Infinit

Job Title: Global Head of Risk Location: London Experience: 8+ years of experience What about us? Launched in 2023, INFINIT is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas. At INFINIT we are on a mission to reshape the future of SMEs. Our all-in-one operating system has banking at its core, and empowers small business owners and their teams to seamlessly manage and optimize every aspect of their business. By focussing on specific industries, INFINIT delivers tailored, high-value solutions, while building innovative AI products to further unlock significant growth opportunities for our customers. INFINIT operates globally, with ambitions to further expand its footprint to redefine the fintech landscape for SMEs worldwide. Join us on the INFINIT journey as we revolutionise the SME economy and drive meaningful impact through innovation The role As the Global Head of Risk at INFINIT, you will be instrumental in defining, implementing, and maintaining robust risk strategies to support sustainable growth while ensuring regulatory compliance, operational efficiency, and credit quality. The ideal candidate will bring deep expertise in credit risk, financial risk modeling, operational risk, and regulatory frameworks applicable to digital lending preferably across multiple markets. What do we want to achieve together? Risk Management Strategy: Develop and oversee the execution of a robust risk management framework that aligns with INFINIT's strategic goals. This includes identifying potential risks, assessing their impact, and implementing controls to mitigate them. Risk Operations: Lead the drafting, updating, and deployment of risk-related policies and procedures (e.g., credit risk, operational risk, collections, outsourcing, ICT, etc.). Automated decisioning: Develop, maintain, and enhance data-driven and AI-enabled risk models to support automated credit decisioning for SME lending, ensuring models are robust, explainable, and aligned with regulatory and internal risk management standards. Regulatory Compliance: Ensure that INFINIT adheres to all relevant regulatory requirements and industry standards. Stay abreast of changes in regulations and best practices, and proactively adjust our risk management policies to maintain compliance. Operational Risk Oversight: Identify and manage operational risks across the organization, including those related to processes, systems, and people. Implement effective risk controls and monitoring systems to minimize exposure. Credit and Market Risk Management: Lead the assessment and management of credit and market risks associated with our financial products and services. Develop strategies to mitigate these risks while supporting business growth and profitability. Business Continuity Planning: Develop and maintain business continuity and disaster recovery plans to ensure INFINIT's operations can continue in the event of unexpected disruptions. Risk Reporting: Establish and maintain comprehensive risk reporting processes, providing senior management and the board of directors with clear, actionable insights into the company's risk profile and the effectiveness of risk management strategies. What do you need to be successful in this role? Experience: 8+ years in credit risk management within the financial services industry, with experience in early stage/start-up FinTech, digital banking, or related sectors. Experience in building and implementing risk management frameworks is essential as well as credit portfolio management. Regulatory Expertise: In-depth knowledge of financial regulations, risk management standards, and compliance requirements within the fintech and financial services sectors. Start-up appetite: Thrive in dynamic environments, enjoy translating frameworks into working processes, and are comfortable collaborating with teams across product, tech, and legal/compliance. Operational: A pragmatic, hands-on risk manager who can navigate between strategic vision and daily operations. Analytical Skills: Strong analytical and problem-solving skills, with the ability to assess complex risk scenarios and develop effective mitigation strategies. Leadership: Proven leadership experience with the ability to lead cross-functional teams and drive a risk-aware culture across the organization. Communication Skills: Excellent communication and interpersonal skills, with the ability to effectively present risk insights and recommendations to senior leadership and the board of directors. Strategic Thinking: A strategic thinker with the ability to balance risk management with business growth objectives, ensuring that risk strategies support the company's long-term success. Technology Savvy: Familiarity with the latest risk management technologies, data analytics tools, and cybersecurity practices relevant to the fintech industry. Language Skills: Fluency in English is required; proficiency in additional languages is a plus. What will you find working at INFINIT? Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together. Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment. Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at INFINIT will have a lasting effect on businesses and communities. Flexible Benefits: Access Flexible Retribution benefits through a convenient mobile app. Health and Well-being: Your health matters to us. You will have access to top-quality Medical & Mental Health Insurance. Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time. Personal Time Off: Enjoy flexibility with your personal time off. Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 4 days a week in our London office and 1 day at home. Diversity & Inclusion INFINIT promotes an inclusive culture that seeks equity and values different perspectives. We are proud to be an equal opportunity employer and consider all qualified applicants for employment without regard to race, color, religion, age, sex, sexual orientation, gender, gender identity, national origin, disability, veteran status or any other legally protected characteristic.