Travelers Canada

Manage the profitability, growth, and retention of an assigned small portfolio. Underwrite and negotiate routine risks to minimise risk and maximise profitability, including Mid Term Adjustments (MTAs). Proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention. Take corrective action in collaboration with your Manager / Team based on identified risk characteristics. Identify and capture opportunities to write additional lines of business using knowledge of products, risk characteristics and appetite. Proactively utilise various technology platforms to quote and bind E-Trade risk efficiently. Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities. Foster and maintain relationships with brokers by phone, email or other communication channels to market and sell Travelers products to write and retain accounts consistent with our risk appetite. Execute submission, quotes and renewals with guidance from your manager and working in partnership with the sales team. Perform other duties as assigned. Be Committed, Be Connected, Be Creative and Be Energised - these are the values we are passionate about. Understanding and embracing our values will shape your success and contribute to making Travelers Europe a great place to work. To be successful, you will need to consistently deliver a great experience in every customer contact; connect with the right partners internally to find creative solutions to problems; be a role model; and consistently deliver on your commitments. Knowledge: Some knowledge of products, the regulatory environment, and the local insurance market. Analytical/Critical thinking: Critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite. Communication/Influence: Communication skills with the ability to negotiate with agents and brokers. Inclusion: Ability to work with people from different backgrounds, experiences, cultures, races, etc. and views those differences as assets to be leveraged to accomplish business goals and objectives. Industry / Competitor Analysis: Review competitor press releases, and industry trade press for helpful insights. Project Management: Participate in projects that involves the implementation of non-complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products. A-Levels or similar qualification Some prior related Insurance experience. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit .

Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Risk Control Target Openings 1 Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. What Is the Opportunity? Join Travelers as the Head of Risk at our London office, leading the UK Risk team! Under general direction, you will support the Chief Risk Officer (CRO) in establishing and maintaining a Risk Management Framework across the business including strategies and policies which identify, assess and mitigate the impact of risks originating from or impacting the organization's portfolio of activities/interests, and in day-to-day management of the Risk Management Team. This job manages staff. Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part time employees). This policy may be changed at the Company's discretion. What Will You Do? Designs and develops risk management strategy, principles, framework and policy to ensure that risks are managed to the best economic advantage of the company, and within its stated risk appetite. Implements appropriate risk management processes and methodologies including ongoing monitoring of their effectiveness. Advises and coaches management and business units on risk management. Designs, develops and implements an effective enterprise wide risk management framework that adds value to the business, and remains Solvency II compliant. Supports CRO in providing independent challenge to the executive on matters relating to risk, particularly in relation to strategic proposals, and including the risks in the business' capital and liquidity strategies. Ensures that best practice is applied and maintained by leveraging communication channels with relevant internal and external parties. Ensures that all key risks are identified, assessed and monitored on an ongoing basis, and reports made to management, relevant committees and Board. Supports CRO in delivering advice to the Board on enterprise wide risk management issues. Assists in designing appropriate stress and scenario tests including reverse stress tests. Works collaboratively with Capital Modelling Team to ensure that the Risk Management System and Internal Model are widely integrated. Works collaboratively with International Enterprise Risk Management and Corporate Enterprise Risk Management. Performs other duties as assigned. What Will Our Ideal Candidate Have? Thorough knowledge of risk management techniques and best practices in the London market as well as at Lloyd's, including familiarity with key functions and processes. Advanced knowledge of general regulatory requirements as they relate to business lines supported. Intermediate knowledge of corporate structure, as well as a particular business units products and procedures. Master problem solving skills and ability to identify complex, critical and sensitive filing issues. Advanced ability to concisely present complex regulatory issues. Advanced ability to understand, synthesize and convey complex data. Advanced verbal and written communication skills. Advanced ability to negotiate skillfully and successfully. Advanced ability to prioritise and multi task duties and projects on a timely basis. Has an advanced level of credibility, reliability and availability both within and outside the organisation. Advanced understanding of the business and able to respond to all related issues and problems in a timely manner. Intermediate ability to lead and motivate a technical staff. Advanced ability to establish and maintain cooperative relationships across organizational lines. Preferably holds a relevant professional qualification (e.g. ACII or FIRM). What is a Must Have? University degree. Experience of working with functional management and building good relationships required, including ability to facilitate risk workshops and make presentations to stakeholders. Thorough knowledge of risk management techniques and best practices in the Insurance industry experience. What Is in It for You? Private Medical Insurance:On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction. Retirement:Travelers will make a core contribution of a percentage of salary to your Pension Plan. Additionally, if you decide to contribute to the plan, you will receive an increased company contribution. Holiday Entitlement:Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year. Wellness Programme:The Travelers wellness programme is composed of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health programme provides access to free professional counseling services and other resources that support your daily life needs. Volunteer Encouragement:We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit Travelers has more than 33,000 employees in the United States, Canada, the United Kingdom, and Ireland. We have 10 diversity networks, employee led organisations dedicated to fostering the development and success of our employees. Employees and their eligible family members - including spouses, domestic partners and children - are eligible for coverage from the first day of employment. Travelers has been recognized by organisations such as G.I. Jobs, Human Rights Campaign Foundation, and Military Times.

Support the overall profitability, growth and retention of the Line of Business line and consistency of all related underwriting initiatives. Ensures that business is written in accordance with the Company's policies, procedures and controls (including audit requirements) at all times, and adheres to Lloyds Underwriting Management Standards ensuring business is only accepted in accordance with: individual underwriting authority and, where relevant, with approval under the Lloyds Individual Registration Byelaw. the Unit's business plan for the relevant year. Support the development of assigned Line of Business and services such as researching and identifying target business, competitor information, industry and economic factors across the business. Utilise appropriate systems to accurately enter quotes, risks and endorsements, so as to ensure correct management, statistical and regulatory reporting. May gather data and prepare reports to support the professional execution of corporate/business underwriting policies/standards. Monitor market factors and world affairs as part of research and development of new opportunities. Promote Travelers Line of Business, distribution strategy and philosophy and provide guidance on the Company's underwriting philosophy, procedures and requirements by building strong partnerships with Agents, Brokers and Customers. Provide guidance, mentoring and coaching to others as appropriate. Perform other duties as assigned. Experience within the Lloyd's market, with a basic understanding of the internal and external factors which impact the market. Underwriting experience. Able to demonstrate emerging technical proficiency and application of knowledge commensurate to your underwriting authority. Able to make sound quoting and pricing decisions that are in the Company's best interests. Intermediate knowledge and ability in respect of judgment, decision making, communication and strong team work. Demonstrates Intermediate knowledge and experience in respect of Relationship Management: Seeks out, builds, fosters and maintains productive relationships or alliances to meet goals and achieve objectives. Demonstrates Intermediate knowledge and experience in respect of Analytical Thinking/Financial Acumen: Identifies current or future problems or opportunities, analyses, synthesises and compares information to understand issues, identifies cause/effect relationships, and explores alternatives to support sound decision making. Utilises understanding of finance and accounting principles to identify the impact of responsible underwriting decisions on the overall profitability of the business. Demonstrates Intermediate knowledge and experience in respect of Product/Technical: Demonstrates technical proficiency and application of knowledge commensurate to his/her underwriting authority. Demonstrates Intermediate knowledge and experience in respect of Business Perspective: Uses knowledge of internal and external factors that impact the Lloyd's Market to make decisions. Expected to be studying towards ACII qualification. Previous London market insurance experience in either an underwriting, operational or broker capacity. Secondary level education or equivalent. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit .

Deal with both pre-action and litigated claims to a conclusion, demonstrating an effective use of your legal and commercial skills Provide case analysis and recommendations on strategy/ADR Supervise various tasks/projects delegated to others within the team Build relationships and liaise closely with a variety of Claims Professionals, Brokers and Insureds Independently handle a moderate caseload with moderate level of severity and complexity Work under the guidance and supervision of the Head of Legal Practice and others in dealing with more complex and high exposure claims Experience in insurance litigation is highly desirable Experience in handling professional indemnity and financial risks cases is desired Advanced interpersonal skills Persuasive legal writing skills and oral advocacy skills Ability to clearly and succinctly articulate position Advanced presentation skills Ability to handle and analyse legal issues independently and with minimal supervision Ability to work collaboratively with team members and others Demonstrates desire to acquire effective trial skills with increased litigation complexity Demonstrates superior legal acumen Demonstrates personal commitment to professional development Continued development of technical skills with the goal of handling the higher complexity/exposure cases Personal integrity and adherence to a high degree of professionalism and ethical competency Intermediate research skills Intermediate negotiation skills Ability to prioritise and organise workload Decision making and problem solving abilities Sense of urgency/responsiveness Fully qualified Solicitor, Chartered Legal Executive or Barrister in England and Wales Some Post Qualification Experience (PQE) Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit .

Deal with both pre-action and litigated claims to a conclusion, demonstrating an effective use of your legal and commercial skills Provide case analysis and recommendations on strategy/ADR Supervise various tasks/projects delegated to others within the team Build relationships and liaise closely with a variety of Claims Professionals, Brokers and Insureds Independently handle a moderate caseload with a likely level of low severity and complexity Work under the guidance and supervision of Natalie Simpkins and others in dealing with more complex and high exposure claims Perform other duties as assigned. Experience in insurance litigation is highly desirable Experience in handling professional indemnity and financial risks cases is desired Advanced interpersonal skills. Persuasive legal writing skills and oral advocacy skills. Ability to clearly and succinctly articulate position. Advanced presentation skills. Ability to handle and analyse legal issues independently and with minimal supervision. Ability to work collaboratively with team members and others. Demonstrates desire to acquire effective trial skills with increased litigation complexity. Demonstrates superior legal acumen. Demonstrates personal commitment to professional development. Continued development of technical skills with the goal of handling the higher complexity/exposure cases. Personal integrity and adherence to a high degree of professionalism and ethical competency. Intermediate research skills. Intermediate negotiation skills. Ability to prioritise and organise workload. Decision making and problem solving abilities. Sense of urgency/responsiveness. Fully qualified solicitor, chartered legal executive or barrister in England and Wales Some Post Qualification Experience (PQE) Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit .

Serve as the primary technical referral point for complex, unusual, or high-exposure risks, providing expert guidance on policy interpretation, coverage analysis, and risk assessment. Manage and develop the profitability, growth, and retention of the Technology portfolio, analyse portfolio performance metrics with focus on technical risk quality, identifying trends in loss experience and recommending appropriate underwriting adjustments, monitoring aggregate exposures and recommending portfolio balancing strategies. Ensure Practice adheres to Underwriting processes and guidelines through regular review of cases and underwriting, handling and communication. Identifying any necessary corrective actions and providing feedback and coaching to support teams learning and development. Coach, train and lead others by example to ensure the successful execution of the sector strategy, through a focus on Technical Underwriting Knowledge, Sector Underwriting Knowledge, Sales and Business Development Skills, a Portfolio Approach, Sector Immersion, Personal Profile and Networking Analyse sector and product trends to develop and optimize our proposition and deliver the best customer outcomes. Cultivate and maintain relationships with internal partners within the regions and across the enterprise to support the technical underwriting, profitability and growth of the portfolio. Foster and maintain relationships with external partners to market and trade Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to meetings. Develop and execute individual and practice new business and retention plans that align with sector and regional plans to drive team success. Perform other duties as assigned. A Levels or similar qualification Knowledge: Expert knowledge of products, the regulatory environment, and the local insurance market. Portfolio Management: Ability to execute strategic direction across assigned portfolio in partnership with leadership. Analytical/Critical thinking: Strong critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite. Communication/Influence: Excellent communication skills with the ability to successfully negotiate in difficult situations with brokers. Inclusion: Ability to work with and lead people from different backgrounds, experiences, cultures, races, etc. and views those differences as assets to be leveraged to accomplish business goals and objectives. Leadership: Experience coaching and mentoring others. Industry / Competitor Analysis: Review competitor press releases and industry trade press for helpful insights, linking key themes together and identifying applicability to team strategies. Project Management: Participate in and/or lead projects that involves complex analysis and implementation of non-complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products Advanced experience of underwriting, product knowledge, financial analysis, or risk assessment experience within the technology industry. Thorough knowledge and expertise of sectors, brokers and competitors and customers in the technology industry. Significant prior experience and track record of external development activity with brokers and insureds. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit .

Leads preparation the Validation Report to PRA and Lloyd's requirements and other documents that may be required, including the Validation Policy and Validation Standards and supporting documentation. Assists with monitoring compliance of validation processes in line with regulatory requirements reporting to the Model Oversight Committee, Business Risk Committee and Board Committees. Is a relationship manager for the business units ('BU'), through ad hoc and regular Risk and Control Self-Assessment ('RCSA') meetings, to ensure full and consistent understanding of risk assessments, and to communicate the expectations Risk and Control Owners need to meet. Ensures there is strong collaboration across other lines of risk management. Works with business owners to identify and assess the internal control environment leading the reporting of risk events and challenging business actions to remediate deficiencies; and reports findings, recommendations and updates to the Boards and Committees. Reviews and challenges quarterly risk assessments and risk exposure reports, using experience and external benchmarking. Escalates priority items, unresolved or unexplainable issues to the CRO and Risk Owners. Collaborates with BU to identify and mitigate emerging risks often through working on transformation / strategic projects as the ERM subject matter expert. Collates and aggregates financial and non-financial risk exposure data, preparing risk reports for Boards and Committees e.g., risk appetite performance and risk register summaries. Assists with the oversight of remediation activities as they progress and/or complete. Develops and maintains ERM documentation (frameworks, policies and process definitions) and updates/produces risk reports owned by the Boards e.g., ORSA, Risk Book (aka ORSA Record), climate MI and others. Assists with the design and implementation of stress tests to be carried out on risk types modelled in the TRVE Capital Models in order to provide sufficient objective review and challenge on the functioning of the model and accuracy and appropriateness of its outputs for all model uses. In partnership with model parameter owners, assist with the design and implementation of appropriate tests to provide. objective review and challenge of model inputs and the expert judgement involved in preparing those inputs. Assists with carrying out any specific validation tests, deep dives and thematic reviews required by regulations and guidance from the CBI, PRA and Lloyd's. Assists with communicating the outcomes of all tests carried out to Model Oversight Committee, the ERC and the Boards; assists with communicating the impact and consequences of any failed tests and working with stakeholders to develop timescales and priorities for resolution. Perform other duties as assigned. This is an individual contributor role. This role works on financial and non-financial risk projects to efficiently meet risk requirements from Lloyd's, the Bank of England, PRA, Financial Conduct Authority, Bermuda Monetary Authority and Central Bank of Ireland and others (e.g., Travelers US Group and AM Best). Responsible for assisting the Boards and CRO with regulatory thematic reviews. Outputs will be reviewed and inform senior management and legal entity Boards. Individuals are expected to have working knowledge of statistical concepts and can perform model runs and testing under supervision. Independently prepares risk documentation and analysis for senior and external. Expected to attend business unit meetings and act as ERM relationship manager in completing business requests. Access to commercially sensitive information including future plans, regulatory disclosures and risk event data. Project management - experience of working with functional management and building good relationships required, including the ability to manage and make significant contributions to risk projects and report/present to stakeholders using Microsoft tools. Bachelor (BSc) or Master (MSc) of science degree or higher in financial risk management. Studying towards, or holds, Casualty Actuarial Society (FCAS), Fellow of the Institute and Faculty of Actuaries (FIA), Chartered Financial Analyst (CFA), Financial Risk Manager (FRM) or similar. Insurance - Chartered Insurance Institute (CII), Lloyd's Market Associations (LMA) or others that are similar. Risk Management - Institute of Risk Management (IRM) or Federation of European Risk Management Associations (FERMA) or others that are similar. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.Travelers reserves the right to fill this position at a level above or below the level included in this posting.To learn more about our comprehensive benefit programs please visit .