London Insurance Life

A leading insurance group in Greater London is looking for a Personal Lines Pricing Manager. This newly-created role is crucial for the Pricing & Analytics team, focusing on developing and optimizing pricing strategies for motor products. Candidates should have strong experience in UK Personal Lines pricing and proven capabilities in pricing model development. Offering a hybrid working model, this position provides an excellent opportunity for career growth within a diverse and innovative workplace.

Pricing Manager page is loaded Pricing Managerlocations: Londontime type: Full timeposted on: Posted Todayjob requisition id: RHowden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden. Personal Lines Pricing Manager Reporting to: Personal Lines Pricing & Analytics Director Contract: Full time Hybrid working About DUAL UK Personal Lines DUAL UK Personal Lines is the specialist motor and home underwriting business within DUAL Group, operating through the KGM, Eridge and Aurum brands in motor, and the Magenta brand in non-standard home insurance. With over 60-years of heritage, our business now writes over £300m GWP annually, across a broad portfolio of specialist consumer and commercial motor and home products.Our business has achieved steady growth in recent years by combining fast, friendly and flexible service with deep underwriting expertise and strong distribution relationships. This approach has been recognised via recent industry awards, including both the UK Broker Choice and Insurance Times MGA of the Year and a five-star rating in the Insurance Times Broker survey for 4 years in a row. The Opportunity We are now seeking a Personal Lines Pricing Manager to join our business. This is a newly-created role, which will sit within a newly-created Pricing & Analytics team. The team brings together existing pricing activity from across the business to create a focused centre of excellence. With significantly increased investment into Pricing & Analytics, the new team will be at the heart of enabling of our continued business success over coming years. Role purpose The Personal Lines Pricing Manager is a senior technical pricing role responsible for the design, deployment and ongoing optimisation of pricing strategies within DUAL UK's Personal Lines portfolio. The role is hands-on and commercially embedded, working closely with Underwriting, DUAL Actuarial (reserving) and Claims colleagues to ensure pricing strategy and execution is competitive, compliant, aligned to commercial objectives and tuned to the diverse needs of the specialist product lines within our portfolio. Key responsibilities Pricing strategy & execution + Develop and optimise pricing strategies for Personal Lines products, with a primary focus on Motor lines + Translate underwriting appetite and portfolio objectives into effective pricing actions + Contribute across the end-to-end pricing lifecycle from analysis to deployment and monitoring + Balance risk, profitability, competitiveness and growth objectives Pricing models & tools + Design, enhance and maintain pricing models and rating structures + Calibrate rating factors in response to experience and market movement + Support development of pricing tools, automation and MI + Contribute to advancing pricing capability over time Performance monitoring & insight + Develop and maintain pricing MI and rate monitoring + Analyse pricing performance by product, segment and channel + Contribute to business planning and portfolio reviews Stakeholder partnership + Act as key pricing contact for Underwriting teams + Provide expert pricing input and constructive challenge + Collaborate with Actuarial (reserving), Claims, Operations and Technology as needed + Communicate recommendations clearly to senior stakeholders Governance & compliance + Ensure pricing complies with regulatory and internal governance standards + Support pricing governance forums and audits + Maintain strong documentation and change control Candidate requirements Strong experience in UK Personal Lines pricing + Motor experience is essential + Experience of specialist motor lines is an advantage + Additional home pricing experience is an advantage. Proven hands-on capability in pricing model development and rate optimisation Excellent numerical and analytical skills, and commercial mindset Strong interpersonal, stakeholder management and communication / presentation skills with the ability to influence cross-functional teams and senior stakeholders Familiarity with range of pricing tools such from Radar/Emblem to R, Python and Excel Degree-level qualification in a numerate discipline Evidence of ability and appetite to succeed in a fast-paced, rapidly evolving growth business.A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent

London Insurance Life in Greater London is seeking an Operations Director to lead operational excellence and drive growth. This role entails developing and executing operational strategies, leading digital transformation, and fostering an inclusive culture. The ideal candidate will have significant experience in operational leadership within financial services and a strong ability to influence senior stakeholders. A commitment to continuous improvement and excellence in client service is essential.

Operations Director page is loaded Operations Directorlocations: London - Gracechurch Streettime type: Full timeposted on: Posted Todayjob requisition id: RHowden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.SPF Private Clients (part of Howden) is seeking a dynamic and strategic Operations Director to lead our operational excellence journey and drive business success. Role Purpose The Operations Director is a strategic leader responsible for ensuring that the Pillars operational strategy drives business growth and operational excellence. The business is currently arranged into three divisions, Mortgages & Financial Planning, Insurance and Rural the role will sit across each of these departments and covers all day-to-day operational functions, optimises processes, and leads the transformation of business operations through technology, data, and innovation. The Operations Director will foster a high-performing, inclusive culture and ensure the business is resilient, agile, and positioned for sustainable growth. Ensuring collaboration to drive growth across the business will be key.Key Accountabilities Strategic Leadership & Operational Excellence Develop and execute the operational strategy in partnership with the Chief Executive Officer and the Managing Directors of each department, aligning with HPC long-term objectives. Lead the design, implementation, and continuous improvement of operational systems, processes, and controls to ensure efficiency, scalability, and compliance. Champion digital transformation and the adoption of new technologies to enhance operational performance and client experience. Drive operational efficiency by optimizing staff resource levels, to provide best in class client service, whilst maximizing margins. Stakeholder Engagement & Communication Promote collaboration and effective communication across all levels and departments, third-party partners, providers and other Howden entities. Prepare and present operational reports and insights to the Executive Committees, and other stakeholders to inform strategic decision-making. Project & Change Management Lead and coordinate cross-functional projects, including system enhancements, business initiatives, and new ventures. Track project milestones, manage risks, and ensure timely delivery of outcomes.Skills & Experience Strong commercial acumen and the ability to translate business requirements into operational priorities. Analytical mindset with the ability to interpret data and generate actionable insights. Excellent communication and interpersonal skills, able to influence and engage senior stakeholders. Agility and adaptability in fast-paced, evolving environments. Proactive, solutions-oriented approach to problem-solving.Experience & Qualifications Significant experience in an operational leadership role within financial services Proven track record of driving digital transformation and operational improvement. Strong project management skills, with experience delivering cross-functional initiatives. Proficiency in Microsoft Office, CRM systems, and data analytics platforms (e.g., PowerBI).A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent

European Binder & MGA SpecialistApplylocations: Londontime type: Full timeposted on: Posted Todaytime left to apply: End Date: July 17, 2026 (28 days left to apply)job requisition id: R# Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden. Working at Howden Re At Howden Re, we're on a mission to do things differently. Our no silo approach, elite team, and clear focus on innovation and relentless execution means our clients are at the heart of all we do.As a big 4 global reinsurance broker, we deliberately avoid the one-size-fits-all approach, committing to creating bespoke solutions that address the unique challenges of a modern and dynamic marketplace. Our team is empowered to drive progress, creating opportunities for career and personal development, unlocking new value for clients, fostering long-term partnerships, and using the collective power of Howden to change how the world sees risk and insurance.When you join Howden Re, you become part of a vibrant and entrepreneurial workplace culture that prioritises collaboration, ownership, and shared success. Here, your contributions will directly impact our mission to be the global partner of choice in reinsurance and strategic advisory.Be a part of Howden Re's exciting journey. Together, we are shaping the future of reinsurance. The Role We are recruiting a mid level insurance professional with proven experience across both Lloyd's and non Lloyd's (company market) environments to support and manage a growing portfolio of European Binder and MGA business.This role will sit at the intersection of underwriting, governance, and partner management, working closely with MGAs, coverholders, brokers, and internal stakeholders across multiple European jurisdictions. It is a hands on role suited to someone who already understands both the European market and delegated authority structures and is ready to take greater ownership of portfolio oversight and partner relationships. What will you be doing? Binder & MGA Portfolio Management Support the management and growth of a portfolio of European MGA and binder relationships across Lloyd's and company market platforms Review and assess new MGA and binder submissions, including underwriting approach, distribution strategy, and operational capability Assist with onboarding new MGA partners, ensuring adherence to internal underwriting and governance standards Act as a day to day contact for MGA partners and underwriters Underwriting Oversight & Governance Review underwriting guidelines, authority limits, pricing frameworks, and wordings for delegated arrangements Support periodic underwriting reviews, audits, and peer reviews Escalate issues relating to performance, exposure management, or control breaches where appropriate Ensuring the quality of documentation, and handling transactional activities critical to the placement of business Lloyd's & Company Market Interaction Ability to point to market relationships, a strong network and comfort in marketing business within Lloyd's and non-Lloyds market Work across Lloyd's coverholder frameworks and non Lloyd's delegated authority structures, understanding the differences in governance, reporting, and regulatory expectations Support compliance with Lloyd's minimum standards where applicable Coordinate with internal underwriting, claims, actuarial, and operations teams across platforms We are looking for someone who has: Essential Experience in delegated authority business, MGA management, or binder underwriting Hands on experience in both Lloyd's and non Lloyd's / company market environments Strong understanding of European insurance markets and delegated authority structures Experience working with MGAs, coverholders, or delegated underwriting partners Strong analytical and organisational skills Ability to manage multiple stakeholders across different jurisdictions Desirable Experience across multiple European territories (e.g. France, Germany, Spain, Italy, Nordics, Benelux) Background in commercial or specialty lines# What do we offer in return? A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent

Insurance AdvisorApplylocations: Hovetime type: Full timeposted on: Posted Todaytime left to apply: End Date: June 23, 2026 (27 days left to apply)job requisition id: R# Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.With a no limits approach, we can rise to any challenge. Whatever the question, the concern, or the risk, we can get the right people in a room and find the right answer. Our collective power is also helping us to change the insurance narrative - doing right by our clients while using insurance as a tool to build resilience for individuals, businesses and communities. From pro bono work to insuring COVID-19 vaccine development to de-risking the carbon market, we're using our skills, knowledge, and networks to make a difference and speed positive change in the world around us. We are actively looking for an Insurance Advisor to join our Howden Consumer & Local Commercial team. This is a great opportunity to join a highly successful organisation, where you will be provided with full training on the job and the opportunity to gain industry recognised qualifications. About you: You will enjoy having conversations with people, listening and building relationships as it's important that we really get to know our clients and understand their requirements. You have awesome problem-solving skills - all of our clients are totally unique, so we need to come up with tailor made solutions as we don't have a "one size fits all" approach You may currently be working in a sales role and are now looking for a career. We don't require any previous experience as we offer on-site training, workshops, coaching and will support you through industry qualifications. You will have a passion and entrepreneurial mindset. Many of our most successful business opportunities have come from team members with a passion for the subject - whether that's equine insurance, campervans, motorhomes, classic cars, motorbikes, marine, fine art, etc. Loving what you do, means you will be knowledgeable, be able to build rapport quickly and be able to provide clients with the best solution. You will be ambitious. We promote within, everyone in a leadership position started out as an Insurance Advisor - We give you all the tools, all we ask from you is the desire to succeed. Rewards: We believe that great work and dedication should be rewarded, that's why we offer: 22 days holiday (plus bank holidays), increasing through length of service A set of core benefits, designed with your health and financial protection in mind: + Life Assurance up to 4x salary, protecting your loved ones in case the worst should happen + Income protection, guaranteeing an income for up to 5 years in the event of an illness or injury + Contributory pension scheme -5% employer contribution and 5% employee contribution + Access to a Healthcare Cashplan, which gives you access to a variety of health related benefits Access to a host of lifestyle and financial benefits that you can choose from: + Discounts on gym membership across the UK + Salary sacrifice schemes - Travel Insurance, Cycle to Work, Car leasing, Technology purchase + Access to a range of insurance polices through Howden at discounted rates + Access to hundreds of high-street retailer discounts# What do we offer in return? A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent

Insurance AdvisorApplylocations: Hovetime type: Full timeposted on: Posted Todaytime left to apply: End Date: June 23, 2026 (27 days left to apply)job requisition id: R# Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.People join Howden for many different reasons, but they stay for the same one: our culture. It's what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities - work / life balance, career progression, sustainability, volunteering - you'll find like-minded people driving change at Howden.With a no limits approach, we can rise to any challenge. Whatever the question, the concern, or the risk, we can get the right people in a room and find the right answer. Our collective power is also helping us to change the insurance narrative - doing right by our clients while using insurance as a tool to build resilience for individuals, businesses and communities. From pro bono work to insuring COVID-19 vaccine development to de-risking the carbon market, we're using our skills, knowledge, and networks to make a difference and speed positive change in the world around us. We are actively looking for an Insurance Advisor to join our Howden Consumer & Local Commercial team. This is a great opportunity to join a highly successful organisation, where you will be provided with full training on the job and the opportunity to gain industry recognised qualifications. About you: You will enjoy having conversations with people, listening and building relationships as it's important that we really get to know our clients and understand their requirements. You have awesome problem-solving skills - all of our clients are totally unique, so we need to come up with tailor made solutions as we don't have a "one size fits all" approach You may currently be working in a sales role and are now looking for a career. We don't require any previous experience as we offer on-site training, workshops, coaching and will support you through industry qualifications. You will have a passion and entrepreneurial mindset. Many of our most successful business opportunities have come from team members with a passion for the subject - whether that's equine insurance, campervans, motorhomes, classic cars, motorbikes, marine, fine art, etc. Loving what you do, means you will be knowledgeable, be able to build rapport quickly and be able to provide clients with the best solution. You will be ambitious. We promote within, everyone in a leadership position started out as an Insurance Advisor - We give you all the tools, all we ask from you is the desire to succeed. Rewards: We believe that great work and dedication should be rewarded, that's why we offer: 22 days holiday (plus bank holidays), increasing through length of service A set of core benefits, designed with your health and financial protection in mind: + Life Assurance up to 4x salary, protecting your loved ones in case the worst should happen + Income protection, guaranteeing an income for up to 5 years in the event of an illness or injury + Contributory pension scheme -5% employer contribution and 5% employee contribution + Access to a Healthcare Cashplan, which gives you access to a variety of health related benefits Access to a host of lifestyle and financial benefits that you can choose from: + Discounts on gym membership across the UK + Salary sacrifice schemes - Travel Insurance, Cycle to Work, Car leasing, Technology purchase + Access to a range of insurance polices through Howden at discounted rates + Access to hundreds of high-street retailer discounts# What do we offer in return? A career that you define. At Howden, we value diversity - there is no one Howden type. Instead, we're looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new We support each other in the small everyday moments and the bigger challenges We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours or hybrid working .If you're excited by this role but have some doubts about whether it's the right fit for you, send us your application - if your profile fits the role's criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.Permanent