Trustly, Inc.
WHO WE ARE At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide. Our Ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like. Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays. About the Team: Group Treasury has overall responsibility over the Group's financial risk exposure, including foreign exchange risk, credit risk and liquidity risk, and manages liquid funds to ensure efficient liquidity management, optimised debt and equity financing, and capital structure. About the Role: The Director of Corporate Treasury is an integral part of our finance team, working cross functionally with the Finance and Banking Operations teams. The Treasurer oversees the strategic and operational treasury management; ensures the development and execution of the Group's treasury strategy, optimises the global cash position, and manages financial risks - ensuring compliance with relevant regulations across our international operations. What you'll do: Management and reporting of financial risks through implementation of appropriate risk management strategies Prepare, implement and maintain a global treasury policy and investment strategy Cash and liquidity management across all Group entities; Implement applicable treasury systems and technology Implement and operate an effective investment strategy to maximise finance income Manage currency risk and development of group treasury tools, including cash pooling Maintain banking relationships with corporate banking partners ensuring terms are favourable and efficient Manage compliance with applicable financial regulations and reporting requirements across the group Who you are: Leadership experience in corporate treasury (minimum 8 years in senior roles) Proven track record of developing and implementing successful treasury strategies, managing debt, and managing financial risk, setting up the function from scratch Experience working with treasury management systems and other financial technologies Experience working in a fast growth environment, with experience in Tech/ Fintech Experience working in multiple currencies and across multiple jurisdictions is critical Implementation focus and ability to project manage multiple projects Experienced in developing and managing the Treasury needs of an International Group Ability to work independently as well as with other cross functional teams Proactive, adaptable and results orientated approach with a strong attention to detail. Our Fantastic Benefits (varies by location) 20 to 30 days of holiday to support a healthy work-life balance Monthly team outing allowance to enjoy social events with your colleagues Parental leave top-up additional support for new parents On-site perks to make your workday smoother Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best PLUS additional benefits designed to enhance your work-life experience! Shape Your Role and Make an Impact Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We're looking for dedicated and highly motivated individuals who thrive in a fast-paced environment and enjoy collaborating across different areas of the organisation. If your skills and experience align with this role, we'd love to hear from you! Apply now and submit your CV in English.
WHO WE ARE At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide. Our Ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like. Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays. About the Team: Group Treasury has overall responsibility over the Group's financial risk exposure, including foreign exchange risk, credit risk and liquidity risk, and manages liquid funds to ensure efficient liquidity management, optimised debt and equity financing, and capital structure. About the Role: The Director of Corporate Treasury is an integral part of our finance team, working cross functionally with the Finance and Banking Operations teams. The Treasurer oversees the strategic and operational treasury management; ensures the development and execution of the Group's treasury strategy, optimises the global cash position, and manages financial risks - ensuring compliance with relevant regulations across our international operations. What you'll do: Management and reporting of financial risks through implementation of appropriate risk management strategies Prepare, implement and maintain a global treasury policy and investment strategy Cash and liquidity management across all Group entities; Implement applicable treasury systems and technology Implement and operate an effective investment strategy to maximise finance income Manage currency risk and development of group treasury tools, including cash pooling Maintain banking relationships with corporate banking partners ensuring terms are favourable and efficient Manage compliance with applicable financial regulations and reporting requirements across the group Who you are: Leadership experience in corporate treasury (minimum 8 years in senior roles) Proven track record of developing and implementing successful treasury strategies, managing debt, and managing financial risk, setting up the function from scratch Experience working with treasury management systems and other financial technologies Experience working in a fast growth environment, with experience in Tech/ Fintech Experience working in multiple currencies and across multiple jurisdictions is critical Implementation focus and ability to project manage multiple projects Experienced in developing and managing the Treasury needs of an International Group Ability to work independently as well as with other cross functional teams Proactive, adaptable and results orientated approach with a strong attention to detail. Our Fantastic Benefits (varies by location) 20 to 30 days of holiday to support a healthy work-life balance Monthly team outing allowance to enjoy social events with your colleagues Parental leave top-up additional support for new parents On-site perks to make your workday smoother Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best PLUS additional benefits designed to enhance your work-life experience! Shape Your Role and Make an Impact Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We're looking for dedicated and highly motivated individuals who thrive in a fast-paced environment and enjoy collaborating across different areas of the organisation. If your skills and experience align with this role, we'd love to hear from you! Apply now and submit your CV in English.
Trustly, Inc.
City, London
WHO WE ARE At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide. Our Ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like. Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays. ABOUT THE ROLE We are seeking a highly experienced and strategic leader to join our executive team as the Head of Risk and Compliance/ Chief Risk and Compliance Officer UK. This individual will also be nominated as the Money Laundering Reporting Officer (MLRO) (holding PSD Individual nominations for these roles). This role is responsible for designing, implementing, and overseeing all aspects of the company's Risk, Compliance, and Anti-Financial Crime frameworks. You will be the primary point of contact for the FCA, NCA, and other regulatory bodies, ensuring the firm not only meets but exceeds its regulatory obligations. As the head of the second line of defence, you will provide critical oversight for our subsidiary's operations, working closely with their Head of Compliance to ensure group-wide alignment. The successful candidate may also be required to serve as a statutory director and a member of the Board of Directors. What you'll do Your responsibilities will be broad, encompassing all Risk, Compliance, and Anti-Money Laundering policies for the company. Governance, Strategy & Leadership Serve as a key advisor to the Board, CEO, and Senior Management on all risk and compliance matters. Play a crucial role in developing and maintaining the firm's Risk Appetite Statement, ensuring risk strategy aligns with the overall business strategy. Ensure that accurate, timely, and relevant risk and compliance information is provided to the Board, Senior Management, and regulators. Take full ownership of all Risk, Compliance, and AML/CTF policies, ensuring they are fit for purpose, regularly reviewed, and effectively embedded. Liaise with the Third Line of Defence (Internal Audit) to ensure controls are effective and remedial actions are tracked to completion. Risk Management Oversee the implementation and continuous improvement of the company's Risk Management Framework. Ensure all material risks (operational, financial, regulatory, etc.) are identified, assessed, controlled, and mitigated. Conduct comprehensive Risk Assessments of the entity's operations, including business, products, customers, and outsourcing relationships. Ensure adherence to the Risk Strategy & Appetite Framework, including continuous monitoring and reporting. Compliance Develop, implement, and maintain an effective, UK-wide compliance framework, policies, and controls. Oversee the monitoring of compliance with all relevant regulatory obligations (e.g., PSRs, Open Banking regulations), including proactive surveillance to identify potential breaches. Advise the business on payment regulatory questions related to product development, merchant agreements, end-user terms, and partner relationships. Ensure and uphold data confidentiality, integrity, and availability, acting as the owner for reporting any data privacy incidents to relevant authorities. Provide oversight of the client fund safeguarding and reconciliation functions. Act as the final point of escalation to evaluate and decide on actions for all reported cases. Financial Crime & MLRO Act as the nominated Money Laundering Reporting Officer (MLRO) and Nominated Officer, holding personal responsibility for the firm's anti-financial crime framework. Serve as the primary contact for the National Crime Agency (NCA), Financial Intelligence Units (FIUs), and law enforcement, managing all external SAR submissions. Establish, maintain, and oversee an effective anti-money laundering and counter terrorist financing (AML/CTF) framework. Own the firm's general AML Risk Assessment, customer risk assessment methodologies, and transaction monitoring models. Provide final sign off and review of all higher risk customer relationships. Own and develop efficient KYC and underwriting processes to prevent the firm from being used for illicit transactions, including sanctions screening. Regulatory & UK Oversight Act as the primary contact person for the FCA and other authorities, maintaining a proactive and transparent relationship. Manage all risk and compliance related regulatory reporting, ensuring timely and accurate submissions. UK Oversight: While the subsidiary has its own MLRO and Head of Compliance, you will be responsible for the parent company's oversight of the subsidiary's risk and compliance functions. This includes: Ensuring strategic alignment of risk frameworks and policies across the group. Reviewing group level risks and controls, providing strategic guidance and support to the subsidiary's leadership. Who you are Experience: A minimum of 6-10 years of relevant experience in risk and compliance roles within an FCA-regulated payments or e money institution. Nominated Officer Experience: A minimum of 3-5 years of demonstrable experience as a nominated MLRO and/or Head of Compliance. Regulatory Knowledge: Expert level understanding of the UK regulatory landscape, including the Payment Services Regulations (PSRs), FCA Handbook, Proceeds of a Crime Act, Money Laundering Regulations, JMLSG guidance, and Open Banking. Financial Crime Expertise: Deep and practical expertise in KYC, transaction monitoring, sanctions, SAR reporting, and managing investigations. Leadership: Proven experience in a senior leadership role with the ability to influence C suite executives, board members, and regulators. Regulatory Relations: Demonstrable experience as the primary point of contact with the FCA and NCA. Previous experience as a statutory director or board member would be advantageous. Experience managing compliance in a complex group structure (parent/subsidiary) would be highly beneficial. Holding a relevant professional qualification (e.g., ICA Diploma, ACAMS) would be an asset. A legal background or qualification would be preferable. Strategic Thinker: Ability to see the bigger picture and align risk management with business goals. Unquestionable Integrity: A strong ethical compass and the courage to make difficult decisions. Excellent Communicator: Ability to distill complex regulatory concepts into clear, concise advice for stakeholders at all levels. Resilient & Pragmatic: A hands on, problem solving attitude with the ability to thrive in a fast paced scale up environment. Our Fantastic Benefits (varies by location) 20 to 30 days of holiday to support a healthy work life balance Monthly team outing allowance to enjoy social events with your colleagues Parental leave top up additional support for new parents On site perks to make your workday smoother Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best PLUS additional benefits designed to enhance your work life experience! Shape Your Role and Make an Impact Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We're looking for dedicated and highly motivated individuals who thrive in a fast paced environment and enjoy collaborating across different areas of the organisation. If your skills and experience align with this role, we'd love to hear from you! Apply now and submit your CV in English.
WHO WE ARE At Trustly, we're building a smarter, faster, and more secure financial future by revolutionizing the world of payments. As a global leader in Open Banking Payments, we are establishing Pay by Bank as the new standard at checkout, providing unparalleled freedom, speed, and ease to millions of consumers and merchants worldwide. Our Ambition: To build the world's most disruptive payment network and redefine what the payment experience should feel like. Trustly is a global team of innovators, collaborators, and doers. If you are driven by a strong sense of purpose and thrive in a dynamic, entrepreneurial, and high-growth environment, join us and be part of a team that's transforming the way the world pays. ABOUT THE ROLE We are seeking a highly experienced and strategic leader to join our executive team as the Head of Risk and Compliance/ Chief Risk and Compliance Officer UK. This individual will also be nominated as the Money Laundering Reporting Officer (MLRO) (holding PSD Individual nominations for these roles). This role is responsible for designing, implementing, and overseeing all aspects of the company's Risk, Compliance, and Anti-Financial Crime frameworks. You will be the primary point of contact for the FCA, NCA, and other regulatory bodies, ensuring the firm not only meets but exceeds its regulatory obligations. As the head of the second line of defence, you will provide critical oversight for our subsidiary's operations, working closely with their Head of Compliance to ensure group-wide alignment. The successful candidate may also be required to serve as a statutory director and a member of the Board of Directors. What you'll do Your responsibilities will be broad, encompassing all Risk, Compliance, and Anti-Money Laundering policies for the company. Governance, Strategy & Leadership Serve as a key advisor to the Board, CEO, and Senior Management on all risk and compliance matters. Play a crucial role in developing and maintaining the firm's Risk Appetite Statement, ensuring risk strategy aligns with the overall business strategy. Ensure that accurate, timely, and relevant risk and compliance information is provided to the Board, Senior Management, and regulators. Take full ownership of all Risk, Compliance, and AML/CTF policies, ensuring they are fit for purpose, regularly reviewed, and effectively embedded. Liaise with the Third Line of Defence (Internal Audit) to ensure controls are effective and remedial actions are tracked to completion. Risk Management Oversee the implementation and continuous improvement of the company's Risk Management Framework. Ensure all material risks (operational, financial, regulatory, etc.) are identified, assessed, controlled, and mitigated. Conduct comprehensive Risk Assessments of the entity's operations, including business, products, customers, and outsourcing relationships. Ensure adherence to the Risk Strategy & Appetite Framework, including continuous monitoring and reporting. Compliance Develop, implement, and maintain an effective, UK-wide compliance framework, policies, and controls. Oversee the monitoring of compliance with all relevant regulatory obligations (e.g., PSRs, Open Banking regulations), including proactive surveillance to identify potential breaches. Advise the business on payment regulatory questions related to product development, merchant agreements, end-user terms, and partner relationships. Ensure and uphold data confidentiality, integrity, and availability, acting as the owner for reporting any data privacy incidents to relevant authorities. Provide oversight of the client fund safeguarding and reconciliation functions. Act as the final point of escalation to evaluate and decide on actions for all reported cases. Financial Crime & MLRO Act as the nominated Money Laundering Reporting Officer (MLRO) and Nominated Officer, holding personal responsibility for the firm's anti-financial crime framework. Serve as the primary contact for the National Crime Agency (NCA), Financial Intelligence Units (FIUs), and law enforcement, managing all external SAR submissions. Establish, maintain, and oversee an effective anti-money laundering and counter terrorist financing (AML/CTF) framework. Own the firm's general AML Risk Assessment, customer risk assessment methodologies, and transaction monitoring models. Provide final sign off and review of all higher risk customer relationships. Own and develop efficient KYC and underwriting processes to prevent the firm from being used for illicit transactions, including sanctions screening. Regulatory & UK Oversight Act as the primary contact person for the FCA and other authorities, maintaining a proactive and transparent relationship. Manage all risk and compliance related regulatory reporting, ensuring timely and accurate submissions. UK Oversight: While the subsidiary has its own MLRO and Head of Compliance, you will be responsible for the parent company's oversight of the subsidiary's risk and compliance functions. This includes: Ensuring strategic alignment of risk frameworks and policies across the group. Reviewing group level risks and controls, providing strategic guidance and support to the subsidiary's leadership. Who you are Experience: A minimum of 6-10 years of relevant experience in risk and compliance roles within an FCA-regulated payments or e money institution. Nominated Officer Experience: A minimum of 3-5 years of demonstrable experience as a nominated MLRO and/or Head of Compliance. Regulatory Knowledge: Expert level understanding of the UK regulatory landscape, including the Payment Services Regulations (PSRs), FCA Handbook, Proceeds of a Crime Act, Money Laundering Regulations, JMLSG guidance, and Open Banking. Financial Crime Expertise: Deep and practical expertise in KYC, transaction monitoring, sanctions, SAR reporting, and managing investigations. Leadership: Proven experience in a senior leadership role with the ability to influence C suite executives, board members, and regulators. Regulatory Relations: Demonstrable experience as the primary point of contact with the FCA and NCA. Previous experience as a statutory director or board member would be advantageous. Experience managing compliance in a complex group structure (parent/subsidiary) would be highly beneficial. Holding a relevant professional qualification (e.g., ICA Diploma, ACAMS) would be an asset. A legal background or qualification would be preferable. Strategic Thinker: Ability to see the bigger picture and align risk management with business goals. Unquestionable Integrity: A strong ethical compass and the courage to make difficult decisions. Excellent Communicator: Ability to distill complex regulatory concepts into clear, concise advice for stakeholders at all levels. Resilient & Pragmatic: A hands on, problem solving attitude with the ability to thrive in a fast paced scale up environment. Our Fantastic Benefits (varies by location) 20 to 30 days of holiday to support a healthy work life balance Monthly team outing allowance to enjoy social events with your colleagues Parental leave top up additional support for new parents On site perks to make your workday smoother Well being support our health allowance covers gym memberships, massages, and much more to help you feel your best PLUS additional benefits designed to enhance your work life experience! Shape Your Role and Make an Impact Join a dynamic environment where you can take ownership, drive change, and continuously embrace new challenges. We're looking for dedicated and highly motivated individuals who thrive in a fast paced environment and enjoy collaborating across different areas of the organisation. If your skills and experience align with this role, we'd love to hear from you! Apply now and submit your CV in English.