into DFTO while procurements are in flight including undertaking due diligence on commercial elements of transactions as required - total value of live procurements is currently around £8bn; Line management of two DFTO Commercial Analysts. Project management of operator staff as part of teams delivering individual procurements. Indirect line management of external advisor staff from legal, technical and financial consultancy firms Deliver better value for money across the rolling stock portfolio by working in collaboration with other Commercial Managers to identify and propose efficiencies and innovations to reduce cost; Undertake procurement tasks on portfolio level universal contracts as required; Identification and development of commercial opportunities to secure additional, non passenger related revenue across the DFTO and TOC supply chain to drive and add value, engaging with all internal and external group functions and stakeholders, including Network Rail where appropriate, to contribute to the £150m 3 year savings target;. Preparation and publication of guidance on how to undertake procurement activities including providing relevant training to operators, suppliers etc as may be required. Undertake various projects as requested by the Group Procurement Director and/or Head of Commercial. Knowledge, Skills, Experience & Technical Qualifications: The post holder must have a proven track-record of success as a senior procurement manager in a public sector environment: . click apply for full job details

We help people achieve a better later life. That's our purpose and it's the reason we exist. We are a fast-growing FTSE 250 company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do. This is a brilliant time to join our business. We are on an exciting growth journey to become the UK's most loved retirement expert. Purpose The Head of Investment Strategy will be responsible for implementing our investment approach, in particular that our asset allocation is appropriate from an accounting and regulatory balance sheet perspective, new initiatives are appropriately evaluated and our strategy is connected to the activities of the rest of the investment team and the broader business. The purpose of the role is to support our investment activity of the business such that we can offer our policyholders the best possible security and pricing. Job Role Accountabilities Technicals Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17) dynamics of our balance sheet via optimising the back book and new business investment Be responsible for understanding and implementing investment strategy with regard to the regulatory (Solvency 2 / Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Demonstrate market leading understanding of our regulatory requirements and industry standards, keeping abreast of changes and assessing how our investment strategy can evolving best practices. Collaborate with legal and compliance teams to address any regulatory challenges or inquiries. Be aware of and be conversant in The accounting and regulatory impact of investments The landscape of investment opportunities that are appropriate for a UK life assurer, including what our peers are doing Asset allocation: Be responsible for implementing and reporting on our asset allocation approaches: Strategic - over the long term Medium term - over 5 years Annual (matching adjustment portfolio only) - investment of new money and back book over a given calendar year, updated quarterly Tactical - strategic views in light of pricing, credit, macro factors In general leading on asset allocation discussions, including how it may change with best practice, how the nature of our liabilities change and other business imperatives In relation to our non-matching / surplus assets implement the approved strategy, asset allocation, investment actions and monitoring Develop and implement methodologies for pricing new business opportunities, considering market conditions, risk factors, and potential returns. Collaborate with underwriting and actuarial teams to ensure pricing models align with the company's financial objectives Understand how these need to be reflected in the investment strategy and asset allocation Collaborate with portfolio managers, analysts, and other stakeholders to ensure effective execution of the investment strategy Stay abreast of market trends and industry developments to identify and assess new asset classes that are appropriate for our investment strategy. Evaluate the risk-return profiles of potential new asset classes and make recommendations for their inclusion in the investment portfolio Implement robust risk management frameworks to identify, assess, and mitigate potential risks associated with the portfolio Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio. Collaborate with relevant teams to assess the impact of in specie transactions on the overall portfolio and implement strategies to maximize their value. Broader Business Collaboration: Communicate investment strategies, performance, and market insights to internal and external stakeholders, including senior management, board members, and clients. Foster transparent and collaborative relationships with key stakeholders Produce accurate and concise material, including internal papers, investment proposals and management information where relevant, liaising with internal stakeholders including Legal, Finance, Actuarial, Capital Management and Risk. Write and present investment papers to appropriate internal committees Help to ensure that Just Group complies with internal and regulatory standards on responsible investment. Support further ad hoc investment related projects including investment aspects of Solvency II, transforming asset portfolios, day to day management of internal / external stakeholders etc Further associated ad hoc tasks and projects that may be required from time to time. Lead and inspire a high-performing investment strategy team, fostering a culture of innovation, collaboration, and continuous improvement. Provide mentorship and professional development opportunities for team members. Manage staff in the team in a manner that meets Just's cultural and business objectives Examples of Key Activities Be responsible for understanding and implementing investment strategy with regard to the accounting (IFRS17 and Solvency UK) dynamics of our balance sheet via optimising the back book and new business investment Propose and justify an asset allocation for new business on the basis of current investment activity and business financial metrics. Demonstrate expertise in handling in specie assets, ensuring efficient management and seamless integration into the investment portfolio Qualifications Must have a first class or upper second class degree or equivalent experience CFA or similar Skills and Knowledge Excellent analytical skills, including ability to make commercial judgements in light of uncertain circumstances. Able to support judgement calls with a clear justification. Excellent verbal, written communication and interpersonal skills, with the ability to present investment matters in a clear and concise manner Understanding and experience in executing research, due diligence and investment evaluation Strong results focus, with ability to work efficiently and grasp concepts that are not straightforward, yet seek guidance where necessary Excellent team-working skills and ability to maintain relationships with internal stakeholders and develop relationships with external parties Demonstrate strong aptitudes in: Investment matters and strategies, in particular credit, with the ability and interest to develop further Research and getting a thorough understanding of the issues being examined Approaches to understanding and evaluating risks Investing on behalf of liability driven investors Knowledge of: Long only and fundamental investing, with the ability and interest to develop further Fundamental understanding of the challenges and considerations involved in investing on behalf of a life insurer. Financial markets in general Understanding of the products and services provided by Just Group Experience Demonstrable track record of relevant experience in a bank, insurance company, asset manager or consultant Experience managing fixed income portfolios, asset allocation and portfolio construction Recognising that this is a "Head of" level hire, experience in taking ownership of activity is essential Coding skills, like Python would be an advantage Company Benefits A Competitive Salary, Pension Scheme and Life Assurance Along with 25 Days Annual Leave plus an Additional Day on us for your Birthday Private Medical Cover and Income Protection, just in case A generous and highly achievable bonus scheme - paid annually based on individual and company performance against targets Opportunity to progress within your career both in-role and within the company FREE access to the Headspace App, a 24/7 Employee Assistance Helpline and Trained Physical & Mental Health First Aiders (On-Site) A variety of Employee Funded Benefits available to you via our Online Benefits Portal Plus, several additional purchase options available for you and your loved ones Why Just? At Just you'll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You'll be part of a company with a strong and distinctive culture - we're ambitious, curious and collaborative - and every decision we make centres around being Just and delivering the best outcomes for our customers. We're committed to building a more sustainable business, and we're working hard to make progress against our Net Zero targets . We're reducing our reliance on fossil fuels in our offices, switching to more sustainable sources of energy and we're investing more of our money in green and social assets. Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work on DEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just . click apply for full job details

Faire is an online wholesale marketplace built on the belief that the future is local - independent retailers around the globe are doing more revenue than Walmart and Amazon combined, but individually, they are small compared to these massive entities. At Faire, we're using the power of tech, data, and machine learning to connect this thriving community of entrepreneurs across the globe. Picture your favorite boutique in town - we help them discover the best products from around the world to sell in their stores. With the right tools and insights, we believe that we can level the playing field so that small businesses everywhere can compete with these big box and e-commerce giants. By supporting the growth of independent businesses, Faire is driving positive economic impact in local communities, globally. We're looking for smart, resourceful and passionate people to join us as we power the shop local movement. If you believe in community, come join ours. About this role Faire's Risk team is seeking a highly motivated Underwriting Analyst to help us empower small businesses by providing them with credit limits that enable them to grow. The underwriters at Faire conduct due diligence and credit risk analysis to determine appropriate credit limit amounts for retailers. What you'll do Evaluate creditworthiness of retail businesses and adjust credit limits based on a review of the business's credit application, banking data, payment performance on Faire, and publicly available information Perform due diligence on businesses to prevent fraud Propose and implement improvements to risk management policies, procedures, and tools Identify issues and gaps, and develop data-driven recommendations to enhance our underwriting operations Work cross-functionally with teams such as Data Science, Engineering, and Product in order to drive product improvements, new feature releases, and efficiency improvements Work with Sales and Support teams to streamline communication, improve efficiencies, and provide a world-class customer experience Qualifications 2-5 years of experience in financial services, tech, or related industry, with minimum 1+ years of experience in small business commercial credit underwriting Experienced in conducting comprehensive analysis of business banking data and financial statements to evaluate revenue, liquidity, leverage, and cash flow trends Ability to spot patterns from discrete and vague data points (e.g. social media, financial data, Faire transactional data) Strong critical thinking, analytical, and financial evaluation skills The capacity to make complex decisions under pressure in a fast-paced setting Strong written and verbal communication skills; ability to interact with customers in a clear and concise manner, primarily via email and phone Strong customer focus and the ability to balance Risk mitigation alongside a positive customer experience Passionate, relentless resourcefulness and the ability to thrive at a fast-paced startup you're willing to do what needs to be done for the success of your team and you are comfortable with change Great to Haves Experience underwriting small business loans at a fintech/online lender Data analysis skills and proficiency in SQL Experience analyzing tax returns and financial statements Basic knowledge of financial risk modeling and experience working with Data Science teams This role will be in-office on a hybrid schedule - Faire employees will be expected to go into the office 2 days per week on Tuesdays and Thursdays, effective the week of January 13, 2025. Additionally, in-office roles will have the flexibility to work remotely up to 4 weeks per year. Why you'll love working at Faire We are entrepreneurs: Faire is being built for entrepreneurs, by entrepreneurs. We believe entrepreneurship is a calling and our mission is to empower entrepreneurs to chase their dreams. Every member of our team is taking part in the founding process. We are using technology and data to level the playing field: We are leveraging the power of product innovation and machine learning to connect brands and boutiques from all over the world, building a growing community of more than 350,000 small business owners. We build products our customers love: Everything we do is ultimately in the service of helping our customers grow their business because our goal is to grow the pie - not steal a piece from it. Running a small business is hard work, but using Faire makes it easy. We are curious and resourceful: Inquisitive by default, we explore every possibility, test every assumption, and develop creative solutions to the challenges at hand. We lead with curiosity and data in our decision making, and reason from a first principles mentality. Faire was founded in 2017 by a team of early product and engineering leads from Square. We're backed by some of the top investors in retail and tech including: Y Combinator, Lightspeed Venture Partners, Forerunner Ventures, Khosla Ventures, Sequoia Capital, Founders Fund, and DST Global. We have headquarters in San Francisco and Kitchener-Waterloo, and a global employee presence across offices in Toronto, London, and New York. To learn more about Faire and our customers, you can read more on our blog. Faire provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, sexual orientation, gender identity or gender expression. Faire is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Apply for this job Applications for this position will be accepted for a minimum of 30 days from the posting date.

Zodia Custody, an FCA and CBI registered VASP, is a venture backed by Standard Chartered Bank and Northern Trust. Zodia Custody offers Crypto-Custody services to Institutional Investors. Our expansion plan envisages global roll-out, starting with the United Kingdom and Ireland with plans in the US and Asia. Zodia operates 24x7, and its roadmap details the launch of diversified products in relation to the crypto-ecosystem. You will join a dynamic team with strong expertise in crypto assets. Your role is to ensure that our customers, as well as partner custodians or Crypto Assets Service Providers (CASPs), comply with the highest standards regarding Know Your Client, Client Due Diligence, AML/CTF/Sanction, to help Zodia comply with its regulatory obligations and risk appetite. Key Responsibilities: Assist Sales and Relationship Managers (RM). Assist with the onboarding process of new customers and partner custodians or CASPs. Coordinate Client Acceptance process to ensure all onboardings are supported by relevant documentation, reviewed and approved, following Client Due Diligence Procedures. Provide guidance and support to Sales and Clients ensuring that all statutory and regulatory information received are managed accordingly in line with relevant AML/CTF regulations as well as Zodia's Standards. Cross-check certain information received by the onboarded party with reputable independent sources. Perform CDD and EDD verifications: Perform due diligence on Crypto Assets Service Providers counterparties (CASPs) Correspondent Relationship for the purposes of fulfilling FATF Recommendation 13 and 16 requirements and Zodia's risk appetite as applies to CASPs. Perform analysis of Ownership and Controls to identify ultimate beneficial ownership and apply correct categorization to each case considering relevant risk factors, i.e., Country of Incorporation, Negative News, Presence of PEPs. Perform periodic review resulting from trigger events of existing clients and CASPs correspondent relationship. Escalate findings as necessary to Compliance and Financial Crime. Screening and alerts management: Complete and review screening on parties such as Entity Names, its Directors/Controllers, its immediate shareholders and Ultimate Beneficial Owners, Makers, Checkers, Authorised Signatories and Representatives. Additionally, dispose of false positive alerts. Implementation of a control framework & assurance of controls: Implement appropriate controls and processes related to CDD and Alert Management. Reporting & escalation: Act as first line of Defence, ensure Onboarding Cases are complete, with evidence uploaded and recorded into our internal systems in a timely and accurate manner, before handing over to RMs and Sales, and ultimately to the ERC for final approval when required. Regulatory & Business Conduct: Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations and guidelines. Risk Management: Identify, assess, monitor and escalate risks and issues to AML-FCC Manager and 1LOD Head of FCC or Second Line FCC. Understand and implement processes, controls and standards for adhering to Risk Type Frameworks and Policies set by the Second Line. Ensure that applicable laws and regulations are being complied with and escalate significant regulatory non-compliance matters and developments to the Second Line and Senior Management. Promote a healthy risk culture and good conduct. We are a friendly team, with monthly socials and seasonal celebrations as well as offering a range of fantastic benefits including: Competitive employer contribution pension scheme. Private health care. Critical Illness cover. Life Insurance. Flexible bank holidays (can choose whether to work on bank holidays and use the leave elsewhere in the year).