YouLend

Director of Data and AI Department: Platform Employment Type: Permanent Location: London Reporting To: James Complin Description We're seeking a strategic Director of Data and AI to lead, develop, and empower our Data and AI teams. This role balances leadership with technical excellence; you'll define how data, analytics, machine learning, and generative AI enable the wider business. You'll work closely with senior stakeholders, translating business objectives into a clear Data and AI strategy, and ensuring the team delivers scalable, trusted, secure, and commercially impactful solutions. The ultimate goal will be to establish Data and AI as a strategic capability that supports better decision making, improves customer and partner outcomes, and unlocks new opportunities across the business. Key Responsibilities Lead, manage, and develop the Data and AI team, driving a culture of accountability, collaboration, innovation, and continuous improvement Define and execute the Data and AI strategy in alignment with wider business goals Partner with senior stakeholders across Engineering, Product, Risk, Commercial, Finance, and the wider business to ensure Data and AI capabilities enable delivery, growth, and operational excellence Ensure the business has access to accurate, timely, and actionable data, enabling self serve analytics and insight led decision making Own and improve the reliability, scalability, governance, quality, security, and performance of data and AI platforms, products, and services Establish clear metrics to measure the impact of Data and AI initiatives, data quality, model performance, adoption, and team effectiveness Drive best practices across data engineering, analytics, machine learning, data governance, experimentation, model monitoring, and responsible AI Ensure that AI solutions are robust, explainable, compliant, and aligned to business outcomes Support career development, mentoring, and succession planning within the team Contribute to wider technology and business leadership discussions, helping shape how data and AI are used responsibly and effectively across the organisation Skills, Knowledge & Expertise Proven experience leading Data, Analytics, Machine Learning, or AI teams at a senior level; ideally within a fintech environment Strong people leadership skills, with a track record of building and developing high performing, multi disciplinary teams Experience defining and delivering Data and AI strategy aligned to business outcomes Deep understanding of modern data platforms, data architecture, data modelling, data pipelines, analytics engineering, machine learning systems, and AI enabled products Strong knowledge of data governance, data quality, privacy, security, regulatory considerations, and responsible AI principles Experience delivering production grade data and AI solutions, including model deployment, monitoring, evaluation, and lifecycle management Strong hands on understanding of modern data and AI tooling, ideally including SQL, Python, Snowflake, dbt, Airflow, Metabase, Tableau, and AWS based data services Experience with data ingestion, streaming, and change data capture tooling, such as Fivetran, Estuary, or similar platforms Experience working with cloud data warehouses and operational databases, particularly Snowflake and Postgres Familiarity with BI and self serve analytics platforms such as Metabase and Tableau, with an understanding of how to drive adoption across business teams Experience with SQL transformation and analytics engineering workflows using dbt, including governance, standards, and enablement for analytics engineers Ability to oversee API based and batch data extraction processes, particularly those built in Python and orchestrated using Airflow Understanding of machine learning tooling and lifecycle management, ideally including DVC, MLflow, Evidently AI, or equivalent platforms for experiment tracking, versioning, monitoring, and evaluation Ability to work effectively across a data ecosystem that uses a range of AWS services to support ingestion, orchestration, transformation, machine learning, monitoring, and platform operations Ability to influence and communicate effectively with senior stakeholders and non technical audiences Commercial awareness with experience managing budgets, prioritising investment, and optimising data and AI costs A pragmatic, delivery focused mindset with the ability to balance short term business needs and long term Data and AI strategy Job Benefits Why join YouLend? Award Winning Workplace: YouLend has been recognised as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC. It's just getting fun We have developed powerful solutions, secured significant partnerships, and are growing rapidly. The global opportunity is still massive, and YouLend is a raw organisation where we are only just getting started. Lots of upsides High growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with the business). Well capitalised with supportive private equity backing. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets. Motivating work environment A high quality team that pushes each other to succeed through direct feedback and aligned incentives. Strong, transparent team culture: we have each other's backs. Independent work environment where results matter. Data driven culture and emphasis on speed (anti red tape). We offer a comprehensive benefits package that includes: Stock options Private Medical Insurance (via Vitality) EAP with Health Assured Enhanced Maternity and Paternity Leave Great office space (including a gym!) in Central London Subsidised lunch (via Feedr) Deliveroo allowance if working late in the office Monthly in office masseuse Team and Company socials Sports clubs At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

YouLend in London is seeking a strategic Director of Data and AI to lead, develop, and empower the Data and AI teams. Define how data, analytics, ML, and generative AI enable the business to deliver scalable, trusted solutions. You will translate business objectives into a clear Data and AI strategy, partnering with senior stakeholders to drive impactful outcomes and responsible AI practices.

We're hiring a US-qualified Senior Legal Counsel in our London HQ to lead YouLend's rapidly scaling US business-offering a unique chance to work on a high-growth, startup-like trajectory, backed by the infrastructure and reach of a global fintech. About YouLend YouLend is a leading embedded financing platform enabling companies like Stripe, Etsy, GoDaddy and Grubhub to offer flexible funding to their SME customers. Our technology and APIs power seamless, fast financing at scale. Operating across 9+ markets in the US, UK and EU, we're continuing to scale quickly, especially in the US-doubling year-on-year-and redefining how financing is delivered. The US is an important and fast-growing market for YouLend, and this role sits at the centre of that growth. Why this role? We're looking for a US-qualified Senior Legal Counsel to lead and help shape legal strategy for our US business from our London HQ. This is not a narrow legal role. You'll work across the full range of issues that come with scaling a US fintech business, from major commercial partnerships and product structuring to capital markets, governance, operations and regulatory questions. You'll have meaningful ownership, senior stakeholder exposure and room to grow, while being supported by a global Legal team that understands the business and operates at the centre of YouLend's strategy. You'll be the primary legal business partner for US matters, working closely with senior stakeholders across the US business and the wider group. You'll also have the support of an established global Legal team, with strong infrastructure, senior oversight and external counsel support where needed. What you'll be doing Act as the primary legal business partner for YouLend's US business. Lead negotiations on major US partnerships with global e-commerce platforms, payment service providers and other strategic partners. Draft, negotiate and manage complex commercial and partnership agreements. Work directly with product, tech, commercial, finance and operations teams to deliver pragmatic legal advice. Advise on scalable US product, payments and SME financing structures. Advise on new product launches and the continued evolution of YouLend's US financing offering. Work on strategic US matters, including capital markets, restructurings, non-performing assets, group structuring and corporate governance. Advise on US regulatory matters relevant to the business, including state-level regulatory considerations and bank partnership structures. Manage external US counsel and supervise Legal team members. Help build scalable legal processes, templates and playbooks for the US business as it grows. What we're looking for US-qualified lawyer (NY or CA preferred) At least 6 years of post-qualification experience (corporate, M&A, financing, fintech or regulatory) at a top law firm. Strong commercial instinct and genuine interest in fintech, embedded finance and SME financing. Experience with complex transactions, commercial negotiations and cross-functional work. Able to operate in a fast-moving environment, balancing legal rigour with commercial pragmatism. Clear, direct communicator with strong drafting, negotiation and legal judgment. Comfortable advising senior stakeholders and translating complex legal issues into practical guidance. Nice to have Fintech, financial services, payments, technology or other relevant in house experience. US financial regulatory experience, especially in SME financing, embedded finance, payments or bank partnership structures. Cross-border transactional experience Why YouLend Award-winning legal team: Won "In-House Banking & Financial Services Team of the Year" at The Lawyer Awards 2024. Shortlisted at the British Legal Awards 2024 hosted by International for In-House Legal Team of the Year and General Counsel of the Year. Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" by CNBC. We offer comprehensive benefits package that includes Stock Options Private Medical insurance via Vitality EAP with Health Assured Enhanced Maternity and Paternity Leave Modern and sophisticated office space in Central London Free Gym in office building in Holborn Subsidised Lunch via Feedr Deliveroo Allowance if working late in office Monthly in-office Masseuse Team and Company Socials Football Power League / Squash Club At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

Overview YouLend is the preferred global embedded financing platform for many of the world's leading e-commerce sites, tech companies and payment services providers such as Amazon, eBay, Shopify, Stripe, Deliveroo and Etsy. Our software platform and APIs enable our partners to offer flexible financing products, in their desired branding, to their SME merchant base. With YouLend's AI-driven credit risk assessment solutions, more merchants and SMEs than ever can receive fast, flexible and affordable funding. We operate in 9+ geographies across the UK, EU and US. We believe that the future of financial services will be delivered by customer-oriented tech companies that embed financing in their customer journeys, and we are building the solutions that will power that future. We are seeking a top-performing, smart and motivated individual to join our legal team in London. You will work with the legal team and the wider company to deliver growth against ambitious targets (>doubling each year) and support YouLend's business in the UK, Europe and US. If you are a qualified attorney, have 3-5 years of PQE with experience in debt capital markets, financing, M&A, financial regulatory and/or fintech practices at a top law firm in the UK (or another Commonwealth jurisdiction) or EU, and are looking for an opportunity to leverage your experience in an in-house setting while expanding the breadth of your practice, this could be a great opportunity for you. The role will require you to manage our existing and new capital mandates, but is also highly varied and will require you to advise our business across a wide range of practice areas (including product, tech, commercial negotiation, regulatory, and capital markets) and geographies. You will be: Collaborating with the capital markets team to manage and negotiate complex financings such as term facilities, revolving credit facilities, forward-flow financings and securitisations. Supporting the commercial team in negotiating major partnerships for YouLend, and drafting / updating bespoke partnership agreements. Some of YouLend's partners include Amazon, eBay, Stripe, and Shopify. Working cross-functionally with all arms of the business (including commercial, product, tech, sales, etc.) to provide pragmatic and business-minded legal advice. Structuring and refreshing our product offerings and partnership models to navigate the dynamic fintech regulatory landscape. Conducting ongoing review and updating our merchant financing agreements in light of market / regulatory / partner-specific developments. Collaborating with the capital markets team to manage and negotiate complex capital mandates such as term facilities, revolving credit facilities, forward-flow financings and securitisations. Driving development of innovative financing products to serve our SME customer base. Supporting the product team on YouLend's existing products and the development of new products. Drafting, reviewing and negotiating various contracts and other legal documents. You have: 3-5 years of professional experience as a transactional lawyer (corporate, M&A, financing, fintech and/or capital markets practice) from a top law firm. Prior fintech experience is also welcome. A keen interest in fintech and YouLend's SME financing products. Desire to work across multiple jurisdictions. Knowledge and understanding of financing products, commercial transactions and corporate law. Exposure to a broad range of commercial and technology law issues and experience across a range of commercial contracts. Experience managing communications with non-legal stakeholders and delivering legal advice in a practical manner. Desire to broaden your practice and a willingness to learn. A fast, self-driven learner who can gain rapid familiarity with complex products, solutions and legal frameworks and maintain knowledge of those changing products, solutions and legal frameworks. Solution-oriented with excellent time management, planning and organisational skills. The following would be useful: Prior fintech (in-house or otherwise) experience. Experience with financing, banking and/or debt capital markets practice. Fluency in German or French. Working on cross-border transactions with international, multicultural teams. Experience in working with other jurisdictions in addition to the UK (e.g. the EU and US). Why join YouLend? Award-Winning Team: Won "In-House Banking & Financial Services Team of the Year" at The Lawyer Awards 2024, showcasing our commitment to excellence and industry leadership. Shortlisted at the British Legal Awards 2024 hosted by International for In-House Legal Team of the Year and General Counsel of the Year. Award-Winning Workplace: YouLend has been recognised as one of the "Best Places to Work 2024" by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award-Winning Fintech: YouLend has been recognised as a "Top 250 Fintech Worldwide" company by CNBC. We offer comprehensive benefits package that includes: Stock Options Private Medical insurance via Vitality EAP with Health Assured Enhanced Maternity and Paternity Leave Modern and sophisticated office space in Central London Free Gym in office building in Holborn Subsidised Lunch via Feedr Deliveroo Allowance if working late in office Monthly in-office Masseuse Team and Company Socials Football Power League / Squash Club At YouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

A leading fintech firm in Greater London seeks a qualified attorney with 3-5 years of experience for an in-house legal role. You'll collaborate with capital markets and commercial teams to manage complex financing agreements and provide legal advice across various disciplines. Ideal candidates will have experience in debt capital markets and a strong interest in fintech. An excellent opportunity to grow within a supportive team at a well-recognized company offering competitive benefits.

About Us YouLendis a rapidly growing FinTech that is the preferred embedded financing platform for many of the world's leading e-commerce platforms, tech companies, and Payment Service Providers. Our software platform enables our partners to extend their value proposition by offering flexible financing products in their own branding, to their merchant base, without capital at risk. We are owned by the leading Private Equity company, EQT, and have grown % year-on-year since 2020. We are headquartered in London, UK, but are also present in several European countries as well as the United States where we service our partners, including eBay, Amazon, Just Eat, Shopify, and Stripe. The Role We'reseeking a SeniorProductManagerto own and evolve core lending products that enable SMEs to grow.You'll set a product vision, strategy and roadmap; working closely with tech, design, data and credit risk teams to deliver measurable business impact. This role blends deep customer discovery, data-driven decision-making and hands-on execution, with a strong focus on responsible lending and credit risk. Responsibilities: Fully own key product areas, working cross-functionally with engineering, design and data to define, build and scale innovative solutions Set the vision, strategy, and roadmap, ensuring alignment with business objectives and driving measurable results Build high-quality lending products that meaningfully support SME growth Lead discovery, research, and experimentation to identify customer pain points and opportunities Use data-driven decision-making, balancing quantitative insights with qualitative feedback. Especially able to handle credit risk considerations Collaborate with stakeholders across the organisation, ensuring clear communication and buy-in for product initiatives Lean in and experiment with AI (prototyping and testing with AI coding tools) Influence and contribute to the overall product strategy and long-term company vision Act as a thought leader and mentor within the product team, fostering a culture of innovation and continuous improvement in a 'no red tape' environment The ideal candidate will have the following skillset: Previousexperience working on lending products, with hands on exposure to credit risk teams Proven track record of shipping successful products that have delivered meaningful business impact Strong ability to define and execute product strategy while balancing short term priorities with long term vision. Low ego, team player mentality and a strong bias to action Hands on experience working in agile software development environments, collaborating closely with engineers Demonstrated ability to use data and insights to proactively generate large impact projects - framing the problem, creating a plan and getting a team moving on it Exceptional communication and stakeholder management skills, capable of influencing and inspiring across all levels of the organisation. A bias for action, problem solving mindset, and a strong sense of ownership. Experience within the fintech industry, partner ecosystems, or API driven platforms (highly desirable) Why joinYouLend? Award Winning Workplace:YouLendhas been recognised as one of the "Best Places to Work in 2024 and 2025" by the Sunday Times for being a supportive, diverse, and rewarding workplace. Award Winning Fintech:YouLendhas been recognised as a "Top 250 Fintech Worldwide" company by CNBC. It'sjust getting fun: We have developed powerful solutions, won some significant partnerships, and are growing at a rapid pace. But the global opportunity is still massive, andYouLendis a raw organisation where we are only just getting started. Lots of upsides: High growth (>100% growth during 2022 and 2023), so clear outlook to compensation (bonus or share option appreciation) and career growth (through growth with business). Well capitalised with supportive private equity backing. Part of Banking Circle Group with a fully licensed Luxembourg bank, which can provide a balance sheet and support European expansion in otherwise complex regulated markets. Motivating work environment: A high quality team that pushes each other to succeed through direct feedback and aligned incentives. Strong and transparent team culture, we have each other's backs. Independent work environment where results matter. Data driven culture and emphasis on speed (anti red tape). We offer a comprehensive benefits package that includes: Stock Options Private Medical insurance via Vitality and Dental Insurance with BUPA EAP with Health Assured Enhanced Maternity and Paternity Leave Modern and sophisticated office space in Central London Free Gym in office building in Holborn Subsidised Lunch viaFeedr Deliveroo Allowance if working late in office Monthly in office Masseuse Team and Company Socials Football Power League / Paddle and Yoga Club AtYouLend, we champion diversity and embrace equal opportunity employment practices. Our hiring, transfer, and promotion decisions are exclusively based on qualifications, merit, and business requirements, free from any discrimination based on race, gender, age, disability, religion, nationality, or any other protected basis under applicable law.

A leading FinTech company based in London is looking for a Senior Product Manager to take ownership of core lending products aimed at supporting SME growth. This role involves setting the product vision, collaborating with cross-functional teams, and making data-driven decisions while maintaining a strong focus on responsible lending. The ideal candidate should have experience in lending products, a track record of shipping successful projects, and excellent communication skills. Join this dynamic company known for its supportive culture and rapid growth.