Tokio Marine Kiln group

We have the opportunity for a Underwriter to join our Property and Motor department here at Tokio Marine Kiln. Reporting into the Divisional Head of Motor, you will assist in carrying out all tasks relating to the underwriting and reinsurance of the Department in order to provide appropriate customer focused products and maximise profitability, always bearing in mind the relationship between risk and return in respect of all underwriting activities. The role includes responsibility for: To underwrite/ assist in the underwriting in accordance with the Departmental Heads' instructions in respect of premiums, terms and conditions which are set in order to secure the planned underwriting profits in accordance with the Department's agreed Business Plan. To ensure that the Department's underwriting guidelines in terms of both line size and aggregate exposures are adhered to at all times and, where necessary, to highlight if reinsurance should be acquired in order to reduce risks in respect of individual and aggregate exposures to a level which is acceptable to the Department. Ensure that all tasks carried out relating to the underwriting and reinsurance of the division meet PRA, FCA and Lloyd's requirements and that they are conducted with integrity. To work to develop new forms of insurance services, products and distribution channels which both respond to intermediary and consumer demand and have the potential to deliver profits to the Department which are commensurate to the risks. To provide coaching and training to graduates working with the Department and to junior underwriters to ensure that they obtain a full understanding of the rating methodology, risk assessment and underwriting management processes used by the Department. To accurately record all insurance business assumed so that risks assumed can be properly monitored and reviewed by the division and that data required for all external and internal reporting requirements is properly captured in accordance with the time limits set by the Company from time to time. To understand market cycles/trends to ensure maintenance of profit. To review and challenge individual underwriting decisions, and where necessary to ensure that appropriate action is taken to resolve any issues identified, including escalation. To provide relevant information for independent review and compliance with regulatory requirements. To ensure that management information is reported in a timely and accurate manner. The successful candidate will ideally be working towards ACII or will have a willingness to start, they will also be fully aware of compliance and regulatory issues. Up to date knowledge on industry developments would also be highly beneficial. We are looking for someone who is meticulous, organised, self-starting, energetic and able to respond well to a high pressure environment. The successful candidate will be welcomed into the TMK family to help us further our purpose of enabling our clients to fulfil their ambitions whilst benefiting society and our people. We are committed to ensuring a safe, open, inclusive and empowering environment in which all of our people can thrive. All employees have the opportunity to join one or a number of inclusion network groups or take part in CSR and charitable activities. TMK is signed up to the Disability Confident Employer Scheme and we also accommodate flexible working, subject to the TMK flexible working policy. As an underwriting firm with over 140 years' experience of protecting clients from changing risks we put our confidence in the ability and talent of our people. We aim to be a 'Good Company' and this means being a great and inclusive company to do business with and being a great place to work. Our culture is founded on our core values of empowerment, inclusion, excellence, integrity, teamwork and innovation. We seek to recruit the best talent by endeavouring to reach diverse talent pools, offering dynamic working arrangements and investing in development. To make your experience as comfortable as possible, please let us know if you require any reasonable adjustments or additional assistance during your application process. At Tokio Marine Kiln we are here to support you, please be reassured that we will do all that we can to ensure that your specific needs are met. Please reach out to in confidence, to discuss any specific assistance or requirements that you have. If you are interested in this vacancy and would like to apply or find out more, please follow the links to apply. You can also share this vacancy with your network using a number of social media platforms.