Associate Director of Risk Management

We have a current opportunity for an Associate Director of Risk Management on a permanent basis. The position will be based in London. For further information about this position please apply.

Responsibilities:

1. Lead the analysis of portfolio company performance, including financial health assessments, covenant compliance, and financial projections, providing actionable insights to senior management and external stakeholders.
2. Develop and maintain financial models for a diverse range of emerging-market companies, predominantly in fintech and climate financing.
3. Take ownership of regular monitoring meetings/interactions with portfolio companies, ensuring a proactive and hands-on approach to understanding and managing emerging risks. Travel will be required for in-person engagements.
4. Prepare and present comprehensive risk monitoring reports to key stakeholders, including current and prospective fund investors, the Risk Committee, and Board members, ensuring clarity of reporting, recommendations, and actions.
5. Lead the maintenance of internal Lendable Risk Ratings for portfolio companies, ensuring that ratings are updated regularly to reflect evolving risk dynamics.
6. Proactively manage waiver requests, covenant breaches, amendments, and other ad-hoc risk exercises, demonstrating strong judgment and the ability to negotiate outcomes that align with our risk objectives.
7. Manage the internal Risk Monitoring system, ensuring that it is accurate, up-to-date, and provides timely insights into the financial and operational status of portfolio companies.
8. Lead and manage financial recovery and restructuring efforts for distressed portfolio companies (where required), overseeing analysis, restructuring/recovery strategy, negotiations, and ensuring the execution of recovery plans to mitigate financial losses.

Capabilities & Experience:

1. 7+ years of corporate credit analysis experience in a financial institution managing private credit exposures.
2. Expertise in emerging markets or fintech.
3. Experience in climate-related investments and an understanding of ESG/Impact related credit risks would be an advantage.
4. Strong capability to build, maintain, and refine deleveraging financial models (including three-statement analysis) and perform comprehensive stress testing and scenario analysis.
5. Corporate finance and accounting expertise.
6. Demonstrated ability to think holistically, with experience working in cross-functional teams and presenting to senior executives, investors, and/or board members.
7. Excellent communication skills, with a track record of effectively managing relationships.