IQUW Group

Overview Senior Exposure Analyst - Geospatial Location: London About us IQUW is a speciality (re)insurer at Lloyd's (Syndicate 1856) underwriting a diverse range of Property, Commercial and Speciality (re)insurance products from Cargo and Marine to Political Violence, Terror and War. We combine data, intelligent automation and human expertise to make smart decisions, fast. ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For those people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer's needs. IQUW Group has a hybrid working model that offers flexibility while maintaining opportunities for collaboration and connection with colleagues in person.Our hybrid working model will consist of 3 days per week in the office and 2 days working remotely. Teams can coordinate specific in-office days to support collaboration and flexibility. The role The Senior Exposure Analyst - Geospatial is a role supporting the Exposure Management Team as IQUW continues to expand its underwriting of Specialty, Commercial and Reinsurance business. The successful candidate will be focussed on developing best-in-class analytics on our portfolios, supporting underwriting teams to make efficient use of their available capital and manage their exposures. The role will have a specific focus on utilising the candidate's geospatial analysis skills . This will suit an analytically minded individual with skills in coding, exposure modelling, geospatial analysis and an interest in data visualisation. It is a unique opportunity to work in a rapidly evolving and fast-growing environment, where exposure management and analytics are at the core of our business. We are looking for an individual who will bring a strong expertise and contribute to the development of robust and innovative analytics to drive IQUW to achieve a highly profitable and optimised portfolio. Key responsibilities Support the Senior Analytics Manager in building out robust geospatial analytics and developing the Unified Exposure Framework, where IQUW are exposed, to identify key opportunities and risks. This would consist of: Aid in the design, implementation and maintenance of exposure frameworks, analytics and tools Support management and monitoring of the Group's aggregate catastrophe exposures (natural and non-natural perils). Supporting the exposure management teams to ensure catastrophe exposure is well understood, measured, and clearly communicated across the business. Develop automated reporting capabilities to support deal-by-deal underwriting decisions, enabling strong controls and optimised use of risk appetite. Support the Head of Capital & Exposure Management, Senior Analytics Manager and Active Underwriter in cascading the IQUW 'View of Risk' into the underwriting processes and help articulate risk appetites. Support the delivery of regulatory exposure management reports to ensure submission requirements and deadlines are met. Develop analytics to inform outwards reinsurance strategy and contribute to reinsurance data submissions. This will involve representation of the portfolio via multiple alternate views of risk. Involvement in ad-hoc projects to continue to enhance Exposure Management capabilities throughout IQUW. The above duties and responsibilities are not an exhaustive list, and you may be required to undertake any other reasonable duties compatible with your experience and competencies. This description may be varied from time to time to reflect changing business requirements. Qualifications, skills and experience Strong geospatial analysis expertise and experience e.g. in QGIS, ARCGIS or other geographic information / mapping systems. Strong programming skills and experience with tools to manipulate large data sets, preferably Python or R. Aid in the design of systems and processes (e.g., development of dashboards) to support management and monitoring of the Group's aggregate catastrophe exposures (natural and non-natural perils). Experience working in a Catastrophe Modelling / Exposure Management team. Strong written and face to face communication skills. Strong knowledge of how catastrophe models work, their strengths and weaknesses, and how to draw maximum value from their results. Experience working with outwards reinsurance structures and how portfolio recoveries should be allocated back to source business units. Core behavioural competencies Strong analytical, quantitative, problem-solving, and critical thinking skills Strong critical thinking skills, an ability to question assumptions and challenge proposals. Good written, verbal and presentation communication skills Ability to work collaboratively with other business units to achieve common objectives Organised self-starter, with drive and commitment; able to finish work with little supervision Excellent interpersonal skills and the ability to maintain effective working relationships Please note this is not a Data Analyst role.

Overview Grade: 3 Reporting to: Delegated Authority Compliance Manager Location: London About us IQUW is a speciality (re)insurer at Lloyd's (Syndicate 1856) underwriting a diverse range of Property, Commercial and Speciality (re)insurance products from Cargo and Marine to Political Violence, Terror and War. We combine data, intelligent automation and human expertise to make smart decisions, fast. ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For those people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer's needs. The role The role of the Senior Delegated Authority Operations Analyst is vital to support the DA team with the successful implementation of IQUW's Delegated Authority strategy, focusing on service to Underwriters, due diligence, and audit management. The purpose of the role is to support the IQUW delegated authority (DA) function, primarily Underwriters writing delegated authority arrangements within IQUW's Syndicate 218 and 1856, ensuring compliance with the company's Delegated Authority (DA) Framework. Key responsibilities In line with the DA Framework, provide full support to Underwriters and other relevant stakeholders by ensuring due diligence and ongoing monitoring is undertaken across all new and existing delegated authorities (Binding Authorities, Lineslips, Consortium, and Delegated Claims Administrators (DCAs). Undertake all the steps of the IQUW audit policy and ensure the timely implementation of the annual audit programme for Coverholders and DCAs. Prepare governance and other performance reporting and insights of IQUW's delegated authority arrangements, including discussing KPIs with Underwriting and relevant stakeholder teams. Support the Delegated Authority Team with administrating the review process for all binding authorities, lineslips, consortium, and DCAs falling within IQUW. Produce any DA regulatory and Lloyd's returns as required and ensure actions arising from market thematic reviews are embedded within the company. Build and maintain a strong relationship with all business units, particularly Underwriting teams. Qualifications, skills and experience Extensive experience working in a Delegated Authorities role within an insurance company, ideally within the Lloyd's market. Attention to detail, excellent due diligence, and investigative skills. Strong analytical, written, and communication skills. Experience in developing and coaching junior members of the DA Team. IT literate with experience of third-party Lloyd's management systems, including DCOM, DAM, Lineage, Atlas, Crystal, DDM, VIPR's Intrali & LWR. Strong Excel skills. Benefits Competitive Benchmarked Salary 25 days holiday Discretionary bonus scheme Employee assistance programme Annual holiday buy (up to 3 extra days) Salary sacrifice benefits Annual benefits reviews The option for professional qualifications and study support. Additional Information A full job description can be seen here .