Job Title: Bridging Finance Underwriter Location: Milton Keynes Hybrid 3 days WFH Salary: Up to 60,000 depending on experience Hours: Monday to Friday 9 am to 5 pm Benefits: Bonus: Up to 10% Life Insurance: 4x salary Private Medical: Vitality Holiday: 33 days Pension: Competitive contributions Wellbeing: Mental & physical support Development: Training & progression About the role of Bridging Finance Underwriter: We are recruiting for an experienced Bridging Finance Underwriter to join a growing specialist finance business in Milton Keynes. The successful candidate will assess and underwrite bridging finance applications in line with credit risk policy, while managing cases from application through to completion and supporting intermediary partners with new enquiries. Responsibilities required for the role of Bridging Finance Underwriter: Assess and underwrite new bridging finance applications in line with lending policy. Review credit searches, valuations, Land Registry reports and supporting documentation. Prepare clear and concise credit rationales and lending recommendations. Manage a pipeline of cases from application through to completion. Liaise with solicitors, introducers and other stakeholders. Assist with new enquiries and provide heads of terms. Maintain accurate records and ensure compliance with lending policies. Contribute to ongoing business improvement initiatives. Deliver a proactive, first-class service to all stakeholders. Experience required for the role of Bridging Finance Underwriter: Essential - 2+ years' experience underwriting bridging finance within a specialist lender. Understanding of the bridging lifecycle, from application and credit assessment through to completion and funding. Proven ability to assess risk and produce clear, concise credit rationales. Experience managing a case pipeline through to completion. Strong knowledge of valuations, credit searches and lending due diligence. Highly advantageous: Experience in refurbishment or development finance. Highly advantageous: Experience with structured lending or drawdown facilities. For more information regarding the role of the Bridging Finance Underwriter , please contact us. Stellar Select is acting as an employment agency in relation to this vacancy. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful applicants within two business days.
Aug 30, 2026
Full time
Job Title: Bridging Finance Underwriter Location: Milton Keynes Hybrid 3 days WFH Salary: Up to 60,000 depending on experience Hours: Monday to Friday 9 am to 5 pm Benefits: Bonus: Up to 10% Life Insurance: 4x salary Private Medical: Vitality Holiday: 33 days Pension: Competitive contributions Wellbeing: Mental & physical support Development: Training & progression About the role of Bridging Finance Underwriter: We are recruiting for an experienced Bridging Finance Underwriter to join a growing specialist finance business in Milton Keynes. The successful candidate will assess and underwrite bridging finance applications in line with credit risk policy, while managing cases from application through to completion and supporting intermediary partners with new enquiries. Responsibilities required for the role of Bridging Finance Underwriter: Assess and underwrite new bridging finance applications in line with lending policy. Review credit searches, valuations, Land Registry reports and supporting documentation. Prepare clear and concise credit rationales and lending recommendations. Manage a pipeline of cases from application through to completion. Liaise with solicitors, introducers and other stakeholders. Assist with new enquiries and provide heads of terms. Maintain accurate records and ensure compliance with lending policies. Contribute to ongoing business improvement initiatives. Deliver a proactive, first-class service to all stakeholders. Experience required for the role of Bridging Finance Underwriter: Essential - 2+ years' experience underwriting bridging finance within a specialist lender. Understanding of the bridging lifecycle, from application and credit assessment through to completion and funding. Proven ability to assess risk and produce clear, concise credit rationales. Experience managing a case pipeline through to completion. Strong knowledge of valuations, credit searches and lending due diligence. Highly advantageous: Experience in refurbishment or development finance. Highly advantageous: Experience with structured lending or drawdown facilities. For more information regarding the role of the Bridging Finance Underwriter , please contact us. Stellar Select is acting as an employment agency in relation to this vacancy. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful applicants within two business days.
Unico Recruitment London
Borehamwood, Hertfordshire
Underwriting Team Leader Property Finance (Bridging & Development Lending) Location: Borehamwood Salary: Up to £80,000 Are you an experienced underwriting professional with a strong background in bridging and short term property finance? Do you have the leadership skills to guide and develop a high-performing underwriting function within a fast-growing lender? If so, this could be the perfect next step in your career. I m currently supporting a well-established and highly respected property investment and lending business that is continuing to expand its specialist finance offering. With a strong pipeline, an ambitious leadership team, and a reputation for delivering quick, commercial decisions, they are now looking for an Underwriting Team Leader to drive quality, efficiency, and consistency across their underwriting operations. The Role: As Underwriting Team Leader, you will: Manage and mentor a team of underwriters handling bridging, refurbishment and development finance cases. Act as a senior decision-maker on complex or higher-value applications. Ensure underwriting standards, SLAs, and risk controls remain robust while supporting a fast-paced environment. Work closely with credit, operations, BDMs and senior management to streamline processes and maintain exceptional service levels. Support continuous improvement across the underwriting function as the business scales. About You: The ideal candidate will bring: Proven experience in property-based lending specifically bridging, development or specialist real-estate finance. Strong understanding of risk assessment, due diligence, legal processes and property-backed security. Prior experience coaching or managing underwriters (or ready to take a step up). A commercial mindset with the ability to balance speed and quality. Please note: candidates from an insurance underwriting background will not be suitable for this role. Why Apply? This is a fantastic opportunity to join a dynamic lender where your expertise will genuinely shape the underwriting function. You ll be part of a collaborative culture where decisions are made quickly, ideas are welcomed, and progression is actively supported. If you re ready to lead an underwriting team within a thriving property-finance environment, I d be delighted to discuss the role further. Please apply online or contact Lesley Ray at Unico Recruitment London
Aug 27, 2026
Full time
Underwriting Team Leader Property Finance (Bridging & Development Lending) Location: Borehamwood Salary: Up to £80,000 Are you an experienced underwriting professional with a strong background in bridging and short term property finance? Do you have the leadership skills to guide and develop a high-performing underwriting function within a fast-growing lender? If so, this could be the perfect next step in your career. I m currently supporting a well-established and highly respected property investment and lending business that is continuing to expand its specialist finance offering. With a strong pipeline, an ambitious leadership team, and a reputation for delivering quick, commercial decisions, they are now looking for an Underwriting Team Leader to drive quality, efficiency, and consistency across their underwriting operations. The Role: As Underwriting Team Leader, you will: Manage and mentor a team of underwriters handling bridging, refurbishment and development finance cases. Act as a senior decision-maker on complex or higher-value applications. Ensure underwriting standards, SLAs, and risk controls remain robust while supporting a fast-paced environment. Work closely with credit, operations, BDMs and senior management to streamline processes and maintain exceptional service levels. Support continuous improvement across the underwriting function as the business scales. About You: The ideal candidate will bring: Proven experience in property-based lending specifically bridging, development or specialist real-estate finance. Strong understanding of risk assessment, due diligence, legal processes and property-backed security. Prior experience coaching or managing underwriters (or ready to take a step up). A commercial mindset with the ability to balance speed and quality. Please note: candidates from an insurance underwriting background will not be suitable for this role. Why Apply? This is a fantastic opportunity to join a dynamic lender where your expertise will genuinely shape the underwriting function. You ll be part of a collaborative culture where decisions are made quickly, ideas are welcomed, and progression is actively supported. If you re ready to lead an underwriting team within a thriving property-finance environment, I d be delighted to discuss the role further. Please apply online or contact Lesley Ray at Unico Recruitment London
Established specialist lender High levels of autonomy Career development If you're a SeniorUnderwriter with a background in bridging orspecialistproperty finance, this is an opportunity to join a respected specialist lender where your lending decisions genuinely influence business growth. You'll manage cases from application through to completion within a collaborative, high-performing underwriting team. Working closely with brokers, intermediaries and internal stakeholders, you'll assess a broad range of specialist property lending cases while developing your expertise within an established and growing lending business. Package & Benefits • Salary £70,000 to £80,000 per annum. • Ongoing professional and product development. • Clear opportunities for career progression. • Join an established and growing specialist property lender. About the Company This specialist property finance lender has built a strong reputation for delivering tailored short-term lending solutions. The business combines commercial decision-making with a relationship-led approach, providing underwriters with genuine ownership of their cases. Key Responsibilities • Assess and underwrite bridging loan applications in line with lending policy and risk appetite. • Manage your own pipeline from application through to completion while maintaining excellent service levels. • Review valuations, credit reports, KYC and supporting documentation to make robust lending decisions. • Build strong relationships with brokers, intermediaries and internal stakeholders throughout the lending process. About You • At leastfive years' experience underwriting bridging finance or within thespecialistproperty lending sector. • Experience assessing complex lending applications and making credit decisions within an agreed lending policy. • Strong understanding of bridging finance, property security and regulatory requirements, including AML and KYC processes. If you're considering your next move, we'd be pleased to have a confidential conversation, even if your CV isn't fully up to date. Contact Charlotte Walker at Fintelligent for more information or a confidential discussion.
Aug 14, 2026
Full time
Established specialist lender High levels of autonomy Career development If you're a SeniorUnderwriter with a background in bridging orspecialistproperty finance, this is an opportunity to join a respected specialist lender where your lending decisions genuinely influence business growth. You'll manage cases from application through to completion within a collaborative, high-performing underwriting team. Working closely with brokers, intermediaries and internal stakeholders, you'll assess a broad range of specialist property lending cases while developing your expertise within an established and growing lending business. Package & Benefits • Salary £70,000 to £80,000 per annum. • Ongoing professional and product development. • Clear opportunities for career progression. • Join an established and growing specialist property lender. About the Company This specialist property finance lender has built a strong reputation for delivering tailored short-term lending solutions. The business combines commercial decision-making with a relationship-led approach, providing underwriters with genuine ownership of their cases. Key Responsibilities • Assess and underwrite bridging loan applications in line with lending policy and risk appetite. • Manage your own pipeline from application through to completion while maintaining excellent service levels. • Review valuations, credit reports, KYC and supporting documentation to make robust lending decisions. • Build strong relationships with brokers, intermediaries and internal stakeholders throughout the lending process. About You • At leastfive years' experience underwriting bridging finance or within thespecialistproperty lending sector. • Experience assessing complex lending applications and making credit decisions within an agreed lending policy. • Strong understanding of bridging finance, property security and regulatory requirements, including AML and KYC processes. If you're considering your next move, we'd be pleased to have a confidential conversation, even if your CV isn't fully up to date. Contact Charlotte Walker at Fintelligent for more information or a confidential discussion.
Fintelligent, a respected specialist property lender, seeks a Senior Underwriter with bridging or specialist property finance experience. You will manage cases from application through to completion within a collaborative underwriting team, making lending decisions that influence business growth. You will work with brokers and internal stakeholders, assess a broad range of specialist lending cases, and develop your expertise within an established and growing lender.
Aug 14, 2026
Full time
Fintelligent, a respected specialist property lender, seeks a Senior Underwriter with bridging or specialist property finance experience. You will manage cases from application through to completion within a collaborative underwriting team, making lending decisions that influence business growth. You will work with brokers and internal stakeholders, assess a broad range of specialist lending cases, and develop your expertise within an established and growing lender.
Our client based in Central London are seeking to add a Bridging Finance Solicitor from 3 years + to join their property team. Long term prospects are on offer with hybrid after probation. Key Responsibilities for this Bridging Finance Solicitor vacancy: Manage caseload of commercial property transactions from instruction through to completion. Draft & review loan agreements, debentures, personal guarantees, and security documentation Review titles, searches, valuations in line with Lender requirements. Liaise with Underwriters to satisfy pre-loan conditions as part of bridging transactions. Advise clients and lenders on associated risks. Approach matters with both a risk-conscious and commercial view. Maintain excellent communication and visibility throughout caseload. Person Specification for this Bridging Finance Solicitor: Solicitor admitted in England & Wales from 3 years + PQE Commercial and strategic thinker with strong problem-solving skills Keen to support and help grow a thriving Commercial Property practice IT literate to include Word, Excel, Outlook, and Internet applications Ability to demonstrate commercial awareness and pro-activity Excellent communication skills, both written and verbal and the ability to convey clear and concise information Benefits for this Bridging Finance Solicitor role: Salary from between 65,000 - 75,000 but open for discussion 25 days holiday + Bank holidays Contributory pension scheme Hybrid working - days in the office, 2 from home. If you're a Bridging Finance Solicitor with a minimum of 3 years PQE ready to take the next step in your career, apply today. Alternatively, contact Victoria at Law Staff Limited quoting reference 37830. PLEASE CHECK YOUR EMAIL (INCLUDING SPAM FOLDER) FOR CONFIRMATION YOUR APPLICATION HAS BEEN RECEIVED. In accordance with The Conduct of Employment Agencies and Employment Businesses Regulations 2003
Aug 13, 2026
Full time
Our client based in Central London are seeking to add a Bridging Finance Solicitor from 3 years + to join their property team. Long term prospects are on offer with hybrid after probation. Key Responsibilities for this Bridging Finance Solicitor vacancy: Manage caseload of commercial property transactions from instruction through to completion. Draft & review loan agreements, debentures, personal guarantees, and security documentation Review titles, searches, valuations in line with Lender requirements. Liaise with Underwriters to satisfy pre-loan conditions as part of bridging transactions. Advise clients and lenders on associated risks. Approach matters with both a risk-conscious and commercial view. Maintain excellent communication and visibility throughout caseload. Person Specification for this Bridging Finance Solicitor: Solicitor admitted in England & Wales from 3 years + PQE Commercial and strategic thinker with strong problem-solving skills Keen to support and help grow a thriving Commercial Property practice IT literate to include Word, Excel, Outlook, and Internet applications Ability to demonstrate commercial awareness and pro-activity Excellent communication skills, both written and verbal and the ability to convey clear and concise information Benefits for this Bridging Finance Solicitor role: Salary from between 65,000 - 75,000 but open for discussion 25 days holiday + Bank holidays Contributory pension scheme Hybrid working - days in the office, 2 from home. If you're a Bridging Finance Solicitor with a minimum of 3 years PQE ready to take the next step in your career, apply today. Alternatively, contact Victoria at Law Staff Limited quoting reference 37830. PLEASE CHECK YOUR EMAIL (INCLUDING SPAM FOLDER) FOR CONFIRMATION YOUR APPLICATION HAS BEEN RECEIVED. In accordance with The Conduct of Employment Agencies and Employment Businesses Regulations 2003
Job Description Camberley / Hybrid (after probation) Full-timeDynamo is looking for a driven Paraplanner to join our growing Mortgage Services team, working alongside one of the countries top selling, award-winning broker on complex, high-value mortgage cases.This is an active case-handling role, managing mortgage applications from submission to completion, ensuring accuracy and speed while working with high net worth clients being sure to deliver exceptional customer service at every stage. What you'll be doing: Working within a dedicated team to manage mortgage cases end-to-end alongside your dedicated broker Submit applications and review supporting documents against lender criteria Liaise with clients, lenders, solicitors, and underwriters Keep CRM records and compliance documentation fully up to date Support complex cases, including bridging and development finance Deliver exceptional service while meeting team targets What we're looking for: Strong mortgage case handling experience (complex cases a plus) Minimum of 3 years industry experience Someone looking to take the next step in their mortgage career who is a fast learner. Highly organised with excellent attention to detail Confident communicator (written and verbal) Thrives in a fast-paced, deadline-driven environment Professional, proactive, and team-oriented Why Dynamo? Work alongside an award-winning broker Join a supportive, high-performing team Successful and driven colleagues enjoy social events Training and career development opportunities Aviva Digicare+, including annual health check up/blood test, 24/7 access to remote NHS GP and nutritional and mental health services. Perks at Work - Discounts on products and services inc electrical & Travel. Discounts on estate agency, mortgage, conveyancing and surveying services. Access to Lifeworks 24hr, 7 days per week Employee Assistance Programme. Company Pension and Day 1 Life assurance for all colleagues. CeMAP (or equivalent) is desirable but not essential, training will be provided for the right candidate. If you're coming from a bank, building society, broker or insurance background and feel ready to take your mortgage career to the next level, Dynamo is here to support your journey.MS03378
May 16, 2026
Full time
Job Description Camberley / Hybrid (after probation) Full-timeDynamo is looking for a driven Paraplanner to join our growing Mortgage Services team, working alongside one of the countries top selling, award-winning broker on complex, high-value mortgage cases.This is an active case-handling role, managing mortgage applications from submission to completion, ensuring accuracy and speed while working with high net worth clients being sure to deliver exceptional customer service at every stage. What you'll be doing: Working within a dedicated team to manage mortgage cases end-to-end alongside your dedicated broker Submit applications and review supporting documents against lender criteria Liaise with clients, lenders, solicitors, and underwriters Keep CRM records and compliance documentation fully up to date Support complex cases, including bridging and development finance Deliver exceptional service while meeting team targets What we're looking for: Strong mortgage case handling experience (complex cases a plus) Minimum of 3 years industry experience Someone looking to take the next step in their mortgage career who is a fast learner. Highly organised with excellent attention to detail Confident communicator (written and verbal) Thrives in a fast-paced, deadline-driven environment Professional, proactive, and team-oriented Why Dynamo? Work alongside an award-winning broker Join a supportive, high-performing team Successful and driven colleagues enjoy social events Training and career development opportunities Aviva Digicare+, including annual health check up/blood test, 24/7 access to remote NHS GP and nutritional and mental health services. Perks at Work - Discounts on products and services inc electrical & Travel. Discounts on estate agency, mortgage, conveyancing and surveying services. Access to Lifeworks 24hr, 7 days per week Employee Assistance Programme. Company Pension and Day 1 Life assurance for all colleagues. CeMAP (or equivalent) is desirable but not essential, training will be provided for the right candidate. If you're coming from a bank, building society, broker or insurance background and feel ready to take your mortgage career to the next level, Dynamo is here to support your journey.MS03378
Unico Recruitment London
Borehamwood, Hertfordshire
Underwriting Team Leader Property Finance (Bridging & Development Lending) Location: Borehamwood Salary: Up to £80,000 Are you an experienced underwriting professional with a strong background in bridging and short term property finance? Do you have the leadership skills to guide and develop a high-performing underwriting function within a fast-growing lender? If so, this could be the perfect next step in your career. I m currently supporting a well-established and highly respected property investment and lending business that is continuing to expand its specialist finance offering. With a strong pipeline, an ambitious leadership team, and a reputation for delivering quick, commercial decisions, they are now looking for an Underwriting Team Leader to drive quality, efficiency, and consistency across their underwriting operations. The Role: As Underwriting Team Leader, you will: Manage and mentor a team of underwriters handling bridging, refurbishment and development finance cases. Act as a senior decision-maker on complex or higher-value applications. Ensure underwriting standards, SLAs, and risk controls remain robust while supporting a fast-paced environment. Work closely with credit, operations, BDMs and senior management to streamline processes and maintain exceptional service levels. Support continuous improvement across the underwriting function as the business scales. About You: The ideal candidate will bring: Proven experience in property-based lending specifically bridging, development or specialist real-estate finance. Strong understanding of risk assessment, due diligence, legal processes and property-backed security. Prior experience coaching or managing underwriters (or ready to take a step up). A commercial mindset with the ability to balance speed and quality. Please note: candidates from an insurance underwriting background will not be suitable for this role. Why Apply? This is a fantastic opportunity to join a dynamic lender where your expertise will genuinely shape the underwriting function. You ll be part of a collaborative culture where decisions are made quickly, ideas are welcomed, and progression is actively supported. If you re ready to lead an underwriting team within a thriving property-finance environment, I d be delighted to discuss the role further. Please apply online or contact Lesley Ray at Unico Recruitment London
May 06, 2026
Full time
Underwriting Team Leader Property Finance (Bridging & Development Lending) Location: Borehamwood Salary: Up to £80,000 Are you an experienced underwriting professional with a strong background in bridging and short term property finance? Do you have the leadership skills to guide and develop a high-performing underwriting function within a fast-growing lender? If so, this could be the perfect next step in your career. I m currently supporting a well-established and highly respected property investment and lending business that is continuing to expand its specialist finance offering. With a strong pipeline, an ambitious leadership team, and a reputation for delivering quick, commercial decisions, they are now looking for an Underwriting Team Leader to drive quality, efficiency, and consistency across their underwriting operations. The Role: As Underwriting Team Leader, you will: Manage and mentor a team of underwriters handling bridging, refurbishment and development finance cases. Act as a senior decision-maker on complex or higher-value applications. Ensure underwriting standards, SLAs, and risk controls remain robust while supporting a fast-paced environment. Work closely with credit, operations, BDMs and senior management to streamline processes and maintain exceptional service levels. Support continuous improvement across the underwriting function as the business scales. About You: The ideal candidate will bring: Proven experience in property-based lending specifically bridging, development or specialist real-estate finance. Strong understanding of risk assessment, due diligence, legal processes and property-backed security. Prior experience coaching or managing underwriters (or ready to take a step up). A commercial mindset with the ability to balance speed and quality. Please note: candidates from an insurance underwriting background will not be suitable for this role. Why Apply? This is a fantastic opportunity to join a dynamic lender where your expertise will genuinely shape the underwriting function. You ll be part of a collaborative culture where decisions are made quickly, ideas are welcomed, and progression is actively supported. If you re ready to lead an underwriting team within a thriving property-finance environment, I d be delighted to discuss the role further. Please apply online or contact Lesley Ray at Unico Recruitment London
Our client based in Central London are seeking to add a Bridging Finance Solicitor from 1 years+ to join their property team. Long term prospects are on offer. This is an exciting opportunity for the right candidate to work on diverse work across a leading property platform. This is an office based role. Key Responsibilities for this Bridging Finance Solicitor vacancy: Manage caseload of residential and commercial property transactions from instruction through to completion. Review title documentation, searches, contracts, and reports on title. Liaise with clients, solicitors, estate agents, Lenders and other third parties. Ensure compliance with Anti Money Laundering and regulatory requirements. Identify and mitigate legal and transactional risks. Maintain accurate case management records and meet completion deadlines. Bridging Finance Solicitor experience to include: Draft & review loan agreements, debentures, personal guarantees, and security documentation. Review titles, searches, valuations in line with Lender requirements. Liaise with Underwriters to satisfy pre-loan conditions as part of bridging transactions. Advise clients and lenders on associated risks. Approach matters with both a risk-conscious and commercial view. Maintain excellent communication and visibility throughout caseload. Person Specification for this Bridging Finance Solicitor: Solicitor admitted in England & Wales - 1 years + PQE Commercial and strategic thinker with strong problem-solving skills Keen to support and help grow a thriving Commercial Property practice IT literate to include Word, Excel, Outlook, and Internet applications Ability to demonstrate commercial awareness and pro-activity Excellent communication skills, both written and verbal and the ability to convey clear and concise information If you're a Bridging Finance Solicitor r eady to take the next step in your career, apply today. Alternatively, contact Victoria at Law Staff Limited quoting reference (phone number removed) PLEASE CHECK YOUR EMAIL (INCLUDING SPAM FOLDER) FOR CONFIRMATION YOUR APPLICATION HAS BEEN RECEIVED. In accordance with The Conduct of Employment Agencies and Employment Businesses Regulations 2003
May 03, 2026
Full time
Our client based in Central London are seeking to add a Bridging Finance Solicitor from 1 years+ to join their property team. Long term prospects are on offer. This is an exciting opportunity for the right candidate to work on diverse work across a leading property platform. This is an office based role. Key Responsibilities for this Bridging Finance Solicitor vacancy: Manage caseload of residential and commercial property transactions from instruction through to completion. Review title documentation, searches, contracts, and reports on title. Liaise with clients, solicitors, estate agents, Lenders and other third parties. Ensure compliance with Anti Money Laundering and regulatory requirements. Identify and mitigate legal and transactional risks. Maintain accurate case management records and meet completion deadlines. Bridging Finance Solicitor experience to include: Draft & review loan agreements, debentures, personal guarantees, and security documentation. Review titles, searches, valuations in line with Lender requirements. Liaise with Underwriters to satisfy pre-loan conditions as part of bridging transactions. Advise clients and lenders on associated risks. Approach matters with both a risk-conscious and commercial view. Maintain excellent communication and visibility throughout caseload. Person Specification for this Bridging Finance Solicitor: Solicitor admitted in England & Wales - 1 years + PQE Commercial and strategic thinker with strong problem-solving skills Keen to support and help grow a thriving Commercial Property practice IT literate to include Word, Excel, Outlook, and Internet applications Ability to demonstrate commercial awareness and pro-activity Excellent communication skills, both written and verbal and the ability to convey clear and concise information If you're a Bridging Finance Solicitor r eady to take the next step in your career, apply today. Alternatively, contact Victoria at Law Staff Limited quoting reference (phone number removed) PLEASE CHECK YOUR EMAIL (INCLUDING SPAM FOLDER) FOR CONFIRMATION YOUR APPLICATION HAS BEEN RECEIVED. In accordance with The Conduct of Employment Agencies and Employment Businesses Regulations 2003