Chamberlain Career Management Limited

Head of Origination - Residential Development The business: Our client is a private investment group, now in its third decade of trading, located in Greater Manchester and London. The group is now working in partnership with lenders across the market to transform development finance. Their unique product supports more SME housebuilding across England and Wales by removing sales risk and increasing returns. The opportunity: The chance to join a fast-moving company and help accelerate its growth. Working alongside senior figures from the development finance industry, you will play an instrumental role in shaping and scaling the business. As the business develops, so will the career opportunities. The culture: The company stands out in the industry through a relentless focus on innovation and on the personal development of its employees. The successful candidate will be granted full autonomy to work across the market to drive new origination and work to grow the business through evolving its products and processes. Summary of responsibilities: Spearheading the origination of new residential development transactions - working with quality finance brokers and development finance lenders. Structuring Heads of Terms, writing and presenting Investment Committee papers. Undertaking development finance due diligence including critically reviewing professional valuation and monitoring surveyor reports. Structuring bespoke solutions to unlock new housing across multiple sites. New product creation and establishment. Behaviours, skills and experience required: Curiosity and growth mindset Commerciality and negotiation skills Residential development finance experience Demonstrable network of senior stakeholders across the industry Track record of originating residential development transactions Leadership experience in a high growth business useful Reward: Competitive basic salary, benefits including healthcare and pension, uncapped industry leading bonus scheme, equity options (subject to a 12-month qualification period)

Job Title: Relationship Director - Real Estate Finance Location: London & Surrounding Areas The Bank: Serves the needs of scale up or medium sized and fast-growing SMEs; professionals; high net worth and mass affluent individuals - market segments that still value human service enabled by great technology. Professional and personal lives often overlap, and the banks mission is to help empower their customers to achieve their ambitions by serving all their interdependent banking needs. They provide a comprehensive range of digitally enabled products and services to meet the property finance, business and commercial banking, private banking and personal savings needs of their customers. Their human and digital model transforms banking for customers who still value a face-to-face relationship that is enabled by the latest digital technology. The bank is on an exciting UK wide journey of growth and diversification. Summary of Role: To inherit and manage a portfolio of Real Estate Finance clients (property investment transactions typically £2-20m in size) with a remit to grow the portfolio. Summary of Responsibilities: Deliver a continuous pipeline of new business opportunities Accountable for pro-active management of the portfolio from origination, in-life to close-out/repayment in line with company policy and procedures Maintain and grow an introducer network to support requirement for new business Comply with banks strategy, risk, regulatory and operational policies To positively represent and promote the banks proposition in the external market Collaborate with the wider Commercial team and other internal business units to deliver great customer outcomes Ability to articulate new business propositions and annual reviews (Quality credit applications, deal specifics and detailed risk appraisals) to Credit Committee Essential Knowledge & Experience: Advanced technical skills and experience in the structuring of Real Estate Finance transactions to achieve the best outcomes for customers and the bank Proven track record of relationship management and business origination in a commercial banking (or very similar) environment The Opportunity: This is an opportunity to join an established but modern bank who continue to go through positive growth and diversification. Career opportunities are there for the taking for ambitious employees who perform well. Basic Salary: Competitive, dependent upon experience Various other benefits including a cash allowance, generous non-contributory pension, annual discretionary bonus, healthcare, life cover and more.

Assistant Relationship Manager - Real Estate Finance The Bank: An established, well-funded and capitalised UK Bank with a 70-year track record. From their offices throughout the UK the Bank's lending businesses focus on Asset Based Lending, Motor Finance, Retail Finance and Real Estate Finance. Customers are at the heart of everything the Bank does, and people are their biggest investment. A career with this Bank is not just a job, it's the chance to be part of something bigger and play a role in building the best bank in Britain. The Bank believes in giving their employees autonomy and recognising initiative and exceptional performance through a variety of individual and team awards and incentives. Business Area Summary: Real Estate Finance is a core and extremely important, growing part of the Bank's business. Everything they do is focused on providing industry expertise and financial support so property investors and developers can realise their ambitions. From family homes to mixed-use schemes or student accommodation, their funding specialists support property development and investment projects throughout the UK. Job Purpose: To support the management of the Real Estate Finance pipeline through to successful completion, keeping all parties updated and proactively chasing progress To maintain and assist with in-life support for existing customer base To support the Real Estate Finance Relationship Directors to grow the customer base by consistently delivering excellent customer service Key Responsibilities: Support the management of the deal execution process, take personal responsibility for ensuring a positive customer experience Project manage all transactions within appropriate timescales, proactively chase internal and external partners to facilitate drawdown of funds Advise the Relationship Director of progress, agree action plan for any issues and execute to take deal to next stage Collaborating with Relationship Directors and borrowers to fulfil CDD/CRA requirements during the life of the customer relationship Responsible for obtaining professional quotes for legal, monitoring surveyor and valuation services, preparing instruction letters for professional services to act on behalf of the Bank, ensuring the most up to date versions are utilised Review and present all conditions precedent for sign off by Relationship Director and Credit ensuring supporting documents are accurate and saved in appropriate locations Obtain and collate covenant information from customers ensuring supporting documents are accurate and saved in appropriate locations Ability to prioritise and work to tight deadlines, assist other team members during peak periods Identify, assess, and escalate all risks and ensure compliance with internal Policies and external regulations (including Customer Due Diligence, Records Management, Information Security, Complaints, Anti-Bribery & Corruption) Collating information necessary to facilitate tranche drawdowns and present the information in a timely manner to the Relationship Director Liaise with borrower, professional panel and finance in respect of repayments and security releases (procuring the necessary information and present to the Relationship Director for submission to credit) ensuring internal systems are kept up to date and accurate Work collaboratively with the Relationship Team, Financial Crime, Credit & Governance & Quality Assurance to deliver a 1st class service to the Bank's customer base Input data to maintain accurate records relating to the portfolio to ensure data quality / MI reporting remains robust, aspire to 100% right first time (Aurius, I-Drive, nCino) Knowledge & Experience Required: Experience in Financial Services and working knowledge of Financial Services regulations (i.e. customer due diligence, anti-money laundering, GDPR, etc.) Experience and expert knowledge of Customer Due Diligence, methodologies and standards, preferably in Real Estate Finance or generalist Commercial banking Background of high performance in a Real Estate Finance or generalist Commercial banking environment, exceptional customer service essential Strong prioritisation skills and proven track record in working under pressure Ability to engage and influence multiple stakeholders at various levels across the Bank Strong verbal and written communication, analytical skills, problem solving and judgement Attention to detail and accuracy Ability to work in a fast-paced environment, prioritise, plan and execute to agreed timelines under limited supervision Good IT skills A-level or Banking Qualification How You Will Be Rewarded: This is an opportunity to be part of an established team within an established but growing bank and division This is a chance to be part of a nimble organisation where career opportunities are there for the taking as they continue to grow Training, learning and development via the Bank's Real Estate Finance Academy You will receive a very competitive basic salary, generous discretionary bonus plus pension, life cover, and other flexible benefits. Flexible working - the option to work 2 days a week in the office and 3 days a week from home

Assistant Relationship Manager - Real Estate Finance The Bank: An established, well-funded and capitalised UK Bank with a 70-year track record. From their offices throughout the UK the Bank's lending businesses focus on Asset Based Lending, Motor Finance, Retail Finance and Real Estate Finance. Customers are at the heart of everything the Bank does, and people are their biggest investment. A career with this Bank is not just a job, it's the chance to be part of something bigger and play a role in building the best bank in Britain. The Bank believes in giving their employees autonomy and recognising initiative and exceptional performance through a variety of individual and team awards and incentives. Business Area Summary: Real Estate Finance is a core and extremely important, growing part of the Bank's business. Everything they do is focused on providing industry expertise and financial support so property investors and developers can realise their ambitions. From family homes to mixed-use schemes or student accommodation, their funding specialists support property development and investment projects throughout the UK. Job Purpose: To support the management of the Real Estate Finance pipeline through to successful completion, keeping all parties updated and proactively chasing progress To maintain and assist with in-life support for existing customer base To support the Real Estate Finance Relationship Directors to grow the customer base by consistently delivering excellent customer service Key Responsibilities: Support the management of the deal execution process, take personal responsibility for ensuring a positive customer experience Project manage all transactions within appropriate timescales, proactively chase internal and external partners to facilitate drawdown of funds Advise the Relationship Director of progress, agree action plan for any issues and execute to take deal to next stage Collaborating with Relationship Directors and borrowers to fulfil CDD/CRA requirements during the life of the customer relationship Responsible for obtaining professional quotes for legal, monitoring surveyor and valuation services, preparing instruction letters for professional services to act on behalf of the Bank, ensuring the most up to date versions are utilised Review and present all conditions precedent for sign off by Relationship Director and Credit ensuring supporting documents are accurate and saved in appropriate locations Obtain and collate covenant information from customers ensuring supporting documents are accurate and saved in appropriate locations Ability to prioritise and work to tight deadlines, assist other team members during peak periods Identify, assess, and escalate all risks and ensure compliance with internal Policies and external regulations (including Customer Due Diligence, Records Management, Information Security, Complaints, Anti-Bribery & Corruption) Collating information necessary to facilitate tranche drawdowns and present the information in a timely manner to the Relationship Director Liaise with borrower, professional panel and finance in respect of repayments and security releases (procuring the necessary information and present to the Relationship Director for submission to credit) ensuring internal systems are kept up to date and accurate Work collaboratively with the Relationship Team, Financial Crime, Credit & Governance & Quality Assurance to deliver a 1st class service to the Bank's customer base Input data to maintain accurate records relating to the portfolio to ensure data quality / MI reporting remains robust, aspire to 100% right first time (Aurius, I-Drive, nCino) Knowledge & Experience Required: Experience in Financial Services and working knowledge of Financial Services regulations (i.e. customer due diligence, anti-money laundering, GDPR, etc.) Experience and expert knowledge of Customer Due Diligence, methodologies and standards, preferably in Real Estate Finance or generalist Commercial banking Background of high performance in a Real Estate Finance or generalist Commercial banking environment, exceptional customer service essential Strong prioritisation skills and proven track record in working under pressure Ability to engage and influence multiple stakeholders at various levels across the Bank Strong verbal and written communication, analytical skills, problem solving and judgement Attention to detail and accuracy Ability to work in a fast-paced environment, prioritise, plan and execute to agreed timelines under limited supervision Good IT skills A-level or Banking Qualification How You Will Be Rewarded: This is an opportunity to be part of an established team within an established but growing bank and division This is a chance to be part of a nimble organisation where career opportunities are there for the taking as they continue to grow Training, learning and development via the Bank's Real Estate Finance Academy You will receive a very competitive basic salary, generous discretionary bonus plus pension, life cover, and other flexible benefits. Flexible working - the option to work 2 days a week in the office and 3 days a week from home

Business Development Manager - Real Estate Finance The Bank: Operating in the UK for 60+ years from 10 offices serving retail, SME, and corporate customers. Globally the bank has more than 9,000 branches, with 100 overseas offices in 21 countries across 5 continents serving over 130 million customers. The UK business has recently embarked upon an exciting and substantial journey of growth and transformation. Key Responsibilities: Work in conjunction with the UK Head of Business Development to deliver ambitious sales growth plans Primarily 'hunterfocussed' the BDM will source and execute new property lending transactions within the assigned territory Develop and execute a regional business development strategy to grow the customer base to deliver revenue and profitability in line with Bank's strategy New lending opportunities to be sourced directly, via FCA directly authorised Brokers and other Strategic Partners Own the annual sales target Work in conjunction with the Management Team and in particular the Head of Product and Head of Marketing to develop and enhance the Bank's product range to address the specific requirements of the target customer base needs Provide continual market and competitor updates Skills & Qualifications: Significant sales experience within a Commercial Bank or Specialist Lender Strong property finance knowledge, including BTL, Commercial and Development Finance Significant understanding of the local Property market The successful candidate will have a strong professional network, including brokers The candidate must be both focussed and tenacious in pursuing stretching targets and demonstrate the ability to react quickly to take advantage of opportunities A natural collaborator who is a highly effective team player with demonstrable stakeholder management skills Excellent listening, negotiation, and presentation skills Excellent verbal and written communications skills The ability to work in a fast-paced, high-growth environment, managing multiple projects and working to tight deadlines An effective communicator with the ability to: o Communicate, present and influence at all levels of an organisation, including Executive and C-level o Articulate the distinct aspects of products and services o Present the value of a proposition through proposals and presentations o Position products against competitors The Opportunity: The chance to join an established stable bank. An opportunity to join a business at the beginning of a substantial growth and transformation programme, leading to career progression opportunities for the right people. The chance to play a major role in the banks plan to grow the UK wide lending book 4-fold in the next 3 years. Competitive basic salary, discretionary annual bonus plus other benefits including generous pension and healthcare.

Business Loan Relationship Manager We have an exciting new opportunity for an experienced Relationship Manager from a SME (Small and Medium enterprises) lending background to join an established team. Covering the East of England, you will be responsible for origination, appraisal, and execution of loan funding proposals for SME's, in the range £50k - £250k. These are unsecured loans to help businesses scale-up by reviewing their business plans and projections. It is true "market gap" funding, i.e. funding that Bank's will not provide, but businesses need to be able to grow. About The Business: Their primary goal is to provide tailored funding solutions and support for ambitious and innovative small and medium enterprises (SMEs), to help them achieve their maximum potential. With nearing £200m of debt and equity funds under management, the Group is continuing to grow and prides itself on taking a holistic approach to the funding needs of their clients. You will be expected to: Build a pipeline of suitable lending opportunities, developing relationships with introducers, and marketing the product to appropriate audiences Carry out evaluation and due diligence on suitable proposals Present proposals to a loan scheme committee Manage completion matters post approval including preparation of facility documentation Work alongside company solicitors to ensure all security requirements are met Manage client portfolio, monitoring performance and identifying early potential default situations Be a part of reporting to fund stakeholders on performance of the fund. Desired Skills & Experience: The ideal candidate will have strong experience in trading business lending for SMEs Strong relationship management skills and a track record in new business development Demonstrable ability to assess and structure loan propositions where primary repayment source is future cashflow generation based on planned expansion Ability to multi-task and prioritise deadlines to meet customer expectations Good presentation skills and ability to communicate and interact at all levels of management IT proficiency - MS Word, PowerPoint and Excel A diligent working style and some form of experience using CRM systems to manage and track proposal activities. What's on offer: A competitive base salary commensurate with your experience 25 days annual leave plus usual Bank holidays in England & Wales 5% contribution to employer pension scheme, subject to minimum 3% contribution from employee Ability to join the private medical scheme (50% employer contribution to premium) Death in Service benefit equivalent to 4x salary Discretionary annual bonus The chance to work for a business that truly helps UK SME's thrive

Credit Risk Analyst Location: London or Birmingham (with flexible working) Reporting to: Head of Credit Risk/Chief Risk Officer The business: Our client is in the final stages of the process of applying for permission to become a regulated Bank. They believe Banks have a pivotal role to play in helping shape a socially responsible, ethically, and ecologically sound and sustainable future for all. They'll offer expert real estate lending for conscientious businesses across the full property lifecycle with favourable pricing for sustainable projects, properties, and businesses. Purpose of role: This role is responsible for analysing and reporting on the credit risk in the Bank's lending book to ensure that the risks fall within the risk appetite, and that the risks in the portfolio can be clearly understood by the relevant committees and the Board. Key role responsibilities: Developing models to analyse the performance of the bank's lending book and to enable reports to be produced that identify the credit risk in the book. Regularly producing these reports. Reviewing the model and its outputs to ensure that it remains relevant and update as necessary. Developing and providing reports that forecast the credit risk profile of the lending book. Developing and monitoring KPI and EWI in respect of the credit risk in the lending book. Analysing and modelling how the book will perform under defined stress scenarios and identify any issues or opportunities for the book as a result. (Identifying stresses that may cause issues with the book.) Provide ad hoc reporting as required. Supporting the development of the credit risk models to support the ICAAP. Participate in projects to develop products and systems, to ensure that a Credit perspective is incorporated when changes are made to the Bank's lending activities. Person Specification: Technical/Experience Essential Experienced with credit risk reporting and analytics. Familiar with credit scoring principles. Have a university degree in a relevant/analytical field (Banking, Finance, Maths, Engineering, etc.) or equivalent work experience. Experience of using appropriate technology - which may be Python, Sas, SQL. Excellent Excel skills including pivot tables, lookups, and VBA. Demonstrated experience using statistical, analytical and visualisation skills to generate insights. Have worked in PRA/FCA environment and understand the nature of the regulations that apply to Banks in respect of credit risk. Desirable Understanding of capital and ICAAP requirements and Capital Requirements Regulations. Understanding of how to interpret company report and accounts and how these are used in underwriting loans. Personal Excellent analytical skills. Comfortable manipulating large amounts of data and able to identify patterns in data and explain them clearly and concisely. Strong written and verbal communication skills. Well organised with good attention to detail. Self-starter and takes the initiative. Able to operate autonomously and jointly as a member of a team. Conduct rules applicable to the role: You must act with integrity. You must act with due skills, care, and diligence. You must be open and co-operative with the FCA, PRA and other regulators. You much pay due regard to the interests of customers and treat them fairly. You must observe proper standards of market conduct. The opportunity: This is a great opportunity to join a brand-new business at the beginning of an exciting journey. You'll be able to play a significant part in the success of the Bank, benefit from a varied role with lots of flexibility plus have access to an energetic and passionate Exco and Board. Career opportunities are there for the taking as the Bank grows and diversifies. On offer is a very competitive basic salary dependent upon experience plus various benefits.

Senior Credit Risk Analyst Location: London or Birmingham (with flexible working) Reporting to: Head of Credit Risk/Chief Risk Officer The business: Our client is in the final stages of the process of applying for permission to become a regulated Bank. They believe Banks have a pivotal role to play in helping shape a socially responsible, ethically, and ecologically sound and sustainable future for all. They'll offer expert real estate lending for conscientious businesses across the full property lifecycle with favourable pricing for sustainable projects, properties, and businesses. Purpose of role: This role is responsible for analysing and reporting on the credit risk in the Bank's lending book to ensure that the risks fall within the risk appetite, and that the risks in the portfolio can be clearly understood by the relevant committees and the Board. Key role responsibilities: Developing models to analyse the performance of the bank's lending book and to enable reports to be produced that identify the credit risk in the book. Regularly producing these reports. Reviewing the model and its outputs to ensure that it remains relevant and update as necessary. Developing and providing reports that forecast the credit risk profile of the lending book. Developing and monitoring KPI and EWI in respect of the credit risk in the lending book. Analysing and modelling how the book will perform under defined stress scenarios and identify any issues or opportunities for the book as a result. (Identifying stresses that may cause issues with the book.) Provide ad hoc reporting as required. Supporting the development of the credit risk models to support the ICAAP. Participate in projects to develop products and systems, to ensure that a Credit perspective is incorporated when changes are made to the Bank's lending activities. Person Specification: Technical/Experience Essential Experienced with credit risk reporting and analytics. Familiar with credit scoring principles. Have a university degree in a relevant/analytical field (Banking, Finance, Maths, Engineering, etc.) or equivalent work experience. Experience of using appropriate technology - which may be Python, Sas, SQL. Excellent Excel skills including pivot tables, lookups, and VBA. Demonstrated experience using statistical, analytical and visualisation skills to generate insights. Have worked in PRA/FCA environment and understand the nature of the regulations that apply to Banks in respect of credit risk. Desirable Understanding of capital and ICAAP requirements and Capital Requirements Regulations. Understanding of how to interpret company report and accounts and how these are used in underwriting loans. Personal Excellent analytical skills. Comfortable manipulating large amounts of data and able to identify patterns in data and explain them clearly and concisely. Strong written and verbal communication skills. Well organised with good attention to detail. Self-starter and takes the initiative. Able to operate autonomously and jointly as a member of a team. Conduct rules applicable to the role: You must act with integrity. You must act with due skills, care, and diligence. You must be open and co-operative with the FCA, PRA and other regulators. You much pay due regard to the interests of customers and treat them fairly. You must observe proper standards of market conduct. The opportunity: This is a great opportunity to join a brand-new business at the beginning of an exciting journey. You'll be able to play a significant part in the success of the Bank, benefit from a varied role with lots of flexibility plus have access to an energetic and passionate Exco and Board. Career opportunities are there for the taking as the Bank grows and diversifies. On offer is a very competitive basic salary dependent upon experience plus various benefits.

Business Development Manager - Real Estate Finance The Bank: Operating in the UK for 60+ years from 10 offices serving retail, SME, and corporate customers. Globally the bank has more than 9,000 branches, with 100 overseas offices in 21 countries across 5 continents serving over 130 million customers. The UK business has recently embarked upon an exciting and substantial journey of growth and transformation. Key Responsibilities: Work in conjunction with the UK Head of Business Development to deliver ambitious sales growth plans Primarily 'hunterfocussed' the BDM will source and execute new property lending transactions within the assigned territory Develop and execute a regional business development strategy to grow the customer base to deliver revenue and profitability in line with Bank's strategy New lending opportunities to be sourced directly, via FCA directly authorised Brokers and other Strategic Partners Own the annual sales target Work in conjunction with the Management Team and in particular the Head of Product and Head of Marketing to develop and enhance the Bank's product range to address the specific requirements of the target customer base needs Provide continual market and competitor updates Skills & Qualifications: Significant sales experience within a Commercial Bank or Specialist Lender Strong property finance knowledge, including BTL, Commercial and Development Finance Significant understanding of the local Property market The successful candidate will have a strong professional network, including brokers The candidate must be both focussed and tenacious in pursuing stretching targets and demonstrate the ability to react quickly to take advantage of opportunities A natural collaborator who is a highly effective team player with demonstrable stakeholder management skills Excellent listening, negotiation, and presentation skills Excellent verbal and written communications skills The ability to work in a fast-paced, high-growth environment, managing multiple projects and working to tight deadlines An effective communicator with the ability to: o Communicate, present and influence at all levels of an organisation, including Executive and C-level o Articulate the distinct aspects of products and services o Present the value of a proposition through proposals and presentations o Position products against competitors The Opportunity: The chance to join an established stable bank. An opportunity to join a business at the beginning of a substantial growth and transformation programme, leading to career progression opportunities for the right people. The chance to play a major role in the banks plan to grow the UK wide lending book 4-fold in the next 3 years. Competitive basic salary, discretionary annual bonus plus other benefits including generous pension and healthcare.