Enstar Group

Bermuda Working Style: Agile About You and the Role: The Risk Management function is critical to Enstar. The function's deliverables include quarterly Group and Subsidiary risk reports, annual regulatory risk reports such as the Group Solvency Assessments (GSSAs), Commercial Insurer's Solvency Self-Assessment (CISSAs) and Own Risk and Solvency Assessments (ORSAs), as well as other ad-hoc regulatory risk reporting. The Risk Management function operates under the Enstar ERM Framework, which identifies the key risks to the business. As the Group Reporting & Bermuda Senior Risk Officer, you will hold senior risk management accountability and be responsible for the timely delivery of both Enstar Group and Bermuda subsidiary Board and Regulatory Risk Reporting, the execution of the Enstar ERM Framework, relevant Committee work and other ad-hoc risk matters as required. What you will be doing: Support the maintenance of the Group and Bermuda entities ERM Framework including: Maintaining and implementing the regular review of the underlying risk policies; Updating the Risk Appetite Frameworks, including working with SMEs to both develop operational scenarios to support the CTAL process and ensuring appetite is aligned strategy and supported by an appropriate infrastructure to both manage and monitoring risk; Play a lead role in the identification, assessment and articulation of the Group and Bermuda subsidiary top risks, their mitigating controls, and proposed actions to drive continuous improvement of the Company's risk framework Implement process and control improvement as necessary including the performance of Root Cause Analysis when investigating Operational Risk Events. Lead the Group Emerging Risk Forum; Maintain an appropriate infrastructure of risk management processes for managing and monitoring risk predominantly across the both the Group and Bermuda; and Work closely with stakeholders across all areas of Enstar, including M&A, Investments, Reserving and Claims, as well as Group and Regional CROs and Risk Tower leads to ensure the risks are being managed effectively. Lead quarterly and annual Board and Regulatory Risk reporting at both the Group and the Bermuda subsidiaries levels ensuring: Lead the annual GSSA and CISSA Regulatory Risk reporting process. Delivery of concise yet comprehensive summaries of key risk-related information for senior management (e.g., risk and control assessments, incidents, risk metrics). Maintaining and reporting on the risk appetite framework, ensuring appropriate information is presented to senior management and Board(s). Providing oversight and challenge over the systems, processes and controls including the completeness and accuracy of material provided through the interpretation of the analysis/reporting materials provided, trend analysis/interpretation of risk metrics within the wider Risk Appetite Framework and wider market/company specific intelligence. Other key activities comprise: Supporting the Risk function's independent assessment of risks that may arise from proposed strategic initiatives (e.g., acquisitions and change). This forms a key part of the Executive and Board approval process. Supporting various Management Committee work as appropriate; Working with various Risk Tower owners as appropriate for matters impacting both the Group and Bermuda subsidiaries including escalating items as appropriate. Prepare responses to requests (regular and ad-hoc) from both regulators and internal auditors. Maintain a culture of risk awareness across Enstar Group. Provide risk management input on thematic reviews of 1st line of defence responsibilities. Ensure compliance with risk management regulatory requirements. In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require. The responsibilities described above are not exhaustive. Enstar is committed to ensuring our people develop and harness the right skills consistent with their wants and business needs. Therefore, it is expected that this will change over time. What you will bring: 7+ years of enterprise risk management and risk mitigation experience within the insurance industry. Experience in interacting with various levels of management including the effective challenging of the 1st line as appropriate. Experience in the preparation of high quality Management, Committees and Boards reports. Experience of working in a large, complex organisation a multidisciplinary, multi-regional team. Relevant insurance and/or risk management professional qualification essential Technical expertise - in-depth knowledge of insurance/reinsurance through practical application, including a thorough understanding of the key functions across insurance and reinsurance firms. Experience in the production of comprehensive yet concise Board reports that distil complex details into simple to understand summaries. Very good understanding and proven practical experience of Risk Management / ERM / Operational & Financial Risk within the Insurance Industry Comprehensive understanding of insurance & finance terminology and the risks to which such companies are exposed. An understanding of issues affecting the legacy insurance market and managing legacy business would be advantageous Awareness of risk management regulatory requirements in Bermuda and other jurisdictions where the Company operates and of risk management related legislation/policies/procedures/key standards of compliance and governance Broad understanding of any technology / systems specific to the role High level of proficiency in Microsoft suite of products including ability to build effective spreadsheets (excel) and generate high quality PowerPoint presentations. Person Specification Results driven with the ability to work independently within a multidisciplinary, multi-regional team to oversee and collate materials from various contributors often under tight deadlines. Project management skills including the disciplined approach to coordinate and balance multiple reporting deadlines. Personable, confident, nature and experience in working in a user facing environment including presenting. Ability to distil complex risk materials into summary reports for inclusion within risk reports including recommended courses of action. Demonstrable ability to identify opportunities to both improve the reporting processes and provide challenge as appropriate to the various Functional Risk Heads and/or Key Functional Heads. Proactive in developing and maintaining positive working relationships at all levels within the team. Excellent verbal and written communication and presentation skills including the ability to distil key risk information into concise and easy to understand reports. Excellent quantitative and analytical skills. Ability to listen, be flexible yet decisive and to work effectively in a collaborative environment. Strong organisational skills, comfortable working under pressure and to tight deadlines. Good problem-solving capability. Who we are: Enstar Group Limited ("Enstar" or "EGL") is a leading global insurance group and the world's largest standalone consolidator of legacy reinsurance business. Through our network of group companies, we help others - principally other insurance companies - release capital by taking over liability portfolios which no longer make strategic sense for them to hold. We create value by better managing these legacy insurance portfolios and strive to generate attractive risk-adjusted returns from our investment portfolio. Enstar's innovative re/insurance solutions help our partners to reduce risk, release capital, dispose of non-core businesses and portfolios, achieve finality and manage claims volatility. In return, Enstar drives earnings through savings arising from our technical excellence and from investment earnings on the reserves we hold. With around 800 global employees, our network of group companies is positioned across the world's major insurance hubs and has significant presence in Bermuda, where our headquarters are located, the United States, the United Kingdom, continental Europe, and Australia. Enstar's balance sheet strength is supported through flagship carrier, Cavello Bay, who benefits from strong financial strength ratings of "A" by Standard and Poor's and "A" Excellent with stable outlook by AM Best. Enstar held Shareholder's Equity of $6.1 billion as of 31 December 2024. Acharacteristic that is core to our culture: we encourage an entrepreneurial spirit, our colleagues have autonomy to shape strategy, innovate new revenue streams and we reward those who are commercially focused. NIMBLE We are quick to respond to change. We embrace new technology and new lines of business according to market demands. We grasp new concepts quickly, are able to deliver in a timely manner and can improvise when needed. SOLUTIONS FOCUSED We are resilient, successful, have a winning mentality, possess a strong work ethic. We believe in getting it done. TEAMWORK Our strength is working together as a Group, across regions, companies and disciplines. We firmly believe the sum of our collective effort, knowledge and ambition will always outweigh our individual contributions. We work as a trusted partner to our clients. AWARE We use our knowledge and experience to stay aware of market trends, acquisition opportunities and other influencers that could impact us and our competitors . click apply for full job details

The Solutions Architecture Manager is responsible for the effective functioning of the Solutions Architecture function within Enstar. Responsibilities include resource management, setting goals and objectives, coaching & mentoring of staff, reviewing team outputs (e.g. designs), solution design reviews and solution design. What you will be doing: Key Accountabilities / Deliverables • Define the solution architecture for new and existing IT platforms to satisfy the requirements and enable the vision of the business. • Ensure that solution designs meet Enstar's technical standards including development, data protection and cyber • Ensure that the solution designs created by Enstar's third parties are peer reviewed and meet Enstar standards. Partner with third party architect and design teams and provide an oversight and assurance role • Create solution architecture designs as well as managing the team and processes • Ensure that the Solution Architecture team has effective processes including peer review and collaboration with other IT disciplines (Operations, Cyber, Data, Enterprise Architecture, Innovations, etc.) • Leverage Architecture principles to implement emerging/existing technologies, frameworks, methodologies, process models and tools to be used across the portfolio of IT products and services. • Work with Project management to plan and estimate the delivery of solution designs. • Produce key artefacts to ensure design, planning, build, change management and handover to support functions. • Deliver technology platforms and frameworks that align with the IT vision, maximizing enterprise value with minimal costs. • Work closely with Enterprise Architecture and governance councils to validate designs. • Working with the Enterprise Architects, participate in technology research and Proof of Concepts • Lead workshops to define and articulate solutions to the build teams and participate in the delivery through Agile processes. • Responsible for coaching, developing, and motivating direct reports. • Responsibilities include but are not limited to: recruitment and selection; employee appraisals; and proactively addressing employee concerns and performance issues. It is important that these duties are carried out in accordance with Company policies and practices and in conjunction with HR. • Resource planning and allocation in line with project demand • Ensure the quality of deliverables is consistently high through an appropriate quality control process • In addition to the above key responsibilities, may be required to undertake other duties from time to time as the Company may reasonably require. What you will bring: Experience • 5 years' experience working in a Solution Architecture role • Bachelor's in Computer Info Systems, Computer Science or related. • 10 years' experience working in a development, architecture or build team in senior position • 3 years' experience in Insurance domain • Evidenced experience of cloud - IaaS, PaaS and SaaS technologies. • 5 years' experience facilitating decision making and collaboration preferred Knowledge • Knowledge / prior experience with enterprise data & integration technologies • Knowledge / prior experience with SOA • Knowledge / prior experience working on Agile projects and tools such as Azure DevOps • Knowledge / prior experience with architecture & design related tools such as Sparx Systems Enterprise Architect, Abacus, Visio etc. • Knowledge / prior experience with AI solutions (Gen AI / Agentic AI / Machine Learning) preferred • Deep understanding of modern Database Systems such as SQL Server preferred • TOGAF or other methodology accreditation preferred Skills • Strong ability to provide effective communication, status and priority reporting • Strong ability to follow through on the analysis, communication and resolution of issues • Good task management and organizational skills • Ability to provide and maintain high quality documentation within strict deadlines Pension (Enrolment is automatic on joining with a 10% employer contribution) Dental Insurance (This is an optional taxable benefit available to employee, spouse, and dependents) Medical Insurance (This is an optional taxable benefit available to employee, spouse, and dependents through a private health network) Travel Insurance (As an employee you are automatically enrolled with business and leisure travel insurance with single, couple, family, or single parent family coverage options.) Eligible company funded annual 360 Health Assessment. Voucher for free annual eye examination. Option to loan a bicycle and safety equipment tax free. Wellness Reimbursement program (up to 700 pounds annual reimbursement for wellness related expenses, i.e, gym memberships, massage, etc.). Tusker - Electric Vehicle (A fixed monthly amount is taken directly from your gross salary and, in return, you get the use of a brand new electric car.). Optional Critical Illness coverage Automatic coverage provided by income protection programme Access to Employee Assistance Programs (EAP) for health and wellbeing Who we are: Enstar Group Limited ("Enstar" or "EGL") is a leading global insurance group and the world's largest standalone consolidator of legacy reinsurance business. Through our network of group companies, we help others - principally other insurance companies - release capital by taking over liability portfolios which no longer make strategic sense for them to hold. We create value by better managing these legacy insurance portfolios and strive to generate attractive risk-adjusted returns from our investment portfolio. Enstar's innovative re/insurance solutions help our partners to reduce risk, release capital, dispose of non-core businesses and portfolios, achieve finality and manage claims volatility. In return, Enstar drives earnings through savings arising from our technical excellence and from investment earnings on the reserves we hold. With around 800 global employees, our network of group companies is positioned across the world's major insurance hubs and has significant presence in Bermuda, where our headquarters are located, the United States, the United Kingdom, continental Europe, and Australia. Enstar's balance sheet strength is supported through flagship carrier, Cavello Bay, who benefits from strong financial strength ratings of "A" by Standard and Poor's and "A" Excellent with stable outlook by AM Best. Enstar held Shareholder's Equity of $6.1 billion as of 31 December 2024. Acharacteristic that is core to our culture: we encourage an entrepreneurial spirit, our colleagues have autonomy to shape strategy, innovate new revenue streams and we reward those who are commercially focused. NIMBLE We are quick to respond to change. We embrace new technology and new lines of business according to market demands. We grasp new concepts quickly, are able to deliver in a timely manner and can improvise when needed. SOLUTIONS FOCUSED We are resilient, successful, have a winning mentality, possess a strong work ethic. We believe in getting it done. TEAMWORK Our strength is working together as a Group, across regions, companies and disciplines. We firmly believe the sum of our collective effort, knowledge and ambition will always outweigh our individual contributions. We work as a trusted partner to our clients. AWARE We use our knowledge and experience to stay aware of market trends, acquisition opportunities and other influencers that could impact us and our competitors. Our constant awareness means that we are vigilant, innovative and responsive. RELEVANT At all times we strive to undertake actions that are relevant to help us achieve our vision, and to ensure we remain a provider of relevant insurance solutions to the market. We have shown a capacity to evolve and will continue to do so in order to ensure our ongoing relevance to the market. Equal Opportunities at Enstar: Our annual Inclusivity Index puts Enstar ahead of the industry in terms of diversity and inclusivity. At Enstar, we value all types of diversity. We're an equal opportunity employer and believe that our diversity creates an authentic working culture. We don't discriminate on the basis of age, physical or mental disability, gender reassignment, marriage and civil partnership, pregnancy and carer status, race (including colour, nationality, and ethnic or national origin), religion or belief, sex and sexual orientation.Enstar is committed in providing an accessible recruitment experience for all those interested in working with us. Please let your Enstar Recruitment Partner know if you require any reasonable accommodation during the application process due to a disability to enable you to fully participate in our recruitment process. Apply for this job indicates a required field First Name Last Name Email Phone Resume/CV Enter manually Accepted file types: pdf, doc, docx, txt, rtf LinkedIn Profile Do you now, or will you in the future, require a Visa or Sponsorship to work in the country of the role you are applying for? Yes No I hereby certify that all of the information provided by me in this application (or any other accompanying or required documents) is correct, accurate and complete to the best of my knowledge. I understand that the falsification . click apply for full job details

The Senior Privacy Manager will be responsible for partnership with the Global Head of Privacy, ensuring the organisation's compliance with data protection laws and safeguards for data subject privacy rights. The role is responsible for implementing data protection strategy, managing remedial work and leading the data work stream on any breaches of company data. This is a global role that requires a good appreciation of data protection laws and their effect, according to Enstar's operating jurisdictions, which are: UK, Italy, Belgium, Liechtenstein, Australia, Bermuda, and US. What you will be doing: Data Privacy Working with the Group Head of Privacy you will be involved in all aspects of data protection work in a busy, profitable, and collegiate international organisation. As well as owning the specific tasks mentioned below, your role will also be expected to provide a mentoring capacity to the rest of the team, helping to provide a continuous improvement culture as we mature the Privacy program. Manage the issuance of regular reports to track privacy controls and metrics. Third Party Management Management of touchpoints to third parties, in particular the privacy due diligence that should be applied to assessment of external relationships. These will include critical relationships with our insurance third-party administrators, as well as vendors who support our general operational needs. Assist the team in assessing risk, by carrying out Transfer Impact Assessments that support our international data transfer needs. Support for audits of critical third-parties on an annual basis, as well as support for audits that we are subject to from our customers and key suppliers. Own the data protection triage and assessment of data security incidents, working closely with stakeholder teams such as Cyber Security. Maintain our incident log and associated documentation, which provides evidential support for each matter. Work as required with the Global Head of Privacy and the Data Protection Officer on data breaches that are of a high severity, or otherwise may require notification to privacy regulators and/or to data subjects. Privacy Awareness Delivery and Ownership Partner with the Global Head of Privacy for the implementation and roll out of privacy awareness campaigns, and devise and execute a plan for the successful communication of privacy matters across the business, to raise the awareness of data protection and key policy considerations. Create, review and maintain key guides related to data protection functions for the benefit of the first line business, as well as create guides for the Privacy Team to ensure consistent use approaches to implementations and to risk management Develop and deliver program communications for multiple audiences with different needs. Transform technical concepts/language into content which will be understood by different audiences from front line colleagues to leaders in a clear and easy-to-digest format. Regulatory Awareness Keep up to date with privacy developments and regulations in all jurisdictions in which Enstar operates, including input to gap analyses and implementation of considerations into the privacy programme. Stakeholder Interaction Input as required to working group meetings that include Privacy as a stakeholder. Develop relationships across the business to manage program interfaces and ultimately ensure a smooth handover to the operational owners of intended projects Secondary activities: Assist the Global Head of Privacy from time to time with output reviews, providing advice and support on multi-jurisdictional DPIAs, LIAs, RoPAs and DSARs. Embed a privacy culture and raise awareness across the business through the continuous reinforcement of privacy by design and by default. In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require. What you will bring: Minimum of 7+ years' experience, preferably in a global or regional privacy environment, within insurance or financial services, in privacy or privacy project management roles. Educated to degree level and with at least one recognised privacy qualification, such as the IAPP, CIPP/E, CIPP/US certifications. Demonstrable working knowledge of range of data protection legislation, with detailed knowledge of the UK and EU GDPR, US state laws, PIPA (Bermuda), and the Australian Privacy Act. Experience in designing presentations on complex topics to employees, clients and senior stakeholders, delivering key messages in a clear and concise way. Experience working independently in complex and fast-paced global environments. Experience of embedding privacy strategy and privacy culture into business operations. Technically adept, with a demonstrable knowledge of a broad range of technologies and technical environments. A working knowledge of different insurance types (e.g. US Workers' Comp, Casualty, Property, Liability, Reinsurance, or Bordereau), or substantial knowledge within a Finance domain. Ability to deliver change projects from initiation to business handover. Strong analytical, written, oral, and presentation skills. Flexible approach and willingness to put in the effort to achieve deadlines. Proactive - Ability to identify opportunities and develop new ideas that will lead to improvements. Pension (Enrolment is automatic on joining with a 10% employer contribution) Dental Insurance (This is an optional taxable benefit available to employee, spouse, and dependents) Medical Insurance (This is an optional taxable benefit available to employee, spouse, and dependents through a private health network) Travel Insurance (As an employee you are automatically enrolled with business and leisure travel insurance with single, couple, family, or single parent family coverage options.) Eligible company funded annual 360 Health Assessment. Voucher for free annual eye examination. Option to loan a bicycle and safety equipment tax free. Wellness Reimbursement program (up to 700 pounds annual reimbursement for wellness related expenses, i.e, gym memberships, massage, etc.). Tusker - Electric Vehicle (A fixed monthly amount is taken directly from your gross salary and, in return, you get the use of a brand new electric car.). Optional Critical Illness coverage Automatic coverage provided by income protection programme Access to Employee Assistance Programs (EAP) for health and wellbeing Who we are: Enstar Group Limited ("Enstar" or "EGL") is a leading global insurance group and the world's largest standalone consolidator of legacy reinsurance business. Through our network of group companies, we help others - principally other insurance companies - release capital by taking over liability portfolios which no longer make strategic sense for them to hold. We create value by better managing these legacy insurance portfolios and strive to generate attractive risk-adjusted returns from our investment portfolio. Enstar's innovative re/insurance solutions help our partners to reduce risk, release capital, dispose of non-core businesses and portfolios, achieve finality and manage claims volatility. In return, Enstar drives earnings through savings arising from our technical excellence and from investment earnings on the reserves we hold. With around 800 global employees, our network of group companies is positioned across the world's major insurance hubs and has significant presence in Bermuda, where our headquarters are located, the United States, the United Kingdom, continental Europe, and Australia. Enstar's balance sheet strength is supported through flagship carrier, Cavello Bay, who benefits from strong financial strength ratings of "A" by Standard and Poor's and "A" Excellent with stable outlook by AM Best. Enstar held Shareholder's Equity of $6.1 billion as of 31 December 2024. Acharacteristic that is core to our culture: we encourage an entrepreneurial spirit, our colleagues have autonomy to shape strategy, innovate new revenue streams and we reward those who are commercially focused. NIMBLE We are quick to respond to change. We embrace new technology and new lines of business according to market demands. We grasp new concepts quickly, are able to deliver in a timely manner and can improvise when needed. SOLUTIONS FOCUSED We are resilient, successful, have a winning mentality, possess a strong work ethic. We believe in getting it done. TEAMWORK Our strength is working together as a Group, across regions, companies and disciplines. We firmly believe the sum of our collective effort, knowledge and ambition will always outweigh our individual contributions. We work as a trusted partner to our clients. AWARE We use our knowledge and experience to stay aware of market trends, acquisition opportunities and other influencers that could impact us and our competitors. Our constant awareness means that we are vigilant, innovative and responsive. RELEVANT At all times we strive to undertake actions that are relevant to help us achieve our vision, and to ensure we remain a provider of relevant insurance solutions to the market. We have shown a capacity to evolve and will continue to do so in order to ensure our ongoing relevance to the market. . click apply for full job details

Procurement Governance & Capabilities Manager London (Agile) About you and the role: Reporting to the Head of Procurement, the Procurement Governance & Capabilities Manager will be accountable for creating, setting and leading the overall direction for the Procurement Policy, technology enablement and spend analytics. Driving cross functional stakeholder engagement, further responsibilities will include management of our controls and Key Performance Indicators (KPIs), procurement regulatory standards, compliance and continuous improvement. What you will be doing: Ownership of the Procurement policy and procedure documents on behalf of the Head of Procurement, leading compliance reporting and stakeholder education. Lead the strategic development, improvement and implementation of best practice procurement frameworks and tools; adapting to support stakeholder needs, changing business and external market priorities. Direct the conception and delivery of continuous improvement programmes. Development, integration, and accountability for the end-to-end suite of procurement technology solutions in line with legislative and regulatory requirements, with education and support, communicated and implemented throughout Enstar. Leads coordination and reporting of Procurement KPIs and Controls. Works with the team to ensure controls are recorded on-time and in-full and that lessons learned are shared with the Head of Procurement and wider stakeholders. Maintain and develop spend analytics capability to support the Sourcing led delivery of multi-million pound savings opportunities. Responsible for providing ongoing Procurement operational support, guidance, and operational subject matter expertise to stakeholders. Management of Internal Audit and Compliance Assurance actions from initiation to plan and closure. Supports the development of Procurement Highlights and Quarterly Performance Reporting with the team goals and objectives incorporated within, reporting on overall team business performance, benefits & savings and people matters. Works with the Head of Procurement to ensure reporting is relevant to business needs. Support the supplier facing aspects to the Enstar Sustainability and the Environmental, Social, and Governance strategies. Recognised in the Procurement market for their procurement operational and capability excellence. Bring innovation, expertise, and ideas back into Enstar in support of solving real business problems. Lead a small team (x1); delivering operational excellence, monitoring performance management, providing specialised training, fostering teamwork, promoting talent management, with a succession plan implemented. What you will bring: Educated to a degree standard or equivalent and MCIPS qualified (or equivalent professional body with chartered status). Significant (minimum of 5 years) Procurement Operations experience, with a demonstrable track record of leading multi-million-pound savings and benefits delivery. Demonstrable leadership skills and problem-solving experience in large, complex organisations. Minimum of 3-5 years line management experience. Demonstrable experience of communicating, collaborating, and working effectively with colleagues, key stakeholders, and suppliers. Procurement function expert, with an outstanding track record of delivering procurement capability and technology enabled efficiencies. A demonstrable depth of senior procurement leadership: extensive experience with planning and implementing processes/systems for Operations, Risks and Governance. Outstanding track record of analytics, problem-solving, innovator and risk mitigation. Proven senior level solution/value-led approach with issue resolution skills. Experience with cross-functional collaborative working methods. Demonstrable solution-focussed, innovator, cost and value led mindset. Outstanding communication and business partnering skillset. Must be able to manage multiple workloads, conflict, and complexity under pressure - possessing the ability to translate complex issues into a simple, straightforward manner, and communicate these accordingly. Extensive knowledge and understanding of procurement operations and the end-to-end procurement process, to include market analysis, tender management, category management, sourcing strategy development and supplier management. Knowledge of the digital procurement market. Knowledge of project and change management. Who we are: Enstar Group Limited ("Enstar" or "EGL") is a leading global insurance group. Through our network of group companies, we help others - principally other insurance companies - release capital by taking over liability portfolios which no longer make strategic sense for them to hold. We create value by better managing these "run-off" insurance portfolios and strive to generate attractive risk-adjusted returns from our investment portfolio. At year-end 2023 we had completed 117 transactions since the 2000. Today, Enstar is the industry's largest standalone run-off consolidator. With around 800 global employees, our network of group companies has a significant physical presence in Bermuda, where our headquarters are located, the United States, the United Kingdom, continental Europe, and Australia. Enstar maintains a strong balance sheet. We hold long-term issuer ratings of BBB+ with stable outlook by S&P and Fitch. Enstar's capital base continues to grow, reaching $7.4 billion at the end of 2023, including $5.6 billion of shareholders' equity and total debt of $1.8 billion. A market leader in the run-off space, Enstar leverages its expertise in claims management, risk analysis, and investments to generate value. These services make Enstar different, something unique. A characteristic that is core to our culture: we encourage an entrepreneurial spirit, our colleagues have autonomy to shape strategy, innovate new revenue streams and we reward those who are commercially focused.