About Allica Bank
Allica is the UK's fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech.
Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.
Department DescriptionAllica Bank is the UK's fastest-growing fintech ever, empowering established SMEs (ESMEs) with world-class digital banking products. You'll join a standalone squad consisting of a Head of Product, Lead Engineer (you), Front-End Engineer and Designer to build our new Cashflow Tools 'Virtual Treasurer' suite from the ground up.
Role DescriptionTechnical Leadership: Define and drive the technical vision for Cashflow Tools, ensuring scalable, secure, and maintainable engineering solutions that align with the broader product strategy
Build product from scratch: Collaborate with Product, Design, CX, and customers to ideate, architect, and iteratively ship our Cashflow Tools, delivering rapid value and ensuring long-term scalability
Establish technical foundation: Design and implement a flexible, modular Python backend and API layer (eg: FastAPI) that supports complex, customizable workflows
Cash Position Dashboard: Aggregate ESME balances across banking accounts for real-time cash insights
Forecasting Engine: Build algorithms projecting near-term cash positions from historical inflows/outflows
Cash Optimisation & Funding: Surface ways to deploy excess cash (sweeps, interest) and suggest proactive funding strategies
Open-Banking & ERP Integrations: Securely connect to bank APIs and accounting platforms for seamless data ingestion
AI-Driven Insights: Experiment with NLP/LLM features to automate anomaly detection, categorize transactions, and deliver contextual recommendations
Ownership Mindset: You own problems end to end, from customer needs to solution delivery
Solid Engineering Experience: Proven fullstack/backend track record; comfortable shipping quickly and refactoring iteratively
Leadership Experience: 2+ years in a tech lead/architect/CTO equivalent role, mentoring peers and setting technical direction
Python & Framework Expertise: Deep knowledge of Python and FastAPI, Django, or Flask
Web Development tools: Experience with React/TypeScript or large-scale web applications
Cloud & Data Stores: Hands-on with AWS/GCP/Azure, Postgres/MySQL, and Redis.
Microservices & DevOps: Solid grasp of microservices, Docker, Kubernetes, and CI/CD pipelines (GitHub Actions, Jenkins)
AI/ML Foundations: Familiarity (or eagerness to learn) LLM libraries, vector stores, and RAG paradigms
Sector specific knowledge: Experience with financial data systems or forecasting models
Communication & Collaboration: Skilled at articulating technical concepts, driving consensus, and working cross-functionally
Working at Allica Bank
At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.
Our employees are at the heart of everything we do, so our benefits are designed with you in mind:
Full onboarding support and continued development opportunities
Options for flexible working
Regular social activities
Pension contributions
Discretionary bonus scheme
Private health cover
Life assurance
Family friendly policies including enhanced Maternity & Paternity leave
Don't tick every box?
Don't worry if you don't have all the skills or requirements listed on the job description. If you think you'll be a good fit, we'd still love to hear from you!
Flexible working
We know the '9-to-5' isn't right for everyone. That's why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.
Diversity
We're a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.