Banco Santander SA
Redhill, Surrey
SCUK Project Accountant page is loaded SCUK Project Accountantlocations: Redhilltime type: Full timeposted on: Posted Todayjob requisition id: ReqSCUK Project AccountantCountry: United KingdomSantander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of car dealerships throughout the United Kingdom.We are now looking for a Project Accountant to join the team on an initial 12-month contract where you will be focusing on Customer Remediation. This is a new role in light of the FCA commissions redress scheme and the role holder will report into the Head of Financial Accounting. The role is varied and will include financial management & reporting, including the production of accurate and timely financial reports relating to redress calculations, payments, provisions and project spend.We are mid-way through the build of a consumer remediation portal (CRP), the role holder will ensure that the new system is tested, and controls are in place to ensure that any remediation claims are dealt with on a timely basis.Our aim with the portal is to deliver a digital first solution, which will communicate with our retail system to summarise complaints. Robust controls need to be in place to prevent duplicate complaints from being processed and to verify the accuracy of customer payment details before any redress is issued. Statutory interest linked to the redress must be calculated correctly, following the relevant FCA guidance for calculation of interest payments. Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered. Responsibilities will include: Assist the compliance team with providing financial data relating to the FCA consumer redress scheme Ensure that the project maintains strong financial controls to ensure the integrity of redress calculations and payments Review quarterly CT61 calculations provided by other finance team members and ensure that the returns are complete and correct, submitted on time with the correct amounts of withheld tax being paid Meet regularly with external audit to provide updates and evidence to support the preparation of the financial statements Monthly reporting of provision utilisation and expenditure split by redress payments and running costs such as legal, operations and general overheads Acting as a role model, the role holder will be the subject matter expert for finance for everything linked to the consumer redress scheme Ensures robust controls are in place to reconcile CRP data to retail data and provide weekly summaries of commission redress payments Provides a useful, high-quality service to the business by listening effectively and establishing clear channels of communication with the customer around mutual expectations Works with the business stakeholders to proactively seek for efficiency opportunities Identifies, assesses, manages, and reports risks, taking proactive personal responsibility for 'doing the right thing' in compliance with regulatory requirements and our frameworks and policies Assist our two JV partners with the reporting of CRP Adhering to our commitment to Consumer Duty ensuring we put our customers' needs first and set higher and clearer standards of consumer protection What we're looking for: Previous experience in working in specialist roles ideally with hands on system accounting experience Previous experience in working on a finance project and the challenges it presents Demonstrates awareness and understanding of the historical commission schemes and commercial practices CIMA ACCA ACA (or equivalent) qualification Problem solving, organisational and process improvement skills Ability to manage multiple conflicting interests and deadlines, challenging others Ability to look beyond the immediate situations / issues Experience on updating, presenting insight, and discussing cost and / or income performance Understands the need to use different leadership styles to manage or influence colleagues We have a range of benefits available which include: Competitive salary of £64,000 - £66,000 (dependent on experience) 30 days holiday per annum, plus bank holidays Annual bonus based on personal and company performance Car allowance Private medical cover Generous pension contributions Employee assistance programme Sharesave scheme Gym passes at a reduced rate for 3,000 gyms, leisure centres etc Inclusion At Santander we're creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.Should you want to be considered for part time hours, please let us know and we can assess your requirements. What are the next steps: If you are interested in this role and believe you have the skills, experience, and knowledge then we'd love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter. (blob:)
SCUK Project Accountant page is loaded SCUK Project Accountantlocations: Redhilltime type: Full timeposted on: Posted Todayjob requisition id: ReqSCUK Project AccountantCountry: United KingdomSantander Consumer Finance UK (SCUK) is based in Redhill, Surrey and provides motor finance to a network of car dealerships throughout the United Kingdom.We are now looking for a Project Accountant to join the team on an initial 12-month contract where you will be focusing on Customer Remediation. This is a new role in light of the FCA commissions redress scheme and the role holder will report into the Head of Financial Accounting. The role is varied and will include financial management & reporting, including the production of accurate and timely financial reports relating to redress calculations, payments, provisions and project spend.We are mid-way through the build of a consumer remediation portal (CRP), the role holder will ensure that the new system is tested, and controls are in place to ensure that any remediation claims are dealt with on a timely basis.Our aim with the portal is to deliver a digital first solution, which will communicate with our retail system to summarise complaints. Robust controls need to be in place to prevent duplicate complaints from being processed and to verify the accuracy of customer payment details before any redress is issued. Statutory interest linked to the redress must be calculated correctly, following the relevant FCA guidance for calculation of interest payments. Please note this role is a hybrid role with at least 3 days a week in the Redhill office. Remote workers will not be considered. Responsibilities will include: Assist the compliance team with providing financial data relating to the FCA consumer redress scheme Ensure that the project maintains strong financial controls to ensure the integrity of redress calculations and payments Review quarterly CT61 calculations provided by other finance team members and ensure that the returns are complete and correct, submitted on time with the correct amounts of withheld tax being paid Meet regularly with external audit to provide updates and evidence to support the preparation of the financial statements Monthly reporting of provision utilisation and expenditure split by redress payments and running costs such as legal, operations and general overheads Acting as a role model, the role holder will be the subject matter expert for finance for everything linked to the consumer redress scheme Ensures robust controls are in place to reconcile CRP data to retail data and provide weekly summaries of commission redress payments Provides a useful, high-quality service to the business by listening effectively and establishing clear channels of communication with the customer around mutual expectations Works with the business stakeholders to proactively seek for efficiency opportunities Identifies, assesses, manages, and reports risks, taking proactive personal responsibility for 'doing the right thing' in compliance with regulatory requirements and our frameworks and policies Assist our two JV partners with the reporting of CRP Adhering to our commitment to Consumer Duty ensuring we put our customers' needs first and set higher and clearer standards of consumer protection What we're looking for: Previous experience in working in specialist roles ideally with hands on system accounting experience Previous experience in working on a finance project and the challenges it presents Demonstrates awareness and understanding of the historical commission schemes and commercial practices CIMA ACCA ACA (or equivalent) qualification Problem solving, organisational and process improvement skills Ability to manage multiple conflicting interests and deadlines, challenging others Ability to look beyond the immediate situations / issues Experience on updating, presenting insight, and discussing cost and / or income performance Understands the need to use different leadership styles to manage or influence colleagues We have a range of benefits available which include: Competitive salary of £64,000 - £66,000 (dependent on experience) 30 days holiday per annum, plus bank holidays Annual bonus based on personal and company performance Car allowance Private medical cover Generous pension contributions Employee assistance programme Sharesave scheme Gym passes at a reduced rate for 3,000 gyms, leisure centres etc Inclusion At Santander we're creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.At Santander Consumer Finance we have a zero-tolerance approach to discrimination, bullying, harassment (including sexual) or victimisation of any kind.Should you want to be considered for part time hours, please let us know and we can assess your requirements. What are the next steps: If you are interested in this role and believe you have the skills, experience, and knowledge then we'd love to hear from you. Please go ahead and click apply which will take you through some questions and allow you to submit your CV and covering letter. (blob:)
Banco Santander SA
Transactional Banking & Liabilities Lawyer S3 Santander Corporate & Commercial Banking (CCB) LondonCountry: United Kingdom IT STARTS HERE Santander () is evolving from a global, high-impact brand into a technology-driven organisation , and our people are at the heart of this journey. Together , we are driving a customer-centric transformation that values bold thinking, innovation , and the courage to challenge what's possible.This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference .Our mission is to contribute to help more people and businesses prosper . We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation. THE DIFFERENCE YOU MAKE Santander Corporate & Commercial Banking (CCB) is looking for a Transactional Banking & Liabilities Lawyer based out of London.This role sits within the CCB Legal team, supporting the Transactional Banking and Liabilities business. You will provide legal advice across a broad suite of cash management, payments, and account products, supporting both strategic initiatives and business-as-usual activities. You will work closely with product, risk, compliance, and front-office teams to enable safe, compliant, and efficient delivery of client solutions.We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Providing legal advice on transactional banking and liabilities products including accounts, cash management, and payment services Drafting and negotiating commercial contracts, client documentation, and product terms and conditions Supporting product development, change initiatives, and digital platform evolution Advising on UK and EU payments regulation and financial crime frameworks Identifying, assessing, and escalating legal and regulatory risks Partnering with stakeholders across product, risk, compliance, operations, and technology Delivering timely, pragmatic legal advice aligned with risk appetite Driving innovation and continuous improvement, including use of legal technology and AI tools WHAT YOU'LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We're enabling teams to go beyond by valuing who they are and empowering what they bring.The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Qualified lawyer with experience in banking, financial services, or commercial contracts (Required) Experience advising on transactional banking products, cash management, or payments (Preferred) Experience working with digital banking platforms or connectivity solutions (Preferred) Education Law degree or equivalent legal qualification (Required) Languages English (Required) Hard Skills Strong drafting and negotiation skills (Required) Working knowledge of payments regulation and financial crime frameworks (Preferred) Understanding of legal risk management principles (Preferred) Soft Skills Strong stakeholder management and communication skills Commercial mindset with ability to balance risk and business objectives Proactive, adaptable, and solutions-focused approach WE VALUE YOUR IMPACT At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.Here, recognition goes beyond pay. It's about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive - personally and professionally. 30 days' holiday plus bank holidays, which increases to 31 days after 5yrs service, with the option to purchase up to 5 contractual days per year £6,000 car allowance per year Company funded individual private medical insurance Protection for you and your family, with company-funded death-in-service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover. Share in Santander's success by saving or investing in our share plans. As a Santander UK employee, you are able to request staff versions of our products like our Edge Current Accounts and Credit Cards with no fees, as well as apply to many other deals and discounts in Santander products and services Competitive rewards that reflect the real impact you make and the value you bring. Wellbeing that goes beyond work - we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support. Support for every life stage - from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support. Time to give back through volunteering opportunities that let you make a difference in the communities we serve. Global growth opportunities to shape your career, learn new skills and explore what's possible across our international network. LOCAL COMPLIANCE At Santander, we're proud to be an inclusive organisation that provides equal opportunities for everyone - regardless of age, gender, disability, civil status, race, religion or sexual orientation.We're committed to creating a recruitment experience that's accessible, fair and welcoming for all candidates.We want our people to thrive - at work and at home - while delivering the best outcomes for our customers and supporting each other to grow.To make this possible, our roles are site-based with a hybrid working pattern , where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).When applying, please consider the travel distance, time and cost to your chosen office location(s). Right to work in the UK Every individual must have the right to work in the UK to commence employment with Santander either by way of nationality, visa or work permit. If you do require a working visa / permit this will not influence our decision on whether to progress your application. However, if you do not have a right to work, or an application for a working visa / permit is unsuccessful, Santander will not proceed with your application and will withdraw any conditional offer previously made.We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply.If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available through email. You can contact us at .
Transactional Banking & Liabilities Lawyer S3 Santander Corporate & Commercial Banking (CCB) LondonCountry: United Kingdom IT STARTS HERE Santander () is evolving from a global, high-impact brand into a technology-driven organisation , and our people are at the heart of this journey. Together , we are driving a customer-centric transformation that values bold thinking, innovation , and the courage to challenge what's possible.This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference .Our mission is to contribute to help more people and businesses prosper . We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Retail & Commercial Banking is a global business integrating all our retail and commercial banking activities to better serve our customers, improve efficiency and drive value creation. THE DIFFERENCE YOU MAKE Santander Corporate & Commercial Banking (CCB) is looking for a Transactional Banking & Liabilities Lawyer based out of London.This role sits within the CCB Legal team, supporting the Transactional Banking and Liabilities business. You will provide legal advice across a broad suite of cash management, payments, and account products, supporting both strategic initiatives and business-as-usual activities. You will work closely with product, risk, compliance, and front-office teams to enable safe, compliant, and efficient delivery of client solutions.We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for: Providing legal advice on transactional banking and liabilities products including accounts, cash management, and payment services Drafting and negotiating commercial contracts, client documentation, and product terms and conditions Supporting product development, change initiatives, and digital platform evolution Advising on UK and EU payments regulation and financial crime frameworks Identifying, assessing, and escalating legal and regulatory risks Partnering with stakeholders across product, risk, compliance, operations, and technology Delivering timely, pragmatic legal advice aligned with risk appetite Driving innovation and continuous improvement, including use of legal technology and AI tools WHAT YOU'LL BRING Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organisation. We're enabling teams to go beyond by valuing who they are and empowering what they bring.The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Professional Experience Qualified lawyer with experience in banking, financial services, or commercial contracts (Required) Experience advising on transactional banking products, cash management, or payments (Preferred) Experience working with digital banking platforms or connectivity solutions (Preferred) Education Law degree or equivalent legal qualification (Required) Languages English (Required) Hard Skills Strong drafting and negotiation skills (Required) Working knowledge of payments regulation and financial crime frameworks (Preferred) Understanding of legal risk management principles (Preferred) Soft Skills Strong stakeholder management and communication skills Commercial mindset with ability to balance risk and business objectives Proactive, adaptable, and solutions-focused approach WE VALUE YOUR IMPACT At Santander, your contribution matters. We recognise the difference you make every day, and we make sure you feel valued, supported and rewarded in return.Here, recognition goes beyond pay. It's about the pride you feel in your work, the impact you have on customers and communities, and the opportunities you have to grow and thrive - personally and professionally. 30 days' holiday plus bank holidays, which increases to 31 days after 5yrs service, with the option to purchase up to 5 contractual days per year £6,000 car allowance per year Company funded individual private medical insurance Protection for you and your family, with company-funded death-in-service benefit and income protection insurance, and the option to take advantage of discounted rates for additional life assurance and critical illness cover. Share in Santander's success by saving or investing in our share plans. As a Santander UK employee, you are able to request staff versions of our products like our Edge Current Accounts and Credit Cards with no fees, as well as apply to many other deals and discounts in Santander products and services Competitive rewards that reflect the real impact you make and the value you bring. Wellbeing that goes beyond work - we work with a range of wellbeing partners across our 4 pillars of wellbeing (physical, mental, social and financial) to give you access to a suite of apps, discounted gym and fitness access, weekly online classes, flexible healthcare and mental health support. Support for every life stage - from menopause and pregnancy to parenthood and beyond, with enhanced family leave, childcare options and tailored wellbeing support. Time to give back through volunteering opportunities that let you make a difference in the communities we serve. Global growth opportunities to shape your career, learn new skills and explore what's possible across our international network. LOCAL COMPLIANCE At Santander, we're proud to be an inclusive organisation that provides equal opportunities for everyone - regardless of age, gender, disability, civil status, race, religion or sexual orientation.We're committed to creating a recruitment experience that's accessible, fair and welcoming for all candidates.We want our people to thrive - at work and at home - while delivering the best outcomes for our customers and supporting each other to grow.To make this possible, our roles are site-based with a hybrid working pattern , where colleagues are expected to attend the office at least 12 days per month (pro-rata for part-time roles).When applying, please consider the travel distance, time and cost to your chosen office location(s). Right to work in the UK Every individual must have the right to work in the UK to commence employment with Santander either by way of nationality, visa or work permit. If you do require a working visa / permit this will not influence our decision on whether to progress your application. However, if you do not have a right to work, or an application for a working visa / permit is unsuccessful, Santander will not proceed with your application and will withdraw any conditional offer previously made.We welcome applications on the understanding that, should you be offered this role, there may be no relocation package available. Santander will pay the employer mandatory government fees that are required to pay in connection with visa sponsorship. You may be liable for your own personal employee immigration and relocation costs. WHAT TO DO NEXT If this sounds like a role you are interested in, then please apply.If there's anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it's a copy of our application form in another format or additional assistance, we're available through email. You can contact us at .