Credit Operations - Credit Operations Officer
To be part of a busy Credit department involved in the Bank's Credit process - from initiation through documentation, monitoring, and control to recovery.
Responsibilities include preparation, review, and control of lending documentation.
The role requires providing first-class service to the front office while ensuring compliance with the Bank's policies and procedures.
You will be expected to carry out duties with minimal supervision.
Our focus is to place the interests of customers at the centre of all activities, act in a way that achieves good outcomes for consumers, and comply with the FCA and PRA's Conduct Rules.
Key Responsibilities
- Prepare Facility Letters for all lending facilities to ensure proper documentation protecting the Bank
- Prepare EYIS documents for Regulated Mortgage Contracts
- Maintain, input, and renew Credit limits
- Prepare Instruction letters to Solicitors and Valuers
- Prepare Legal Charges
- Complete client redemption statements
- Manage loan repayments and release collateral no longer relied upon
- Assist with FCA return submissions
- Address credit queries and seek solutions to arising issues
- Build and maintain stakeholder relationships for quality service
- Participate in project work as opportunities arise
- Perform other tasks as assigned by the Head of Credit Operations
Risk Management
- Manage inherent risks by diligently following internal policies and procedures
Person Specification
Knowledge / Experience / Skills
- Strong banking background with a focus on Credit
- Comprehensive knowledge of all Lending areas
- Experience working with High Net Worth clients
- Knowledge of CCA and MCOB rules
- Ability to multitask effectively
- Work well under pressure with a heavy workload
- Proficient in Banking Systems and IT, especially Microsoft Office
- Excellent written and verbal communication skills
- Strong time management and organizational skills
- Client-focused attitude
- Team-oriented mindset
- Proactive working style
About Us
Life, Work, and Benefits
Arbuthnot Latham is committed to equal opportunities and values inclusion and diversity, which are vital for our success.
- Competitive salary, pension, and holiday allowance
- BUPA Health cover
- 4x Life Assurance
- Discretionary bonus
- Leading maternity/paternity and menopause policies
Data Privacy and Reasonable Adjustments
We prioritize data security. For details, please see our Privacy Notice.
Reasonable Adjustments: Let us know if you need any adjustments during the application or recruitment process. For disability or medical condition concerns, contact us at . Your information will remain confidential unless disclosure is necessary for safety or adjustments, in which case we will discuss with you first.