Legal Counsel - Commercial

We are Zego - a commercial motor insurance provider that powers opportunities for businesses, from entire fleets of vehicles to self-employed drivers and riders. We combine best-in-class technology with sophisticated data sources to offer insurance products that save businesses time and money.

Since our inception, we have believed that the problem with traditional insurance is that it holds businesses back. It's too expensive and time consuming, and it no longer suits businesses who use vehicles to earn money. Our products represent a solution to this problem for businesses based across the UK, Europe and beyond.

So far, we have raised over $200 million in funding and we were the first UK insurtech to be valued at over $1 billion. We were also the first to be awarded our own insurance license and recently won Tech Company of the Year 2020.

At Zego, we are proud to say we have a diverse and inclusive team, unified by our shared values and mission. Our people are the most important part of our story and everybody at Zego, no matter their role, has an integral part to play

Purpose of the role

We're looking for a commercially astute Legal Counsel with 3-4 years PQE to join our Legal & Regulatory Affairs team. Reporting to the Director of Legal and Regulatory Affairs, you'll act as a strategic advisor to cross-functional teams across Zego's fast-paced, product-led environment.

You'll bring solid commercial legal expertise and a strong understanding of contract negotiation, stakeholder engagement, and risk management. Experience or interest in insurance regulation or broader financial services regulation is a distinct advantage, as is a passion for enabling innovation through pragmatic legal support.

What you'll be doing

• Commercial Support: Draft, review and negotiate a wide range of commercial agreements, including SaaS, supplier, distribution, data-sharing, and partnership arrangements.
• Insurance Regulatory Advisory: Support the business on day-to-day insurance regulatory issues and liaise with underwriting, compliance, and product teams on policy wording, regulatory disclosures, and binding authority arrangements.
• Cross-Functional Collaboration: Partner with teams across Compliance, Data Protection, Underwriting, Operations, and Finance to proactively identify and mitigate legal and regulatory risks.
• Strategic Projects & Transactions: Provide legal input on strategic business initiatives and potential corporate or commercial transactions.
• Governance & Risk: Support the Director of Legal & Regulatory Affairs on governance matters and help drive improvements to Zego's legal processes and risk frameworks.
• Data & Privacy Support: Collaborate with our DPO and data protection team on legal queries relating to personal data, commercial use of data, and marketing consent.

What you will need to be successful

• Qualified solicitor in England & Wales with 3-4 years PQE.
• Strong experience in commercial contracts and advisory, with the confidence to own negotiations and engage with senior stakeholders.
• Exposure to insurance or financial services regulation is desirable, especially relating to product distribution, FCA oversight, or policy documentation.
• Demonstrated ability to manage competing priorities, think commercially, and solve complex problems pragmatically.
• Excellent communication skills with the ability to convey legal advice clearly and succinctly.
• A collaborative, can-do mindset with a desire to work cross-functionally in a mission-driven scale-up environment.
• Enthusiasm for innovation, technology, and continuous improvement-especially in legal service delivery.

What's it like to work at Zego?

Joining Zego is a career-defining move. People go further here, reaching their full potential to achieve extraordinary things.

We're spread throughout the UK and Europe, and united by our drive to get things done. We're proud of our company and our culture - a friendly and inclusive space where we can lift each other up and celebrate our wins every day.

Together, we're setting the bar higher, delivering exceptional work that makes a difference. Our people are the most important part of our story, and everyone here plays a role. There's loads of room to learn and grow, and you'll get the freedom to steer your career wherever you want.

You'll work alongside a talented group who embrace each other's differences and aren't afraid of a challenge. We recognise our achievements, learn from our mistakes, and help each other to be the best we can be. Together, we're making insurance matter.

How we work

We believe that teams work better when they have time to collaborate and space to get things done. We call it Zego Hybrid. We ask you to spend at least one day a week in our central London office. We think it's a good mix of collaborative face time and flexible home-working, setting us up to achieve the right balance between work and life.

Our approach to AI

We believe in the power of AI to meaningfully improve how we work - helping us move faster, think differently, and focus on what matters most. At Zego, we encourage people to stay curious and intentional about how AI is leveraged in their work and teams to drive practical impact every day. This is your chance to do the most meaningful work of your career - and we'll provide you with the tools, support, and freedom to do it well.

Benefits

We reward our people well. Join us and you'll get a market-competitive salary, private medical insurance, company share options, generous holiday allowance, and a whole lot of wellbeing benefits. We also offer an annual flexible hybrid working contribution, which you can use to support with your travel to the office or towards your own personal development. And that's just for starters!

There's more to Zego than just a job - Check out our blog for insights, stories, and more.

We're an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, marital status, or disability status.