Credit Benchmark
Join our team of technology, financial services and data experts. Credit Benchmark is a financial data analytics company that has partnered with the world's leading financial institutions to create the largest and most sophisticated contributed credit risk data platform in the market. We help clients identify, quantify, and monitor credit risk across a wide array of exposures by leveraging CB's unique and sophisticated data and analytics. The comprehensive nature of CB's consensus ratings coverage on over 115,000 sovereigns, FIs, NBFIs, corporates and funds uniquely place CB as the leading provider of credit risk intelligence. We have experienced significant growth over the last 12 months across our different client segments and are looking to scale up the commercial team for the next phase of growth. The role We are looking for a Sales Director to join our London office to help drive our expansion efforts across EMEA with a strong focus on structured credit, insurance and asset managers. You will be responsible for quantifying and growing your territory by identifying, qualifying, developing, and closing sales opportunities. You will have access to a proven and effective playbook, and extensive evidence of success across our existing portfolio of clients. In addition, you will have a strong support team comprised of highly experienced credit risk experts, quants, product specialists and technical sales engineers, to aid the sales process. In addition to the focus on established segments, you will be able to help build other emerging segments including CLOs, direct lending, etc. You will also be required to provide specialist subject matter input into defining and expanding our network of partnerships. Crucial to this role is the ability to leverage existing long-standing relationships as entry points into viable prospective clients. Having worked in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. We are looking for someone who will help us build a business that we believe will be the cornerstone of our commercial success, not just a salesperson looking to bring in individual deals. The role will be based in London with a hybrid working pattern involving a minimum of three days in the office and moderate travel. Your responsibilities will include Sales Execution : Lead sales cycles from initial outreach through to contract, targeting senior stakeholders across multiple regions and verticals across your segment Target Development : With a strong entrepreneurial mindset, build and manage a focused list of high-value accounts aligned to our ICPs across the buy-side Cross-Regional Coordination : Work closely with US Sales Directors to align go-to-market efforts and ensure consistency and close collaboration Segment Expertise : Develop deep insight into your vertical(s) and become a market-visible advocate within your client segments Cross Functional Collaboration : Collaborate with Product, Legal, Marketing, and Customer Success to deliver tailored, high-impact value propositions Pipeline Management : Own a well-qualified, data-driven pipeline with disciplined CRM use, clear forecasting, and strong CRM hygiene What we are looking for 5 to 7 years' experience selling SaaS solution(s) into financial markets; buy-side (e.g. Insurance, Pension Funds, Asset Managers, specialist investors, CLO, SRT, Structured Credit, Private Debt, Secondaries, etc.) related to credit risk solutions Solid understanding of financial markets; knowledge of credit risk analytics, fixed income solutions or capital market services Leverage existing relationships to gain entry to prospective clients Experience working in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. Ability to generate leads and develop relationships, where none exist and follow-up effectively Ability to drive product development that allows effective integration into client workflow Experience in leveraging tools for prospecting, CRM (e.g. Salesforce) and ability to help drive best practices Excellent networking and presentations skills (both written and spoken) Proactive, with an ability to work under pressure and deliver to deadlines Strong team player Fluency in other foreign languages a bonus Eligible to work in the UK Competitive base salary based on skills and experience Holidays: Competitive holiday package Health and Wellbeing: Private health Insurance cover including mental health cover Pension: Opportunity to join company pension plan Travel: Cycle to work scheme Healthy work/life balance Family Friendly: Supportive environment and generous paid leave for new parents Learning and Development: Professional development opportunities through seminars, conferences, training and courses and internal mentorship Community: Supportive, collaborative and social team environment Our commitment to diversity, equality, and inclusion At Credit Benchmark, we are deeply committed to diversity, equality and inclusion. This means celebrating who we are as individuals and as a team because our company and culture reflect the sum of our employees. We strive to create a mindful and respectful environment that includes fairness, kindness, and understanding. We empower each other to bring our authentic selves to work and champion our colleagues' development and achievements. Our diversity brings a multitude of perspectives and ideas and is imperative to the success of our business. We are dedicated to ensuring that principles of diversity, equality and inclusion are rooted in Credit Benchmark's DNA. We continue to build on these principles as our company grows while retaining the progress we have made as a team. Credit Benchmark is proud to be an Equal Employment Opportunity employer. We believe no one should be at a professional disadvantage because of their background. We do not discriminate based upon any legally protected characteristics and are committed to fostering a working culture that is free of discrimination and harassment. Credit Benchmark is also committed to providing reasonable accommodations for qualified individuals with disabilities in our job application procedures and employment. If you require reas onable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please let us know by contacting our HR team at Credit Benchmark brings together internal credit risk views from over 40 leading global financial institutions. The contributions are anonymized, aggregated, and published in the form of consensus ratings and aggregate analytics to provide an independent, real-world perspective of credit risk. Risk and investment professionals at banks, insurance companies, asset managers and other financial firms use the data for insights into the unrated, monitoring and alerting within their portfolios, benchmarking, assessing and analyzing trends, and fulfilling regulatory requirements and capital.
Join our team of technology, financial services and data experts. Credit Benchmark is a financial data analytics company that has partnered with the world's leading financial institutions to create the largest and most sophisticated contributed credit risk data platform in the market. We help clients identify, quantify, and monitor credit risk across a wide array of exposures by leveraging CB's unique and sophisticated data and analytics. The comprehensive nature of CB's consensus ratings coverage on over 115,000 sovereigns, FIs, NBFIs, corporates and funds uniquely place CB as the leading provider of credit risk intelligence. We have experienced significant growth over the last 12 months across our different client segments and are looking to scale up the commercial team for the next phase of growth. The role We are looking for a Sales Director to join our London office to help drive our expansion efforts across EMEA with a strong focus on structured credit, insurance and asset managers. You will be responsible for quantifying and growing your territory by identifying, qualifying, developing, and closing sales opportunities. You will have access to a proven and effective playbook, and extensive evidence of success across our existing portfolio of clients. In addition, you will have a strong support team comprised of highly experienced credit risk experts, quants, product specialists and technical sales engineers, to aid the sales process. In addition to the focus on established segments, you will be able to help build other emerging segments including CLOs, direct lending, etc. You will also be required to provide specialist subject matter input into defining and expanding our network of partnerships. Crucial to this role is the ability to leverage existing long-standing relationships as entry points into viable prospective clients. Having worked in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. We are looking for someone who will help us build a business that we believe will be the cornerstone of our commercial success, not just a salesperson looking to bring in individual deals. The role will be based in London with a hybrid working pattern involving a minimum of three days in the office and moderate travel. Your responsibilities will include Sales Execution : Lead sales cycles from initial outreach through to contract, targeting senior stakeholders across multiple regions and verticals across your segment Target Development : With a strong entrepreneurial mindset, build and manage a focused list of high-value accounts aligned to our ICPs across the buy-side Cross-Regional Coordination : Work closely with US Sales Directors to align go-to-market efforts and ensure consistency and close collaboration Segment Expertise : Develop deep insight into your vertical(s) and become a market-visible advocate within your client segments Cross Functional Collaboration : Collaborate with Product, Legal, Marketing, and Customer Success to deliver tailored, high-impact value propositions Pipeline Management : Own a well-qualified, data-driven pipeline with disciplined CRM use, clear forecasting, and strong CRM hygiene What we are looking for 5 to 7 years' experience selling SaaS solution(s) into financial markets; buy-side (e.g. Insurance, Pension Funds, Asset Managers, specialist investors, CLO, SRT, Structured Credit, Private Debt, Secondaries, etc.) related to credit risk solutions Solid understanding of financial markets; knowledge of credit risk analytics, fixed income solutions or capital market services Leverage existing relationships to gain entry to prospective clients Experience working in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. Ability to generate leads and develop relationships, where none exist and follow-up effectively Ability to drive product development that allows effective integration into client workflow Experience in leveraging tools for prospecting, CRM (e.g. Salesforce) and ability to help drive best practices Excellent networking and presentations skills (both written and spoken) Proactive, with an ability to work under pressure and deliver to deadlines Strong team player Fluency in other foreign languages a bonus Eligible to work in the UK Competitive base salary based on skills and experience Holidays: Competitive holiday package Health and Wellbeing: Private health Insurance cover including mental health cover Pension: Opportunity to join company pension plan Travel: Cycle to work scheme Healthy work/life balance Family Friendly: Supportive environment and generous paid leave for new parents Learning and Development: Professional development opportunities through seminars, conferences, training and courses and internal mentorship Community: Supportive, collaborative and social team environment Our commitment to diversity, equality, and inclusion At Credit Benchmark, we are deeply committed to diversity, equality and inclusion. This means celebrating who we are as individuals and as a team because our company and culture reflect the sum of our employees. We strive to create a mindful and respectful environment that includes fairness, kindness, and understanding. We empower each other to bring our authentic selves to work and champion our colleagues' development and achievements. Our diversity brings a multitude of perspectives and ideas and is imperative to the success of our business. We are dedicated to ensuring that principles of diversity, equality and inclusion are rooted in Credit Benchmark's DNA. We continue to build on these principles as our company grows while retaining the progress we have made as a team. Credit Benchmark is proud to be an Equal Employment Opportunity employer. We believe no one should be at a professional disadvantage because of their background. We do not discriminate based upon any legally protected characteristics and are committed to fostering a working culture that is free of discrimination and harassment. Credit Benchmark is also committed to providing reasonable accommodations for qualified individuals with disabilities in our job application procedures and employment. If you require reas onable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please let us know by contacting our HR team at Credit Benchmark brings together internal credit risk views from over 40 leading global financial institutions. The contributions are anonymized, aggregated, and published in the form of consensus ratings and aggregate analytics to provide an independent, real-world perspective of credit risk. Risk and investment professionals at banks, insurance companies, asset managers and other financial firms use the data for insights into the unrated, monitoring and alerting within their portfolios, benchmarking, assessing and analyzing trends, and fulfilling regulatory requirements and capital.
Credit Benchmark
Join our team of technology, financial services and data experts. Credit Benchmark is a financial data analytics company bringing together the credit risk assessments of the world's leading financial institutions to deliver greater visibility into the credit quality of individual entities. We are growing rapidly and are looking for a full-time Quantitative Analyst to join our London Team. The role will be based in our London office, with hybrid working. The role Reporting into the Analytics team, the role is to lead improvements in data quality by developing & improving algorithms for processing our data. Credit Benchmark aggregates data from many of the largest banks in the world and combines this with external datasets to create unique derived output, including credit consensus ratings. The ideal candidate will have some experience within the financial industry with an interest in credit risk and the broader financial markets. This is a great opportunity to join a collaborative organisation that builds a unique financial data service harnessing intelligence from some of the most prominent financial institutions around the world. You will also be collaborating with different teams across the company, including the technology, marketing, sales, and bank client relationship team. This gives you unique exposure and insight into numerous departments and areas of the business. As a Quantitative Analyst, you will be part of a busy and diverse team. You will play a key part in applying your statistical & data analysis knowledge to research & develop new algorithms. You will work with other teams to generate new ideas and implement algorithms into our production processes. On-the-job training and further professional development will be provided allowing for the opportunity to build a comprehensive and valuable skillset. Your responsibilities will include Be the lead person for improving data quality through algorithmic approaches Run regular data quality meetings including: Upwards to management Between teams impacted by data quality & involved in implementing new approaches in production Consolidate feedback from external clients and internal users to identify themes Develop and improve processes, rules & algorithms for improving the quality of Credit Benchmark's products Examples include areas such as: Improved algorithms for joining external data feeds to contributed bank data Identifying unique legal entities by combining data sources Improving rules for identifying outliers & unusual data points Implement algorithms in the shared python library and work with the development team to deploy these into production Document new algorithms and present these within company meetings & to external clients What we are looking for Ideally you will: A master's degree in a STEM subject or Financial Engineering with a significant statistics component 4-7 years' experience in a financial institution using & processing company &/or credit risk data Experience in Python (required) Strong data-analytical skills, knowledge of statistics and econometrics The ability to understand technical complexity Proven experience with independent research An intellectual curiosity, with the drive and ability to demonstrate initiative to improve existing processes Strong attention to detail whilst being diligent and determined to deliver high-quality output Excellent administrative and project management skills Experience in managing competing priorities and effectively deliver to deadlines Excellent communication skills, both oral and written Our commitment to diversity, equity, and inclusion At Credit Benchmark, we are deeply committed to diversity, equity, and inclusion. This means celebrating who we are as individuals and as a team because our company and culture reflect the sum of our employees. We strive to create a mindful and respectful environment that includes fairness, kindness, and understanding. We empower each other to bring our authentic selves to work and champion our colleagues' development and achievements. Our diversity brings a multitude of perspectives and ideas and is imperative to the success of our business. We are dedicated to ensuring that principles of diversity, equity, and inclusion are rooted in Credit Benchmark's DNA. We continue to build on these principles as our company grows while retaining the progress we have made as a team. Credit Benchmark is proud to be an Equal Employment Opportunity employer. We believe no one should be at a professional disadvantage because of their background. We do not discriminate based upon any legally protected characteristic and are committed to fostering a working culture that is free of discrimination and harassment. Credit Benchmark is also committed to providing reasonable accommodations for qualified individuals with disabilities in our job application procedures and employment. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please let us know by contacting our HR team at
Join our team of technology, financial services and data experts. Credit Benchmark is a financial data analytics company bringing together the credit risk assessments of the world's leading financial institutions to deliver greater visibility into the credit quality of individual entities. We are growing rapidly and are looking for a full-time Quantitative Analyst to join our London Team. The role will be based in our London office, with hybrid working. The role Reporting into the Analytics team, the role is to lead improvements in data quality by developing & improving algorithms for processing our data. Credit Benchmark aggregates data from many of the largest banks in the world and combines this with external datasets to create unique derived output, including credit consensus ratings. The ideal candidate will have some experience within the financial industry with an interest in credit risk and the broader financial markets. This is a great opportunity to join a collaborative organisation that builds a unique financial data service harnessing intelligence from some of the most prominent financial institutions around the world. You will also be collaborating with different teams across the company, including the technology, marketing, sales, and bank client relationship team. This gives you unique exposure and insight into numerous departments and areas of the business. As a Quantitative Analyst, you will be part of a busy and diverse team. You will play a key part in applying your statistical & data analysis knowledge to research & develop new algorithms. You will work with other teams to generate new ideas and implement algorithms into our production processes. On-the-job training and further professional development will be provided allowing for the opportunity to build a comprehensive and valuable skillset. Your responsibilities will include Be the lead person for improving data quality through algorithmic approaches Run regular data quality meetings including: Upwards to management Between teams impacted by data quality & involved in implementing new approaches in production Consolidate feedback from external clients and internal users to identify themes Develop and improve processes, rules & algorithms for improving the quality of Credit Benchmark's products Examples include areas such as: Improved algorithms for joining external data feeds to contributed bank data Identifying unique legal entities by combining data sources Improving rules for identifying outliers & unusual data points Implement algorithms in the shared python library and work with the development team to deploy these into production Document new algorithms and present these within company meetings & to external clients What we are looking for Ideally you will: A master's degree in a STEM subject or Financial Engineering with a significant statistics component 4-7 years' experience in a financial institution using & processing company &/or credit risk data Experience in Python (required) Strong data-analytical skills, knowledge of statistics and econometrics The ability to understand technical complexity Proven experience with independent research An intellectual curiosity, with the drive and ability to demonstrate initiative to improve existing processes Strong attention to detail whilst being diligent and determined to deliver high-quality output Excellent administrative and project management skills Experience in managing competing priorities and effectively deliver to deadlines Excellent communication skills, both oral and written Our commitment to diversity, equity, and inclusion At Credit Benchmark, we are deeply committed to diversity, equity, and inclusion. This means celebrating who we are as individuals and as a team because our company and culture reflect the sum of our employees. We strive to create a mindful and respectful environment that includes fairness, kindness, and understanding. We empower each other to bring our authentic selves to work and champion our colleagues' development and achievements. Our diversity brings a multitude of perspectives and ideas and is imperative to the success of our business. We are dedicated to ensuring that principles of diversity, equity, and inclusion are rooted in Credit Benchmark's DNA. We continue to build on these principles as our company grows while retaining the progress we have made as a team. Credit Benchmark is proud to be an Equal Employment Opportunity employer. We believe no one should be at a professional disadvantage because of their background. We do not discriminate based upon any legally protected characteristic and are committed to fostering a working culture that is free of discrimination and harassment. Credit Benchmark is also committed to providing reasonable accommodations for qualified individuals with disabilities in our job application procedures and employment. If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please let us know by contacting our HR team at
Credit Benchmark
Sales Director - Sell Side (EMEA & APAC) Join our team of technology, financial services and data experts. Who we are Credit Benchmark is a financial data analytics company that has partnered with the world's leading financial institutions to create the largest and most sophisticated contributed credit risk data platform in the market. We help clients identify, quantify, and monitor credit risk across a wide array of exposures by leveraging CB's unique and sophisticated data and analytics. The comprehensive nature of CB's consensus ratings coverage on over 110,000 sovereigns, FIs, NBFIs, corporates and funds uniquely places CB as the leading provider of credit risk intelligence. With a strong client base of global banks, we are looking to add a crucial commercial member to the team to help us capitalize on opportunities within the banking ecosystem. The role We are looking for a Sales Director to join our London office to help drive our Bank expansion efforts in EMEA & APAC. This will involve executing on a substantial opportunity within our existing banks and expanding into adjacent functions such as Prime Brokerage Risk, Securities Finance, CVA, Fund Finance, Distribution / Balance Sheet Management, etc. You will be responsible for quantifying and growing our Bank subscriber segments by identifying, qualifying, developing and closing sales opportunities. You will have access to a proven and effective playbook, and extensive evidence of success across our existing portfolio of clients. In addition, you will have a strong support team comprised of highly experienced credit risk experts, quants, product specialists and technical sales engineers, to aid the sales process. In addition to the focus on established segments, you will be able to help build other emerging segments including Trade Finance, DCM, Loan syndication, etc. This is an ideal role for an experienced capital markets professional with extensive experience in any of the identified functions. Additionally, coming from a credit risk background and having sold credit risk solutions into banks will be highly sought after. Having worked in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. The role will be based in London with a hybrid working pattern involving three days in the office minimum and moderate travel. Your responsibilities will include Develop a clear and executable strategy of client expansion / acquisition leveraging a segment-based approach Prospecting new functions with a view of building a strong and viable pipeline of new opportunities Clear qualification (in and out) of viable prospects and appropriate prioritization of firm resources on sales opportunities Navigating prospects through the sales process with the view of bringing clients on board (including negotiating commercial terms within standard pricing band tolerances) Become a market-visible advocate within specific client segments on the value proposition of Credit Benchmark Having ownership of identified and developed client segments akin to running a business Ideally you will: 5 to 7 years of experience within financial markets, ideally within capital markets, consulting or risk solutions Have an expert understanding of financial markets; knowledge of credit risk analytics, fixed income / credit solutions or capital market services; and/or experience working in a top tier banking, investor or consulting firm Experience in selling into or advising capital markets related to credit risk solutions Be able to leverage existing relationships to gain entry points to prospective clients Having worked in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. Ability to generate leads and develop relationships, where none exist and follow-up effectively Ability to drive product development that allows effective integration into client workflow Understanding of recurring revenue businesses (annuity revenue model) Experience in leveraging market standard CRM (e.g. Salesforce) and ability to help drive best practices Excellent networking and presentations skills (both written and spoken) Proactive, with an ability to work under pressure and deliver to deadlines Collaborative team player Fluency in other foreign languages a bonus Eligible to work in the UK Our commitment to diversity, equality, and inclusion At Credit Benchmark, we are deeply committed to diversity, equality and inclusion. This means celebrating who we are as individuals and as a team because our company and culture reflect the sum of our employees. We strive to create a mindful and respectful environment that includes fairness, kindness, and understanding. We empower each other to bring our authentic selves to work and champion our colleagues' development and achievements. Our diversity brings a multitude of perspectives and ideas and is imperative to the success of our business. Credit Benchmark is proud to be an Equal Employment Opportunity employer. We believe no one should be at a professional disadvantage because of their background. We do not discriminate based upon any legally protected characteristic and are committed to fostering a working culture that is free of discrimination and harassment.
Sales Director - Sell Side (EMEA & APAC) Join our team of technology, financial services and data experts. Who we are Credit Benchmark is a financial data analytics company that has partnered with the world's leading financial institutions to create the largest and most sophisticated contributed credit risk data platform in the market. We help clients identify, quantify, and monitor credit risk across a wide array of exposures by leveraging CB's unique and sophisticated data and analytics. The comprehensive nature of CB's consensus ratings coverage on over 110,000 sovereigns, FIs, NBFIs, corporates and funds uniquely places CB as the leading provider of credit risk intelligence. With a strong client base of global banks, we are looking to add a crucial commercial member to the team to help us capitalize on opportunities within the banking ecosystem. The role We are looking for a Sales Director to join our London office to help drive our Bank expansion efforts in EMEA & APAC. This will involve executing on a substantial opportunity within our existing banks and expanding into adjacent functions such as Prime Brokerage Risk, Securities Finance, CVA, Fund Finance, Distribution / Balance Sheet Management, etc. You will be responsible for quantifying and growing our Bank subscriber segments by identifying, qualifying, developing and closing sales opportunities. You will have access to a proven and effective playbook, and extensive evidence of success across our existing portfolio of clients. In addition, you will have a strong support team comprised of highly experienced credit risk experts, quants, product specialists and technical sales engineers, to aid the sales process. In addition to the focus on established segments, you will be able to help build other emerging segments including Trade Finance, DCM, Loan syndication, etc. This is an ideal role for an experienced capital markets professional with extensive experience in any of the identified functions. Additionally, coming from a credit risk background and having sold credit risk solutions into banks will be highly sought after. Having worked in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. The role will be based in London with a hybrid working pattern involving three days in the office minimum and moderate travel. Your responsibilities will include Develop a clear and executable strategy of client expansion / acquisition leveraging a segment-based approach Prospecting new functions with a view of building a strong and viable pipeline of new opportunities Clear qualification (in and out) of viable prospects and appropriate prioritization of firm resources on sales opportunities Navigating prospects through the sales process with the view of bringing clients on board (including negotiating commercial terms within standard pricing band tolerances) Become a market-visible advocate within specific client segments on the value proposition of Credit Benchmark Having ownership of identified and developed client segments akin to running a business Ideally you will: 5 to 7 years of experience within financial markets, ideally within capital markets, consulting or risk solutions Have an expert understanding of financial markets; knowledge of credit risk analytics, fixed income / credit solutions or capital market services; and/or experience working in a top tier banking, investor or consulting firm Experience in selling into or advising capital markets related to credit risk solutions Be able to leverage existing relationships to gain entry points to prospective clients Having worked in an entrepreneurial environment and / or a proven track record in selling a completely new product/data set would be highly advantageous. Ability to generate leads and develop relationships, where none exist and follow-up effectively Ability to drive product development that allows effective integration into client workflow Understanding of recurring revenue businesses (annuity revenue model) Experience in leveraging market standard CRM (e.g. Salesforce) and ability to help drive best practices Excellent networking and presentations skills (both written and spoken) Proactive, with an ability to work under pressure and deliver to deadlines Collaborative team player Fluency in other foreign languages a bonus Eligible to work in the UK Our commitment to diversity, equality, and inclusion At Credit Benchmark, we are deeply committed to diversity, equality and inclusion. This means celebrating who we are as individuals and as a team because our company and culture reflect the sum of our employees. We strive to create a mindful and respectful environment that includes fairness, kindness, and understanding. We empower each other to bring our authentic selves to work and champion our colleagues' development and achievements. Our diversity brings a multitude of perspectives and ideas and is imperative to the success of our business. Credit Benchmark is proud to be an Equal Employment Opportunity employer. We believe no one should be at a professional disadvantage because of their background. We do not discriminate based upon any legally protected characteristic and are committed to fostering a working culture that is free of discrimination and harassment.