2022 - Chief Operating Office

Business Unit: CS&O Fraud Salary range: £76,000 - £95,000 per annum DOE + Benefits Location: UK Hybrid - Glasgow, Gosforth, Edinburgh, Leeds, Chester, London, Birmingham Contract type: 12 Month Fixed Term Contract Our Team It's an exciting time for us as we grow our Economic Crime (PROTECT) team who have a critical role to play, keeping us and our customers safe. They are our first line of defence function and responsible for day-to-day fraud and financial crime risk identification, ownership, management and control.We've an exciting opportunity for an experienced fraud expert who will be responsible for leading our team of Advisory and Insight specialist to ensure effective external engagement, compliance advice, delivering insight and providing subject matter expertise to a varied portfolio of change initiatives. What you'll be doing Provide senior leadership within the Fraud Advisory and Insights function, deputising for the Head of Fraud Advisory and Insights. Leading engagement with key regulatory stakeholders such as FCA/PSR, including written responses, data request responses and face to face meetings. Providing expert advice into business-initiated projects which require a fraud risk assessment, balancing fraud risk appetite and customer outcomes. Act as an escalation point for a team of specialists in Change, Engagement, advice and Insights. Negotiate with and influence stakeholders at a senior level. Partnership with industry experts in creation of leading-edge capabilities to prevent fraud. Supporting the Head of Fraud Advisory and Insights with key integration journey activities. Supporting the effective engagement with 3rd party suppliers to ensure tools and solutions remain supported and deliver value for the business. Giving strategic direction to the development of Key Performance/Risk indicators and report automation opportunities. Ensuring fraud customer journey outcomes are in line with internal policies and regulatory requirements (Such as Consumer Duty, APP Reimbursement, Payment Services Regulation) We need you to have Significant experience assessing fraud risk within a Retail bank environment. Expert understanding and experience of relevant fraud and payment scheme legislation and effective industry lobbying. Significant experience assessing, implementing and advising on regulatory requirements. Experience of preparing reports and papers to influence senior stakeholders with excellent attention to detail. Gravitas to challenge and influence senior management to get the best outcome Deep fraud prevention expertise across all distribution channels and typologies A proven track record in providing strategic direction, leadership and coaching to highly specialist teams in a remote working environment. Analytical mindset with an understanding of data flows and management information production techniques. Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance-related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of theNationwide group,together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun-filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society.We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit We're in the process of bringing Virgin Money and Nationwide together which, subject to Court approval, will happen on 2 April 2026. You can find out more about what this means at If you're successful in securing a role with us, your employment will move automatically to Nationwide when this transfer goes ahead. Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks -we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

A leading financial institution in Bristol is seeking a Business Banking professional. You will originate and manage commercial banking relationships while ensuring compliance and risk management. The ideal candidate has a minimum of 5 years' experience, with strong relationships in the industry and a proven track record in managing high-value lending opportunities. This role offers a competitive salary of £60,000 - £75,000 plus benefits including private medical insurance and a pension plan.

A leading financial institution in Manchester is searching for a motivated individual to support Senior Directors in managing cashflow and asset-based lending transactions. The ideal candidate will possess strong financial modelling skills and ideally be ACA/ACCA qualified. This role offers a hybrid work option and a competitive salary ranging from £40,800 to £61,200, along with excellent benefits. Join us in shaping the future of banking and make a real difference.

Business Unit: Business Banking, Strategic Finance Salary range: £40,800 - £61,200 per annum DOE + benefits Location: North West England / Hybrid (Manchester Hub) Contract type: Permanent Our Team Fancy a new opportunity? You're in the right place. We currently have an exciting opening within our North West Strategic Finance team, created following an internal promotion and designed to support our continued growth as we scale our capability and market presence. It is a fast paced place to be, and we are looking for dynamic people, who are ready to make a real difference. We'll encourage and reward you, whilst helping you build a successful career. So, if you're ambitious, commercially minded, and eager to play a meaningful role in shaping the future of our business bank, we'd love you to read on. What you'll be doing You'll play a central part in supporting our experienced Senior Directors across the end to end origination, evaluation and execution of new senior cashflow and asset based lending transactions across the North West M&A mid market. Supporting Senior Directors throughout the deal lifecycle - from origination and structuring to execution and ongoing portfolio management. Acting as a key liaison between the team, clients, investors and deal professionals - ensuring high quality stakeholder management and contributing directly to revenue generation. Attending client and advisor meetings; preparing pitch materials, management presentations and board level documents; maintaining prospect databases; and supporting broader marketing activity. Performing detailed financial analysis, modelling, due diligence oversight and valuation assessments, and drafting credit committee proposals. Working collaboratively across the business to ensure a seamless onboarding experience for new customers. Managing all internal and external documentation, ensuring appropriate due diligence scoping, loan and security document preparation, and full completion of pre and post deal governance and compliance. Supporting ongoing origination activity by researching targets, building pipelines, and engaging new contacts. Representing Virgin Money at market events, strengthening brand visibility, and developing your personal network with clients, private equity houses, investors and advisors. This role is based in the North West at our Manchester Hub and can be undertaken on a hybrid basis, combining office collaboration with flexible home working. We need you to have A clear passion for - and good understanding of - supporting larger or more complex businesses, with a commitment to outstanding customer service. Strong financial modelling, valuation and analytical capability with hands on deal experience. ACA/ACCA qualified (or equivalent). Solid accounting literacy and corporate finance understanding, including M&A processes and documentation. Demonstrable good market awareness with the ability to interpret sector trends and apply commercial judgement to valuation and deal structuring. A proactive, ambitious mindset; excellent attention to detail; resilience; and a collaborative approach to team development. Strong organisational, relationship building and project management skills to deliver high quality work at pace. A proven track record in manage multiple workstreams, operate under pressure and deliver to tight deadlines. Excellent written, verbal and presentation skills. Experience engaging with the North West professional community is highly desirable. It's a bonus if you have but not essential A tertiary qualification in a business related discipline. Experience with systems and processes within financial services or business banking. Knowledge of lending, security documentation, and associated risk policy & compliance frameworks aligned to this type of role. Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance A highly competitive pension to help you build a strong foundation for retirement Access to an annual performance related bonus Training and development to help you progress your career A great selection of additional benefits through our flexible benefits scheme Life assurance to provide peace of mind for you and your loved ones Up to 2 days of paid volunteering a year. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of theNationwide group, together we're the UK's first full-service mutual bank serving millions of retail and business customers and all driven by our purpose; Banking but fairer, more rewarding and for the good of society. With us, you'll be part of an organisation uniquely positioned to make a difference to the lives of customers, communities and broader society and embark on a collaborative, customer obsessed, and fun filled career journey. Embrace the weekdays, enjoy fantastic perks, and make a meaningful positive difference. Time to discover what it means to be part of the first mutual full-service banking provider. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking - but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team Please note: If we receive a high volume of eligible applications, we may need to prioritise candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit We're in the process of bringing Virgin Money and Nationwide together which, subject to Court approval, will happen on 2 April 2026. You can find out more about what this means at If you're successful in securing a role with us, your employment will move automatically to Nationwide when this transfer goes ahead. Although some of our roles allow you to be based anywhere in the UK, we'll need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.

Business Unit: Business Banking Salary range: £60,000 - £75,000 per annumDOE+ benefits Location: Bristol Contract type: Permanent This is an exciting opportunity to join our Strategic Finance team 향 Bristol, supporting commercial, corporate and private equity backed businesses across the region and the UK. You'll play a key role in conservative strong market presence in Bristol - a newly identified growth location under the ownership of Nationwide Group, helping to support local businesses and the wider regional economy as part of a moder mutual business bank. Working alongside the Senior Director, you'll be responsible for originating, executing and managing new Commercial and Corporate banking relationships, collaborating with specialist teams to deliver sustainable income and strong returns for the bank. From the outset, you'll be supported by established sector and product experts, with a clear focus on delivering a consistently high quality and simply brilliant customer experience. What you'll be doing Launce and establish the Virgin Money Business Banking brand across Bristol and the south west, building strong visibility with key stakeholders and target markets. Originate and develop new relationships with large commercial and mid corporate businesses across Bristol and surrounding area. Manage and grow a high quality business portfolio, maintaining strong client relationships while delivering sustainable income. Operate at all times within agreed risk appetite, taking accountability for risk and compliance and identifying early signs of stress to minimise credit losses. Deliver against the Banks strategy and growth plans by originating, structuring and executing high quality lending opportunities. Work closely with specialist teams, including leverage finance and asset finance to generate local opportunities and deliver joined up client solutions. Analyse and interpret financial information to inform credit decision, including accounts, cash flow forecasts, ratios, credit modelling and sensitivity analysis. Build and maintain strong obiäinen external professional networks to generate quality referrals and represent the Virgin money brand and values! We need you to have Experience of working within a Business Banking team. Strong relationships with professional advisors across Bristol. Experience of originating and winning Commercial lending opportunities (£5m+). Experience in managing all aspects of a deal process from inception to completion - including preparation of detailed and well researched credit papers, leading negotiations with Management Teams, Advisors and Funding Partners, the instruction and review of detailed Due Diligence reports, overseeing of complex legal processes and the management of all aspects of a deal completion process. Examples of delivering fantastic relationship management. A memorable personal approach where you push for better outcomes for all. Experience of барысында maximizing media relations and opportunities, including writing for journals and publications. Detailed and up to date knowledge of UK financial markets with the focus on the Commercial Banking segment. Expert knowledge of banking products and services. Up to date knowledge of financial analysis and modelling tools and techniques. We would like you to have Relevant vocational financial services qualification - e.g. Chartered Institute of Bankers, Chartered Accountant etc.; In depth understanding of risk and compliance requirements in line with the role. Business degree or significant financial services experience within a Business Lending Environment. Red Hot Rewards 25 days holiday per year, increasing over time to 30. Plus, an option to buy more, giving you even more choice. Private medical insurance. A highly competitive pension to help you build a strong foundation for retirement. Access to an annual performance related bonus. Training and development to help you progress your career. A great selection of additional benefits through our flexible benefits scheme. Life assurance to> best?平? Provide peace of mind for you and your loved ones. Up to 2 days of paid volunteering a year. If we're lucky to receive a lot of interest, we may close the advert early. Please ensure to submit your applications as soon as possible. Say hello to Virgin Money Virgin Money is so much more than just a bank. As part of the Nationwide group, together we're the UK's hospitality lmer full-service mutual bank serving millions of retail and business customers and all driven by our purpose Banking but fairer, more rewarding and for the good of society. Be yourself at Virgin Money At Virgin Money, we celebrate everyone. We have fun, think big, and relentlessly include each other, all in pursuit of our purpose: Banking Улар but fairer, more rewarding, and for the good of society. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard. We're a Disability Confident Leader, committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team: . Please note: If we receive a high volume of eligible applications, we store the team may need to top candidates whose skills and experience most closely align with the role, while still ensuring fair and equitable consideration for all applicants. Now the legal bit We're in the process of bringing Virgin Money andorened together which, subject to Court approval, will happen on 2 April 2026. If you're successful in securing a role with us, your employment will move automatically to Nationwide when this transfer goes ahead. Although some of our roles allow you to be based anywhere in the UK, we need you to confirm you have the right to work in the UK. If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.