Credit Risk Analyst - Hybrid Working - £350/£400 per day (inside IR35) My client is seeking a highly skilled Credit Risk Analyst with expertise in commercial lending and real estate portfolios. The ideal candidate will play a crucial role in assessing, analysing, and managing credit risk associated with commercial lending activities, with a specific focus on real estate portfolios, late-stage collections, and recoveries. Responsibilities: Conduct in-depth analysis of commercial lending portfolios, with a primary focus on real estate assets. Evaluate the creditworthiness of potential borrowers by reviewing financial statements, cash flow projections, and other relevant financial data. Assess credit risk associated with commercial lending and real estate transactions. Identify potential risks and propose mitigating strategies to minimize the impact on the portfolio. Develop and maintain sophisticated financial models to evaluate the financial health and viability of commercial real estate projects and borrowers. Utilise financial modelling tools to stress test various scenarios and evaluate potential impacts on the portfolio. Perform detailed underwriting of commercial real estate transactions, including reviewing property appraisals, environmental reports, and legal documentation. Collaborate with underwriting teams to ensure compliance with internal policies and regulatory requirements. Contribute to the development and enhancement of credit policies related to commercial lending and real estate portfolios. Stay abreast of industry trends and best practices to ensure the credit policies remain robust and effective. Collaborate with cross-functional teams, including loan officers, risk management, and legal, to gather necessary information and make informed credit decisions. Provide guidance and support to colleagues on credit-related matters. Prepare comprehensive credit risk reports for senior management, summarizing portfolio performance, risk exposure, and key metrics. Monitor and report on credit trends, identifying potential areas of concern. Qualifications: Proven experience in credit risk analysis, specifically in commercial lending and real estate portfolios. Strong financial analysis and modelling skills. Familiarity with relevant regulatory requirements and industry best practices. Excellent communication and interpersonal skills. Ability to work independently and as part of a team.
Feb 01, 2024
Contractor
Credit Risk Analyst - Hybrid Working - £350/£400 per day (inside IR35) My client is seeking a highly skilled Credit Risk Analyst with expertise in commercial lending and real estate portfolios. The ideal candidate will play a crucial role in assessing, analysing, and managing credit risk associated with commercial lending activities, with a specific focus on real estate portfolios, late-stage collections, and recoveries. Responsibilities: Conduct in-depth analysis of commercial lending portfolios, with a primary focus on real estate assets. Evaluate the creditworthiness of potential borrowers by reviewing financial statements, cash flow projections, and other relevant financial data. Assess credit risk associated with commercial lending and real estate transactions. Identify potential risks and propose mitigating strategies to minimize the impact on the portfolio. Develop and maintain sophisticated financial models to evaluate the financial health and viability of commercial real estate projects and borrowers. Utilise financial modelling tools to stress test various scenarios and evaluate potential impacts on the portfolio. Perform detailed underwriting of commercial real estate transactions, including reviewing property appraisals, environmental reports, and legal documentation. Collaborate with underwriting teams to ensure compliance with internal policies and regulatory requirements. Contribute to the development and enhancement of credit policies related to commercial lending and real estate portfolios. Stay abreast of industry trends and best practices to ensure the credit policies remain robust and effective. Collaborate with cross-functional teams, including loan officers, risk management, and legal, to gather necessary information and make informed credit decisions. Provide guidance and support to colleagues on credit-related matters. Prepare comprehensive credit risk reports for senior management, summarizing portfolio performance, risk exposure, and key metrics. Monitor and report on credit trends, identifying potential areas of concern. Qualifications: Proven experience in credit risk analysis, specifically in commercial lending and real estate portfolios. Strong financial analysis and modelling skills. Familiarity with relevant regulatory requirements and industry best practices. Excellent communication and interpersonal skills. Ability to work independently and as part of a team.
Payroll Manager - Financial Services - Remote - Contract up to £300 per day My client requires an experienced HR and Payroll Assistant to join them on a transformation project to insource their current administration and payroll services. Key experience required: Proven experience managing monthly payroll Experience managing background checks and referencing on staff Hands on experience managing day to day HR tasks Excellent organisation skills Excellent communication and teamworking skills. IR35 Status - Outside Start - Jan 2023 Duration - 6 months Location - Remote If you are interested in this role please apply.
Dec 19, 2022
Contractor
Payroll Manager - Financial Services - Remote - Contract up to £300 per day My client requires an experienced HR and Payroll Assistant to join them on a transformation project to insource their current administration and payroll services. Key experience required: Proven experience managing monthly payroll Experience managing background checks and referencing on staff Hands on experience managing day to day HR tasks Excellent organisation skills Excellent communication and teamworking skills. IR35 Status - Outside Start - Jan 2023 Duration - 6 months Location - Remote If you are interested in this role please apply.
Our client, a leading insurance company, are looking for a Product Head with holistic understanding of the product life cycle across different life Insurance products & benefits, who will provide technical guidance, coaching and trouble-shooting support to the implementation team for the development of the product life cycle on the Policy administration system & other peripheral systems. Essential Experience At least 10-15 years of experience in life insurance sector with at least 5 years in a products team Excellent understanding of insurance products & Benefits Excellent understanding of regulatory guidelines and constraints upon insurance products Good understanding of life insurance products such as Qualifying/Non Qualifying Whole of Life, Term assurance, Endowment, Unit linked portfolio of clients, CI, PHI etc.
Dec 19, 2022
Contractor
Our client, a leading insurance company, are looking for a Product Head with holistic understanding of the product life cycle across different life Insurance products & benefits, who will provide technical guidance, coaching and trouble-shooting support to the implementation team for the development of the product life cycle on the Policy administration system & other peripheral systems. Essential Experience At least 10-15 years of experience in life insurance sector with at least 5 years in a products team Excellent understanding of insurance products & Benefits Excellent understanding of regulatory guidelines and constraints upon insurance products Good understanding of life insurance products such as Qualifying/Non Qualifying Whole of Life, Term assurance, Endowment, Unit linked portfolio of clients, CI, PHI etc.
