Monzo

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get paid early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ Core Banking Team Core Banking is responsible for the current account used by 13 million customers. That includes creating compelling value propositions for different audiences (including Joint, Under 16s and 16 to 17 accounts), designing the overall app structure, the day to day money management experience (including features like Trends, Salary Sorter, Bills Pots, and more) and other value propositions like Travel. The collective also owns Subscriptions, paid upgrades that unlock extra benefits and functionality to help customers make financial progress. We're now gearing up for our next phase of growth, from 13 million to 20 million customers. Ensuring that we continue to meet and exceed the needs and expectations of our customers, and drive continued customer growth and engagement with Monzo Subscriptions. Responsibilities Create and own the strategy for your area, balancing long term growth and engagement with short term targets. Collaborate with engineering, design, data, user research and marketing to identify and validate new opportunities. Lead the planning process and roadmap prioritisation, ensuring alignment within the team and with wider business goals. Create delightful experiences that solve user needs and pain points. Work with cross functional partners, including legal, compliance and regulatory affairs where relevant, to ensure projects are delivered on time. Communicate effectively and inspire stakeholders with the product vision. Mentor another PM in your area, supporting their product strategy goals and delivery. Qualifications Shipped world class products at a fast growing company. Track record of leading market leading value propositions that drive significant growth and engagement. Experience mentoring or managing PMs, with coaching ability and constructive feedback skills. Data driven and commercial mindset, proven impact through experimentation and optimisation. Excellent problem solving, decision making and ability to simplify complex matters. Strong collaboration skills across engineering, design, data, user research, marketing, legal and compliance. Fast learner, humble, curious, and passionate about building value for customers over purely business results. What's in it for you ️ Help to relocate to the UK. Visa sponsorship. Role based in our London office, with flexible co location and distributed working within the UK. Flexible working hours; trust to work when you are most productive. £1,000 learning budget per year for books, training courses and conferences. And much more - see our full list of benefits here . Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at the application stage

A leading fintech company in the UK is looking for a Product Manager to drive strategy and deliver on product vision. You will create insights-driven product strategies, collaborate across teams, and mentor peers. The ideal candidate has experience shipping products in a fast-growing environment, demonstrating strong problem-solving and collaboration skills. The role is based in London with flexible working arrangements and various benefits to support professional growth.

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ London, Cardiff or Remote from £63,800 + share options + Benefits About our Financial Risk Team: Our Stress Testing team is growing, and we're looking for a Senior Stress Testing Analyst to help design, lead and deliver Monzo's stress testing framework. You'll work across the full lifecycle of stress testing - from methodology design and scenario development through to running models, interpreting outputs and presenting results to senior stakeholders across Finance, Risk and the wider business. This role carries significant visibility and will require you to confidently own and explain complex analysis to exec-level audiences. Alongside delivery, you will help build and improve our processes, governance and analytical toolkit. This is a brilliant opportunity for someone who combines strong analytical ability with influence, clarity of communication and the maturity to shape conversations with senior leaders. What you'll be working on: As a Manager for Stress Testing, you'll initially lead the development and maintenance of the full lifecycle of our stress testing framework. This framework will be used to deliver prudential stress testing to support the production of the ICAAP, Recovery Plan and understanding the resilience of our balance sheet and risk management strategies. Your core responsibilities will include: Supporting delivery of all key stress testing activities, including ICAAP, Recovery Planning, Reverse Stress Tests and ad-hoc exercises. Running models, undertaking detailed analysis and interpreting results, ensuring outputs are robust, accurate and insightful. Presenting stress testing results and analysis to senior stakeholders, including Finance leadership, the broader Risk leadership group, governance committees and working groups. Acting as a key point of contact for cross-functional teams, ensuring stakeholders understand methodologies, assumptions, outputs and implications for the business. Helping design and enhance stress testing methodologies and frameworks, including data processes, scenario translation and model parameterisation. Designing and improving stress testing processes, ensuring they are scalable, controlled and repeatable. Building strong relationships across FP&A, Treasury, Borrowing, Credit Risk, Data, Product and other teams, facilitating smooth data flows and clear expectations. Producing high-quality written materials that explain complex analysis clearly for diverse and senior audiences - including memos, committee papers and technical documentation. Identifying opportunities for process improvement, automation and better controls, supporting the wider Financial Risk team's development. Supporting the development and embedding of tools, models and templates used across stress testing and financial risk. We'd love to hear from you if you Have experience working in financial risk, credit risk, prudential regulation, finance, analytics or another analytically focused financial services role. Have strong analytical and problem-solving skills and enjoy working with models, scenarios, and financial data. Are confident presenting technical or complex analysis to senior stakeholders, and influencing outcomes with clarity and structure. Understand financial statements, capital metrics and risk drivers within a bank, or are keen to deepen your expertise in these areas. Are experienced in navigating cross-functional environments and building trusted relationships across levels and disciplines. Can translate complex information into simple, compelling messages for both technical and non-technical audiences. Are comfortable working independently, managing shifting priorities, and taking ownership for the quality of your work. Have a data-driven mindset and enjoy finding smarter, more scalable ways to deliver analysis (SQL or coding experience is a bonus). Not ticking every box? That's totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we're dedicated to creating a diverse and welcoming team. If you're passionate about this role and keen to learn and grow with us, we encourage you to apply- even if you don't have everything that's listed just yet. Drop us your application, we'd love to hear from you! What's in it for you This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. £1,000 learning budget each year to use on books, training courses and conferences. We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage

A fintech leader based in the UK is seeking a Principal Legal Counsel for Pensions and Investments. This role, which can be remote or based in Cardiff or London, involves advising on product development, managing legal and regulatory risks, and supporting teams in the pensions sector. Ideal candidates will have over 5 years of relevant experience and strong skills in communication and problem solving.

A leading financial technology firm in the UK is looking for a Procurement Manager to drive category strategies that support their growth. The role involves collaborating with internal teams and suppliers, influencing commercial decisions, and enhancing operational resilience. Candidates should have extensive procurement expertise and a strong background in business process outsourcing, especially in customer support. This position offers flexible work arrangements and a learning budget for professional development.

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo. We have around 400 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company. These range from the products our customers use every day to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities. This role is all about collaborating with your team to make a difference to your customers. As a backend engineer, you'll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers, and more! Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of 100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space. They're all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end, we will find the best match for you based on your skills, experience, preferences, and aligning with the business need! Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we'd love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles. How we work Locations & Flexible Working: Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays, and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays. Set up a work schedule that delivers impact and fits your life: At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You'll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. Work the way that works for you with Monzo! You should apply if: you have strong experience working on the backend of a technology product you want to be involved in building a product that you (and the people you know) use every day you have a product mindset: you care about customer outcomes and you want to make data-informed decisions you're comfortable working in a team that deals with ambiguity you're interested in distributed systems and writing resilient software you have some experience with strongly-typed languages (Go, Java, C, Scala etc.). you think you'd enjoy the kind of work we're doing We're on the lookout for L50 Engineers at the moment, you can read more in our Engineering Progression Framework - we will interview you across the whole framework, so if you are not sure what level you are aiming for please chat to your recruiters! Not ticking every box? That's totally okay! Studies show that women and people of color might hesitate to apply unless they meet every single requirement. At Monzo, we're dedicated to creating a diverse and welcoming team. If you're passionate about this role and keen to learn and grow with us, we encourage you to apply- even if you don't have everything that's listed just yet. What you'll be working on: We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below: Go to write our application code AWS for most of our production infrastructure and GCP for most of our data infrastructure React for our public web apps and internal tools We also have physical data centers with actual cables to connect to various third parties The Interview Process: Our interview process involves three main stages: Initial Call Take home task or pair coding exercise Final interview: including a system design and a behavioral interview Our average process takes around 4 weeks but we will always work around your availability. What's in it for you: We can help you relocate to the UK We can sponsor visas. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses, and conferences Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get paid early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ We have around 400 engineers across Monzo who design and build our in house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company. These range from the products our customers use every day to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities. This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you'll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more! Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self governing business units of 100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront - from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space. They're all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need! Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we'd love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles. How we work : Locations & Flexible Working : Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice weekly Monzo lunches & treat Thursdays ️. Teams also schedule time together often for work and play - in or around the office, or online. Set up a work schedule that delivers impact and fits your life. At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You'll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop offs and pick ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. Work the way that works for you with Monzo! Requirements You have strong experience working on the backend of a technology product. You want to be involved in building a product that you (and the people you know) use every day. You have a product mindset: you care about customer outcomes and you want to make data informed decisions. You're comfortable working in a team that deals with ambiguity. You're interested in distributed systems and writing resilient software. You have some experience with strongly typed languages (Go, Java, C, Scala, etc.). You think you'd enjoy the kind of work we're doing. We're on the look out for L40 Engineers at the moment. You can read more in our Engineering Progression Framework. You will be interviewed across the whole framework, so if you're not sure what level you're aiming for, chat to your recruiter! What you'll be working on: We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below: Go to write our application code (there's an excellent interactive Go tutorial here ) AWS for most of our production infrastructure and GCP for most of our data infrastructure React for our public web apps and internal tools We also have physical datacenters with actual cables to connect to various third parties The Interview Process Initial Call Take home task or pair coding exercise Final interview: including a system design and a behavioural interview Our average process takes around 4 weeks but we will always work around your availability. One of our engineers has written a detailed blog on their experience through this process; for extra details, hints and tips please see here. What's in it for you ️ We can help you relocate to the UK We can sponsor visas. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences. And much more, see our full list of benefits here. Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report, and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor. By checking this box, I consent to Monzo collecting, storing, and processing my responses to the demographic data surveys above. We're usually always hiring for Backend Engineers, so there's no closing date for this job.

A leading fintech company based in the UK is seeking a knowledgeable backend engineer to join their innovative team. You will be responsible for building impactful technology products while collaborating with cross-functional teams. The company offers flexibility in working hours, a learning budget, and a commitment to diversity and inclusion. This is a unique opportunity to work in a vibrant setting and contribute to a mission-oriented organization.

A leading fintech company based in the UK is seeking a knowledgeable backend engineer to join their innovative team. You will be responsible for building impactful technology products while collaborating with cross-functional teams. The company offers flexibility in working hours, a learning budget, and a commitment to diversity and inclusion. This is a unique opportunity to work in a vibrant setting and contribute to a mission-oriented organization.

Senior Platform Engineer, Machine Learning Cardiff, London or Remote (UK); London We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo London / UK Remote £95,000 - £130,000 + stock options + Benefits About Machine Learning Platform Engineering at Monzo: The Platform Collective builds and maintains the infrastructure, tools and processes that sets the rest of Monzo technology teams up for success. We work on a wide range of shared infrastructure, services and engineer tooling. The Machine Learning Platform team sits within the Platform Collective and is responsible for designing, building, and maintaining the infrastructure and tools which empower our teams to train, evaluate, deploy, and serve Machine Learning models and features at scale. Our team is made up of backend engineers with experience in the ML space, using our experience and curiosity to work with the ML teams to identify their needs, and test and build magically simple solutions. How we work Locations & Flexible Working: Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays. Teams also schedule time together often for work and play - in or around the office, or online. What you'll be working with: We rely heavily on the following tools and technologies, please note direct experience in these technologies is not required and our interview process can be completed in any language: Go to write our application code (there's an excellent interactive Go tutorial here), in platform we build services to manage parts of the platform Python to help build our machine learning models and develop features AWS and GCP to operate our platform. We use AWS for our primary banking platform and Google Cloud for our Data and Machine Learning platform Terraform is primarily how we manage any resources deployed into the cloud You have experience working with AWS and/or GCP You are a hands on engineer with experience in building Machine Learning pipelines and the platforms that support them You have experience working with Kubernetes You'd be excited to build a platform that enables success for everyone at Monzo You're comfortable working in a team that deals with ambiguity You're naturally inclined to solve problems through automation You have some experience with strongly typed languages, writing and working on backend software You're curious about systems and diving deep to investigate issues We're on the look out for L50 Engineers at the moment, you can read more in our Engineering Progression Framework - we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters! The Interview Process: Our interview process involves three main stages: Initial Call Take home task or pair coding exercise Final interview: including a system design and a behavioural interview Our average process takes around 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see here. What's in it for you: We can help you relocate to the UK We can sponsor visas. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get paid early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo ️ We have around 400 engineers across Monzo who design and build our in house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company. These range from the products our customers use every day to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities. This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you'll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more! Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self governing business units of 100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront - from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space. They're all looking for additional Backend Engineers right now, we do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need! Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we'd love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles. How we work : Locations & Flexible Working : Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice weekly Monzo lunches & treat Thursdays ️. Teams also schedule time together often for work and play - in or around the office, or online. Set up a work schedule that delivers impact and fits your life. At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You'll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop offs and pick ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. Work the way that works for you with Monzo! Requirements You have strong experience working on the backend of a technology product. You want to be involved in building a product that you (and the people you know) use every day. You have a product mindset: you care about customer outcomes and you want to make data informed decisions. You're comfortable working in a team that deals with ambiguity. You're interested in distributed systems and writing resilient software. You have some experience with strongly typed languages (Go, Java, C, Scala, etc.). You think you'd enjoy the kind of work we're doing. We're on the look out for L40 Engineers at the moment. You can read more in our Engineering Progression Framework. You will be interviewed across the whole framework, so if you're not sure what level you're aiming for, chat to your recruiter! What you'll be working on: We hire very technically agnostic so whilst we use the below technologies we do not expect prior knowledge, you will be fully supported in our organised onboarding to get up to speed in the below: Go to write our application code (there's an excellent interactive Go tutorial here ) AWS for most of our production infrastructure and GCP for most of our data infrastructure React for our public web apps and internal tools We also have physical datacenters with actual cables to connect to various third parties The Interview Process Initial Call Take home task or pair coding exercise Final interview: including a system design and a behavioural interview Our average process takes around 4 weeks but we will always work around your availability. One of our engineers has written a detailed blog on their experience through this process; for extra details, hints and tips please see here. What's in it for you ️ We can help you relocate to the UK We can sponsor visas. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences. And much more, see our full list of benefits here. Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report, and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage We legally have to verify your Right to Work in the UK before you can start working for us. We're asking for this information now so we know later what type of right to work check we need to do. Your answer to this question won't affect the outcome of your application, unless you'd need visa sponsorship but are applying to a role we can't sponsor. By checking this box, I consent to Monzo collecting, storing, and processing my responses to the demographic data surveys above. We're usually always hiring for Backend Engineers, so there's no closing date for this job.

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo. We have around 300 engineers out of roughly 2,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we're happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you'd be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you'll learn heaps about everything from how banks work to effective communication. We rely heavily on the following tools and technologies: Go to write our application code. We also have two physical datacenter sites with actual cables to connect to various third parties. This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you'll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more! Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of 100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space. Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we'd love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles. How we work Locations & Flexible Working: Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays. Teams also schedule time together often for work and play - in or around the office, or online. Set up a work schedule that delivers impact and fits your life: At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You'll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. Work the way that works for you with Monzo! You should apply if: you have strong experience working on the backend of a technology product. you want to be involved in building a product that you (and the people you know) use every day. you have a product mindset: you care about customer outcomes and you want to make data-informed decisions. you're comfortable working in a team that deals with ambiguity. you're interested in distributed systems and writing resilient software. you have some experience with strongly-typed languages (Go, Java, C, Scala etc.). you think you'd enjoy the kind of work we're doing. We're on the look out for L60 Engineers at the moment, you can read more in our Engineering Progression Framework we are also hiring on L40 & L50, our interview process will determine your levelling. The Interview Process: Our interview process involves three main stages: Initial Call. Take home task or pair coding exercise. Final interview including a system design and a behavioural interview. Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on . One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see the link to the blog. What's in it for you: We can help you relocate to the UK. We can sponsor visas. This role can be based in our London office or remotely across the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences. Equal opportunities for everyone. Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

A leading fintech company in the UK is looking for a Backend Engineer to join their collaborative team. You'll work on impactful projects within a flexible work environment, focusing on building resilient software and collaborating with cross-functional teams. Strong backend experience and knowledge of distributed systems are essential. This role comes with great benefits including a generous learning budget.

We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo. We have around 300 engineers out of roughly 2,500 people in total - and we have big ambitions. There are many interesting challenges ahead, and we're happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you'd be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you'll learn heaps about everything from how banks work to effective communication. We rely heavily on the following tools and technologies: Go to write our application code. We also have two physical datacenter sites with actual cables to connect to various third parties. This role is all about collaborating across disciplines to test hypotheses and make a difference to customers. As a product backend engineer you'll work in a squad alongside product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more! Together you'll build and support a particular part of Monzo. Our squads belong to our wider collectives (a word we use to describe self-governing business units of 100 people). They are: Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. All of our collectives are doing innovative work, many of which have machine learning and AI at the forefront- from fighting financial crime to building smarter financial tools - and you may have the opportunity to join a collective that gives you direct exposure to this exciting space. Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we'd love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles. How we work Locations & Flexible Working: Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays. Teams also schedule time together often for work and play - in or around the office, or online. Set up a work schedule that delivers impact and fits your life: At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You'll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. Work the way that works for you with Monzo! You should apply if: you have strong experience working on the backend of a technology product. you want to be involved in building a product that you (and the people you know) use every day. you have a product mindset: you care about customer outcomes and you want to make data-informed decisions. you're comfortable working in a team that deals with ambiguity. you're interested in distributed systems and writing resilient software. you have some experience with strongly-typed languages (Go, Java, C, Scala etc.). you think you'd enjoy the kind of work we're doing. We're on the look out for L60 Engineers at the moment, you can read more in our Engineering Progression Framework we are also hiring on L40 & L50, our interview process will determine your levelling. The Interview Process: Our interview process involves three main stages: Initial Call. Take home task or pair coding exercise. Final interview including a system design and a behavioural interview. Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on . One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see the link to the blog. What's in it for you: We can help you relocate to the UK. We can sponsor visas. This role can be based in our London office or remotely across the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences. Equal opportunities for everyone. Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

Senior Platform Engineer, Machine Learning Cardiff, London or Remote (UK); London We're on a mission to make money work for everyone. We're waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We're not about selling products - we want to solve problems and change lives through Monzo London / UK Remote £95,000 - £130,000 + stock options + Benefits About Machine Learning Platform Engineering at Monzo: The Platform Collective builds and maintains the infrastructure, tools and processes that sets the rest of Monzo technology teams up for success. We work on a wide range of shared infrastructure, services and engineer tooling. The Machine Learning Platform team sits within the Platform Collective and is responsible for designing, building, and maintaining the infrastructure and tools which empower our teams to train, evaluate, deploy, and serve Machine Learning models and features at scale. Our team is made up of backend engineers with experience in the ML space, using our experience and curiosity to work with the ML teams to identify their needs, and test and build magically simple solutions. How we work Locations & Flexible Working: Our main tech hub is in London, but our engineers live everywhere in the UK- from Brighton to the Western Isles. We value meeting in person but there's no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays. Teams also schedule time together often for work and play - in or around the office, or online. What you'll be working with: We rely heavily on the following tools and technologies, please note direct experience in these technologies is not required and our interview process can be completed in any language: Go to write our application code (there's an excellent interactive Go tutorial here), in platform we build services to manage parts of the platform Python to help build our machine learning models and develop features AWS and GCP to operate our platform. We use AWS for our primary banking platform and Google Cloud for our Data and Machine Learning platform Terraform is primarily how we manage any resources deployed into the cloud You have experience working with AWS and/or GCP You are a hands on engineer with experience in building Machine Learning pipelines and the platforms that support them You have experience working with Kubernetes You'd be excited to build a platform that enables success for everyone at Monzo You're comfortable working in a team that deals with ambiguity You're naturally inclined to solve problems through automation You have some experience with strongly typed languages, writing and working on backend software You're curious about systems and diving deep to investigate issues We're on the look out for L50 Engineers at the moment, you can read more in our Engineering Progression Framework - we will interview you across the whole frame work, so if you are not sure what level you are aiming for please chat to your recruiters! The Interview Process: Our interview process involves three main stages: Initial Call Take home task or pair coding exercise Final interview: including a system design and a behavioural interview Our average process takes around 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on One of our engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see here. What's in it for you: We can help you relocate to the UK We can sponsor visas. This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage

A leading fintech company in the UK is looking for a Backend Engineer to join their collaborative team. You'll work on impactful projects within a flexible work environment, focusing on building resilient software and collaborating with cross-functional teams. Strong backend experience and knowledge of distributed systems are essential. This role comes with great benefits including a generous learning budget.