About the roleLendable is revolutionising the credit card industry by making financial tools accessible, intuitive, and empowering. Zable is a Mobile-App first credit card that empowers customers to build their credit score while meeting their spending and borrowing needs sustainably.We're looking for an analytical, commercially-minded Senior Strategy Analyst to help us grow and scale the product exponentially . This is a dynamic role where you'll tackle high impact business problems across a number of disciplines including pricing, financial forecasting, growth, credit risk, new product development and product analytics.You'll help us solve our most complex multi-dimensional challenges, working cross-functionally to deliver insight-driven strategies that optimise performance, drive responsible growth, and put the customer at the heart of decision-making.You'll operate in a fast-paced environment where ideas matter more than hierarchy, and execution beats bureaucracy. Your work will directly influence who we serve, how we grow, and how we deliver sustainable value. Key Responsibilities Drive promotions & pricing strategy: Develop and optimise promotional and pricing strategies through data-driven analysis and experimentation, balancing customer engagement, growth, price elasticity and profitability while continuously refining approaches based on product performance and scenario modelling. Build deep insight into marketing campaign and conversion funnel performance, identifying opportunities to improve cost and conversion efficiency. Stay abreast of industry trends and competitor activity to ensure our products remain fit for purpose. Financial forecasting & portfolio analytics: Collaborate closely with the Credit Risk Analytics, Growth and Data Science teams to understand how our products and portfolio are performing at a granular sub-segment level. Define key KPIs and develop detailed monitoring to track performance against these goals, and deliver actionable recommendations to improve outcomes. Use strategic analysis to shape and influence broader business strategy. Evaluate expansion opportunities: Navigate through ambiguity to assess the feasibility of new product, channel and segment expansion opportunities. Create robust commercial assessment frameworks, build tooling where necessary (e.g. RoI or NPV models) and extract data to support these assessments and deliver clear, insight-driven recommendations. Influence & execution: Collaborate with stakeholders across Credit Risk, Data Science, Product and Growth to bring your strategies to life. Present insights and recommendations to senior leadership - clear, concise, and backed by data. Approach every conversation with an open mind, valuing the strength of ideas over ego or hierarchy. Ensure your implemented strategies are working as intended once deployed in production, validating outcomes and iterating as needed. Fast-track your career growth: Opportunity to mentor and coach more junior graduate analysts, fostering their technical growth and strategic thinking. Well defined career progression pathways to Manager/Senior Manager for high performers. Your experience Essential: 3+ years of experience in an analytics role in any discipline (e.g. Growth, Credit Risk, Product Analytics, Marketing, etc.) Proficiency in coding - ideally SQL and Python Desirable: Experience in an FCA-regulated financial services firm The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Jun 14, 2025
Full time
About the roleLendable is revolutionising the credit card industry by making financial tools accessible, intuitive, and empowering. Zable is a Mobile-App first credit card that empowers customers to build their credit score while meeting their spending and borrowing needs sustainably.We're looking for an analytical, commercially-minded Senior Strategy Analyst to help us grow and scale the product exponentially . This is a dynamic role where you'll tackle high impact business problems across a number of disciplines including pricing, financial forecasting, growth, credit risk, new product development and product analytics.You'll help us solve our most complex multi-dimensional challenges, working cross-functionally to deliver insight-driven strategies that optimise performance, drive responsible growth, and put the customer at the heart of decision-making.You'll operate in a fast-paced environment where ideas matter more than hierarchy, and execution beats bureaucracy. Your work will directly influence who we serve, how we grow, and how we deliver sustainable value. Key Responsibilities Drive promotions & pricing strategy: Develop and optimise promotional and pricing strategies through data-driven analysis and experimentation, balancing customer engagement, growth, price elasticity and profitability while continuously refining approaches based on product performance and scenario modelling. Build deep insight into marketing campaign and conversion funnel performance, identifying opportunities to improve cost and conversion efficiency. Stay abreast of industry trends and competitor activity to ensure our products remain fit for purpose. Financial forecasting & portfolio analytics: Collaborate closely with the Credit Risk Analytics, Growth and Data Science teams to understand how our products and portfolio are performing at a granular sub-segment level. Define key KPIs and develop detailed monitoring to track performance against these goals, and deliver actionable recommendations to improve outcomes. Use strategic analysis to shape and influence broader business strategy. Evaluate expansion opportunities: Navigate through ambiguity to assess the feasibility of new product, channel and segment expansion opportunities. Create robust commercial assessment frameworks, build tooling where necessary (e.g. RoI or NPV models) and extract data to support these assessments and deliver clear, insight-driven recommendations. Influence & execution: Collaborate with stakeholders across Credit Risk, Data Science, Product and Growth to bring your strategies to life. Present insights and recommendations to senior leadership - clear, concise, and backed by data. Approach every conversation with an open mind, valuing the strength of ideas over ego or hierarchy. Ensure your implemented strategies are working as intended once deployed in production, validating outcomes and iterating as needed. Fast-track your career growth: Opportunity to mentor and coach more junior graduate analysts, fostering their technical growth and strategic thinking. Well defined career progression pathways to Manager/Senior Manager for high performers. Your experience Essential: 3+ years of experience in an analytics role in any discipline (e.g. Growth, Credit Risk, Product Analytics, Marketing, etc.) Proficiency in coding - ideally SQL and Python Desirable: Experience in an FCA-regulated financial services firm The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
About the roleYou will be joining an ambitious but small team and report directly to the General Counsel with a broad remit. You'll work closely with all business functions and be skilled at communicating legal issues to non-lawyers and balancing business and legal perspectives.Given the growth of the organisation and the number of partnerships we are entering, this role will be focused on consumer credit, regulatory compliance and commercial contracts. Ideally, you will have a background in UK financial regulation and be familiar with the FCA Handbook. On a day-to-day basis, you can expect to Advise on various consumer credit-related regulatory matters. Keep under review the firm's customer-facing documentation. Assist the business in developing new products. Support the business by updating policies, processes and templates. Responding to complex queries from the business, suppliers and customers Assist with litigious matters. Help to manage the use and cost of external legal counsel. Work closely with other members of the legal team to provide timely and first-class legal support How you'll impact those objectives You're a self-starter who is comfortable stepping out of your comfort zone to drive business growth. You have strong organisational skills and are able to autonomously lead multiple deliverables in a fast pace environment. You are excited by new challenges and like understanding laws in new markets and around new financial products. What we're looking for You are qualified in England & Wales or another common law jurisdiction with the requisite UK experience. You have approximately 2-4 years post qualification experience. You have experience in consumer credit, either in private practice, in-house or at the regulator. You ideally have experience in-house at a corporate or the regulator, or else you will be looking to make a move from private practice to an in-house position. Preferably with financial services experience. You enjoy working in a fast-paced and growing business and taking ownership. You have a mindset that is adaptable and flexible to change. Have excellent communication and relationship-building skills. Interview process A quick phone call with one of the talent team Legal Experience Interview Final Stakeholder Interview The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Jun 13, 2025
Full time
About the roleYou will be joining an ambitious but small team and report directly to the General Counsel with a broad remit. You'll work closely with all business functions and be skilled at communicating legal issues to non-lawyers and balancing business and legal perspectives.Given the growth of the organisation and the number of partnerships we are entering, this role will be focused on consumer credit, regulatory compliance and commercial contracts. Ideally, you will have a background in UK financial regulation and be familiar with the FCA Handbook. On a day-to-day basis, you can expect to Advise on various consumer credit-related regulatory matters. Keep under review the firm's customer-facing documentation. Assist the business in developing new products. Support the business by updating policies, processes and templates. Responding to complex queries from the business, suppliers and customers Assist with litigious matters. Help to manage the use and cost of external legal counsel. Work closely with other members of the legal team to provide timely and first-class legal support How you'll impact those objectives You're a self-starter who is comfortable stepping out of your comfort zone to drive business growth. You have strong organisational skills and are able to autonomously lead multiple deliverables in a fast pace environment. You are excited by new challenges and like understanding laws in new markets and around new financial products. What we're looking for You are qualified in England & Wales or another common law jurisdiction with the requisite UK experience. You have approximately 2-4 years post qualification experience. You have experience in consumer credit, either in private practice, in-house or at the regulator. You ideally have experience in-house at a corporate or the regulator, or else you will be looking to make a move from private practice to an in-house position. Preferably with financial services experience. You enjoy working in a fast-paced and growing business and taking ownership. You have a mindset that is adaptable and flexible to change. Have excellent communication and relationship-building skills. Interview process A quick phone call with one of the talent team Legal Experience Interview Final Stakeholder Interview The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
About the role The Customer Service department is responsible for working with customers who have queries about their loan/card/Motor from the application stage and support the end to end journey. Our primary role is to be the first point of contact for customers resolving queries at first point of contact and ensure customers needs are met.Reporting to the Team Lead, the Customer Operations Executive will undertake customer queries via telephony, email and live chat. They will use skills and capability levels in the performance of their roles so that they can consistently achieve overall quality standards, embed processes and procedures to deliver good customer outcomes. What you'll be doing Undertake coaching to support colleagues and ensure coaching documentation reflects the level of support required. Own the quality performance of their team, identify themes and trends and actively complete face to face and remote coaching of colleagues to help embed processes and deliver good customer outcomes. Utilise management information reporting, alongside observation to identify opportunities for improvement and to highlight emerging trends for evaluation and focus. Be accountable for employee engagement within their teams, responding and acting on emerging feedback to improve the overall colleague experience. Where required, Interact directly with customers via voice/non voice as part of your role to ensure customer demand is managed in line with agreed service levels. Complete live interaction marking, ensuring interactions are assessed against Lendable's quality assurance scorecard and delivering meaningful and actionable feedback/coaching. Support Team's and other teams in a team leads absence Your Experience Financial services background in Loans/Cards/Motor Strong written and verbal communication skillsRapport building with colleagues and customers Ability to work to deadlines Problem solving skills and with ability develop a range of initiatives to address coaching/training needs. Good understanding of coaching as a discipline and able to apply knowledge and experience to coaching colleagues Logical and methodical approach to evaluate situations and select appropriate solutions based on experience and an understanding of procedures. Strong prioritisation skills, ability to organise and allocate and review work items to colleagues they are coaching Resilient and calm approach when faced with difficult situations Able to adapt written and verbal communication to an individuals needs. Ability to operate comfortable in a fast paced and changing environment. Vehicle finance experience from a dealer/broker desirable Previous coaching or training experience desirable although not essential. Previous people management skills desirable Working Pattern Monday - Friday 9am - 6pm (1 in 4 Saturday 9am - 6pm) Based out of our office in Chatham The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Feb 20, 2025
Full time
About the role The Customer Service department is responsible for working with customers who have queries about their loan/card/Motor from the application stage and support the end to end journey. Our primary role is to be the first point of contact for customers resolving queries at first point of contact and ensure customers needs are met.Reporting to the Team Lead, the Customer Operations Executive will undertake customer queries via telephony, email and live chat. They will use skills and capability levels in the performance of their roles so that they can consistently achieve overall quality standards, embed processes and procedures to deliver good customer outcomes. What you'll be doing Undertake coaching to support colleagues and ensure coaching documentation reflects the level of support required. Own the quality performance of their team, identify themes and trends and actively complete face to face and remote coaching of colleagues to help embed processes and deliver good customer outcomes. Utilise management information reporting, alongside observation to identify opportunities for improvement and to highlight emerging trends for evaluation and focus. Be accountable for employee engagement within their teams, responding and acting on emerging feedback to improve the overall colleague experience. Where required, Interact directly with customers via voice/non voice as part of your role to ensure customer demand is managed in line with agreed service levels. Complete live interaction marking, ensuring interactions are assessed against Lendable's quality assurance scorecard and delivering meaningful and actionable feedback/coaching. Support Team's and other teams in a team leads absence Your Experience Financial services background in Loans/Cards/Motor Strong written and verbal communication skillsRapport building with colleagues and customers Ability to work to deadlines Problem solving skills and with ability develop a range of initiatives to address coaching/training needs. Good understanding of coaching as a discipline and able to apply knowledge and experience to coaching colleagues Logical and methodical approach to evaluate situations and select appropriate solutions based on experience and an understanding of procedures. Strong prioritisation skills, ability to organise and allocate and review work items to colleagues they are coaching Resilient and calm approach when faced with difficult situations Able to adapt written and verbal communication to an individuals needs. Ability to operate comfortable in a fast paced and changing environment. Vehicle finance experience from a dealer/broker desirable Previous coaching or training experience desirable although not essential. Previous people management skills desirable Working Pattern Monday - Friday 9am - 6pm (1 in 4 Saturday 9am - 6pm) Based out of our office in Chatham The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
About the role We're looking for a super-smart senior analyst/credit risk manager who is great with numbers and loves problem-solving to come and have a big impact on our business. We want someone who has coding experience and uses it (ideally Python and SQL) on a daily basis to generate insights from data and use that insight to drive meaningful change in our UK cards business. You'll be working for an ambitious company, in a fast-paced environment, with minimal bureaucracy. Your team's objectives The credit card team is building a near prime cards portfolio with ambitious targets. In the credit team, we are looking to optimise who we offer credi t to, how much we should lend to them, what interest rate we should charge, and how the wider economic environment impacts those decisions. We also own various models, which we use to forecast returns for our investors. How you'll impact those objectives Define the credit strategy for our evolving portfolio Discover insights from data and develop strategies to answer the big questions and address key business questions Collaborate with a wider cross-functional team to implement your strategies in the market Monitor and assess the success of implemented strategies , and continuously discover further opportunities for improvement What you'll need to succeed Daily coding experience, with proficiency in Python and SQL ideally Proven experience in shaping credit card strategies Understanding what truly matters and driving business outcomes A natural inclination to challenge the status quo and question your own assumptions Interview Process We're not corporate, so we try our best to get things moving as quickly as possible. For this role, we'd expect:A quick phone call with one of the teamOnsite interviews including case studies and meeting the teamC-suite interview The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Feb 18, 2025
Full time
About the role We're looking for a super-smart senior analyst/credit risk manager who is great with numbers and loves problem-solving to come and have a big impact on our business. We want someone who has coding experience and uses it (ideally Python and SQL) on a daily basis to generate insights from data and use that insight to drive meaningful change in our UK cards business. You'll be working for an ambitious company, in a fast-paced environment, with minimal bureaucracy. Your team's objectives The credit card team is building a near prime cards portfolio with ambitious targets. In the credit team, we are looking to optimise who we offer credi t to, how much we should lend to them, what interest rate we should charge, and how the wider economic environment impacts those decisions. We also own various models, which we use to forecast returns for our investors. How you'll impact those objectives Define the credit strategy for our evolving portfolio Discover insights from data and develop strategies to answer the big questions and address key business questions Collaborate with a wider cross-functional team to implement your strategies in the market Monitor and assess the success of implemented strategies , and continuously discover further opportunities for improvement What you'll need to succeed Daily coding experience, with proficiency in Python and SQL ideally Proven experience in shaping credit card strategies Understanding what truly matters and driving business outcomes A natural inclination to challenge the status quo and question your own assumptions Interview Process We're not corporate, so we try our best to get things moving as quickly as possible. For this role, we'd expect:A quick phone call with one of the teamOnsite interviews including case studies and meeting the teamC-suite interview The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
About the role As a contractor Analytics Engineer, you will play a key role in establishing a domain-driven data architecture within Lendable, ensuring clear ownership across key domains such as Credit, Collections, Decision Science, and Growth. You will collaborate closely with stakeholders-including analysts, backend engineers, and product teams-to deliver impactful improvements across these domains. You will also have the opportunity to contribute to enhancing underlying data models and reporting foundations within Finance/Capital Markets, as well as technical enhancement initiatives. What you'll be doing Overseeing the data modelling architecture and implementation for our products Driving the development of our DBT models, and collaborating with analysts and stakeholders to enhance their efficiency in gaining insights. Supporting and mentoring analysts at all technical levels to accelerate their development and improve their engineering skills. Acting as a liaison between backend engineers and product teams to understand data generation and its significance, while leading the triage of any issues affecting the analytics pipeline. Contributing to the overall data platform strategy to ensure our features are relevant and impactful, and maintain the highest data quality standards. What we offer Innovative Environment: Work on an early-stage project that sets the foundation for our data future. Best-in-Class Tools: Access cutting-edge technologies in data engineering, including Snowflake, DBT, and Fivetran. Collaborative Team: Join a team of passionate experts pushing the boundaries of data engineering at Lendable. Impactful Work: Experience the direct influence of your contributions on company decisions and outcomes. Culture of Excellence: Be part of a culture that emphasises quality, innovation, and results. Diverse Projects: Engage in a variety of projects, ensuring continuous challenges and engagement. What we're looking for Strong proficiency in data modelling and a deep understanding of data analysis. Strong experience with ELT , focusing on transformations at scale, preferably with DBT Extensive experience with Snowflake or alternative data warehouses. Ability to independently identify and implement opportunities for improving the efficiency and cost-effectiveness of our data transformation pipeline. Capacity to balance long-term platform improvements with daily operational needs. Able to upskill and mentor non-technical colleagues in analytics engineering. Strong communication skills for effective collaboration with business analysts and stakeholders, translating business requirements into technical solutions. The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Feb 17, 2025
Full time
About the role As a contractor Analytics Engineer, you will play a key role in establishing a domain-driven data architecture within Lendable, ensuring clear ownership across key domains such as Credit, Collections, Decision Science, and Growth. You will collaborate closely with stakeholders-including analysts, backend engineers, and product teams-to deliver impactful improvements across these domains. You will also have the opportunity to contribute to enhancing underlying data models and reporting foundations within Finance/Capital Markets, as well as technical enhancement initiatives. What you'll be doing Overseeing the data modelling architecture and implementation for our products Driving the development of our DBT models, and collaborating with analysts and stakeholders to enhance their efficiency in gaining insights. Supporting and mentoring analysts at all technical levels to accelerate their development and improve their engineering skills. Acting as a liaison between backend engineers and product teams to understand data generation and its significance, while leading the triage of any issues affecting the analytics pipeline. Contributing to the overall data platform strategy to ensure our features are relevant and impactful, and maintain the highest data quality standards. What we offer Innovative Environment: Work on an early-stage project that sets the foundation for our data future. Best-in-Class Tools: Access cutting-edge technologies in data engineering, including Snowflake, DBT, and Fivetran. Collaborative Team: Join a team of passionate experts pushing the boundaries of data engineering at Lendable. Impactful Work: Experience the direct influence of your contributions on company decisions and outcomes. Culture of Excellence: Be part of a culture that emphasises quality, innovation, and results. Diverse Projects: Engage in a variety of projects, ensuring continuous challenges and engagement. What we're looking for Strong proficiency in data modelling and a deep understanding of data analysis. Strong experience with ELT , focusing on transformations at scale, preferably with DBT Extensive experience with Snowflake or alternative data warehouses. Ability to independently identify and implement opportunities for improving the efficiency and cost-effectiveness of our data transformation pipeline. Capacity to balance long-term platform improvements with daily operational needs. Able to upskill and mentor non-technical colleagues in analytics engineering. Strong communication skills for effective collaboration with business analysts and stakeholders, translating business requirements into technical solutions. The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
About the role Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science sits at the heart of this USP, developing the credit risk models to underwrite loan and credit card products.You will have access to the latest machine learning techniques combined with a rich data repository to deliver best in market risk models. Our team's objectives The data science team develops proprietary risk models which are core to the company's success. We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions. We self-serve with all deployment and monitoring, without a separate machine-learning-engineering team. How you'll impact these objectives Learn the domain of products that Lendable serves, understanding the data that informs strategy and risk modelling is essential to being able to successfully contribute value. Rigorously search for the best models that enhance underwriting quality. Clearly communicate results to stakeholders through verbal and written communication. Share ideas with the wider team, learn from and contribute to the body of knowledge. What we're looking for Experience using PythonKnowledge of the credit industry, including the products, data, typical ML applicationsKnowledge of machine learning techniques and their respective pros and cons. Confident communicator and contributes effectively within a team environment Self driven and willing to lead on projects / new initiatives Nice to have's Interest in machine learning engineeringStrong SQL and interest in data engineering We're not corporate, so we try our best to get things moving as quickly as possible. For this role we'd expect: Initial call with TA Team Take home task Task debrief interview Case study interview Final interviews; Meet the team you'll work with daily, meet Head of Data Science and Chief Risk Officer. The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London
Feb 17, 2025
Full time
About the role Lendable is the market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science sits at the heart of this USP, developing the credit risk models to underwrite loan and credit card products.You will have access to the latest machine learning techniques combined with a rich data repository to deliver best in market risk models. Our team's objectives The data science team develops proprietary risk models which are core to the company's success. We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions. We self-serve with all deployment and monitoring, without a separate machine-learning-engineering team. How you'll impact these objectives Learn the domain of products that Lendable serves, understanding the data that informs strategy and risk modelling is essential to being able to successfully contribute value. Rigorously search for the best models that enhance underwriting quality. Clearly communicate results to stakeholders through verbal and written communication. Share ideas with the wider team, learn from and contribute to the body of knowledge. What we're looking for Experience using PythonKnowledge of the credit industry, including the products, data, typical ML applicationsKnowledge of machine learning techniques and their respective pros and cons. Confident communicator and contributes effectively within a team environment Self driven and willing to lead on projects / new initiatives Nice to have's Interest in machine learning engineeringStrong SQL and interest in data engineering We're not corporate, so we try our best to get things moving as quickly as possible. For this role we'd expect: Initial call with TA Team Take home task Task debrief interview Case study interview Final interviews; Meet the team you'll work with daily, meet Head of Data Science and Chief Risk Officer. The opportunity to scale up one of the world's most successful fintech companies Best-in-class compensation, including equity You can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideas Our in-house chefs prepare fresh, healthy lunches in the office every Tuesday-Thursday We care for our Lendies' well-being both physically and mentally, so we offer coverage when it comes to private health insurance We're an equal opportunity employer and are keen to make Lendable the most inclusive and open workspace in London