We are seeking a skilled and dynamic Product Manager to join our team, with a specific focus on creating, managing and enhancing Shawbrook's digital journeys within SME lending. In this role, you will be initially responsible for improving the onboarding journeys for Term Loans within SME and helping to define the strategy for moving away from legacy infrastructure within SME lending. Key Responsibilities: Product Strategy and Vision : Develop and communicate a compelling vision and strategy for your product workstream, ensuring it resonates with our customers and colleagues. Product Ownership : Lead the end-to-end onboarding and integration of our new payments provider, working closely with cross-functional teams including engineering, finance, compliance, servicing and delivery teams (among others) to ensure smooth execution. Product Expertise : Become the resident expert on payments - our new provider, direct debit schemes, new market/competitor developments, sanctions and other pending regulation, to name a few. You'll then document, share and educate the rest of the business on progress, new developments and impacts to Shawbrook and its customers and colleagues. Customer Insight and Empathy: Dive deep into understanding our customers' needs, behaviours, and pain points. Use these insights to drive product decisions and create truly user-centric solutions. Collaborative Roadmap Planning: Collaborate with engineering, finance, risk, compliance and operations teams to create a detailed product roadmap. We have an immediate problem statement for which we need to solve, but after that you'll be responsible for fostering a collaborative environment where everyone's ideas are heard and valued, and translating that into a roadmap. Exceptional User Experience: Advocate for the user at every step of the process, ensuring the payments platform and processes are intuitive, engaging, and deliver an outstanding experience for our customers and colleagues. Performance and Impact Measurement: Develop and build our vision and objectives and results. Lead in making sure your squad is aligned to driving those outcomes. Transparent Communication: Maintain open and transparent communication with all stakeholders. Regularly update the team and leadership on progress, decisions, and changes to the roadmap. The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties - no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world. Relish a challenge and enjoy a fast-paced, innovative and hardworking culture. Enjoy finding new and better ways to solve complexity and make things happen. Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups. Care about society and the environment and want to be part of a business that cares too. Want to continue to grow professionally and be the best version of yourself. Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment. Free access to Headspace, a mindfulness & meditation digital health app. Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause. EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health. Cycle to work scheme. Discounts on gym membership. Contributory pension scheme & death in service. Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year. Option to buy or sell holiday days through our flexi-holiday scheme. Discounts on gym membership nationwide. Access to discounts on a range of high street and online brands. Community support and charitable giving. Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success. Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done. Banding This role is a SB3 within the internal Shawbrook banding structure.
Feb 21, 2025
Full time
We are seeking a skilled and dynamic Product Manager to join our team, with a specific focus on creating, managing and enhancing Shawbrook's digital journeys within SME lending. In this role, you will be initially responsible for improving the onboarding journeys for Term Loans within SME and helping to define the strategy for moving away from legacy infrastructure within SME lending. Key Responsibilities: Product Strategy and Vision : Develop and communicate a compelling vision and strategy for your product workstream, ensuring it resonates with our customers and colleagues. Product Ownership : Lead the end-to-end onboarding and integration of our new payments provider, working closely with cross-functional teams including engineering, finance, compliance, servicing and delivery teams (among others) to ensure smooth execution. Product Expertise : Become the resident expert on payments - our new provider, direct debit schemes, new market/competitor developments, sanctions and other pending regulation, to name a few. You'll then document, share and educate the rest of the business on progress, new developments and impacts to Shawbrook and its customers and colleagues. Customer Insight and Empathy: Dive deep into understanding our customers' needs, behaviours, and pain points. Use these insights to drive product decisions and create truly user-centric solutions. Collaborative Roadmap Planning: Collaborate with engineering, finance, risk, compliance and operations teams to create a detailed product roadmap. We have an immediate problem statement for which we need to solve, but after that you'll be responsible for fostering a collaborative environment where everyone's ideas are heard and valued, and translating that into a roadmap. Exceptional User Experience: Advocate for the user at every step of the process, ensuring the payments platform and processes are intuitive, engaging, and deliver an outstanding experience for our customers and colleagues. Performance and Impact Measurement: Develop and build our vision and objectives and results. Lead in making sure your squad is aligned to driving those outcomes. Transparent Communication: Maintain open and transparent communication with all stakeholders. Regularly update the team and leadership on progress, decisions, and changes to the roadmap. The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties - no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world. Relish a challenge and enjoy a fast-paced, innovative and hardworking culture. Enjoy finding new and better ways to solve complexity and make things happen. Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups. Care about society and the environment and want to be part of a business that cares too. Want to continue to grow professionally and be the best version of yourself. Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment. Free access to Headspace, a mindfulness & meditation digital health app. Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause. EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health. Cycle to work scheme. Discounts on gym membership. Contributory pension scheme & death in service. Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year. Option to buy or sell holiday days through our flexi-holiday scheme. Discounts on gym membership nationwide. Access to discounts on a range of high street and online brands. Community support and charitable giving. Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success. Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done. Banding This role is a SB3 within the internal Shawbrook banding structure.
Join us as a Senior Software Engineer in our CTO team, driving innovation in our business-critical engineering projects at Shawbrook, the forefront of fintech banking. You will be working on some of the most important projects for the future of the bank, from Core Banking to Digital Savings to Real Estate, we are building out a number of new and innovative platforms. This role offers a chance for a skilled engineer to deepen their domain expertise in banking and collaborate with a dynamic team of engineers, using Agile methodologies to drive forwards our technical transformation at Shawbrook. You'll be an advocate for best in class engineering standards and maintain a strong focus on product delivery, you'll have the chance to make your mark right away as we undergo pivotal, impactful work with truly diverse opportunities to support your development. Responsibilities: What you'll do Work as part of an Agile product team to further our product delivery objectives, creating simple, clean and well documented code. Work with the QA team, to help create automated tests to ensure the quality of the software. Participate in backlog refinement sessions to understand business requirements and take responsibility for implementing the most appropriate solution. Utilise engineering best practices and design principles, bearing in mind non-functional requirements around performance and security. Work with the support team to assist with deployments and monitoring of services in production. Document details of system amendments / enhancements in both your code comments and our online documentation system. The Person What you'll need .NET 5/6 /.NET core- You will use .NET and C# to build out the back end that feeds through to the front-end presentation layers. Cloud Experience (ideally Azure)- You will need a solid understanding of cloud fundamentals for the wider migration to the cloud as part of our technical transformation. SQL- You will need experience with data, both front and back end, to run queries, pull data back, build new tables, index tables. Microservices- You will use microservice technology to build our systems using modern design to drive scalability and efficiency. Engineering best practice- You will need familiarity with concepts such as DTO / TDD / Unit Testing and SOLID principles to drive high quality coding practices. Any experience of working with nCino, or building SAAS platforms will be useful. The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties - no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world. Relish a challenge and enjoy a fast-paced, innovative, and hardworking culture. Enjoy finding new and better ways to solve complexity and make things happen. Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups. Care about society and the environment and want to be part of a business that cares too. Want to continue to grow professionally and be the best version of yourself. Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment. Free access to Headspace, a mindfulness & meditation digital health app. Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause. EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health. Cycle to work scheme. Discounts on gym membership. Contributory pension scheme & death in service. Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year. Option to buy or sell holiday days through our flexi-holiday scheme. Discounts on gym membership nationwide. Access to discounts on a range of high street and online brands. Community support and charitable giving. Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success. Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done.
Feb 15, 2025
Full time
Join us as a Senior Software Engineer in our CTO team, driving innovation in our business-critical engineering projects at Shawbrook, the forefront of fintech banking. You will be working on some of the most important projects for the future of the bank, from Core Banking to Digital Savings to Real Estate, we are building out a number of new and innovative platforms. This role offers a chance for a skilled engineer to deepen their domain expertise in banking and collaborate with a dynamic team of engineers, using Agile methodologies to drive forwards our technical transformation at Shawbrook. You'll be an advocate for best in class engineering standards and maintain a strong focus on product delivery, you'll have the chance to make your mark right away as we undergo pivotal, impactful work with truly diverse opportunities to support your development. Responsibilities: What you'll do Work as part of an Agile product team to further our product delivery objectives, creating simple, clean and well documented code. Work with the QA team, to help create automated tests to ensure the quality of the software. Participate in backlog refinement sessions to understand business requirements and take responsibility for implementing the most appropriate solution. Utilise engineering best practices and design principles, bearing in mind non-functional requirements around performance and security. Work with the support team to assist with deployments and monitoring of services in production. Document details of system amendments / enhancements in both your code comments and our online documentation system. The Person What you'll need .NET 5/6 /.NET core- You will use .NET and C# to build out the back end that feeds through to the front-end presentation layers. Cloud Experience (ideally Azure)- You will need a solid understanding of cloud fundamentals for the wider migration to the cloud as part of our technical transformation. SQL- You will need experience with data, both front and back end, to run queries, pull data back, build new tables, index tables. Microservices- You will use microservice technology to build our systems using modern design to drive scalability and efficiency. Engineering best practice- You will need familiarity with concepts such as DTO / TDD / Unit Testing and SOLID principles to drive high quality coding practices. Any experience of working with nCino, or building SAAS platforms will be useful. The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties - no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world. Relish a challenge and enjoy a fast-paced, innovative, and hardworking culture. Enjoy finding new and better ways to solve complexity and make things happen. Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups. Care about society and the environment and want to be part of a business that cares too. Want to continue to grow professionally and be the best version of yourself. Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment. Free access to Headspace, a mindfulness & meditation digital health app. Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause. EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health. Cycle to work scheme. Discounts on gym membership. Contributory pension scheme & death in service. Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year. Option to buy or sell holiday days through our flexi-holiday scheme. Discounts on gym membership nationwide. Access to discounts on a range of high street and online brands. Community support and charitable giving. Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success. Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done.
The role is part of the Credit Risk Function which sits in the 2nd Line of Defence and is tasked with supporting the Chief Credit Officer "CCO" with credit risk decision making activities, the ongoing development, embedding and monitoring of the Bank's Credit Risk Management Framework and to ensure Credit Risk activities remain effective and relevant to the Bank's strategic objectives and the prevailing external economic environment. The role holder will be a Chair of Credit Approvals Committee "CAC", whilst also exercising a personal delegated lending authority. The role holder will act as the primary point of reference and technical expert primarily for the Bank's Retail Business activities, together with the Asset Finance (DSME) lending activities within the Commercial Business Franchise and being responsible for maintenance and evolution of the Bank's Credit Risk Policies. This will also involve being directly responsible for ensuring the adequacy and relevance of ongoing resourcing, recruitment and management of the role holder's direct Team. Key Role Responsibilities Senior Leadership Responsible for leading and managing a highly performing team, working collaboratively with the Deputy CCO and the other Credit Risk Team Head to coordinate the effective deployment of resource across the entire Credit Risk Function to ensure workloads are managed appropriately. When required, take ownership and responsibility for the preparation and presentation of analysis and findings relating to specific matters to various internal and external stakeholders. Identify, evaluate and formulate strategy and relevant action plans to drive process efficiencies, harnessing automation where possible across the Credit Risk Function. Provide constructive and informed challenge to 1st Line proposed strategic growth plans and any proposed change to sector risk appetite and policy. People and Culture Create a supportive and collaborative working environment, inspiring and motivating others. Encourage and drive your own personal development, whilst providing support, guidance and encouragement to colleagues with a view to optimise their own ability and career aspirations where appropriate. Responsible for your direct Team delivering a consistently highly effective performance, whilst ensuring this is not detrimental to people's wellbeing. Responsible for identifying and managing in an effective and supportive manner any individual underperformance situation. Credit Sanctioning Responsibility for the credit risk sanctioning decisions for transactions typically relating to motor finance. Responsible for ensuring all credit risk sanctioning decisions, both personally (either within individual discretion or as Chair of CAC), together with those of the Credit Risk Team are appropriately considered in a consistently balanced and duly informed manner. Risk Committees Direct involvement with the preparation of any papers relevant to the role for Approval, Noting or Discussion at the Bank's various Executive and Non-Executive Risk Committees. Take ownership for the successful follow up of outstanding Action Points from any of the relevant Committees. Act as a Member, or when required, as Chair of Credit Risk Oversight Committee and Watch & Impairment Committee, whilst representing Credit Risk at various other Committees as and when appropriate. Credit Risk Management Responsible for the credit risk oversight of the Bank's Retail Business, attending all the relevant 1st Line Risk Committees, providing support and constructive challenge as appropriate. Responsible for the analysis, interrogation and constructive challenge of the credit risk data and performance of the Retail Business lending portfolios. Ensure there is effective and consistent ongoing monitoring of credit risk performance e.g. lending volumes, credit quality, arrears, escalating specific issues and/or trends as appropriate. Responsible for ensuring the performance and output of the various credit rating models in place is regularly and robustly assessed and tracked, identifying and communicating any suspected deficiencies and/or areas for improvement. Provide independent oversight and challenge on the effectiveness of processes for risk identification, assessment, mitigation, management and reporting. Work in partnership with 1st Line to ensure any strategic plan in place to grow the lending portfolio is undertaken in a sustainable and controlled manner. Credit Risk Governance & Framework Managing the development and maintenance of the suite of Credit Risk policy documents. Supporting the embedding of Credit Risk policies across the Bank and seeking solutions to operational challenges as required. Responsibility for assisting in the development and implementation of the credit risk strategy across the Bank to ensure it aligns with the Bank's credit risk framework. Monitoring and reporting on compliance with risk appetite and concentration risk limits. Providing guidance and support to the 1st Line Risk teams in respect of the evolution, implementation and maintenance of their own processes, ensuring consistency and compliance with all Credit Risk policies. The Person In-depth understanding of the financial services sector with specific focus on Credit Risk. Extensive knowledge and understanding of intermediary mortgage lending and its processes. Excellent working knowledge of the FCA sourcebooks, principally MCOB and COCON. Strong understanding of Credit Risk appetite and Credit Risk management frameworks. Ability to operate effectively on senior management Committees. Demonstrating excellence, frankness, openness and transparency. Developing people to support them to be the best that they can be. Ability to develop strong and collaborative working relationships with all stakeholders. Inspire respect, trust and commitment to business objectives with well-developed leadership and people management skills. Demonstrates sound business/professional judgement through strength of character, independence of thought risk awareness and good values and behaviours. Works well under pressure with the ability to prioritise and manage multiple and complex projects simultaneously. High levels of drive, energy and personal commitment to success. Strong capability in strategic thinking and developing solutions. The Opportunity Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. . click apply for full job details
Feb 10, 2025
Full time
The role is part of the Credit Risk Function which sits in the 2nd Line of Defence and is tasked with supporting the Chief Credit Officer "CCO" with credit risk decision making activities, the ongoing development, embedding and monitoring of the Bank's Credit Risk Management Framework and to ensure Credit Risk activities remain effective and relevant to the Bank's strategic objectives and the prevailing external economic environment. The role holder will be a Chair of Credit Approvals Committee "CAC", whilst also exercising a personal delegated lending authority. The role holder will act as the primary point of reference and technical expert primarily for the Bank's Retail Business activities, together with the Asset Finance (DSME) lending activities within the Commercial Business Franchise and being responsible for maintenance and evolution of the Bank's Credit Risk Policies. This will also involve being directly responsible for ensuring the adequacy and relevance of ongoing resourcing, recruitment and management of the role holder's direct Team. Key Role Responsibilities Senior Leadership Responsible for leading and managing a highly performing team, working collaboratively with the Deputy CCO and the other Credit Risk Team Head to coordinate the effective deployment of resource across the entire Credit Risk Function to ensure workloads are managed appropriately. When required, take ownership and responsibility for the preparation and presentation of analysis and findings relating to specific matters to various internal and external stakeholders. Identify, evaluate and formulate strategy and relevant action plans to drive process efficiencies, harnessing automation where possible across the Credit Risk Function. Provide constructive and informed challenge to 1st Line proposed strategic growth plans and any proposed change to sector risk appetite and policy. People and Culture Create a supportive and collaborative working environment, inspiring and motivating others. Encourage and drive your own personal development, whilst providing support, guidance and encouragement to colleagues with a view to optimise their own ability and career aspirations where appropriate. Responsible for your direct Team delivering a consistently highly effective performance, whilst ensuring this is not detrimental to people's wellbeing. Responsible for identifying and managing in an effective and supportive manner any individual underperformance situation. Credit Sanctioning Responsibility for the credit risk sanctioning decisions for transactions typically relating to motor finance. Responsible for ensuring all credit risk sanctioning decisions, both personally (either within individual discretion or as Chair of CAC), together with those of the Credit Risk Team are appropriately considered in a consistently balanced and duly informed manner. Risk Committees Direct involvement with the preparation of any papers relevant to the role for Approval, Noting or Discussion at the Bank's various Executive and Non-Executive Risk Committees. Take ownership for the successful follow up of outstanding Action Points from any of the relevant Committees. Act as a Member, or when required, as Chair of Credit Risk Oversight Committee and Watch & Impairment Committee, whilst representing Credit Risk at various other Committees as and when appropriate. Credit Risk Management Responsible for the credit risk oversight of the Bank's Retail Business, attending all the relevant 1st Line Risk Committees, providing support and constructive challenge as appropriate. Responsible for the analysis, interrogation and constructive challenge of the credit risk data and performance of the Retail Business lending portfolios. Ensure there is effective and consistent ongoing monitoring of credit risk performance e.g. lending volumes, credit quality, arrears, escalating specific issues and/or trends as appropriate. Responsible for ensuring the performance and output of the various credit rating models in place is regularly and robustly assessed and tracked, identifying and communicating any suspected deficiencies and/or areas for improvement. Provide independent oversight and challenge on the effectiveness of processes for risk identification, assessment, mitigation, management and reporting. Work in partnership with 1st Line to ensure any strategic plan in place to grow the lending portfolio is undertaken in a sustainable and controlled manner. Credit Risk Governance & Framework Managing the development and maintenance of the suite of Credit Risk policy documents. Supporting the embedding of Credit Risk policies across the Bank and seeking solutions to operational challenges as required. Responsibility for assisting in the development and implementation of the credit risk strategy across the Bank to ensure it aligns with the Bank's credit risk framework. Monitoring and reporting on compliance with risk appetite and concentration risk limits. Providing guidance and support to the 1st Line Risk teams in respect of the evolution, implementation and maintenance of their own processes, ensuring consistency and compliance with all Credit Risk policies. The Person In-depth understanding of the financial services sector with specific focus on Credit Risk. Extensive knowledge and understanding of intermediary mortgage lending and its processes. Excellent working knowledge of the FCA sourcebooks, principally MCOB and COCON. Strong understanding of Credit Risk appetite and Credit Risk management frameworks. Ability to operate effectively on senior management Committees. Demonstrating excellence, frankness, openness and transparency. Developing people to support them to be the best that they can be. Ability to develop strong and collaborative working relationships with all stakeholders. Inspire respect, trust and commitment to business objectives with well-developed leadership and people management skills. Demonstrates sound business/professional judgement through strength of character, independence of thought risk awareness and good values and behaviours. Works well under pressure with the ability to prioritise and manage multiple and complex projects simultaneously. High levels of drive, energy and personal commitment to success. Strong capability in strategic thinking and developing solutions. The Opportunity Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainty we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders. We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers. The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world Relish a challenge and enjoy a fast-paced, innovative and hardworking culture Enjoy finding new and better ways to solve complexity and make things happen Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups Care about society and the environment and want to be part of a business that cares too Want to continue to grow professionally and be the best version of yourself Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. . click apply for full job details
Join us as a Senior Software Engineer in our CPO team, driving innovation in our business-critical engineering projects at Shawbrook, the forefront of fintech banking. You will be working on our real estate origination systems, a key business area for the bank. This role offers a chance for a skilled engineer to deepen their domain expertise in banking and collaborate with a dynamic team of engineers, using Agile methodologies to fundamentally change the way we build and maintain systems at Shawbrook. We are looking for a skilled and proactive engineer to support and enhance a critical Real Estate product. This system is currently built with VB legacy tech, and we are actively developing modern replacements. This role will learn the ins and outs of the product, providing essential support and helping to modernise and enhance its workflows and processes during this critical transition period. You'll be an advocate for best in class engineering standards and maintain a strong focus on product delivery, you'll have the chance to make your mark right away as we undergo pivotal, impactful work with truly diverse opportunities to support your development. Responsibilities: What you'll do Work as part of a Product focused team; this role is responsible for building and maintaining application software to support key systems within the bank. You will be working to help transition one of our key systems from legacy technologies to a modern microservices based system. Determine root cause for complex software issues and develop practical, efficient, and permanent technical solutions. Be a strong voice in all team ceremonies, including planning, estimation and backlog refinement. Provide a technical viewpoint in discussions on resource assignment. Participate in understanding business requirements during agile ceremonies including backlog refinement sessions. Taking responsibility for implementing the most appropriate solution, bearing in mind, non-functional requirements around performance and security. Work with the support team to deploy and monitor services in production. Take responsibility for documenting details of system amendments/enhancements in both code comments and online documentation system. Continually update technical knowledge and skills by attending in-house and external courses, reading manuals and accessing new applications. Maintain and improve existing codebases and peer review code changes. Strict adherence to Shawbrook technical standards. The Person What you'll need Expert in VB6: proven hands-on experience designing and building complex software end-to-end systems which have been efficiently delivered to production. SQL: You will need experience with data, both front and back end, to run queries, pull data back, build new tables, and index tables. Microservices: You will use microservice technology to build our systems using modern design to drive scalability and efficiency. Engineering best practice: Familiarity with concepts such as DTO/TDD/Unit Testing and SOLID principles to drive high-quality coding practices. .NET 5/6/.NET Core: Any experience (or willingness to learn) .NET would be beneficial, to help build out the back end of our new modernised systems. Any experience of working in banking will be useful. Ability to work independently. Excellent analytical and problem-solving skills. Excellent organisation and time management skills. Broad experience designing, programming, and implementing large information systems. Chance to gain Cloud Experience (Azure): If you don't have this you can expect to learn it during your time at Shawbrook. The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties - no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world. Relish a challenge and enjoy a fast-paced, innovative, and hardworking culture. Enjoy finding new and better ways to solve complexity and make things happen. Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups. Care about society and the environment and want to be part of a business that cares too. Want to continue to grow professionally and be the best version of yourself. Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment. Free access to Headspace, a mindfulness & meditation digital health app. Free access to Peppy digital health app that offers personalised support through fertility treatment, becoming a parent, or menopause. EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing, and more general queries around family, work, housing, and health. Cycle to work scheme. Discounts on gym membership. Contributory pension scheme & death in service. Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year. Option to buy or sell holiday days through our flexi-holiday scheme. Discounts on gym membership nationwide. Access to discounts on a range of high street and online brands. Community support and charitable giving. Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success. Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done.
Jan 29, 2025
Full time
Join us as a Senior Software Engineer in our CPO team, driving innovation in our business-critical engineering projects at Shawbrook, the forefront of fintech banking. You will be working on our real estate origination systems, a key business area for the bank. This role offers a chance for a skilled engineer to deepen their domain expertise in banking and collaborate with a dynamic team of engineers, using Agile methodologies to fundamentally change the way we build and maintain systems at Shawbrook. We are looking for a skilled and proactive engineer to support and enhance a critical Real Estate product. This system is currently built with VB legacy tech, and we are actively developing modern replacements. This role will learn the ins and outs of the product, providing essential support and helping to modernise and enhance its workflows and processes during this critical transition period. You'll be an advocate for best in class engineering standards and maintain a strong focus on product delivery, you'll have the chance to make your mark right away as we undergo pivotal, impactful work with truly diverse opportunities to support your development. Responsibilities: What you'll do Work as part of a Product focused team; this role is responsible for building and maintaining application software to support key systems within the bank. You will be working to help transition one of our key systems from legacy technologies to a modern microservices based system. Determine root cause for complex software issues and develop practical, efficient, and permanent technical solutions. Be a strong voice in all team ceremonies, including planning, estimation and backlog refinement. Provide a technical viewpoint in discussions on resource assignment. Participate in understanding business requirements during agile ceremonies including backlog refinement sessions. Taking responsibility for implementing the most appropriate solution, bearing in mind, non-functional requirements around performance and security. Work with the support team to deploy and monitor services in production. Take responsibility for documenting details of system amendments/enhancements in both code comments and online documentation system. Continually update technical knowledge and skills by attending in-house and external courses, reading manuals and accessing new applications. Maintain and improve existing codebases and peer review code changes. Strict adherence to Shawbrook technical standards. The Person What you'll need Expert in VB6: proven hands-on experience designing and building complex software end-to-end systems which have been efficiently delivered to production. SQL: You will need experience with data, both front and back end, to run queries, pull data back, build new tables, and index tables. Microservices: You will use microservice technology to build our systems using modern design to drive scalability and efficiency. Engineering best practice: Familiarity with concepts such as DTO/TDD/Unit Testing and SOLID principles to drive high-quality coding practices. .NET 5/6/.NET Core: Any experience (or willingness to learn) .NET would be beneficial, to help build out the back end of our new modernised systems. Any experience of working in banking will be useful. Ability to work independently. Excellent analytical and problem-solving skills. Excellent organisation and time management skills. Broad experience designing, programming, and implementing large information systems. Chance to gain Cloud Experience (Azure): If you don't have this you can expect to learn it during your time at Shawbrook. The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties - no two customers are ever the same. We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person. Work with us because you: Want to be part of a bank built for the dynamics of the modern world. Relish a challenge and enjoy a fast-paced, innovative, and hardworking culture. Enjoy finding new and better ways to solve complexity and make things happen. Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups. Care about society and the environment and want to be part of a business that cares too. Want to continue to grow professionally and be the best version of yourself. Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment. Free access to Headspace, a mindfulness & meditation digital health app. Free access to Peppy digital health app that offers personalised support through fertility treatment, becoming a parent, or menopause. EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing, and more general queries around family, work, housing, and health. Cycle to work scheme. Discounts on gym membership. Contributory pension scheme & death in service. Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year. Option to buy or sell holiday days through our flexi-holiday scheme. Discounts on gym membership nationwide. Access to discounts on a range of high street and online brands. Community support and charitable giving. Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success. Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done.
The Opportunity Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. Join Shawbrook because you: Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive Want to continue to grow professionally. We encourage you to grow and be the best version of yourself Care about sustainability? We want to be better for our people, environment, and society Bring passion and enjoyment to your work. You'll work hard but you'll have fun too The Role & Responsibilities To underwrite Residential BTLs, Commercial Investment and Trading Business mortgage applications in line with the company lending policy and to manage the application through to completion Reporting to the Underwriting Manager, principal interfaces will be with Lending Manager Colleagues, Risk Management, Brokers and Lending Officer colleagues An ability to adopt a pragmatic approach to underwriting residential BTL, commercial and trading business mortgage applications within approved lending mandate To understand and analyse key items such as credit searches, bank statements, financial accounts, property valuations and business appraisals in order to make informed lending decisions To deliver high levels of accuracy and attention to detail in data input and all written communication produced Able to develop a rationale for those cases outside of own lending mandate or company lending policy and communicate findings to Credit Risk department for their consideration To build successful working relationships with external contacts such as brokers, customers, surveyors and solicitors as well as internal teams such as administrators, lending officers, credit risk and finance to ensure all lending requirements are satisfied prior to release of funds To effectively manage a pipeline of approximately 70 cases through to completion, ensuring both company service standards and the lending policy is complied with throughout To deal with all internal and external telephone & email enquiries efficiently and within company standards Ensure a good understanding of all the company's policies, procedures and compliance guidelines, installing the principles in your daily practice to protect the company from any associated risks To embrace the principles of treating customers fairly and responsible lending in all decision making To be able to assess the applicant's portfolio in line with the PRA requirements The Person Fully CeMAP qualified or a desire to work towards Excellent understanding of the BTL and Commercial mortgage sector (desirable) Good knowledge and understanding of legal conveyancing (desirable) Experience of working to tight deadlines Computer literate (good knowledge of MS Office suite - Excel, Word, PowerPoint) Knowledge of TCF Good knowledge of compliance procedures within the mortgage industry Reading and understanding of financial accounts, valuations, business appraisals and credit searches Ability to develop an analytical and pragmatic approach to underwriting Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
Dec 14, 2022
Full time
The Opportunity Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. Join Shawbrook because you: Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive Want to continue to grow professionally. We encourage you to grow and be the best version of yourself Care about sustainability? We want to be better for our people, environment, and society Bring passion and enjoyment to your work. You'll work hard but you'll have fun too The Role & Responsibilities To underwrite Residential BTLs, Commercial Investment and Trading Business mortgage applications in line with the company lending policy and to manage the application through to completion Reporting to the Underwriting Manager, principal interfaces will be with Lending Manager Colleagues, Risk Management, Brokers and Lending Officer colleagues An ability to adopt a pragmatic approach to underwriting residential BTL, commercial and trading business mortgage applications within approved lending mandate To understand and analyse key items such as credit searches, bank statements, financial accounts, property valuations and business appraisals in order to make informed lending decisions To deliver high levels of accuracy and attention to detail in data input and all written communication produced Able to develop a rationale for those cases outside of own lending mandate or company lending policy and communicate findings to Credit Risk department for their consideration To build successful working relationships with external contacts such as brokers, customers, surveyors and solicitors as well as internal teams such as administrators, lending officers, credit risk and finance to ensure all lending requirements are satisfied prior to release of funds To effectively manage a pipeline of approximately 70 cases through to completion, ensuring both company service standards and the lending policy is complied with throughout To deal with all internal and external telephone & email enquiries efficiently and within company standards Ensure a good understanding of all the company's policies, procedures and compliance guidelines, installing the principles in your daily practice to protect the company from any associated risks To embrace the principles of treating customers fairly and responsible lending in all decision making To be able to assess the applicant's portfolio in line with the PRA requirements The Person Fully CeMAP qualified or a desire to work towards Excellent understanding of the BTL and Commercial mortgage sector (desirable) Good knowledge and understanding of legal conveyancing (desirable) Experience of working to tight deadlines Computer literate (good knowledge of MS Office suite - Excel, Word, PowerPoint) Knowledge of TCF Good knowledge of compliance procedures within the mortgage industry Reading and understanding of financial accounts, valuations, business appraisals and credit searches Ability to develop an analytical and pragmatic approach to underwriting Reward Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include: Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment Free access to Headspace, a mindfulness & meditation digital health app Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health Cycle to work scheme Discounts on gym membership Contributory pension scheme & death in service Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time. Minimum of 27 days holiday per year Option to buy or sell holiday days through our flexi-holiday scheme Discounts on gym membership nationwide Access to discounts on a range of high street and online brands Community support and charitable giving Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals. Participation in our annual discretionary bonus scheme designed to reward your contribution to our success Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done
The Opportunity Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. Join Shawbrook because you: Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive Want to continue to grow professionally. We encourage you to grow and be the best version of yourself Care about sustainability? We want to be better for our people, environment, and society Bring passion and enjoyment to your work. You'll work hard but you'll have fun too The Role & Responsibilities This role will combine systems and data analytics experience with financial crime knowledge to deliver effective and efficient strategies and controls. Responsible for managing and optimising Financial Crime Systems Conduct critical analysis to inform and refine Financial Crime strategies (Fraud and AML) Produce regular and comprehensive MI. Management of key financial crime systems including but not limited to: workflow management platforms, electronic ID&V, customer screening, fraud prevention tools. This will include the full lifecycle from implementation, testing and ongoing monitoring Ensure that systems are compliant with applicable laws, regulations, industry best practice and internal standards Ensure systems are updated to effectively implement any regulatory changes or updates to the policies, standards or risk scoring as informed by the 2nd line and in a timely manner Apply appropriate statistical techniques - e.g. SQL SAS - and concepts to develop data led solutions Manage upgrades and enhancements to financial crime systems and provide the relevant assurance that systems are operating effectively Lead on testing activities required in relation to financial crime systems Undertake timely and accurate analysis to inform financial crime strategies promoting compliance whilst enabling business Work closely with 1st line financial crime risk teams to optimise system configuration and reduce false positives through rule writing and system configurations Design and execute management information dashboards to evidence effectiveness of systems in addition to contributing to governance management information packs in relation to financial crime Engage/negotiate with key stakeholders - an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences The Person Risk analytics and risk modelling qualifications desirable, but not essential A recognised financial crime qualification (e.g. ICA certificate, diploma)desirable, but not essential Background in a similar role, preferably within financial services Skilled in data analytics and risk modelling Experienced with risk management frameworks and controls Minimum of 3-5 years' experience within financial crime prevention area Experience of using and configurating industry standard financial crimesystems Technical knowledge of SAS, SQL, data sources and reporting suites Knowledge and experience in using financial crime industry recognised systems and databases to combat financial crime Strong knowledge of the UK financial crime regulatory regime across all areas of financial crime including Money Laundering, Terrorist Financing, Sanctions and Fraud Confident engaging/negotiating with stakeholders at all levels of the business Excellent written and spoken communication skills; an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences Sound understanding of Risk Management principles, frameworks, tools, and techniques including High level of Computer proficiency (good knowledge of MS Office suite - Excel, Word, Power Point, with relevant analytical software) Adaptable & flexible Excellent verbal and written communication skills Ability to work as part of a team Good planning and organisational skills Enthusiastic "can do" attitude Able to work under pressure and to tight deadlines Strong attention to detail and good judgement Professional and well presented Establishes effective working relationships at all levels Can be home based or office based Able to work extended hours on occasions when required
Dec 14, 2022
Full time
The Opportunity Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. Join Shawbrook because you: Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive Want to continue to grow professionally. We encourage you to grow and be the best version of yourself Care about sustainability? We want to be better for our people, environment, and society Bring passion and enjoyment to your work. You'll work hard but you'll have fun too The Role & Responsibilities This role will combine systems and data analytics experience with financial crime knowledge to deliver effective and efficient strategies and controls. Responsible for managing and optimising Financial Crime Systems Conduct critical analysis to inform and refine Financial Crime strategies (Fraud and AML) Produce regular and comprehensive MI. Management of key financial crime systems including but not limited to: workflow management platforms, electronic ID&V, customer screening, fraud prevention tools. This will include the full lifecycle from implementation, testing and ongoing monitoring Ensure that systems are compliant with applicable laws, regulations, industry best practice and internal standards Ensure systems are updated to effectively implement any regulatory changes or updates to the policies, standards or risk scoring as informed by the 2nd line and in a timely manner Apply appropriate statistical techniques - e.g. SQL SAS - and concepts to develop data led solutions Manage upgrades and enhancements to financial crime systems and provide the relevant assurance that systems are operating effectively Lead on testing activities required in relation to financial crime systems Undertake timely and accurate analysis to inform financial crime strategies promoting compliance whilst enabling business Work closely with 1st line financial crime risk teams to optimise system configuration and reduce false positives through rule writing and system configurations Design and execute management information dashboards to evidence effectiveness of systems in addition to contributing to governance management information packs in relation to financial crime Engage/negotiate with key stakeholders - an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences The Person Risk analytics and risk modelling qualifications desirable, but not essential A recognised financial crime qualification (e.g. ICA certificate, diploma)desirable, but not essential Background in a similar role, preferably within financial services Skilled in data analytics and risk modelling Experienced with risk management frameworks and controls Minimum of 3-5 years' experience within financial crime prevention area Experience of using and configurating industry standard financial crimesystems Technical knowledge of SAS, SQL, data sources and reporting suites Knowledge and experience in using financial crime industry recognised systems and databases to combat financial crime Strong knowledge of the UK financial crime regulatory regime across all areas of financial crime including Money Laundering, Terrorist Financing, Sanctions and Fraud Confident engaging/negotiating with stakeholders at all levels of the business Excellent written and spoken communication skills; an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences Sound understanding of Risk Management principles, frameworks, tools, and techniques including High level of Computer proficiency (good knowledge of MS Office suite - Excel, Word, Power Point, with relevant analytical software) Adaptable & flexible Excellent verbal and written communication skills Ability to work as part of a team Good planning and organisational skills Enthusiastic "can do" attitude Able to work under pressure and to tight deadlines Strong attention to detail and good judgement Professional and well presented Establishes effective working relationships at all levels Can be home based or office based Able to work extended hours on occasions when required
The Opportunity Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. Join Shawbrook because you: Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive Want to continue to grow professionally. We encourage you to grow and be the best version of yourself Care about sustainability? We want to be better for our people, environment, and society Bring passion and enjoyment to your work. You'll work hard but you'll have fun too The Role & Responsibilities This role will combine systems and data analytics experience with financial crime knowledge to deliver effective and efficient strategies and controls. Responsible for managing and optimising Financial Crime Systems Conduct critical analysis to inform and refine Financial Crime strategies (Fraud and AML) Produce regular and comprehensive MI. Management of key financial crime systems including but not limited to: workflow management platforms, electronic ID&V, customer screening, fraud prevention tools. This will include the full lifecycle from implementation, testing and ongoing monitoring Ensure that systems are compliant with applicable laws, regulations, industry best practice and internal standards Ensure systems are updated to effectively implement any regulatory changes or updates to the policies, standards or risk scoring as informed by the 2nd line and in a timely manner Apply appropriate statistical techniques - e.g. SQL SAS - and concepts to develop data led solutions Manage upgrades and enhancements to financial crime systems and provide the relevant assurance that systems are operating effectively Lead on testing activities required in relation to financial crime systems Undertake timely and accurate analysis to inform financial crime strategies promoting compliance whilst enabling business Work closely with 1st line financial crime risk teams to optimise system configuration and reduce false positives through rule writing and system configurations Design and execute management information dashboards to evidence effectiveness of systems in addition to contributing to governance management information packs in relation to financial crime Engage/negotiate with key stakeholders - an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences The Person Risk analytics and risk modelling qualifications desirable, but not essential A recognised financial crime qualification (e.g. ICA certificate, diploma)desirable, but not essential Background in a similar role, preferably within financial services Skilled in data analytics and risk modelling Experienced with risk management frameworks and controls Minimum of 3-5 years' experience within financial crime prevention area Experience of using and configurating industry standard financial crimesystems Technical knowledge of SAS, SQL, data sources and reporting suites Knowledge and experience in using financial crime industry recognised systems and databases to combat financial crime Strong knowledge of the UK financial crime regulatory regime across all areas of financial crime including Money Laundering, Terrorist Financing, Sanctions and Fraud Confident engaging/negotiating with stakeholders at all levels of the business Excellent written and spoken communication skills; an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences Sound understanding of Risk Management principles, frameworks, tools, and techniques including High level of Computer proficiency (good knowledge of MS Office suite - Excel, Word, Power Point, with relevant analytical software) Adaptable & flexible Excellent verbal and written communication skills Ability to work as part of a team Good planning and organisational skills Enthusiastic "can do" attitude Able to work under pressure and to tight deadlines Strong attention to detail and good judgement Professional and well presented Establishes effective working relationships at all levels Can be home based or office based Able to work extended hours on occasions when required
Dec 13, 2022
Full time
The Opportunity Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. Join Shawbrook because you: Want to help us deepen our industry sector knowledge, combining technology alongside the best banking brains Want to build a bank for the future and be part of our digital transformation journey that will enable customers & businesses to thrive Want to continue to grow professionally. We encourage you to grow and be the best version of yourself Care about sustainability? We want to be better for our people, environment, and society Bring passion and enjoyment to your work. You'll work hard but you'll have fun too The Role & Responsibilities This role will combine systems and data analytics experience with financial crime knowledge to deliver effective and efficient strategies and controls. Responsible for managing and optimising Financial Crime Systems Conduct critical analysis to inform and refine Financial Crime strategies (Fraud and AML) Produce regular and comprehensive MI. Management of key financial crime systems including but not limited to: workflow management platforms, electronic ID&V, customer screening, fraud prevention tools. This will include the full lifecycle from implementation, testing and ongoing monitoring Ensure that systems are compliant with applicable laws, regulations, industry best practice and internal standards Ensure systems are updated to effectively implement any regulatory changes or updates to the policies, standards or risk scoring as informed by the 2nd line and in a timely manner Apply appropriate statistical techniques - e.g. SQL SAS - and concepts to develop data led solutions Manage upgrades and enhancements to financial crime systems and provide the relevant assurance that systems are operating effectively Lead on testing activities required in relation to financial crime systems Undertake timely and accurate analysis to inform financial crime strategies promoting compliance whilst enabling business Work closely with 1st line financial crime risk teams to optimise system configuration and reduce false positives through rule writing and system configurations Design and execute management information dashboards to evidence effectiveness of systems in addition to contributing to governance management information packs in relation to financial crime Engage/negotiate with key stakeholders - an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences The Person Risk analytics and risk modelling qualifications desirable, but not essential A recognised financial crime qualification (e.g. ICA certificate, diploma)desirable, but not essential Background in a similar role, preferably within financial services Skilled in data analytics and risk modelling Experienced with risk management frameworks and controls Minimum of 3-5 years' experience within financial crime prevention area Experience of using and configurating industry standard financial crimesystems Technical knowledge of SAS, SQL, data sources and reporting suites Knowledge and experience in using financial crime industry recognised systems and databases to combat financial crime Strong knowledge of the UK financial crime regulatory regime across all areas of financial crime including Money Laundering, Terrorist Financing, Sanctions and Fraud Confident engaging/negotiating with stakeholders at all levels of the business Excellent written and spoken communication skills; an ability to communicate with impact, ensuring that complex information is articulated in a meaningful and easily understood way to a wide range of audiences Sound understanding of Risk Management principles, frameworks, tools, and techniques including High level of Computer proficiency (good knowledge of MS Office suite - Excel, Word, Power Point, with relevant analytical software) Adaptable & flexible Excellent verbal and written communication skills Ability to work as part of a team Good planning and organisational skills Enthusiastic "can do" attitude Able to work under pressure and to tight deadlines Strong attention to detail and good judgement Professional and well presented Establishes effective working relationships at all levels Can be home based or office based Able to work extended hours on occasions when required
Job Family Delivery The Role Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. We are currently looking for a dynamic Salesforce Developer to join our strategic journey to enable our business division to maximise our tech to serve our customers Responsibilities Translate functional requirements into technical requirements Perform configuration and customization of the Salesforce.com platform. Design and build high-performance, reusable, and reliable Apex code with best practices Write test classes for the class that you develop and ensure more than 80% code coverage Willing to be hands-on in producing tangible deliverables (requirements specifications, design deliverables, status reports, project plans) Utilize best practices to perform operational support, enhancements, bug fixes as needed to the Salesforce.com platform Follow all standard operating procedures (SOP) and maintain updated ticketing for events, incidents, requests, changes, problems, etc. Proactively engage on continuous improvement efforts for application design, support, and practice development efforts. Provide technical assistance and end user troubleshooting for bug fixes, enhancements, and "how-to" assistance. Act as a point of escalation for Service Desk and NOC ticketing for advanced issue resolution. The Person Software engineering skills with Force.com Platform (Apex, VisualForce, SOQL, Unit Testing) Experience in administration setup, e.g., managing users, security controls, and data as well as creating roles, profiles, and reports. Experience in designing custom objects, custom fields, picklists, page layouts, workflow, approval processes, validation rules, custom tabs, reports, dashboards, and email generation according to application requirements Experience with Agile development methodologies Experience with web services (REST & SOAP, JSON & XML, etc.) Banding This role is an SB3 within the Internal Shawbrook banding structure.
Nov 30, 2021
Full time
Job Family Delivery The Role Shawbrook is a new type of specialist financial services company, combining the relentless focus on customer service and innovation you would expect from a fintech with the expertise and certainty of a bank. Shawbrook is driven by a purpose to solve complex problems that unlock opportunity for its rapidly growing customer base of over 300,000 UK consumers and businesses. Our success would not have been possible without our Team. Our people differentiate us from the competition through their deep sector knowledge, they are the life force of our business. We are currently looking for a dynamic Salesforce Developer to join our strategic journey to enable our business division to maximise our tech to serve our customers Responsibilities Translate functional requirements into technical requirements Perform configuration and customization of the Salesforce.com platform. Design and build high-performance, reusable, and reliable Apex code with best practices Write test classes for the class that you develop and ensure more than 80% code coverage Willing to be hands-on in producing tangible deliverables (requirements specifications, design deliverables, status reports, project plans) Utilize best practices to perform operational support, enhancements, bug fixes as needed to the Salesforce.com platform Follow all standard operating procedures (SOP) and maintain updated ticketing for events, incidents, requests, changes, problems, etc. Proactively engage on continuous improvement efforts for application design, support, and practice development efforts. Provide technical assistance and end user troubleshooting for bug fixes, enhancements, and "how-to" assistance. Act as a point of escalation for Service Desk and NOC ticketing for advanced issue resolution. The Person Software engineering skills with Force.com Platform (Apex, VisualForce, SOQL, Unit Testing) Experience in administration setup, e.g., managing users, security controls, and data as well as creating roles, profiles, and reports. Experience in designing custom objects, custom fields, picklists, page layouts, workflow, approval processes, validation rules, custom tabs, reports, dashboards, and email generation according to application requirements Experience with Agile development methodologies Experience with web services (REST & SOAP, JSON & XML, etc.) Banding This role is an SB3 within the Internal Shawbrook banding structure.
