Overview OakNorth is a profitable business that has supported the growth of thousands of entrepreneurs with a new standard of business lending. We're looking for a Senior Fullstack Engineer to join our engineering team in building upon this success, as we grow to play a key part in redefining the future of business banking with next generation financial tools and products. The role Have a strong technical background, including 5+ years of experience designing and engineering large scale systems Measure your success in terms of business impact, not lines of code Internalise the best ideas from across the organisation, humbly setting a vision that others can get behind Embrace DevOps culture: You build it, you run it Work well cross-functional and earn trust from co-workers at all levels Care deeply about mentorship and growing your colleagues Prefer simple solutions and designs over complex ones Enjoy working with a diverse group of people with different areas of expertise You challenge the existing approach when you see the cliff edge racing towards us, but also get on board once the options have been debated and the team has made a decision You're comfortably organised amongst chaos You're a broad thinker and have the capability to see the potential impact of decisions across the wider business Utilise GenerativeAI: Leverage GenAI tools to increase productivity and enhance decision making processes within the role Technology We're pragmatic about our technology choices. These are some of the things we use at the moment: Python PostgreSQL, BigQuery, MySQL TypeScript, React, styled-components Jest, React Testing Library, Cypress, pytest AWS, GCP ECS Fargate, Docker, Terraform, GitHub Actions How we expect you to work We expect you to work in these ways, as well as encouraging and enabling these practices from others: Collaborate - We work in cross-functional, mission driven, autonomous squads that gel over time. We pair program to work better through shared experience and knowledge. Focus on outcomes over outputs - Solving a problem for users that translates to business results is our goal. Measurements focused on that goal help us to understand if we are succeeding. Practice continuous improvement - We optimise for feedback now, rather than presume what might be needed in the future and introduce complexity before it will be used. This means we learn faster. We share learnings in blame-free formats, so that we do not repeat things that have failed, but still have confidence to innovate. Seek to understand our users - We constantly seek understanding from data and conversations to better serve our users' needs, taking an active part in research to hear from them directly and regularly. Embrace and enable continuous deployment - Seamless delivery of changes into an environment - without manual intervention - is essential for us to ensure that we are highly productive; consider resiliency; and practice security by design. Test outside-in, test first - TDD keeps us confident in moving fast, and deploying regularly. We want to solve user problems, and so we test with that mindset - writing scenarios first, then considering our solution; coupling tests to behaviour, rather than implementation. You build it, you run it - We embrace DevOps culture and end-to-end ownership of products and features. Every engineer, regardless of their role, has the opportunity to lead delivery of features from start to finish. Be cloud native - We leverage automation and hosted services to deliver resilient, secure services quickly and consistently. Where SaaS tools help us achieve more productivity and better quality results for a cheap price, we use these to automate low value tasks. How we expect you to behave We embrace difference and know that when we can be ourselves at work, we are happier, more motivated and creative. We want to be able to bring our whole selves to work, have our own perspectives and know that we belong. As such, through your behaviours at work, we expect you to reflect and actively sustain a healthy engineering environment that looks like this: A wide range of voices heard to the benefit of all Teams that are clearly happy, engaged, and laugh together Perceivable safety to have an opinion or ask a question No egos - people listen to and learn from others at all levels, with strong opinions held loosely What makes working here better This is a truly hybrid role, offering engineers the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There's no fixed requirement for days in the office, instead, we focus on creating space for engineers to engage meaningfully, whether that's in-person for whiteboarding sessions or remote for deep focus work. Work-life balance - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances. Competitive salary & equity - We want people to have a serious stake in the business. Good kit - Your choice of the best laptop, running macOS or Ubuntu. Team socials - The opportunity to get to know each other outside of work. Company socials - A chance to catch up and meet new colleagues weekly over informal office breakfasts and dinners on OakNorth - or at our free barista bar every day. Commuter support - We offer the cycle to work & EV scheme. About Us We're OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It's a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said 'no'. Unfortunately, all major banks in the UK were using the same computer - and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists.
Nov 15, 2025
Full time
Overview OakNorth is a profitable business that has supported the growth of thousands of entrepreneurs with a new standard of business lending. We're looking for a Senior Fullstack Engineer to join our engineering team in building upon this success, as we grow to play a key part in redefining the future of business banking with next generation financial tools and products. The role Have a strong technical background, including 5+ years of experience designing and engineering large scale systems Measure your success in terms of business impact, not lines of code Internalise the best ideas from across the organisation, humbly setting a vision that others can get behind Embrace DevOps culture: You build it, you run it Work well cross-functional and earn trust from co-workers at all levels Care deeply about mentorship and growing your colleagues Prefer simple solutions and designs over complex ones Enjoy working with a diverse group of people with different areas of expertise You challenge the existing approach when you see the cliff edge racing towards us, but also get on board once the options have been debated and the team has made a decision You're comfortably organised amongst chaos You're a broad thinker and have the capability to see the potential impact of decisions across the wider business Utilise GenerativeAI: Leverage GenAI tools to increase productivity and enhance decision making processes within the role Technology We're pragmatic about our technology choices. These are some of the things we use at the moment: Python PostgreSQL, BigQuery, MySQL TypeScript, React, styled-components Jest, React Testing Library, Cypress, pytest AWS, GCP ECS Fargate, Docker, Terraform, GitHub Actions How we expect you to work We expect you to work in these ways, as well as encouraging and enabling these practices from others: Collaborate - We work in cross-functional, mission driven, autonomous squads that gel over time. We pair program to work better through shared experience and knowledge. Focus on outcomes over outputs - Solving a problem for users that translates to business results is our goal. Measurements focused on that goal help us to understand if we are succeeding. Practice continuous improvement - We optimise for feedback now, rather than presume what might be needed in the future and introduce complexity before it will be used. This means we learn faster. We share learnings in blame-free formats, so that we do not repeat things that have failed, but still have confidence to innovate. Seek to understand our users - We constantly seek understanding from data and conversations to better serve our users' needs, taking an active part in research to hear from them directly and regularly. Embrace and enable continuous deployment - Seamless delivery of changes into an environment - without manual intervention - is essential for us to ensure that we are highly productive; consider resiliency; and practice security by design. Test outside-in, test first - TDD keeps us confident in moving fast, and deploying regularly. We want to solve user problems, and so we test with that mindset - writing scenarios first, then considering our solution; coupling tests to behaviour, rather than implementation. You build it, you run it - We embrace DevOps culture and end-to-end ownership of products and features. Every engineer, regardless of their role, has the opportunity to lead delivery of features from start to finish. Be cloud native - We leverage automation and hosted services to deliver resilient, secure services quickly and consistently. Where SaaS tools help us achieve more productivity and better quality results for a cheap price, we use these to automate low value tasks. How we expect you to behave We embrace difference and know that when we can be ourselves at work, we are happier, more motivated and creative. We want to be able to bring our whole selves to work, have our own perspectives and know that we belong. As such, through your behaviours at work, we expect you to reflect and actively sustain a healthy engineering environment that looks like this: A wide range of voices heard to the benefit of all Teams that are clearly happy, engaged, and laugh together Perceivable safety to have an opinion or ask a question No egos - people listen to and learn from others at all levels, with strong opinions held loosely What makes working here better This is a truly hybrid role, offering engineers the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There's no fixed requirement for days in the office, instead, we focus on creating space for engineers to engage meaningfully, whether that's in-person for whiteboarding sessions or remote for deep focus work. Work-life balance - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances. Competitive salary & equity - We want people to have a serious stake in the business. Good kit - Your choice of the best laptop, running macOS or Ubuntu. Team socials - The opportunity to get to know each other outside of work. Company socials - A chance to catch up and meet new colleagues weekly over informal office breakfasts and dinners on OakNorth - or at our free barista bar every day. Commuter support - We offer the cycle to work & EV scheme. About Us We're OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It's a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed. Our story OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said 'no'. Unfortunately, all major banks in the UK were using the same computer - and it was broken. Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan? The industry was backward-looking and too focused on historic financials, rather than future potential. So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses? No more what ifs, OakNorth Bank exists.
This senior leadership role will act as the functional lead for OakNorth Group's core financial reporting, tax compliance, and oversight of regulatory reporting. The role is accountable for the financial close, statutory accounts, tax obligations across multiple jurisdictions, and governance of the regulatory reporting framework. The individual will manage day-to-day financial control processes, lead and develop finance teams in India, and partner closely with the Head of Finance & Controls on strategic priorities. This is a hands-on leadership position, balancing operational excellence with contribution to key initiatives across the group. Key Responsibilities Financial Control & Reporting Lead the monthly and annual close process for all group entities, ensuring timely, accurate, IFRS-compliant reporting. Maintain strong ledger controls, reconciliations, and balance sheet integrity. Oversee preparation of statutory accounts and coordination of annual financial statements. Support delivery of external audits for bank and group entities. Taxation Lead UK tax compliance, including corporation tax, VAT, and governance requirements. Oversee group tax operations across the UK, US, and India, managing external advisors and ensuring timely submissions. Support transfer pricing, intercompany arrangements, and tax optimisation initiatives. Regulatory Reporting Provide senior oversight of PRA, FCA, BoE returns, and Pillar 3 disclosures. Act as escalation point for technical/regulatory matters and policy interpretation. Oversee improvements to regulatory reporting processes and systems, ensuring integration with core finance operations. Governance & Controls Strengthen the financial control environment through targeted process improvements, policy alignment, and control testing. Drive consistency in policies, reconciliations, and governance standards across the group. Leadership & Collaboration Functionally lead and mentor finance controllership teams in India, ensuring alignment of objectives, processes, and performance standards with UK operations. Act as the day-to-day lead for finance operations, providing continuity for the Head of Finance & Controls. Partner with FP&A, Treasury, Regulatory, and Legal teams to deliver aligned outputs and support business-wide priorities. Transformation & Strategic Initiatives Lead strategic finance projects, capital optimisation, and process improvements, including adoption of automation, AI, and system upgrades to enhance efficiency, controls, and readiness for new products or services. What we are looking for Qualifications & Experience Fully qualified accountant (ACA, ACCA or equivalent) with 10+ years' post-qualified experience. Strong background in IFRS reporting, tax compliance, and financial controls within financial services or banking; knowledge of US GAAP an advantage. Proven track record in managing close processes, statutory filings, and regulatory interactions. Experience working across geographies and with senior stakeholders. Skills & Attributes Hands-on leader with strong technical expertise and a delivery focus. Confident communicator, able to engage effectively with senior stakeholders, advisors, and regulators. Organised, proactive, and resilient in a fast-paced, regulated environment. Collaborative and capable of developing high-performing teams. Benefits and Perks Equity. We want people to have a stake in the business so that all our interests are aligned. 25 days holiday Personalized benefits - opt-in to what matters to you Subsidised Private Medical Insurance with Bupa Enhanced maternity and paternity leave Wellbeing and social events In-house Barista Bar in London office Support causes that matter to you - Volunteering time off Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)
Nov 04, 2025
Full time
This senior leadership role will act as the functional lead for OakNorth Group's core financial reporting, tax compliance, and oversight of regulatory reporting. The role is accountable for the financial close, statutory accounts, tax obligations across multiple jurisdictions, and governance of the regulatory reporting framework. The individual will manage day-to-day financial control processes, lead and develop finance teams in India, and partner closely with the Head of Finance & Controls on strategic priorities. This is a hands-on leadership position, balancing operational excellence with contribution to key initiatives across the group. Key Responsibilities Financial Control & Reporting Lead the monthly and annual close process for all group entities, ensuring timely, accurate, IFRS-compliant reporting. Maintain strong ledger controls, reconciliations, and balance sheet integrity. Oversee preparation of statutory accounts and coordination of annual financial statements. Support delivery of external audits for bank and group entities. Taxation Lead UK tax compliance, including corporation tax, VAT, and governance requirements. Oversee group tax operations across the UK, US, and India, managing external advisors and ensuring timely submissions. Support transfer pricing, intercompany arrangements, and tax optimisation initiatives. Regulatory Reporting Provide senior oversight of PRA, FCA, BoE returns, and Pillar 3 disclosures. Act as escalation point for technical/regulatory matters and policy interpretation. Oversee improvements to regulatory reporting processes and systems, ensuring integration with core finance operations. Governance & Controls Strengthen the financial control environment through targeted process improvements, policy alignment, and control testing. Drive consistency in policies, reconciliations, and governance standards across the group. Leadership & Collaboration Functionally lead and mentor finance controllership teams in India, ensuring alignment of objectives, processes, and performance standards with UK operations. Act as the day-to-day lead for finance operations, providing continuity for the Head of Finance & Controls. Partner with FP&A, Treasury, Regulatory, and Legal teams to deliver aligned outputs and support business-wide priorities. Transformation & Strategic Initiatives Lead strategic finance projects, capital optimisation, and process improvements, including adoption of automation, AI, and system upgrades to enhance efficiency, controls, and readiness for new products or services. What we are looking for Qualifications & Experience Fully qualified accountant (ACA, ACCA or equivalent) with 10+ years' post-qualified experience. Strong background in IFRS reporting, tax compliance, and financial controls within financial services or banking; knowledge of US GAAP an advantage. Proven track record in managing close processes, statutory filings, and regulatory interactions. Experience working across geographies and with senior stakeholders. Skills & Attributes Hands-on leader with strong technical expertise and a delivery focus. Confident communicator, able to engage effectively with senior stakeholders, advisors, and regulators. Organised, proactive, and resilient in a fast-paced, regulated environment. Collaborative and capable of developing high-performing teams. Benefits and Perks Equity. We want people to have a stake in the business so that all our interests are aligned. 25 days holiday Personalized benefits - opt-in to what matters to you Subsidised Private Medical Insurance with Bupa Enhanced maternity and paternity leave Wellbeing and social events In-house Barista Bar in London office Support causes that matter to you - Volunteering time off Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)
Overview At OakNorth, we're on a mission to empower the UK's most ambitious businesses. Since 2015, we've lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers - all while fuelling the UK economy. Team Mission In Business Banking, the Onboarding squad's mission is to revolutionise SME onboarding by building an intelligent, flexible platform that seamlessly blends human expertise with smart technology. We're looking for a Senior Fullstack Engineer to join the squad as we efficiently scale our onboarding throughput while not compromising on quality, compliance, or care. The role Have a strong technical background, including 5+ years of experience designing and engineering large-scale systems Measure your success in terms of business impact, not lines of code Internalise the best ideas from across the organisation, humbly setting a vision that others can get behind Embrace DevOps culture: You build it, you run it Work well cross-functionally and earn trust from co-workers at all levels Care deeply about mentorship and growing your colleagues Prefer simple solutions and designs over complex ones Enjoy working with a diverse group of people with different areas of expertise You challenge the existing approach when you see the cliff edge racing towards us, but also get on board once the options have been debated and the team has made a decision You're a broad thinker and have the capability to see the potential impact of decisions across the wider business Utilise GenerativeAI: Leverage GenAI tools to increase productivity and enhance decision-making processes within the role Technology We're pragmatic about our technology choices. These are some of the things we use at the moment: Python ️ PostgreSQL, BigQuery, MySQL TypeScript, React, styled-components Jest, React Testing Library, Cypress, pytest ️ AWS, GCP ECS Fargate, Docker, Terraform, GitHub Actions How we expect you to work We expect you to work in these ways, as well as encouraging and enabling these practices from others: Collaborate - We work in cross-functional, mission driven, autonomous squads that gel over time. We pair program to work better through shared experience and knowledge. Focus on outcomes over outputs - Solving a problem for users that translates to business results is our goal. Measurements focused on that goal help us to understand if we are succeeding. Practice continuous improvement - We optimise for feedback now, rather than presume what might be needed in the future and introduce complexity before it will be used. This means we learn faster. We share learnings in blame-free formats, so that we do not repeat things that have failed, but still have confidence to innovate. Seek to understand our users - We constantly seek understanding from data and conversations to better serve our users' needs, taking an active part in research to hear from them directly and regularly. Embrace and enable continuous deployment - Seamless delivery of changes into an environment - without manual intervention - is essential for us to ensure that we are highly productive; consider resiliency; and practice security by design. Test outside-in, test first - TDD keeps us confident in moving fast, and deploying regularly. We want to solve user problems, and so we test with that mindset - writing scenarios first, then considering our solution; coupling tests to behaviour, rather than implementation. You build it, you run it ️ - We embrace DevOps culture and end-to-end ownership of products and features. Every engineer, regardless of their role, has the opportunity to lead delivery of features from start to finish. Be cloud native ️ - We leverage automation and hosted services to deliver resilient, secure services quickly and consistently. Where SaaS tools help us achieve more productivity and better quality results for a cheap price, we use these to automate low value tasks. How we expect you to behave We embrace difference and know that when we can be ourselves at work, we are happier, more motivated and creative. We want to be able to bring our whole selves to work, have our own perspectives and know that we belong. As such, through your behaviours at work, we expect you to reflect and actively sustain a healthy engineering environment that looks like this: A wide range of voices heard to the benefit of all Teams that are clearly happy, engaged, and laugh together Perceivable safety to have an opinion or ask a question No egos - people listen to and learn from others at all levels, with strong opinions held loosely What makes working here better This is a truly hybrid role, offering engineers the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There's no fixed requirement for days in the office, instead, we focus on creating space for engineers to engage meaningfully, whether that's in-person for whiteboarding sessions or remote for deep focus work. Work-life balance - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances. Competitive salary & equity - We want people to have a serious stake in the business. Good kit - Your choice of the best laptop, running macOS or Ubuntu. Team socials - The opportunity to get to know each other outside of work. Company socials - A chance to catch up and meet new colleagues weekly over informal office breakfasts and dinners on OakNorth - or at our free barista bar every day. Commuter support - We offer the cycle to work & EV scheme.
Oct 29, 2025
Full time
Overview At OakNorth, we're on a mission to empower the UK's most ambitious businesses. Since 2015, we've lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers - all while fuelling the UK economy. Team Mission In Business Banking, the Onboarding squad's mission is to revolutionise SME onboarding by building an intelligent, flexible platform that seamlessly blends human expertise with smart technology. We're looking for a Senior Fullstack Engineer to join the squad as we efficiently scale our onboarding throughput while not compromising on quality, compliance, or care. The role Have a strong technical background, including 5+ years of experience designing and engineering large-scale systems Measure your success in terms of business impact, not lines of code Internalise the best ideas from across the organisation, humbly setting a vision that others can get behind Embrace DevOps culture: You build it, you run it Work well cross-functionally and earn trust from co-workers at all levels Care deeply about mentorship and growing your colleagues Prefer simple solutions and designs over complex ones Enjoy working with a diverse group of people with different areas of expertise You challenge the existing approach when you see the cliff edge racing towards us, but also get on board once the options have been debated and the team has made a decision You're a broad thinker and have the capability to see the potential impact of decisions across the wider business Utilise GenerativeAI: Leverage GenAI tools to increase productivity and enhance decision-making processes within the role Technology We're pragmatic about our technology choices. These are some of the things we use at the moment: Python ️ PostgreSQL, BigQuery, MySQL TypeScript, React, styled-components Jest, React Testing Library, Cypress, pytest ️ AWS, GCP ECS Fargate, Docker, Terraform, GitHub Actions How we expect you to work We expect you to work in these ways, as well as encouraging and enabling these practices from others: Collaborate - We work in cross-functional, mission driven, autonomous squads that gel over time. We pair program to work better through shared experience and knowledge. Focus on outcomes over outputs - Solving a problem for users that translates to business results is our goal. Measurements focused on that goal help us to understand if we are succeeding. Practice continuous improvement - We optimise for feedback now, rather than presume what might be needed in the future and introduce complexity before it will be used. This means we learn faster. We share learnings in blame-free formats, so that we do not repeat things that have failed, but still have confidence to innovate. Seek to understand our users - We constantly seek understanding from data and conversations to better serve our users' needs, taking an active part in research to hear from them directly and regularly. Embrace and enable continuous deployment - Seamless delivery of changes into an environment - without manual intervention - is essential for us to ensure that we are highly productive; consider resiliency; and practice security by design. Test outside-in, test first - TDD keeps us confident in moving fast, and deploying regularly. We want to solve user problems, and so we test with that mindset - writing scenarios first, then considering our solution; coupling tests to behaviour, rather than implementation. You build it, you run it ️ - We embrace DevOps culture and end-to-end ownership of products and features. Every engineer, regardless of their role, has the opportunity to lead delivery of features from start to finish. Be cloud native ️ - We leverage automation and hosted services to deliver resilient, secure services quickly and consistently. Where SaaS tools help us achieve more productivity and better quality results for a cheap price, we use these to automate low value tasks. How we expect you to behave We embrace difference and know that when we can be ourselves at work, we are happier, more motivated and creative. We want to be able to bring our whole selves to work, have our own perspectives and know that we belong. As such, through your behaviours at work, we expect you to reflect and actively sustain a healthy engineering environment that looks like this: A wide range of voices heard to the benefit of all Teams that are clearly happy, engaged, and laugh together Perceivable safety to have an opinion or ask a question No egos - people listen to and learn from others at all levels, with strong opinions held loosely What makes working here better This is a truly hybrid role, offering engineers the flexibility to work from home while also providing opportunities to collaborate in person with the team when it adds value. There's no fixed requirement for days in the office, instead, we focus on creating space for engineers to engage meaningfully, whether that's in-person for whiteboarding sessions or remote for deep focus work. Work-life balance - 25 days holiday (plus bank holidays) each year, and enhanced family leave allowances. Competitive salary & equity - We want people to have a serious stake in the business. Good kit - Your choice of the best laptop, running macOS or Ubuntu. Team socials - The opportunity to get to know each other outside of work. Company socials - A chance to catch up and meet new colleagues weekly over informal office breakfasts and dinners on OakNorth - or at our free barista bar every day. Commuter support - We offer the cycle to work & EV scheme.
At OakNorth, we're looking for a Fund Finance Originator to help grow our Fund Finance offering in the UK. As a Director, you'll use your network to source high-quality new deals, supporting our mission to help entrepreneurs and scaling businesses reach their potential faster through flexible finance and partnership. Since launching in 2015, OakNorth has lent more than $18 billion to ambitious entrepreneurs across the UK and over $1.5 billion in the US since summer 2023. That lending has helped create over 36,000 new jobs and 58,000 new homes, and we're just getting started. Our directors take end-to-end ownership, combining credit discipline with an unmatched customer experience, pairing strong 1:1 relationships with the power of the OakNorth platform. Like our customers, we think and act like entrepreneurs, so an ownership mindset is key to success here. Key Responsibilities Originate, structure, execute transactions that meet the lending requirements of OakNorth Manage and further develop existing customer relationships, along with identifying new relationships and opportunities in the market Work as part of a team on the execution of Fund Finance deals Build the profile of Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firms Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market Spread financial accounts and financial modelling Analyse financial accounts and manage information and prepare credit memorandums Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment Ensure transaction are documented in accordance with credit approved terms and credit sanctions Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction Have an overview of ongoing relationship management and client experience Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality Ensure high level of customer experience at all times Meet team and individual targets set by OakNorth ExCo, CEO and the Board Structure transactions appropriately, and prove full credit reports to sanctioning authority Maintain close relationships with customers and reporting to Credit in line with policy, in a timely manner Act in accordance with OakNorth Bank's values at all times What we are looking for In depth understanding of SMEs or Fund Finance banking environments Previous experience as an originator within fund finance A background in front office and risk within SME Commercial Banking Excellent communication and customer facing skills Good understanding of business processes, strategy and credit policies Strong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papers Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions Experience in presenting credit case internally to a credit committee Strong problem solving ability Degree in Finance / Commerce or equivalent Benefits and Perks Equity. We want people to have a stake in the business so that all our interests are aligned. 25 days holiday Personalized benefits - opt-in to what matters to you Subsidised Private Medical Insurance with Bupa Enhanced maternity and paternity leave Wellbeing and social events In-house Barista Bar in London office Support causes that matter to you - Volunteering time off Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme) About Us We're OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It's a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
Oct 29, 2025
Full time
At OakNorth, we're looking for a Fund Finance Originator to help grow our Fund Finance offering in the UK. As a Director, you'll use your network to source high-quality new deals, supporting our mission to help entrepreneurs and scaling businesses reach their potential faster through flexible finance and partnership. Since launching in 2015, OakNorth has lent more than $18 billion to ambitious entrepreneurs across the UK and over $1.5 billion in the US since summer 2023. That lending has helped create over 36,000 new jobs and 58,000 new homes, and we're just getting started. Our directors take end-to-end ownership, combining credit discipline with an unmatched customer experience, pairing strong 1:1 relationships with the power of the OakNorth platform. Like our customers, we think and act like entrepreneurs, so an ownership mindset is key to success here. Key Responsibilities Originate, structure, execute transactions that meet the lending requirements of OakNorth Manage and further develop existing customer relationships, along with identifying new relationships and opportunities in the market Work as part of a team on the execution of Fund Finance deals Build the profile of Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firms Assess appropriate organic and inorganic growth opportunities for OakNorth Bank in the market Spread financial accounts and financial modelling Analyse financial accounts and manage information and prepare credit memorandums Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment Ensure transaction are documented in accordance with credit approved terms and credit sanctions Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction Have an overview of ongoing relationship management and client experience Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality Ensure high level of customer experience at all times Meet team and individual targets set by OakNorth ExCo, CEO and the Board Structure transactions appropriately, and prove full credit reports to sanctioning authority Maintain close relationships with customers and reporting to Credit in line with policy, in a timely manner Act in accordance with OakNorth Bank's values at all times What we are looking for In depth understanding of SMEs or Fund Finance banking environments Previous experience as an originator within fund finance A background in front office and risk within SME Commercial Banking Excellent communication and customer facing skills Good understanding of business processes, strategy and credit policies Strong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papers Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions Experience in presenting credit case internally to a credit committee Strong problem solving ability Degree in Finance / Commerce or equivalent Benefits and Perks Equity. We want people to have a stake in the business so that all our interests are aligned. 25 days holiday Personalized benefits - opt-in to what matters to you Subsidised Private Medical Insurance with Bupa Enhanced maternity and paternity leave Wellbeing and social events In-house Barista Bar in London office Support causes that matter to you - Volunteering time off Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme) About Us We're OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It's a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market. But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.