Senior Underwriter Bridging Location 25 mins from St Pancras overground station (5 min walk to the office) Fridays work from home Pension & private healthcare 23 days holiday + bank holidays Nouvo are extremely excited to be working with this leading finance organisation, which has seen mergers and growth in the last 18 months. Due to business growth, they are looking to recruit a Senior Underwriter to ensure that applications are processed and approved within company and FCA guidelines Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors Work closely with other departments within the company including sales, compliance, finance and collections Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Represent the company at events as required Attend broker training sessions Train and mentor more junior members of staff Key Competencies: Experience of underwriting bridging finance loans including FCA regulated loans and development finance Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills Excellent organisational and prioritisation skills Ability to work to tight timeframes Strong team player Due to a very high number of applications, we are unable to come back to every candidate with feedback. If you do not hear from us within 48 hours, please assume that you have been unsuccessful on this occasion. Your CV will be registered with us, and we will keep you updated with any other positions that may be of interest. However please keep checking our website as new roles will be updated daily, Nouvo Recruitment London wishes you the best of luck in your job search. Nouvo Recruitment London operate as an independent recruitment agency with over 20 years of experience supporting clients and candidates nationally across the UK.
Jul 17, 2025
Full time
Senior Underwriter Bridging Location 25 mins from St Pancras overground station (5 min walk to the office) Fridays work from home Pension & private healthcare 23 days holiday + bank holidays Nouvo are extremely excited to be working with this leading finance organisation, which has seen mergers and growth in the last 18 months. Due to business growth, they are looking to recruit a Senior Underwriter to ensure that applications are processed and approved within company and FCA guidelines Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors Work closely with other departments within the company including sales, compliance, finance and collections Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Represent the company at events as required Attend broker training sessions Train and mentor more junior members of staff Key Competencies: Experience of underwriting bridging finance loans including FCA regulated loans and development finance Excellent understanding of compliance aspects of the role including the regulatory environment and Consumer Duty principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills Excellent organisational and prioritisation skills Ability to work to tight timeframes Strong team player Due to a very high number of applications, we are unable to come back to every candidate with feedback. If you do not hear from us within 48 hours, please assume that you have been unsuccessful on this occasion. Your CV will be registered with us, and we will keep you updated with any other positions that may be of interest. However please keep checking our website as new roles will be updated daily, Nouvo Recruitment London wishes you the best of luck in your job search. Nouvo Recruitment London operate as an independent recruitment agency with over 20 years of experience supporting clients and candidates nationally across the UK.
Are you an Underwriter with experience within either regulated or unregulated bridging finance? Our client, a leading player in the short-term lending market, is on the hunt for a Bridging Underwriter to join their dynamic team in London. With an attractive package, opportunity to develop your career & an incredible culture, this role offers you the chance to work in the heart of London with an award-winning lending firm. You'll be part of a forward-thinking company that values ambition and professional growth. Plus, you'll have the opportunity to work closely with industry experts and build lasting professional relationships. Our client is a prominent name in the short-term lending industry, known for their commitment to excellence and innovation. They pride themselves on their strong market presence and dedication to providing top-notch financial solutions. The company fosters a supportive and energetic work environment where employees are encouraged to excel. As a Bridging Underwriter, you will: Assess and underwrite complex bridging loan applications in line with lending policies. Manage your own pipeline of cases, from application to completion. Resolve risk-related issues and ensure compliance with regulatory guidelines. Review valuation reports and assess the suitability of security properties. Approve or reject applications, consulting with Compliance or Senior Leadership as needed. Produce detailed loan synopses with clear rationales. Maintain communication with all relevant parties, building professional relationships. Package and Benefits: The Bridging Underwriter role comes with a comprehensive package, including: Annual salary of 55,000 - 60,000. Opportunities for professional development and career progression. A collaborative and supportive work environment. The chance to work in a central London location. The ideal Bridging Underwriter will: Have experience in a similar role or the short-term lending industry. Be articulate with excellent verbal and written communication skills. Demonstrate a keen interest in bridging finance and market conditions. Be proficient in Microsoft Word, Outlook, and Excel. Exhibit excellent time management and decision-making skills. Be comfortable with manual calculations and CRM platforms. If you have experience as a Loan Officer, Mortgage Underwriter, Bridging Underwriter, Credit Analyst, Finance Officer, or Risk Analyst, you might find this Bridging Underwriter role particularly appealing. Your skills and experience could be a perfect fit for this exciting opportunity in the short-term lending market. If you're ready to take on a challenging and rewarding role as a Bridging Underwriter, this could be the perfect opportunity for you. Join our client in shaping the future of short-term lending and make a real impact in the industry. Apply now and take the next step in your career!
Jul 17, 2025
Full time
Are you an Underwriter with experience within either regulated or unregulated bridging finance? Our client, a leading player in the short-term lending market, is on the hunt for a Bridging Underwriter to join their dynamic team in London. With an attractive package, opportunity to develop your career & an incredible culture, this role offers you the chance to work in the heart of London with an award-winning lending firm. You'll be part of a forward-thinking company that values ambition and professional growth. Plus, you'll have the opportunity to work closely with industry experts and build lasting professional relationships. Our client is a prominent name in the short-term lending industry, known for their commitment to excellence and innovation. They pride themselves on their strong market presence and dedication to providing top-notch financial solutions. The company fosters a supportive and energetic work environment where employees are encouraged to excel. As a Bridging Underwriter, you will: Assess and underwrite complex bridging loan applications in line with lending policies. Manage your own pipeline of cases, from application to completion. Resolve risk-related issues and ensure compliance with regulatory guidelines. Review valuation reports and assess the suitability of security properties. Approve or reject applications, consulting with Compliance or Senior Leadership as needed. Produce detailed loan synopses with clear rationales. Maintain communication with all relevant parties, building professional relationships. Package and Benefits: The Bridging Underwriter role comes with a comprehensive package, including: Annual salary of 55,000 - 60,000. Opportunities for professional development and career progression. A collaborative and supportive work environment. The chance to work in a central London location. The ideal Bridging Underwriter will: Have experience in a similar role or the short-term lending industry. Be articulate with excellent verbal and written communication skills. Demonstrate a keen interest in bridging finance and market conditions. Be proficient in Microsoft Word, Outlook, and Excel. Exhibit excellent time management and decision-making skills. Be comfortable with manual calculations and CRM platforms. If you have experience as a Loan Officer, Mortgage Underwriter, Bridging Underwriter, Credit Analyst, Finance Officer, or Risk Analyst, you might find this Bridging Underwriter role particularly appealing. Your skills and experience could be a perfect fit for this exciting opportunity in the short-term lending market. If you're ready to take on a challenging and rewarding role as a Bridging Underwriter, this could be the perfect opportunity for you. Join our client in shaping the future of short-term lending and make a real impact in the industry. Apply now and take the next step in your career!
AHM Recruitment Ltd t/a DEFC Group
Milton Keynes, Buckinghamshire
We are pleased to be working with a forward thinking, people focused business who are looking for an experienced Bridging Underwriter to join their growing team. Our ideal Bridging Underwriter will have at least 2 years worth of Bridging Underwriting experience, with the ability to think outside of the box and find reasons to lend click apply for full job details
Jul 16, 2025
Full time
We are pleased to be working with a forward thinking, people focused business who are looking for an experienced Bridging Underwriter to join their growing team. Our ideal Bridging Underwriter will have at least 2 years worth of Bridging Underwriting experience, with the ability to think outside of the box and find reasons to lend click apply for full job details
Bridging Underwriter Central London Salary up to £60, 000 Joining an established bridging underwriting team you'll be responsible for assessing and underwriting complex bridging applications from brokers, direct applicants and intermediaries in line with lending policy and risk appetite. Experience Required: You must have prior experience in underwriting in the short term lending sector. You will have a good understanding of, and demonstrate an interest in bridging finance & the short-term lending market and general market conditions on a day-to-day basis. Strong attention to detail. Demonstrate a common sense approach to lending. Have strong communication skills, both verbal and written and be able to provide clear rationale for decision making. As a Bridging Underwriter you will be responsible for: Managing your own pipeline of cases from loan application to completion. Assess and resolve risk-related issues with applications. Assess full case documentation including credit reports and KYC documentation to ensure AML policy and lending policy are adhered to. Review valuation reports and make an assessment as to suitability of the security property for short-term lending along with a full assessment of LTV with a rationale for the same. Approve and reject applications in line with policy, referring to Compliance and/or Senior Leadership where appropriate. Produce a high quality and articulate loan synopsis for each case, presenting a clear rationale for proceeding with the loan. Communicate with all relevant parties throughout the loan application, building professional relationships with them. What you'll get in return: State of the art, modern office environment working with a close knit team. Fitness facilities accessible onsite. Annual team incentives including trips abroad. Supportive leadership & opportunity to develop in a highly successful organisation. We're looking for someone to join our client as a Bridging Underwriter as soon as possible, therefore please forward your CV for immediate consideration or contact me for a confidential chat to find out more.
Mar 09, 2025
Full time
Bridging Underwriter Central London Salary up to £60, 000 Joining an established bridging underwriting team you'll be responsible for assessing and underwriting complex bridging applications from brokers, direct applicants and intermediaries in line with lending policy and risk appetite. Experience Required: You must have prior experience in underwriting in the short term lending sector. You will have a good understanding of, and demonstrate an interest in bridging finance & the short-term lending market and general market conditions on a day-to-day basis. Strong attention to detail. Demonstrate a common sense approach to lending. Have strong communication skills, both verbal and written and be able to provide clear rationale for decision making. As a Bridging Underwriter you will be responsible for: Managing your own pipeline of cases from loan application to completion. Assess and resolve risk-related issues with applications. Assess full case documentation including credit reports and KYC documentation to ensure AML policy and lending policy are adhered to. Review valuation reports and make an assessment as to suitability of the security property for short-term lending along with a full assessment of LTV with a rationale for the same. Approve and reject applications in line with policy, referring to Compliance and/or Senior Leadership where appropriate. Produce a high quality and articulate loan synopsis for each case, presenting a clear rationale for proceeding with the loan. Communicate with all relevant parties throughout the loan application, building professional relationships with them. What you'll get in return: State of the art, modern office environment working with a close knit team. Fitness facilities accessible onsite. Annual team incentives including trips abroad. Supportive leadership & opportunity to develop in a highly successful organisation. We're looking for someone to join our client as a Bridging Underwriter as soon as possible, therefore please forward your CV for immediate consideration or contact me for a confidential chat to find out more.
Bridging Underwriter Central London Salary up to £60 - 65, 000pa Joining an established bridging underwriting team you'll be responsible for assessing and underwriting complex bridging applications from brokers, direct applicants and intermediaries in line with lending policy and risk appetite. Experience Required: You must have prior experience in underwriting in the short term lending sector. You will have a good understanding of, and demonstrate an interest in bridging finance & the short-term lending market and general market conditions on a day-to-day basis. Strong attention to detail. Demonstrate a common sense approach to lending. Have strong communication skills, both verbal and written and be able to provide clear rationale for decision making. As a Bridging Underwriter you will be responsible for: Assess and underwrite bridging loan applications in line with current lending policy. Managing your own pipeline of cases from loan application to completion. Assess and resolve risk-related issues with applications. Assess full case documentation including credit reports and KYC documentation to ensure AML policy and lending policy are adhered to. Review valuation reports and make an assessment as to suitability of the security property for short-term lending along with a full assessment of LTV with a rationale for the same. Approve and reject applications in line with policy, referring to Compliance and/or Senior Leadership where appropriate. Produce a high quality and articulate loan synopsis for each case, presenting a clear rationale for proceeding with the loan. Communicate with all relevant parties throughout the loan application, building professional relationships with them. What you'll get in return: State of the art, modern office environment working with a close knit team. Fitness facilities accessible onsite. Annual team incentives including trips abroad. Supportive leadership & opportunity to develop in a highly successful organisation. We're looking for someone to join our client as a Bridging Underwriter as soon as possible, therefore please forward your CV for immediate consideration or contact me for a confidential chat to find out more.
Mar 09, 2025
Full time
Bridging Underwriter Central London Salary up to £60 - 65, 000pa Joining an established bridging underwriting team you'll be responsible for assessing and underwriting complex bridging applications from brokers, direct applicants and intermediaries in line with lending policy and risk appetite. Experience Required: You must have prior experience in underwriting in the short term lending sector. You will have a good understanding of, and demonstrate an interest in bridging finance & the short-term lending market and general market conditions on a day-to-day basis. Strong attention to detail. Demonstrate a common sense approach to lending. Have strong communication skills, both verbal and written and be able to provide clear rationale for decision making. As a Bridging Underwriter you will be responsible for: Assess and underwrite bridging loan applications in line with current lending policy. Managing your own pipeline of cases from loan application to completion. Assess and resolve risk-related issues with applications. Assess full case documentation including credit reports and KYC documentation to ensure AML policy and lending policy are adhered to. Review valuation reports and make an assessment as to suitability of the security property for short-term lending along with a full assessment of LTV with a rationale for the same. Approve and reject applications in line with policy, referring to Compliance and/or Senior Leadership where appropriate. Produce a high quality and articulate loan synopsis for each case, presenting a clear rationale for proceeding with the loan. Communicate with all relevant parties throughout the loan application, building professional relationships with them. What you'll get in return: State of the art, modern office environment working with a close knit team. Fitness facilities accessible onsite. Annual team incentives including trips abroad. Supportive leadership & opportunity to develop in a highly successful organisation. We're looking for someone to join our client as a Bridging Underwriter as soon as possible, therefore please forward your CV for immediate consideration or contact me for a confidential chat to find out more.
Two excellent roles with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to work in smart City offices. The Role: Key Responsibilities: Manage a pipeline of Regulated Bridging loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions. Be vigilant when working on cases and refer where necessary to the appropriate person. Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors. Maintain a high level of customer service with those internally and externally. Work closely with other departments within the company including sales, compliance, finance and collections. Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company. Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections. Keep up to date with current best practice and regulatory requirements. Represent the company at events as required Key Competencies: Experience of underwriting Bridge Finance products . The role is fully office based and offers a competitive salary and supporting package.
Feb 18, 2025
Full time
Two excellent roles with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to work in smart City offices. The Role: Key Responsibilities: Manage a pipeline of Regulated Bridging loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions. Be vigilant when working on cases and refer where necessary to the appropriate person. Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors. Maintain a high level of customer service with those internally and externally. Work closely with other departments within the company including sales, compliance, finance and collections. Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company. Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections. Keep up to date with current best practice and regulatory requirements. Represent the company at events as required Key Competencies: Experience of underwriting Bridge Finance products . The role is fully office based and offers a competitive salary and supporting package.
Are you ready to step into the role of Business Processor with a dynamic company in Wilmslow? Our client, a forward-thinking bridging lender, is seeking a highly organised individual to support their business development and underwriting team. If you thrive in a fast-paced environment and have a knack for communication, this could be the perfect opportunity for you! Enjoy a competitive salary between 25,000 - 28,000 per year, with a discretionary annual bonus. You'll also benefit from a modern office environment and a unique company culture that includes exciting team events and trips. With easy access to Wilmslow train station, commuting is a breeze. Our client is a bridging lender based in the North West, known for its modern office and unique culture. They prioritise employee well-being with events like Christmas parties abroad and sales meetings in scenic locations. The company is dedicated to fostering a supportive and engaging work environment. As a Business Processor, you'll: Review applications to ensure all necessary paperwork is complete. Organise client information to facilitate smooth loan processing. Check loan-to-value and debt-to-income ratios. Conduct detailed affordability assessments. Request credit checks and issue loan agreements. Handle enquiries from applicants and lenders. Draft case rationales for investors and senior management. Complete AML checks and maintain accurate account records. Work to deadlines for paperwork submissions. Package and Benefits: The Business Processor role comes with: Annual salary of 25,000 - 28,000. Discretionary annual bonus. 24 holidays plus bank holidays, increasing to 25 after one year. Westfield Health cash plan and 24-hour colleague assistance helpline. Team social events and trips. Ideal candidates for the Business Processor role will have: Excellent interpersonal and customer service skills. Have previous experience as a loan processor, junior underwriter or case manager Have previous experience in property finance Candidates will be considered at the higher pay salary if they have Bridging and Development Finance experience. Strong attention to detail and high-level numeracy. Knowledge of financial processes and credit scores. Expert knowledge of databases, word processors, and spreadsheets. Exceptional organisation skills, with the ability to multi-task and prioritise. If you're interested in roles such as Loan Processor, Underwriting Assistant, Credit Analyst, Loan Officer, or Financial Administrator, you might find the Business Processor position aligns with your skills and career goals. If you're a detail-oriented individual with a passion for finance and customer service, the Business Processor role could be your next career move. Don't miss the chance to join a vibrant team in a accommodating and modern work environment. Apply now or call me, Owen, on (phone number removed) and take the first step towards an exciting new opportunity! ON_FIN
Feb 17, 2025
Full time
Are you ready to step into the role of Business Processor with a dynamic company in Wilmslow? Our client, a forward-thinking bridging lender, is seeking a highly organised individual to support their business development and underwriting team. If you thrive in a fast-paced environment and have a knack for communication, this could be the perfect opportunity for you! Enjoy a competitive salary between 25,000 - 28,000 per year, with a discretionary annual bonus. You'll also benefit from a modern office environment and a unique company culture that includes exciting team events and trips. With easy access to Wilmslow train station, commuting is a breeze. Our client is a bridging lender based in the North West, known for its modern office and unique culture. They prioritise employee well-being with events like Christmas parties abroad and sales meetings in scenic locations. The company is dedicated to fostering a supportive and engaging work environment. As a Business Processor, you'll: Review applications to ensure all necessary paperwork is complete. Organise client information to facilitate smooth loan processing. Check loan-to-value and debt-to-income ratios. Conduct detailed affordability assessments. Request credit checks and issue loan agreements. Handle enquiries from applicants and lenders. Draft case rationales for investors and senior management. Complete AML checks and maintain accurate account records. Work to deadlines for paperwork submissions. Package and Benefits: The Business Processor role comes with: Annual salary of 25,000 - 28,000. Discretionary annual bonus. 24 holidays plus bank holidays, increasing to 25 after one year. Westfield Health cash plan and 24-hour colleague assistance helpline. Team social events and trips. Ideal candidates for the Business Processor role will have: Excellent interpersonal and customer service skills. Have previous experience as a loan processor, junior underwriter or case manager Have previous experience in property finance Candidates will be considered at the higher pay salary if they have Bridging and Development Finance experience. Strong attention to detail and high-level numeracy. Knowledge of financial processes and credit scores. Expert knowledge of databases, word processors, and spreadsheets. Exceptional organisation skills, with the ability to multi-task and prioritise. If you're interested in roles such as Loan Processor, Underwriting Assistant, Credit Analyst, Loan Officer, or Financial Administrator, you might find the Business Processor position aligns with your skills and career goals. If you're a detail-oriented individual with a passion for finance and customer service, the Business Processor role could be your next career move. Don't miss the chance to join a vibrant team in a accommodating and modern work environment. Apply now or call me, Owen, on (phone number removed) and take the first step towards an exciting new opportunity! ON_FIN
Experienced Regulated Bridging Underwriter London City, Fully Office-Based Comprehensive benefits package , including health insurance and retirement savings plan. Opportunities for career advancement and professional growth within a dynamic and supportive work environment. Access to ongoing training and development programs to enhance skills and knowledge. About Us : A leading property finance lender, specializing in bridging loans and auction finance. Proud to assist numerous property professionals, business owners, and individuals with their finance requirements. Reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is consistently recognized within the financial services industry. About the role : As a Regulated Bridging Underwriter with our company, you will play a pivotal role in evaluating and determining the feasibility of loan applications. Underwriting and assessing loan documentation, including valuation reports, to ensure accuracy and compliance with lending policies and regulations. Conducting comprehensive checks on applicants and properties to assess their suitability for the applied loan, identifying any concerns or discrepancies. Proactively communicating with brokers and other stakeholders to obtain additional information as needed and provide timely updates on application status. Collaborating with introducers, valuers, and solicitors to facilitate the smooth progression of loan applications and address any issues or inquiries. Providing support and guidance to colleagues on matters related to underwriting and mortgage completion, fostering a collaborative and knowledge-sharing environment. Managing decisions on inquiries and new applications within agreed-upon time frames, prioritizing responsiveness and customer satisfaction. Contributing to the continual improvement of the company's lending proposition by identifying opportunities for enhancement and implementing innovative solutions If you are a motivated and detail-oriented professional with a passion for delivering exceptional service and driving positive outcomes, we invite you to apply for the Bridging Underwriter position.
Feb 08, 2025
Full time
Experienced Regulated Bridging Underwriter London City, Fully Office-Based Comprehensive benefits package , including health insurance and retirement savings plan. Opportunities for career advancement and professional growth within a dynamic and supportive work environment. Access to ongoing training and development programs to enhance skills and knowledge. About Us : A leading property finance lender, specializing in bridging loans and auction finance. Proud to assist numerous property professionals, business owners, and individuals with their finance requirements. Reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is consistently recognized within the financial services industry. About the role : As a Regulated Bridging Underwriter with our company, you will play a pivotal role in evaluating and determining the feasibility of loan applications. Underwriting and assessing loan documentation, including valuation reports, to ensure accuracy and compliance with lending policies and regulations. Conducting comprehensive checks on applicants and properties to assess their suitability for the applied loan, identifying any concerns or discrepancies. Proactively communicating with brokers and other stakeholders to obtain additional information as needed and provide timely updates on application status. Collaborating with introducers, valuers, and solicitors to facilitate the smooth progression of loan applications and address any issues or inquiries. Providing support and guidance to colleagues on matters related to underwriting and mortgage completion, fostering a collaborative and knowledge-sharing environment. Managing decisions on inquiries and new applications within agreed-upon time frames, prioritizing responsiveness and customer satisfaction. Contributing to the continual improvement of the company's lending proposition by identifying opportunities for enhancement and implementing innovative solutions If you are a motivated and detail-oriented professional with a passion for delivering exceptional service and driving positive outcomes, we invite you to apply for the Bridging Underwriter position.
An opportunity has arisen to work for this Financial Services organisation that specialise in supporting Independent Mortgage Brokers with their In-house Mortgage Desk for complex and packaged cases. As a fast-growing and dynamic business, they offer significant development opportunities, an entrepreneurial environment, and a platform for building a varied and rewarding career. Overview of the Role As a Bridging and Commercial Advisor, you will be responsible for providing expert advice and tailored finance solutions to clients seeking bridging and commercial loans. This role involves understanding client requirements, sourcing suitable financial products, and managing the advisory process from initial enquiry to completion. You will collaborate closely with brokers, clients, and lenders to deliver effective funding strategies. The role is suited to an experienced finance professional with a comprehensive understanding of commercial lending, bridging finance, and property investment. Key Responsibilities Assess client needs and recommend suitable bridging and commercial finance products. Provide detailed explanations of lending options, terms, and conditions. Prepare and submit Decisions in Principle (DIPs) and full applications to lenders. Liaise with clients, brokers, and lenders to gather required documentation and ensure smooth processing. Analyse and present lending solutions for complex or non-standard cases. Negotiate terms with lenders and communicate effectively to secure favourable outcomes for clients. Collaborate with legal teams and underwriters to ensure compliance and timely completion. Maintain a comprehensive knowledge of market trends, lender criteria, and new financial products. Provide regular updates to clients and stakeholders, ensuring exceptional service standards. Additional Expectations Prioritise client communication and deliver timely responses to enquiries. Stay informed of industry regulations and maintain compliance with all relevant guidelines. Track and manage your portfolio of cases using the company's case management system. Develop and maintain strong professional relationships with clients and key partners. This position demands a motivated, solutions-oriented individual with excellent analytical, negotiation, and interpersonal skills, capable of delivering a high level of service in a fast-paced environment. Interested? Apply now!
Feb 06, 2025
Full time
An opportunity has arisen to work for this Financial Services organisation that specialise in supporting Independent Mortgage Brokers with their In-house Mortgage Desk for complex and packaged cases. As a fast-growing and dynamic business, they offer significant development opportunities, an entrepreneurial environment, and a platform for building a varied and rewarding career. Overview of the Role As a Bridging and Commercial Advisor, you will be responsible for providing expert advice and tailored finance solutions to clients seeking bridging and commercial loans. This role involves understanding client requirements, sourcing suitable financial products, and managing the advisory process from initial enquiry to completion. You will collaborate closely with brokers, clients, and lenders to deliver effective funding strategies. The role is suited to an experienced finance professional with a comprehensive understanding of commercial lending, bridging finance, and property investment. Key Responsibilities Assess client needs and recommend suitable bridging and commercial finance products. Provide detailed explanations of lending options, terms, and conditions. Prepare and submit Decisions in Principle (DIPs) and full applications to lenders. Liaise with clients, brokers, and lenders to gather required documentation and ensure smooth processing. Analyse and present lending solutions for complex or non-standard cases. Negotiate terms with lenders and communicate effectively to secure favourable outcomes for clients. Collaborate with legal teams and underwriters to ensure compliance and timely completion. Maintain a comprehensive knowledge of market trends, lender criteria, and new financial products. Provide regular updates to clients and stakeholders, ensuring exceptional service standards. Additional Expectations Prioritise client communication and deliver timely responses to enquiries. Stay informed of industry regulations and maintain compliance with all relevant guidelines. Track and manage your portfolio of cases using the company's case management system. Develop and maintain strong professional relationships with clients and key partners. This position demands a motivated, solutions-oriented individual with excellent analytical, negotiation, and interpersonal skills, capable of delivering a high level of service in a fast-paced environment. Interested? Apply now!
Case Manager Bridging Development Finance Central London Hybrid - 3 days in the office / 2 days from home Salary - Negotiable up to £50, 000 per annum (dependent on experience) We are looking to recruit a Case Manager to join a successful & growing specialist lender as soon as possible. This position will suit an individual that has current experience in a Bridging Case Manager position that wants to gain broader exposure to highly complex, high value loans. Joining as a Case Manager you will support a team of Senior Underwriters and gain lots of exposure to complex deals in the UK & overseas. We're looking to arrange interviews in the next 2 weeks; keen to hear more? Send your CV to or call for a confidential conversation on (phone number removed) today.
Feb 06, 2025
Full time
Case Manager Bridging Development Finance Central London Hybrid - 3 days in the office / 2 days from home Salary - Negotiable up to £50, 000 per annum (dependent on experience) We are looking to recruit a Case Manager to join a successful & growing specialist lender as soon as possible. This position will suit an individual that has current experience in a Bridging Case Manager position that wants to gain broader exposure to highly complex, high value loans. Joining as a Case Manager you will support a team of Senior Underwriters and gain lots of exposure to complex deals in the UK & overseas. We're looking to arrange interviews in the next 2 weeks; keen to hear more? Send your CV to or call for a confidential conversation on (phone number removed) today.
The role As a Technical Product Manager - Data, you will be working closely with our Head of Product, Director of Data, and other key stakeholders in the business, and you'll be expected to help steer the direction of some of our most strategic and critical Data Products. These products span from playing a key part in InsurX' visionary direction on the one hand, to forming a robust backbone for day to day operations in a regulated environment on the other. At InsurX data lives at the heart of what we do. As a marketplace business, we use data to match demand for insurance (from brokers) with the right capacity (capital to back risks) from insurers. We then analyse the market to provide rich data-driven insights back to key decision-makers, helping expand the market into new classes of insurance to provide coverage for the benefit of the most people. Over half the technical team at InsurX is comprised of Data Scientists, Data Engineers and Analysts. Your job will be to work closely with these stakeholders - as well as technical staff at the Insurers and Brokers we work with (Underwriters, Actuaries and Brokers) - to find Opportunities to deliver genuine value. You'll then be working directly within product squads to deliver exciting new data-led products - dashboarding, insights and reporting tools - to be used by insurers and brokers placing millions of dollars of insurance risk per day. This role reports to our Head of Product. You will be responsible for: Delivering on a variety of data product opportunities at InsurX, including building out a new Insights Platform for delivering rich data insights to insurers and brokers Leading effective research and discovery processes - with a special focus on using our wealth of internal and industry data to unlock opportunities for delivering value for customers and the business Working within a cross-functional squad to deliver on opportunities you discover Shaping the work, writing good scoping docs and engineering tickets, and managing your workstream and backlog Specifying testing and success criteria for deliverables and product acceptance Evidencing strong prioritisation skills and an ability to manage expectations and commitments to commercial teams and external stakeholders Analysing data and reporting on the performance of initiatives you own Helping to shape our roadmap and reporting on progress to our Head of Product and the wider business Working alongside the Heads of Product and Data to drive data-driven insights into all aspects of InsurX' Product function and the wider business About you We're looking for someone who: Has a minimum of 5 years experience in Product Management, ideally in a technical PM or PO role Has a technical background, or solid grounding in Computer Science, engineering or data science Is adept at deriving insights from data - seeking out opportunities and telling compelling stories Can work with external teams on integrations and gathering technical requirements Is capable of bridging the gap between technical and non-technical stakeholders - dealing with important commercial clients on the one hand, whilst specifying good engineering requirements and tickets on the other Is a natural collaborator with a track record of supporting multi-disciplinary teams to succeed Is a self-starter, with a diligent, can-do attitude and a great eye for delivering quality experiences Is adept at using various product management & analytics tools such as Jira, Power BI, Figma, Miro, Airfocus. Experience with SQL and common analytics languages such as Python are favourable nice-to-haves. We'd love to hear from you if: You've worked on successful data-centric Products in a fast-paced startup or scaleup environment You have a knack for producing user-friendly experiences that include dealing in rich, complex data You have a passion for understanding user needs and solving problems You are curious and love learning new things A plus, though not required - you have experience of the Insurance industry
Jan 30, 2025
Full time
The role As a Technical Product Manager - Data, you will be working closely with our Head of Product, Director of Data, and other key stakeholders in the business, and you'll be expected to help steer the direction of some of our most strategic and critical Data Products. These products span from playing a key part in InsurX' visionary direction on the one hand, to forming a robust backbone for day to day operations in a regulated environment on the other. At InsurX data lives at the heart of what we do. As a marketplace business, we use data to match demand for insurance (from brokers) with the right capacity (capital to back risks) from insurers. We then analyse the market to provide rich data-driven insights back to key decision-makers, helping expand the market into new classes of insurance to provide coverage for the benefit of the most people. Over half the technical team at InsurX is comprised of Data Scientists, Data Engineers and Analysts. Your job will be to work closely with these stakeholders - as well as technical staff at the Insurers and Brokers we work with (Underwriters, Actuaries and Brokers) - to find Opportunities to deliver genuine value. You'll then be working directly within product squads to deliver exciting new data-led products - dashboarding, insights and reporting tools - to be used by insurers and brokers placing millions of dollars of insurance risk per day. This role reports to our Head of Product. You will be responsible for: Delivering on a variety of data product opportunities at InsurX, including building out a new Insights Platform for delivering rich data insights to insurers and brokers Leading effective research and discovery processes - with a special focus on using our wealth of internal and industry data to unlock opportunities for delivering value for customers and the business Working within a cross-functional squad to deliver on opportunities you discover Shaping the work, writing good scoping docs and engineering tickets, and managing your workstream and backlog Specifying testing and success criteria for deliverables and product acceptance Evidencing strong prioritisation skills and an ability to manage expectations and commitments to commercial teams and external stakeholders Analysing data and reporting on the performance of initiatives you own Helping to shape our roadmap and reporting on progress to our Head of Product and the wider business Working alongside the Heads of Product and Data to drive data-driven insights into all aspects of InsurX' Product function and the wider business About you We're looking for someone who: Has a minimum of 5 years experience in Product Management, ideally in a technical PM or PO role Has a technical background, or solid grounding in Computer Science, engineering or data science Is adept at deriving insights from data - seeking out opportunities and telling compelling stories Can work with external teams on integrations and gathering technical requirements Is capable of bridging the gap between technical and non-technical stakeholders - dealing with important commercial clients on the one hand, whilst specifying good engineering requirements and tickets on the other Is a natural collaborator with a track record of supporting multi-disciplinary teams to succeed Is a self-starter, with a diligent, can-do attitude and a great eye for delivering quality experiences Is adept at using various product management & analytics tools such as Jira, Power BI, Figma, Miro, Airfocus. Experience with SQL and common analytics languages such as Python are favourable nice-to-haves. We'd love to hear from you if: You've worked on successful data-centric Products in a fast-paced startup or scaleup environment You have a knack for producing user-friendly experiences that include dealing in rich, complex data You have a passion for understanding user needs and solving problems You are curious and love learning new things A plus, though not required - you have experience of the Insurance industry
Underwriter Bridging Finance Liverpool We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team. The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers. This is a hybrid role, with two days a week at home. Responsibilities: Liaising with valuers, solicitors, and intermediaries Ensuring all files are complete and accurate Ensuring all deals comply with the Company's lending criteria Completing all credit papers accurately Projecting positivity, professionalism, and knowledge across all communications Working closely with the whole business to ensure deals progress smoothly and efficiently Key skills / Experience: Analytical and methodical thinking Ability to take ownership Successful task management, to deliver high quality service Previous underwriting experience within Financial Services (Ideally bridging finance) Ability to communicate at all levels A can-do attitude A flexible approach to work A confident communicator Self-motivation
Dec 19, 2022
Full time
Underwriter Bridging Finance Liverpool We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team. The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers. This is a hybrid role, with two days a week at home. Responsibilities: Liaising with valuers, solicitors, and intermediaries Ensuring all files are complete and accurate Ensuring all deals comply with the Company's lending criteria Completing all credit papers accurately Projecting positivity, professionalism, and knowledge across all communications Working closely with the whole business to ensure deals progress smoothly and efficiently Key skills / Experience: Analytical and methodical thinking Ability to take ownership Successful task management, to deliver high quality service Previous underwriting experience within Financial Services (Ideally bridging finance) Ability to communicate at all levels A can-do attitude A flexible approach to work A confident communicator Self-motivation
Senior Underwriter Bridging Finance Liverpool We are very excited to be working with a Liverpool based lender, on their search for a Senior Underwriter to join the business. We are looking for a candidate with at least two years Underwriting experience within specialist finance. This role can be offered on a hybrid basis, with two days per week at home. Your role will be to underwrite and to complete cases in line with the business objectives, progressing cases to completion and managing key relationships, internally and externally. Responsibilities: Managing the lending process from application and assessing credit worthiness through to drawdown Prepare detailed credit proposals Preparing offer documentation Underwrite loans against agreed lending criteria Handling broker calls on specific cases under review Liaising with internal departments) and external parties to effectively manage the lending process. Work closely with the Head of Underwriting to progress cases forward to completion Liaise with Valuation Panels Liaise with Asset managers and Monitoring Surveyors Liaise with solicitors Maintain CRM records regarding case status Build and maintain effective relationships with all stakeholders Prepare reports for meetings Prepare correspondence to clients/solicitors
Dec 19, 2022
Full time
Senior Underwriter Bridging Finance Liverpool We are very excited to be working with a Liverpool based lender, on their search for a Senior Underwriter to join the business. We are looking for a candidate with at least two years Underwriting experience within specialist finance. This role can be offered on a hybrid basis, with two days per week at home. Your role will be to underwrite and to complete cases in line with the business objectives, progressing cases to completion and managing key relationships, internally and externally. Responsibilities: Managing the lending process from application and assessing credit worthiness through to drawdown Prepare detailed credit proposals Preparing offer documentation Underwrite loans against agreed lending criteria Handling broker calls on specific cases under review Liaising with internal departments) and external parties to effectively manage the lending process. Work closely with the Head of Underwriting to progress cases forward to completion Liaise with Valuation Panels Liaise with Asset managers and Monitoring Surveyors Liaise with solicitors Maintain CRM records regarding case status Build and maintain effective relationships with all stakeholders Prepare reports for meetings Prepare correspondence to clients/solicitors
The City & Capital Group are delighted to be representing a highly successful and fast growing commercial property finance lender who have retained our services in order to identify and appoint a confident and ambitious Underwriter to their growing team. Our client offers a range of solutions to property investors and developers to cover both term debt (BTL) and short term property loans (bridging finance). This includes big ticket loans of £40m+ as well more standard loan sizes from £500k to assist key clients with their requirements. They also have exciting plans for additional product launches over the next 12 months and are expecting to double the size of their business and loan book during this period. Our clients product proposition can be complex and the requirement of the incoming Underwriter will be to assess cases commercially and to recommend credit/risk based decisions from their findings. As a result they are keen to identify an individual who can demonstrate a previous track record of success in terms of property finance underwriting. This will be someone who is keen to engage with the lenders internal development plan to offer promotions to Senior Underwriter once excellent performance is delivered. Within the role you will work closely with the businesses BDM's to support their originated deals from a credit management perspective. You will manage and maintain a pipeline of activity to ensure loans are assessed and actioned in line with SLA's. This may include joining credit committee meetings and actively influencing sanctioning decisions to the highest level. In addition you will be a key point of contact for brokers and direct borrowers to assist with queries and to support the funding cycle. You will utilise these relationships at times as a 'first point of contact' and where relevant will onboard applications directly from this channel. You will report in to the businesses Underwriting Manager and will be ably assisted from within the department too. The structure means you will have support from an experienced and hard working team of Junior Underwriters, Case Managers and Administrators who will assist you with the collation of key data, reports and assessment to undertake your complex assessments. As noted, the highest tier within the team is the Senior Underwriter position that you will aspire to once you have gained the required experience to tackle the most complex of cases. It is important to note that whilst working as an Underwriter for our client you will also have a strong working relationship with one of the teams Senior Underwriter's to aid your development and to assist with the delivery of complex loan applications. The salary on offer is up to c£55k, which will be relevant to experience and performance at interview, as you would expect. This will be complemented by an excellent bonus structure that could allow you to increase earnings significantly based on your impact on business performance, as well as access to the lenders benefits scheme. Most notably, due to the exciting level of investment and funding at play, as well as the progressive and forward thinking culture of the business, this is a genuine opportunity for you to propel your own earnings and career standing quickly within, once excellent performance has been delivered. Required Experience: Previous property finance underwriting experience is essential Must have worked within a non-automated underwriting based role Demonstrable success against objectives in previous roles key Ideal Personal Attributes: Highly analytical & numerical, with a strong attention to detail Happy working in a dynamic and fast paced environment Confident diary manager and results orientated against set deadlines Excellent broker/borrower relationship manager, influential Ambitious and keen to drive career forward within Equally confident working alone or as part of a team There is a reasonable amount of urgency to fill this position as you might expect in line with the exciting growth plans outlined. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application. Please note that if you are making your application over the festive break we may not be able to get back to you immediately. Our client closes down for two weeks over the Xmas period and therefore we will be looking to engage with interested parties early in 2023. We look forward to hearing from you. Kind regards,
Dec 19, 2022
Full time
The City & Capital Group are delighted to be representing a highly successful and fast growing commercial property finance lender who have retained our services in order to identify and appoint a confident and ambitious Underwriter to their growing team. Our client offers a range of solutions to property investors and developers to cover both term debt (BTL) and short term property loans (bridging finance). This includes big ticket loans of £40m+ as well more standard loan sizes from £500k to assist key clients with their requirements. They also have exciting plans for additional product launches over the next 12 months and are expecting to double the size of their business and loan book during this period. Our clients product proposition can be complex and the requirement of the incoming Underwriter will be to assess cases commercially and to recommend credit/risk based decisions from their findings. As a result they are keen to identify an individual who can demonstrate a previous track record of success in terms of property finance underwriting. This will be someone who is keen to engage with the lenders internal development plan to offer promotions to Senior Underwriter once excellent performance is delivered. Within the role you will work closely with the businesses BDM's to support their originated deals from a credit management perspective. You will manage and maintain a pipeline of activity to ensure loans are assessed and actioned in line with SLA's. This may include joining credit committee meetings and actively influencing sanctioning decisions to the highest level. In addition you will be a key point of contact for brokers and direct borrowers to assist with queries and to support the funding cycle. You will utilise these relationships at times as a 'first point of contact' and where relevant will onboard applications directly from this channel. You will report in to the businesses Underwriting Manager and will be ably assisted from within the department too. The structure means you will have support from an experienced and hard working team of Junior Underwriters, Case Managers and Administrators who will assist you with the collation of key data, reports and assessment to undertake your complex assessments. As noted, the highest tier within the team is the Senior Underwriter position that you will aspire to once you have gained the required experience to tackle the most complex of cases. It is important to note that whilst working as an Underwriter for our client you will also have a strong working relationship with one of the teams Senior Underwriter's to aid your development and to assist with the delivery of complex loan applications. The salary on offer is up to c£55k, which will be relevant to experience and performance at interview, as you would expect. This will be complemented by an excellent bonus structure that could allow you to increase earnings significantly based on your impact on business performance, as well as access to the lenders benefits scheme. Most notably, due to the exciting level of investment and funding at play, as well as the progressive and forward thinking culture of the business, this is a genuine opportunity for you to propel your own earnings and career standing quickly within, once excellent performance has been delivered. Required Experience: Previous property finance underwriting experience is essential Must have worked within a non-automated underwriting based role Demonstrable success against objectives in previous roles key Ideal Personal Attributes: Highly analytical & numerical, with a strong attention to detail Happy working in a dynamic and fast paced environment Confident diary manager and results orientated against set deadlines Excellent broker/borrower relationship manager, influential Ambitious and keen to drive career forward within Equally confident working alone or as part of a team There is a reasonable amount of urgency to fill this position as you might expect in line with the exciting growth plans outlined. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application. Please note that if you are making your application over the festive break we may not be able to get back to you immediately. Our client closes down for two weeks over the Xmas period and therefore we will be looking to engage with interested parties early in 2023. We look forward to hearing from you. Kind regards,
Consegna Recruitment Limited
Swansea, West Glamorgan
Trainee Mortgage Underwriter (Commercial, Bridging & Development) Up to £28,000 Base Salary + commission of up to 10% of earnings Swansea (Office / Hybrid or Remote) Mon - Friday (No weekends) Do you feel frustrated with the lack of opportunities to progress in your current company?" Are you restricted to having to work in the office full time? Have you been left feeling underwhelmed with the responsibilities of your current role? Consegna are proud to be working with the UK's Leading Mortgage Specialist in South Wales. They are the direct link between Mortgage Advisors / IFA's across the UK and the Lender. Their mission is to continue the support of UK Brokers for any Specialist Lending, Secured Loans, Bridging, Development or Commercial packaging. If you are looking to join an established company that offers future career progression, then this one could be for you! As a Trainee Mortgage Underwriter will be responsible for and expect: Completion of Commercial, Bridging and Development Mortgage processing - working closely with in house and external Mortgage Advisors + IFA's Actively involved in the sourcing process. All Leads provided Supporting brokers with customers who are unable to find a specialist lending deal Finding solutions and problem solving Researching and Instructing Valuations. Keeping up to date with product and criteria. Checking supporting documents within money laundering and financial crime guidelines. An analytical approach to work. Complying with company policies and procedures. Managing workflows and day to day diary management Fantastic Company Benefits: 25 Days Holiday + Bank Holidays Flexible working - (From your own home or with in a close-knit office environment) Free mortgage advice for friends and family Regular staff socials Regular Office Treats Employee of the Month rewards Career Progression Professional Qualification support (CeMAP) Being part of a Family run business since 1994 Essential: Experience in a mortgage administration /case management position or equivalent role within the mortgage industry Desirable: CeMAP or Equivalent but not essential Underwriting experience If you are interested in the position, please reach out to Jay Garratt at Consegna Recruitment.
Dec 15, 2022
Full time
Trainee Mortgage Underwriter (Commercial, Bridging & Development) Up to £28,000 Base Salary + commission of up to 10% of earnings Swansea (Office / Hybrid or Remote) Mon - Friday (No weekends) Do you feel frustrated with the lack of opportunities to progress in your current company?" Are you restricted to having to work in the office full time? Have you been left feeling underwhelmed with the responsibilities of your current role? Consegna are proud to be working with the UK's Leading Mortgage Specialist in South Wales. They are the direct link between Mortgage Advisors / IFA's across the UK and the Lender. Their mission is to continue the support of UK Brokers for any Specialist Lending, Secured Loans, Bridging, Development or Commercial packaging. If you are looking to join an established company that offers future career progression, then this one could be for you! As a Trainee Mortgage Underwriter will be responsible for and expect: Completion of Commercial, Bridging and Development Mortgage processing - working closely with in house and external Mortgage Advisors + IFA's Actively involved in the sourcing process. All Leads provided Supporting brokers with customers who are unable to find a specialist lending deal Finding solutions and problem solving Researching and Instructing Valuations. Keeping up to date with product and criteria. Checking supporting documents within money laundering and financial crime guidelines. An analytical approach to work. Complying with company policies and procedures. Managing workflows and day to day diary management Fantastic Company Benefits: 25 Days Holiday + Bank Holidays Flexible working - (From your own home or with in a close-knit office environment) Free mortgage advice for friends and family Regular staff socials Regular Office Treats Employee of the Month rewards Career Progression Professional Qualification support (CeMAP) Being part of a Family run business since 1994 Essential: Experience in a mortgage administration /case management position or equivalent role within the mortgage industry Desirable: CeMAP or Equivalent but not essential Underwriting experience If you are interested in the position, please reach out to Jay Garratt at Consegna Recruitment.
Three new roles have arisen within an exciting Hertfordshire based specialist lender. The bridging team have an important responsibility to review loan applications carefully and meticulously; applying sound and well-founded risk decisioning and commercial reasoning whilst adhering to credit policy and company lending appetite in order to reach a decision. In addition, excellent service and working to tight deadlines to deliver for clients, brokers and other business stakeholders is essential. Building rapport with these key stakeholders and striving to provide excellent service, should be central to the role, successful Underwriters will be able to manage a large pipeline of cases knowing them all intimately, evidencing an ability to know how to advance loans through the pipeline and through to completion in a timely manner. The role responsibilities will require an excellent knowledge base around residential, & commercial property, development projects an understanding of legal risks as well as focus, accuracy, attention to detail, an ability to prioritise workload. Detailing the application information and loan proposals in a concise and well written manner which details the loan particulars, any commercial risks, strengths and weaknesses of a deal with particular attention to presenting how any risks or weaknesses in the deal are mitigated. The roles offer a competitive benefits package including a basic salary c £45-£55k If you are an experienced Bridging/and/or Development Finance Underwriter looking for the next step in your career, please apply for full details.
Dec 15, 2022
Full time
Three new roles have arisen within an exciting Hertfordshire based specialist lender. The bridging team have an important responsibility to review loan applications carefully and meticulously; applying sound and well-founded risk decisioning and commercial reasoning whilst adhering to credit policy and company lending appetite in order to reach a decision. In addition, excellent service and working to tight deadlines to deliver for clients, brokers and other business stakeholders is essential. Building rapport with these key stakeholders and striving to provide excellent service, should be central to the role, successful Underwriters will be able to manage a large pipeline of cases knowing them all intimately, evidencing an ability to know how to advance loans through the pipeline and through to completion in a timely manner. The role responsibilities will require an excellent knowledge base around residential, & commercial property, development projects an understanding of legal risks as well as focus, accuracy, attention to detail, an ability to prioritise workload. Detailing the application information and loan proposals in a concise and well written manner which details the loan particulars, any commercial risks, strengths and weaknesses of a deal with particular attention to presenting how any risks or weaknesses in the deal are mitigated. The roles offer a competitive benefits package including a basic salary c £45-£55k If you are an experienced Bridging/and/or Development Finance Underwriter looking for the next step in your career, please apply for full details.
We have a wonderful client based near Borehamwood who is looking for an expereinced Bridging Underwriting. The Underwriter is responsible for processing bridging finance applications . The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the underwriting manual and lending policy. The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors Maintain a high level of customer service with those internally and externally Work closely with other departments within the company including sales, compliance, finance and collections Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Keep all records up to date Represent the company at events as required Key Competencies: Experience of underwriting bridging finance loans, preferably including FCA regulated loans Excellent understanding of compliance aspects of the role including the regulatory environment and TCF principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills V1.0 January 2022 Excellent organisational and prioritisation skills Excellent attention to detail Ability to work to tight timeframes Proactive Strong team player
Dec 09, 2022
Full time
We have a wonderful client based near Borehamwood who is looking for an expereinced Bridging Underwriting. The Underwriter is responsible for processing bridging finance applications . The Underwriter must work together with the other members of the Underwriting team to ensure that loans are processed in accordance with the underwriting manual and lending policy. The Underwriter must use their skill and experience to approve those loans which are deemed acceptable and reject any which do not meet the criteria or where the Underwriter does not believe the borrower will be able to repay. Key Responsibilities: Manage a pipeline of bridging cases and prioritise accordingly Underwrite bridging loan applications within company lending criteria by making quality lending decisions Be vigilant when working on cases and refer where necessary to the appropriate person Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors Maintain a high level of customer service with those internally and externally Work closely with other departments within the company including sales, compliance, finance and collections Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections Keep up to date with current best practice and regulatory requirements Keep all records up to date Represent the company at events as required Key Competencies: Experience of underwriting bridging finance loans, preferably including FCA regulated loans Excellent understanding of compliance aspects of the role including the regulatory environment and TCF principles Ability to adopt a pragmatic approach to underwriting Commercially aware Excellent interpersonal and communication skills V1.0 January 2022 Excellent organisational and prioritisation skills Excellent attention to detail Ability to work to tight timeframes Proactive Strong team player
Underwriter Bridging Finance Chester We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team. The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers. Responsibilities: Liaising with valuers, solicitors, and intermediaries Ensuring all files are complete and accurate Ensuring all deals comply with the Company's lending criteria Completing all credit papers accurately Projecting positivity, professionalism, and knowledge across all communications Working closely with the whole business to ensure deals progress smoothly and efficiently Key skills / Experience: Analytical and methodical thinking Ability to take ownership Successful task management, to deliver high quality service Previous underwriting experience within Financial Services (Ideally bridging finance) Ability to communicate at all levels A can-do attitude A flexible approach to work A confident communicator Self-motivation
Dec 06, 2022
Full time
Underwriter Bridging Finance Chester We are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team. The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service. Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers. Responsibilities: Liaising with valuers, solicitors, and intermediaries Ensuring all files are complete and accurate Ensuring all deals comply with the Company's lending criteria Completing all credit papers accurately Projecting positivity, professionalism, and knowledge across all communications Working closely with the whole business to ensure deals progress smoothly and efficiently Key skills / Experience: Analytical and methodical thinking Ability to take ownership Successful task management, to deliver high quality service Previous underwriting experience within Financial Services (Ideally bridging finance) Ability to communicate at all levels A can-do attitude A flexible approach to work A confident communicator Self-motivation
The City & Capital Group are delighted to be representing a highly successful and fast growing commercial property finance lender who have retained our services in order to identify and appoint an ambitious and friendly Junior Underwriter to their growing team. Our client offers a range of solutions to property investors and developers to cover both term debt (BTL) and short term property loans (bridging finance). This includes big ticket loans of £40m+ as well more standard loan sizes from £500k to assist key clients with their requirements. They also have exciting plans for additional product launches over the next 12 months and are expecting to double the size of their business and loan book during this period. Within the role you will work closely with borrowers, brokers and the lenders business development team to assist with the case management and assessment of new enquiries at point of origination. This will include assisting with the collation of important documents and reports that will be used to underwrite and approve deals. You will engage with all stakeholders to the process, including professionals such as accountants, solicitors and surveyors to ensure that cases are managed and assessed in line with SLA's. Once the details of the deal and borrower are established you will undertake an initial underwrite of the loan application, providing your recommendations and feedback to the Senior Underwriters and Underwriting Managers. As a result they are keen to identify an individual who can demonstrate a previous track record of underwriting, case management or loans administration within the property finance sector. This role would also suit a property finance broker who is used to packaging cases for assessment by lenders and banks. Our client operates a strong promote from within policy with many of their current team having risen through the ranks internally following excellent performance within their roles. The lenders Underwriting Managers will actively assist your development to Underwriter level from day one. You will work closely with both the Underwriters and Senior Underwriters on their larger, more complex deals on a regular basis to give you the relevant exposure and uplift in your knowledge and credit risk principles. Due to this those that are ambitious and keen to grow with the firm as they do will be highly sought after. The salary on offer is up to c£40k, which will be relevant to experience and performance at interview, as you would expect. This will be complemented with access to the lenders favourable bonus scheme and benefits package. Most notably, due to the exciting level of investment and funding at play, as well as the progressive and forward thinking culture of the business, this is a genuine opportunity for you to propel your own earnings and career standing quickly within, once excellent performance has been delivered. Required Experience: Previous experience within underwriting, case management or as property broker Experience in managing brokers or borrowers directly Confident and comfortable when dealing with professional stakeholders Ideal Personal Attributes: Highly analytical & numerical, with a strong attention to detail Happy working in a dynamic and fast paced environment Confident diary manager and results orientated against set deadlines Excellent broker/borrower relationship manager, influential Ambitious and keen to drive career forward within Equally confident working alone or as part of a team There is a reasonable amount of urgency to fill this position as you might expect in line with the exciting growth plans outlined. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application. Please note that if you are making your application over the festive break we may not be able to get back to you immediately. Our client closes down for two weeks over the Xmas period and therefore we will be looking to engage with interested parties early in 2023. We look forward to hearing from you. Kind regards,
Dec 04, 2022
Full time
The City & Capital Group are delighted to be representing a highly successful and fast growing commercial property finance lender who have retained our services in order to identify and appoint an ambitious and friendly Junior Underwriter to their growing team. Our client offers a range of solutions to property investors and developers to cover both term debt (BTL) and short term property loans (bridging finance). This includes big ticket loans of £40m+ as well more standard loan sizes from £500k to assist key clients with their requirements. They also have exciting plans for additional product launches over the next 12 months and are expecting to double the size of their business and loan book during this period. Within the role you will work closely with borrowers, brokers and the lenders business development team to assist with the case management and assessment of new enquiries at point of origination. This will include assisting with the collation of important documents and reports that will be used to underwrite and approve deals. You will engage with all stakeholders to the process, including professionals such as accountants, solicitors and surveyors to ensure that cases are managed and assessed in line with SLA's. Once the details of the deal and borrower are established you will undertake an initial underwrite of the loan application, providing your recommendations and feedback to the Senior Underwriters and Underwriting Managers. As a result they are keen to identify an individual who can demonstrate a previous track record of underwriting, case management or loans administration within the property finance sector. This role would also suit a property finance broker who is used to packaging cases for assessment by lenders and banks. Our client operates a strong promote from within policy with many of their current team having risen through the ranks internally following excellent performance within their roles. The lenders Underwriting Managers will actively assist your development to Underwriter level from day one. You will work closely with both the Underwriters and Senior Underwriters on their larger, more complex deals on a regular basis to give you the relevant exposure and uplift in your knowledge and credit risk principles. Due to this those that are ambitious and keen to grow with the firm as they do will be highly sought after. The salary on offer is up to c£40k, which will be relevant to experience and performance at interview, as you would expect. This will be complemented with access to the lenders favourable bonus scheme and benefits package. Most notably, due to the exciting level of investment and funding at play, as well as the progressive and forward thinking culture of the business, this is a genuine opportunity for you to propel your own earnings and career standing quickly within, once excellent performance has been delivered. Required Experience: Previous experience within underwriting, case management or as property broker Experience in managing brokers or borrowers directly Confident and comfortable when dealing with professional stakeholders Ideal Personal Attributes: Highly analytical & numerical, with a strong attention to detail Happy working in a dynamic and fast paced environment Confident diary manager and results orientated against set deadlines Excellent broker/borrower relationship manager, influential Ambitious and keen to drive career forward within Equally confident working alone or as part of a team There is a reasonable amount of urgency to fill this position as you might expect in line with the exciting growth plans outlined. Therefore if this role does sound like one that you are both qualified for and interested in then we look forward to your application. Please note that if you are making your application over the festive break we may not be able to get back to you immediately. Our client closes down for two weeks over the Xmas period and therefore we will be looking to engage with interested parties early in 2023. We look forward to hearing from you. Kind regards,
The company A Privately owned specialist Bridging Loan provider who have been on a fantastic growth journey are now looking for a senior underwriter to join the team and be part of this continued success. The company have prided themselves on being quick, flexible and transparent with every enquiry and strives to find the lending solution when others can't. You will have the opportunity to join the business at a vital point and will have the opportunity to help upskill and train the current team working closely with all of the senior stakeholders and decision makers. Responsibilities: Managing the lending process from application through to drawdown Prepare detailed credit proposals for the Credit Committee. Ensure all loan conditions are met throughout the drawdown process. Liaise with Valuation Panels and Monitoring Surveyors to arrange quotes and to formally instruct valuations and site inspections. Liaise with Asset managers and Monitoring Surveyors, following up on reports Review of valuation reports and internal due diligence reports. Working closely with brokers and customers Liaising with internal and external parties to efficiently manage the lending process. Work closely with the Head of Underwriting to progress cases forward to completion. Liaise with solicitors ensuring relevant information is provided and professional opinions are sought. Knowledge, Skills and Experience Good knowledge of the Commercial and Residential Property Market Excellent written and oral communication skills Confidence to present to individuals and groups and the ability to influence at all levels Comfortable with capturing and scribing business data Able to organise, manage time effectively, and prioritise workload Strong customer service skills. Act as an ambassador for the business Package An excellent starting Salary with an addition bonus scheme Generous holiday allowance plus bank holidays with the option to buy and sell. Pension scheme Flexible working - hybrid model, and varied start times Life & Health plans Learning & Development opportunities Annual Appraisal Car parking and good motorway links to make life easier.
Dec 02, 2022
Full time
The company A Privately owned specialist Bridging Loan provider who have been on a fantastic growth journey are now looking for a senior underwriter to join the team and be part of this continued success. The company have prided themselves on being quick, flexible and transparent with every enquiry and strives to find the lending solution when others can't. You will have the opportunity to join the business at a vital point and will have the opportunity to help upskill and train the current team working closely with all of the senior stakeholders and decision makers. Responsibilities: Managing the lending process from application through to drawdown Prepare detailed credit proposals for the Credit Committee. Ensure all loan conditions are met throughout the drawdown process. Liaise with Valuation Panels and Monitoring Surveyors to arrange quotes and to formally instruct valuations and site inspections. Liaise with Asset managers and Monitoring Surveyors, following up on reports Review of valuation reports and internal due diligence reports. Working closely with brokers and customers Liaising with internal and external parties to efficiently manage the lending process. Work closely with the Head of Underwriting to progress cases forward to completion. Liaise with solicitors ensuring relevant information is provided and professional opinions are sought. Knowledge, Skills and Experience Good knowledge of the Commercial and Residential Property Market Excellent written and oral communication skills Confidence to present to individuals and groups and the ability to influence at all levels Comfortable with capturing and scribing business data Able to organise, manage time effectively, and prioritise workload Strong customer service skills. Act as an ambassador for the business Package An excellent starting Salary with an addition bonus scheme Generous holiday allowance plus bank holidays with the option to buy and sell. Pension scheme Flexible working - hybrid model, and varied start times Life & Health plans Learning & Development opportunities Annual Appraisal Car parking and good motorway links to make life easier.
